Consolidated Statements of Cash Flows - USD ($) $ in Thousands	12 Months Ended
	Mar. 31, 2017	Mar. 31, 2016	Mar. 31, 2015
Cash flows from operating activities:
Net income	$ 5,409	$ 12,379	$ 16,856
Adjustments to reconcile net income to net cash provided by operating activities:
Depreciation	492	458	366
(Gain) loss on sale of property and equipment	(17)	(24)	6
Impairment loss on property and equipment	350
Provision for credit losses	37,177	26,278	20,371
Amortization of dealer discounts	(13,112)	(13,811)	(13,852)
Amortization of commission for products	(1,754)	(1,662)	(1,266)
Deferred income taxes	(1,956)	(292)	356
Share-based compensation	607	574	514
Change in fair value of interest rate swap agreements	(222)	24	364
Changes in operating assets and liabilities:
Prepaid expenses and other assets	328	192	66
Accounts payable and accrued expenses	93	(2,002)	(1,085)
Income taxes receivable/payable	(126)	(480)	981
Deferred revenues	52	774	815
Net cash provided by operating activities	27,321	22,408	24,492
Cash flows from investing activities:
Purchase and origination of finance contracts	(157,708)	(173,027)	(164,830)
Principal payments received including recoveries	130,029	139,289	140,018
Increase in assets held for resale	(305)	(401)	(51)
Purchase of property and equipment	(772)	(913)	(443)
Proceeds from sale of property and equipment	53	61	68
Net cash used in investing activities	(28,703)	(34,991)	(25,238)
Cash flows from financing activities:
Net proceeds from line of credit	2,000	12,000	71,100
Increase (decrease) in drafts payable	352	(977)	137
Payment of debt origination costs	(25)	(25)	(318)
Proceeds from exercise of share awards	50	85	389
Excess tax benefits of stock options	11	11	600
Purchase of common shares		(50)	(70,409)
Net cash provided by financing activities	2,388	11,044	1,499
Net increase (decrease) in cash	1,006	(1,539)	753
Cash, beginning of year	1,849	3,388	2,635
Cash, end of year	2,855	1,849	$ 3,388
Supplemental disclosure of noncash investing and financing activities:
Tax deficiency from share awards	$ (66)	$ (38)