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Consolidated Statements of Cash Flows (Unaudited) (USD $)
3 Months Ended
Jun. 30, 2013
Jun. 30, 2012
Cash flows from operating activities    
Net income $ 5,700,493 $ 5,407,456
Adjustments to reconcile net income to net cash provided by operating activities:    
Depreciation 75,335 72,467
Gain on sale of property and equipment (2,013)  
Provision for credit losses 2,641,791 3,103,266
Amortization of dealer discounts (2,974,446) (3,147,869)
Deferred income taxes 858,193 (253,697)
Share-based compensation 122,259 281,707
Change in fair value of interest rate swap agreements (833,259) 209,101
Changes in operating assets and liabilities:    
Prepaid expenses and other assets (2,958) (2,957)
Accounts payable and accrued expenses (740,518) (348,076)
Income taxes payable 2,603,069 3,598,939
Deferred revenues 240,923 18,692
Net cash provided by operating activities 7,688,869 8,939,029
Cash flows from investing activities    
Purchase and origination of finance receivables (39,328,663) (34,792,569)
Principal payments received 34,229,127 32,533,699
Increase in assets held for resale (578,359) (109,500)
Purchase of property and equipment (101,122) (86,466)
Proceeds from sale of property and equipment 12,800  
Net cash used in investing activities (5,766,217) (2,454,836)
Cash flows from financing activities    
Net proceeds from (repayment of) line of credit 521,510 (3,000,000)
Decrease in drafts payable (272,791) (112,270)
Payment of cash dividends (1,460,372) (1,208,328)
Proceeds from exercise of stock options 83,140 51,210
Excess tax benefits from exercise of stock options 67,096 31,525
Net cash used in financing activities (1,061,417) (4,237,863)
Net increase in cash 861,235 2,246,330
Cash, beginning of period 2,797,716 2,803,054
Cash, end of period $ 3,658,951 $ 5,049,384