Consolidated Statements of Cash Flows (Unaudited) - USD ($) $ in Thousands	6 Months Ended
	Sep. 30, 2021	Sep. 30, 2020
Cash flows from operating activities
Net income	$ 3,332	$ 2,697
Adjustments to reconcile net income to net cash provided by operating activities:
Depreciation	172	121
Amortization of debt issuance costs	215	214
Amortization of operating lease right-of-use assets	678	818
Loss on sale of property and equipment	(2)	(2)
Unrealized gains on equity securities		(45)
Provision for credit losses	2,125	6,350
Amortization of dealer discounts	(3,237)	(3,218)
Amortization of insurance and fees commissions	(1,308)	(1,207)
Accretion of purchase price discount	(116)	(305)
Deferred income taxes	561	(95)
Principal reduction on operating lease liabilities	(776)	(738)
Share-based compensation	88	97
Changes in operating assets and liabilities:
Repossessed assets	(174)	484
Accrued interest receivable	(120)	347
Prepaid expenses and other assets	78	35
Accounts payable and accrued expenses	(593)	(1,203)
Income taxes receivable	413	3,450
Unearned insurance and fee commissions	(36)	(156)
Net cash provided by operating activities	1,300	7,644
Cash flows from investing activities
Purchase and origination of finance receivables	(51,962)	(40,362)
Principal payments received	59,411	59,297
Purchase of equity investments		(2,968)
Purchase of property and equipment	(553)	(311)
Net cash provided by investing activities	6,896	15,656
Cash flows from financing activities
Repayments on credit facility	(16,770)	(17,830)
Proceeds from PPP Loan		3,244
Repurchases of treasury stock	(1,552)	(229)
Net cash used in financing activities	(18,322)	(14,815)
Net (decrease) increase in cash and restricted cash	(10,126)	8,485
Cash and restricted cash at the beginning of period	32,977	24,684
Cash and restricted cash at the end of period	22,851	33,169
Supplemental Disclosures:
Interest paid	2,160	3,129
Income taxes	161	727
Leased assets obtained in exchange for new operating lease liabilities	$ 1,693	$ 1,213