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Consolidated Statements of Income (USD $)
12 Months Ended
Mar. 31, 2013
Mar. 31, 2012
Mar. 31, 2011
Revenue:      
Interest and fee income on finance receivables $ 82,072,643 $ 80,470,980 $ 73,661,457
Sales 37,803 44,070 53,622
Total revenue 82,110,446 80,515,050 73,715,079
Expenses:      
Cost of sales 11,624 12,177 12,866
Marketing 1,452,659 1,252,854 1,224,484
Salaries and employee benefits 18,325,945 17,582,967 16,430,763
Administrative 9,039,688 7,791,840 7,776,887
Dividend tax 1,492,227 179,651  
Provision for credit losses 13,391,875 12,367,593 15,611,544
Depreciation 284,594 287,839 266,686
Interest expense 5,120,827 4,891,854 5,599,951
Change in fair value of interest rate swap agreements 504,852   (495,136)
Total operating expenses 49,624,291 44,366,775 46,428,045
Operating income before income taxes 32,486,155 36,148,275 27,287,034
Income tax expense 12,545,209 13,926,516 10,518,740
Net income $ 19,940,946 $ 22,221,759 $ 16,768,294
Earnings per share:      
Basic (in dollars per share) $ 1.66 $ 1.89 $ 1.44
Diluted (in dollars per share) $ 1.63 $ 1.85 $ 1.41
Dividends declared per share (in dollars per share) $ 2.46 $ 0.30 $ 0.00