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Condensed Consolidated Statements of Income (USD $)
3 Months Ended6 Months Ended
Sep. 30, 2011
Sep. 30, 2010
Sep. 30, 2011
Sep. 30, 2010
Revenue:    
Interest and fee income on finance receivables$ 17,199,730$ 15,721,876$ 33,823,318$ 30,664,781
Sales11,2699,97721,98619,219
Revenues, Total17,210,99915,731,85333,845,30430,684,000
Expenses:    
Cost of sales2,8433,4115,5996,317
Marketing304,033310,423602,829629,082
Salaries and employee benefits4,366,5023,981,2108,758,3127,914,721
Administrative2,032,7481,880,2343,962,1313,807,240
Provision for credit losses178,0291,711,873257,4443,307,534
Depreciation72,99666,306145,537133,399
Interest expense1,236,8931,449,7572,465,8712,989,130
Change in fair value of interest rate swaps0(137,828)0(382,193)
Operating Expenses, Total8,194,0449,265,38616,197,72318,405,230
Operating income before income taxes9,016,9556,466,46717,647,58112,278,770
Income tax expense3,496,8512,484,1236,824,6844,720,588
Net income$ 5,520,104$ 3,982,344$ 10,822,897$ 7,558,182
Earnings per share:    
Basic (in dollars per share)$ 0.47$ 0.34$ 0.92$ 0.65
Diluted (in dollars per share)$ 0.46$ 0.34$ 0.90$ 0.64
Dividends declared per share (in dollars per share)$ 0.10$ 0$ 0.10$ 0