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Consolidated Statements of Income (Unaudited) - USD ($)
$ in Thousands
3 Months Ended 9 Months Ended
Dec. 31, 2016
Dec. 31, 2015
Dec. 31, 2016
Dec. 31, 2015
Income Statement [Abstract]        
Interest and fee income on finance receivables $ 22,044 $ 22,757 $ 67,606 $ 67,469
Expenses:        
Marketing 369 384 1,100 1,140
Salaries and employee benefits 5,041 5,539 16,363 16,623
Professional Fees 386 306 1,004 1,131
Administrative 2,546 2,324 7,748 7,176
Provision for credit losses 8,796 7,599 23,966 18,766
Depreciation 142 120 413 334
Interest expense 2,258 2,311 6,745 6,750
Change in fair value of interest rate swap agreements (81) (251) (184) (128)
Total expenses 19,457 18,332 57,155 51,792
Operating income before income taxes 2,587 4,425 10,451 15,677
Income tax expense 981 1,698 3,972 6,024
Net income $ 1,606 $ 2,727 $ 6,479 $ 9,653
Earnings per share:        
Basic $ 0.21 $ 0.36 $ 0.83 $ 1.27
Diluted $ 0.21 $ 0.35 $ 0.83 $ 1.24