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Consolidated Statements of Cash Flows - USD ($)
$ in Thousands
12 Months Ended
Mar. 31, 2024
Mar. 31, 2023
Cash flows from operating activities:    
Net loss $ (20,801) $ (34,119)
Adjustments to reconcile net loss to net cash used in operating activities    
Depreciation and amortization of intangibles 84 390
Amortization of debt issuance costs 164 523
Non-cash lease expense 59 1,632
Net loss on disposal of property and equipment 89 1,090
Net gain on equity investments 0 (66)
Fair value and other adjustments, net 24,164 0
Provision for credit losses 2,570 40,658
Accretion of dealer discounts (3,182) (5,902)
Accretion of insurance and fee commissions (1,953) (3,512)
Accretion of purchase price discount (62) (130)
Deferred income taxes 0 1,385
Cancellations of restricted stock awards 0 (175)
Principal reduction on operating lease liabilities (46) (1,663)
Share-based compensation 44 106
Changes in operating assets and liabilities:    
Accrued interest receivable 1,108 (12)
Prepaid expenses and other assets 54 860
Accounts payable, accrued expenses, and other liabilities (509) (3,290)
Income taxes receivable 44 43
Net cash used in operating activities 1,827 (2,182)
Cash flows from investing activities:    
Purchase and origination of finance receivables (5,515) (63,348)
Principal payments received and proceeds from repossessed assets held for sale 51,629 93,095
Advancements on Term loan to Amplex (300) 0
Purchases of equity investments 0 (7,237)
Proceeds from sale of equity investments 0 7,303
Proceeds from sale of property and equipment 0 140
Payments for property and equipment (13) (59)
Net cash provided by investing activities 45,801 29,894
Cash flows from financing activities:    
Repayments on credit facilities (29,100) (43,700)
Proceeds from credit facilities 0 17,800
Payment of loan originations fees 0 (500)
Repayment of PPP Loan 0 (3,244)
Repurchases of treasury stock 0 (2,389)
Net cash used in financing activities (29,100) (32,033)
Net increase (decrease) in cash 18,528 (4,321)
Cash, beginning of year 454 4,775
Cash, end of year 18,982 454
Supplemental Disclosures:    
Interest paid 997 3,351
Income taxes paid $ 0 $ 27