EX-99.4 27 ea025949101_ex99-4sch6.htm SCHEDULE 6 - BUSINESS PURPOSE SUPPLEMENTAL REPORT

Exhibit 99.4 Schedule 6

 

ASF Loan Number Loan ID Seller Loan ID Investor Loan ID Seller Name Loan Program Documentation Type Executed NOO Docs in File Lease In Place Flag Actual In Place Rent Third Party Market Rent Estimate Third Party Rent Source Actual Short Term Rent Amount Actual Short Term Rent Source Short Term Rent Number of Months Short Term Rental Occupancy Factor Rental Income Used for Property DSCR Calculation Rental Source for Property DSCR Calculation DSCR Calculation Based On Short Rental Income Flag Property DTI Originator DSCR TPR DSCR PITIA Gross Rental Income Unit 1 Lease End Date Unit 1 Lease Term Unit 1 Gross Rental Income Unit 2 Lease End Date Unit 2 Lease Term Unit 2 Gross Rental Income Unit 3 Lease End Date Unit 3 Lease Term Unit 3 Gross Rental Income Unit 4 Lease End Date Unit 4 Lease Term Unit 4 Gross Rental Income Unit 5 Lease End Date Unit 5 Lease Term Unit 5 Gross Rental Income Unit 6 Lease End Date Unit 6 Lease Term Unit 6 Gross Rental Income Unit 7 Lease End Date Unit 7 Lease Term Unit 7 Gross Rental Income Unit 8+ Rent Loss Insurance Rent Loss Insurance Amount Fee Amount Acquisition Cost Renovation Cost Effective Gross Income Turnover Costs Repairs and Maintenance Marketing and Leasing Costs Utilities Other Costs Cap Ex Reserve Section 8 Blanket Mortgage/Cross Collateral Flag Number of Years Property Owned Number of Mortgaged Properties With Lender Number of Properties Securing Loan Foreign National Alternative Credit Documentation Months Reserves Loan Closed in the name of Business Entity Vested Business Entity Name Vested Business Entity Type Qualifying Primary Borrower Type Qualifying Primary Borrower First Name Qualifying Primary  Borrower  Last Name Qualifying CoBorrower Type Qualifying CoBorrower First Name Qualifying CoBorrower Last Name Qualifying CoBorrower 2 Type Qualifying CoBorrower 2 First Name Qualifying CoBorrower 2 Last Name Qualifying CoBorrower 3 Type Qualifying CoBorrower 3 First Name Qualifying CoBorrower 3 Last Name Non-Qualifying Guarantor 1 First Name Non-Qualifying Guarantor 1 Last Name Non-Qualifying Guarantor 1 Citizenship Non-Qualifying Guarantor 1 Country Name Non-Qualifying Guarantor 2 First Name Non-Qualifying Guarantor 2 Last Name Non-Qualifying Guarantor 2 Citizenship Non-Qualifying Guarantor 2 Country Name Personal Guaranty Total Number of Guarantors Personal Guaranty Recourse Level Business Entity EIN
400081531 XXX XXX XXX XX XX 12 Month Bank Statement Present No 0 4450 Appraisal - 1007   N/A     4450 Appraisal - 1007 No 92.77 0.0 0 4128.17                                             Yes         4450               No 0.9 2 1 N/A 18.94 No     Vested Individual XXX XXX                                     0    
400097078 XXX XXX XXX XX XX Debt Service Coverage Ratio Present No 0 2100 Appraisal - 1007   N/A     2100 Appraisal - 1007 No 97.34 1.02 1.027 2044.16                                             Yes         2100               No 0.0 1 1 Credit Reference Letter 39.01 Yes XXX Limited Liability Corporation (LLC) Individual Guarantor XXX XXX                                   Yes 1 Full Recourse XXX
400098177 XXX XXX XXX XX XX Debt Service Coverage Ratio Present Yes 2850 2200 Appraisal - 1007   N/A     2850 Actual In Place Rent No 99.31 1.0 1.007 2830.44 2850 02-10-2026 12                                       Yes     XX   2850               No 0.8 1 1 N/A 9.65 Yes XXX Limited Liability Corporation (LLC) Individual Guarantor XXX XXX                                   Yes 1 Full Recourse XXX
400103289 XXX XXX XXX XX XX Debt Service Coverage Ratio Present Yes 4800 4900 Appraisal - 1025   N/A     4900 Appraisal - 1025 No 85.55 1.169 1.169 4192.03 2400 08-31-2025 12 2400 06-30-2025 12                                 Yes     XX   4900               No 1.0 1 1 N/A 28.86 Yes XXX Limited Liability Corporation (LLC) Individual Guarantor XXX XXX Individual Guarantor XXX XXX                             Yes 2 Full Recourse XXX
2000051892 XXX   XXX XX XX 12 Month Bank Statement Present No 0 2650 Appraisal - 1007   N/A     2650 Appraisal - 1007 No 108.81   0 2883.43                                             Yes     XX 33848 2650               No 0.6 1 1 N/A 6.42 Yes XXX Limited Liability Corporation (LLC) Individual Guarantor XXX XXX Individual Guarantor XXX XXX                             Yes 2 Full Recourse XXX
2000053916 XXX   XXX XX XX Debt Service Coverage Ratio Present No 0 2100 Appraisal - 1007   N/A     2100 Appraisal - 1007 No 94.95 1.05 1.053 1993.91                                             Yes         2100               No 8.2 1 1 N/A 119.05 No     Vested Individual XXX XXX                                     0    
2000054318 XXX   XXX XX XX Debt Service Coverage Ratio Present Yes 2600 2500 Appraisal - 1025   N/A     2500 Appraisal - 1025 No 61.5 1.62 1.626 1537.6 1350 03-31-2026 12 1250 03-31-2026 12                                 Yes     XX   2500               No 5.7 1 1 N/A 67.2 Yes XXX Limited Liability Corporation (LLC) Individual Guarantor XXX XXX                                   Yes 1 Full Recourse  
2000053792 XXX   XXX XX XX Debt Service Coverage Ratio Present No 0 1700 Appraisal - 1007   N/A     1700 Appraisal - 1007 No 67.6 1.47 1.479 1149.2                                             Yes         1700               No 0.0 1 1 N/A 14.04 Yes XXX Limited Liability Corporation (LLC) Individual Guarantor XXX XXX                                   Yes 1 Full Recourse XXX
2000054226 XXX   XXX XX XX Debt Service Coverage Ratio Present No 0 0 N/A 4875 AirDNA 1   4875 AirDNA Yes 59.92 1.33 1.335 2921.05                                                       3900               No 0.0 1 1 N/A 195.99 No     Vested Individual XXX XXX Vested Individual XXX XXX                               0    
2000053419 XXX   XXX XX XX Debt Service Coverage Ratio Present No 0 4600 Appraisal - 1025   N/A     4600 Appraisal - 1025 No 54.77 1.82 1.826 2519.31                                             Yes         4600               No 1.5 1 1 N/A 11.76 No     Vested Individual XXX XXX                                     0    
2000053171 XXX   XXX XX XX Debt Service Coverage Ratio Present No 0 6500 Appraisal - 1007   N/A     6500 Appraisal - 1007 No 113.62 0.88 0.88 7385.62                                             Yes         6500               No 0.0 1 1 N/A 17.78 No     Vested Individual XXX XXX                                     0    
2000053332 XXX   XXX XX XX Debt Service Coverage Ratio Present No 0 3200 Appraisal - 1007   N/A     3200 Appraisal - 1007 No 88.52 1.13 1.13 2832.69                                             Yes     XX   3200               No 1.1 1 1 N/A 42.32 Yes XXX Limited Liability Corporation (LLC) Individual Guarantor XXX XXX                                   Yes 1 Full Recourse XXX
2000053364 XXX   XXX XX XX Debt Service Coverage Ratio Present No 0 2200 Appraisal - 1007   N/A     2200 Appraisal - 1007 No 102.23 0.97 0.978 2249                                             Yes         2200               No 0.8 1 1 N/A 45.43 Yes XXX Limited Liability Corporation (LLC) Individual Guarantor XXX XXX                                   Yes 1 Full Recourse  
2000053728 XXX   XXX XX XX 12 Month Bank Statement Present No 0   N/A   N/A       N/A No     0 3321.34                                             Yes         0               No 0.8 4 1 N/A 133.42 Yes XXX Limited Liability Corporation (LLC) Individual Guarantor XXX XXX                                   Yes 1 Full Recourse XXX
2000053730 XXX   XXX XX XX 12 Month Bank Statement Present No 0 0 N/A   N/A       Actual In Place Rent No     0 3321.34                                             Yes         0               No 0.7 4 1 N/A 144.91 Yes XXX Limited Liability Corporation (LLC) Individual Guarantor XXX XXX                                   Yes 1 Full Recourse XXX
2000053734 XXX   XXX XX XX 12 Month Bank Statement Present No 0 0 N/A   N/A       N/A No     0 3321.34                                             Yes         0               No 0.8 4 1 N/A 133.42 Yes XXX Limited Liability Corporation (LLC) Individual Guarantor XXX XXX                                   Yes 1 Full Recourse XXX
2000053736 XXX   XXX XX XX 12 Month Bank Statement Present No 0 2750 Appraisal - 1007   N/A     2750 Appraisal - 1007 No 120.78   0 3321.46                                             Yes         2750               No 0.8 4 1 N/A 239.21 Yes XXX Limited Liability Corporation (LLC) Individual Guarantor XXX XXX                                   Yes 1 Full Recourse XXX
2000054197 XXX   XXX XX XX Debt Service Coverage Ratio Present Yes 2900 2400 Appraisal - 1007   N/A     2900 Actual In Place Rent No 87.91 1.13 1.138 2549.35 2900 02-28-2027 24                                       Yes     XX 91900 2900               No 0.8 1 1 N/A 6.63 Yes XXX Limited Liability Corporation (LLC) Individual Guarantor XXX XXX                                   Yes 1 Full Recourse XXX
2000054262 XXX   XXX XX XX Debt Service Coverage Ratio Present No 0 3172 Appraisal - 1007   N/A     3172 Appraisal - 1007 No 82.37 1.214 1.214 2612.84                                             Yes         3172               No 3.0 1 1 N/A 111.94 Yes XXX Limited Liability Corporation (LLC) Individual Guarantor XXX XXX                                   Yes 1 Full Recourse XXX
2000054675 XXX   XXX XX XX 12 Month Bank Statement Present Yes 2437 3200 Appraisal - 1007   N/A     2437 Actual In Place Rent No 131.17   0 3196.63 2437 05-31-2026 12                                       Yes     XX   2437               No 0.9 1 1 N/A 67.56 Yes XXX Limited Liability Corporation (LLC) Individual Guarantor XXX XXX                                   Yes 1 Full Recourse XXX
2000053574 XXX   XXX XX XX Debt Service Coverage Ratio Present No 0 1840 Appraisal - 1007   N/A     1840 Appraisal - 1007 No 81.91 1.22 1.221 1507.13                                             Yes     XX 84435 1840               No 0.2 1 1 N/A 13.8 Yes XXX Limited Liability Corporation (LLC) Individual Guarantor XXX XXX                                   Yes 1 Full Recourse XXX
2000055164 XXX   XXX XX XX Debt Service Coverage Ratio Present No 0 3600 Appraisal - 1007   N/A     3600 Appraisal - 1007 No 99.96 1.0 1.0 3598.43                                             Yes         3600               No 1.9 1 1 N/A 30.19 Yes XXX Limited Liability Corporation (LLC) Individual Guarantor XXX XXX                                   Yes 1 Full Recourse XXX
2000050824 XXX   XXX XX XX Debt Service Coverage Ratio Present Yes 4300 5700 Appraisal - 1007   N/A     5700 Appraisal - 1007 No 85.58 1.16 1.168 4878.22 4300 09-30-2025 12                                       Yes         5700               No 5.1 1 1 N/A 52.32 Yes XXX Limited Liability Corporation (LLC) Individual Guarantor XXX XXX                                   Yes 1 Full Recourse XXX
2000051910 XXX   XXX XX XX 2YR Full Doc Present No 0 7000 Appraisal - 1007   N/A     7000 Appraisal - 1007 No 203.57   0 14249.56                                             Yes         7000               No 3.1 1 1 N/A 10.33 Yes XXX Limited Liability Corporation (LLC) Individual Guarantor XXX XXX Individual Guarantor XXX XXX Individual Guarantor XXX XXX       XXX XXX US Citizen United States         Yes 4 Full Recourse XXX