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Consolidated Balance Sheets - USD ($)
$ in Thousands
Mar. 31, 2024
Mar. 31, 2023
Assets    
Cash and cash equivalents $ 18,982 $ 454
Finance receivables held for sale, at a lower of amortized cost or fair value 38,773 0
Finance receivables held for investment, net 0 106,919
Repossessed assets held for sale, at lower of carrying value or fair value less cost to sell 668 1,491
Prepaid expenses and other assets 438 316
Income taxes receivable 902 946
Property and equipment, net 75 222
Total assets 59,838 110,348
Liabilities and shareholders’ equity    
Credit facility, net of debt issuance costs 0 28,936
Accounts payable, accrued expenses, and other liabilities 996 1,603
Total liabilities 996 30,539
Commitments and contingencies (see Note 11)  
Shareholders’ equity:    
Preferred stock, no par: 5,000 shares authorized; none issued 0 0
Common stock, no par: 50,000 shares authorized; 12,657 shares issued and 7,289 shares outstanding as of the end of both reporting periods 35,267 35,223
Treasury stock: 5,368 common shares, at cost, as of the end of both reporting periods (76,794) (76,794)
Retained earnings 100,369 121,380
Total shareholders’ equity 58,842 79,809
Total liabilities and shareholders’ equity $ 59,838 $ 110,348