Consolidated Statements of Cash Flows (Unaudited) - USD ($) $ in Thousands	6 Months Ended
	Sep. 30, 2019	Sep. 30, 2018
Cash flows from operating activities
Net income	$ 859	$ 2,000
Adjustments to reconcile net income to net cash provided by operating activities:
Depreciation	170	199
Amortization of intangibles	28
Amortization of debt issuance costs	216	723
Gain on sale of property and equipment	(7)
Repossessed assets	106	(344)
Provision for credit losses	8,385	13,801
Amortization of dealer discounts	(4,178)	(5,904)
Amortization of insurance and fee commissions	(1,359)	(1,040)
Accretion of purchase price discount	(985)
Deferred income taxes	299	844
Share-based compensation	89	16
Changes in operating assets and liabilities:
Accrued interest receivable	(157)	100
Prepaid expenses and other assets	(1,785)	(696)
Accounts payable and accrued expenses	376	(946)
Income taxes receivable	(15)	(197)
Unearned insurance and fee commissions	85
Net cash provided by operating activities	2,127	8,556
Cash flows from investing activities
Purchase and origination of finance receivables	(44,202)	(43,292)
Principal payments received	65,098	66,666
Net assets acquired from branch acquisitions, primarly loans	(20,483)
Purchase of property and equipment	(32)	(30)
Proceeds from sale of property and equipment	7
Net cash provided by investing activities	388	23,344
Cash flows from financing activities
Repayments on credit facility	(37,500)	(31,550)
Proceeds from the credit facility	12,000
Payment of loan origination fees	(729)	(200)
Proceeds from exercise of stock options		11
Net cash used in financing activities	(26,229)	(31,739)
Net (decrease) increase in cash and restricted cash	(23,714)	161
Cash and restricted cash at the beginning of period	37,642	2,626
Cash and restricted cash at the end of period	$ 13,928	$ 2,787