Exhibit 99.8 Schedule 4

ASF Loan Number

Loan ID

Investor Loan ID

Seller Loan ID

Lender Application Date

Originator QM Status

Final QM Status

Originator QM Status Difference than Final QM Status?

Reason Why NonQM Final Status

APR Pricing Threshold Exceeded?

QM DTI Threshold Exceeded?

Higher Priced Mortgage Loan (HPML)?

Negatively Amortizing Loan?

Principal Deferment?

Interest Only Flag?

Prepayment Penalty?

Balloon Flag?

Adjustable Rate Balloon?

Loan Term Less Than 5 Years?

QM Points and Fees Threshold Exceeded?

QM Total Points and Fees

APR

ATR: Qualifying Payment Properly Considered?

ATR: Current Employment/Self-Employment Verified?

ATR: Balloon Qualifying Payment Properly Considered?

ATR: Reasonable Income or Assets Considered?

ATR: Subject PITIA Adequately Documented?

ATR: All Liabilities Including Alimony and Child Support in DTI?

ATR: Simultaneous Loan Calculated Properly

ATR: Credit History was Considered Properly?

ATR: Did Lender Document All ATR Factors?

ATR: Was an ATR/QM Residual Income Analysis Provided?

Residual Income

Residual Income Meets Guidelines?

Borrower 1 Employment Indicator

Borrower 2 Employment Indicator

Borrower 1 Foreign National Indicator

Borrower 2 Foreign National Indicator

Business Purpose Loan?

Business Purpose Verified?

92300185703

XXX

03-XX-2025

Non-QM: Lender documented all ATR UW factors

Non-QM: Lender documented all ATR UW factors

No

Appendix Q Documentation

No

No

No

No

No

No

No

No

No

No

No

24732.99

8.621

Yes

Yes

N/A

Yes

Yes

Yes

N/A

Yes

Yes

N/A

21031.54

N/A

Employed

Employed

No

No

No

92300185266

XXX

04-XX-2025

ATR/QM: Not Applicable

ATR/QM: Not Applicable

No

No

No

No

Yes

Yes

No

No

No

N/A

N/A

N/A

N/A

N/A

N/A

N/A

N/A

N/A

N/A

0

No

Yes

Present

92300185974

XXX

04-XX-2025

ATR/QM: Not Applicable

ATR/QM: Not Applicable

No

No

No

No

Yes

Yes

No

No

No

N/A

N/A

N/A

N/A

N/A

N/A

N/A

N/A

N/A

N/A

0

N/A

No

Yes

Present

92300188187

XXX

07-XX-2025

ATR/QM: Not Applicable

ATR/QM: Not Applicable

No

No

No

No

Yes

Yes

No

No

No

N/A

N/A

N/A

N/A

N/A

N/A

N/A

N/A

N/A

N/A

0

No

Yes

Present