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Consolidated Statements of Income (Unaudited) - USD ($)
3 Months Ended 6 Months Ended
Sep. 30, 2021
Sep. 30, 2020
Sep. 30, 2021
Sep. 30, 2020
Revenues        
Interest and fee income on finance receivables $ 12,572,000 $ 14,064,000 $ 25,166,000 $ 28,215,000
Unrealized gain on equity investments   45,000   45,000
Total revenue: 12,572,000 14,109,000 25,166,000 28,260,000
Expenses:        
Marketing 373,000 358,000 950,000 577,000
Salaries and employee benefits 4,668,000 4,798,000 9,507,000 8,950,000
Administrative 2,780,000 2,923,000 5,636,000 5,826,000
Provision for credit losses 1,395,000 3,050,000 2,125,000 6,350,000
Depreciation 96,000 52,000 172,000 121,000
Interest expense 1,121,000 1,569,000 2,309,000 3,218,000
Total expenses 10,433,000 12,750,000 20,699,000 25,042,000
Income before income taxes 2,139,000 1,359,000 4,467,000 3,218,000
Income tax expense 536,000 92,000 1,135,000 521,000
Net income $ 1,603,000 $ 1,267,000 $ 3,332,000 $ 2,697,000
Earnings per share:        
Basic $ 0.21 $ 0.16 $ 0.44 $ 0.34
Diluted $ 0.21 $ 0.16 $ 0.44 $ 0.34