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Consolidated Statements of Income (Unaudited) (USD $)
3 Months Ended
Jun. 30, 2013
Jun. 30, 2012
Revenue:    
Interest and fee income on finance receivables $ 20,469,372 $ 20,417,957
Sales 6,363 9,769
Total Revenue 20,475,735 20,427,726
Expenses:    
Cost of sales 2,295 3,363
Marketing 396,074 374,332
Salaries and employee benefits 4,851,450 4,524,486
Administrative 2,598,651 2,098,938
Provision for credit losses 2,641,791 3,103,266
Dividend tax 73,019 60,416
Depreciation 75,335 72,467
Interest expense 1,404,906 1,192,140
Change in fair value of interest rate swap agreements (833,259) 209,101
Total operating expenses 11,210,262 11,638,509
Operating income before income taxes 9,265,473 8,789,217
Income tax expense 3,564,980 3,381,761
Net income $ 5,700,493 $ 5,407,456
Earnings per share:    
Basic (in dollars per share) $ 0.47 $ 0.45
Diluted (in dollars per share) $ 0.46 $ 0.44
Dividends declared per share (in dollars per share) $ 0.12 $ 0.10