Consolidated Balance Sheets - USD ($) $ in Thousands	Sep. 30, 2019	Mar. 31, 2019
Assets
Cash	$ 4,678	$ 35,595
Restricted cash	9,250	2,047
Finance receivables, net	199,452	202,042
Repossessed assets	1,911	1,924
Income taxes receivable	1,669	1,654
Prepaid expenses and other assets	3,181	1,378
Property and equipment, net	551	656
Intangibles	79
Goodwill	350
Deferred income taxes	6,825	7,124
Total assets	227,946	252,420
Liabilities and shareholders’ equity
Credit facility	119,500	145,000
Unamortized debt issuance costs	(2,790)	(2,381)
Net long-term debt	116,710	142,619
Accounts payable and accrued expenses	5,403	4,916
Total liabilities	122,113	147,535
Shareholders’ equity
Preferred stock, no par: 5,000 shares authorized; none issued
Common stock, no par: 50,000 shares authorized; 12,638 and 12,624 shares issued, respectively; and 7,925 and 7,910 shares outstanding, respectively	34,749	34,660
Treasury stock: 4,714 common shares, at cost	(70,459)	(70,459)
Retained earnings	141,543	140,684
Total shareholders’ equity	105,833	104,885
Total liabilities and shareholders’ equity	227,946	252,420
Variable Interest Entity
Assets
Restricted cash	9,250	2,047
Finance receivables, net	159,950	187,584
Repossessed assets	1,490
Total assets	170,690	189,631
Liabilities and shareholders’ equity
Credit facility	116,710	142,619
Accounts payable and accrued expenses	640
Total liabilities	$ 117,350	$ 142,619