Consolidated Balance Sheets - USD ($) $ in Thousands	Dec. 31, 2019	Mar. 31, 2019
Assets
Cash	$ 15,801	$ 35,595
Restricted cash	8,305	2,047
Finance receivables, net	190,327	202,042
Repossessed assets	1,500	1,924
Income taxes receivable	1,669	1,654
Prepaid expenses and other assets	3,001	1,378
Property and equipment, net	522	656
Intangibles	65
Goodwill	295
Deferred income taxes	6,597	7,124
Total assets	228,082	252,420
Liabilities and shareholders’ equity
Credit facility	119,450	145,000
Unamortized debt issuance costs	(2,682)	(2,381)
Net long-term debt	116,768	142,619
Accounts payable and accrued expenses	5,322	4,916
Total liabilities	122,090	147,535
Shareholders’ equity
Preferred stock, no par: 5,000 shares authorized; none issued
Common stock, no par: 50,000 shares authorized; 12,664 and 12,624 shares issued, respectively; and 7,926 and 7,910 shares outstanding, respectively	34,813	34,660
Treasury stock: 4,738 and 4,714 common shares, at cost, respectively	(70,675)	(70,459)
Retained earnings	141,854	140,684
Total shareholders’ equity	105,992	104,885
Total liabilities and shareholders’ equity	228,082	252,420
Variable Interest Entity
Assets
Restricted cash	8,305	2,047
Finance receivables, net	173,084	187,584
Repossessed assets	1,339
Total assets	182,728	189,631
Liabilities and shareholders’ equity
Credit facility	116,768	142,619
Accounts payable and accrued expenses	586
Total liabilities	$ 117,354	$ 142,619