false0000831001--12-31 0000831001 2025-07-22 2025-07-22 0000831001 us-gaap:CommonStockMember 2025-07-22 2025-07-22 0000831001 c:CitigroupCapitalIIIMember 2025-07-22 2025-07-22 0000831001 c:CitigroupCapitalXIIIMember 2025-07-22 2025-07-22 0000831001 c:SeriesNMediumTermSeniorNotesDueMar2036Member 2025-07-22 2025-07-22 0000831001 c:SeriesNMediumTermSeniorNotesDueFeb2036Member 2025-07-22 2025-07-22 0000831001 c:SeriesNMediumTermSeniorNotesDueDec2035Member 2025-07-22 2025-07-22 0000831001 c:SeriesNMediumTermSeniorNotesDueApr2028Member 2025-07-22 2025-07-22 0000831001 c:SeriesNMediumTermSeniorNotesDueSept2026Member 2025-07-22 2025-07-22 0000831001 c:SeriesNMediumTermSeniorNotesDueSept2028Member 2025-07-22 2025-07-22 0000831001 c:SeriesNMediumTermSeniorNotesDueOct2028Member 2025-07-22 2025-07-22 0000831001 c:SeriesNMediumTermSeniorNotesDueMar2029Member 2025-07-22 2025-07-22
 
 
UNITED STATES
SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
 
 
FORM
8-K
 
 
CURRENT REPORT
Pursuant to Section 13 or 15(d)
of the Securities Exchange Act of 1934
Date of Report (Date of earliest event reported) July 23, 2025 (July 22, 2025)
 
 
Citigroup Inc.
(Exact name of registrant as specified in its charter)
 
 
 
Delaware
 
1-9924
 
52-1568099
(State or other jurisdiction
of incorporation)
 
(Commission
File Number)
 
(IRS Employer
Identification No.)
 
388 Greenwich, New York, New York
 
10013
(Address of principal executive offices)
 
(Zip Code)
(212)
559-1000
(Registrant’s telephone number, including area code)
 
 
Check the appropriate box below if the Form
8-K
filing is intended to simultaneously satisfy the filing obligation of the registrant under any of the following provisions:
 
Written communications pursuant to Rule 425 under the Securities Act (17 CFR 230.425)
 
Soliciting material pursuant to Rule
14a-12
under the Exchange Act (17 CFR
240.14a-12)
 
Pre-commencement
communications pursuant to Rule
14d-2(b)
under the Exchange Act (17 CFR
240.14d-2(b))
 
Pre-commencement
communications pursuant to Rule
13e-4(c)
under the Exchange Act (17 CFR
240.13e-4(c))
Securities registered pursuant to Section 12(b) of the Securities Exchange Act of 1934 formatted in Inline XBRL: See Exhibit 99.1.
Indicate by check mark whether the registrant is an emerging growth company as defined in Rule 405 of the Securities Act of 1933 (17 CFR §230.405) or Rule
12b-2
of the Securities Exchange Act of 1934 (17 CFR
§240.12b-2).
Emerging growth company 
If an emerging growth company, indicate by check mark if the registrant has elected not to use the extended transition period for complying with any new or revised financial accounting standards provided pursuant to Section 13(a) of the Exchange Act. 
 
 
 

Table of Contents
CITIGROUP INC.
Current Report on Form
8-K
 
Item 5.03
Amendments to Articles of Incorporation or Bylaws; Change in Fiscal Year.
(a) On July 22, 2025, Citigroup Inc. filed a Certificate of Designations with the Secretary of State of the State of Delaware, establishing the designations, preferences, powers and rights of the shares of a new series of Citigroup preferred stock, 6.875% Fixed Rate Reset Noncumulative Preferred Stock, Series GG. The Certificate of Designations amended Citigroup’s Restated Certificate of Incorporation, as amended, and was effective immediately on filing.
A copy of the Certificate of Designations is being filed as an exhibit to this Form
8-K
and is incorporated herein by reference in its entirety.
 
Item 9.01
Financial Statements and Exhibits.
 
(d)
Exhibits:
 
Exhibit
No.
  
Description
 1.1
   Underwriting Agreement, dated July 16, 2025, among Citigroup Inc. and the underwriters named therein, relating to the offer and sale of Depositary Shares each representing a 1/25th interest in a share of 6.875% Fixed Rate Reset Noncumulative Preferred Stock, Series GG, of Citigroup Inc.
 3.1
   Certificate of Designations of 6.875% Fixed Rate Reset Noncumulative Preferred Stock, Series GG, of Citigroup Inc.
 4.1
   Deposit Agreement, dated July 23, 2025 among Citigroup Inc., Computershare Inc., a Delaware corporation, and its affiliate Computershare Trust Company, N.A., a federally charted national association, jointly as Depositary, Computershare Trust Company N.A., as Registrar and Transfer Agent, and all holders from time to time of Receipts, Depositary Shares and the related 6.875% Fixed Rate Reset Noncumulative Preferred Stock, Series GG of Citigroup Inc.
 5.1
   Opinion of Skadden, Arps, Slate, Meagher & Flom LLP
99.1
   Citigroup Inc. securities registered pursuant to Section 12(b) of the Securities Exchange Act of 1934 as of the filing date
104
   The cover page of this Current Report on Form 8-K, formatted in Inline XBRL

Table of Contents
SIGNATURE
Pursuant to the requirements of the Securities Exchange Act of 1934, the Registrant has duly caused this report to be signed on its behalf by the undersigned hereunto duly authorized.
 
Dated July 23, 2025   CITIGROUP INC.
 
/s/ Karen Wang
  By: Karen Wang
  Assistant Secretary