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Consolidated Statements of Income (Unaudited) (USD $)
3 Months Ended 6 Months Ended
Sep. 30, 2013
Sep. 30, 2012
Sep. 30, 2013
Sep. 30, 2012
Revenue:        
Interest and fee income on finance receivables $ 20,943,161 $ 20,696,241 $ 41,412,533 $ 41,114,198
Sales 5,763 9,180 12,126 18,949
Total Revenue 20,948,924 20,705,421 41,424,659 41,133,147
Expenses:        
Cost of sales 2,541 1,809 4,836 5,172
Marketing 363,515 355,498 759,589 729,830
Salaries and employee benefits 4,831,559 4,563,604 9,683,009 9,088,090
Administrative 2,736,298 2,267,648 5,334,949 4,366,586
Provision for credit losses 3,973,104 3,261,721 6,614,895 6,364,987
Dividend tax 69,538 72,042 142,557 132,458
Depreciation 76,819 70,253 152,154 142,720
Interest expense 1,442,898 1,250,231 2,847,804 2,442,371
Change in fair value of interest rate swap agreements 249,616 474,019 (583,643) 683,120
Total operating expenses 13,745,888 12,316,825 24,956,150 23,955,334
Operating income before income taxes 7,203,036 8,388,596 16,468,509 17,177,813
Income tax expense 2,886,484 3,238,458 6,451,464 6,620,219
Net income $ 4,316,552 $ 5,150,138 $ 10,017,045 $ 10,557,594
Earnings per share:        
Basic (in dollars per share) $ 0.36 $ 0.43 $ 0.83 $ 0.88
Diluted (in dollars per share) $ 0.35 $ 0.42 $ 0.82 $ 0.87
Dividends declared per share (in dollars per share) $ 0.12 $ 0.12 $ 0.24 $ 0.22