Quarterly Results of Operations (Unaudited) (Tables)

12 Months Ended

Mar. 31, 2022

Quarterly Financial Data [Abstract]

Schedule of quarterly results of operations

	Fiscal Year ended March 31, 2022 (In thousands, except earnings per share amounts)
	First Quarter		Second Quarter		Third Quarter			Fourth Quarter
Total revenue	$	12,594	$	12,572	$	12,240		$	12,373
Interest expense		1,188		1,121		2,613			444
Provision for credit losses		730		1,395		1,675			2,165
Non-interest expense		8,348		7,917		8,863			9,274
Operating income before income taxes		2,328		2,139		(911	)		490
Income tax expense (benefit)		599		536		(209	)		122
Net income (loss)	$	1,729	$	1,603	$	(702	)	$	368
Earnings per share:
Basic	$	0.22	$	0.21	$	(0.09	)	$	0.05
Diluted	$	0.22	$	0.21	$	(0.09	)	$	0.05

	Fiscal Year ended March 31, 2021 (In thousands, except earnings per share amounts)
	First Quarter		Second Quarter		Third Quarter		Fourth Quarter
Total revenue	$	14,151	$	14,109	$	14,474	$	13,286
Interest expense		1,649		1,569		1,442		1,320
Provision for credit losses		3,300		3,050		650		250
Non-interest expense		7,343		8,131		7,407		8,963
Operating income before income taxes		1,859		1,359		4,975		2,753
Income tax expense		429		92		1,190		884
Net income	$	1,430	$	1,267	$	3,785	$	1,869
Earnings per share:
Basic	$	0.18	$	0.16	$	0.49	$	0.24
Diluted	$	0.18	$	0.16	$	0.49	$	0.24