Finance Receivables (Tables)

12 Months Ended

Mar. 31, 2015

Accounts, Notes, Loans and Financing Receivable [Line Items]

Schedule of finance receivables

	2015			2014			2013
Indirect finance receivables, gross contract	$	447,042,854		$	413,613,292		$	386,940,093
Unearned interest		(136,895,592	)		(121,996,483	)		(111,121,493	)
Indirect finance receivables, net of unearned interest		310,147,262			291,616,809			275,818,600
Unearned dealer discounts		(17,779,690	)		(17,214,269	)		(16,415,169	)
Indirect finance receivables, net of unearned interest and unearned dealer discounts		292,367,572			274,402,540			259,403,431
Allowance for credit losses		(11,325,222	)		(12,889,082	)		(16,090,652	)
Indirect finance receivables, net	$	281,042,350		$	261,513,458		$	243,312,779

Schedule of an assessment of the credit quality by creditworthiness

	2015				2014
	Contracts		Direct Loans		Contracts		Direct Loans
Performing accounts	$	438,317,584	$	10,855,209	$	405,691,402	$	10,656,685
Non-performing accounts		4,765,425		56,636		4,840,819		47,860
Total	$	443,083,009	$	10,911,845	$	410,532,221	$	10,704,545
Chapter 13 bankrupt accounts, net of unearned interest		3,959,845		20,059		3,081,071		26,356
Finance receivables, gross contract	$	447,042,854	$	10,931,904	$	413,613,292	$	10,730,901

Schedule of information regarding delinquency rates

Contracts	Gross Balance Outstanding		30 – 59 days			60 – 89 days			90 + days			Total
March 31, 2015	$	443,083,009	$	13,694,370		$	3,435,332		$	1,330,093		$	18,459,795
				3.09	%		0.78	%		0.30	%		4.17	%
March 31, 2014	$	410,532,221	$	11,713,021		$	2,944,228		$	1,896,591		$	16,553,840
				2.85	%		0.72	%		0.46	%		4.03	%
March 31, 2013	$	386,324,595	$	10,421,500		$	2,631,617		$	1,188,160		$	14,241,277
				2.70	%		0.68	%		0.31	%		3.69	%
Direct Loans	Gross Balance Outstanding		30 – 59 days			60 – 89 days			90 + days			Total
March 31, 2015	$	10,911,845	$	122,718		$	41,984		$	14,652		$	179,354
				1.12	%		0.39	%		0.13	%		1.64	%
March 31, 2014	$	10,704,545	$	143,624		$	25,345		$	22,515		$	191,484
				1.34	%		0.23	%		0.21	%		1.78	%
March 31, 2013	$	8,781,637	$	72,364		$	21,509		$	13,790		$	107,663
				0.82	%		0.25	%		0.16	%		1.23	%

Contracts

Accounts, Notes, Loans and Financing Receivable [Line Items]

Schedule of reconciliation of the changes in the allowance for credit losses

	2015			2014			2013
Balance at beginning of year	$	12,889,082		$	16,090,652		$	19,499,208
Provision for credit losses		20,008,166			14,693,841			13,252,382
Losses absorbed		(25,041,833	)		(21,690,010	)		(19,851,080	)
Recoveries		3,469,807			3,794,599			3,190,142
Balance at end of year	$	11,325,222		$	12,889,082		$	16,090,652

Direct Loans

Accounts, Notes, Loans and Financing Receivable [Line Items]

Schedule of finance receivables

	2015			2014			2013
Direct finance receivables, gross contract	$	10,931,904		$	10,730,901		$	8,781,637
Unearned interest		(2,367,404	)		(2,310,486	)		(1,800,698	)
Direct finance receivables, net of unearned interest		8,564,500			8,420,415			6,980,939
Allowance for credit losses		(702,790	)		(590,278	)		(467,917	)
Direct finance receivables, net	$	7,861,710		$	7,830,137		$	6,513,022

Schedule of reconciliation of the changes in the allowance for credit losses

	2015			2014			2013
Balance at beginning of year	$	590,278		$	467,917		$	492,184
Provision for credit losses		362,364			285,375			139,493
Losses absorbed		(278,333	)		(192,156	)		(190,871	)
Recoveries		28,481			29,142			27,111
Balance at end of year	$	702,790		$	590,278		$	467,917