SCHEDULE 13G

CUSIP No.

77664L207

Names of Reporting Persons

Drive Capital Overdrive Fund I, L.P.

Check the appropriate box if a member of a Group (see instructions)

(a)

(b)

Sec Use Only

Citizenship or Place of Organization

DELAWARE

Number of Shares Beneficially Owned by Each Reporting Person With:

5	Sole Voting Power 99,687.00
6	Shared Voting Power 0.00
7	Sole Dispositive Power 99,687.00
8	Shared Dispositive Power 0.00

Aggregate Amount Beneficially Owned by Each Reporting Person

99,687.00

Check box if the aggregate amount in row (9) excludes certain shares (See Instructions)

Checkbox not checked

Percent of class represented by amount in row (9)

0.7 %

Type of Reporting Person (See Instructions)

Comment for Type of Reporting Person: Note to Row 5: 99,687 shares, except that Drive Capital Overdrive Fund I (GP), LLC ("DCOF I GP"), the general partner of Drive Capital Overdrive Fund I, L.P. ("DCOF I"), may be deemed to have sole power to vote these shares, Drive Capital, LLC ("DC"), the manager of DCOF I GP, may be deemed to have sole power to vote these shares, and Christopher Olsen ("Olsen"), the manager of DC, may be deemed to have sole power to vote these shares. Note to row 6: See response to row 5. Note to Row 7: 99,687 shares, except that DCOF I GP, the general partner of DCOF I, may be deemed to have sole power to dispose of these shares, and Olsen, the sole member of the investment committee of DCOF I GP, may be deemed to have sole power to dispose of these shares. Note to row 8: See response to row 7. Note to Row 11: Based on 13,618,876 shares of Class A Common Stock outstanding as of July 30, 2025, as reported by the Issuer on its Quarterly Report on Form 10-Q for the quarter ended June 30, 2025.

SCHEDULE 13G

CUSIP No.

77664L207

Names of Reporting Persons

Drive Capital Overdrive Fund I (TE), L.P.

Check the appropriate box if a member of a Group (see instructions)

(a)

(b)

Sec Use Only

Citizenship or Place of Organization

DELAWARE

Number of Shares Beneficially Owned by Each Reporting Person With:

5	Sole Voting Power 48,201.00
6	Shared Voting Power 0.00
7	Sole Dispositive Power 48,201.00
8	Shared Dispositive Power 0.00

Aggregate Amount Beneficially Owned by Each Reporting Person

48,201.00

Check box if the aggregate amount in row (9) excludes certain shares (See Instructions)

Checkbox not checked

Percent of class represented by amount in row (9)

0.4 %

Type of Reporting Person (See Instructions)

Comment for Type of Reporting Person: Note to Row 5: 48,201 shares, except that DCOF I GP, the general partner of Drive Capital Overdrive Fund I (TE), L.P. ("DCOF I TE"), may be deemed to have sole power to vote these shares, DC, the manager of DCOF I GP, may be deemed to have sole power to vote these shares, and Olsen, the manager of DC, may be deemed to have sole power to vote these shares. Note to row 6: See response to row 5. Note to Row 7: 48,201 shares, except that DCOF I GP, the general partner of DCOF I TE, may be deemed to have sole power to dispose of these shares, and Olsen, the sole member of the investment committee of DCOF I GP, may be deemed to have sole power to dispose of these shares. Note to row 8: See response to row 7. Note to Row 11: Based on 13,618,876 shares of Class A Common Stock outstanding as of July 30, 2025, as reported by the Issuer on its Quarterly Report on Form 10-Q for the quarter ended June 30, 2025.

SCHEDULE 13G

CUSIP No.

77664L207

Names of Reporting Persons

Drive Capital Overdrive Ignition Fund I, L.P.

Check the appropriate box if a member of a Group (see instructions)

(a)

(b)

Sec Use Only

Citizenship or Place of Organization

DELAWARE

Number of Shares Beneficially Owned by Each Reporting Person With:

5	Sole Voting Power 1,406.00
6	Shared Voting Power 0.00
7	Sole Dispositive Power 1,406.00
8	Shared Dispositive Power 0.00

Aggregate Amount Beneficially Owned by Each Reporting Person

1,406.00

Check box if the aggregate amount in row (9) excludes certain shares (See Instructions)

Checkbox not checked

Percent of class represented by amount in row (9)

0.0 %

Type of Reporting Person (See Instructions)

Comment for Type of Reporting Person: Note to Row 5: 1,406 shares, except that DCOIF I GP, the general partner of Drive Capital Overdrive Ignition Fund I, L.P. ("DCOIF I"), may be deemed to have sole power to vote these shares, DC, the manager of DCOF I GP, may be deemed to have sole power to vote these shares, and Olsen, the manager of DC, may be deemed to have sole power to vote these shares. Note to row 6: See response to row 5. Note to Row 7: 1,406 shares, except that DCOF I GP, the general partner of DCOIF I, may be deemed to have sole power to dispose of these shares, and Olsen, the sole member of the investment committee of DCOF I GP, may be deemed to have sole power to dispose of these shares. Note to row 8: See response to row 7. Note to Row 11: Based on 13,618,876 shares of Class A Common Stock outstanding as of July 30, 2025, as reported by the Issuer on its Quarterly Report on Form 10-Q for the quarter ended June 30, 2025.

SCHEDULE 13G

CUSIP No.

77664L207

Names of Reporting Persons

Drive Capital Overdrive Fund I (GP), LLC

Check the appropriate box if a member of a Group (see instructions)

(a)

(b)

Sec Use Only

Citizenship or Place of Organization

DELAWARE

Number of Shares Beneficially Owned by Each Reporting Person With:

5	Sole Voting Power 149,294.00
6	Shared Voting Power 0.00
7	Sole Dispositive Power 149,294.00
8	Shared Dispositive Power 0.00

Aggregate Amount Beneficially Owned by Each Reporting Person

149,294.00

Check box if the aggregate amount in row (9) excludes certain shares (See Instructions)

Checkbox not checked

Percent of class represented by amount in row (9)

1.1 %

Type of Reporting Person (See Instructions)

Comment for Type of Reporting Person: Note to Row 5: 149,294 shares, of which 99,687 shares are directly owned by DCOF I, 48,201 shares are directly owned by DCOF I TE and 1,406 shares are directly owned by DCOIF I. DC, the manager of DCOF I GP, may be deemed to have sole power to vote these shares, and Olsen, the manager of DC, may be deemed to have sole power to vote these shares. Note to row 6: See response to row 5. Note to Row 7: 149,294 shares, of which 99,687 shares are directly owned by DCOF I, 48,201 shares are directly owned by DCOF I TE and 1,406 shares are directly owned by DCOIF I. Olsen, the sole member of the investment committee of DCOF I GP, may be deemed to have sole power to dispose of these shares. Note to row 8: See response to row 7. Note to Row 11: Based on 13,618,876 shares of Class A Common Stock outstanding as of July 30, 2025, as reported by the Issuer on its Quarterly Report on Form 10-Q for the quarter ended June 30, 2025.

SCHEDULE 13G

CUSIP No.

77664L207

Names of Reporting Persons

Drive Capital, LLC

Check the appropriate box if a member of a Group (see instructions)

(a)

(b)

Sec Use Only

Citizenship or Place of Organization

DELAWARE

Number of Shares Beneficially Owned by Each Reporting Person With:

5	Sole Voting Power 149,294.00
6	Shared Voting Power 0.00
7	Sole Dispositive Power 0.00
8	Shared Dispositive Power 0.00

Aggregate Amount Beneficially Owned by Each Reporting Person

149,294.00

Check box if the aggregate amount in row (9) excludes certain shares (See Instructions)

Checkbox not checked

Percent of class represented by amount in row (9)

1.1 %

Type of Reporting Person (See Instructions)

SCHEDULE 13G

CUSIP No.

77664L207

Names of Reporting Persons

DC I Investment, LLC

Check the appropriate box if a member of a Group (see instructions)

(a)

(b)

Sec Use Only

Citizenship or Place of Organization

DELAWARE

Number of Shares Beneficially Owned by Each Reporting Person With:

5	Sole Voting Power 0.00
6	Shared Voting Power 0.00
7	Sole Dispositive Power 0.00
8	Shared Dispositive Power 0.00

Aggregate Amount Beneficially Owned by Each Reporting Person

0.00

Check box if the aggregate amount in row (9) excludes certain shares (See Instructions)

Checkbox not checked

Percent of class represented by amount in row (9)

0.0 %

Type of Reporting Person (See Instructions)

Comment for Type of Reporting Person: Note to row 6: See response to row 5. Note to row 8: See response to row 7.

SCHEDULE 13G

CUSIP No.

77664L207

Names of Reporting Persons

Dwight H. Hibbard Family Trust f/b/o Christopher Olsen - Exempt

Check the appropriate box if a member of a Group (see instructions)

(a)

(b)

Sec Use Only

Citizenship or Place of Organization

OHIO

Number of Shares Beneficially Owned by Each Reporting Person With:

5	Sole Voting Power 6,869.00
6	Shared Voting Power 0.00
7	Sole Dispositive Power 6,869.00
8	Shared Dispositive Power 0.00

Aggregate Amount Beneficially Owned by Each Reporting Person

6,869.00

Check box if the aggregate amount in row (9) excludes certain shares (See Instructions)

Checkbox not checked

Percent of class represented by amount in row (9)

0.1 %

Type of Reporting Person (See Instructions)

Comment for Type of Reporting Person: Note to Row 5: 6,869 shares, except that Olsen, the sole trustee of Dwight H. Hibbard Family Trust f/b/o Christopher Olsen - Exempt (the "Trust"), may be deemed to have sole power to vote these shares. Note to row 6: See response to row 5. Note to Row 7: 6,869 shares, except that Olsen, the sole trustee of the Trust, may be deemed to have sole power to dispose of these shares. Note to row 8: See response to row 7. Note to Row 11: Based on 13,618,876 shares of Class A Common Stock outstanding as of July 30, 2025, as reported by the Issuer on its Quarterly Report on Form 10-Q for the quarter ended June 30, 2025.

SCHEDULE 13G

CUSIP No.

77664L207

Names of Reporting Persons

Purple Dot, LLC

Check the appropriate box if a member of a Group (see instructions)

(a)

(b)

Sec Use Only

Citizenship or Place of Organization

OHIO

Number of Shares Beneficially Owned by Each Reporting Person With:

5	Sole Voting Power 151,569.00
6	Shared Voting Power 0.00
7	Sole Dispositive Power 151,569.00
8	Shared Dispositive Power 0.00

Aggregate Amount Beneficially Owned by Each Reporting Person

151,569.00

Check box if the aggregate amount in row (9) excludes certain shares (See Instructions)

Checkbox not checked

Percent of class represented by amount in row (9)

1.1 %

Type of Reporting Person (See Instructions)

Comment for Type of Reporting Person: Note to Row 5: 151,569 shares, except that Olsen, the managing member of Purple Dot, LLC ("Purple Dot"), may be deemed to have sole power to vote these shares. Note to row 6: See response to row 5. Note to Row 7: 151,569 shares, except that Olsen, the managing member of Purple Dot, may be deemed to have sole power to dispose of these shares. Note to row 8: See response to row 7. Note to Row 11: Based on 13,618,876 shares of Class A Common Stock outstanding as of July 30, 2025, as reported by the Issuer on its Quarterly Report on Form 10-Q for the quarter ended June 30, 2025.

SCHEDULE 13G

CUSIP No.

77664L207

Names of Reporting Persons

Christopher Olsen

Check the appropriate box if a member of a Group (see instructions)

(a)

(b)

Sec Use Only

Citizenship or Place of Organization

UNITED STATES

Number of Shares Beneficially Owned by Each Reporting Person With:

5	Sole Voting Power 307,732.00
6	Shared Voting Power 0.00
7	Sole Dispositive Power 307,732.00
8	Shared Dispositive Power 0.00

Aggregate Amount Beneficially Owned by Each Reporting Person

307,732.00

Check box if the aggregate amount in row (9) excludes certain shares (See Instructions)

Checkbox not checked

Percent of class represented by amount in row (9)

2.3 %

Type of Reporting Person (See Instructions)

Comment for Type of Reporting Person: Note to Row 5: 307,732 shares, of which 99,687 shares are directly owned by DCOF I, 48,201 shares are directly owned by DCOF I TE, 1,406 shares are directly owned by DCOIF I, 6,869 shares are directly owned by the Trust and 151,569 shares are directly owned by Purple Dot. Olsen is the manager of DC, which is the manager of DCOF I GP, which is the general partner of DCOF I, DCOF I TE and DCOIF I; Olsen is the trustee of the Trust; and Olsen is the managing member of Purple Dot, and may be deemed to have sole power to vote these shares. Note to row 6: See response to row 5. Note to Row 7: 307,732 shares, of which 99,687 shares are directly owned by DCOF I, 48,201 shares are directly owned by DCOF I TE, 1,406 shares are directly owned by DCOIF I, 6,869 shares are directly owned by the Trust and 151,569 shares are directly owned by Purple Dot. Olsen is the sole member of the investment committee of DCOF I GP, which is the general partner of DCOF I, DCOF I TE and DCOIF I; Olsen is the trustee of the Trust; and Olsen is the managing member of Purple Dot, and may be deemed to have sole power to dispose of these shares. Note to row 8: See response to row 7. Note to Row 11: Based on 13,618,876 shares of Class A Common Stock outstanding as of July 30, 2025, as reported by the Issuer on its Quarterly Report on Form 10-Q for the quarter ended June 30, 2025.

SCHEDULE 13G

Item 1.

(a)

Name of issuer:

Root, Inc.

(b)

Address of issuer's principal executive offices:

80 E. Rich Street, Suite 500 Columbus, OH, 43215

Item 2.

(a)

Name of person filing:

This Schedule is filed by Drive Capital Overdrive Fund I, L.P. ("DCOF I"), a Delaware limited partnership, Drive Capital Overdrive Fund I (TE), L.P. ("DCOF I TE"), a Delaware limited partnership, Drive Capital Overdrive Ignition Fund I, L.P. ("DCOIF I"), a Delaware limited partnership, Drive Capital Overdrive Fund I (GP), LLC ("DCOF I GP"), a Delaware limited liability company, Drive Capital, LLC ("DC"), a Delaware limited liability company, DC I Investment LLC ("DC I Investment"), a Delaware limited liability company, Dwight H. Hibbard Family Trust f/b/o Christopher Olsen - Exempt (the "Trust"), a trust established under the laws of the state of Ohio, Purple Dot, LLC ("Purple Dot"), an Ohio limited liability company, and Christopher Olsen ("Olsen"), an individual. The foregoing entities and individuals are collectively referred to as the "Reporting Persons."

(b)

Address or principal business office or, if none, residence:

The address for each of DCOF I, DCOF I TE, DCOIF I, DCOF I GP, DC, DC I Investment, Purple Dot and Olsen is: 629 N. High Street, 6th Floor Columbus, Ohio 43215 The address for the Trust is: 215 N Parkview Avenue Columbus, Ohio 43209

(c)

Citizenship:

See Row 4 of cover page for each Reporting Person.

(d)

Title of class of securities:

Class A Common Stock

(e)

CUSIP No.:

77664L207

Item 3.

If this statement is filed pursuant to §§ 240.13d-1(b) or 240.13d-2(b) or (c), check whether the person filing is a:

(a)

Broker or dealer registered under section 15 of the Act (15 U.S.C. 78o);

(b)

Bank as defined in section 3(a)(6) of the Act (15 U.S.C. 78c);

(c)

Insurance company as defined in section 3(a)(19) of the Act (15 U.S.C. 78c);

(d)

Investment company registered under section 8 of the Investment Company Act of 1940 (15 U.S.C. 80a-8);

(e)

An investment adviser in accordance with § 240.13d-1(b)(1)(ii)(E);

(f)

An employee benefit plan or endowment fund in accordance with § 240.13d-1(b)(1)(ii)(F);

(g)

A parent holding company or control person in accordance with § 240.13d-1(b)(1)(ii)(G);

(h)

A savings associations as defined in Section 3(b) of the Federal Deposit Insurance Act (12 U.S.C. 1813);

(i)

A church plan that is excluded from the definition of an investment company under section 3(c)(14) of the Investment Company Act of 1940 (15 U.S.C. 80a-3);

(j)

A non-U.S. institution in accordance with § 240.13d-1(b)(1)(ii)(J). If filing as a non-U.S. institution in accordance with § 240.13d-1(b)(1)(ii)(J),
please specify the type of institution:

(k)

Group, in accordance with Rule 240.13d-1(b)(1)(ii)(K).

Item 4.

Ownership

(a)

Amount beneficially owned:

See Row 9 of cover page for each Reporting Person.

(b)

Percent of class:

See Row 11 of cover page for each Reporting Person.

(c)

Number of shares as to which the person has:

(i) Sole power to vote or to direct the vote:

See Row 5 of cover page for each Reporting Person.

(ii) Shared power to vote or to direct the vote:

See Row 6 of cover page for each Reporting Person.

(iii) Sole power to dispose or to direct the disposition of:

See Row 7 of cover page for each Reporting Person.

(iv) Shared power to dispose or to direct the disposition of:

See Row 8 of cover page for each Reporting Person.

Item 5.

Ownership of 5 Percent or Less of a Class.

Ownership of 5 percent or less of a class

Item 6.

Ownership of more than 5 Percent on Behalf of Another Person.

Not Applicable

Item 7.

Identification and Classification of the Subsidiary Which Acquired the Security Being Reported on by the Parent Holding Company or Control Person.

Not Applicable

Item 8.

Identification and Classification of Members of the Group.

Not Applicable

Item 9.

Notice of Dissolution of Group.

Not Applicable

Item 10.

Certifications:

Not Applicable

SIGNATURE

After reasonable inquiry and to the best of my knowledge and belief, I certify that the information set forth in this statement is true, complete and correct.

Drive Capital Overdrive Fund I, L.P.

Signature:	/s/ Christopher Olsen
Name/Title:	Christopher Olsen, Managing Member of the General Partner
Date:	08/14/2025

Drive Capital Overdrive Fund I (TE), L.P.

Signature:	/s/ Christopher Olsen
Name/Title:	Christopher Olsen, Managing Member of the General Partner
Date:	08/14/2025

Drive Capital Overdrive Ignition Fund I, L.P.

Signature:	/s/ Christopher Olsen
Name/Title:	Christopher Olsen, Managing Member of the General Partner
Date:	08/14/2025

Drive Capital Overdrive Fund I (GP), LLC

Signature:	/s/ Christopher Olsen
Name/Title:	Christopher Olsen, Managing Member
Date:	08/14/2025

Drive Capital, LLC

Signature:	/s/ Christopher Olsen
Name/Title:	Christopher Olsen, Manager
Date:	08/14/2025

DC I Investment, LLC

Signature:	/s/ Christopher Olsen
Name/Title:	Christopher Olsen, Managing Director
Date:	08/14/2025

Dwight H. Hibbard Family Trust f/b/o Christopher Olsen - Exempt

Signature:	/s/ Christopher Olsen
Name/Title:	Christopher Olsen, Trustee
Date:	08/14/2025

Purple Dot, LLC

Signature:	/s/ Christopher Olsen
Name/Title:	Christopher Olsen, Managing Member
Date:	08/14/2025

Christopher Olsen

Signature:	/s/ Christopher Olsen
Name/Title:	Christopher Olsen
Date:	08/14/2025

Exhibit Information

The undersigned hereby agree that a single Schedule 13G (or any amendment thereto) relating to the Class A Common Stock of the Issuer shall be filed on behalf of each of the undersigned and that this Agreement shall be filed as an exhibit to such Schedule 13G. Date: August 14, 2025 DRIVE CAPITAL OVERDRIVE FUND I, L.P. By:DRIVE CAPITAL OVERDRIVE FUND I (GP), LLC Its:General Partner By:/s/ Christopher Olsen Name:Christopher Olsen Title:Managing Member DRIVE CAPITAL OVERDRIVE FUND I (TE), L.P. By:DRIVE CAPITAL OVERDRIVE FUND I (GP), LLC Its:General Partner By:/s/ Christopher Olsen Name:Christopher Olsen Title:Managing Member DRIVE CAPITAL OVERDRIVE IGNITION FUND I, L.P. By:DRIVE CAPITAL OVERDRIVE FUND I (GP), LLC Its:General Partner By:/s/ Christopher Olsen Name:Christopher Olsen Title:Managing Member DRIVE CAPITAL OVERDRIVE FUND I (GP), LLC By:/s/ Christopher Olsen Name:Chritopher Olsen Title:Managing Member DRIVE CAPITAL, LLC By:/s/ Christopher Olsen Name:Christopher Olsen Title:Manager DC I INVESTMENT, LLC By:/s/ Christopher Olsen Name:Christopher Olsen Title:Managing Director Dwight H. Hibbard Family Trust f/b/o Christopher Olsen - Exempt By:/s/ Christopher Olsen Name:Christopher Olsen Title:Trustee Purple Dot, LLC By:/s/ Christopher Olsen Name:Christopher Olsen Title:Managing Member CHRISTOPHER OLSEN By:/s/ Christopher Olsen Name:Christopher Olsen