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Consolidated Statements of Cash Flows (Unaudited) - USD ($)
$ in Thousands
3 Months Ended
Jun. 30, 2016
Jun. 30, 2015
Cash flows from operating activities    
Net income $ 2,903 $ 3,670
Adjustments to reconcile net income to net cash provided by operating activities:    
Depreciation 131 95
Gain on sale of property and equipment (10) (15)
Provision for credit losses 7,026 4,989
Amortization of dealer discounts (3,574) (3,286)
Deferred income taxes (109) (177)
Share-based compensation 118 130
Change in fair value of interest rate swap agreements 18 44
Changes in operating assets and liabilities:    
Prepaid expenses and other assets 2 176
Accounts payable and accrued expenses 712 259
Income taxes payable and receivable 1,902 2,450
Deferred revenues (7) 287
Net cash provided by operating activities 9,112 8,622
Cash flows from investing activities    
Purchase and origination of finance receivables (37,678) (48,332)
Principal payments received 33,408 35,036
Increase in assets held for resale (335) (366)
Purchase of property and equipment (418) (165)
Proceeds from sale of property and equipment 18 16
Net cash used in investing activities (5,005) (13,811)
Cash flows from financing activities    
(Decrease) increase on line of credit (2,000) 4,000
Change in drafts payable 561 (950)
Payment of debt costs 0 (25)
Expenses related to prior purchase of treasury shares 0 (50)
Proceeds from exercise of stock options 2 54
Excess tax benefits from share-based compensation 1 3
Net cash (used) provided by financing activities (1,436) 3,032
Net increase (decrease) in cash 2,671 (2,157)
Cash, beginning of period 1,849 3,388
Cash, end of period 4,520 $ 1,231
Supplemental Disclosure of noncash investing and financing activities:    
Tax deficiency from share awards $ (9)