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Consolidated Statements of Income - USD ($)
$ in Thousands
12 Months Ended
Mar. 31, 2017
Mar. 31, 2016
Mar. 31, 2015
Revenue:      
Interest and fee income on finance receivables $ 90,466 $ 90,707 $ 86,790
Expenses:      
Marketing 1,440 1,497 1,562
Salaries and employee benefits 21,437 22,313 20,835
Administrative 12,180 11,025 11,226
Provision for credit losses 37,177 26,278 20,371
Depreciation 492 458 366
Interest expense 9,222 9,007 5,970
Change in fair value of interest rate swap agreements (222) 24 364
Total operating expenses 81,726 70,602 60,694
Operating income before income taxes 8,740 20,105 26,096
Income tax expense 3,331 7,726 9,240
Net income $ 5,409 $ 12,379 $ 16,856
Earnings per share:      
Basic (in dollars per share) $ 0.70 $ 1.60 $ 1.40
Diluted (in dollars per share) $ 0.69 $ 1.59 $ 1.38