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Consolidated Statements of Income (Unaudited) - USD ($)
$ in Thousands
3 Months Ended 6 Months Ended
Sep. 30, 2022
Sep. 30, 2021
Sep. 30, 2022
Sep. 30, 2021
Revenue:        
Interest and fee income on finance receivables $ 12,249 $ 12,572 $ 24,313 $ 25,166
Net gain on equity investments 853 0 66 0
Total revenue 13,102 12,572 24,379 25,166
Expenses:        
Marketing 325 373 909 950
Administrative 6,910 7,448 15,670 15,143
Provision for credit losses 8,906 1,395 12,550 2,125
Depreciation and amortization 116 96 241 172
Interest expense 975 1,121 1,543 2,309
Total expenses 17,232 10,433 30,913 20,699
(Loss) income before income taxes (4,130) 2,139 (6,534) 4,467
Income tax benefit (expense) (958) 536 (1,585) 1,135
Net (loss) income $ (3,172) $ 1,603 $ (4,949) $ 3,332
Net (loss) income per share:        
Basic $ (0.44) $ 0.21 $ (0.68) $ 0.44
Diluted $ (0.44) $ 0.21 $ (0.68) $ 0.44