Quarterly Results of Operations (Unaudited)

12 Months Ended

Mar. 31, 2022

Quarterly Financial Data [Abstract]

Quarterly Results of Operations (Unaudited)

15. Quarterly Results of Operations (Unaudited)

	Fiscal Year ended March 31, 2022 (In thousands, except earnings per share amounts)
	First Quarter		Second Quarter		Third Quarter			Fourth Quarter
Total revenue	$	12,594	$	12,572	$	12,240		$	12,373
Interest expense		1,188		1,121		2,613			444
Provision for credit losses		730		1,395		1,675			2,165
Non-interest expense		8,348		7,917		8,863			9,274
Operating income before income taxes		2,328		2,139		(911	)		490
Income tax expense (benefit)		599		536		(209	)		122
Net income (loss)	$	1,729	$	1,603	$	(702	)	$	368
Earnings per share:
Basic	$	0.22	$	0.21	$	(0.09	)	$	0.05
Diluted	$	0.22	$	0.21	$	(0.09	)	$	0.05

	Fiscal Year ended March 31, 2021 (In thousands, except earnings per share amounts)
	First Quarter		Second Quarter		Third Quarter		Fourth Quarter
Total revenue	$	14,151	$	14,109	$	14,474	$	13,286
Interest expense		1,649		1,569		1,442		1,320
Provision for credit losses		3,300		3,050		650		250
Non-interest expense		7,343		8,131		7,407		8,963
Operating income before income taxes		1,859		1,359		4,975		2,753
Income tax expense		429		92		1,190		884
Net income	$	1,430	$	1,267	$	3,785	$	1,869
Earnings per share:
Basic	$	0.18	$	0.16	$	0.49	$	0.24
Diluted	$	0.18	$	0.16	$	0.49	$	0.24