Quarterly Results of Operations (Unaudited)

12 Months Ended

Mar. 31, 2019

Quarterly Financial Data [Abstract]

Quarterly Results of Operations (Unaudited)

13. Quarterly Results of Operations (Unaudited)

	Fiscal Year ended March 31, 2019 (In thousands, except earnings per share amounts)
	First Quarter		Second Quarter		Third Quarter			Fourth Quarter
Total revenue	$	18,759	$	19,404	$	16,740		$	16,397
Interest expense		2,540		2,386		2,303			2,275
Provision for credit losses		5,426		8,374		7,871			11,165
Non-interest expense		8,801		7,966		7,847			8,934
Operating income (loss) before income taxes		1,992		678		(1,281	)		(5,977	)
Income tax expense (benefit)		572		96		(376	)		(1,232	)
Net income (loss)	$	1,420	$	582	$	(905	)	$	(4,745	)
Earnings (loss) per share:
Basic	$	0.18	$	0.07	$	(0.12	)	$	(0.60	)
Diluted	$	0.18	$	0.07	$	(0.12	)	$	(0.60	)

	Fiscal Year ended March 31, 2018 (In thousands, except earnings per share amounts)
	First Quarter		Second Quarter		Third Quarter			Fourth Quarter
Total revenue	$	22,198	$	21,338	$	20,526		$	19,855
Interest expense		2,455		2,443		2,585			2,654
Provision for credit losses		9,752		10,146		8,989			8,563
Non-interest expense		8,679		8,185		8,138			8,165
Operating income before income taxes		1,312		564		814			473
Income tax expense (benefit)		500		220		3,712			(171	)
Net income (loss)	$	812	$	344	$	(2,898	)	$	644
Earnings (loss) per share:
Basic	$	0.10	$	0.04	$	(0.37	)	$	0.08
Diluted	$	0.10	$	0.04	$	(0.37	)	$	0.08