Consolidated Statements of Cash Flows - USD ($) $ in Thousands	12 Months Ended
	Mar. 31, 2016	Mar. 31, 2015	Mar. 31, 2014
Cash flows from operating activities:
Net income	$ 12,379	$ 16,856	$ 16,703
Adjustments to reconcile net income to net cash provided by operating activities:
Depreciation	458	366	318
(Gain) loss on sale of property and equipment	(24)	6	(64)
Provision for credit losses	26,278	20,371	14,979
Amortization of dealer discounts	(13,811)	(13,852)	(13,491)
Deferred income taxes	(292)	356	1,710
Share-based compensation	574	514	535
Change in fair value of interest rate swap agreements	24	364	(688)
Changes in operating assets and liabilities:
Prepaid expenses and other assets	192	66	(129)
Accounts payable and accrued expenses	(2,002)	(1,085)	1,519
Income taxes receivable	(480)	981	(991)
Deferred revenues	774	815	965
Net cash provided by operating activities	24,070	25,758	21,366
Cash flows from investing activities:
Purchase and origination of finance contracts	(173,027)	(164,830)	(156,997)
Principal payments received including recoveries	137,627	138,752	135,992
Increase in assets held for resale	(401)	(51)	(493)
Purchase of property and equipment	(913)	(443)	(465)
Proceeds from sale of property and equipment	61	68	83
Net cash used in investing activities	(36,653)	(26,504)	(21,880)
Cash flows from financing activities:
Net proceeds from line of credit	12,000	71,100	2,400
Payment of cash dividend	0		(2,851)
(Decrease) increase in drafts payable	(977)	137	242
Payment of debt origination costs	(25)	(318)	(25)
Proceeds from exercise of share awards	85	389	329
Excess tax benefits of stock options	11	600	256
Purchase of common shares	(50)	(70,409)
Net cash provided by financing activities	11,044	1,499	351
Net (decrease) increase in cash	(1,539)	753	(163)
Cash, beginning of year	3,388	2,635	2,798
Cash, end of year	1,849	$ 3,388	$ 2,635
Supplemental disclosure of noncash investing and financing activities:
Tax deficiency from share awards	$ (38)