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Consolidated Balance Sheets - USD ($)
$ in Thousands
Dec. 31, 2021
Mar. 31, 2021
Assets    
Cash $ 6,530 $ 22,022
Restricted cash 0 10,955
Finance receivables, net 165,660 170,318
Repossessed assets 763 685
Operating lease right-of-use assets 4,594 3,392
Prepaid expenses and other assets 923 1,271
Income taxes receivable 819 653
Property and equipment, net 1,571 859
Deferred income taxes 1,726 2,283
Total assets 182,586 212,438
Liabilities and shareholders’ equity    
Credit facility, net of debt issuance costs 54,795 86,154
Note payable 3,244 3,244
Net long-term debt 58,039 89,398
Operating lease liabilities 4,681 3,367
Accounts payable and accrued expenses 3,451 4,451
Total liabilities 66,171 97,216
Shareholders’ equity    
Preferred stock, no par: 5,000 shares authorized; none issued 0 0
Common stock, no par: 50,000 shares authorized; 12,673 and 12,653 shares issued, respectively; and 7,585 and 7,708 shares outstanding, respectively 35,244 35,064
Treasury stock: 5,088 and 4,945 common shares, at cost, respectively (73,960) (72,343)
Retained earnings 155,131 152,501
Total shareholders' equity 116,415 115,222
Total liabilities and shareholders’ equity 182,586 212,438
Variable Interest Entity    
Assets    
Restricted cash 0 10,955
Finance receivables, net 0 150,706
Repossessed assets 0 631
Total assets 0 162,292
Liabilities and shareholders’ equity    
Credit facility, net of debt issuance costs 0 86,154
Accounts payable and accrued expenses 0 405
Total liabilities $ 0 $ 86,559