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Consolidated Statements of Cash Flows (Unaudited) - USD ($)
$ in Thousands
9 Months Ended
Dec. 31, 2016
Dec. 31, 2015
Cash flows from operating activities    
Net income $ 6,479 $ 9,653
Adjustments to reconcile net income to net cash provided by operating activities:    
Depreciation 413 334
Gain on sale of property and equipment (13) (12)
Provision for credit losses 23,966 18,766
Amortization of dealer discounts (9,830) (9,886)
Deferred income taxes (626) (296)
Share-based compensation 474 416
Change in fair value of interest rate swap agreements (184) (128)
Changes in operating assets and liabilities:    
Prepaid expenses and other assets 345 396
Accounts payable and accrued expenses 1,552 (2,202)
Income taxes payable and receivable 1,198 (306)
Deferred revenues 86 657
Net cash provided by operating activities 23,860 17,392
Cash flows from investing activities    
Purchase and origination of finance receivables (118,276) (131,416)
Principal payments received 94,220 101,126
Increase in assets held for resale (828) (185)
Purchase of property and equipment (728) (878)
Proceeds from sale of property and equipment 38 48
Net cash used in investing activities (25,574) (31,305)
Cash flows from financing activities    
Increase on line of credit 3,340 14,000
Change in drafts payable 188 (476)
Payment of debt costs (25)
Expenses related to prior purchase of treasury shares (50)
Proceeds from exercise of stock options 1 76
Excess tax benefits from share-based compensation 6
Net cash provided by financing activities 3,529 13,531
Net increase (decrease) in cash 1,815 (382)
Cash, beginning of period 1,849 3,388
Cash, end of period 3,664 3,006
Supplemental Disclosure of noncash investing and financing activities:    
Tax deficiency from share awards $ (9)