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Consolidated Statements of Income - USD ($)
$ in Thousands
12 Months Ended
Mar. 31, 2016
Mar. 31, 2015
Mar. 31, 2014
Revenue:      
Interest and fee income on finance receivables $ 90,707 $ 86,790 $ 82,629
Expenses:      
Marketing 1,497 1,562 1,491
Salaries and employee benefits 22,313 20,835 19,634
Professional fees 1,194 1,383 3,659
Administrative 9,831 9,843 9,041
Provision for credit losses 26,278 20,371 14,979
Depreciation 458 366 318
Interest expense 9,007 5,970 5,678
Change in fair value of interest rate swap agreements 24 364 (688)
Total operating expenses 70,602 60,694 54,112
Operating income before income taxes 20,105 26,096 28,517
Income tax expense 7,726 9,240 11,814
Net income $ 12,379 $ 16,856 $ 16,703
Earnings per share:      
Basic (in dollars per share) $ 1.60 $ 1.40 $ 1.38
Diluted (in dollars per share) 1.59 $ 1.38 1.36
Dividends declared per share (in dollars per share) $ 0   $ 0.24