Consolidated Balance Sheets - USD ($) $ in Thousands	Mar. 31, 2017	Mar. 31, 2016
Assets
Cash	$ 2,855	$ 1,849
Finance receivables, net	317,205	311,837
Assets held for resale	2,453	2,148
Prepaid expenses and other assets	674	977
Income taxes receivable	719	593
Property and equipment, net	1,184	1,290
Interest rate swap agreements	17
Deferred income taxes	8,505	6,615
Total assets	333,612	325,309
Liabilities and shareholders' equity
Line of credit	213,000	211,000
Drafts payable	1,851	1,499
Accounts payable and accrued expenses	5,932	5,839
Deferred revenues	3,969	3,917
Interest rate swap agreements		205
Total liabilities	224,752	222,460
Commitments and contingencies
Shareholders' equity:
Preferred stock, no par: 5,000 shares authorized; none issued
Common stock, no par: 50,000 shares authorized; 12,524 and 12,466 shares issued respectively; 7,810 and 7,753 shares outstanding, respectively	33,889	33,287
Treasury stock: 4,714 common shares, at cost	(70,459)	(70,459)
Retained earnings	145,430	140,021
Total shareholders' equity	108,860	102,849
Total liabilities and shareholders' equity	$ 333,612	$ 325,309

Sum of the carrying values as of the balance sheet date of obligations incurred through that date, including liabilities incurred and payable to vendors for goods and services received, taxes, interest, rent and utilities, compensation costs, payroll taxes and fringe benefits (other than pension and postretirement obligations), contractual rights and obligations, and statutory obligations.

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- Definition

Sum of the carrying amounts as of the balance sheet date of all assets that are recognized. Assets are probable future economic benefits obtained or controlled by an entity as a result of past transactions or events.