EX-99.3 18 ea025949101_ex99-3sch4.htm SCHEDULE 4 - DATA COMPARE

Exhibit 99.3 Schedule 4

 

   
  Data Compare
  Run Date - 09/25/2025 1:47:30 PM
ASF Loan Number Evolve Loan ID Customer Loan ID Seller Loan ID Field Label Bid Tape Field Value Field Value Comment
400093763 XX XX XX Original CLTV   0.737250 Verified with loan amount $XX/Purchase price $XX
400093763 XX XX XX DSCR   1.000 Verified with rent $2500/PITI $2499.47
400093763 XX XX XX Doc Type   Debt Service Coverage Verified with lock confirmation
400093763 XX XX XX Maturity Date XX XX Verified w/ note
400093763 XX XX XX Occupancy Primary Residence Investment Verified w/ approval
400093763 XX XX XX Property City XX XX Verified w/ deed & appraisal 
12025011645 XX XX XX Doc Type Alternative Doc Asset Utilization Verified by rate lock
12025011645 XX XX XX First Payment Date XX XX Verified w/ note
12025011645 XX XX XX Maturity Date XX XX Verified w/ note
12025011645 XX XX XX Note Date XX XX Verified w/ note
12025011645 XX XX XX PITI 2,154.09 1,637.09 PITI 1637.09 + HOA 517.00 = 2154.09
12025011645 XX XX XX Product Code CACT 30 YR FIXED CACT30YF Same
12025011645 XX XX XX QM Status   Exempt Organizational Exemption
12025011645 XX XX XX Qualifying DTI 44.23100 0.44231 Same
12025011645 XX XX XX Self-Employment Flag N Y Stated employment - not verified
12025021662 XX XX XX First Payment Date XX XX Verified w/ note
12025021662 XX XX XX Maturity Date XX XX Verified w/ note
12025021662 XX XX XX Note Date XX XX Verified w/ note
12025021662 XX XX XX Prepayment Penalty Type   Hard Verified w/ note
12025021662 XX XX XX Product Code BPACC 30 YR FIXED 3 YEAR PPP STEP DN BPACC30YF3YPPSD Same
12025021662 XX XX XX QM Status   Exempt Organizational Exemption
12025030137 XX XX XX Doc Type Alternative Doc Bank Statement Verified with income documentation and approval.
12025030137 XX XX XX First Payment Date XX XX Verified w/ note
12025030137 XX XX XX Maturity Date XX XX Verified w/ note
12025030137 XX XX XX Note Date XX XX Verified w/ note
12025030137 XX XX XX PITI 3,733.14 3,724.81 Bid Tape includes an HOA fee and Audited did not include the HOA fee here
12025030137 XX XX XX Product Code CACTTX6 30 YR FIXED CACTTX6 same
12025030137 XX XX XX QM Status   Exempt Organizational Exemption 
12025030137 XX XX XX Qualifying DTI 7.34500 0.07345 same
12025030998 XX XX XX First Payment Date XX XX Verified w/ note
12025030998 XX XX XX Maturity Date XX XX Verified w/ note
12025030998 XX XX XX Note Date XX XX Verified w/ note
12025030998 XX XX XX Product Code CACT 30 YR FIXED CACT30YF Same
12025030998 XX XX XX QM Status   Exempt Organizational Exemption
12025030998 XX XX XX Qualifying DTI 49.82100 0.49821 Within tolerance 
12025031902 XX XX XX Qualifying Credit Score 812 736 the higher mid score used to qualify
12025031902 XX XX XX Doc Type Alternative Doc Bank Statement 12 - month Business bank statement loan
12025031902 XX XX XX First Payment Date XX XX verified
12025031902 XX XX XX Maturity Date XX XX verified
12025031902 XX XX XX Note Date XX XX verified
12025031902 XX XX XX Prepayment Penalty Type   Hard verified
12025031902 XX XX XX QM Status   Exempt verified
12025031902 XX XX XX Qualifying DTI 37.01800 0.38067 Inclusion of Flood ins in DTI $410.25
12025032273 XX XX XX First Payment Date XX XX verified
12025032273 XX XX XX Maturity Date XX XX verified
12025032273 XX XX XX Note Date XX XX verified
12025032273 XX XX XX Product Code CACT 30 YR FIXED CACT30YF Same
12025032273 XX XX XX QM Status   Exempt verified
12025032273 XX XX XX Qualifying DTI 39.08500 0.39085 Same
12025040201 XX XX XX First Payment Date XX XX verified
12025040201 XX XX XX Maturity Date XX XX verified
12025040201 XX XX XX Note Date XX XX verified
12025040201 XX XX XX Prepayment Penalty Type   Hard verified
12025040201 XX XX XX Product Code BPACC 30 YR FIXED 3 YEAR PPP STEP DN BPACC30YF3YPPSD Same
12025040201 XX XX XX QM Status   Exempt verified
12025040526 XX XX XX First Payment Date XX XX verified
12025040526 XX XX XX Maturity Date XX XX verified
12025040526 XX XX XX Note Date XX XX verified
12025040526 XX XX XX Prepayment Penalty Type   Hard verified
12025040526 XX XX XX Property Zip XX XX verified
12025040526 XX XX XX QM Status   Exempt verified
12025040730 XX XX XX First Payment Date XX XX verified
12025040730 XX XX XX Maturity Date XX XX verified
12025040730 XX XX XX Note Date XX XX verified
12025040730 XX XX XX Prepayment Penalty Type   Hard verified
12025040730 XX XX XX Product Code BPACC 30 YR FIXED 3 YEAR PPP STEP DN BPACC30YF3YPPSD same
12025040730 XX XX XX QM Status   Exempt verified
12025040813 XX XX XX First Payment Date XX XX verified
12025040813 XX XX XX Maturity Date XX XX verified
12025040813 XX XX XX Note Date XX XX verified
12025040813 XX XX XX Prepayment Penalty Type   Hard verified
12025040813 XX XX XX Property Type Single Family Two Family Two units verified on appraisal
12025040813 XX XX XX Property Zip XX XX verified
12025040813 XX XX XX QM Status   Exempt verified
12025041152 XX XX XX First Payment Date XX XX verified
12025041152 XX XX XX Maturity Date XX XX verified
12025041152 XX XX XX Note Date XX XX verified
12025041152 XX XX XX Prepayment Penalty Type   Hard verified
12025041152 XX XX XX Product Code BPACC 30 YR FIXED 3 YR PPP BPACC30YF3YPP Same
12025041152 XX XX XX QM Status   Exempt verified
12025041159 XX XX XX First Payment Date XX XX Verified w/ note
12025041159 XX XX XX Maturity Date XX XX Verified w/ note
12025041159 XX XX XX Note Date XX XX Verified w/ note
12025041159 XX XX XX Prepayment Penalty Type   Hard Verified w/ note
12025041159 XX XX XX Product Code BPACC 30 YR FIXED 3 YR PPP BPACC30YF3YPP Same
12025041159 XX XX XX QM Status   Exempt Organizational Exemption
12025041225 XX XX XX First Payment Date XX XX Verified w/ note
12025041225 XX XX XX Maturity Date XX XX Verified w/ note
12025041225 XX XX XX Note Date XX XX Verified w/ note
12025041225 XX XX XX PITI 4,026.91 4,010.24 PITI payment, HOA not included
12025041225 XX XX XX Product Code CACT 30 YR FIXED CACT30YF same
12025041225 XX XX XX QM Status   Exempt Organizational Exemption
12025041225 XX XX XX Qualifying DTI 36.20100 0.36201 same
12025041225 XX XX XX Self-Employment Flag N Y verified, CPA letter
12025041272 XX XX XX Doc Type Alternative Doc Bank Statement verified, loan approval
12025041272 XX XX XX First Payment Date XX XX verified
12025041272 XX XX XX Maturity Date XX XX verified
12025041272 XX XX XX Note Date XX XX verified
12025041272 XX XX XX Prepayment Penalty Type   Hard verified
12025041272 XX XX XX Product Code BPACCINC 30 YR FIXED 5 YEAR PPP STEP DN BPACCINC30Y5YPPSD same
12025041272 XX XX XX QM Status   Exempt verified
12025041272 XX XX XX Qualifying DTI 20.06100 0.22139 verified, bank statements
12025041535 XX XX XX Note Date XX XX verified
12025041535 XX XX XX Prepayment Penalty Type   Hard verified
12025041535 XX XX XX Product Code BPACC 30 YR FIXED 1 YR PPP BPACC30YF1YPP Same
12025041535 XX XX XX QM Status   Exempt verified
12025041546 XX XX XX Doc Type Alternative Doc Full 2 years tax returns plus P&L
12025041546 XX XX XX First Payment Date XX XX verified
12025041546 XX XX XX Maturity Date XX XX verified
12025041546 XX XX XX Note Date XX XX verified
12025041546 XX XX XX Product Code CACT 30 YR FIXED CACT30YF Same
12025041546 XX XX XX QM Status   Exempt verified
12025041546 XX XX XX Qualifying DTI 46.17000 0.46170 Same
12025041644 XX XX XX First Payment Date XX XX Verified w/ note
12025041644 XX XX XX Maturity Date XX XX Verified w/ note
12025041644 XX XX XX Note Date XX XX Verified w/ note
12025041644 XX XX XX Prepayment Penalty Type   Hard Verified w/ note
12025041644 XX XX XX Product Code BPACC 30 YR FIXED 3 YEAR PPP STEP DN BPACC30YF3YPPSD Same
12025041644 XX XX XX QM Status   Exempt Organizational Exemption
12025041667 XX XX XX First Payment Date XX XX Verified w/ note
12025041667 XX XX XX Maturity Date XX XX Verified w/ note
12025041667 XX XX XX Note Date XX XX Verified w/ note
12025041667 XX XX XX Prepayment Penalty Type   Hard Verified w/ note
12025041667 XX XX XX Product Code BPACC 30 YR FIXED 3 YR PPP BPACC30YF3YPP Same
12025041667 XX XX XX QM Status   Exempt Organizational Exemption
12025041811 XX XX XX First Payment Date XX XX Verified w/ note
12025041811 XX XX XX Maturity Date XX XX Verified w/ note
12025041811 XX XX XX Note Date XX XX Verified w/ note
12025041811 XX XX XX Prepayment Penalty Type   Hard Verified w/ note
12025041811 XX XX XX Product Code BPACC 30 YR FIXED 5 YR PPP BPACC30Y5YPP Same
12025041811 XX XX XX QM Status   Exempt Organizational Exemption
12025042242 XX XX XX First Payment Date XX XX verified
12025042242 XX XX XX Maturity Date XX XX verified
12025042242 XX XX XX Note Date XX XX verified
12025042242 XX XX XX Prepayment Penalty Type   Hard verified
12025042242 XX XX XX Product Code BPACC 30 YR FIXED 3 YEAR PPP STEP DN BPACC30YF3YPPSD Same
12025042242 XX XX XX QM Status   Exempt verified
12025042504 XX XX XX First Payment Date XX XX verified
12025042504 XX XX XX Maturity Date XX XX verified
12025042504 XX XX XX Note Date XX XX verified
12025042504 XX XX XX Prepayment Penalty Type   Hard verified
12025042504 XX XX XX QM Status   Exempt verified
12025042505 XX XX XX First Payment Date XX XX verified
12025042505 XX XX XX Maturity Date XX XX verified
12025042505 XX XX XX Note Date XX XX verified
12025042505 XX XX XX Prepayment Penalty Type   Hard verified
12025042505 XX XX XX QM Status   Exempt verified
12025042507 XX XX XX First Payment Date XX XX Verified w/ note
12025042507 XX XX XX Maturity Date XX XX Verified w/ note
12025042507 XX XX XX Note Date XX XX Verified w/ note
12025042507 XX XX XX Prepayment Penalty Type   Hard Verified w/ note
12025042507 XX XX XX QM Status   Exempt Organizational Exemption
12025042509 XX XX XX First Payment Date XX XX verified
12025042509 XX XX XX Maturity Date XX XX verified
12025042509 XX XX XX Note Date XX XX verified
12025042509 XX XX XX Prepayment Penalty Type   Hard verified
12025042509 XX XX XX Product Code BPACC 30 YR FIXED 3 YEAR PPP STEP DN BPACC30YF3YPPSD Same
12025042509 XX XX XX QM Status   Exempt verified
12025042524 XX XX XX First Payment Date XX XX verified
12025042524 XX XX XX Maturity Date XX XX verified
12025042524 XX XX XX Note Date XX XX verified
12025042524 XX XX XX PITI 2,210.53 2,125.95 Verified PITI only
12025042524 XX XX XX Prepayment Penalty Type   Hard verified
12025042524 XX XX XX Product Code BPACC 30 YR FIXED 3 YEAR PPP STEP DN BPACC30YF3YPPSD Same
12025042524 XX XX XX QM Status   Exempt verified
12025042604 XX XX XX First Payment Date XX XX verified
12025042604 XX XX XX Maturity Date XX XX verified
12025042604 XX XX XX Note Date XX XX verified
12025042604 XX XX XX Prepayment Penalty Type   Hard verified
12025042604 XX XX XX Product Code BPACC 30 YR FIXED 3 YEAR PPP STEP DN BPACC30YF3YPPSD same
12025042604 XX XX XX QM Status   Exempt verified
12025042628 XX XX XX Doc Type Alternative Doc P&L verified, loan approval, P&L
12025042628 XX XX XX First Payment Date XX XX verified
12025042628 XX XX XX Maturity Date XX XX verified
12025042628 XX XX XX Note Date XX XX verified
12025042628 XX XX XX PITI 11,018.48 10,803.48 PITI pmt, HOA not incl
12025042628 XX XX XX Product Code CACT 30 YR FIXED CACT30YF same
12025042628 XX XX XX QM Status   Exempt verified
12025042628 XX XX XX Qualifying DTI 42.61400 0.42614 same
12025042684 XX XX XX Doc Type Alternative Doc P&L 12-month P&L loan 
12025042684 XX XX XX First Payment Date XX XX verified
12025042684 XX XX XX Maturity Date XX XX verified
12025042684 XX XX XX Note Date XX XX verified
12025042684 XX XX XX Product Code CACT 30 YR FIXED CACT30YF Same
12025042684 XX XX XX QM Status   Exempt verified
12025042684 XX XX XX Qualifying DTI 48.77400 0.48774 Same
12025042771 XX XX XX First Payment Date XX XX Verified w/ note
12025042771 XX XX XX Maturity Date XX XX Verified w/ note
12025042771 XX XX XX Note Date XX XX Verified w/ note
12025042771 XX XX XX Prepayment Penalty Type   Hard Verified w/ note
12025042771 XX XX XX Product Code BPACC 30 YR FIXED 3 YR PPP BPACC30YF3YPP Same
12025042771 XX XX XX QM Status   Exempt Organizational Exemption
12025050112 XX XX XX Qualifying Credit Score 789 750 Verified with credit report
12025050112 XX XX XX DSCR 0.560   verified
12025050112 XX XX XX Doc Type Alternative Doc Bank Statement Verified with loan approval
12025050112 XX XX XX First Payment Date XX XX Verified w/ note
12025050112 XX XX XX Maturity Date XX XX Verified w/ note
12025050112 XX XX XX Note Date XX XX Verified w/ note
12025050112 XX XX XX PITI 7,338.88 7,193.88 Verified with first payment letter
12025050112 XX XX XX Prepayment Penalty Type   Hard Verified w/ note
12025050112 XX XX XX QM Status   Exempt Organizational Exemption
12025050190 XX XX XX Note Date XX XX verified
12025050190 XX XX XX Prepayment Penalty Type   Hard verified
12025050190 XX XX XX Product Code BPACC 30 YR FIXED 5 YEAR PPP STEP DN BPACC30Y5YPPSD Same
12025050190 XX XX XX QM Status   Exempt verified
12025050218 XX XX XX DSCR 0.320   verified
12025050218 XX XX XX Doc Type Alternative Doc Bank Statement 12-month Business Bank Statement loan
12025050218 XX XX XX First Payment Date XX XX Verified w/ note
12025050218 XX XX XX Maturity Date XX XX Verified w/ note
12025050218 XX XX XX Note Date XX XX Verified w/ note
12025050218 XX XX XX Prepayment Penalty Type   Hard Verified w/ note
12025050218 XX XX XX Product Code BPACCINC 30 YR FIXED 3 YEAR PPP STEP DN BPACCINC30Y3YPPSD Same
12025050218 XX XX XX Property Zip XX XX Verified w/ note
12025050218 XX XX XX QM Status   Exempt Organizational Exemption
12025050218 XX XX XX Qualifying DTI 26.43300 0.27714 Matches loan approval. 
12025050380 XX XX XX DSCR 1.130 1.330 Mkt rent$2300 vs actual lease rent $2200 per form 216
12025050380 XX XX XX First Payment Date XX XX verified
12025050380 XX XX XX Maturity Date XX XX verified
12025050380 XX XX XX Note Date XX XX verified
12025050380 XX XX XX Prepayment Penalty Type   Hard verified
12025050380 XX XX XX Product Code BPACC 30 YR FIXED 5 YEAR PPP STEP DN BPACC30Y5YPPSD Same
12025050380 XX XX XX Property Zip XX XX verified
12025050380 XX XX XX QM Status   Exempt verified
12025050433 XX XX XX First Payment Date XX XX verified
12025050433 XX XX XX Maturity Date XX XX verified
12025050433 XX XX XX Note Date XX XX verified
12025050433 XX XX XX Prepayment Penalty Type   Hard verified
12025050433 XX XX XX Product Code BPACC 30 YR FIXED 2 YR PPP STEP DN BPACC30YF2YPPSD Verified data is the same. Audit data reflects abbreviated version.
12025050433 XX XX XX QM Status   Exempt verified
12025050466 XX XX XX First Payment Date XX XX verified
12025050466 XX XX XX Maturity Date XX XX verified
12025050466 XX XX XX Note Date XX XX verified
12025050466 XX XX XX Prepayment Penalty Type   Hard verified
12025050466 XX XX XX QM Status   Exempt verified
12025050477 XX XX XX Appraised Value XX XX verified
12025050477 XX XX XX Doc Type Alternative Doc Bank Statement Verified with loan approval
12025050477 XX XX XX First Payment Date XX XX Verified w/ note
12025050477 XX XX XX Maturity Date XX XX Verified w/ note
12025050477 XX XX XX Note Date XX XX Verified w/ note
12025050477 XX XX XX QM Status   Exempt Organizational Exemption
12025050491 XX XX XX Doc Type Alternative Doc Bank Statement Verified 12 months bank statements
12025050491 XX XX XX First Payment Date XX XX Verified w/ note
12025050491 XX XX XX Maturity Date XX XX Verified w/ note
12025050491 XX XX XX Note Date XX XX Verified w/ note
12025050491 XX XX XX PITI 3,934.76 3,907.68 Audited Data does not include HOA $27.08/month
12025050491 XX XX XX QM Status   Exempt Organizational Exemption
12025050528 XX XX XX DSCR 1.440 1.040 DSCR ratio verified at 1.040
12025050528 XX XX XX First Payment Date XX XX verified
12025050528 XX XX XX Maturity Date XX XX verified
12025050528 XX XX XX Note Date XX XX verified
12025050528 XX XX XX Prepayment Penalty Type   Hard verified
12025050528 XX XX XX Product Code BPACC 30 YR FIXED 2 YR PPP BPACC30Y2YPP same
12025050528 XX XX XX QM Status   Exempt verified
12025050545 XX XX XX First Payment Date XX XX Verified w/ note
12025050545 XX XX XX Maturity Date XX XX Verified w/ note
12025050545 XX XX XX Note Date XX XX Verified w/ note
12025050545 XX XX XX Prepayment Penalty Type   Hard Verified w/ note
12025050545 XX XX XX Product Code BPACC 30 YR FIXED 3 YEAR PPP STEP DN BPACC30YF3YPPSD Bid tape and Audit Data the Same. Audit Data reflects abbreviated version.
12025050545 XX XX XX QM Status   Exempt Organizational Exemption
12025050571 XX XX XX Doc Type Alternative Doc P&L verified
12025050571 XX XX XX First Payment Date XX XX Verified w/ note
12025050571 XX XX XX Maturity Date XX XX Verified w/ note
12025050571 XX XX XX Note Date XX XX Verified w/ note
12025050571 XX XX XX Product Code CACT 30 YR FIXED CACT30YF Same
12025050571 XX XX XX QM Status   Exempt Organizational Exemption
12025050571 XX XX XX Qualifying DTI 37.88500 0.37885 Same
12025050603 XX XX XX DSCR 1.420 1.020 Verified by final docs
12025050603 XX XX XX First Payment Date XX XX verified
12025050603 XX XX XX Maturity Date XX XX verified
12025050603 XX XX XX Note Date XX XX verified
12025050603 XX XX XX Prepayment Penalty Type   Hard verified
12025050603 XX XX XX Product Code BPACC 30 YR FIXED 3 YEAR PPP STEP DN BPACC30YF3YPPSD Same
12025050603 XX XX XX QM Status   Exempt verified
12025050632 XX XX XX Doc Type Alternative Doc Bank Statement Verified with Loan Approval and Lock Confirmation
12025050632 XX XX XX Note Date XX XX verified
12025050632 XX XX XX PITI 7,472.50 7,252.50 Audit Data reflects PITI; bid tape includes HOA Dues of $220
12025050632 XX XX XX QM Status   Exempt verified
12025050632 XX XX XX Qualifying DTI 9.00800 0.09008 Same
12025050698 XX XX XX First Payment Date XX XX Verified w/ note
12025050698 XX XX XX Maturity Date XX XX Verified w/ note
12025050698 XX XX XX Note Date XX XX Verified w/ note
12025050698 XX XX XX Prepayment Penalty Type   Hard Verified w/ note
12025050698 XX XX XX Product Code BPACC 30 YR FIXED 5 YEAR PPP STEP DN BPACC30Y5YPPSD Same
12025050698 XX XX XX QM Status   Exempt Organizational Exemption
12025050710 XX XX XX First Payment Date XX XX verified
12025050710 XX XX XX Maturity Date XX XX verified
12025050710 XX XX XX Note Date XX XX verified
12025050710 XX XX XX PITI 7,368.38 7,301.38 Less HOA fee
12025050710 XX XX XX Product Code CACT 30 YR FIXED CACT30YF Same
12025050710 XX XX XX QM Status   Exempt verified
12025050710 XX XX XX Qualifying DTI 46.86200 0.48174 Verified with total debt $9490.13/Total income $19699.68
12025050794 XX XX XX Doc Type Alternative Doc P&L Verified with income documentation.
12025050794 XX XX XX First Payment Date XX XX verified
12025050794 XX XX XX Maturity Date XX XX verified
12025050794 XX XX XX Note Date XX XX verified
12025050794 XX XX XX PITI 4,404.77 3,876.77 Bid tape value includes HOA Dues; Audit is reflective of PITI only.
12025050794 XX XX XX Product Code CACT 30 YR FIXED CACT30YF Verified Same.
12025050794 XX XX XX QM Status   Exempt verified
12025050794 XX XX XX Qualifying DTI 32.40900 0.32868 Verified with Profit and Loss Stmt and Credit. Audit value includes 1% of balance for student loan payment.
12025050879 XX XX XX First Payment Date XX XX verified
12025050879 XX XX XX Maturity Date XX XX veified
12025050879 XX XX XX Note Date XX XX verified
12025050879 XX XX XX PITI 1,699.65 1,699.66 Audit data and Bid tape same. Variance due to rounding.
12025050879 XX XX XX Prepayment Penalty Type   Hard verified
12025050879 XX XX XX Product Code BPACC 30 YR FIXED NO PPP BPACC30Y Same.
12025050879 XX XX XX QM Status   Exempt verified
12025050903 XX XX XX Doc Type Alternative Doc Bank Statement Verified with Loan Approval and Bank Statements
12025050903 XX XX XX First Payment Date XX XX verified
12025050903 XX XX XX Maturity Date XX XX verified
12025050903 XX XX XX Note Date XX XX verified
12025050903 XX XX XX QM Status   Exempt verified
12025050903 XX XX XX Qualifying DTI 12.20700 0.12100 Verified Total Monthly Debts $11,219.81 / Income $92,726.41 = 12.10%
12025051025 XX XX XX First Payment Date XX XX Verified w/ note
12025051025 XX XX XX Maturity Date XX XX Verified w/ note
12025051025 XX XX XX Note Date XX XX Verified w/ note
12025051025 XX XX XX Prepayment Penalty Type   Hard Verified w/ note
12025051025 XX XX XX Product Code BPACC 30 YR FIXED 3 YEAR PPP STEP DN BPACC30YF3YPPSD same
12025051025 XX XX XX Property Type Single Family Townhouse Verified with appraisal
12025051025 XX XX XX QM Status   Exempt Organizational Exemption
12025051338 XX XX XX First Payment Date XX XX verified
12025051338 XX XX XX Maturity Date XX XX verified
12025051338 XX XX XX Note Date XX XX verified
12025051338 XX XX XX Prepayment Penalty Type   Hard verified
12025051338 XX XX XX QM Status   Exempt verified
12025051441 XX XX XX First Payment Date XX XX verified
12025051441 XX XX XX Maturity Date XX XX verified
12025051441 XX XX XX Note Date XX XX verified
12025051441 XX XX XX Prepayment Penalty Type   Hard verified
12025051441 XX XX XX QM Status   Exempt verified
12025051523 XX XX XX Doc Type Alternative Doc Bank Statement 12-month bank statement loan
12025051523 XX XX XX First Payment Date XX XX Verified w/ note
12025051523 XX XX XX Maturity Date XX XX Verified w/ note
12025051523 XX XX XX Note Date XX XX Verified w/ note
12025051523 XX XX XX PITI 3,878.04 3,628.04 Audited data missing HOA $250
12025051523 XX XX XX Product Code CACT 30 YR FIXED CACT30YF Same
12025051523 XX XX XX Property Type PUD-Detached PUD-Attached Verified with Appraisal; subject is a townhome
12025051523 XX XX XX QM Status   Exempt Organizational Exemption 
12025051523 XX XX XX Qualifying DTI 22.71300 0.22713 Same
12025051533 XX XX XX DSCR 1.000 1.090 With-in tolerance
12025051533 XX XX XX Note Date XX XX verified
12025051533 XX XX XX PITI 2,290.60 2,245.60 $45 HOA not included
12025051533 XX XX XX Product Code BPACC 30 YR FIXED NO PPP BPACC30Y Same
12025051533 XX XX XX Property Type PUD-Detached Townhouse Appraisal dated 05/XX/25 states attached
12025051533 XX XX XX QM Status   Exempt verified
12025051558 XX XX XX First Payment Date XX XX verified
12025051558 XX XX XX Maturity Date XX XX verified
12025051558 XX XX XX Note Date XX XX verified
12025051558 XX XX XX PITI 3,441.56 2,790.56 Less HOA
12025051558 XX XX XX Product Code CACT 30 YR FIXED CACT30YF Same
12025051558 XX XX XX Property Type Non-Warrantable Condo Condo-Lo 1-4 Stories Verified with appraisal
12025051558 XX XX XX QM Status   Exempt verified
12025051558 XX XX XX Qualifying DTI 22.24800 0.24351 Verified with total debt $6006.73/Total income $24667.09
12025051570 XX XX XX Doc Type Alternative Doc P&L Verified by rate lock as P&L
12025051570 XX XX XX First Payment Date XX XX Verified w/ note
12025051570 XX XX XX Maturity Date XX XX Verified w/ note
12025051570 XX XX XX Note Date XX XX Verified w/ note
12025051570 XX XX XX PITI 5,100.09 5,050.51 PITI 5050.51 + HOA 49.58 = 5100.09
12025051570 XX XX XX Product Code CACT 30 YR FIXED CACT30YF Same
12025051570 XX XX XX QM Status   Exempt Organizational Exemption 
12025051570 XX XX XX Qualifying DTI 37.15300 0.37153 Same
12025051575 XX XX XX Doc Type Alternative Doc P&L Verified with loan approval
12025051575 XX XX XX Note Date XX XX Verified w/ note
12025051575 XX XX XX Product Code CACT 30 YR FIXED CACT30YF Same
12025051575 XX XX XX QM Status   Exempt Organizational Exemption 
12025051575 XX XX XX Qualifying DTI 28.39900 0.28399 Same
12025051679 XX XX XX Appraised Value XX XX Verified with appraisal
12025051679 XX XX XX Original CLTV 0.585000 0.650000 Verified with loan approval
12025051679 XX XX XX Doc Type Alternative Doc P&L Verified with loan approval
12025051679 XX XX XX Original LTV 0.585000 0.650000 Verified with loan approval
12025051679 XX XX XX Note Date XX XX verified
12025051679 XX XX XX PITI 2,773.28 2,689.28 Verified PITI only
12025051679 XX XX XX Product Code CACT 30 YR FIXED CACT30YF Same
12025051679 XX XX XX Property Type Single Family PUD-Detached Verified with appraisal
12025051679 XX XX XX QM Status   Exempt verified
12025051679 XX XX XX Qualifying DTI 35.30500 0.43037 Verified DTI greater than 3% due to REO payments were not included in DTI calculation
12025051694 XX XX XX DSCR 1.250 1.370 Market rents $2400.00/$1752.51=1.37%
12025051694 XX XX XX First Payment Date XX XX verified
12025051694 XX XX XX Maturity Date XX XX verified
12025051694 XX XX XX Note Date XX XX verified
12025051694 XX XX XX Prepayment Penalty Type   Hard verified
12025051694 XX XX XX Product Code BPACC 30 YR FIXED 3 YEAR PPP STEP DN BPACC30YF3YPPSD Same
12025051694 XX XX XX QM Status   Exempt verified
12025051708 XX XX XX Doc Type Alternative Doc Bank Statement 12-month personal Bank statement loan
12025051708 XX XX XX First Payment Date XX XX verified
12025051708 XX XX XX Maturity Date XX XX verified
12025051708 XX XX XX Note Date XX XX verified
12025051708 XX XX XX QM Status   Exempt verified
12025051708 XX XX XX Qualifying DTI 34.88800 0.34935 same within tolerance. 
12025051737 XX XX XX Note Date XX XX verified
12025051737 XX XX XX Prepayment Penalty Type   Hard verified
12025051737 XX XX XX Product Code BPACC 30 YR FIXED 5 YEAR PPP STEP DN BPACC30Y5YPPSD Same
12025051737 XX XX XX Property Zip XX XX verified
12025051737 XX XX XX QM Status   Exempt verified
12025051780 XX XX XX Original Amortization Term 360 240 Verified w/ note
12025051780 XX XX XX Note Date XX XX Verified w/ note
12025051780 XX XX XX Prepayment Penalty Type   Hard Verified w/ note
12025051780 XX XX XX QM Status   Exempt Organizational Exemption
12025051829 XX XX XX First Payment Date XX XX Verified w/ note
12025051829 XX XX XX Maturity Date XX XX Verified w/ note
12025051829 XX XX XX Note Date XX XX Verified w/ note
12025051829 XX XX XX Property Zip XX XX Verified w/ note
12025051829 XX XX XX QM Status   Exempt Organizational Exemption
12025051830 XX XX XX Doc Type Alternative Doc Bank Statement Verified with Loan Approval.
12025051830 XX XX XX Note Date XX XX Verified w/ note
12025051830 XX XX XX Product Code CACT 30 YR FIXED CACT30YF Verified with Loan Approval.
12025051830 XX XX XX QM Status   Exempt Organizational Exemption
12025051830 XX XX XX Qualifying DTI 26.44500 0.26445 Verified with bank statements and credit report; bid tape includes self reported utilities
12025051843 XX XX XX Doc Type Alternative Doc P&L P&L income qualification
12025051843 XX XX XX Note Date XX XX verified
12025051843 XX XX XX Product Code CACT 30 YR FIXED CACT30YF Same
12025051843 XX XX XX QM Status   Exempt verified
12025051843 XX XX XX Qualifying DTI 34.02400 0.34024 Same
12025051908 XX XX XX First Payment Date XX XX Verified w/ note
12025051908 XX XX XX Maturity Date XX XX Verified w/ note
12025051908 XX XX XX Note Date XX XX Verified w/ note
12025051908 XX XX XX Prepayment Penalty Type   Hard Verified w/ note
12025051908 XX XX XX Product Code BPACC 30 YR FIXED 5 YR PPP BPACC30Y5YPP Same
12025051908 XX XX XX QM Status   Exempt Organizational Exemption
12025051938 XX XX XX Note Date XX XX verified
12025051938 XX XX XX Product Code CACT 30 YR FIXED CACT30YF same
12025051938 XX XX XX QM Status   Exempt verified
12025051938 XX XX XX Qualifying DTI 44.58300 0.44583 same
12025051938 XX XX XX Self-Employment Flag N Y verified with income documentation in file B2 SE
12025051991 XX XX XX Doc Type Alternative Doc P&L Verified with approval
12025051991 XX XX XX First Payment Date XX XX Verified w/ note
12025051991 XX XX XX Maturity Date XX XX Verified w/ note
12025051991 XX XX XX Note Date XX XX Verified w/ note
12025051991 XX XX XX PITI 2,277.54 2,127.54 Verified PITI only
12025051991 XX XX XX Product Code CACT 30 YR FIXED CACT30YF Same
12025051991 XX XX XX QM Status   Exempt Organizational Exemption
12025051991 XX XX XX Qualifying DTI 33.12300 0.33123 Same
12025052062 XX XX XX DSCR 0.360   Verified with Loan Approval not a DSCR loan
12025052062 XX XX XX Doc Type Alternative Doc Bank Statement Verified with loan approval
12025052062 XX XX XX Note Date XX XX verified
12025052062 XX XX XX QM Status   Exempt verified
12025052062 XX XX XX Qualifying DTI 35.54500 0.35545 Same
12025052163 XX XX XX First Payment Date XX XX verified
12025052163 XX XX XX Maturity Date XX XX verified
12025052163 XX XX XX Note Date XX XX verified
12025052163 XX XX XX Prepayment Penalty Type   Hard verified
12025052163 XX XX XX QM Status   Exempt verified
12025052166 XX XX XX Doc Type Alternative Doc Bank Statement verified with loan approval
12025052166 XX XX XX First Payment Date XX XX verified
12025052166 XX XX XX Maturity Date XX XX verified
12025052166 XX XX XX Note Date XX XX verified
12025052166 XX XX XX PITI 2,597.53 2,579.19 verified with first payment letter
12025052166 XX XX XX Product Code CACT 30 YR FIXED CACT30YF same
12025052166 XX XX XX QM Status   Exempt verified
12025052166 XX XX XX Qualifying DTI 49.48000 0.49480 same
12025052169 XX XX XX Doc Type Debt Service Coverage DSCR+Asset Depletion Verified with Rate Lock Confirmation
12025052169 XX XX XX First Payment Date XX XX verified
12025052169 XX XX XX Maturity Date XX XX verified
12025052169 XX XX XX Note Date XX XX verified
12025052169 XX XX XX Product Code BPACC 30 YR FIXED NO PPP BPACC30Y same
12025052169 XX XX XX QM Status   Exempt verified
12025052191 XX XX XX Doc Type Alternative Doc Bank Statement Verified with Bank Statements.
12025052191 XX XX XX First Payment Date XX XX Verified w/ note
12025052191 XX XX XX Maturity Date XX XX Verified w/ note
12025052191 XX XX XX Note Date XX XX Verified w/ note
12025052191 XX XX XX PITI 2,549.59 2,249.59 Verifed. Audit Data does not include the HOA Dues of $300 monthly.
12025052191 XX XX XX QM Status   Exempt Organizational Exemption
12025052195 XX XX XX First Payment Date XX XX Verified w/ note
12025052195 XX XX XX Maturity Date XX XX Verified w/ note
12025052195 XX XX XX Note Date XX XX Verified w/ note
12025052195 XX XX XX Prepayment Penalty Type   Hard Verified w/ note
12025052195 XX XX XX Product Code BPACC 30 YR FIXED 3 YEAR PPP STEP DN BPACC30YF3YPPSD Same
12025052195 XX XX XX QM Status   Exempt Organizational Exemption
12025052206 XX XX XX First Payment Date XX XX verified
12025052206 XX XX XX Maturity Date XX XX verified
12025052206 XX XX XX Note Date XX XX verified
12025052206 XX XX XX PITI 1,543.35 1,543.44 PITI verified
12025052206 XX XX XX Prepayment Penalty Type   Hard verified
12025052206 XX XX XX QM Status   Exempt verified
12025052265 XX XX XX First Payment Date XX XX verified
12025052265 XX XX XX Maturity Date XX XX verified
12025052265 XX XX XX Note Date XX XX verified
12025052265 XX XX XX Prepayment Penalty Type   Hard verified
12025052265 XX XX XX Product Code BPACC 30 YR FIXED 5 YEAR PPP STEP DN BPACC30Y5YPPSD same
12025052265 XX XX XX Property Zip XX XX verified
12025052265 XX XX XX QM Status   Exempt verified
12025052304 XX XX XX Doc Type Alternative Doc P&L verified
12025052304 XX XX XX Note Date XX XX verified
12025052304 XX XX XX PITI 2,466.00 2,411.50 Verified PITI only
12025052304 XX XX XX Product Code CACT 30 YR FIXED CACT30YF Same
12025052304 XX XX XX QM Status   Exempt verified
12025052304 XX XX XX Qualifying DTI 43.86000 0.43860 Same
12025052398 XX XX XX First Payment Date XX XX Verified w/ note
12025052398 XX XX XX Maturity Date XX XX Verified w/ note
12025052398 XX XX XX Note Date XX XX Verified w/ note
12025052398 XX XX XX PITI 4,840.96 4,785.96 verified with first payment letter. Audit Data does not include HOA Dues of $55
12025052398 XX XX XX Prepayment Penalty Type   Hard Verified w/ note
12025052398 XX XX XX Product Code BPACCINC 30 YR FIXED 5 YEAR PPP STEP DN BPACC30Y5YPPSD same
12025052398 XX XX XX QM Status   Exempt Organizational Exemption
12025052398 XX XX XX Qualifying DTI 15.92800 0.15928 same
12025052452 XX XX XX First Payment Date XX XX verified
12025052452 XX XX XX Maturity Date XX XX verified
12025052452 XX XX XX Note Date XX XX verified
12025052452 XX XX XX Prepayment Penalty Type   Hard verified
12025052452 XX XX XX Product Code BPACC 30 YR FIXED 3 YEAR PPP STEP DN BPACC30YF3YPPSD Same
12025052452 XX XX XX QM Status   Exempt verified
12025052639 XX XX XX First Payment Date XX XX verified
12025052639 XX XX XX Maturity Date XX XX verified
12025052639 XX XX XX Note Date XX XX verified
12025052639 XX XX XX Prepayment Penalty Type   Hard verified
12025052639 XX XX XX Property Zip XX XX verified
12025052639 XX XX XX QM Status   Exempt verified
12025052697 XX XX XX Appraised Value XX XX Verified with appraisal
12025052697 XX XX XX Original CLTV 0.650000 0.624338 Verified with appraisal and Loan amount
12025052697 XX XX XX Doc Type Alternative Doc P&L Verified with loan approval
12025052697 XX XX XX First Payment Date XX XX Verified w/ note
12025052697 XX XX XX Original LTV 0.650000 0.624338 Verified with appraisal and Loan amount
12025052697 XX XX XX Maturity Date XX XX Verified w/ note
12025052697 XX XX XX Note Date XX XX Verified w/ note
12025052697 XX XX XX PITI 10,124.92 9,884.92 Verified PITI only
12025052697 XX XX XX Product Code BPACCINC 30 YR FIXED NO PPP BPACCINC30YF Same
12025052697 XX XX XX QM Status   Exempt Organizational Exemption
12025052697 XX XX XX Qualifying DTI 34.41100 0.34411 Same
12025060063 XX XX XX Note Date XX XX verified
12025060063 XX XX XX Prepayment Penalty Type   Hard verified
12025060063 XX XX XX Product Code BPACC 30 YR FIXED 3 YEAR PPP STEP DN BPACC30YF3YPPSD Same
12025060063 XX XX XX QM Status   Exempt verified
12025060154 XX XX XX First Payment Date XX XX verified
12025060154 XX XX XX Maturity Date XX XX verified
12025060154 XX XX XX Note Date XX XX verified
12025060154 XX XX XX Prepayment Penalty Type   Hard verified
12025060154 XX XX XX QM Status   Exempt verified
12025060198 XX XX XX Appraised Value XX XX Verified with Appraisal. Bid Tape reflects Sales Price.
12025060198 XX XX XX DSCR 1.170 1.140 Verified PITI $1491.51 / Market Rents $1700. Variance due to taxes.
12025060198 XX XX XX First Payment Date XX XX Verified w/ note
12025060198 XX XX XX Maturity Date XX XX Verified w/ note
12025060198 XX XX XX Note Date XX XX Verified w/ note
12025060198 XX XX XX PITI 1,446.46 1,491.50 Verified with Note, Insurance and Tax Certification. Bid Tape does not include the additional city taxes $540.40
12025060198 XX XX XX Prepayment Penalty Type   Hard Verified w/ note
12025060198 XX XX XX Product Code BPACC 30 YR FIXED 3 YEAR PPP STEP DN BPACC30YF3YPPSD Same
12025060198 XX XX XX QM Status   Exempt Organizational Exemption
12025060317 XX XX XX Note Date XX XX verified
12025060317 XX XX XX Prepayment Penalty Type   Hard verified
12025060317 XX XX XX Property Zip XX XX verified
12025060317 XX XX XX QM Status   Exempt verified
12025060388 XX XX XX Doc Type Debt Service Coverage DSCR+Asset Depletion Verified with loan approval
12025060388 XX XX XX Note Date XX XX verified
12025060388 XX XX XX Prepayment Penalty Type   Hard verified
12025060388 XX XX XX Product Code BPACC 30 YR FIXED NO PPP BPACC30Y Same
12025060388 XX XX XX QM Status   Exempt verified
12025060395 XX XX XX Note Date XX XX Verified w/ note
12025060395 XX XX XX Prepayment Penalty Type   Hard Verified w/ note
12025060395 XX XX XX QM Status   Exempt Organizational Exemption
12025060412 XX XX XX Doc Type Alternative Doc Bank Statement Verified with Loan Approval, Lock Confirmation and Bank Statements.
12025060412 XX XX XX First Payment Date XX XX verified
12025060412 XX XX XX Maturity Date XX XX verified
12025060412 XX XX XX Note Date XX XX verified
12025060412 XX XX XX PITI 1,762.13 1,715.05 Verified audit data is PITI. Bid tape reflects PITIA.
12025060412 XX XX XX Prepayment Penalty Type   Hard verified
12025060412 XX XX XX QM Status   Exempt verified
12025060412 XX XX XX Qualifying DTI 9.38200 0.09385 Total Monthly Debts $3468.73 / Total Income $36,958.64
12025060431 XX XX XX First Payment Date XX XX verified
12025060431 XX XX XX Maturity Date XX XX verified
12025060431 XX XX XX Note Date XX XX verified
12025060431 XX XX XX Prepayment Penalty Type   Hard verified
12025060431 XX XX XX Product Code BPACC 30 YR FIXED 5 YR PPP BPACC30Y5YPP Same
12025060431 XX XX XX QM Status   Exempt verified
12025060503 XX XX XX Doc Type Debt Service Coverage DSCR+Asset Depletion Verified with loan approval
12025060503 XX XX XX First Payment Date XX XX Verified w/ note
12025060503 XX XX XX Maturity Date XX XX Verified w/ note
12025060503 XX XX XX Note Date XX XX Verified w/ note
12025060503 XX XX XX Product Code BPACC 30 YR FIXED NO PPP BPACC30Y Same
12025060503 XX XX XX QM Status   Exempt Organizational Exemption
12025060625 XX XX XX DSCR 0.720   not a DSCR loan
12025060625 XX XX XX Note Date XX XX verified
12025060625 XX XX XX PITI 2,591.29 2,369.29 verified with first payment letter
12025060625 XX XX XX Prepayment Penalty Type   Hard verified
12025060625 XX XX XX Product Code BPACCINC 30 YR FIXED 3 YEAR PPP STEP DN BPACCINC30Y3YPPSD same
12025060625 XX XX XX QM Status   Exempt verified
12025060625 XX XX XX Qualifying DTI 32.53200 0.32532 same
12025060632 XX XX XX DSCR 1.070 0.970 verified at .61
12025060632 XX XX XX Doc Type Debt Service Coverage DSCR+Asset Depletion verified
12025060632 XX XX XX First Payment Date XX XX Verified w/ note
12025060632 XX XX XX Maturity Date XX XX Verified w/ note
12025060632 XX XX XX Note Date XX XX Verified w/ note
12025060632 XX XX XX PITI 5,881.86 5,198.86 PITI verified at $5881.86 (includes HOA)
12025060632 XX XX XX Product Code BPACC 30 YR FIXED NO PPP BPACC30Y same
12025060632 XX XX XX Property Type Condo-Lo 1-4 Stories Condo-Mid 5-8 Stories verified as mid-rise
12025060632 XX XX XX QM Status   Exempt Business Purpose Product
12025060695 XX XX XX Doc Type Alternative Doc Bank Statement verified
12025060695 XX XX XX Note Date XX XX verified
12025060695 XX XX XX PITI 4,738.13 3,773.13 PITI payment, HOA not incl
12025060695 XX XX XX Product Code CACT 30 YR FIXED CACT30YF same
12025060695 XX XX XX Property Type Condo-Lo 1-4 Stories Condo-Hi >8 Stories verified, appraisal
12025060695 XX XX XX QM Status   Exempt verified
12025060695 XX XX XX Qualifying DTI 29.94800 0.29948 same
12025060768 XX XX XX Doc Type Alternative Doc P&L Same
12025060768 XX XX XX First Payment Date XX XX Verified w/ note
12025060768 XX XX XX Maturity Date XX XX Verified w/ note
12025060768 XX XX XX Note Date XX XX Verified w/ note
12025060768 XX XX XX Prepayment Penalty Type   Hard Verified w/ note
12025060768 XX XX XX Product Code BPACCINC 30 YR FIXED 1 YR PPP BPACCINC30Y1YPP Same
12025060768 XX XX XX QM Status   Exempt Organizational Exemption
12025060768 XX XX XX Qualifying DTI 11.06300 0.11063 Same
12025060792 XX XX XX Note Date XX XX verified
12025060792 XX XX XX Prepayment Penalty Type   Hard verified
12025060792 XX XX XX Product Code BPACC 30 YR FIXED 1 YR PPP BPACC30YF1YPP same
12025060792 XX XX XX Property Zip XX XX verified
12025060792 XX XX XX QM Status   Exempt verified
12025060832 XX XX XX Doc Type Alternative Doc Bank Statement Verified with loan approval
12025060832 XX XX XX Note Date XX XX verified
12025060832 XX XX XX Product Code CACT 30 YR FIXED CACT30YF Same
12025060832 XX XX XX QM Status   Exempt verified
12025060832 XX XX XX Qualifying DTI 44.20100 0.44201 Same
12025060832 XX XX XX Self-Employment Flag N Y Verified with CPA letter
12025060833 XX XX XX Doc Type Alternative Doc Bank Statement Verified with Lock Confirmation
12025060833 XX XX XX Note Date XX XX verified
12025060833 XX XX XX Product Code CACT 30 YR FIXED CACT30YF Same
12025060833 XX XX XX QM Status   Exempt verified
12025060833 XX XX XX Qualifying DTI 48.95000 0.48872 Total Debts $16,286.84 / Income $33,325.72
12025061004 XX XX XX Note Date XX XX verified
12025061004 XX XX XX PITI 9,209.52 8,488.52 Verified PITI only
12025061004 XX XX XX Product Code CFNINC 30 YR FIXED CFNINC30YF Same
12025061004 XX XX XX QM Status   Exempt verified
12025061004 XX XX XX Qualifying DTI 42.79700 0.42797 Same
12025061137 XX XX XX Doc Type Alternative Doc Bank Statement Verified with loan approval
12025061137 XX XX XX Note Date XX XX verified
12025061137 XX XX XX Product Code CACT 30 YR FIXED CACT30YF Same
12025061137 XX XX XX QM Status   Exempt verified
12025061137 XX XX XX Qualifying DTI 44.98700 0.44987 Same
12025061193 XX XX XX Doc Type Alternative Doc P&L Verified with Loan Approval and Income Doc
12025061193 XX XX XX Note Date XX XX verified
12025061193 XX XX XX Prepayment Penalty Type   Hard verified
12025061193 XX XX XX QM Status   Exempt verified
12025061193 XX XX XX Qualifying DTI 9.62300 0.12743 Verified Total Monthly Debts $3,927.97 / Total Income $30,824.64
12025062098 XX XX XX Original Amortization Term 360 240 verified
12025062098 XX XX XX Note Date XX XX verified
12025062098 XX XX XX Prepayment Penalty Type   Hard verified
12025062098 XX XX XX Product Code BPACC 30 YR FIXED IO 1 YR PPP BPACC30YFIO1YPP Same
12025062098 XX XX XX QM Status   Exempt verified