Consolidated Balance Sheets - USD ($) $ in Thousands	Mar. 31, 2022	Mar. 31, 2021
Assets
Cash	$ 4,775	$ 22,022
Restricted cash	0	10,955
Finance receivables, net	168,600	170,318
Repossessed assets	658	685
Operating lease right-of-use assets	4,277	3,392
Prepaid expenses and other assets	1,103	1,271
Income taxes receivable	989	653
Property and equipment, net	1,783	859
Deferred income taxes	1,385	2,283
Total assets	183,570	212,438
Liabilities and shareholders’ equity
Credit facility, net of debt issuance costs	54,813	86,154
Note payable	3,244	3,244
Net long-term debt	58,057	89,398
Operating lease liabilities	4,410	3,367
Accounts payable and accrued expenses	4,717	4,451
Total liabilities	67,184	97,216
Shareholders’ equity:
Preferred stock, no par: 5,000 shares authorized; none issued	0	0
Common stock, no par: 50,000 shares authorized; 12,673 and 12,653 shares issued respectively; 7,546 and 7,708 shares outstanding, respectively	35,292	35,064
Treasury stock: 5,127 and 4,945 common shares, at cost, respectively	(74,405)	(72,343)
Retained earnings	155,499	152,501
Total shareholders’ equity	116,386	115,222
Total liabilities and shareholders’ equity	183,570	212,438
Variable Interest Entity
Assets
Restricted cash	0	10,955
Finance receivables, net	0	150,706
Repossessed assets	0	631
Total assets	0	162,292
Liabilities and shareholders’ equity
Credit facility, net of debt issuance costs	0	86,154
Accounts payable and accrued expenses	0	405
Total liabilities	$ 0	$ 86,559