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Consolidated Statements of Income (Unaudited) - USD ($)
3 Months Ended 9 Months Ended
Dec. 31, 2021
Dec. 31, 2020
Dec. 31, 2021
Dec. 31, 2020
Revenue:        
Interest and fee income on finance receivables $ 12,240,000 $ 13,180,000 $ 37,406,000 $ 41,395,000
Realized gain on equity investments 0 238,000 0 238,000
Unrealized gain on equity investments 0 1,056,000 0 1,101,000
Total revenue: 12,240,000 14,474,000 37,406,000 42,734,000
Expenses:        
Marketing 389,000 341,000 1,338,000 918,000
Salaries and employee benefits 5,230,000 4,387,000 14,737,000 13,337,000
Administrative 3,140,000 2,628,000 8,776,000 8,454,000
Provision for credit losses 1,675,000 650,000 3,800,000 7,000,000
Depreciation 104,000 51,000 276,000 172,000
Interest expense 2,613,000 1,442,000 4,923,000 4,660,000
Total expenses 13,151,000 9,499,000 33,850,000 34,541,000
(Loss) income before income taxes (911,000) 4,975,000 3,556,000 8,193,000
(Benefit) income tax expense (209,000) 1,190,000 926,000 1,711,000
Net (loss) income $ (702,000) $ 3,785,000 $ 2,630,000 $ 6,482,000
(Loss) earnings per share:        
Basic $ (0.09) $ 0.49 $ 0.34 $ 0.84
Diluted $ (0.09) $ 0.49 $ 0.34 $ 0.85