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Condensed Consolidated Statements of Cash Flows (Unaudited) - USD ($)
$ in Thousands
9 Months Ended
Dec. 31, 2023
Dec. 31, 2022
Cash flows from operating activities    
Net income (loss) $ (20,590) $ (18,322)
Adjustments to reconcile net income (loss) to net cash provided (used in) by operating activities:    
Depreciation and amortization of intangibles 66 339
Amortization of debt issuance costs 70 124
Non-cash lease expense 36 1,427
Net loss (gain) on disposal of property and equipment 10 650
Net gain on equity investments 0 (66)
Fair value and other adjustments, net 23,110 0
Provision for credit losses 2,570 23,280
Amortization of dealer discounts (2,660) (4,632)
Amortization of insurance and fees commissions (1,802) (2,395)
Accretion of purchase price discount (54) (119)
Deferred income taxes 0 1,385
Cancellations of restricted stock awards 0 (175)
Principal reduction on operating lease liabilities (37)  
Share-based compensation 44 80
Changes in operating assets and liabilities:    
Accrued interest receivable 895 (588)
Prepaid expenses and other assets (27) (100)
Accounts payable, accrued expenses, and other liabilities (627) (2,453)
Income taxes receivable 31 44
Net cash provided by (used in) operating activities 1,035 (1,521)
Cash flows from investing activities    
Purchase and origination of finance receivables (5,515) (61,769)
Principal payments received and proceeds from repossessed assets held for sale 40,955 75,309
Purchase of equity investments 0 (7,237)
Proceeds from sale of equity investments   7,303
Payments for property and equipment (13) 0
Net cash provided by (used in) investing activities 35,427 13,606
Cash flows from financing activities    
Repayments on credit facilities (29,100) (27,800)
Proceeds from credit facilities 0 17,800
Payment of loan originations fees 0 (313)
Repayment of PPP Loan 0 (3,244)
Repurchases of treasury stock 0 (2,389)
Net cash (used in) provided by financing activities (29,100) (15,946)
Net increase (decrease) in cash and cash equivalent 7,362 (3,861)
Cash and cash equivalents, at the beginning of period 454 4,775
Cash and cash equivalents, at the end of period 7,817 914
Supplemental disclosures, including noncash activities:    
Interest paid 975 2,532
Income taxes paid 0 24
Transfer of finance receivables to repossessed assets $ 14,034 $ 6,446