Finance Receivables (Tables)

3 Months Ended

Jun. 30, 2016

Accounts, Notes, Loans and Financing Receivable [Line Items]

Schedule of finance receivables consisting of automobile finance installment Contracts and Direct Loans

	(In thousands)
	June 30,			March 31,
	2016			2016
Finance receivables, gross contract	$	499,480		$	498,130
Unearned interest		(155,860	)		(155,257	)
Finance receivables, net of unearned interest		343,620			342,873
Unearned dealer discounts		(17,365	)		(18,023	)
Finance receivables, net of unearned interest and unearned dealer discounts		326,255			324,850
Allowance for credit losses		(13,600	)		(13,013	)
Finance receivables, net	$	312,655		$	311,837

Schedule of an assessment of the credit quality by creditworthiness

	(In thousands)
	June 30, 2016				June 30, 2015
	Contracts		Direct Loans		Contracts		Direct Loans
Performing accounts	$	472,424	$	10,965	$	456,698	$	11,313
Non-performing accounts		11,603		97		6,698		59
Total	$	484,027	$	11,062	$	463,396	$	11,372
Chapter 13 bankruptcy accounts		4,350		40		3,958		41
Finance receivables, gross contract	$	488,377	$	11,102	$	467,354	$	11,413

Schedule of information regarding delinquency rates

(In thousands)
Contracts	Gross Balance Outstanding		31 – 60 days			61 – 90 days			Over 90 days			Total
June 30, 2016	$	484,027	$	25,445		$	8,027		$	3,576		$	37,048
		0		5.26	%		1.66	%		0.74	%		7.66	%
June 30, 2015	$	463,396	$	18,879		$	4,799		$	1,899		$	25,577
				4.07	%		1.04	%		0.41	%		5.52	%
Direct Loans	Gross Balance Outstanding		31 – 60 days			61 – 90 days			Over 90 days			Total
June 30, 2016	$	11,062	$	178		$	55		$	42		$	275
		0		1.61	%		0.50	%		0.38	%		2.49	%
June 30, 2015	$	11,372	$	156		$	35		$	24		$	215
				1.37	%		0.31	%		0.21	%		1.89	%

Contracts

Accounts, Notes, Loans and Financing Receivable [Line Items]

Schedule of reconciliation of the changes in the allowance for credit losses

	Three months ended June 30, (In thousands)
	2016			2015
Balance at beginning of period	$	12,265		$	11,325
Current period provision		6,955			4,886
Losses absorbed		(6,992	)		(5,522	)
Recoveries		608			835
Balance at end of period	$	12,836		$	11,524

Direct Loans

Accounts, Notes, Loans and Financing Receivable [Line Items]

Schedule of reconciliation of the changes in the allowance for credit losses

	Three months ended June 30, (In thousands)
	2016			2015
Balance at beginning of period	$	748		$	703
Current period provision		71			103
Losses absorbed		(72	)		(59	)
Recoveries		17			8
Balance at end of period	$	764		$	755