WFCM 2024-C63 Disclaimer

STATEMENT REGARDING THIS FREE WRITING PROSPECTUS

The depositor has filed a registration statement (including a prospectus) with the Securities and Exchange Commission (“SEC”) (SEC File No. 333-257991) for the offering to which this communication relates. Before you invest, you should read the prospectus in the registration statement and other documents the depositor has filed with the SEC for more complete information about the depositor, the issuing entity and this offering. You may get these documents for free by visiting EDGAR on the SEC Web site at www.sec.gov. Alternatively, the depositor, any underwriter, or any dealer participating in the offering will arrange to send you the prospectus after filing if you request it by calling toll free 1-800-745-2063 (8 a.m. – 5 p.m. EST) or by emailing wfs.cmbs@wellsfargo.com.

Nothing in this document constitutes an offer of securities for sale in any jurisdiction where the offer or sale is not permitted. The information contained herein is preliminary as of the date hereof, supersedes any such information previously delivered to you and will be superseded by any such information subsequently delivered and ultimately by the final prospectus relating to the securities. These materials are subject to change, completion, supplement or amendment from time to time.

This free writing prospectus has been prepared by the underwriters for information purposes only and does not constitute, in whole or in part, a prospectus for the purposes of (i) Regulation (EU) 2017/1129 (as amended), (ii) such Regulation as it forms part of UK domestic law, or (iii) Part VI of the UK Financial Services and Markets Act 2000, as amended; and does not constitute an offering document for any other purpose.

STATEMENT REGARDING ASSUMPTIONS AS TO SECURITIES, PRICING ESTIMATES AND OTHER INFORMATION

The attached information contains certain tables and other statistical analyses (the “Computational Materials”) which have been prepared in reliance upon information furnished by the Mortgage Loan Sellers. Numerous assumptions were used in preparing the Computational Materials, which may or may not be reflected herein. As such, no assurance can be given as to the Computational Materials’ accuracy, appropriateness or completeness in any particular context; or as to whether the Computational Materials and/or the assumptions upon which they are based reflect present market conditions or future market performance. The Computational Materials should not be construed as either projections or predictions or as legal, tax, financial or accounting advice. You should consult your own counsel, accountant and other advisors as to the legal, tax, business, financial and related aspects of a purchase of these securities. Any weighted average lives, yields and principal payment periods shown in the Computational Materials are based on prepayment and/or loss assumptions, and changes in such prepayment and/or loss assumptions may dramatically affect such weighted average lives, yields and principal payment periods. In addition, it is possible that prepayments or losses on the underlying assets will occur at rates higher or lower than the rates shown in the attached Computational Materials. The specific characteristics of the securities may differ from those shown in the Computational Materials due to differences between the final underlying assets and the preliminary underlying assets used in preparing the Computational Materials. The principal amount and designation of any security described in the Computational Materials are subject to change prior to issuance. None of Wells Fargo Securities, LLC, Goldman Sachs & Co. LLC, J.P. Morgan Securities LLC, SG Americas Securities, LLC, Academy Securities, Inc., Drexel Hamilton, LLC, Siebert Williams Shank & Co., LLC or any of their respective affiliates, make any representation or warranty as to the actual rate or timing of payments or losses on any of the underlying assets or the payments or yield on the securities. The information in this presentation is based upon management forecasts and reflects prevailing conditions and management’s views as of this date, all of which are subject to change. In preparing this presentation, we have relied upon and assumed, without independent verification, the accuracy and completeness of all information available from public sources or which was provided to us by or on behalf of the Mortgage Loan Sellers or which was otherwise reviewed by us.

This free writing prospectus contains certain forward-looking statements. If and when included in this free writing prospectus, the words “expects”, “intends”, “anticipates”, “estimates” and analogous expressions and all statements that are not historical facts, including statements about our beliefs or expectations, are intended to identify forward-looking statements. Any forward-looking statements are made subject to risks and uncertainties which could cause actual results to differ materially from those stated. Those risks and uncertainties include, among other things, declines in general economic and business conditions, increased competition, changes in demographics, changes in political and social conditions, regulatory initiatives and changes in customer preferences, many of which are beyond our control and the control of any other person or entity related to this offering. The forward-looking statements made in this free writing prospectus are made as of the date stated on the cover. We have no obligation to update or revise any forward-looking statement.

Wells Fargo Securities is the trade name for the capital markets and investment banking services of Wells Fargo & Company and its subsidiaries, including but not limited to Wells Fargo Securities, LLC, a member of NYSE, FINRA, NFA and SIPC, Wells Fargo Prime Services, LLC, a member of FINRA, NFA and SIPC, and Wells Fargo Bank, N.A. Wells Fargo Securities, LLC and Wells Fargo Prime Services, LLC are distinct entities from affiliated banks and thrifts.

J.P. Morgan is the marketing name for the investment banking businesses of JPMorgan Chase & Co. and its subsidiaries worldwide. Securities, syndicated loan arranging, financial advisory and other investment banking activities are performed by JPMS and its securities affiliates, and lending, derivatives and other commercial banking activities are performed by JPMorgan Chase Bank, National Association and its banking affiliates. JPMS is a member of SIPC and the NYSE.

IMPORTANT NOTICE REGARDING THE OFFERED CERTIFICATES

The information herein is preliminary and may be supplemented or amended prior to the time of sale. In addition, the Offered Certificates referred to in these materials and the asset pool backing them are subject to modification or revision (including the possibility that one or more classes of certificates may be split, combined or eliminated at any time prior to issuance or availability of a final prospectus) and are offered on a “when, as and if issued” basis.

The underwriters described in these materials may from time to time perform investment banking services for, or solicit investment banking business from, any company named in these materials. The underwriters and/or their affiliates or respective employees may from time to time have a long or short position in any security or contract discussed in these materials.

The information contained herein supersedes any previous such information delivered to any prospective investor and will be superseded by information delivered to such prospective investor prior to the time of sale.

IMPORTANT NOTICE RELATING TO AUTOMATICALLY-GENERATED EMAIL DISCLAIMERS

Any legends, disclaimers or other notices that may appear at the bottom of any email communication to which this free writing prospectus is attached relating to (1) these materials not constituting an offer (or a solicitation of an offer), (2) any representation that these materials are accurate or complete and may not be updated or (3) these materials possibly being confidential, are not applicable to these materials and should be disregarded. Such legends, disclaimers or other notices have been automatically generated as a result of these materials having been sent via Bloomberg or another system.

ANNEX A-1 — CERTAIN CHARACTERISTICS OF THE MORTGAGE LOANS AND MORTGAGED PROPERTIES

Loan ID Number	Loan / Property Flag	Footnotes (for Loan and Property Information)	# of Properties	Property Name	% of Initial Pool Balance	% of Loan Balance	Mortgage Loan Originator⁽¹⁾	Mortgage Loan Seller	Related Group	Crossed Group
1.00	Loan	5, 6, 7	1	Bridge Point Rancho Cucamonga	9.1%	100.0%	WFB	WFB	NAP	NAP
2.00	Loan	5, 8, 9, 10, 11	1	Grapevine Mills	8.4%	100.0%	WFB, JPMCB	WFB, JPMCB	Group 1	NAP
3.00	Loan	5, 12, 13, 14, 15, 16, 17	1	Marriott Myrtle Beach Grande Dunes Resort	8.4%	100.0%	WFB, JPMCB	WFB, JPMCB	NAP	NAP
4.00	Loan	5, 18, 19	1	610 Newport Center	7.7%	100.0%	WFB, JPMCB	WFB, JPMCB	NAP	NAP
5.00	Loan	20, 21	1	Holiday Inn & Suites Ocean City	7.4%	100.0%	WFB	WFB	NAP	NAP
6.00	Loan	5, 22, 23, 24, 25, 26, 27, 28	1	St. Johns Town Center	6.4%	100.0%	JPMCB	JPMCB	Group 1	NAP
7.00	Loan	29, 30, 31	1	Mercer Square Owners Corp.	6.0%	100.0%	NCCB	NCB	NAP	NAP
8.00	Loan	5, 32, 33, 34	1	680 Madison Avenue	5.6%	100.0%	GSBI	AREF2	NAP	NAP
9.00	Loan	5, 35, 36, 37, 38, 39, 40	1	Arizona Grand Resort and Spa	5.3%	100.0%	WFB, GSBI	WFB, GSMC	NAP	NAP
10.00	Loan	41, 42, 43, 44	1	57 Willoughby	4.4%	100.0%	AREF2	AREF2	NAP	NAP
11.00	Loan	45, 46, 47	1	Brooklyn Renaissance Plaza	3.5%	100.0%	AREF2	AREF2	NAP	NAP
12.00	Loan	48, 49, 50	1	30 E 85th St	3.4%	100.0%	JPMCB	JPMCB	NAP	NAP
13.00	Loan	5, 51, 52	1	Dallas Market Center	3.1%	100.0%	GSBI	GSMC	NAP	NAP
14.00	Loan	29, 30, 31	1	Forest Green Apt. Corp.	2.9%	100.0%	NCCB	NCB	NAP	NAP
15.00	Loan	5, 53, 54, 55, 56	1	900 North Michigan	2.8%	100.0%	GSBI	GSMC	NAP	NAP
16.00	Loan	57, 58	1	Hampton Inn & Suites Exeter - NH	2.1%	100.0%	WFB	WFB	NAP	NAP
17.00	Loan	59, 60, 61, 62	1	Atkinson Portfolio	2.0%	100.0%	SGFC	SGFC	Group 2	NAP
18.00	Loan	63, 64	1	Gila Valley Shopping Center	1.9%	100.0%	AREF2	AREF2	Group 3	NAP
19.00	Loan	65, 66	1	Drum Hill	1.8%	100.0%	AREF2	AREF2	NAP	NAP
20.00	Loan		1	Union Hills Self Storage	1.6%	100.0%	WFB	WFB	NAP	NAP
21.00	Loan	29, 30	1	Warminster Heights Home Ownership Association, Inc.	1.4%	100.0%	NCB	NCB	NAP	NAP
22.00	Loan		1	Crossroads Plaza	1.2%	100.0%	AREF2	AREF2	Group 3	NAP
23.00	Loan	67, 68, 69, 70, 71	1	Wells & Carmen	1.1%	100.0%	SGFC	SGFC	Group 2	NAP
24.00	Loan	72	1	13140 Coit Road	0.9%	100.0%	AREF2	AREF2	NAP	NAP
25.00	Loan	29, 30	1	100 Park Terrace West Owners Corp.	0.6%	100.0%	NCCB	NCB	NAP	NAP
26.00	Loan	29, 30	1	Sted Tenant Owners Corp.	0.3%	100.0%	NCCB	NCB	NAP	NAP
27.00	Loan	29, 30	1	Hilltop Village Cooperative #One, Inc. a/k/a Hilltop Village Cooperative #1, Inc.	0.3%	100.0%	NCCB	NCB	NAP	NAP
28.00	Loan	29, 30	1	3215 Owners, Ltd.	0.2%	100.0%	NCCB	NCB	NAP	NAP
29.00	Loan	29, 30	1	406 West 46th Street Corp.	0.2%	100.0%	NCCB	NCB	NAP	NAP
30.00	Loan	29, 30	1	264 W. 22 St. Owners, Inc.	0.1%	100.0%	NCCB	NCB	NAP	NAP







		`

Loan ID Number	Loan / Property Flag	Footnotes (for Loan and Property Information)	# of Properties	Property Name	Address	City
1.00	Loan	5, 6, 7	1	Bridge Point Rancho Cucamonga	12430 4th Street and 12415 6th Street	Rancho Cucamonga
2.00	Loan	5, 8, 9, 10, 11	1	Grapevine Mills	3000 Grapevine Mills Parkway and 2501 Bass Pro Drive	Grapevine
3.00	Loan	5, 12, 13, 14, 15, 16, 17	1	Marriott Myrtle Beach Grande Dunes Resort	8400 Costa Verde Drive	Myrtle Beach
4.00	Loan	5, 18, 19	1	610 Newport Center	610 Newport Center Drive	Newport Beach
5.00	Loan	20, 21	1	Holiday Inn & Suites Ocean City	1701 Atlantic Avenue	Ocean City
6.00	Loan	5, 22, 23, 24, 25, 26, 27, 28	1	St. Johns Town Center	4663 River City Drive	Jacksonville
7.00	Loan	29, 30, 31	1	Mercer Square Owners Corp.	250 Mercer Street	New York
8.00	Loan	5, 32, 33, 34	1	680 Madison Avenue	680 Madison Avenue	New York
9.00	Loan	5, 35, 36, 37, 38, 39, 40	1	Arizona Grand Resort and Spa	8000 South Arizona Grand Parkway	Phoenix
10.00	Loan	41, 42, 43, 44	1	57 Willoughby	57 Willoughby Street	Brooklyn
11.00	Loan	45, 46, 47	1	Brooklyn Renaissance Plaza	335 Adams Street	Brooklyn
12.00	Loan	48, 49, 50	1	30 E 85th St	30 East 85th Street	New York
13.00	Loan	5, 51, 52	1	Dallas Market Center	2000 North Stemmons Freeway and 2050-2100 North Stemmons Freeway	Dallas
14.00	Loan	29, 30, 31	1	Forest Green Apt. Corp.	2433-2453 Union Boulevard	Islip
15.00	Loan	5, 53, 54, 55, 56	1	900 North Michigan	900 North Michigan Avenue	Chicago
16.00	Loan	57, 58	1	Hampton Inn & Suites Exeter - NH	59 Portsmouth Avenue	Exeter
17.00	Loan	59, 60, 61, 62	1	Atkinson Portfolio	2801, 2901, 2020, 2021-2027, 2022-2026, 2040 and 2041 West Atkinson Avenue, 4446 North 28th Street, 4505 North 29th Street and 3880 North 18th Street	Milwaukee
18.00	Loan	63, 64	1	Gila Valley Shopping Center	2125 U.S. Route 70	Thatcher
19.00	Loan	65, 66	1	Drum Hill	90 Ringgold Street	Peekskill
20.00	Loan		1	Union Hills Self Storage	2440 East Union Hills Drive	Phoenix
21.00	Loan	29, 30	1	Warminster Heights Home Ownership Association, Inc.	75 Downey Drive	Warminster
22.00	Loan		1	Crossroads Plaza	1416 South Main Street	Adrian
23.00	Loan	67, 68, 69, 70, 71	1	Wells & Carmen	1032 and 1212 North 27th Street, 2600 West Highland Avenue, 3306 West Wells Street, 3446 and 3456 North 39th Street, 3925 and 4819 West Hampton Avenue, 5856 North 93rd Street, 5969 North 60th Street and 8834 and 8906 West Carmen Avenue	Milwaukee
24.00	Loan	72	1	13140 Coit Road	13140 Coit Road	Dallas
25.00	Loan	29, 30	1	100 Park Terrace West Owners Corp.	100/108 Park Terrace West a/k/a 532 West 218th Street	New York
26.00	Loan	29, 30	1	Sted Tenant Owners Corp.	1345 East 4th Street and 1350 East 5th Street	Brooklyn
27.00	Loan	29, 30	1	Hilltop Village Cooperative #One, Inc. a/k/a Hilltop Village Cooperative #1, Inc.	204-15 Foothill Avenue and 87-56 Francis Lewis Boulevard	Hollis and Queens Village
28.00	Loan	29, 30	1	3215 Owners, Ltd.	3201/3215 Netherland Avenue a/k/a 551 West 232 Street	Bronx
29.00	Loan	29, 30	1	406 West 46th Street Corp.	406 West 46th Street	New York
30.00	Loan	29, 30	1	264 W. 22 St. Owners, Inc.	264 West 22nd Street	New York







		`

Loan ID Number	Loan / Property Flag	Footnotes (for Loan and Property Information)	# of Properties	Property Name	County	State	Zip Code	General Property Type	Detailed Property Type	Year Built	Year Renovated	Number of Units
1.00	Loan	5, 6, 7	1	Bridge Point Rancho Cucamonga	San Bernardino	CA	91730	Industrial	Warehouse/Distribution	2024	NAP	2,168,119
2.00	Loan	5, 8, 9, 10, 11	1	Grapevine Mills	Tarrant	TX	76051	Retail	Super Regional Mall	1997	2015	1,628,140
3.00	Loan	5, 12, 13, 14, 15, 16, 17	1	Marriott Myrtle Beach Grande Dunes Resort	Horry	SC	29572	Hospitality	Full Service	2003	2017	405
4.00	Loan	5, 18, 19	1	610 Newport Center	Orange	CA	92660	Office	Suburban	1972	2022	285,638
5.00	Loan	20, 21	1	Holiday Inn & Suites Ocean City	Worcester	MD	21842	Hospitality	Full Service	2001	2021	210
6.00	Loan	5, 22, 23, 24, 25, 26, 27, 28	1	St. Johns Town Center	Duval	FL	32246	Retail	Super Regional Mall	2005, 2008, 2014	NAP	1,022,042
7.00	Loan	29, 30, 31	1	Mercer Square Owners Corp.	New York	NY	10012	Multifamily	Cooperative	1887	1999	258
8.00	Loan	5, 32, 33, 34	1	680 Madison Avenue	New York	NY	10065	Retail	Anchored	1951	2014	34,298
9.00	Loan	5, 35, 36, 37, 38, 39, 40	1	Arizona Grand Resort and Spa	Maricopa	AZ	85044	Hospitality	Full Service	1987	2017-2019	744
10.00	Loan	41, 42, 43, 44	1	57 Willoughby	Kings	NY	11201	Office	CBD	1929	2022	124,670
11.00	Loan	45, 46, 47	1	Brooklyn Renaissance Plaza	Kings	NY	11201	Office	CBD	1977	2001	139,216
12.00	Loan	48, 49, 50	1	30 E 85th St	New York	NY	10028	Retail	Anchored	1987	NAP	25,015
13.00	Loan	5, 51, 52	1	Dallas Market Center	Dallas	TX	75207	Mixed Use	Merchandise Mart/Retail	1957, 1958, 1974, 1979	1999, 2019	2,746,550
14.00	Loan	29, 30, 31	1	Forest Green Apt. Corp.	Suffolk	NY	11751	Multifamily	Cooperative	1965	2021	253
15.00	Loan	5, 53, 54, 55, 56	1	900 North Michigan	Cook	IL	60611	Mixed Use	Retail/Office	1988	2015-2018	831,350
16.00	Loan	57, 58	1	Hampton Inn & Suites Exeter - NH	Rockingham	NH	03833	Hospitality	Limited Service	2010	2022	111
17.00	Loan	59, 60, 61, 62	1	Atkinson Portfolio	Milwaukee	WI	53206, 53209	Multifamily	Garden	1928-1953	2021-2022	143
18.00	Loan	63, 64	1	Gila Valley Shopping Center	Graham	AZ	85552	Retail	Anchored	1980, 1981, 2003, 2004	NAP	119,205
19.00	Loan	65, 66	1	Drum Hill	Westchester	NY	10566	Multifamily	Independent Living	1909	2000	120
20.00	Loan		1	Union Hills Self Storage	Maricopa	AZ	85050	Self Storage	Self Storage	2018	NAP	89,635
21.00	Loan	29, 30	1	Warminster Heights Home Ownership Association, Inc.	Bucks	PA	18974	Multifamily	Cooperative	1943	1999	698
22.00	Loan		1	Crossroads Plaza	Lenawee	MI	49221	Retail	Anchored	1990	NAP	199,828
23.00	Loan	67, 68, 69, 70, 71	1	Wells & Carmen	Milwaukee	WI	Various	Multifamily	Garden	1942-1977	2022	81
24.00	Loan	72	1	13140 Coit Road	Dallas	TX	75240	Office	Suburban	1979	NAP	101,977
25.00	Loan	29, 30	1	100 Park Terrace West Owners Corp.	New York	NY	10034	Multifamily	Cooperative	1951	2019	68
26.00	Loan	29, 30	1	Sted Tenant Owners Corp.	Kings	NY	11230	Multifamily	Cooperative	1956	2003	91
27.00	Loan	29, 30	1	Hilltop Village Cooperative #One, Inc. a/k/a Hilltop Village Cooperative #1, Inc.	Queens	NY	11423 and 11427	Multifamily	Cooperative	1952	1999	197
28.00	Loan	29, 30	1	3215 Owners, Ltd.	Bronx	NY	10463	Multifamily	Cooperative	1940	2009	48
29.00	Loan	29, 30	1	406 West 46th Street Corp.	New York	NY	10036	Multifamily	Cooperative	1884	2005	15
30.00	Loan	29, 30	1	264 W. 22 St. Owners, Inc.	New York	NY	10011	Multifamily	Cooperative	1889	2017	20







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Loan ID Number	Loan / Property Flag	Footnotes (for Loan and Property Information)	# of Properties	Property Name	Unit of Measure	Loan Per Unit ($)	Original Balance ($)	Cut-off Date Balance ($)	Maturity/ARD Balance ($)	Interest Rate %	Administrative Fee Rate %⁽²⁾
1.00	Loan	5, 6, 7	1	Bridge Point Rancho Cucamonga	SF	123.43	65,000,000	65,000,000	65,000,000	5.8331%	0.02230%
2.00	Loan	5, 8, 9, 10, 11	1	Grapevine Mills	SF	153.55	60,000,000	60,000,000	60,000,000	6.2640%	0.02105%
3.00	Loan	5, 12, 13, 14, 15, 16, 17	1	Marriott Myrtle Beach Grande Dunes Resort	Rooms	246,716.66	60,000,000	59,952,149	51,203,539	6.1450%	0.02105%
4.00	Loan	5, 18, 19	1	610 Newport Center	SF	297.58	55,000,000	55,000,000	55,000,000	5.6660%	0.02105%
5.00	Loan	20, 21	1	Holiday Inn & Suites Ocean City	Rooms	252,380.95	53,000,000	53,000,000	50,174,247	6.8450%	0.02105%
6.00	Loan	5, 22, 23, 24, 25, 26, 27, 28	1	St. Johns Town Center	SF	352.24	46,000,000	46,000,000	46,000,000	5.9480%	0.01980%
7.00	Loan	29, 30, 31	1	Mercer Square Owners Corp.	Units	166,666.67	43,000,000	43,000,000	43,000,000	6.0300%	0.09605%
8.00	Loan	5, 32, 33, 34	1	680 Madison Avenue	SF	3,498.75	40,000,000	40,000,000	40,000,000	6.7020%	0.01980%
9.00	Loan	5, 35, 36, 37, 38, 39, 40	1	Arizona Grand Resort and Spa	Rooms	168,010.75	38,000,000	38,000,000	38,000,000	5.5500%	0.01980%
10.00	Loan	41, 42, 43, 44	1	57 Willoughby	SF	250.26	31,200,000	31,200,000	27,314,943	7.0920%	0.02105%
11.00	Loan	45, 46, 47	1	Brooklyn Renaissance Plaza	SF	181.01	25,200,000	25,200,000	21,846,643	6.7210%	0.02105%
12.00	Loan	48, 49, 50	1	30 E 85th St	SF	959.42	24,000,000	24,000,000	24,000,000	6.5500%	0.02105%
13.00	Loan	5, 51, 52	1	Dallas Market Center	SF	86.29	22,000,000	22,000,000	22,000,000	6.5020%	0.02105%
14.00	Loan	29, 30, 31	1	Forest Green Apt. Corp.	Units	80,632.41	20,400,000	20,400,000	20,400,000	6.3900%	0.09605%
15.00	Loan	5, 53, 54, 55, 56	1	900 North Michigan	SF	216.52	20,000,000	20,000,000	20,000,000	6.8530%	0.01980%
16.00	Loan	57, 58	1	Hampton Inn & Suites Exeter - NH	Rooms	135,135.14	15,000,000	15,000,000	15,000,000	6.6990%	0.02105%
17.00	Loan	59, 60, 61, 62	1	Atkinson Portfolio	Units	99,440.56	14,220,000	14,220,000	12,380,288	6.8800%	0.02105%
18.00	Loan	63, 64	1	Gila Valley Shopping Center	SF	114.09	13,600,000	13,600,000	13,600,000	6.5000%	0.02105%
19.00	Loan	65, 66	1	Drum Hill	Units	106,250.00	12,750,000	12,750,000	11,773,253	7.1000%	0.02105%
20.00	Loan		1	Union Hills Self Storage	SF	124.39	11,150,000	11,150,000	11,150,000	6.5700%	0.02105%
21.00	Loan	29, 30	1	Warminster Heights Home Ownership Association, Inc.	Units	14,315.54	10,000,000	9,992,248	8,559,568	6.2500%	0.09605%
22.00	Loan		1	Crossroads Plaza	SF	42.04	8,400,000	8,400,000	8,400,000	6.9000%	0.02105%
23.00	Loan	67, 68, 69, 70, 71	1	Wells & Carmen	Units	96,728.40	7,835,000	7,835,000	6,828,211	6.9180%	0.02105%
24.00	Loan	72	1	13140 Coit Road	SF	62.76	6,400,000	6,400,000	5,586,719	6.9800%	0.02105%
25.00	Loan	29, 30	1	100 Park Terrace West Owners Corp.	Units	66,176.47	4,500,000	4,500,000	4,500,000	6.7200%	0.09605%
26.00	Loan	29, 30	1	Sted Tenant Owners Corp.	Units	21,962.12	2,000,000	1,998,553	1,723,959	6.5000%	0.09605%
27.00	Loan	29, 30	1	Hilltop Village Cooperative #One, Inc. a/k/a Hilltop Village Cooperative #1, Inc.	Units	9,304.22	1,834,200	1,832,932	1,588,002	6.6600%	0.09605%
28.00	Loan	29, 30	1	3215 Owners, Ltd.	Units	29,791.67	1,430,000	1,430,000	1,430,000	6.7700%	0.09605%
29.00	Loan	29, 30	1	406 West 46th Street Corp.	Units	73,283.80	1,100,000	1,099,257	954,417	6.7400%	0.09605%
30.00	Loan	29, 30	1	264 W. 22 St. Owners, Inc.	Units	50,000.00	1,000,000	1,000,000	1,000,000	6.7100%	0.09605%







		`

Loan ID Number	Loan / Property Flag	Footnotes (for Loan and Property Information)	# of Properties	Property Name	Net Mortgage Rate %	Monthly Debt Service (P&I) ($)	Monthly Debt Service (IO) ($)	Annual Debt Service (P&I) ($)	Annual Debt Service (IO) ($)	Amortization Type	ARD Loan (Yes / No)
1.00	Loan	5, 6, 7	1	Bridge Point Rancho Cucamonga	5.81080%	NAP	320,347.91	NAP	3,844,174.92	Interest Only	No
2.00	Loan	5, 8, 9, 10, 11	1	Grapevine Mills	6.24295%	NAP	317,550.00	NAP	3,810,600.00	Interest Only	No
3.00	Loan	5, 12, 13, 14, 15, 16, 17	1	Marriott Myrtle Beach Grande Dunes Resort	6.12395%	365,342.69	NAP	4,384,112.28	NAP	Amortizing Balloon	No
4.00	Loan	5, 18, 19	1	610 Newport Center	5.64495%	NAP	263,298.50	NAP	3,159,582.00	Interest Only	No
5.00	Loan	20, 21	1	Holiday Inn & Suites Ocean City	6.82395%	347,110.51	306,519.73	4,165,326.12	3,678,236.76	Interest Only, Amortizing Balloon	No
6.00	Loan	5, 22, 23, 24, 25, 26, 27, 28	1	St. Johns Town Center	5.92820%	NAP	231,173.43	NAP	2,774,081.16	Interest Only	No
7.00	Loan	29, 30, 31	1	Mercer Square Owners Corp.	5.93395%	NAP	219,076.04	NAP	2,628,912.48	Interest Only	No
8.00	Loan	5, 32, 33, 34	1	680 Madison Avenue	6.68220%	NAP	226,502.78	NAP	2,718,033.36	Interest Only	No
9.00	Loan	5, 35, 36, 37, 38, 39, 40	1	Arizona Grand Resort and Spa	5.53020%	NAP	178,190.97	NAP	2,138,291.64	Interest Only	No
10.00	Loan	41, 42, 43, 44	1	57 Willoughby	7.07095%	209,505.70	NAP	2,514,068.40	NAP	Amortizing Balloon	No
11.00	Loan	45, 46, 47	1	Brooklyn Renaissance Plaza	6.69995%	162,961.24	NAP	1,955,534.88	NAP	Amortizing Balloon	No
12.00	Loan	48, 49, 50	1	30 E 85th St	6.52895%	NAP	132,819.44	NAP	1,593,833.28	Interest Only	No
13.00	Loan	5, 51, 52	1	Dallas Market Center	6.48095%	NAP	120,858.94	NAP	1,450,307.28	Interest Only	No
14.00	Loan	29, 30, 31	1	Forest Green Apt. Corp.	6.29395%	NAP	110,138.75	NAP	1,321,665.00	Interest Only	No
15.00	Loan	5, 53, 54, 55, 56	1	900 North Michigan	6.83320%	NAP	115,803.01	NAP	1,389,636.12	Interest Only	No
16.00	Loan	57, 58	1	Hampton Inn & Suites Exeter - NH	6.67795%	NAP	84,900.52	NAP	1,018,806.24	Interest Only	No
17.00	Loan	59, 60, 61, 62	1	Atkinson Portfolio	6.85895%	93,462.79	NAP	1,121,553.48	NAP	Amortizing Balloon	No
18.00	Loan	63, 64	1	Gila Valley Shopping Center	6.47895%	NAP	74,689.81	NAP	896,277.72	Interest Only	No
19.00	Loan	65, 66	1	Drum Hill	7.07895%	85,684.07	76,485.24	1,028,208.84	917,822.88	Interest Only, Amortizing Balloon	No
20.00	Loan		1	Union Hills Self Storage	6.54895%	NAP	61,894.11	NAP	742,729.32	Interest Only	No
21.00	Loan	29, 30	1	Warminster Heights Home Ownership Association, Inc.	6.15395%	61,571.72	NAP	738,860.64	NAP	Amortizing Balloon	No
22.00	Loan		1	Crossroads Plaza	6.87895%	NAP	48,970.83	NAP	587,649.96	Interest Only	No
23.00	Loan	67, 68, 69, 70, 71	1	Wells & Carmen	6.89695%	51,695.69	NAP	620,348.28	NAP	Amortizing Balloon	No
24.00	Loan	72	1	13140 Coit Road	6.95895%	42,493.43	NAP	509,921.16	NAP	Amortizing Balloon	No
25.00	Loan	29, 30	1	100 Park Terrace West Owners Corp.	6.62395%	NAP	25,550.00	NAP	306,600.00	Interest Only	No
26.00	Loan	29, 30	1	Sted Tenant Owners Corp.	6.40395%	12,641.36	NAP	151,696.32	NAP	Amortizing Balloon	No
27.00	Loan	29, 30	1	Hilltop Village Cooperative #One, Inc. a/k/a Hilltop Village Cooperative #1, Inc.	6.56395%	11,787.06	NAP	141,444.72	NAP	Amortizing Balloon	No
28.00	Loan	29, 30	1	3215 Owners, Ltd.	6.67395%	NAP	8,179.63	NAP	98,155.56	Interest Only	No
29.00	Loan	29, 30	1	406 West 46th Street Corp.	6.64395%	7,127.27	NAP	85,527.24	NAP	Amortizing Balloon	No
30.00	Loan	29, 30	1	264 W. 22 St. Owners, Inc.	6.61395%	NAP	5,669.33	NAP	68,031.96	Interest Only	No







		`

		FREE WRITING PROSPECTUS
		FILED PURSUANT TO RULE 433
		REGISTRATION FILE NO.: 333-257991-12

See “Annex A-3: Summaries of the Fifteen Largest Mortgage Loans” in the prospectus for additional information on the 15 largest mortgage loans.

(1)	“WFB” denotes Wells Fargo Bank, National Association, “AREF2” denotes Argentic Real Estate Finance 2 LLC, "GSMC" denotes Goldman Sachs Mortgage Company, “JPMCB” denotes JPMorgan Chase Bank, National Association, “GSBI” denotes Goldman Sachs Bank USA, "SGFC" denotes Societe Generale Financial Corporation, “NCB” denotes National Cooperative Bank, N.A. and "NCCB" denotes National Consumer Cooperative Bank.

(2)	The Administrative Fee Rate % includes the Servicing Fee Rate, the Operating Advisor Fee Rate, the Certificate Administrator/Trustee Fee Rate, the Asset Representations Reviewer Fee Rate and the CREFC® Intellectual Property Royalty License Fee Rate applicable to each Mortgage Loan.

(3)	Certain tenants may not be in occupancy or may be in free rent periods. See “Description of the Mortgage Pool—Tenant Issues—Lease Expirations and Terminations—Other” in this prospectus for information regarding (i) single tenant properties, (ii) the largest 5 tenants with respect to the largest 15 Mortgage Loans or groups of cross-collateralized Mortgage Loans and (iii) tenants that individually or together with their affiliates occupy 50% or more of the net rentable area of related Mortgaged Properties, which, in each case, are not in occupancy or are in free rent periods.

(4)	Certain tenants may have lease termination options that are exercisable prior to the originally stated expiration date of the subject lease. See “Description of the Mortgage Pool—Tenant Issues—Lease Expirations and Terminations—Terminations” in this prospectus for information regarding certain lease termination options affecting (i) single tenant properties, (ii) the largest 5 tenants with respect to the largest 15 Mortgage Loans or groups of cross-collateralized Mortgage Loans and (iii) tenants that occupy 50% or more of the net rentable area of the related Mortgaged Properties.

(5)	With respect to Mortgage Loan No. 1 (Bridge Point Rancho Cucamonga), Mortgage Loan No. 2 (Grapevine Mills), Mortgage Loan No. 3 (Marriott Myrtle Beach Grande Dunes Resort), Mortgage Loan No. 4 (610 Newport Center), Mortgage Loan No. 6 (St. Johns Town Center), Mortgage Loan No. 8 (680 Madison Avenue), Mortgage Loan No. 9 (Arizona Grand Resort and Spa), Mortgage Loan No. 13 (Dallas Market Center), and Mortgage Loan No. 15 (900 North Michigan), such Mortgage Loans are part of a Whole Loan related to the Issuing Entity. For purposes of the statistical information set forth in this prospectus as to such Mortgage Loans, all LTV, DSCR, Debt Yield and Loan Per Unit ($) calculations are in each case based on the subject Mortgage Loan together with any related Pari Passu Companion Loan, but (unless otherwise indicated) without regard to any related Subordinate Companion Loan(s). For further information, see “Description of the Mortgage Pool—The Whole Loans—General”, “—The Serviced Pari Passu Whole Loans”, “—The Non-Serviced Pari Passu Whole Loans”, and “Pooling and Servicing Agreement” or “Pooling and Servicing Agreement—Servicing of the Non-Serviced Mortgage Loans,” as applicable, in this prospectus.

(6)	With respect to Mortgage Loan No. 1 (Bridge Point Rancho Cucamonga), historical financial information is not available as the mortgaged property was built and completed lease up in 2024.

(7)	With respect to Mortgage Loan No. 1 (Bridge Point Rancho Cucamonga), CEVA Logistics, the second largest tenant occupying 745,595 square feet (34.4% of NRA), has a one-time termination option on April 30, 2029 with a 12-15 month notice period. If such option is


	exercised, the tenant will be subject to a termination fee equal to the sum of 12 months of base rent, 12 months of operating expenses, certain restoration costs and unamortized costs related to TI/LC and free rent, all of which would be collected by the lender.

(8)	With respect to Mortgage Loan No. 2 (Grapevine Mills), the related Mortgaged Property includes 1,451,077 square feet of owned improvements and 177,063 square feet of leased fee improvements. The Cut-off Date Loan Balance / SF, Maturity Date Loan Balance / SF, and Appraised Value / Per SF are based on the total square feet of 1,628,140. The Cut-off Date Loan Balance / SF, Maturity Date Loan Balance / SF, and Appraised Value / SF based on the Owned SF of 1,451,077 is $172.29, $172.29, and $377.65, respectively.

(9)	With respect to Mortgage Loan No. 2 (Grapevine Mills), Leased Occupancy (%) represents the occupancy excluding square footage from the leased fee space, whereby the tenant owns its improvements, Bass Pro (as defined below), and temporary tenants and is based on the Owned SF totaling 1,451,077. Occupancy including Bass Pro (and excluding temporary tenants) is 96.6% and occupancy including Bass Pro and temporary tenants is 98.4%.

(10)	With respect to Mortgage Loan No. 2 (Grapevine Mills), the largest tenant, Bass Pro Shops Outdoor World, is a leased fee tenant, which owns its improvements and ground leases the underlying land from the borrower.

(11)	With respect to Mortgage Loan No. 2 (Grapevine Mills), the Mortgage Loan is part of a whole loan that was co-originated Wells Fargo Bank, National Association, and JPMorgan Chase Bank, National Association on June 17, 2024.

(12)	With respect to Mortgage Loan No. 3 (Marriott Myrtle Beach Grande Dunes Resort), the appraised value represents the As-Complete Value, which assumes the PIP has been completed as of April 25, 2025. The loan documents required an upfront PIP Reserve equal to 110% of the estimated cost to complete the PIP work. The As-Is Value of $209,000,000 equates to an Appraised Value Per Room of $516,049, a Cut-off Date LTV Ratio of 47.8% and a Maturity Date LTV Ratio of 40.8%.

(13)	With respect to Mortgage Loan No. 3 (Marriott Myrtle Beach Grande Dunes Resort), food and beverage income accounts for approximately 29.4% of U/W Revenues and Other Revenue accounts for approximately 8.9% of U/W Revenue.

(14)	With respect to Mortgage Loan No. 3 (Marriott Myrtle Beach Grande Dunes Resort) the FF&E reserve will be equal to the greater of (i) the then-existing FF&E reserve monthly deposit or (ii) 1/12th of 4% of the underwritten revenue for the preceding fiscal year, initially estimated at $142,701.

(15)	With respect to Mortgage Loan No. 3 (Marriott Myrtle Beach Grande Dunes Resort), upon lender’s receipt of the annual operating statements for the Mortgaged Property, lender may adjust the Seasonality Reserve Required Annual Balance (and thus the Seasonality Reserve Deposit Amount), upon notice to the borrower, to an amount equal to the shortfall in revenue from the Mortgaged Property to cover debt service at a DSCR of 1.30x.

(16)	With respect to Mortgage Loan No. 3 (Marriott Myrtle Beach Grande Dunes Resort), the loan documents require a springing deposit, if, at any time, any additional PIP work is required by the franchisor under the franchise agreement, within 15 days after receipt of notice from the franchisor with respect to such PIP work, in an amount equal to 110% of the estimated costs to complete such additional PIP work.

(17)	With respect to Mortgage Loan No. 3 (Marriott Myrtle Beach Grande Dunes Resort), the Mortgage Loan is part of a whole loan that was co-originated Wells Fargo Bank, National Association, and JPMorgan Chase Bank, National Association on July 2, 2024.


(18)	With respect to Mortgage Loan No. 4 (610 Newport Center), the Mortgage Loan is part of a whole loan that was co-originated Wells Fargo Bank, National Association, and JPMorgan Chase Bank, National Association on July 9, 2024.

(19)	With respect to Mortgage Loan No. 4 (610 Newport Center), O’Melveny and Myers LLP, the second largest tenant occupying 45,156 square feet (15.8% of NRA), has a one-time option to terminate its lease with respect to either suite 1600 (15,052 square feet) or suite 1800 (15,052 square feet) effective June 30, 2030 with 12 months’ notice and the payment of a termination fee in an amount equal to (i) three times the then-current monthly rent, plus (ii) the unamortized costs of the tenant improvement and construction allowances, all broker commissions, rental abatement, and reasonable attorneys’ fees, amortized at a discount factor of 8% per year over a 7 year period.

(20)	With respect to Mortgage Loan No. 5 (Holiday Inn & Suites Ocean City), the borrower deposited $950,000 at loan origination into the seasonality reserve. On each monthly payment date occurring in each month of June, the borrower will deposit $200,000, on each monthly payment date in each month of July, the borrower will deposit $750,000, on each monthly payment date in each month of August, the borrower will deposit $1,500,000, and on each monthly payment date in each month of September, the borrower will deposit $1,250,000.


(21)	With respect to Mortgage Loan No. 5 (Holiday Inn & Suites Ocean City), the FF&E reserve may be adjusted based on annual operating statements in an amount equal to 1/12th of 4% of the gross revenue for the previous calendar year. The monthly reserve amount is initially estimated at $64,799.

(22)	With respect to Mortgage Loan No. 6 (St. Johns Town Center), the Mortgage Loan is part of a whole loan that was co-originated by Barclays Capital Real Estate Inc., JPMCB, GSBI and SGFC.

(23)	With respect to Mortgage Loan No. 6 (St. Johns Town Center), the Mortgaged Property is subject to two long-term ground leases covering the phase 1 and phase 2 parcels comprising the Mortgaged Property. Each ground lease is between an affiliate of the respective borrower, St. Johns Town Center, LLC (“Fee Owner”), as fee owner, and such borrower, as tenant. The Mortgage Loan is secured by each borrower’s respective leasehold interest in the Mortgaged Property, as well the Fee Owner’s interest in the entire Mortgaged Property.

(24)	With respect to Mortgage Loan No. 6 (St. Johns Town Center), the whole loan may be (a) defeased after the date that is the earlier of (i) two years from the closing date of the securitization that includes the last note to be securitized (the “REMIC Prohibition Period”) and (ii) June 1, 2027 (the “Permitted Release Date”), or (b) prepaid in whole (but not in part) with the payment of an amount equal to the yield maintenance premium if the Permitted Release Date has occurred but the REMIC Prohibition Period has not occurred, provided that any portion of the St. Johns Town Center Whole Loan that has been securitized, as of such projected prepayment date, for a period of more than two years from the closing date of the REMIC trust which holds such securitized portion of the St. Johns Town Center Whole Loan is contemporaneously defeased. The assumed lockout period is based on the expected WFCM 2024-C63 closing date in August 2024. The actual lockout period may be longer.

(25)	With respect to Mortgage Loan No. 6 (St. Johns Town Center), for so long as one or more of Simon Property Group, L.P. (“SPG LP”), Simon Property Group, Inc. (“Simon Inc.”), RREEF America II Lower REIT LLC, or an affiliate of SPG LP or Simon Inc. is a non-recourse carveout guarantor, the non-recourse carveout guarantor’s aggregate liability is limited to 20% of the outstanding principal balance of the related whole loan at such time, plus all of the reasonable out-of-pocket costs and expenses (including court costs and reasonable attorneys’ fees) incurred by the related mortgagee in the enforcement of the related guaranty or the preservation of such mortgagee’s rights under such guaranty. In addition, there is no separate environmental indemnity with respect to such Mortgage Loan. The non-recourse carveout guaranty covers breaches of representations, warranties and indemnification provisions in the loan agreement


	concerning environmental laws and hazardous materials; however, such coverage is subject to the cap described above.

(26)	With respect to Mortgage Loan No. 6 (St. Johns Town Center), Shops at St. Johns, LLC (“Mall Borrower”) is not jointly and severally liable with STJTC II, LLC (“Phase II Borrower”) under the Consolidated Note A-2, which evidences indebtedness in the amount of $76,653,493.87, and Phase II Borrower is not jointly and severally liable with Mall Borrower under Consolidated Note A-1, which evidences indebtedness in the amount of $158,877,573.74; however, the foregoing limitations on liability do not affect or impair the liability of: (a) Mall Borrower under the Note Guaranty Agreement (Mall Borrower), pursuant to which Mall Borrower has guaranteed Phase II Borrower’s payment of the outstanding principal balance of and performance of all of Phase II Borrower’s other obligations under the Consolidated Note A-2, or (b) Phase II Borrower under the Note Guaranty Agreement (Phase II Borrower), pursuant to which Phase II Borrower has guaranteed Mall Borrower’s payment of the outstanding principal balance of and performance of all of Mall Borrower’s other Obligations under the Consolidated Note A-1.

(27)	With respect to Mortgage Loan No. 6 (St. Johns Town Center), the Mortgage Loan proceeds, in the amount of $360,000,000, were primarily used to pay off a prior financing secured by the Mortgaged Property with a then-outstanding balance of $350,000,000. The $10,000,000 excess between Mortgage Loan proceeds and the then-outstanding balance of the prior financing was evidenced by the promissory note A-4 (Future Advance), which was fully advanced by the lender at origination. At origination, borrower fully paid documentary stamp tax owed pursuant to State of Florida tax law on this $10,000,000.00 excess.

(28)	With respect to Mortgage Loan No. 6 (St. Johns Town Center), the Mortgage Loan documents permit the borrower to provide a letter of credit in lieu of making any required deposits to the tax and insurance reserve, replacement reserve, rollover reserve, TI/LC reserve or gap rent reserve. With respect to any required deposits to the TI/LC reserve, the borrower is further permitted to provide a guaranty in accordance with the Mortgage Loan documents in lieu of making any such required deposits.

(29)	With respect to all residential cooperative Mortgage Loans sold to the trust by NCB, the borrower is a cooperative housing corporation. No individual or entity (other than the borrower) has recourse obligations with respect to the residential cooperative Mortgage Loans sold to the trust, including pursuant to any guaranty or environmental indemnity. Accordingly, no information is presented in the columns labeled Sponsor and Non-Recourse Carveout Guarantor or is shown same as the borrower in Annex A-1. In addition, due to the specialized nature of residential housing cooperatives, certain information presented in and shown on Annex A-1 with respect to other Mortgage Loans is not presented with respect to the residential cooperative Mortgage Loans sold to the trust and is, instead, reflected as not applicable (NAP). For example, since residential cooperatives are not-for-profit entities that generally set maintenance fees to cover current expenses and plan for future capital needs and a residential cooperative is generally able to increase or decrease maintenance fees according to its anticipated expenses and level of cash reserves, historical Net Operating Income figures for residential cooperative properties are generally not representative of the cash flow generated by the property if it were operated as a multifamily rental property. Accordingly, the Most Recent NOI, Second Most Recent NOI, Third Most Recent NOI, and the related fields shown on Annex A-1 are not presented on Annex A-1 with respect to the residential cooperative Mortgage Loans sold to the trust. In addition, see “Risk Factors—Risks Relating to the Mortgage Loans—Residential Cooperative Properties Have Special Risks” with respect to the determination of certain fields on Annex A-1, including but not limited to the Appraised Value, Coop-Rental Value, Underwritten Net Operating Income and Underwritten Net Cash Flow.

(30)	With respect to the residential cooperative Mortgage Loans sold to the trust by NCB, the information contained in the columns entitled “Subordinate Companion Loan Cut-off Date Balance” and “Subordinate Companion Loan Interest Rate” also includes relevant information regarding the subordinate lines of credit corresponding to such loans, although those subordinate lines of credit are not considered Companion Loans. See the chart column entitled “Non-Trust


	Mortgage Loan Interest Rate” under “Risk Factors — Other Secured Indebtedness — Additional Debt Secured by Residential Cooperative Properties Cooperatives Sold to the Depositor by National Cooperative Bank, N.A.” in this prospectus.

(31)	With respect to Mortgage Loan No. 7 (Mercer Square Owners Corp.) and Mortgage Loan No. 14 (Forest Green Apt. Corp.), the information contained in the column entitled “Uses: Other Uses ($)” represents loan proceeds that the subject cooperative received at loan closing and were deposited into the cooperative’s general operating reserve account.

(32)	With respect to Mortgage Loan No. 8 (680 Madison Avenue), the mortgaged property is subject to a ground lease between 680 Special, L.L.C., as ground lessor, and TZ 680 Madison Owner LLC, as ground lessee, which commenced in April 1967 and expires in June 2169. The current base rent is $4.46 million with approximately 10% increases every 5 years. The next increase is in July 2029 to $4.90 million annually. Most of the retail leases at the 680 Madison Avenue Property have 3.0% contractual rent increases, which outpaces the approximately 2.0% average ground rent annual increases.

(33)	With respect to Mortgage Loan No. 8 (680 Madison Avenue), on a monthly basis, the borrower is required to deposit into a property tax reserve an amount equal to 1/12th of the property taxes for the retail component that the lender reasonably estimates will be payable during the next ensuing 12 months, initially estimated to be approximately $118,506. During a tax trigger event under the mortgage loan documents, the borrower is required to deposit an amount sufficient to cover the total property tax amount due for the mortgaged property and the pro rata share of the owner of the residential condominium unit.

(34)	With respect to Mortgage Loan No. 8 (680 Madison Avenue), the fourth largest tenant, Missoni, has a one-time right to terminate its lease if gross sales for the period October 1, 2023 through September 30, 2024 are less than $6,000,000 with at least 365 days’ notice and payment of a $1,000,000 termination fee.

(35)	With respect to Mortgage Loan No. 9 (Arizona Grand Resort and Spa), the resort includes 744 rooms, of which 643 rooms are resort suites that are collateral for the Mortgage Loan and an additional 101 rentable guestrooms (the “Villa Rental Pool Rooms”) that are located in 52 luxury villas and are owned by third parties as condominiums and are not collateral for the Mortgage Loan. The owners of the Villa Rental Pool Rooms participate in a rental pool program pursuant to which the borrower rents such units as hotel rooms and receives management fees in connection with such rental. The rental pool agreements and related documents have been collaterally assigned to the lender and are collateral for the Mortgage Loan. Per Unit calculations are based on 744 rooms.

(36)	With respect to Mortgage Loan No. 9 (Arizona Grand Resort and Spa), a portion of the golf course at the Mortgaged Property is ground leased from the City of Phoenix, pursuant to a ground lease with an annual rent payment of $100 and an expiration date of July 30, 2057, with no further extension options.

(37)	With respect to Mortgage Loan No. 9 (Arizona Grand Resort and Spa), food and beverage income accounts for approximately 38.0% of U/W Revenues, Golf Operations accounts for approximately 4.3% of U/W Revenue, The Oasis Water Park accounts for approximately 5.9% of U/W Revenue, and Other Departments account for approximately 13.8% of U/W Revenue.

(38)	With respect to Mortgage Loan No. 9 (Arizona Grand Resort and Spa) the FF&E reserve will be equal to the greater of (i) 3.0% of the projected gross revenues for the Mortgaged Property (excluding revenue attributable to the villas subject to the rental pool agreement) for the prior month as set forth in the most recent approved annual budget, (ii) the then-current amount required by the management agreement and (iii) the then-current amount required by any franchise agreement, for approved capital expenditures and the repair and replacement of the FF&E.


(39)	With respect to Mortgage Loan No. 9 (Arizona Grand Resort and Spa), the borrower deposited $650,000 at loan origination into the seasonality reserve. In the event there is insufficient cash flow from the Mortgaged Property to cover debt service at any time during the term of the related whole loan, the initial seasonality reserve deposit will be used to cover such shortfall. Upon the disbursement of any funds from the seasonal working capital reserve (the “Seasonality Reserve Trigger”), the borrower is required to deposit (a) during the first year of the loan term, on each monthly payment date in February, March, April, May, and June $650,000 and (b) during each year thereafter, on each monthly payment date in February, March, April, May, and June, an amount equal to the lesser of: (i) $650,000 and (ii) 1/5th of the positive difference determined by subtracting: (x) the aggregate gross revenue (excluding extraordinary income) received with respect to mortgaged property during the month of June, July, August and December in the immediately preceding calendar year from (y) without duplication, the aggregate of all operating expenses, debt service, deposits to the reserve funds and other amounts payable pursuant the mortgage loan documents during the month of June, July, August, and December of the immediate preceding calendar year. Provided no event of default is then ongoing, the lender must disburse the available funds from the escrow account during the months of January, July, August and September in an amount not to exceed the applicable shortfall. Notwithstanding the foregoing, in the event (i) a trigger event has occurred and a portion of the initial seasonality deposit has been disbursed, (ii) it is the first time any portion of the initial seasonality deposit has been applied and (iii) the borrower has cured such trigger event and no other trigger event is continuing, then once the balance in the seasonality reserve is at least $650,000, the borrower will not be required to make ongoing deposits to the reserve until the occurrence of another Seasonality Reserve Trigger.

(40)	With respect to Mortgage Loan No. 9 (Arizona Grand Resort and Spa), the Mortgage Loan is part of a whole loan that was co-originated Wells Fargo Bank, National Association, and Goldman Sachs Mortgage Company on July 26, 2024.

(41)	With respect to Mortgage Loan No. 10 (57 Willoughby), as of loan closing, the mortgaged property has a temporary certificate of occupancy (“TCO”) but has not yet received a final certificate of occupancy (“CO”) as certain outstanding fire code violations were cured but are pending the fire department’s inspection. As a result, even though the mortgaged property was approved for a 25-year ICAP tax abatement (the “57 Willoughby ICAP Tax Abatement”), the abatement has not yet been granted and is not yet in place due to the pending status of the final CO for the mortgaged property. Pursuant to an escrow agreement made in connection with the mortgage loan, a third-party escrow agent withheld (i) $1,000,000, to be released pending the receipt of a final CO for the mortgaged property (the “PCO Holdback Reserve Funds”) and (ii) $3,000,000, to be released pending approval of 57 Willoughby ICAP Tax Abatement (the “ICAP Holdback Reserve Funds”). If the final CO is not obtained on or before November 13, 2025, the PCO Holdback Reserve Funds will be released by the third-party escrow agent to the lender to be held in a subaccount. Furthermore, if the final CO is not obtained on or before November 13, 2026, the lender will have the right, but not the obligation, whether or not an event of default has occurred and is continuing, to apply all or any portion of the PCO Holdback Reserve Funds towards a partial defeasance of the mortgage loan (together with any defeasance costs associated therewith). If approval for the 57 Willoughby ICAP Tax Abatement is not obtained on or before November 13, 2025, the ICAP Holdback Reserve Funds will be released by the third-party escrow agent to the lender to be held in a subaccount. Furthermore, if the 57 Willoughby ICAP Tax Abatement is not obtained on or before November 13, 2026, the lender will have the right, but not the obligation, whether or not an event of default has occurred and is continuing, to apply all or any portion of the ICAP Holdback Reserve Funds towards a partial defeasance of the mortgage loan (together with any defeasance costs associated therewith).

(42)	With respect to Mortgage Loan No. 10 (57 Willoughby), the As-Is Appraised Value includes $7,500,000 in present value for the expected 57 Willoughby ICAP Tax Abatement. As of the cut-off date, the 57 Willoughby ICAP Tax Abatement has not yet been obtained due to a pending final certificate of occupancy for the mortgaged property.

(43)	With respect to Mortgage Loan No. 10 (57 Willoughby), the largest tenant, JCCA, has the right to terminate its lease at any point after December 31, 2025 if the tenant’s government funding is


	materially reduced or not renewed for any reason other than the tenant’s failure to comply with the requirements of such funding, provided the tenant gives 12-months’ notice and pays a termination fee equal to the sum of all leasing costs amortized over the initial 15-year lease at an interest rate of 7.0%. The leasing costs of JCCA’s lease totaled approximately $11.9 million. If JCCA were to terminate its lease effective January 1, 2026 (the earliest date it could terminate its lease), the termination fee would be equal to approximately $10.8 million, which fee will continue to amortize throughout the lease term if the termination option is not exercised.

(44)	With respect to Mortgage Loan No. 10 (57 Willoughby), the increase between Second Most Recent Net Operating Income, Most Recent New Operating Income and Underwritten Net Operating Income is due to the largest tenant, JCCA, becoming a new tenant in September 2023 for 67,679 square feet (54.3% of net rentable area) at the mortgaged property.

(45)	With respect to Mortgage Loan No. 11 (Brooklyn Renaissance Plaza), the second largest tenant, New York City Department of Ed., has the right to terminate its lease at any time with at least 90 days written notice.

(46)	With respect to Mortgage Loan No. 11 (Brooklyn Renaissance Plaza), the increase between Most Recent Net Operating Income and Underwritten Net Operating Income is primarily due to the third largest tenant, City of New York (KCDA), becoming a new tenant in December 2023, paying an annual base rent of $970,403, at the mortgaged property.

(47)	With respect to Mortgage Loan No. 11 (Brooklyn Renaissance Plaza), the mortgaged property is subject to a 99-year ground lease that commenced in June 1987 and expires in June 2086, between the City of New York, as lessor, and the borrower, as lessee. The current annual rent under the ground lease is $415,818, with 34% increases every 10 years until June 2062. Beginning in July 2062 and through the expiration of the ground lease, the base rent under the ground lease will be equal to the mortgaged property’s allocable share in the condominium (i.e., 9.2404%) times the fair market rental value of the condominium’s land. The next rental increase is set to occur in July 2032. Additionally, there is an annual payment required under the ground lease equal to 10% of all net cash flow remaining after the borrower retains from net cash flow an amount equal to 15% of the equity contributions made by the direct and indirect members of the borrower to the borrower, all as calculated in accordance with the ground lease. Annual payments are determined on a consolidated basis with the non-collateral condo units, other than the hotel condo unit. As of 2023, the net cash flow threshold (inclusive of the non-collateral condo units) for this additional payment was approximately $4.6 million. Other than a de-minimis amount paid in 2021, a net cash flow rental payment has never been made to the lessor.

(48)	With respect to Mortgage Loan No. 12 (30 E 85th St), once per 12-month period during the term of the loan, the Debt Service Grace Period to Call a Default will be five days.

(49)	With respect to Mortgage Loan No. 12 (30 E 85th St), the fourth largest tenant at the Mortgaged Property, Starbucks Corp., which leases 1,820 square feet at the Mortgaged Property (representing approximately 7.3% of the net rentable area) has the right to terminate its lease effective as of July 1, 2028, upon 300 days prior written notice and payment of a termination fee.

(50)	With respect to Mortgage Loan No. 12 (30 E 85th St), the increase from the Most Recent NOI ($) to Underwritten Net Operating Income ($) is primarily attributable to the Naftali Group, accounting for 21.4% of underwritten rent, commencing its lease in April 2024.

(51)	With respect to Mortgage Loan No. 13 (Dallas Market Center), the Second Largest Tenant, Diverse Marketing, has various lease expiration dates, consisting of 10,750 square feet expiring on October 31, 2024, 2,230 square feet expiring on September 30, 2026 and 21,767 square feet expiring on October 31, 2026.

(52)	With respect to Mortgage Loan No. 13 (Dallas Market Center), the borrowers are permitted under the Dallas Market Center Whole Loan documents to accept unsecured loans made by the


	borrowers’ partners to the borrowers in accordance with the terms of the borrowers’ organizational documents and not exceeding $15,000,000 in the aggregate, provided that each such loan is required to be subject to the terms of a subordination and standstill agreement in a form acceptable to the lender under the Dallas Market Center Whole Loan and to be entered into by the applicable holder of such loan in favor of the lender under the Dallas Market Center Whole Loan.

(53)	With respect to Mortgage Loan No. 15 (900 North Michigan), the Underwritten NOI DSCR (x), Underwritten NCF DSCR (x), Cut-off Date LTV Ratio (%), LTV Ratio at Maturity / ARD (%), Underwritten NOI Debt Yield (%), Underwritten NCF Debt Yield (%), and Loan Per Unit ($) are calculated based on the Mortgage Loan included in the issuing entity and the related pari passu companion loans in the aggregate and exclude any mezzanine debt and, in the case of any loans structured with A/B Notes, the secured subordinate debt.

(54)	With respect to Mortgage Loan No. 15 (900 North Michigan), a Grace Period - Late Fee (Days) of five days is permitted once during any 12-month period. This does not apply to principal payment at maturity.

(55)	With respect to Mortgage Loan No. 15 (900 North Michigan), the lockout period will be at least 24 payment dates beginning with and including the first payment date in September 2024. Defeasance of the 900 North Michigan Whole Loan in whole, but not in part, is permitted after the date that is the earlier of (i) two years from the closing date of the securitization that includes the last note to be securitized and (ii) July 22, 2027. The assumed lockout period of 24 payments is based on the anticipated closing date of the WFCM 2024-C63 securitization in August 2024. The actual lockout period may be longer.

(56)	With respect to Mortgage Loan No. 15 (900 North Michigan), the Second Largest Tenant, Grosvenor Capital Mgmnt, L.P., has a one-time option to terminate its lease effective September 30, 2032, with notice to be given by September 30, 2031.

(57)	With respect to Mortgage Loan No. 16 (Hampton Inn & Suites Exeter - NH), an event of default will occur if the borrower fails to make a monthly debt service payment or a required reserve deposit on the day they are due. No more than two times during the loan term, a one business day grace period is permitted on either of these payments.

(58)	With respect to Mortgage Loan No. 16 (Hampton Inn & Suites Exeter - NH), the FF&E monthly reserve may be adjusted based on quarterly operating statements in an amount equal to 1/12th of 4% of the trailing 12-month underwritten revenue for the prior fiscal quarter. The monthly reserve amount is initially estimated at $19,764.

(59)	With respect to Mortgage Loan No. 17 (Atkinson Portfolio), a Grace Period – Default (Days) of five days does not apply to the amount due on the maturity date.

(60)	With respect to Mortgage Loan No. 17 (Atkinson Portfolio), the borrowers are not required to make monthly deposits into the tax and insurance subaccount for insurance premiums associated with any insurance coverage carried under a blanket insurance policy pursuant to the Atkinson Portfolio mortgage loan documents for so long as (i) no event of default has occurred and is continuing and (ii) the borrowers provide the lender timely evidence of payment of all such insurance premiums.

(61)	With respect to Mortgage Loan No. 17 (Atkinson Portfolio), which is structured with springing lockbox, the borrowers may suspend their obligation to cause all rents to be deposited into a clearing account during a debt service coverage ratio cash management period (provided no other cash management period is continuing) if and for so long as the following conditions are satisfied: (i) the borrowers have deposited (and maintains on deposit) with the lender cash in the amount of the difference between (A) the annual net operating income that would be required to achieve a debt service coverage ratio of 1.10x, minus (B) the then-existing annual net operating


	income, as reasonably determined by the lender (the “NOI Shortfall”), which cash amount will be transferred to the cash collateral subaccount; or (ii) the borrowers have deposited (and maintains on deposit) with the lender a letter of credit in the amount of the NOI Shortfall.

(62)	With respect to Mortgage Loan No. 17 (Atkinson Portfolio), the multifamily units at the mortgaged property are leased on a month-to-month basis.

(63)	With respect to Mortgage Loan No. 18 (Gila Valley Shopping Center), the TI/LC Reserve cap will be reduced from $500,000 to $300,000 if the largest tenant, Safeway, renews or extends its lease past August 6, 2036, which is two years beyond the maturity date of the mortgage loan.

(64)	With respect to Mortgage Loan No. 18 (Gila Valley Shopping Center), the second largest tenant, Five Below, has the option to terminate its lease effective on the last day of the 60th full calendar month of the lease term, provided it notifies the borrower before the 57th full calendar month of the lease term. Upon early termination, the tenant is required to pay a one-time fee of $75,000.

(65)	With respect to Mortgage Loan No. 19 (Drum Hill), the Mortgage Loan also secures (i) a subordinate mortgage loan with an original principal balance of $500,000 and an outstanding principal balance as of the July 1, 2024 of approximately $320,874 (the “$500,000 HOME Loan”) in favor of the County of Westchester (the “County”), to be paid semi-annually, (ii) a subordinate mortgage loan with an original principal balance of $100,000 and an outstanding principal balance as of July 1, 2024 of approximately $64,174 (the “$100,000 HOME Loan” and, together with the $500,000 HOME Loan, the “HOME Loans”) in favor of the County, to be paid semi-annually, (iii) a subordinate mortgage loan with an original principal balance and an outstanding principal balance as of the Mortgage Loan origination date of $200,000 (the “$200,000 CDBG Loan”) in favor of the County, to be repaid at maturity, and (iv) a subordinate mortgage loan with an original principal balance and an outstanding principal balance as of the Mortgage Loan origination date of $80,000 (the “$80,000 CDBG Loan” and, together with the $200,000 CDBG Loan, the “CDBG Loans”) in favor of the County, to be repaid at maturity. Each HOME Loan accrues interest at a rate of 3% per annum and is scheduled to mature on December 31, 2040. Each CDBG Loan accrues interest at a rate of 1% per annum, with all interest being due at maturity. The $200,000 CDBG Loan is scheduled to mature on April 15, 2029 and the $80,000 CDBG Loan is scheduled to mature on July 26, 2030. The borrower deposited $180,000 into a subordinate debt service reserve at origination, and on each payment date up to and including July 6, 2029, the borrower is required to deposit into the subordinate debt service reserve an amount equal to one-twelfth of the debt service payable pursuant to the HOME Loans during the next twelve months, subject to a cap of $180,000.

(66)	With respect to Mortgage Loan No. 19 (Drum Hill), the mortgaged property benefits from a 30-year tax abatement pursuant to a payment-in-lieu of taxes agreement dated September 1, 1998, as amended (the “Drum Hill PILOT Agreement”), between the borrower and the City of Peekskill Industrial Development Agency (the “Peekskill IDA”), which is scheduled to expire on October 1, 2028. In connection with the Drum Hill PILOT Agreement, the borrower leases the mortgaged property to the Peekskill IDA pursuant to a certain company lease agreement and the Peekskill IDA subleases the mortgaged property back to the borrower pursuant to a certain leaseback agreement. Each of the lease and sublease is scheduled to terminate concurrently with the Drum Hill PILOT Agreement. Pursuant to the terms of the Drum Hill PILOT Agreement and the related leases, the borrower must make an annual payment, as calculated under the Drum Hill PILOT Agreement, through the 2028 tax year, in exchange for certain exemptions from property taxes on real and personal property. The appraiser concluded the present value of the payment-in-lieu of taxes to be $290,000. The Drum Hill PILOT Agreement is secured by a subordinated mortgage on the mortgaged property in an amount equal to any and all unpaid and default obligations under the Drum Hill PILOT Agreement up to a maximum amount of $1,000,000.

(67)	With respect to Mortgage Loan No. 23 (Wells & Carmen), a Grace Period – Default (Days) of five days does not apply to the amount due on the maturity date.


(68)	With respect to Mortgage Loan No. 23 (Wells & Carmen), the zip codes for the mortgaged properties are 53208, 53209, 53233, 53216, 53218, 53225.

(69)	With respect to Mortgage Loan No. 23 (Wells & Carmen), the borrower is not required to make monthly deposits into the tax and insurance subaccount for insurance premiums associated with any insurance coverage carried under a blanket insurance policy pursuant to the Wells & Carmen mortgage loan documents for so long as (i) no event of default has occurred and is continuing and (ii) the borrower provides the lender timely evidence of payment of all such insurance premiums.

(70)	With respect to Mortgage Loan No. 23 (Wells & Carmen), which is structured with a springing lockbox, the borrower may suspend their obligation to cause all rents to be deposited into a clearing account during a debt service coverage ratio cash management period (provided no other cash management period is continuing) if and for so long as the following conditions are satisfied: (i) the borrower has deposited (and maintains on deposit) with the lender cash in the amount of the difference between (A) the annual net operating income that would be required to achieve a debt service coverage ratio of 1.10x, minus (B) the then-existing annual net operating income, as reasonably determined by the lender (the “NOI Shortfall”), which cash amount will be transferred to the cash collateral subaccount; or (ii) the borrower has deposited (and maintains on deposit) with the lender a letter of credit in the amount of the NOI Shortfall.

(71)	With respect to Mortgage Loan No. 23 (Wells & Carmen), the multifamily units at the mortgaged property are leased on a month-to-month basis.

(72)	With respect to Mortgage Loan No. 24 (13140 Coit Road), the largest tenant, DFW Home Health, has the option to terminate its lease upon 90 days written notice.