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Condensed Consolidated Statements of Cash Flows (Unaudited) (USD $)
3 Months Ended
Jun. 30, 2012
Jun. 30, 2011
Cash flows from operating activities    
Net income $ 5,373,525 $ 5,302,793
Adjustments to reconcile net income to net cash provided by operating activities:    
Depreciation 72,467 72,541
Gain on sale of property and equipment   (2,526)
Provision for credit losses 10,372 79,415
Deferred income taxes (274,741) (173,267)
Share-based compensation 281,707 57,765
Change in fair value of interest rate swaps 209,101  
Changes in operating assets and liabilities:    
Prepaid expenses and other assets (2,957) (185,910)
Accounts payable and accrued expenses (348,076) (363,634)
Income taxes receivable/payable 3,598,939 2,876,139
Deferred revenues 18,692 (35,450)
Net cash provided by operating activities 8,939,029 7,627,866
Cash flows from investing activities    
Purchase and origination of finance contracts (34,792,569) (33,436,582)
Principal payments received 32,533,699 28,833,502
Increase in assets held for resale (109,500) (354,147)
Purchase of property and equipment (86,466) (138,131)
Proceeds from sale of property and equipment   19,150
Net cash used in investing activities (2,454,836) (5,076,208)
Cash flows from financing activities    
Net repayment from line of credit (3,000,000) (2,000,000)
Decrease in drafts payable (112,270) (332,644)
Payment of cash dividends (1,208,328)  
Proceeds from exercise of stock options 51,210 529,826
Excess tax benefits from exercise of stock options and vesting of other share awards 31,525 222,460
Net cash used by financing activities (4,237,863) (1,580,358)
Net increase in cash 2,246,330 971,300
Cash, beginning of period 2,803,054 2,017,540
Cash, end of period $ 5,049,384 $ 2,988,840