EX-99.3 16 ea025949101_ex99-3sch2.htm SCHEDULE 2 - RATING AGENCY GRADES

Exhibit 99.3 Schedule 2

 

   
  Rating Agency Grades
  Run Date - 09/25/2025 1:47:30 PM
  LOAN INFORMATION INITIAL CREDIT LOAN GRADES INITIAL COMPLIANCE LOAN GRADES INITIAL PROPERTY LOAN GRADES INITIAL OVERALL LOAN GRADES FINAL CREDIT LOAN GRADES FINAL COMPLIANCE LOAN GRADES FINAL PROPERTY LOAN GRADES FINAL OVERALL LOAN GRADES
ASF Loan Number Evolve Loan ID Customer Loan ID Seller Loan ID Original Loan Amount DBRS Fitch Kroll Moody's S&P DBRS Fitch Kroll Moody's S&P DBRS Fitch Kroll Moody's S&P DBRS Fitch Kroll Moody's S&P DBRS Fitch Kroll Moody's S&P DBRS Fitch Kroll Moody's S&P DBRS Fitch Kroll Moody's S&P DBRS Fitch Kroll Moody's S&P
12025011645 XX XX XX XX C C C C C C C C C C A A A A A C C C C C A A A A A A A A A A A A A A A A A A A A
12025021662 XX XX XX XX A A A A A N/A N/A N/A N/A N/A C C C C C C C C C C A A A A A N/A N/A N/A N/A N/A A A A A A A A A A A
12025030137 XX XX XX XX A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A
12025030998 XX XX XX XX A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A
12025031902 XX XX XX XX C C C C C N/A N/A N/A N/A N/A A A A A A C C C C C A A A A A N/A N/A N/A N/A N/A A A A A A A A A A A
12025032273 XX XX XX XX A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A
12025040201 XX XX XX XX A A A A A N/A N/A N/A N/A N/A A A A A A A A A A A A A A A A N/A N/A N/A N/A N/A A A A A A A A A A A
12025040526 XX XX XX XX A A A A A N/A N/A N/A N/A N/A A A A A A A A A A A A A A A A N/A N/A N/A N/A N/A A A A A A A A A A A
12025040730 XX XX XX XX A A A A A N/A N/A N/A N/A N/A A A A A A A A A A A A A A A A N/A N/A N/A N/A N/A A A A A A A A A A A
12025040813 XX XX XX XX C C C C C N/A N/A N/A N/A N/A A A A A A C C C C C A A A A A N/A N/A N/A N/A N/A A A A A A A A A A A
12025041152 XX XX XX XX C C C C C N/A N/A N/A N/A N/A A A A A A C C C C C B B B B B N/A N/A N/A N/A N/A A A A A A B B B B B
12025041159 XX XX XX XX C C C C C N/A N/A N/A N/A N/A A A A A A C C C C C A A A A A N/A N/A N/A N/A N/A A A A A A A A A A A
12025041225 XX XX XX XX A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A
12025041272 XX XX XX XX C C C C C N/A N/A N/A N/A N/A A A A A A C C C C C A A A A A N/A N/A N/A N/A N/A A A A A A A A A A A
12025041535 XX XX XX XX C C C C C N/A N/A N/A N/A N/A A A A A A C C C C C B B B B B N/A N/A N/A N/A N/A A A A A A B B B B B
12025041546 XX XX XX XX C C C C C A A A A A A A A A A C C C C C B B B B B A A A A A A A A A A B B B B B
12025041644 XX XX XX XX A A A A A N/A N/A N/A N/A N/A A A A A A A A A A A A A A A A N/A N/A N/A N/A N/A A A A A A A A A A A
12025041667 XX XX XX XX A A A A A N/A N/A N/A N/A N/A A A A A A A A A A A A A A A A N/A N/A N/A N/A N/A A A A A A A A A A A
12025041811 XX XX XX XX A A A A A N/A N/A N/A N/A N/A A A A A A A A A A A A A A A A N/A N/A N/A N/A N/A A A A A A A A A A A
12025042242 XX XX XX XX A A A A A N/A N/A N/A N/A N/A A A A A A A A A A A A A A A A N/A N/A N/A N/A N/A A A A A A A A A A A
12025042504 XX XX XX XX A A A A A N/A N/A N/A N/A N/A A A A A A A A A A A A A A A A N/A N/A N/A N/A N/A A A A A A A A A A A
12025042505 XX XX XX XX A A A A A N/A N/A N/A N/A N/A A A A A A A A A A A A A A A A N/A N/A N/A N/A N/A A A A A A A A A A A
12025042507 XX XX XX XX A A A A A N/A N/A N/A N/A N/A A A A A A A A A A A A A A A A N/A N/A N/A N/A N/A A A A A A A A A A A
12025042509 XX XX XX XX C C C C C N/A N/A N/A N/A N/A A A A A A C C C C C A A A A A N/A N/A N/A N/A N/A A A A A A A A A A A
12025042524 XX XX XX XX A A A A A N/A N/A N/A N/A N/A A A A A A A A A A A A A A A A N/A N/A N/A N/A N/A A A A A A A A A A A
12025042604 XX XX XX XX C C C C C N/A N/A N/A N/A N/A A A A A A C C C C C B B B B B N/A N/A N/A N/A N/A A A A A A B B B B B
12025042628 XX XX XX XX A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A
12025042684 XX XX XX XX A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A
12025042771 XX XX XX XX A A A A A N/A N/A N/A N/A N/A A A A A A A A A A A A A A A A N/A N/A N/A N/A N/A A A A A A A A A A A
12025050112 XX XX XX XX C C C C C N/A N/A N/A N/A N/A A A A A A C C C C C B B B B B N/A N/A N/A N/A N/A A A A A A B B B B B
12025050190 XX XX XX XX C C C C C N/A N/A N/A N/A N/A A A A A A C C C C C B B B B B N/A N/A N/A N/A N/A A A A A A B B B B B
12025050218 XX XX XX XX C C C C C N/A N/A N/A N/A N/A A A A A A C C C C C A A A A A N/A N/A N/A N/A N/A A A A A A A A A A A
12025050380 XX XX XX XX A A A A A N/A N/A N/A N/A N/A A A A A A A A A A A A A A A A N/A N/A N/A N/A N/A A A A A A A A A A A
12025050433 XX XX XX XX C C C C C N/A N/A N/A N/A N/A A A A A A C C C C C A A A A A N/A N/A N/A N/A N/A A A A A A A A A A A
12025050466 XX XX XX XX A A A A A N/A N/A N/A N/A N/A A A A A A A A A A A A A A A A N/A N/A N/A N/A N/A A A A A A A A A A A
12025050477 XX XX XX XX C C C C C A A A A A A A A A A C C C C C B B B B B A A A A A A A A A A B B B B B
12025050491 XX XX XX XX A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A
12025050528 XX XX XX XX A A A A A N/A N/A N/A N/A N/A A A A A A A A A A A A A A A A N/A N/A N/A N/A N/A A A A A A A A A A A
12025050545 XX XX XX XX A A A A A N/A N/A N/A N/A N/A A A A A A A A A A A A A A A A N/A N/A N/A N/A N/A A A A A A A A A A A
12025050571 XX XX XX XX A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A
12025050603 XX XX XX XX C C C C C N/A N/A N/A N/A N/A A A A A A C C C C C A A A A A N/A N/A N/A N/A N/A A A A A A A A A A A
12025050632 XX XX XX XX C C C C C A A A A A A A A A A C C C C C B B B B B A A A A A A A A A A B B B B B
12025050698 XX XX XX XX A A A A A N/A N/A N/A N/A N/A A A A A A A A A A A A A A A A N/A N/A N/A N/A N/A A A A A A A A A A A
12025050710 XX XX XX XX C C C C C A A A A A A A A A A C C C C C B B B B B A A A A A A A A A A B B B B B
12025050794 XX XX XX XX A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A
12025050879 XX XX XX XX D D D D D N/A N/A N/A N/A N/A C C C C C D D D D D A A A A A N/A N/A N/A N/A N/A A A A A A A A A A A
12025050903 XX XX XX XX C C C C C A A A A A A A A A A C C C C C A A A A A A A A A A A A A A A A A A A A
12025051025 XX XX XX XX C C C C C N/A N/A N/A N/A N/A A A A A A C C C C C B B B B B N/A N/A N/A N/A N/A A A A A A B B B B B
12025051338 XX XX XX XX A A A A A N/A N/A N/A N/A N/A A A A A A A A A A A A A A A A N/A N/A N/A N/A N/A A A A A A A A A A A
12025051441 XX XX XX XX A A A A A N/A N/A N/A N/A N/A A A A A A A A A A A A A A A A N/A N/A N/A N/A N/A A A A A A A A A A A
12025051523 XX XX XX XX A A A A A C C C C C A A A A A C C C C C A A A A A A A A A A A A A A A A A A A A
12025051533 XX XX XX XX C C C C C N/A N/A N/A N/A N/A A A A A A C C C C C A A A A A N/A N/A N/A N/A N/A A A A A A A A A A A
12025051558 XX XX XX XX C C C C C A A A A A A A A A A C C C C C A A A A A A A A A A A A A A A A A A A A
12025051570 XX XX XX XX A A A A A C C C C C A A A A A C C C C C A A A A A A A A A A A A A A A A A A A A
12025051575 XX XX XX XX A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A
12025051679 XX XX XX XX A A A A A C C C C C A A A A A C C C C C A A A A A A A A A A A A A A A A A A A A
12025051694 XX XX XX XX C C C C C N/A N/A N/A N/A N/A A A A A A C C C C C A A A A A N/A N/A N/A N/A N/A A A A A A A A A A A
12025051708 XX XX XX XX C C C C C A A A A A A A A A A C C C C C B B B B B A A A A A A A A A A B B B B B
12025051737 XX XX XX XX C C C C C N/A N/A N/A N/A N/A A A A A A C C C C C A A A A A N/A N/A N/A N/A N/A A A A A A A A A A A
12025051780 XX XX XX XX D D D D D N/A N/A N/A N/A N/A A A A A A D D D D D A A A A A N/A N/A N/A N/A N/A A A A A A A A A A A
12025051829 XX XX XX XX A A A A A N/A N/A N/A N/A N/A A A A A A A A A A A A A A A A N/A N/A N/A N/A N/A A A A A A A A A A A
12025051830 XX XX XX XX A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A
12025051843 XX XX XX XX A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A
12025051908 XX XX XX XX A A A A A N/A N/A N/A N/A N/A A A A A A A A A A A A A A A A N/A N/A N/A N/A N/A A A A A A A A A A A
12025051938 XX XX XX XX A A A A A C C C C C A A A A A C C C C C A A A A A A A A A A A A A A A A A A A A
12025051991 XX XX XX XX C C C C C A A A A A A A A A A C C C C C A A A A A A A A A A A A A A A A A A A A
12025052062 XX XX XX XX C C C C C A A A A A A A A A A C C C C C A A A A A A A A A A A A A A A A A A A A
12025052163 XX XX XX XX A A A A A N/A N/A N/A N/A N/A A A A A A A A A A A A A A A A N/A N/A N/A N/A N/A A A A A A A A A A A
12025052166 XX XX XX XX C C C C C A A A A A A A A A A C C C C C A A A A A A A A A A A A A A A A A A A A
12025052169 XX XX XX XX C C C C C N/A N/A N/A N/A N/A A A A A A C C C C C A A A A A N/A N/A N/A N/A N/A A A A A A A A A A A
12025052191 XX XX XX XX C C C C C A A A A A A A A A A C C C C C B B B B B A A A A A A A A A A B B B B B
12025052195 XX XX XX XX A A A A A N/A N/A N/A N/A N/A A A A A A A A A A A A A A A A N/A N/A N/A N/A N/A A A A A A A A A A A
12025052206 XX XX XX XX D D D D D N/A N/A N/A N/A N/A A A A A A D D D D D A A A A A N/A N/A N/A N/A N/A A A A A A A A A A A
12025052265 XX XX XX XX A A A A A N/A N/A N/A N/A N/A A A A A A A A A A A A A A A A N/A N/A N/A N/A N/A A A A A A A A A A A
12025052304 XX XX XX XX A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A
12025052398 XX XX XX XX C C C C C N/A N/A N/A N/A N/A A A A A A C C C C C B B B B B N/A N/A N/A N/A N/A A A A A A B B B B B
12025052452 XX XX XX XX A A A A A N/A N/A N/A N/A N/A A A A A A A A A A A A A A A A N/A N/A N/A N/A N/A A A A A A A A A A A
12025052639 XX XX XX XX A A A A A N/A N/A N/A N/A N/A A A A A A A A A A A A A A A A N/A N/A N/A N/A N/A A A A A A A A A A A
12025052697 XX XX XX XX A A A A A N/A N/A N/A N/A N/A A A A A A A A A A A A A A A A N/A N/A N/A N/A N/A A A A A A A A A A A
12025060063 XX XX XX XX A A A A A N/A N/A N/A N/A N/A A A A A A A A A A A A A A A A N/A N/A N/A N/A N/A A A A A A A A A A A
12025060154 XX XX XX XX A A A A A N/A N/A N/A N/A N/A A A A A A A A A A A A A A A A N/A N/A N/A N/A N/A A A A A A A A A A A
12025060198 XX XX XX XX C C C C C N/A N/A N/A N/A N/A A A A A A C C C C C A A A A A N/A N/A N/A N/A N/A A A A A A A A A A A
12025060317 XX XX XX XX A A A A A N/A N/A N/A N/A N/A A A A A A A A A A A A A A A A N/A N/A N/A N/A N/A A A A A A A A A A A
12025060388 XX XX XX XX A A A A A N/A N/A N/A N/A N/A A A A A A A A A A A A A A A A N/A N/A N/A N/A N/A A A A A A A A A A A
12025060395 XX XX XX XX A A A A A N/A N/A N/A N/A N/A A A A A A A A A A A A A A A A N/A N/A N/A N/A N/A A A A A A A A A A A
12025060412 XX XX XX XX C C C C C N/A N/A N/A N/A N/A A A A A A C C C C C A A A A A N/A N/A N/A N/A N/A A A A A A A A A A A
12025060431 XX XX XX XX A A A A A N/A N/A N/A N/A N/A A A A A A A A A A A A A A A A N/A N/A N/A N/A N/A A A A A A A A A A A
12025060503 XX XX XX XX A A A A A N/A N/A N/A N/A N/A A A A A A A A A A A A A A A A N/A N/A N/A N/A N/A A A A A A A A A A A
12025060625 XX XX XX XX A A A A A N/A N/A N/A N/A N/A A A A A A A A A A A A A A A A N/A N/A N/A N/A N/A A A A A A A A A A A
12025060632 XX XX XX XX C C C C C N/A N/A N/A N/A N/A A A A A A C C C C C A A A A A N/A N/A N/A N/A N/A A A A A A A A A A A
12025060695 XX XX XX XX A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A
12025060768 XX XX XX XX A A A A A N/A N/A N/A N/A N/A A A A A A A A A A A A A A A A N/A N/A N/A N/A N/A A A A A A A A A A A
12025060792 XX XX XX XX C C C C C N/A N/A N/A N/A N/A A A A A A C C C C C A A A A A N/A N/A N/A N/A N/A A A A A A A A A A A
12025060832 XX XX XX XX A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A
12025060833 XX XX XX XX A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A
12025061004 XX XX XX XX A A A A A C C C C C A A A A A C C C C C A A A A A A A A A A A A A A A A A A A A
12025061137 XX XX XX XX C C C C C C C C C C A A A A A C C C C C A A A A A A A A A A A A A A A A A A A A
12025061193 XX XX XX XX D D D D D N/A N/A N/A N/A N/A A A A A A D D D D D A A A A A N/A N/A N/A N/A N/A A A A A A A A A A A
12025062098 XX XX XX XX A A A A A N/A N/A N/A N/A N/A A A A A A A A A A A A A A A A N/A N/A N/A N/A N/A A A A A A A A A A A
400093763 XX XX XX XX C C C C C N/A N/A N/A N/A N/A A A A A A C C C C C A A A A A N/A N/A N/A N/A N/A A A A A A A A A A A