Condensed Consolidated Statements of Cash Flows (USD $)	3 Months Ended
	Jun. 30, 2011	Jun. 30, 2010
Adjustments to reconcile net income to net cash provided by operating activities:
Depreciation	$ 72,541	$ 67,093
Gain on sale of property and equipment	(2,526)
Provision for credit losses	79,415	1,595,661
Deferred income taxes	(173,267)	(465,247)
Share-based compensation	57,765	153,705
Change in fair value of interest rate swaps		(244,365)
Changes in operating assets and liabilities:
Prepaid expenses and other assets	(185,910)	222,784
Accounts payable and accrued expenses	(363,634)	1,196,141
Income taxes payable	2,876,139	1,808,505
Deferred revenues	(35,450)	(18,728)
Net cash provided by operating activities	7,627,866	7,891,387
Cash flows from investing activities:
Purchase and origination of finance contracts	(33,436,582)	(32,546,937)
Principal payments received	28,833,502	22,279,973
Decrease (increase) in assets held for resale	(354,147)	(116,092)
Purchase of property and equipment	(138,131)	(65,780)
Proceeds from sale of property and equipment	19,150
Net cash used in investing activities	(5,076,208)	(10,448,836)
Cash flows from financing activities:
Net proceeds from line of credit	(2,000,000)	2,747,146
Increase (decrease) in drafts payable	(332,644)	494,408
Proceeds from exercise of stock options	529,826	48,170
Excess tax benefits from exercise of stock options, vesting of restricted share awards and issuance of performance share awards	222,460	55,158
Net cash provided by financing activities	(1,580,358)	3,344,882
Net increase (decrease) in cash	971,300	787,433
Cash, beginning of year	2,017,540	1,533,894
Cash, end of year	$ 2,988,840	$ 2,321,327