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Consolidated Statements of Cash Flows (Unaudited) (USD $)
6 Months Ended
Sep. 30, 2013
Sep. 30, 2012
Cash flows from operating activities    
Net income $ 10,017,045 $ 10,557,594
Adjustments to reconcile net income to net cash provided by operating activities:    
Depreciation 152,154 142,720
Gain on sale of property and equipment (21,800) (5,615)
Provision for credit losses 6,614,895 6,364,987
Amortization of dealer discounts (6,108,055) (6,082,112)
Deferred income taxes 1,215,453 628,705
Share-based compensation 261,444 575,404
Change in fair value of interest rate swap agreements (583,643) 683,120
Changes in operating assets and liabilities:    
Prepaid expenses and other assets 58,596 201,685
Accounts payable and accrued expenses (596,685) 408,383
Income taxes receivable (744,168) (785,353)
Deferred revenues 506,462 46,861
Net cash provided by operating activities 10,771,698 12,736,379
Cash flows from investing activities    
Purchase and origination of finance receivables (78,220,371) (71,122,887)
Principal payments received 67,045,251 64,080,392
Increase in assets held for resale (808,697) (268,649)
Purchase of property and equipment (178,912) (149,566)
Proceeds from sale of property and equipment 40,781 6,670
Net cash used in investing activities (12,121,948) (7,454,040)
Cash flows from financing activities    
Net draws on or repayment from line of credit 5,500,000 (2,000,000)
Change in drafts payable 22,590 (37,216)
Payment of cash dividends (2,851,126) (2,649,163)
Proceeds from exercise of stock options 217,673 220,136
Excess tax benefits from exercise of stock options and vesting of other share awards 137,079 103,400
Net cash provided (used) by financing activities 3,026,216 (4,362,843)
Net increase in cash 1,675,966 919,496
Cash, beginning of period 2,797,716 2,803,054
Cash, end of period $ 4,473,682 $ 3,722,550