EX-99.10 64 ea025949101_ex99-10sch4.htm SCHEDULE 4 - QM SUMMARY

Exhibit 99.10 Schedule 4

 

ASF Loan Number Loan ID (Purchasing Lender) Loan Number (Selling Lender) Final Overall Event Level Fitch Final Overall Rating Moodys Final Overall Rating Kroll Final Overall Rating DBRS Final Overall Rating S&P QM/ATR Designation Fitch QM/ATR Designation Moody's QM/ATR Designation Kroll QM/ATR Designation DBRS QM/ATR Designation Amortization Type Initial Application Date Originator DTI (ASF) DTI Points/Fees Total Points/Fees Total without reductions resulting from 'bona fide discount points' Rate Lock Date Residual Income GSE Eligible Case ID / LP AUS Key APR Borrower Employment Status Co-Borrower Employment Status Borrower 3 Employment Status Borrower 4 Employment Status Borrower Residency Status Co-Borrower Residency Status Borrower 3 Residency Status Borrower 4 Residency Status Qualifying Interest Rate APOR (if applicable)
400085868 XXX XXX 2 B B B B Non-QM / Compliant Non-QM / Compliant Non-QM / Compliant Non-QM / Compliant Non-QM / Compliant Fixed Rate 08/XX/2024 26.3880 26.40% 10838.30 10838.30 09/06/2024 10772.23 No   8.276% Self-Employed       US Citizen       7.8750% 0.0635
400085822 XXX XXX 2 B B B B Non-QM / Compliant Non-QM / Compliant Non-QM / Compliant Non-QM / Compliant Non-QM / Compliant Fixed Rate 07/XX/2024 34.3800 34.52% 9150.83 9150.83 09/04/2024 4910.73 No   8.419% Self-Employed       US Citizen       8.0000% 0.0635
400091216 XXX XXX 2 B B B B Non-QM / Compliant Non-QM / Compliant Non-QM / Compliant Non-QM / Compliant Non-QM / Compliant Fixed Rate 09/XX/2024 29.6900 45.66% 68309.60 68309.60 11/22/2024 219108.89 No   7.939% Self-Employed       US Citizen       7.7500% 0.0683