EX-99.12 80 ea025949101_ex99-12sch6.htm SCHEDULE 6 - LOAN GRADES

Exhibit 99.12 Schedule 6

 

  Client Name: New Residential Investment Corp                                  
  Client Project Name: NRMLT 2025-NQM5                                    
  Start - End Dates: 5/6/2024 - 6/5/2025                                    
  Deal Loan Count: 118                                    
                                             
                                             
  Conditions Report 2.0                                    
                                             
  Loans in Report: 118                                    
  Loans with Conditions: 77                                    
                                             
ASF Loan Number Loan Number TRID Indicator Lender Application Date Broker Application Date Initial Securitization Overall Loan Grade Final Securitization Overall Loan Grade Initial Securitization Loan Credit Grade Final Securitization Loan Credit Grade Initial Securitization Loan Property Valuation Grade Final Securitization Loan Property Valuations Grade Initial Securitization Loan Compliance Grade Final Securitization Loan Compliance Grade Initial S&P Overall Loan Grade Final S&P Overall Loan Grade Initial S&P Loan Credit Grade Final S&P Loan Credit Grade Initial S&P Loan Property Valuation Grade Final S&P Loan Property Valuations Grade Initial S&P Loan Compliance Grade Final S&P Loan Compliance Grade Did Lender Acknowledge Exception at Origination Full Diligence ID
400081399 XX Yes XX XX B B A A B B A A B B A A B B A A Not Applicable 9F01A4FC-8292-4A53-9825-F6B5C471E505
400060672 XX Yes XX XX C B B B A A C A C B B B A A C A Not Applicable D77D6120-94A5-47E5-BEB5-C5BB71FF1ADA
400060667 XX Yes XX XX A A A A A A A A A A A A A A A A No 5432A0B8-691B-480C-8A0E-44B22231E905
400081400 XX Yes XX XX A A A A A A A A A A A A A A A A Not Applicable F0A341DC-753A-4FE1-B46D-38B6F6585AFB
400084615 XX Yes XX XX B B B B A A A A B B B B A A A A Not Applicable F7951D73-6CC4-45D1-BDF3-07F758CFFCE3
400098172 XX Yes XX XX A A A A A A A A A A A A A A A A No C4889937-684C-4739-93D9-B84B6F702D9C
2000046668 XX Yes XX XX A A A A A A A A A A A A A A A A Not Applicable BE574BF1-D520-439D-A9E2-F4E97CB0CBB5
400097191 XX Yes XX XX A A A A A A N/A N/A A A A A A A N/A N/A No 4B3DA186-5758-43F8-B3AE-D5C69CE6841D
400097168 XX Yes XX XX C B C B A A N/A N/A C B C B A A N/A N/A Not Applicable 5799276D-DA1F-48BD-AD86-90A11DDB16D8
400098131 XX Yes XX XX A A A A A A A A A A A A A A A A No A41F2E28-C3D9-4DE0-B1C8-9B1A929C5369
400098132 XX Yes XX XX A A A A A A A A A A A A A A A A Not Applicable 5EDC67BC-7E8C-4D96-B36A-A75026F42D06
400097215 XX Yes XX XX D B D B A A N/A N/A D B D B A A N/A N/A No 577A1F58-D9E1-49F2-A45F-CC3E8F99F3CD
400097048 XX Yes XX XX D B D B A A N/A N/A D B D B A A N/A N/A Not Applicable 140F6E01-E50C-452C-9801-B88EC02907E1
400097050 XX Yes XX XX D A D A A A N/A N/A D A D A A A N/A N/A No 30D388F6-8E0F-4565-BDFC-7175DD6113D7
400098160 XX Yes XX XX A A A A A A A A A A A A A A A A Not Applicable 423ACFB5-B56B-40C0-A72A-1FB395CC10C8
400098137 XX Yes XX XX A A A A A A A A A A A A A A A A Not Applicable 1EE7BCA0-95C2-44B1-9BE1-E3FD6AF2922A
400098209 XX Yes XX XX D A D A A A A A D A D A A A A A Not Applicable AB63C2A5-8108-4652-A7AE-7C402260C991
400097186 XX Yes XX XX A A A A A A A A A A A A A A A A No BB9A4D23-E82B-4607-B9BC-FE8DAAF3AC2A
400098141 XX Yes XX XX D A A A A A D A D A A A A A D A Not Applicable 7BCFAE09-B8F1-4FC4-9209-63A0C81F59A5
400098212 XX Yes XX XX D A D A A A A A D A D A A A A A Not Applicable 0D8B5E03-67F0-4B97-92FC-0360543561C2
400098214 XX Yes XX XX A A A A A A A A A A A A A A A A No B513235C-5A9B-4638-9AF1-F14487A69807
2000048522 XX Yes XX XX D B B B D A A A D B B B D A A A Not Applicable F561A39C-B770-41D5-B333-1085BFA46848
400098224 XX Yes XX XX A A A A A A A A A A A A A A A A No F1EFA461-8B62-49F4-AFD1-75DD15764AE5
400098227 XX Yes XX XX D A D A A A A A D A D A A A A A Not Applicable B2F5DA69-0267-47C3-BE02-BAC8BEE5CD55
400098165 XX Yes XX XX B B B B A A A A B B B B A A A A Yes DBC3CD33-6C99-4835-944C-70266EDDDE53
2000048932 XX Yes XX XX C B B B C A A A C B B B C A A A Not Applicable 1CDF34BF-2CCF-4B9C-B201-ECCEB5EC8763
400098260 XX Yes XX XX D A D A A A A A D A D A A A A A No 3D2EB779-E7D3-4DF6-80DE-2AEF7C4FFC42
400098242 XX Yes XX XX A A A A A A A A A A A A A A A A Not Applicable 294BA0C8-D026-4DB1-B2F7-C87504F8D398
400098148 XX Yes XX XX C A A A A A C A C A A A A A C A Not Applicable B7A9D9B1-5C1D-4D3F-8BDE-073D1549094B
2000049381 XX Yes XX XX A A A A A A A A A A A A A A A A Not Applicable 03E72500-EC0A-4DB3-8083-4FCF8EBEDA41
2000049388 XX Yes XX XX D A D A A A N/A N/A D A D A A A N/A N/A No 049FC095-EE03-4644-B7D3-A54E5FF0B765
2000049508 XX Yes XX XX A A A A A A A A A A A A A A A A Not Applicable 688A7D63-DB9D-4111-A397-82E5C3E25948
2000049790 XX Yes XX XX A A A A A A N/A N/A A A A A A A N/A N/A Not Applicable ADAF949A-DC4B-46E8-BBDF-44B6171EA090
2000049854 XX Yes XX XX D A A A D A N/A N/A D A A A D A N/A N/A No 1794F1C0-F89E-4B6A-90A0-C4CA3EAAB819
2000050073 XX Yes XX XX D A D A A A A A D A D A A A A A Not Applicable 6D862482-E87A-418F-99F8-595708B8E36F
2000050191 XX Yes XX XX D A D A A A N/A N/A D A D A A A N/A N/A Not Applicable 30078EED-D64C-475D-9FBE-6856915AAB6A
2000050197 XX Yes XX XX B B B B A A N/A N/A B B B B A A N/A N/A Not Applicable 6518AACB-9013-43B8-AA0E-38D155BB7B17
2000050306 XX Yes XX XX D B D B A A N/A N/A D B D B A A N/A N/A Not Applicable E4C5B3F0-3C34-4DD8-85AF-C35D092F4B1D
2000050339 XX Yes XX XX D A D A A A D A D A D A A A D A No 0E97A3C3-ED0A-4A92-A311-FF280452F04F
2000050709 XX Yes XX XX D A A A D A A A D A A A D A A A Not Applicable B6E78ADB-B887-4BF3-9971-87E4371D4A3F
2000050983 XX Yes XX XX A A A A A A A A A A A A A A A A Not Applicable EC96CB58-49C3-4DDA-B0EA-10463125DC2E
2000051247 XX Yes XX XX A A A A A A A A A A A A A A A A No E942575C-15C5-4E35-8ADE-08F2453A5157
2000051265 XX Yes XX XX B B B B A A N/A N/A B B B B A A N/A N/A Not Applicable 92A2A193-F51F-4F6B-B49F-2AE48FF20B36
2000051269 XX Yes XX XX D A A A D A N/A N/A D A A A D A N/A N/A No D88140A8-30BE-4857-B932-209C75BF038A
2000051330 XX Yes XX XX D A A A D A N/A N/A D A A A D A N/A N/A Yes 029D61C9-7A55-4044-B5F0-AEBFC3F87429
2000051493 XX Yes XX XX D A A A D A N/A N/A D A A A D A N/A N/A Yes B9EF7281-FEF1-4CD5-8E80-FF9B3BFADAB6
2000051566 XX Yes XX XX D A D A A A A A D A D A A A A A Not Applicable F2C1D1FB-0349-461C-B666-66D3B2B2689D
2000051582 XX Yes XX XX A A A A A A A A A A A A A A A A Not Applicable 87A8B878-0B80-41D6-AFAA-F3EAB02CFEC4
2000051643 XX Yes XX XX A A A A A A A A A A A A A A A A Not Applicable A64CD3E3-66B8-457C-86E6-D1227EDFFEE9
2000051651 XX Yes XX XX D B B B D A C A D B B B D A C A Not Applicable 7DE88407-8B0B-4A38-84B8-78AD66483095
2000051891 XX Yes XX XX A A A A A A A A A A A A A A A A No F9512DA2-3ADF-410C-9788-C0260EA515EA
2000051977 XX Yes XX XX A A A A A A N/A N/A A A A A A A N/A N/A Not Applicable BCBB4A2B-3DD5-48F8-B7D1-0EB871F6C534
2000051995 XX Yes XX XX A A A A A A A A A A A A A A A A Not Applicable 16625082-32B4-49D0-97B5-8395F4A17AAD
2000052001 XX Yes XX XX D A D A A A A A D A D A A A A A Not Applicable A628E67C-215A-42EC-8578-2DC6F52DBFD0
2000052033 XX Yes XX XX D A D A A A C A D A D A A A C A Not Applicable 2E797FB5-6EDC-4139-B74C-77E706EB24FE
2000052086 XX Yes XX XX D A D A A A N/A N/A D A D A A A N/A N/A Not Applicable 4B30CA63-0C29-4351-AC49-0EB77ABD2A91
2000052130 XX Yes XX XX D A A A D A A A D A A A D A A A No DE40315A-D238-4881-9067-36B93850B5F6
2000052167 XX Yes XX XX C A A A A A C A C A A A A A C A Not Applicable D3F73767-F816-45D1-A2C8-5D1E8CAEEC34
2000052201 XX Yes XX XX B B B B A A N/A N/A B B B B A A N/A N/A No D799EED5-CE11-485F-91A5-CF87B2CCEBF0
2000052239 XX Yes XX XX D A C A D A N/A N/A D A C A D A N/A N/A Not Applicable E94184FD-D4A2-455E-80B3-2013743D773E
2000052274 XX Yes XX XX D A A A D A N/A N/A D A A A D A N/A N/A Not Applicable 54DBA9CA-2409-405F-9D9E-65D5FCB9E36B
2000052282 XX Yes XX XX A A A A A A A A A A A A A A A A No 68EFAB5E-0302-4801-A47E-B45C3796E798
2000052307 XX Yes XX XX A A A A A A N/A N/A A A A A A A N/A N/A Not Applicable E5B44F7A-A7E4-492C-87B2-B9BE668D44B9
2000052349 XX Yes XX XX D A D A A A A A D A D A A A A A No DDB53B6F-B66B-4C29-BF44-4F671A32F2DA
2000052397 XX Yes XX XX D A D A A A A A D A D A A A A A Not Applicable B471653C-1EED-4504-A749-566D0DF47FF8
2000052434 XX Yes XX XX A A A A A A A A A A A A A A A A No C5F562B3-7003-4501-AE57-B4686259B2A4
2000052465 XX Yes XX XX D A D A A A A A D A D A A A A A Not Applicable B3A63312-26E1-4E70-9D63-4F7816D8F6FD
2000052492 XX Yes XX XX A A A A A A A A A A A A A A A A Not Applicable 8294772B-7487-4CAA-BEF9-1B1ED178E008
2000052494 XX Yes XX XX A A A A A A N/A N/A A A A A A A N/A N/A No 80F750A7-2F78-49E8-8BDF-7AE19B0ED19A
2000052570 XX Yes XX XX D B D B A A N/A N/A D B D B A A N/A N/A Not Applicable E06A9CD2-5D2E-4563-9B24-8321F55F7458
2000052637 XX Yes XX XX C B C B A A N/A N/A C B C B A A N/A N/A Not Applicable 81DCCF8D-73F9-4238-931A-5CFDF784947D
2000052654 XX Yes XX XX C B A A A A C B C B A A A A C B Not Applicable EA1742D0-16B9-4756-B7FB-62B6829EBD6E
2000052670 XX Yes XX XX B B B B A A A A B B B B A A A A No BD20BCBC-1C40-4C0E-A8D0-DF847AE5E8E7
2000052673 XX Yes XX XX D B B B D A A A D B B B D A A A No 825BAFD7-AA0F-4577-9F06-C5071CE00261
2000052677 XX Yes XX XX A A A A A A A A A A A A A A A A No 00DBDC1E-0B8A-4619-8C1D-D60E6F5279F9
2000052685 XX Yes XX XX D A D A A A N/A N/A D A D A A A N/A N/A Yes 7C20AA61-C5A8-48E1-BA7F-08F70DF2BBE4
2000052697 XX Yes XX XX D A A A D A A A D A A A D A A A Not Applicable EF172BC0-1DE9-44BF-ACFF-87DC9CA44231
2000052771 XX Yes XX XX D B B B D A N/A N/A D B B B D A N/A N/A No BA41CDCF-786E-402C-AD85-DE505A3F5F19
2000052787 XX Yes XX XX D B A A D B N/A N/A D B A A D B N/A N/A Not Applicable 0770F020-E3B6-422D-84B1-0DB824C5F3E5
2000052829 XX Yes XX XX A A A A A A A A A A A A A A A A Not Applicable 5C8A5C90-46CD-4001-9A5B-1FC3AEDB701F
2000052886 XX Yes XX XX D A A A D A N/A N/A D A A A D A N/A N/A Not Applicable E543E6B1-FB61-40F8-B280-E0EBFE00FBA8
2000053021 XX Yes XX XX B B B B A A A A B B B B A A A A No D8F43F1A-22EE-4EBD-AFDD-AFB542019EFE
2000053083 XX Yes XX XX D A A A D A N/A N/A D A A A D A N/A N/A Not Applicable 287A96C9-280A-4C6C-8AF7-FDB06BF15D82
2000053133 XX Yes XX XX D A D A A A A A D A D A A A A A Yes 4C44F06B-A4D8-4102-94D9-A49DE29CEAB3
2000053134 XX Yes XX XX B B B B A A N/A N/A B B B B A A N/A N/A Yes DC542995-0B8C-4B20-9240-0079E75C10FD
2000053198 XX Yes XX XX A A A A A A A A A A A A A A A A No 88D2A7AA-8B07-482B-8ED1-EE109C41376E
2000053200 XX Yes XX XX C B C B A A N/A N/A C B C B A A N/A N/A Not Applicable E8D6E9C7-F8B7-4A79-B2F9-4D042468E55E
2000053208 XX Yes XX XX C A A A A A C A C A A A A A C A Not Applicable 06DA7BD0-D9B6-4120-8364-FD29F0D99513
2000053255 XX Yes XX XX A A A A A A A A A A A A A A A A Not Applicable 8593F382-7F1B-4079-BAFF-59B4BBF0A75E
2000053333 XX Yes XX XX A A A A A A N/A N/A A A A A A A N/A N/A Not Applicable 10A89576-3663-47BE-A65E-2748E4B55D5F
2000053378 XX Yes XX XX A A A A A A A A A A A A A A A A Not Applicable 47EAD978-A586-4C41-8DB5-B46A1FC8A8AB
2000053397 XX Yes XX XX D A D A A A A A D A D A A A A A Not Applicable 55463BDE-AF08-4112-B1C3-FDF503E8EEB7
2000053442 XX Yes XX XX A A A A A A N/A N/A A A A A A A N/A N/A Not Applicable 148A5A0E-B0C2-4BB8-BEA1-40B20E9BA484
2000053448 XX Yes XX XX D B B B D A A A D B B B D A A A Not Applicable F6CB9A53-B346-443A-9959-0763CB67ED76
2000053545 XX Yes XX XX B B B B A A A A B B B B A A A A Not Applicable AA3E3368-F356-4923-A66E-CD251F746186
2000053591 XX Yes XX XX B B B B A A A A B B B B A A A A Not Applicable 15A0AE0D-3035-4DC7-81A4-899F82CC007D
2000053648 XX Yes XX XX A A A A A A A A A A A A A A A A Not Applicable 40B37026-F006-46BD-AB5E-B63A3C55CB1C
2000053655 XX Yes XX XX C A A A A A C A C A A A A A C A Not Applicable EA020963-CDF0-4800-A038-E69BC0006169
2000053681 XX Yes XX XX A A A A A A A A A A A A A A A A No 16108112-D557-494F-8A16-EB6C0C14D771
2000053719 XX Yes XX XX D B B B D A A A D B B B D A A A Not Applicable 86C36AF3-A9C1-43E5-B99A-9438C85E9F9E
2000053731 XX Yes XX XX D A C A D A N/A N/A D A C A D A N/A N/A Yes 238FF3FF-8981-436A-B130-F9AB0BD2710F
2000053853 XX Yes XX XX D A A A D A N/A N/A D A A A D A N/A N/A Not Applicable DD73C63C-5B58-4F2C-96B3-2625B4022C99
2000053999 XX Yes XX XX C B B B A A C A C B B B A A C A Not Applicable C4D35D5F-D684-4A59-9861-8706FA12F952
2000054015 XX Yes XX XX A A A A A A A A A A A A A A A A No CCF34269-4ED1-45AF-802B-2661CB7CEAE0
2000054087 XX Yes XX XX C A A A A A C A C A A A A A C A Not Applicable 35732081-CAA4-41B9-A6DE-ED13DEF06EAD
2000054156 XX Yes XX XX A A A A A A A A A A A A A A A A Not Applicable 213B1431-F890-4F9E-9D4D-DF84466754E0
2000054184 XX Yes XX XX A A A A A A A A A A A A A A A A Not Applicable 428A80A0-CE5C-4B52-8320-E0079112B5D8
2000054189 XX Yes XX XX C A A A A A C A C A A A A A C A Not Applicable 8A32EDFB-A802-4123-A33B-5AAD30C2514E
2000054195 XX Yes XX XX D A A A D A A A D A A A D A A A Not Applicable AC6AA178-77AA-45A9-B60A-C71AF5A77FD8
2000054217 XX Yes XX XX D A A A D A A A D A A A D A A A No 66C34856-3892-45DE-A8CD-8B240171DE83
2000054248 XX Yes XX XX C B B B A A C B C B B B A A C B Not Applicable 8F082AC2-AF41-48F6-828D-DB6715F54E85
2000054277 XX Yes XX XX D A C A A A D A D A C A A A D A Not Applicable D070F80E-F9F6-43B8-8864-995083678CF8
2000054322 XX Yes XX XX A A A A A A A A A A A A A A A A Yes D1077D7A-8A75-40DB-8544-F70735B49582
2000054386 XX Yes XX XX C B C B A A A A C B C B A A A A Not Applicable 623987D1-9F30-4CB5-AF79-96EC4528777F
2000054504 XX Yes XX XX D A D A A A A A D A D A A A A A No A3F9AC43-2F63-4722-BD51-7C82F5983CCC
2000054979 XX Yes XX XX D A D A A A A A D A D A A A A A Not Applicable 3CC82ED7-8C0E-42B7-9EBD-B902729BB334
2000055080 XX Yes XX XX D A D A A A C A D A D A A A C A No 3EFAF320-8B87-419C-A36F-00342B74937B
92300186039 XX Yes XX XX D A D A D A A A D A D A D A A A Not Applicable DD43094F-2F47-4778-B76A-D5EF577286CF