Quarterly Results of Operations (Unaudited)

12 Months Ended

Mar. 31, 2015

Quarterly Financial Data [Abstract]

Quarterly Results of Operations (Unaudited)

13. Quarterly Results of Operations (Unaudited)

	Fiscal Year ended March 31, 2015
	First Quarter		Second Quarter		Third Quarter		Fourth Quarter
Total revenue	$	21,332,514	$	21,723,072	$	21,800,765	$	21,933,607
Interest expense		1,448,585		1,485,193		1,457,919		1,578,737
Provision for credit losses		4,231,815		5,154,235		5,796,648		5,187,832
Non-interest expense		8,920,889		8,088,886		8,407,719		8,935,129
Operating income before income taxes		6,731,225		6,994,758		6,138,479		6,231,909
Income tax expense		1,822,037		2,665,057		2,368,923		2,384,462
Net income	$	4,909,188	$	4,329,701	$	3,769,556	$	3,847,447
Earnings per share:
Basic	$	0.40	$	0.36	$	0.31	$	0.34
Diluted	$	0.40	$	0.35	$	0.30	$	0.33
Dividends per share	$	—	$	—	$	—	$	—
	Fiscal Year ended March 31, 2014
	First Quarter		Second Quarter		Third Quarter		Fourth Quarter
Total revenue	$	20,475,735	$	20,948,924	$	20,761,230	$	20,443,054
Interest expense		1,404,906		1,442,898		1,441,175		1,389,209
Provision for credit losses		2,641,791		3,973,104		4,183,035		4,181,286
Non-interest expense		7,163,565		8,329,886		8,477,233		9,484,125
Operating income before income taxes		9,265,473		7,203,036		6,659,787		5,388,434
Income tax expense		3,564,980		2,886,484		2,833,019		2,528,895
Net income	$	5,700,493	$	4,316,552	$	3,826,768	$	2,859,539
Earnings per share:
Basic	$	0.47	$	0.36	$	0.32	$	0.24
Diluted	$	0.46	$	0.35	$	0.31	$	0.23
Dividends per share	$	0.12	$	0.12	$	—	$	—