EX-99.1 8 efc20-670_ex991s5.htm SCHEDULE 5 - SERVICING COMMENT REPORT
LOANID Final Current Event Level Current Exceptions Servicing Comments Status Date Last Action Date per Servicer
95001798 1 [1] Current Status - Performing [1] Performing Loan and Weak Possibility of Going Delinquent LOAN STATUS: The current loan status is Performing. PAY HISTORY: BORROWER CONTACT: No evidence of recent contact with the borrower. REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable. FORECLOSURE: No evidence of current foreclosure activity. BANKRUPTCY: There is no evidence of current or prior bankruptcy. MODIFICATION: The loan has been modified. The modification date is XX/XX/XXXX. The modified principal balance is unavailable. The modification interest rate is unavailable. The modification maturity date is unavailable. LITIGATION: There is no evidence of litigation on the file. TITLE ISSUES: There is no evidence of title issues. PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is UTD. EXIT STRATEGY: The recommended exit strategy is N/A. ADDITIONAL INFORMATION: This loan was reviewed with data provided from 04/01/2017 through 03/31/2018. The borrower has not called in and there have been no attempts to contact the borrower due to the loan being current and all payments being made on time during the review period. 03/31/2018 03/11/2018
95001918 2 [2] Bankruptcy - CH XX - Discharged w/o Reaffirmation [1] Current Status - Performing [1] Performing Loan and Weak Possibility of Going Delinquent LOAN STATUS: The current loan status is Performing. PAY HISTORY: BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was 07/03/2017. This loan was reviewed with data provided from 04/01/2017 through 03/31/2018. There was no contact with the borrower prior to or after 07/03/2017. On 07/03/2017 the borrower wanted to add a person to the loan and was transferred to refinance. There has been one contact with the borrower from 04/01/2017 through 03/31/2018. The loan has remained current throughout the review period and all payments have been made on time. REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable. FORECLOSURE: No evidence of current foreclosure activity. BANKRUPTCY: There is evidence of bankruptcy on the loan. Bankruptcy was filed on XX/XX/XXXX. The chapter is Chapter XX. The bankruptcy was filed under case number XXX. The most recent bankruptcy status is discharged. The bankruptcy was discharged on XX/XX/XXXX and there is no evidence of reaffirmation.. MODIFICATION: The loan has been modified. The modification date is XX/XX/XXXX. The modified principal balance is unavailable. The modification interest rate is unavailable. The modification maturity date is unavailable. LITIGATION: There is no evidence of litigation on the file. TITLE ISSUES: There is no evidence of title issues. PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is UTD. EXIT STRATEGY: The recommended exit strategy is N/A. ADDITIONAL INFORMATION: N/A 03/31/2018 02/27/2018
95003873 1 [1] Current Status - Performing [1] Performing Loan and Weak Possibility of Going Delinquent LOAN STATUS: The current loan status is Performing. PAY HISTORY: BORROWER CONTACT: No evidence of recent contact with the borrower. REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable. FORECLOSURE: No evidence of current foreclosure activity. BANKRUPTCY: There is no evidence of current or prior bankruptcy. MODIFICATION: The loan has been modified. The modification date is XX/XX/XXXX. The modified principal balance is unavailable. The modification interest rate is unavailable. The modification maturity date is unavailable. LITIGATION: There is no evidence of litigation on the file. TITLE ISSUES: There is no evidence of title issues. PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is UTD. EXIT STRATEGY: The recommended exit strategy is N/A. ADDITIONAL INFORMATION: This loan was reviewed with data provided from 04/01/2017 through 03/31/2018. There has been no contact or attempts to contact the borrower from 04/01/2017 through 03/31/2018. The loan has remained current throughout the review period. 03/31/2018 03/18/2018
95002859 1 [1] Current Status - Performing [1] Performing Loan and Weak Possibility of Going Delinquent LOAN STATUS: The current loan status is Performing. PAY HISTORY: BORROWER CONTACT: No evidence of recent contact with the borrower. REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable. FORECLOSURE: No evidence of current foreclosure activity. BANKRUPTCY: There is no evidence of current or prior bankruptcy. MODIFICATION: The loan has been modified. The modification date is XX/XX/XXXX. The modified principal balance is unavailable. The modification interest rate is unavailable. The modification maturity date is unavailable. LITIGATION: There is no evidence of litigation on the file. TITLE ISSUES: There is no evidence of title issues. PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is owner occupied. EXIT STRATEGY: The recommended exit strategy is N/A. ADDITIONAL INFORMATION: This loan was reviewed with data provided from 04/01/2017 through 03/31/2018. There was no contact with the borrower during the review period. There were attempts to contact the borrower in 2018 but no attempts are shown in 2017. The loan was current through the entire review period. 03/31/2018 02/11/2018
95002565 1 [1] Current Status - Performing [1] Performing Loan and Weak Possibility of Going Delinquent LOAN STATUS: The current loan status is Performing. PAY HISTORY: BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was 03/02/2018. This loan was reviewed with data provided from 04/01/2017 through 03/31/2018. The borrower called in payments on 4/30/2017, 5/30/2017, 6/30/2017, 7/30/2017, 8/30/2017 and 9/30/2017. On 10/30/2017 the borrower called to state that their name was never changed on the account. The borrower also stated they think they have an ARM loan and payment will be going up and they were transferred to customer service. The borrower also made a payment. The borrower called in a payment on 11/30/2017, 12/31/2017, 1/29/2018 and 3/2/2018. There were no attempts to contact the borrower and other than information noted above, there was no other contact. The loan was current during the review period. REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable. FORECLOSURE: The file was referred to foreclosure and the referral date is not available in the information provided. Unable to determine the next projected foreclosure step. Foreclosure closed, not complete. BANKRUPTCY: There is no evidence of current or prior bankruptcy. MODIFICATION: The loan has been modified. The modification date is XX/XX/XXXX. The modified principal balance is unavailable. The modification interest rate is unavailable. The modification maturity date is unavailable. LITIGATION: There is no evidence of litigation on the file. TITLE ISSUES: There is no evidence of title issues. PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is UTD. EXIT STRATEGY: The recommended exit strategy is N/A. ADDITIONAL INFORMATION: N/A 03/31/2018 03/12/2018
95000149 1 [1] Current Status - Performing [1] Performing Loan and Weak Possibility of Going Delinquent LOAN STATUS: The current loan status is Performing. PAY HISTORY: BORROWER CONTACT: No evidence of recent contact with the borrower. REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable. FORECLOSURE: No evidence of current foreclosure activity. BANKRUPTCY: There is no evidence of current or prior bankruptcy. MODIFICATION: The loan has been modified. The modification date is XX/XX/XXXX. The modified principal balance is unavailable. The modification interest rate is unavailable. The modification maturity date is unavailable. LITIGATION: There is no evidence of litigation on the file. TITLE ISSUES: There is no evidence of title issues. PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is UTD. EXIT STRATEGY: The recommended exit strategy is N/A. ADDITIONAL INFORMATION: This loan was reviewed with data provided from 04/01/2017 through 03/31/2018. No attempts have been made or attempted due to the loan being current. Payments have been made throughout the review process. 03/31/2018 03/12/2018
95000504 1 [1] Current Status - Performing [1] Performing Loan and Weak Possibility of Going Delinquent LOAN STATUS: The current loan status is Performing. PAY HISTORY: BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was 12/05/2017. This loan was reviewed with data provided from 04/01/2017 through 03/31/2018. There were numerous attempts to contact the borrower from 4/2017 through 7/2017. The borrower made payments by phone each month. There were no attempts the borrower from 8/2017 until the borrower called on 12/5/2017 to inquire about their payment being double drafted. The servicer corrected and refunded the payment on 12/7/2017. There was no additional contact and no attempts to contact the borrower for the rest of the review period. The loan was current during the entire review period. REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable. FORECLOSURE: No evidence of current foreclosure activity. BANKRUPTCY: There is no evidence of current or prior bankruptcy. MODIFICATION: The loan has been modified. The modification date is XX/XX/XXXX. The modified principal balance is unavailable. The modification interest rate is unavailable. The modification maturity date is unavailable. LITIGATION: There is no evidence of litigation on the file. TITLE ISSUES: There is no evidence of title issues. PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is UTD. EXIT STRATEGY: The recommended exit strategy is N/A. ADDITIONAL INFORMATION: N/A 03/31/2018 03/16/2018
95001972 1 [1] Current Status - Performing [1] Performing Loan and Weak Possibility of Going Delinquent LOAN STATUS: The current loan status is Performing. PAY HISTORY: BORROWER CONTACT: No evidence of recent contact with the borrower. REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable. FORECLOSURE: No evidence of current foreclosure activity. BANKRUPTCY: There is no evidence of current or prior bankruptcy. MODIFICATION: The loan has been modified. The modification date is XX/XX/XXXX. The modified principal balance is unavailable. The modification interest rate is unavailable. The modification maturity date is unavailable. LITIGATION: There is no evidence of litigation on the file. TITLE ISSUES: There is no evidence of title issues. PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is UTD. EXIT STRATEGY: The recommended exit strategy is N/A. ADDITIONAL INFORMATION: This loan was reviewed with data provided from 04/01/2017 through 03/31/2018. The borrower has not called in and there have been no attempts to contact the borrower due to the loan being current and all payments being made on time during the review period. 03/31/2018 01/29/2018
95004243 1 [1] Current Status - Performing [1] Performing Loan and Weak Possibility of Going Delinquent LOAN STATUS: The current loan status is Performing. PAY HISTORY: BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was 03/28/2018. This loan was reviewed with data provided from 04/01/2017 through 03/31/2018. On 06/01/2017 the borrower called with questions about payments and promised to pay $408.00 with check by phone on 6/1/2017. On 07/06/2017 the borrower promised to pay $417.08 online on 7/14/2017 and $403.41.online on 7/26/2017. On 07/22/2017 the borrower promised to pay $403.41 online on 7/26/2017 and $403.41 online on 8/11/2017. On 08/17/207 the borrower promised to pay $403.41 with check by phone on 8/23/2017 and $403.41 with check by phone on 8/25/2017. On 10/05/2017 the borrower will call back or make the payment online waiting after social security check arrives in two weeks. On 12/01/2017 the borrower promised to pay $403.41 online on 12/30/2017. On 12/14/2017 the borrower promised to pay $403.41 online on 1/3/2018, $403.41 online on 1/12/2018 and $403.41 online on 01/24/2018. On 02/11/2018 the borrower was called but could not commit to pay. The RFD was noted as curtailment of income. On 03/19/2018 the borrower promised to pay $403.41 online on 3/28/2018. REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable. FORECLOSURE: No evidence of current foreclosure activity. BANKRUPTCY: There is no evidence of current or prior bankruptcy. MODIFICATION: The loan has been modified. The modification date is XX/XX/XXXX. The modified principal balance is unavailable. The modification interest rate is unavailable. The modification maturity date is unavailable. LITIGATION: There is no evidence of litigation on the file. TITLE ISSUES: There is no evidence of title issues. PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is UTD. EXIT STRATEGY: The recommended exit strategy is N/A. ADDITIONAL INFORMATION: N/A 03/31/2018 03/19/2018
95001957 1 [1] Current Status - Performing [1] Performing Loan and Weak Possibility of Going Delinquent LOAN STATUS: The current loan status is Performing. PAY HISTORY: BORROWER CONTACT: No evidence of recent contact with the borrower. REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable. FORECLOSURE: No evidence of current foreclosure activity. BANKRUPTCY: There is no evidence of current or prior bankruptcy. MODIFICATION: The loan has been modified. The modification date is XX/XX/XXXX. The modified principal balance is unavailable. The modification interest rate is unavailable. The modification maturity date is unavailable. LITIGATION: There is no evidence of litigation on the file. TITLE ISSUES: There is no evidence of title issues. PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is UTD. EXIT STRATEGY: The recommended exit strategy is N/A. ADDITIONAL INFORMATION: This loan was reviewed with data provided from 04/01/2017 through 03/31/2018. The borrower has not called in and there have been no attempts to contact the borrower due to the loan being current and all payments being made on time during the review period. 03/31/2018 03/31/2018
95000346 2 [2] Current Status - Delinquent LOAN STATUS: The current loan status is Delinquent. PAY HISTORY: BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was 12/22/2017. This loan was reviewed with data provided from 04/01/2017 through 03/31/2018. On 07/15/2017 the borrower stated they had excessive obligations and discussed modification options. On 08/09/2017 the borrower stated they could not commit to pay and had an illness. On 10/16/2017 the borrower they had excessive obligations and promised to pay $576.18 on 10/31/2017. On 11/03/2017 the borrower stated they could not commit to pay and discussed modification options. 11/16/2017 the borrower stated they could not make a payment and the call was disconnected. On 11/20/2017 the borrower stated they will pay $128.00 at the bank that same day. On 11/24/2017 the borrower stated they could not make a payment. On 12/22/2017 the borrower stated they had a curtailment of income due to being out of work for a while. They could not commit to pay and stated they would resolve without assistance. REASON FOR DEFAULT: The reason for default is curtailment of income. FORECLOSURE: No evidence of current foreclosure activity. BANKRUPTCY: There is no evidence of current or prior bankruptcy. MODIFICATION: The loan has been modified. The modification date is XX/XX/XXXX. The modified principal balance is unavailable. The modification interest rate is unavailable. The modification maturity date is unavailable. LITIGATION: There is no evidence of litigation on the file. TITLE ISSUES: There is no evidence of title issues. PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is owner occupied. EXIT STRATEGY: The recommended exit strategy is Modification. ADDITIONAL INFORMATION: N/A 03/31/2018 03/19/2018
95002932 2 [2] Bankruptcy - CH XX - Discharged w/o Reaffirmation [1] Current Status - Performing [1] Performing Loan and Weak Possibility of Going Delinquent LOAN STATUS: The current loan status is Performing. PAY HISTORY: BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was 12/19/2017. This loan was reviewed with data provided from 04/01/2017 through 03/31/2018. On 11/20/2017 the borrower was advised of all of the home preservation qualification questions and answers. The borrower was advised of the required documents and income documents needed to complete the review. The borrower wanted to apply today and was given a deadline to get the documents in. A follow up call was scheduled for 11/27/2017. On 11/22/2017 the borrower was advised of the initial setup and financial interview. On 12/19/2017 the borrower was advised of the denial decision. The borrower was advised to keep the mortgage current and of liquidation options but does not want sell. The modification was denied on for ability to repay reasons. REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable. FORECLOSURE: No evidence of current foreclosure activity. BANKRUPTCY: There is evidence of bankruptcy on the loan. Bankruptcy was filed on XX/XX/XXXX. The chapter is Chapter XX. The bankruptcy was filed under case number XXX. The most recent bankruptcy status is discharged. The bankruptcy was discharged on XX/XX/XXXX and there is no evidence of reaffirmation.. MODIFICATION: The loan has been modified. The modification date is XX/XX/XXXX. The modified principal balance is unavailable. The modification interest rate is unavailable. The modification maturity date is unavailable. LITIGATION: There is no evidence of litigation on the file. TITLE ISSUES: There is no evidence of title issues. PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is owner occupied. EXIT STRATEGY: The recommended exit strategy is N/A. ADDITIONAL INFORMATION: N/A 03/31/2018 03/23/2018
95000580 1 [1] Current Status - Performing [1] Performing Loan and Weak Possibility of Going Delinquent LOAN STATUS: The current loan status is Performing. PAY HISTORY: BORROWER CONTACT: No evidence of recent contact with the borrower. REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable. FORECLOSURE: No evidence of current foreclosure activity. BANKRUPTCY: There is no evidence of current or prior bankruptcy. MODIFICATION: The loan has been modified. The modification date is XX/XX/XXXX. The modified principal balance is unavailable. The modification interest rate is unavailable. The modification maturity date is unavailable. LITIGATION: There is no evidence of litigation on the file. TITLE ISSUES: There is no evidence of title issues. PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is UTD. EXIT STRATEGY: The recommended exit strategy is N/A. ADDITIONAL INFORMATION: This loan was reviewed with data provided from 04/01/2017 through 03/31/2018. There was no contact with the borrower due to the loan performed the entire review period with no adverse activity. 03/31/2018 11/24/2017
95003384 2 [2] Bankruptcy - CH XX - Discharged w/o Reaffirmation [1] Current Status - Performing [1] Performing Loan and Weak Possibility of Going Delinquent LOAN STATUS: The current loan status is Performing. PAY HISTORY: BORROWER CONTACT: No evidence of recent contact with the borrower. REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable. FORECLOSURE: No evidence of current foreclosure activity. BANKRUPTCY: There is evidence of bankruptcy on the loan. Bankruptcy was filed on XX/XX/XXXX. The chapter is Chapter XX. The bankruptcy was filed under case number XXX. The most recent bankruptcy status is discharged. The bankruptcy was discharged on XX/XX/XXXX and there is no evidence of reaffirmation.. MODIFICATION: The loan has been modified. The modification date is XX/XX/XXXX. The modified principal balance is unavailable. The modification interest rate is unavailable. The modification maturity date is unavailable. LITIGATION: There is no evidence of litigation on the file. TITLE ISSUES: There is no evidence of title issues. PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is UTD. EXIT STRATEGY: The recommended exit strategy is N/A. ADDITIONAL INFORMATION: This loan was reviewed with data provided from 04/01/2017 through 03/31/2018. The borrower has not called in and there have been no attempts to contact the borrower due to the loan being current and all payments being made on time during the review period. 03/31/2018 02/05/2018
95004419 2 [2] Current Status - Delinquent LOAN STATUS: The current loan status is Delinquent. PAY HISTORY: BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was 03/16/2018. This loan was reviewed with data provided from 04/01/2017 through 03/31/2018. The account was current from the beginning of the review period through 08/2017. The borrower advised on 10/27/2017 they recently retired and were dealing with high bills. The borrower setup the account on a six month repayment plan from 11/15/2018 through 04/15/2018 at that time. The comments from 11/01/2017 through 02/15/2018 referenced multiple conversations with the borrower regarding them making their required payments under the repayment plan. On 03/15/2018 the borrower called advising of a hardship due to excessive obligations. The servicer advised of the status of the repayment plan and to call back in 04/2018 to verify the account was brought current through the plan. The borrower last called on 03/16/2018 to make a payment under the plan in the amount of $1,703.05. REASON FOR DEFAULT: The reason for default is excessive obligations. FORECLOSURE: No evidence of current foreclosure activity. BANKRUPTCY: There is no evidence of current or prior bankruptcy. MODIFICATION: The loan has been modified. The modification date is XX/XX/XXXX. The modified principal balance is unavailable. The modification interest rate is unavailable. The modification maturity date is unavailable. LITIGATION: There is no evidence of litigation on the file. TITLE ISSUES: There is no evidence of title issues. PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is owner occupied. EXIT STRATEGY: The recommended exit strategy is Reinstatement. ADDITIONAL INFORMATION: N/A 03/31/2018 03/16/2018
95001552 1 [1] Current Status - Performing [1] Performing Loan and Weak Possibility of Going Delinquent LOAN STATUS: The current loan status is Performing. PAY HISTORY: BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was 04/24/2017. This loan was reviewed with data provided from 04/01/2017 through 03/31/2018. There was no contact with the borrower prior to or after 04/242017. On 04/24/2017 the borrower called with questions about payments. The borrower was informed that due to the discharged bankruptcy they are not liable for loan debt but the lien is still valid and enforceable. The borrower was informed that even though the loan is paid current it does not report due to the the discharge of the bankruptcy. The loan has remained current throughout the review period. REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable. FORECLOSURE: No evidence of current foreclosure activity. BANKRUPTCY: There is evidence of bankruptcy on the loan. The bankruptcy filing date is unavailable. The bankruptcy chapter is unavailable. The bankruptcy case number is not available. The most recent bankruptcy status is discharged. No further information provided MODIFICATION: The loan has been modified. The modification date is XX/XX/XXXX. The modified principal balance is unavailable. The modification interest rate is unavailable. The modification maturity date is unavailable. LITIGATION: There is no evidence of litigation on the file. TITLE ISSUES: There is no evidence of title issues. PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is UTD. EXIT STRATEGY: The recommended exit strategy is N/A. ADDITIONAL INFORMATION: N/A 03/31/2018 02/22/2018
95001694 1 [1] Current Status - Performing [1] Performing Loan and Weak Possibility of Going Delinquent LOAN STATUS: The current loan status is Performing. PAY HISTORY: BORROWER CONTACT: No evidence of recent contact with the borrower. REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable. FORECLOSURE: No evidence of current foreclosure activity. BANKRUPTCY: There is no evidence of current or prior bankruptcy. MODIFICATION: The loan has been modified. The modification date is XX/XX/XXXX. The modified principal balance is unavailable. The modification interest rate is unavailable. The modification maturity date is unavailable. LITIGATION: There is no evidence of litigation on the file. TITLE ISSUES: There is no evidence of title issues. PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is UTD. EXIT STRATEGY: The recommended exit strategy is N/A. ADDITIONAL INFORMATION: This loan was reviewed with data provided from 04/01/2017 through 03/31/2018. The borrower has not called in and there have been no attempts to contact the borrower due to the loan being current and all payments being made on time during the review period. The loan performed throughout the entire review period. 03/31/2018 03/09/2018
95004107 1 [1] Current Status - Performing [1] Performing Loan and Weak Possibility of Going Delinquent LOAN STATUS: The current loan status is Performing. PAY HISTORY: BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was 03/20/2018. This loan was reviewed with data provided from 04/01/2017 through 03/31/2018. On 12/05/2017 the borrower called in to confirm the monthly payment for december and january. On 01/31/2018 the borrower was trying to clarify about the payment amount change. On 02/01/2018 the borrower was advised that we received the recast agreement and death certificate and we are working on getting the account updated. The borrower asked if the interest rate would go up again and was advised it can change if the taxes or insurance goes up. On 02/06/2018 the borrower wanted to know if the recast agreement payment had been adjusted and stated it should have went down for this month. The borrower was advised that they are awaiting a response from the recast business unit to determine if the agreement would be honored. The agreement was honored on 02/08/2018. On 02/15/2018 the borrower made a payment of $877.94. On 02/21/2018 the borrower was advised that an overnight return label was sent to return the recast agreement with the wet signature. On 02/23/2018 the borrower advised there is no FedEx location near and they are having trouble accessing the e-mail that we have sent with the shipping label. The borrower was advised an extension would be requested to send the information back, but right now we need it back by 02/27. On 03/01/2018 the borrower was advised to return the agreement. The borrower is still having issues with the email and accessing the label. The label will be overnighted. On 03/02/2018 the borrower advised they had overnighted the recast paper with signature. On 03/09/2018 the borrower called for the case manager and left a message to be called back. On 03/20/2018 the borrower was advised they would be closing out the case and the recast agreement was received and updated on the account. The death certificate was updated in September of 2014. REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable. FORECLOSURE: No evidence of current foreclosure activity. BANKRUPTCY: There is no evidence of current or prior bankruptcy. MODIFICATION: The loan has been modified. The modification date is XX/XX/XXXX. The modified principal balance is unavailable. The modification interest rate is unavailable. The modification maturity date is unavailable. LITIGATION: There is no evidence of litigation on the file. TITLE ISSUES: There is no evidence of title issues. PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is UTD. EXIT STRATEGY: The recommended exit strategy is N/A. ADDITIONAL INFORMATION: N/A 03/31/2018 03/20/2018
95000959 1 [1] Current Status - Performing [1] Performing Loan and Weak Possibility of Going Delinquent LOAN STATUS: The current loan status is Performing. PAY HISTORY: BORROWER CONTACT: No evidence of recent contact with the borrower. REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable. FORECLOSURE: No evidence of current foreclosure activity. BANKRUPTCY: There is no evidence of current or prior bankruptcy. MODIFICATION: The loan has been modified. The modification date is XX/XX/XXXX. The modified principal balance is unavailable. The modification interest rate is unavailable. The modification maturity date is unavailable. LITIGATION: There is no evidence of litigation on the file. TITLE ISSUES: There is no evidence of title issues. PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is UTD. EXIT STRATEGY: The recommended exit strategy is N/A. ADDITIONAL INFORMATION: This loan was reviewed with data provided from 04/01/2017 through 03/31/2018. The borrower has not called in and all attempts to contact the borrower have been unsuccessful during the review period..All payments made with grace during the review period. 03/31/2018 03/02/2018
95004359 2 [2] Current Status - Delinquent LOAN STATUS: The current loan status is Delinquent. PAY HISTORY: BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was 03/23/2018. This loan was reviewed with data provided from 04/01/2017 through 03/31/2018. On 12/13/2017 borrower called to schedule a payment in the amount of $538.18 over the phone dated for 12/13/2017. Borrower advised can not make an additional payment until after January 4th. On 3/23/2018 borrower advised that he will make a payment at the branch he stated that he is not interested in loss mitigation options. There has been minimal contact with the borrower throughout the review period. REASON FOR DEFAULT: The reason for default is excessive obligations. FORECLOSURE: No evidence of current foreclosure activity. BANKRUPTCY: There is no evidence of current or prior bankruptcy. MODIFICATION: The loan has been modified. The modification date is XX/XX/XXXX. The modified principal balance is unavailable. The modification interest rate is unavailable. The modification maturity date is unavailable. LITIGATION: There is no evidence of litigation on the file. TITLE ISSUES: There is no evidence of title issues. PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is owner occupied. EXIT STRATEGY: The recommended exit strategy is Reinstatement. ADDITIONAL INFORMATION: N/A 03/31/2018 03/23/2018
95000179 1 [1] Current Status - Performing [1] Performing Loan and Weak Possibility of Going Delinquent LOAN STATUS: The current loan status is Performing. PAY HISTORY: BORROWER CONTACT: No evidence of recent contact with the borrower. REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable. FORECLOSURE: No evidence of current foreclosure activity. BANKRUPTCY: There is no evidence of current or prior bankruptcy. MODIFICATION: The loan has been modified. The modification date is XX/XX/XXXX. The modified principal balance is unavailable. The modification interest rate is unavailable. The modification maturity date is unavailable. LITIGATION: There is no evidence of litigation on the file. TITLE ISSUES: There is no evidence of title issues. PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is UTD. EXIT STRATEGY: The recommended exit strategy is N/A. ADDITIONAL INFORMATION: This loan was reviewed with data provided from 04/01/2017 through 03/31/2018. There has been no attempts or contact made throughout the review process. Loan has been performing each month. 03/31/2018 02/01/2018
95003316 1 [1] Current Status - Performing [1] Performing Loan and Weak Possibility of Going Delinquent LOAN STATUS: The current loan status is Performing. PAY HISTORY: BORROWER CONTACT: No evidence of recent contact with the borrower. REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable. FORECLOSURE: No evidence of current foreclosure activity. BANKRUPTCY: There is no evidence of current or prior bankruptcy. MODIFICATION: The loan has been modified. The modification date is XX/XX/XXXX. The modified principal balance is unavailable. The modification interest rate is unavailable. The modification maturity date is unavailable. LITIGATION: There is no evidence of litigation on the file. TITLE ISSUES: There is no evidence of title issues. PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is UTD. EXIT STRATEGY: The recommended exit strategy is N/A. ADDITIONAL INFORMATION: This loan was reviewed with data provided from 04/01/2017 through 03/31/2018. There were multiple unsuccessful attempts to contact the borrower. The loan was current during the entire review period. 03/31/2018 03/23/2018
95000586 1 [1] Current Status - Performing [1] Performing Loan and Weak Possibility of Going Delinquent LOAN STATUS: The current loan status is Performing. PAY HISTORY: BORROWER CONTACT: No evidence of recent contact with the borrower. REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable. FORECLOSURE: No evidence of current foreclosure activity. BANKRUPTCY: There is no evidence of current or prior bankruptcy. MODIFICATION: The loan has been modified. The modification date is XX/XX/XXXX. The modified principal balance is unavailable. The modification interest rate is unavailable. The modification maturity date is unavailable. LITIGATION: There is no evidence of litigation on the file. TITLE ISSUES: There is no evidence of title issues. PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is owner occupied. EXIT STRATEGY: The recommended exit strategy is N/A. ADDITIONAL INFORMATION: This loan was reviewed with data provided from 04/01/2017 through 03/31/2018. There has been no attempts or contacts throughout the review period. Loan is actively performing each month. 03/31/2018 01/23/2018
95000294 1 [1] Current Status - Performing [1] Performing Loan and Weak Possibility of Going Delinquent LOAN STATUS: The current loan status is Performing. PAY HISTORY: BORROWER CONTACT: No evidence of recent contact with the borrower. REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable. FORECLOSURE: No evidence of current foreclosure activity. BANKRUPTCY: There is no evidence of current or prior bankruptcy. MODIFICATION: The loan has been modified. The modification date is XX/XX/XXXX. The modified principal balance is unavailable. The modification interest rate is unavailable. The modification maturity date is unavailable. LITIGATION: There is no evidence of litigation on the file. TITLE ISSUES: There is no evidence of title issues. PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is UTD. EXIT STRATEGY: The recommended exit strategy is N/A. ADDITIONAL INFORMATION: This loan was reviewed with data provided from 04/01/2017 through 03/31/2018. During the review period, the borrower has not called in and the servicer is not attempting to contact the borrower. There is no evidence of collection calls or general demand letters being generated since the loan is performing. Loan modification was completed. Borrower has been current throughout review period and has made a constant effort to keep the loan performing. 03/31/2018 03/13/2018
95000749 1 [1] Current Status - Performing [1] Performing Loan and Weak Possibility of Going Delinquent LOAN STATUS: The current loan status is Performing. PAY HISTORY: BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was 01/24/2018. This loan was reviewed with data provided from 04/01/2017 through 03/31/2018. There was no contact with the borrower prior to 01/24/2018 On 01/24/2018 the borrower was called regarding the delinquent taxes. The borrower wanted to know about escrowing the taxes and was provided the figures of what the mortgage payment would be approximately. The borrower is going to think about it and call back. REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable. FORECLOSURE: No evidence of current foreclosure activity. BANKRUPTCY: There is no evidence of current or prior bankruptcy. MODIFICATION: The loan has been modified. The modification date is XX/XX/XXXX. The modified principal balance is unavailable. The modification interest rate is unavailable. The modification maturity date is unavailable. LITIGATION: There is no evidence of litigation on the file. TITLE ISSUES: There is no evidence of title issues. PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is UTD. EXIT STRATEGY: The recommended exit strategy is N/A. ADDITIONAL INFORMATION: N/A 03/31/2018 03/21/2018
95000814 1 [1] Current Status - Performing [1] Performing Loan and Weak Possibility of Going Delinquent LOAN STATUS: The current loan status is Performing. PAY HISTORY: BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was 03/01/2018. This loan was reviewed with data provided from 04/01/2017 through 03/31/2018. The borrower has called in every month starting 4/30/2017 through 3/1/2018 to make monthly payments over the phone. There has not been any contact regarding any issues or problems with th loan and no outbound attempts have been made. All payments have been called in timely. REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable. FORECLOSURE: No evidence of current foreclosure activity. BANKRUPTCY: There is no evidence of current or prior bankruptcy. MODIFICATION: The loan has been modified. The modification date is XX/XX/XXXX. The modified principal balance is unavailable. The modification interest rate is unavailable. The modification maturity date is unavailable. LITIGATION: There is no evidence of litigation on the file. TITLE ISSUES: There is no evidence of title issues. PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is UTD. EXIT STRATEGY: The recommended exit strategy is N/A. ADDITIONAL INFORMATION: N/A 03/31/2018 03/01/2018
95001005 1 [1] Current Status - Performing [1] Performing Loan and Weak Possibility of Going Delinquent LOAN STATUS: The current loan status is Performing. PAY HISTORY: BORROWER CONTACT: No evidence of recent contact with the borrower. REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable. FORECLOSURE: No evidence of current foreclosure activity. BANKRUPTCY: There is no evidence of current or prior bankruptcy. MODIFICATION: The loan has been modified. The modification date is XX/XX/XXXX. The modified principal balance is unavailable. The modification interest rate is unavailable. The modification maturity date is unavailable. LITIGATION: There is no evidence of litigation on the file. TITLE ISSUES: There is no evidence of title issues. PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is owner occupied. EXIT STRATEGY: The recommended exit strategy is N/A. ADDITIONAL INFORMATION: This loan was reviewed with data provided from 04/01/2017 through 03/31/2018. Borrower scheduled payments each month online. There were no attempts or contact made with the borrower. Loan is currently performing. 03/31/2018 03/06/2018
95003598 1 [1] Current Status - Performing [1] Performing Loan and Weak Possibility of Going Delinquent LOAN STATUS: The current loan status is Performing. PAY HISTORY: BORROWER CONTACT: No evidence of recent contact with the borrower. REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable. FORECLOSURE: No evidence of current foreclosure activity. BANKRUPTCY: There is no evidence of current or prior bankruptcy. MODIFICATION: The loan has been modified. The modification date is XX/XX/XXXX. The modified principal balance is unavailable. The modification interest rate is unavailable. The modification maturity date is unavailable. LITIGATION: There is no evidence of litigation on the file. TITLE ISSUES: There is no evidence of title issues. PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is UTD. EXIT STRATEGY: The recommended exit strategy is N/A. ADDITIONAL INFORMATION: This loan was reviewed with data provided from 04/01/2017 through 03/31/2018. The borrower has not called in and there have been no attempts to contact the borrower due to the loan being current and all payments being made on time during the review period. 03/31/2018 03/13/2018
95000552 1 [1] Current Status - Performing [1] Performing Loan and Weak Possibility of Going Delinquent LOAN STATUS: The current loan status is Performing. PAY HISTORY: BORROWER CONTACT: No evidence of recent contact with the borrower. REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable. FORECLOSURE: No evidence of current foreclosure activity. BANKRUPTCY: There is no evidence of current or prior bankruptcy. MODIFICATION: The loan has been modified. The modification date is XX/XX/XXXX. The modified principal balance is unavailable. The modification interest rate is unavailable. The modification maturity date is unavailable. LITIGATION: There is no evidence of litigation on the file. TITLE ISSUES: There is no evidence of title issues. PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is UTD. EXIT STRATEGY: The recommended exit strategy is N/A. ADDITIONAL INFORMATION: This loan was reviewed with data provided from 04/01/2017 through 03/31/2018. There has not been any attempts and contact made throughout the review period. Loan is actively performing each month. 03/31/2018 01/31/2018
95002439 1 [1] Current Status - Performing [1] Performing Loan and Weak Possibility of Going Delinquent LOAN STATUS: The current loan status is Performing. PAY HISTORY: BORROWER CONTACT: No evidence of recent contact with the borrower. REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable. FORECLOSURE: No evidence of current foreclosure activity. BANKRUPTCY: There is no evidence of current or prior bankruptcy. MODIFICATION: The loan has been modified. The modification date is XX/XX/XXXX. The modified principal balance is unavailable. The modification interest rate is unavailable. The modification maturity date is unavailable. LITIGATION: There is no evidence of litigation on the file. TITLE ISSUES: There is no evidence of title issues. PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is UTD. EXIT STRATEGY: The recommended exit strategy is N/A. ADDITIONAL INFORMATION: This loan was reviewed with data provided from 04/01/2017 through 03/31/2018. The borrower has not called in and there have been no attempts to contact the borrower due to the loan being current and all payments being made on time during the review period. 03/31/2018 03/09/2018
95000834 1 [1] Current Status - Performing [1] Performing Loan and Weak Possibility of Going Delinquent LOAN STATUS: The current loan status is Performing. PAY HISTORY: BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was 01/15/2017. This loan was reviewed with data provided from 04/01/2017 through 03/31/2018. No prior contact to 1/15/2017. On 1/15/2017 borrower made a promise to pay in the amount of $1,623.95. REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable. FORECLOSURE: No evidence of current foreclosure activity. BANKRUPTCY: There is no evidence of current or prior bankruptcy. MODIFICATION: The loan has been modified. The modification date is XX/XX/XXXX. The modified principal balance is unavailable. The modification interest rate is unavailable. The modification maturity date is unavailable. LITIGATION: There is no evidence of litigation on the file. TITLE ISSUES: There is no evidence of title issues. PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is owner occupied. EXIT STRATEGY: The recommended exit strategy is N/A. ADDITIONAL INFORMATION: N/A 03/31/2018 01/19/2018
95000359 1 [1] Current Status - Performing [1] Performing Loan and Weak Possibility of Going Delinquent LOAN STATUS: The current loan status is Performing. PAY HISTORY: BORROWER CONTACT: No evidence of recent contact with the borrower. REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable. FORECLOSURE: No evidence of current foreclosure activity. BANKRUPTCY: There is no evidence of current or prior bankruptcy. MODIFICATION: The loan has been modified. The modification date is XX/XX/XXXX. The modified principal balance is unavailable. The modification interest rate is unavailable. The modification maturity date is unavailable. LITIGATION: There is no evidence of litigation on the file. TITLE ISSUES: There is no evidence of title issues. PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is UTD. EXIT STRATEGY: The recommended exit strategy is N/A. ADDITIONAL INFORMATION: This loan was reviewed with data provided from 04/01/2017 through 03/31/2018. The borrower has not called in and there have been no attempts to contact the borrower due to the loan being current and all payments being made on time during the review period 03/31/2018 03/14/2018
95003145 1 [1] Current Status - Performing [1] Performing Loan and Weak Possibility of Going Delinquent LOAN STATUS: The current loan status is Performing. PAY HISTORY: BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was 07/21/2017. This loan was reviewed with data provided from 04/01/2017 through 03/31/2018. From April 2017 to June 2017, there was no contact made between the servicer and the borrower. On 07/12/2017 and 07/20/2017, the servicer called the borrower to collect on a past due loan. Borrower made a promise to pay. RFD: excessive obligations. Borrower declined payment assistance. The servicer also reviewed the payment history with the borrower. On 07/21/2017, the borrower called the servicer regarding payment. Borrower stated that their auto payment was applied to their mortgage. Borrower requested that the transaction be reversed and applied to their auto payment. Servicer reversed payment. From August 2017 to March 2018, there was no contact made between the servicer and the borrower. Borrower is making payments. REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable. FORECLOSURE: No evidence of current foreclosure activity. BANKRUPTCY: There is no evidence of current or prior bankruptcy. MODIFICATION: The loan has been modified. The modification date is XX/XX/XXXX. The modified principal balance is unavailable. The modification interest rate is unavailable. The modification maturity date is unavailable. LITIGATION: There is no evidence of litigation on the file. TITLE ISSUES: There is no evidence of title issues. PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is owner occupied. EXIT STRATEGY: The recommended exit strategy is N/A. ADDITIONAL INFORMATION: N/A 03/31/2018 03/20/2018
95000347 2 [2] Bankruptcy - CH XX - Discharged w/o Reaffirmation [1] Current Status - Performing [1] Performing Loan and Weak Possibility of Going Delinquent LOAN STATUS: The current loan status is Performing. PAY HISTORY: BORROWER CONTACT: No evidence of recent contact with the borrower. REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable. FORECLOSURE: The file was referred to foreclosure and the referral date is not available in the information provided. Unable to determine the next projected foreclosure step. Foreclosure closed not completed. BANKRUPTCY: There is evidence of bankruptcy on the loan. Bankruptcy was filed on XX/XX/XXXX. The chapter is Chapter XX. The bankruptcy was filed under case number XXX. The most recent bankruptcy status is discharged. The bankruptcy was discharged on XX/XX/XXXX and there is no evidence of reaffirmation.. MODIFICATION: The loan has been modified. The modification date is XX/XX/XXXX. The modified principal balance is unavailable. The modification interest rate is unavailable. The modification maturity date is unavailable. LITIGATION: There is no evidence of litigation on the file. TITLE ISSUES: There is no evidence of title issues. PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is UTD. EXIT STRATEGY: The recommended exit strategy is N/A. ADDITIONAL INFORMATION: This loan was reviewed with data provided from 04/01/2017 through 03/31/2018. During the review period, the borrower has not called in and the servicer is not attempting to contact the borrower. The borrower is making payments on time and is using the automatic draft system to make payments. There is no evidence of collection calls or general demand letters being generated since the loan is performing. Throughout the review period, there is no evidence of change in the borrower's situation or income that could affect the borrower's ability to pay. Chapter XX bankruptcy was discharged and the file was previously in foreclosure. Loan modification was completed. HAMP incentives are being applied. 03/31/2018 03/18/2018
95000420 1 [1] Current Status - Performing [1] Performing Loan and Weak Possibility of Going Delinquent LOAN STATUS: The current loan status is Performing. PAY HISTORY: BORROWER CONTACT: No evidence of recent contact with the borrower. REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable. FORECLOSURE: No evidence of current foreclosure activity. BANKRUPTCY: There is no evidence of current or prior bankruptcy. MODIFICATION: The loan has been modified. The modification date is XX/XX/XXXX. The modified principal balance is unavailable. The modification interest rate is unavailable. The modification maturity date is unavailable. LITIGATION: There is no evidence of litigation on the file. TITLE ISSUES: There is no evidence of title issues. PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is UTD. EXIT STRATEGY: The recommended exit strategy is N/A. ADDITIONAL INFORMATION: This loan was reviewed with data provided from 04/01/2017 through 03/31/2018. The borrower has not called in and there have been no attempts to contact the borrower due to the loan being current and all payments being made on time during the review period 03/31/2018 03/24/2018
95002891 1 [1] Current Status - Performing [1] Performing Loan and Weak Possibility of Going Delinquent LOAN STATUS: The current loan status is Performing. PAY HISTORY: BORROWER CONTACT: No evidence of recent contact with the borrower. REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable. FORECLOSURE: No evidence of current foreclosure activity. BANKRUPTCY: There is no evidence of current or prior bankruptcy. MODIFICATION: The loan has been modified. The modification date is XX/XX/XXXX. The modified principal balance is unavailable. The modification interest rate is unavailable. The modification maturity date is unavailable. LITIGATION: There is no evidence of litigation on the file. TITLE ISSUES: There is no evidence of title issues. PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is UTD. EXIT STRATEGY: The recommended exit strategy is N/A. ADDITIONAL INFORMATION: This loan was reviewed with data provided from 04/01/2017 through 03/31/2018. There has been no attempts or contact made throughout the review period. Loan is performing. 03/31/2018 03/23/2017
95004336 1 [1] Current Status - Performing [1] Performing Loan and Weak Possibility of Going Delinquent LOAN STATUS: The current loan status is Performing. PAY HISTORY: BORROWER CONTACT: No evidence of recent contact with the borrower. REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable. FORECLOSURE: No evidence of current foreclosure activity. BANKRUPTCY: There is no evidence of current or prior bankruptcy. MODIFICATION: The loan has been modified. The modification date is XX/XX/XXXX. The modified principal balance is unavailable. The modification interest rate is unavailable. The modification maturity date is unavailable. LITIGATION: There is no evidence of litigation on the file. TITLE ISSUES: There is no evidence of title issues. PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is UTD. EXIT STRATEGY: The recommended exit strategy is N/A. ADDITIONAL INFORMATION: This loan was reviewed with data provided from 04/01/2017 through 03/31/2018. The borrower has not called in and there have been no attempts to contact the borrower due to the loan being current and all payments being made on time during the review period 03/31/2018 12/27/2017
95000150 1 [1] Current Status - Performing [1] Performing Loan and Weak Possibility of Going Delinquent LOAN STATUS: The current loan status is Performing. PAY HISTORY: BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was 04/08/2017. This loan was reviewed with data provided from 04/01/2017 through 03/31/2018. There was no contact with the borrower prior to or after 04/08/2017.On 04/08/2017 the borrower made a payment of $1,648.81. All payments made on time during the review period. REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable. FORECLOSURE: No evidence of current foreclosure activity. BANKRUPTCY: There is no evidence of current or prior bankruptcy. MODIFICATION: The loan has been modified. The modification date is XX/XX/XXXX. The modified principal balance is unavailable. The modification interest rate is unavailable. The modification maturity date is unavailable. LITIGATION: There is no evidence of litigation on the file. TITLE ISSUES: There is no evidence of title issues. PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is UTD. EXIT STRATEGY: The recommended exit strategy is N/A. ADDITIONAL INFORMATION: N/A 03/31/2018 03/02/2018
95000849 1 [1] Current Status - Performing [1] Performing Loan and Weak Possibility of Going Delinquent LOAN STATUS: The current loan status is Performing. PAY HISTORY: BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was 02/01/2018. This loan was reviewed with data provided from 04/01/2017 through 03/31/2018. There was no contact prior to or after 02/01/2018 due to the loan being current. On 02/01/2018 the borrower requested a copy of the year end tax forms for 2015 and 2016. REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable. FORECLOSURE: No evidence of current foreclosure activity. BANKRUPTCY: There is no evidence of current or prior bankruptcy. MODIFICATION: The loan has been modified. The modification date is XX/XX/XXXX. The modified principal balance is unavailable. The modification interest rate is unavailable. The modification maturity date is unavailable. LITIGATION: There is no evidence of litigation on the file. TITLE ISSUES: There is no evidence of title issues. PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is UTD. EXIT STRATEGY: The recommended exit strategy is N/A. ADDITIONAL INFORMATION: N/A 03/31/2018 03/23/2018
95003141 1 [1] Current Status - Performing [1] Performing Loan and Weak Possibility of Going Delinquent LOAN STATUS: The current loan status is Performing. PAY HISTORY: BORROWER CONTACT: No evidence of recent contact with the borrower. REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable. FORECLOSURE: No evidence of current foreclosure activity. BANKRUPTCY: There is no evidence of current or prior bankruptcy. MODIFICATION: The loan has been modified. The modification date is XX/XX/XXXX. The modified principal balance is unavailable. The modification interest rate is unavailable. The modification maturity date is unavailable. LITIGATION: There is no evidence of litigation on the file. TITLE ISSUES: There is no evidence of title issues. PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is UTD. EXIT STRATEGY: The recommended exit strategy is N/A. ADDITIONAL INFORMATION: This loan was reviewed with data provided from 04/01/2017 through 03/31/2018. The borrower has not called in and there have been no attempts to contact the borrower due to the loan being current and all payments being made on time during the review period. 03/31/2018 07/27/2017
95005177 1 [1] Current Status - Performing [1] Performing Loan and Weak Possibility of Going Delinquent LOAN STATUS: The current loan status is Performing. PAY HISTORY: BORROWER CONTACT: No evidence of recent contact with the borrower. REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable. FORECLOSURE: No evidence of current foreclosure activity. BANKRUPTCY: There is no evidence of current or prior bankruptcy. MODIFICATION: The loan has been modified. The modification date is XX/XX/XXXX. The modified principal balance is unavailable. The modification interest rate is unavailable. The modification maturity date is unavailable. LITIGATION: There is no evidence of litigation on the file. TITLE ISSUES: There is no evidence of title issues. PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is UTD. EXIT STRATEGY: The recommended exit strategy is N/A. ADDITIONAL INFORMATION: This loan was reviewed with data provided from 04/01/2017 through 03/31/2018. Loan is performing each month. There has been no attempts or contacts made throughout the review period. 03/31/2018 02/08/2018
95000684 1 [1] Current Status - Performing [1] Performing Loan and Weak Possibility of Going Delinquent LOAN STATUS: The current loan status is Performing. PAY HISTORY: BORROWER CONTACT: No evidence of recent contact with the borrower. REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable. FORECLOSURE: No evidence of current foreclosure activity. BANKRUPTCY: There is evidence of bankruptcy on the loan. The bankruptcy filing date is unavailable. The chapter is Chapter XX. The bankruptcy case number is not available. The most recent bankruptcy status is closed. The bankruptcy was discharged on XX/XX/XXXX and there is no evidence of reaffirmation.. MODIFICATION: The loan has been modified. The modification date is XX/XX/XXXX. The modified principal balance is unavailable. The modification interest rate is unavailable. The modification maturity date is unavailable. LITIGATION: There is no evidence of litigation on the file. TITLE ISSUES: There is no evidence of title issues. PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is owner occupied. EXIT STRATEGY: The recommended exit strategy is N/A. ADDITIONAL INFORMATION: This loan was reviewed with data provided from 04/01/2017 through 03/31/2018. The borrower called in each month to make a payment. No loan information was discussed during these calls, and no other contact was made. 03/31/2018 03/12/2018
95004528 1 [1] Current Status - Performing [1] Performing Loan and Weak Possibility of Going Delinquent LOAN STATUS: The current loan status is Performing. PAY HISTORY: BORROWER CONTACT: No evidence of recent contact with the borrower. REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable. FORECLOSURE: No evidence of current foreclosure activity. BANKRUPTCY: There is no evidence of current or prior bankruptcy. MODIFICATION: The loan has been modified. The modification date is XX/XX/XXXX. The modified principal balance is unavailable. The modification interest rate is unavailable. The modification maturity date is unavailable. LITIGATION: There is no evidence of litigation on the file. TITLE ISSUES: There is no evidence of title issues. PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is UTD. EXIT STRATEGY: The recommended exit strategy is N/A. ADDITIONAL INFORMATION: This loan was reviewed with data provided from 04/01/2017 through 03/31/2018. The borrower has not called in and there have been no attempts to contact the borrower due to the loan being current and all payments being made on time during the review period. 03/31/2018 03/22/2018
95001312 1 [1] Current Status - Performing [1] Performing Loan and Weak Possibility of Going Delinquent LOAN STATUS: The current loan status is Performing. PAY HISTORY: BORROWER CONTACT: No evidence of recent contact with the borrower. REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable. FORECLOSURE: No evidence of current foreclosure activity. BANKRUPTCY: There is no evidence of current or prior bankruptcy. MODIFICATION: The loan has been modified. The modification date is XX/XX/XXXX. The modified principal balance is unavailable. The modification interest rate is unavailable. The modification maturity date is unavailable. LITIGATION: There is no evidence of litigation on the file. TITLE ISSUES: There is no evidence of title issues. PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is owner occupied. EXIT STRATEGY: The recommended exit strategy is N/A. ADDITIONAL INFORMATION: This loan was reviewed with data provided from 04/01/2017 through 03/31/2018. The borrower has not called in and there have been no attempts to contact the borrower. 03/31/2018 02/21/2018
95001358 1 [1] Current Status - Performing [1] Performing Loan and Weak Possibility of Going Delinquent LOAN STATUS: The current loan status is Performing. PAY HISTORY: BORROWER CONTACT: No evidence of recent contact with the borrower. REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable. FORECLOSURE: No evidence of current foreclosure activity. BANKRUPTCY: There is no evidence of current or prior bankruptcy. MODIFICATION: The loan has been modified. The modification date is XX/XX/XXXX. The modified principal balance is unavailable. The modification interest rate is unavailable. The modification maturity date is unavailable. LITIGATION: There is no evidence of litigation on the file. TITLE ISSUES: There is no evidence of title issues. PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is UTD. EXIT STRATEGY: The recommended exit strategy is N/A. ADDITIONAL INFORMATION: This loan was reviewed with data provided from 04/01/2017 through 03/31/2018. There is no attempts made or contact. Loan is performing throughout the review period. 03/31/2018 03/23/2018
95000931 1 [1] Current Status - Performing [1] Performing Loan and Weak Possibility of Going Delinquent LOAN STATUS: The current loan status is Performing. PAY HISTORY: BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was 01/13/2018. This loan was reviewed with data provided from 04/01/2017 through 03/31/2018. On 04/13/2017 the borrower scheduled a payment of $2,181.15 for 04/28/2017. On 05/18/2017 the borrower advised business was slow and promised to pay $2,169.15 with check by phone on 05/30/2017. On 06/21/2017 the borrower scheduled a payment of $2,181.15 for 06/23/2017 and was not interested in options. On 07/13/2017 the borrower promised to pay $2,169.15 with check by phone on 07/15/2017. On 08/17/2017 the borrower promised to pay $2,169.15 with check by phone on 08/31/2017. On 09/18/2017 the borrower promised to pay $2,181.15 with check by phone on 09/29/2017. On 11/14/2017 the borrower could not offer down payment or plan start date. On 01/09/2018 the borrower scheduled a payment of $$6,507.45 for 01/13/2018. REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable. FORECLOSURE: No evidence of current foreclosure activity. BANKRUPTCY: There is no evidence of current or prior bankruptcy. MODIFICATION: The loan has been modified. The modification date is XX/XX/XXXX. The modified principal balance is unavailable. The modification interest rate is unavailable. The modification maturity date is unavailable. LITIGATION: There is no evidence of litigation on the file. TITLE ISSUES: There is no evidence of title issues. PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is owner occupied. EXIT STRATEGY: The recommended exit strategy is N/A. ADDITIONAL INFORMATION: N/A 03/31/2018 03/14/2018
95002600 1 [1] Current Status - Performing [1] Performing Loan and Weak Possibility of Going Delinquent LOAN STATUS: The current loan status is Performing. PAY HISTORY: BORROWER CONTACT: No evidence of recent contact with the borrower. REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable. FORECLOSURE: No evidence of current foreclosure activity. BANKRUPTCY: There is no evidence of current or prior bankruptcy. MODIFICATION: The loan has been modified. The modification date is XX/XX/XXXX. The modified principal balance is unavailable. The modification interest rate is unavailable. The modification maturity date is unavailable. LITIGATION: There is no evidence of litigation on the file. TITLE ISSUES: There is no evidence of title issues. PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is UTD. EXIT STRATEGY: The recommended exit strategy is N/A. ADDITIONAL INFORMATION: This loan was reviewed with data provided from 04/01/2017 through 03/31/2018. The borrower has not called in and there have been no attempts to contact the borrower due to the loan being current and all payments being made on time during the review period. 03/31/2018 03/14/2018
95002513 1 [1] Current Status - Performing [1] Performing Loan and Weak Possibility of Going Delinquent LOAN STATUS: The current loan status is Performing. PAY HISTORY: BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was 03/08/2018. This loan was reviewed with data provided from 04/01/2017 through 03/31/2018. The borrower has called in every month starting on 04/01/2017 through 03/01/2018 to make the monthly payment over the phone. There has not been any contact regarding any issues or problems with the loan. All payments have been called in the first few days of the month. REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable. FORECLOSURE: No evidence of current foreclosure activity. BANKRUPTCY: There is no evidence of current or prior bankruptcy. MODIFICATION: The loan has been modified. The modification date is XX/XX/XXXX. The modified principal balance is unavailable. The modification interest rate is unavailable. The modification maturity date is unavailable. LITIGATION: There is no evidence of litigation on the file. TITLE ISSUES: There is no evidence of title issues. PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is UTD. EXIT STRATEGY: The recommended exit strategy is N/A. ADDITIONAL INFORMATION: N/A 03/31/2018 03/08/2018
95002518 1 [1] Current Status - Performing [1] Deceased Borrower(s) - Trustee/Heir(s) identified and documented [1] Performing Loan and Weak Possibility of Going Delinquent LOAN STATUS: The current loan status is Performing. PAY HISTORY: BORROWER CONTACT: No evidence of recent contact with the borrower. Borrower is deceased and ---. The date of death is XX/XX/XXXX. REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable. FORECLOSURE: No evidence of current foreclosure activity. BANKRUPTCY: There is no evidence of current or prior bankruptcy. MODIFICATION: The loan has been modified. The modification date is XX/XX/XXXX. The modified principal balance is unavailable. The modification interest rate is unavailable. The modification maturity date is unavailable. LITIGATION: There is no evidence of litigation on the file. TITLE ISSUES: There is no evidence of title issues. PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is UTD. EXIT STRATEGY: The recommended exit strategy is N/A. ADDITIONAL INFORMATION: This loan was reviewed with data provided from 04/01/2017 through 03/31/2018. There was no contact with the borrower due to the loan performed the entire review period with no adverse activity.. 03/31/2018 03/06/2018
95001699 1 [1] Current Status - Performing [1] Performing Loan and Weak Possibility of Going Delinquent LOAN STATUS: The current loan status is Performing. PAY HISTORY: BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was 03/20/2018. This loan was reviewed with data provided from 04/01/2017 through 03/31/2018. From April 2017 to December 2017, there was no contact made between the servicer and the borrower. The borrower was using the automated system to make payments. Skip traces was completed on the account. On 01/22/2018, 01/23/2018, and 01/31/2018, the servicer advised the borrower of the total amount due. The borrower scheduled several payments over the phone. RFD: work is slow and excessive obligations. Agent updated account information and offered loss mitigation assistance. Borrower declined payment assistance. Borrower also gave authorization to a third party for the life of the loan. On 02/13/2018 and 02/22/2018, the servicer advised the borrower of the total amount due, and assisted the borrower to reset password online. Borrower scheduled several payments over the phone. Borrower declined to go over financials. RFD: excessive obligations. On 03/12/2018 and 03/22/2018, the servicer advised the borrower of the total amount due, late fees and work out options. Borrower advised that work has been slow and is having car issues. RFD: curtailment of income and excessive obligations. Borrower scheduled payments over the phone. Borrower declined payment assistance. REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable. FORECLOSURE: No evidence of current foreclosure activity. BANKRUPTCY: There is no evidence of current or prior bankruptcy. MODIFICATION: The loan has been modified. The modification date is XX/XX/XXXX. The modified principal balance is unavailable. The modification interest rate is unavailable. The modification maturity date is unavailable. LITIGATION: There is no evidence of litigation on the file. TITLE ISSUES: There is no evidence of title issues. PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is UTD. EXIT STRATEGY: The recommended exit strategy is N/A. ADDITIONAL INFORMATION: N/A 03/31/2018 03/20/2018
95003394 1 [1] Current Status - Performing [1] Performing Loan and Weak Possibility of Going Delinquent LOAN STATUS: The current loan status is Performing. PAY HISTORY: BORROWER CONTACT: No evidence of recent contact with the borrower. REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable. FORECLOSURE: No evidence of current foreclosure activity. BANKRUPTCY: There is no evidence of current or prior bankruptcy. MODIFICATION: The loan has been modified. The modification date is XX/XX/XXXX. The modified principal balance is unavailable. The modification interest rate is unavailable. The modification maturity date is unavailable. LITIGATION: There is no evidence of litigation on the file. TITLE ISSUES: There is no evidence of title issues. PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is owner occupied. EXIT STRATEGY: The recommended exit strategy is N/A. ADDITIONAL INFORMATION: This loan was reviewed with data provided from 04/01/2017 through 03/31/2018. The borrower has not called in and there have been no attempts to contact the borrower due to the loan being current and all payments being made on time during the review period. Commentary indicates monthly payments being sent via mail. 03/31/2018 02/28/2018
95003820 1 [1] Current Status - Performing [1] Performing Loan and Weak Possibility of Going Delinquent LOAN STATUS: The current loan status is Performing. PAY HISTORY: BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was 12/14/2017. This loan was reviewed with data provided from 04/01/2017 through 03/31/2018. No contact prior to 12/14/2017. Borrower called to make a promise to pay at the branch. No attempts made throughout the review process. The loan is currently performing. REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable. FORECLOSURE: No evidence of current foreclosure activity. BANKRUPTCY: There is no evidence of current or prior bankruptcy. MODIFICATION: The loan has been modified. The modification date is XX/XX/XXXX. The modified principal balance is unavailable. The modification interest rate is unavailable. The modification maturity date is unavailable. LITIGATION: There is no evidence of litigation on the file. TITLE ISSUES: There is no evidence of title issues. PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is UTD. EXIT STRATEGY: The recommended exit strategy is N/A. ADDITIONAL INFORMATION: N/A 03/31/2018 12/14/2017
95003781 2 [2] Current Status - Delinquent LOAN STATUS: The current loan status is Delinquent. PAY HISTORY: BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was 02/28/2018. This loan was reviewed with data provided from 04/01/2017 through 03/31/2018. On 07/28/2017 the borrower promised to pay $1,130.98 online on 08/1/2017. On 08/21/2017 the borrower promised to pay $1,130.98 online on 08/20/2017. On 10/03/2017 the borrower promised to pay $1,130.98 online on 10/17/2017. On 11/17/2017 the borrower advised waiting on funds to clear and had other obligations. The borrower promised to pay $1,130.98 online on 11/17/2017. On 12/06/2017 the borrower requested assistanc options and was transferred to home preservation. The RFD was noted as curtailment of income. On 12/11/2017 the borrower was e-mailed about the rental deposits in the bank statements. On 12/12/2017 the borrower advised the amounts are for $550.00 and $72.00 for november, usually a check money order for $550 with XXX the amount is $650.00. On 12/18/2017 the borrower provided more information about the bank statements. On 12/20/2017 the terms of the modification were explained to the borrower. On 12/26/2017 the borrower explained the particulars of lease income. On 12/27/2017 the borrower was advised of missing documents but it was determine there was enough informatin to proceed. On 01/02/2018 the borrower made a payment of $1,130.00. On 01/15/2018 the borrower was advised of the modification denial. On 02/13/2018 the borrower scheduled a payment of $1,130.98 for 02/28/2018. REASON FOR DEFAULT: The reason for default is curtailment of income. FORECLOSURE: No evidence of current foreclosure activity. BANKRUPTCY: There is no evidence of current or prior bankruptcy. MODIFICATION: The loan has been modified. The modification date is XX/XX/XXXX. The modified principal balance is unavailable. The modification interest rate is unavailable. The modification maturity date is unavailable. LITIGATION: There is no evidence of litigation on the file. TITLE ISSUES: There is no evidence of title issues. PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is owner occupied. EXIT STRATEGY: The recommended exit strategy is Reinstatement. ADDITIONAL INFORMATION: N/A 03/31/2018 03/18/2018
95000558 1 [1] Current Status - Performing [1] Performing Loan and Weak Possibility of Going Delinquent LOAN STATUS: The current loan status is Performing. PAY HISTORY: BORROWER CONTACT: No evidence of recent contact with the borrower. REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable. FORECLOSURE: No evidence of current foreclosure activity. BANKRUPTCY: There is no evidence of current or prior bankruptcy. MODIFICATION: The loan has been modified. The modification date is XX/XX/XXXX. The modified principal balance is unavailable. The modification interest rate is unavailable. The modification maturity date is unavailable. LITIGATION: There is no evidence of litigation on the file. TITLE ISSUES: There is no evidence of title issues. PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is UTD. EXIT STRATEGY: The recommended exit strategy is N/A. ADDITIONAL INFORMATION: This loan was reviewed with data provided from 04/01/2017 through 03/31/2018. The comments were extremely limited for the past 12 months. There was no evidence of any borrower contact or attempts to contact the borrower due to the loan has been paid a month ahead the entire review period. The hazard insurance premium was paid on 09/05/2017. No further information was provided. 03/31/2018 12/02/2017
95001298 1 [1] Current Status - Performing [1] Performing Loan and Weak Possibility of Going Delinquent LOAN STATUS: The current loan status is Performing. PAY HISTORY: BORROWER CONTACT: No evidence of recent contact with the borrower. REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable. FORECLOSURE: No evidence of current foreclosure activity. BANKRUPTCY: There is no evidence of current or prior bankruptcy. MODIFICATION: The loan has been modified. The modification date is XX/XX/XXXX. The modified principal balance is unavailable. The modification interest rate is unavailable. The modification maturity date is unavailable. LITIGATION: There is no evidence of litigation on the file. TITLE ISSUES: There is no evidence of title issues. PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is owner occupied. EXIT STRATEGY: The recommended exit strategy is N/A. ADDITIONAL INFORMATION: This loan was reviewed with data provided from 04/01/2017 through 03/31/2018. There has been no attempts or contact made throughout the review period. Loan is currently performing. 03/31/2018 01/19/2018
95004061 1 [1] Current Status - Performing [1] Performing Loan and Weak Possibility of Going Delinquent LOAN STATUS: The current loan status is Performing. PAY HISTORY: BORROWER CONTACT: No evidence of recent contact with the borrower. REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable. FORECLOSURE: No evidence of current foreclosure activity. BANKRUPTCY: There is no evidence of current or prior bankruptcy. MODIFICATION: The loan has been modified. The modification date is XX/XX/XXXX. The modified principal balance is unavailable. The modification interest rate is unavailable. The modification maturity date is unavailable. LITIGATION: There is no evidence of litigation on the file. TITLE ISSUES: There is no evidence of title issues. PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is UTD. EXIT STRATEGY: The recommended exit strategy is N/A. ADDITIONAL INFORMATION: This loan was reviewed with data provided from 04/01/2017 through 03/31/2018. The borrower has not called in and there have been no attempts to contact the borrower due to the loan being current and all payments being made on time during the review period. 03/31/2018 02/20/2018
95001909 1 [1] Current Status - Performing [1] Performing Loan and Weak Possibility of Going Delinquent LOAN STATUS: The current loan status is Performing. PAY HISTORY: BORROWER CONTACT: No evidence of recent contact with the borrower. REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable. FORECLOSURE: No evidence of current foreclosure activity. BANKRUPTCY: There is no evidence of current or prior bankruptcy. MODIFICATION: The loan has been modified. The modification date is XX/XX/XXXX. The modified principal balance is unavailable. The modification interest rate is unavailable. The modification maturity date is unavailable. LITIGATION: There is no evidence of litigation on the file. TITLE ISSUES: There is no evidence of title issues. PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is UTD. EXIT STRATEGY: The recommended exit strategy is N/A. ADDITIONAL INFORMATION: This loan was reviewed with data provided from 04/01/2017 through 03/31/2018. The borrower has not called in and there have been no attempts to contact the borrower due to the loan being current and all payments being made on time during the review period. 03/31/2018 03/29/2017
95000476 1 [1] Current Status - Performing [1] Performing Loan and Weak Possibility of Going Delinquent LOAN STATUS: The current loan status is Performing. PAY HISTORY: BORROWER CONTACT: No evidence of recent contact with the borrower. REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable. FORECLOSURE: No evidence of current foreclosure activity. BANKRUPTCY: There is no evidence of current or prior bankruptcy. MODIFICATION: The loan has been modified. The modification date is XX/XX/XXXX. The modified principal balance is unavailable. The modification interest rate is unavailable. The modification maturity date is unavailable. LITIGATION: There is no evidence of litigation on the file. TITLE ISSUES: There is no evidence of title issues. PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is UTD. EXIT STRATEGY: The recommended exit strategy is N/A. ADDITIONAL INFORMATION: This loan was reviewed with data provided from 04/01/2017 through 03/31/2018. There has been no attempts or contact made with the borrower throughout the review period. Loan is performing each month. 03/31/2018 01/31/2018
95000998 1 [1] Current Status - Performing [1] Performing Loan and Weak Possibility of Going Delinquent LOAN STATUS: The current loan status is Performing. PAY HISTORY: BORROWER CONTACT: No evidence of recent contact with the borrower. REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable. FORECLOSURE: No evidence of current foreclosure activity. BANKRUPTCY: There is no evidence of current or prior bankruptcy. MODIFICATION: The loan has been modified. The modification date is XX/XX/XXXX. The modified principal balance is unavailable. The modification interest rate is unavailable. The modification maturity date is unavailable. LITIGATION: There is no evidence of litigation on the file. TITLE ISSUES: There is no evidence of title issues. PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is UTD. EXIT STRATEGY: The recommended exit strategy is N/A. ADDITIONAL INFORMATION: This loan was reviewed with data provided from 04/01/2017 through 03/31/2018. The borrower has not called in and there have been no attempts to contact the borrower due to the loan being current and all payments being made on time during the review period. 03/31/2018 01/18/2018
95003447 1 [1] Current Status - Performing [1] Performing Loan and Weak Possibility of Going Delinquent LOAN STATUS: The current loan status is Performing. PAY HISTORY: BORROWER CONTACT: No evidence of recent contact with the borrower. REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable. FORECLOSURE: No evidence of current foreclosure activity. BANKRUPTCY: There is no evidence of current or prior bankruptcy. MODIFICATION: The loan has been modified. The modification date is XX/XX/XXXX. The modified principal balance is unavailable. The modification interest rate is unavailable. The modification maturity date is unavailable. LITIGATION: There is no evidence of litigation on the file. TITLE ISSUES: There is no evidence of title issues. PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is UTD. EXIT STRATEGY: The recommended exit strategy is N/A. ADDITIONAL INFORMATION: This loan was reviewed with data provided from 04/01/2017 through 03/31/2018. The borrower has not called in and there have been no attempts to contact the borrower due to the loan being current and all payments being made on time during the review period. A previous bankruptcy case was on the loan. The borrower filed case XXX on XX/XX/XXXX and was discharged on XX/XX/XXXX. 03/31/2018 01/19/2018
95004523 2 [2] Bankruptcy - CH XX - Discharged w/o Reaffirmation [1] Current Status - Performing [1] Performing Loan and Weak Possibility of Going Delinquent LOAN STATUS: The current loan status is Performing. PAY HISTORY: BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was 03/23/2018. This loan was reviewed with data provided from 04/01/2017 through 03/31/2018. From 4/2017 through 11/2017 there was no contact and no attempts due to the loan being current and a previous bankruptcy. On 12/13/2017 the borrower called. However, the internal notes were not provided in the commentary. There was no contact from 1/2018 through 2/2018. On 03/23/2018 the borrower called to request their year end tax information. REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable. FORECLOSURE: No evidence of current foreclosure activity. BANKRUPTCY: There is evidence of bankruptcy on the loan. Bankruptcy was filed on XX/XX/XXXX. The chapter is Chapter XX. The bankruptcy was filed under case number XXX. The most recent bankruptcy status is discharged. The bankruptcy was discharged on XX/XX/XXXX and there is no evidence of reaffirmation.. MODIFICATION: The loan has been modified. The modification date is XX/XX/XXXX. The modified principal balance is unavailable. The modification interest rate is unavailable. The modification maturity date is unavailable. LITIGATION: There is no evidence of litigation on the file. TITLE ISSUES: There is no evidence of title issues. PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is owner occupied. EXIT STRATEGY: The recommended exit strategy is N/A. ADDITIONAL INFORMATION: N/A 03/31/2018 03/23/2018
95002353 1 [1] Current Status - Performing [1] Performing Loan and Weak Possibility of Going Delinquent LOAN STATUS: The current loan status is Performing. PAY HISTORY: BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was 03/21/2018. This loan was reviewed with data provided from 04/01/2017 through 03/31/2018. The borrower has called in every month starting on 05/31/2017 through 03/21/2017 to make the monthly payment over the phone. There has not been any contact regarding any issues or problems with the loan and no outbound attempts have been made. REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable. FORECLOSURE: No evidence of current foreclosure activity. BANKRUPTCY: There is no evidence of current or prior bankruptcy. MODIFICATION: The loan has been modified. The modification date is XX/XX/XXXX. The modified principal balance is unavailable. The modification interest rate is unavailable. The modification maturity date is unavailable. LITIGATION: There is no evidence of litigation on the file. TITLE ISSUES: There is no evidence of title issues. PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is UTD. EXIT STRATEGY: The recommended exit strategy is N/A. ADDITIONAL INFORMATION: N/A 03/31/2018 03/01/2018
95002297 1 [1] Current Status - Performing [1] Performing Loan and Weak Possibility of Going Delinquent LOAN STATUS: The current loan status is Performing. PAY HISTORY: BORROWER CONTACT: No evidence of recent contact with the borrower. REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable. FORECLOSURE: No evidence of current foreclosure activity. BANKRUPTCY: There is no evidence of current or prior bankruptcy. MODIFICATION: The loan has been modified. The modification date is XX/XX/XXXX. The modified principal balance is unavailable. The modification interest rate is unavailable. The modification maturity date is unavailable. LITIGATION: There is no evidence of litigation on the file. TITLE ISSUES: There is no evidence of title issues. PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is owner occupied. EXIT STRATEGY: The recommended exit strategy is N/A. ADDITIONAL INFORMATION: This loan was reviewed with data provided from 04/01/2017 through 03/31/2018. The borrower has not called in and there have been minimal attempts to contact the borrower due to the loan being current and all payments being made on time during the review period. 03/31/2018 03/23/2018
95004287 1 [1] Current Status - Performing [1] Performing Loan and Weak Possibility of Going Delinquent LOAN STATUS: The current loan status is Performing. PAY HISTORY: BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was 02/28/2018. This loan was reviewed with data provided from 04/01/2017 through 03/31/2018. The borrower has called in every month starting 4/14/2017 through 2/28/2018 to make a payment over the phone. There has not been any contact regarding any issues or problems with the loan. There have been contact attempt but were not able to reach the borrower. REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable. FORECLOSURE: No evidence of current foreclosure activity. BANKRUPTCY: There is no evidence of current or prior bankruptcy. MODIFICATION: The loan has been modified. The modification date is XX/XX/XXXX. The modified principal balance is unavailable. The modification interest rate is unavailable. The modification maturity date is unavailable. LITIGATION: There is no evidence of litigation on the file. TITLE ISSUES: There is no evidence of title issues. PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is owner occupied. EXIT STRATEGY: The recommended exit strategy is N/A. ADDITIONAL INFORMATION: N/A 03/31/2018 02/28/2018
95001866 2 [2] Current Status - Delinquent LOAN STATUS: The current loan status is Delinquent. PAY HISTORY: BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was 03/21/2018. This loan was reviewed with data provided from 04/01/2017 through 03/31/2018. Starting 4/5/2017 through 4/12/2017 there were 3 outbound attempts. Contact made 4/12/2017 and borrower stated they were unemployed, not interested in loss mitigation and would make a phone payment. Borrower called in 4/14/2017 with phone payment for 2640.25. From 4/20/2017 through 4/25/2017 there were 5 outbound attempts. Contact made 4/25/2017 and borrower could not commit to pay and was referred to counseling number for assistance. From 4/30/2017 through 5/12/2017 there were 16 outbound attempts. Contact made with borrower on 5/12/2017 and promised to make phone payment. Borrower had issues with collection attempts and call ended as borrower could not continue to discuss. Borrower called in 5/14/2017 with a payment of 2638.49. From 5/20/2017 through 6/6/2017 there were 20 outbound attempts. Borrower called in a phone payment on 6/7/2017 in amount of 2640.25. Borrower called 6/14/2017 for payment information. and borrower indicated had already set up phone payment and again refused assistance. From 6/20/2017 through 7/5/2017 there were 13 outbound attempts to borrower. Borrower called 7/6/2017 to promise phone payment of 2640.25 by 7/14/2017 and to advise they are communicating with hardest hit funds program. From 7/22/2017 through 8/8/2017 there were 13 outbound attempts. Borrower called 8/8/2017 to make a phone payment of 2640.25. From 8/22/2017 through 8/28/2017 there were 6 outbound attempts. Borrower called in phone payment on 8/29/2017 for 2640.25 and advise was trying to complete taxes so could apply for assistance. Borrower called in again 9/18/2017 to advise needed tax information and could not commit to next payment. Borrower indicated interest in loss mitigation but declined transfer at this time. From 9/26/2017 through 10/12/2017 there were 14 outbound attempts. Borrower called 10/14/2017 to make phone payment of 2640.25. From 11/6/2017 through 11/9/2017 there were 5 outbound attempts. Contact made with borrower 11/9/2017 and borrower indicated had a job lined up for January and wanted to get caught up on their own. Borrower phoned in a payment 11/14/2017. From 11/22/2017 through 12/8/2017 there were 10 outbound attempts. Borrower contacted 12/8/2017 and was in hospital so could not discuss long and stated would have a better idea of how to handle account in January. Borrower was offered assistance again. Borrower phone in a payment of 3000.00 on 12/14/2017 and indicated additional payment to be made in December. There were 5 outbound attempts to borrower from 12/22/2017 through 1/3/2018. Borrower phoned in a payment on 1/4/2018 and indicated they wanted to make additional payments to get caught up. From 1/12/2018 through 1/24/2018 there were 12 outbound attempts made. Contact made with borrower 1/24/2018 where borrower was disputing the amount of delinquency and could not commit to another payment as a payment already made for January. Borrower again offered assistance but they declined and want to make extra payments to get caught up. There were 4 outbound attempts from 1/27/2018 through 2/1/2018. Borrower called in a payment on 2/1/2018 effective for 2/7/2018. Co borrower called in 2/7/2018 and made phone payment of 2379.83. From 2/15/2018 through 3/9/2018 there were 12 outbound attempts to borrowers. Borrower called in 3/10/2018 to make a payment. Borrower called in again 3/21/2018 to make a phone pay effective for 3/28/2018 in amount of 2739.58. Borrower again indicated no interest for loss mitigation. REASON FOR DEFAULT: The reason for default is unemployment. FORECLOSURE: No evidence of current foreclosure activity. BANKRUPTCY: There is no evidence of current or prior bankruptcy. MODIFICATION: The loan has been modified. The modification date is XX/XX/XXXX. The modified principal balance is unavailable. The modification interest rate is unavailable. The modification maturity date is unavailable. LITIGATION: There is no evidence of litigation on the file. TITLE ISSUES: There is no evidence of title issues. PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is owner occupied. EXIT STRATEGY: The recommended exit strategy is Reinstatement. ADDITIONAL INFORMATION: N/A 03/31/2018 03/21/2018
95004454 2 [2] Current Status - Bankruptcy LOAN STATUS: The current loan status is Bankruptcy. PAY HISTORY: BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was 03/14/2018. This loan was reviewed with data provided from 04/01/2017 through 03/31/2018. Borrower contact has been very limited during the review period. There was no evidence of call attempts or letters being issued to the borrower due to the loan being active in Bankruptcy. The only contact with the borrower has been when the borrower has called in to make their monthly payment and nothing else was discussed on these calls. The loan has been delinquent the entire review period and the payments have been made late every month. REASON FOR DEFAULT: The reason for default is UTD. Unable to determine the reason for default with the information provided. FORECLOSURE: No evidence of current foreclosure activity. BANKRUPTCY: There is evidence of bankruptcy on the loan. Bankruptcy was filed on XX/XX/XXXX. The chapter is Chapter XX. The bankruptcy was filed under case number XXX. The most recent bankruptcy status is active. The proof of claim was filed XX/XX/XXXX. MODIFICATION: The loan has been modified. The modification date is XX/XX/XXXX. The modified principal balance is unavailable. The modification interest rate is unavailable. The modification maturity date is unavailable. LITIGATION: There is no evidence of litigation on the file. TITLE ISSUES: There is no evidence of title issues. PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is owner occupied. EXIT STRATEGY: The recommended exit strategy is Reinstatement. ADDITIONAL INFORMATION: N/A 03/31/2018 03/14/2018
95004558 1 [1] Current Status - Performing [1] Performing Loan and Weak Possibility of Going Delinquent LOAN STATUS: The current loan status is Performing. PAY HISTORY: BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was 03/22/2018. This loan was reviewed with data provided from 04/01/2017 through 03/31/2018. On 04/12/2017 the borrower stated they are changing insurance companies. On 12/21/2017 the authorized third party discussed terms of the trial payments. On 01/02/2018 the authorized third party discussed the terms of the trial payments. On 01/10/2018 the authorized third party discussed the ongoing trial modification process. On 02/06/2018 the authorized third party confirmed the second trial payment had been received. On 03/22/2018 the borrower was advised their final modification documents do not need to be notarized. REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable. FORECLOSURE: No evidence of current foreclosure activity. BANKRUPTCY: There is no evidence of current or prior bankruptcy. MODIFICATION: The loan has been modified. The modification date is XX/XX/XXXX. The modified principal balance is unavailable. The modification interest rate is unavailable. The modification maturity date is unavailable. LITIGATION: There is no evidence of litigation on the file. TITLE ISSUES: There is no evidence of title issues. PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is owner occupied. EXIT STRATEGY: The recommended exit strategy is N/A. ADDITIONAL INFORMATION: N/A 03/31/2018 03/22/2018
95002157 1 [1] Current Status - Performing [1] Performing Loan and Weak Possibility of Going Delinquent LOAN STATUS: The current loan status is Performing. PAY HISTORY: BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was 03/09/2018. This loan was reviewed with data provided from 04/01/2017 through 03/31/2018. There was no contact with the borrower prior to 03/09/2018. On 03/09/2018 the borrower advised displeasure with the servicer and was not interested in loss mitigation. The RFD was noted as curtailment if income due to work being slow. REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable. FORECLOSURE: No evidence of current foreclosure activity. BANKRUPTCY: There is no evidence of current or prior bankruptcy. MODIFICATION: The loan has been modified. The modification date is XX/XX/XXXX. The modified principal balance is unavailable. The modification interest rate is unavailable. The modification maturity date is unavailable. LITIGATION: There is no evidence of litigation on the file. TITLE ISSUES: There is no evidence of title issues. PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is owner occupied. EXIT STRATEGY: The recommended exit strategy is N/A. ADDITIONAL INFORMATION: N/A 03/31/2018 03/09/2018
95001405 2 [2] Current Status - Delinquent LOAN STATUS: The current loan status is Delinquent. PAY HISTORY: BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was 03/19/2018. This loan was reviewed with data provided from 04/01/2017 through 03/31/2018. Servicer weekly contact efforts were unsuccessful unitl 03/06/2018. On 03/06/2018 the borrower called and made a promise to pay; loss mitigation options were discussed. On 03/19/2018 the third party called to make a payment. REASON FOR DEFAULT: The reason for default is excessive obligations. FORECLOSURE: No evidence of current foreclosure activity. BANKRUPTCY: There is no evidence of current or prior bankruptcy. MODIFICATION: The loan has been modified. The modification date is XX/XX/XXXX. The modified principal balance is unavailable. The modification interest rate is unavailable. The modification maturity date is unavailable. LITIGATION: There is no evidence of litigation on the file. TITLE ISSUES: There is no evidence of title issues. PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is UTD. EXIT STRATEGY: The recommended exit strategy is Modification. ADDITIONAL INFORMATION: N/A 03/31/2018 03/21/2018
95004954 2 [2] Bankruptcy - CH XX - Discharged w/o Reaffirmation [1] Current Status - Performing [1] Performing Loan and Weak Possibility of Going Delinquent LOAN STATUS: The current loan status is Performing. PAY HISTORY: BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was 08/18/2017. This loan was reviewed with data provided from 04/01/2017 through 03/31/2018. There was no contact with the borrower prior to or since 08/18/2017. On 08/18/2017 the borrower requested a verification of mortgage and was advised a work order was opened on 08/14/17 and can take up to 7-10 business days. REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable. FORECLOSURE: No evidence of current foreclosure activity. BANKRUPTCY: There is evidence of bankruptcy on the loan. Bankruptcy was filed on XX/XX/XXXX. The chapter is Chapter XX. The bankruptcy was filed under case number XXX. The most recent bankruptcy status is discharged. The bankruptcy was discharged on XX/XX/XXXX and there is no evidence of reaffirmation.. MODIFICATION: The loan has been modified. The modification date is XX/XX/XXXX. The modified principal balance is unavailable. The modification interest rate is unavailable. The modification maturity date is unavailable. LITIGATION: There is no evidence of litigation on the file. TITLE ISSUES: There is no evidence of title issues. PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is UTD. EXIT STRATEGY: The recommended exit strategy is N/A. ADDITIONAL INFORMATION: N/A 03/31/2018 02/05/2018
95000847 1 [1] Current Status - Performing [1] Performing Loan and Weak Possibility of Going Delinquent LOAN STATUS: The current loan status is Performing. PAY HISTORY: BORROWER CONTACT: No evidence of recent contact with the borrower. REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable. FORECLOSURE: No evidence of current foreclosure activity. BANKRUPTCY: There is no evidence of current or prior bankruptcy. MODIFICATION: The loan has been modified. The modification date is XX/XX/XXXX. The modified principal balance is unavailable. The modification interest rate is unavailable. The modification maturity date is unavailable. LITIGATION: There is no evidence of litigation on the file. TITLE ISSUES: There is no evidence of title issues. PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is UTD. EXIT STRATEGY: The recommended exit strategy is N/A. ADDITIONAL INFORMATION: This loan was reviewed with data provided from 04/01/2017 through 03/31/2018. The collection comments were extremely limited due to no borrower contact. The servicer made 247 attempts in the past 12 months to contact the borrower. The loan has been performing throughout the review period. The borrower was paying late every billing cycle until they made two payments in 02/2018. The 03//2018 payment was made on time. The comments indicated the borrower signed into their online account every month to make a payment with the exception of February when they made two payments. No further information was provided. 03/31/2018 03/23/2018
95000127 2 [2] Current Status - Bankruptcy LOAN STATUS: The current loan status is Bankruptcy. PAY HISTORY: BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was 03/19/2018. This loan was reviewed with data provided from 04/01/2017 through 03/31/2018. The borrower has called in every month starting on 04/17/2017 through 03/19/2018 to make the monthly payment over the phone. On 01/13/2018 the borrower called for the 2016 interest amount paid. REASON FOR DEFAULT: FORECLOSURE: The file was referred to foreclosure and the referral date is not available in the information provided. Unable to determine the next projected foreclosure step. BANKRUPTCY: There is evidence of bankruptcy on the loan. Bankruptcy was filed on XX/XX/XXXX. The chapter is Chapter XX. The bankruptcy was filed under case number XXX. The most recent bankruptcy status is performing under plan. The proof of claim was filed XX/XX/XXXX. PLan confirmed XX/XX/XXXX. MODIFICATION: The loan has been modified. The modification date is XX/XX/XXXX. The modified principal balance is unavailable. The modification interest rate is unavailable. The modification maturity date is unavailable. LITIGATION: There is no evidence of litigation on the file. TITLE ISSUES: There is no evidence of title issues. PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is owner occupied. EXIT STRATEGY: The recommended exit strategy is N/A. ADDITIONAL INFORMATION: N/A 03/31/2018 03/20/2018
95002879 1 [1] Current Status - Performing [1] Performing Loan and Weak Possibility of Going Delinquent LOAN STATUS: The current loan status is Performing. PAY HISTORY: BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was 10/19/2017. This loan was reviewed with data provided from 04/01/2017 through 03/31/2018. The loan was paying on or before the 15th of the month until September, when the borrower did not make a payment. There is no indication that the servicer attempted contact and the borrower made the September payment on 10/06/2017. The borrower called in on 10/19/2017 requesting information on refinance and was transferred, there is no reference to collection of the 10/01/2017 payment. The borrower has a previous non-reaffirmed Chapter XX bankruptcy in 2013, explaining lack of collection/contact efforts . Borrower called in again on 10/31/2017 citing curtailment of income and gave promise to pay. October payment made 11/01/2017 and November on 11/30/2017. Borrower called in on 11/30/2017 complaining about service provided by bank and asked questions about reaffirmation. Borrower stated would be refinancing loan elsewhere. Borrower called in December payment at month end, which was applied the following day, rolling account 30 days. A payoff request was received on 01/03/2018. A demand was sent on 02/28/2018, and the 01/01/2018 payment was received the same day. Without direct contact, borrower made the 02/01/2018 payment on line on 03/14/2018 and 03/01/2018 payment on line on 03/24/2018 bringing loan current. No additional information about possible refinance/payoff. REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable. FORECLOSURE: No evidence of current foreclosure activity. BANKRUPTCY: There is no evidence of current or prior bankruptcy. MODIFICATION: The loan has been modified. The modification date is XX/XX/XXXX. The modified principal balance is unavailable. The modification interest rate is unavailable. The modification maturity date is unavailable. LITIGATION: There is no evidence of litigation on the file. TITLE ISSUES: There is no evidence of title issues. PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is UTD. EXIT STRATEGY: The recommended exit strategy is N/A. ADDITIONAL INFORMATION: N/A 03/31/2018 03/15/2018
95001634 3 [3] Deceased Borrower(s) - No Trustee/heir of Property Noted [3] Deceased Borrower(s) - No Death Certificate Received [1] Current Status - Performing [1] Performing Loan and Weak Possibility of Going Delinquent LOAN STATUS: The current loan status is Performing. PAY HISTORY: BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was 03/15/2018. This loan was reviewed with data provided from 04/01/2017 through 03/31/2018. The borrower has called in every few months starting on 07/05/2017 through 03/15/2018 to make the monthly payment over the phone. On 04/05/2017 the borrower made a payment of $1,612.20. On 07/05/2017 the borrower made a payment of $3,344.52. On 09/01/2017 the borrower made a payment of $1,732.32. On 10/18/2017 the borrower made a payment of $6,929.28. On 12/18/2017 the borrower made a payment of $8,653.57. On 03/15/2018 the borrower made a payment of $6,897.16. Borrower is deceased and ---. The date of death is unknown. REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable. FORECLOSURE: No evidence of current foreclosure activity. BANKRUPTCY: There is evidence of bankruptcy on the loan. The bankruptcy filing date is unavailable. The bankruptcy chapter is unavailable. The bankruptcy case number is not available. The most recent bankruptcy status is discharged. No further information provided MODIFICATION: The loan has been modified. The modification date is XX/XX/XXXX. The modified principal balance is unavailable. The modification interest rate is unavailable. The modification maturity date is unavailable. LITIGATION: There is no evidence of litigation on the file. TITLE ISSUES: There is no evidence of title issues. PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is owner occupied. EXIT STRATEGY: The recommended exit strategy is N/A. ADDITIONAL INFORMATION: N/A 03/31/2018 03/15/2018
95004418 2 [2] Current Status - Bankruptcy LOAN STATUS: The current loan status is Bankruptcy. PAY HISTORY: BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was 03/16/2018. This loan was reviewed with data provided from 04/01/2017 through 03/31/2018. From April 2017 to November 2017, there was no contact made between the servicer and the borrower. The servicer was prohibited from contacting the borrower due to active bankruptcy. On 12/21/2017, the borrower's attorney called stating that the loan should be current and only the trustee is making payment. The servicer advised that the loan is showing 4 months past due. The servicer advised will create a work research case with the cash team. The servicer advised to allow up to 3 business days to check on the status. On 12/29/2017, the borrower's attorney called for status. The attorney requested a copy of the payment history on 12/21/2017. The agent advised will call the attorney back once request has been completed. On 01/05/2018 and 01/12/2018, the borrower had questions about the payments. The agent advised of the motion for relief and told the borrower of the past due payments. Borrower to call back next week to see what payments are showing due and will contact their attorney to confirm what payments was made. The office of the president received the executive inquiry. Borrower called in on 01/16/2018, 02/14/2018 and 03/14/2018 to make a payment. The borrower has expressed frustration over the payment issue. The servicer researched the issue and made the corrections. On 03/16/2018, the servicer called the borrower's attorney and advised of the new resolution date. The servicer will call the borrower's attorney on or before that day. REASON FOR DEFAULT: FORECLOSURE: The file was referred to foreclosure and the referral date is not available in the information provided. Unable to determine the next projected foreclosure step. Foreclosure closed not completed. BANKRUPTCY: There is evidence of bankruptcy on the loan. Bankruptcy was filed on XX/XX/XXXX. The chapter is Chapter XX. The bankruptcy was filed under case number XXX. The most recent bankruptcy status is performing under plan. The proof of claim was filed XX/XX/XXXX. MODIFICATION: The loan has been modified. The modification date is XX/XX/XXXX. The modified principal balance is unavailable. The modification interest rate is unavailable. The modification maturity date is unavailable. LITIGATION: There is no evidence of litigation on the file. TITLE ISSUES: There is no evidence of title issues. PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is owner occupied. EXIT STRATEGY: The recommended exit strategy is N/A. ADDITIONAL INFORMATION: N/A 03/31/2018 03/22/2018
95004645 1 [1] Current Status - Performing [1] Performing Loan and Weak Possibility of Going Delinquent LOAN STATUS: The current loan status is Performing. PAY HISTORY: BORROWER CONTACT: No evidence of recent contact with the borrower. REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable. FORECLOSURE: No evidence of current foreclosure activity. BANKRUPTCY: There is no evidence of current or prior bankruptcy. MODIFICATION: The loan has been modified. The modification date is XX/XX/XXXX. The modified principal balance is unavailable. The modification interest rate is unavailable. The modification maturity date is unavailable. LITIGATION: There is no evidence of litigation on the file. TITLE ISSUES: There is no evidence of title issues. PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is UTD. EXIT STRATEGY: The recommended exit strategy is N/A. ADDITIONAL INFORMATION: This loan was reviewed with data provided from 04/01/2017 through 03/31/2018. There was no contact with the borrower due to the loan performed the entire review period with no adverse activity. 03/31/2018 03/16/2018
95002833 2 [2] Bankruptcy - CH XX - Discharged w/o Reaffirmation [2] Performing Loan But Moderate Possibility of Going Delinquent [1] Current Status - Performing LOAN STATUS: The current loan status is Performing. PAY HISTORY: BORROWER CONTACT: No evidence of recent contact with the borrower. REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable. FORECLOSURE: No evidence of current foreclosure activity. BANKRUPTCY: There is evidence of bankruptcy on the loan. Bankruptcy was filed on XX/XX/XXXX. The chapter is Chapter XX. The bankruptcy case number is not available. The most recent bankruptcy status is discharged. The bankruptcy was discharged on XX/XX/XXXX and there is no evidence of reaffirmation.. MODIFICATION: The loan has been modified. The modification date is XX/XX/XXXX. The modified principal balance is unavailable. The modification interest rate is unavailable. The modification maturity date is unavailable. LITIGATION: There is no evidence of litigation on the file. TITLE ISSUES: There is no evidence of title issues. PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is UTD. EXIT STRATEGY: The recommended exit strategy is N/A. ADDITIONAL INFORMATION: This loan was reviewed with data provided from 04/01/2017 through 03/31/2018. During the review period, the borrower has not called in and the servicer is not attempting to contact the borrower. There is no evidence of collection calls or general demand letters being generated since the loan is performing. Borrower is making payments on time. Throughout the review period, there is no evidence of change in the borrower's situation or income that could affect the borrower's ability to pay. Loan modification was completed. Chapter XX bankruptcy has been discharged. Borrower has been current throughout review period and has made a constant effort to keep the loan performing. HAMP incentives are being applied. 03/31/2018 12/22/2017
95002616 1 [1] Current Status - Performing [1] Performing Loan and Weak Possibility of Going Delinquent LOAN STATUS: The current loan status is Performing. PAY HISTORY: BORROWER CONTACT: No evidence of recent contact with the borrower. REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable. FORECLOSURE: No evidence of current foreclosure activity. BANKRUPTCY: There is no evidence of current or prior bankruptcy. MODIFICATION: The loan has been modified. The modification date is XX/XX/XXXX. The modified principal balance is unavailable. The modification interest rate is unavailable. The modification maturity date is unavailable. LITIGATION: There is no evidence of litigation on the file. TITLE ISSUES: There is no evidence of title issues. PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is UTD. EXIT STRATEGY: The recommended exit strategy is N/A. ADDITIONAL INFORMATION: This loan was reviewed with data provided from 04/01/2017 through 03/31/2018. There has been no attempts or contact made throughout the review period. Loan is actively performing. 03/31/2018 03/13/2018
95005193 2 [2] Current Status - Delinquent LOAN STATUS: The current loan status is Delinquent. PAY HISTORY: BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was 03/15/2018. This loan was reviewed with data provided from 04/01/2017 through 03/31/2018. The contact with the borrower has been intermitent. On 5/2/2017 the borrower called and stated they were unemployed. The borrower was interested in a forbearance plan but was told they could only be reviewed for a modification, short sale, or deed in lieu.On 10/31/2017 the borrower stated they would make the payment at the branch. RFD is excessive obligations, but not interested in loss mitigation. On 3/15/2018 the borrower called and scheduled a payment for 3/15/2018, and would call back about a repayment plan. RFD is excessive obligations. REASON FOR DEFAULT: The reason for default is excessive obligations. FORECLOSURE: The file was referred to foreclosure on XX/XX/XXXX. The next projected foreclosure step is first legal/NOD. BANKRUPTCY: There is no evidence of current or prior bankruptcy. MODIFICATION: The loan has been modified. The modification date is XX/XX/XXXX. The modified principal balance is unavailable. The modification interest rate is unavailable. The modification maturity date is unavailable. LITIGATION: There is no evidence of litigation on the file. TITLE ISSUES: There is no evidence of title issues. PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is UTD. EXIT STRATEGY: The recommended exit strategy is Reinstatement. ADDITIONAL INFORMATION: N/A 03/31/2018 03/24/2018
95003930 1 [1] Current Status - Performing [1] Performing Loan and Weak Possibility of Going Delinquent LOAN STATUS: The current loan status is Performing. PAY HISTORY: BORROWER CONTACT: No evidence of recent contact with the borrower. REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable. FORECLOSURE: No evidence of current foreclosure activity. BANKRUPTCY: There is no evidence of current or prior bankruptcy. MODIFICATION: The loan has been modified. The modification date is XX/XX/XXXX. The modified principal balance is unavailable. The modification interest rate is unavailable. The modification maturity date is unavailable. LITIGATION: There is no evidence of litigation on the file. TITLE ISSUES: There is no evidence of title issues. PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is UTD. EXIT STRATEGY: The recommended exit strategy is N/A. ADDITIONAL INFORMATION: This loan was reviewed with data provided from 04/01/2017 through 03/31/2018. There was no contact with the borrower due to the loan performed the entire review period with no adverse activity. 03/31/2018 03/13/2018
95003036 1 [1] Current Status - Performing [1] Performing Loan and Weak Possibility of Going Delinquent LOAN STATUS: The current loan status is Performing. PAY HISTORY: BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was 03/23/2018. This loan was reviewed with data provided from 04/01/2017 through 03/31/2018. Loan was 60 days delinquent when servicing review period began. Loan became 90 days delinquent with no borrower contact despite almost daily attempts. Borrower was finally contacted on 08/21/2017 and promised to bring payment for 2 months to branch on 08/22/2017. Borrower stated he was not eligible for loss mitigation and would bring loan current on own, citing RFD as income curtailment. Borrower kept payment promise but made only one month's payment. Demand sent 10/31/2017 as borrower's account continued to roll 90 days delinquent. Borrower brought delinquency down to 30 days on 11/30/2017. No additional borrower contact and loan was referred to foreclosure on 03/14/2018. Notice of default sent 03/22/2018; same day Loss mitigation affidavit was submitted to the court. On 03/23/2018 the Borrower called in and requested an update on the reinstatement quote. The borrower also confirmed the wire instructions and stated that going forward payments would be automatic and Borrower did not need mortgage assistance at this time. Reinstatement funds were received on 03/27/2018 loan then showing due for 04/01/2018. REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable. FORECLOSURE: No evidence of current foreclosure activity. BANKRUPTCY: There is no evidence of current or prior bankruptcy. MODIFICATION: The loan has been modified. The modification date is XX/XX/XXXX. The modified principal balance is unavailable. The modification interest rate is unavailable. The modification maturity date is unavailable. LITIGATION: There is no evidence of litigation on the file. TITLE ISSUES: There is no evidence of title issues. PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is owner occupied. EXIT STRATEGY: The recommended exit strategy is N/A. ADDITIONAL INFORMATION: N/A 03/31/2018 03/25/2018
95000648 1 [1] Current Status - Performing [1] Performing Loan and Weak Possibility of Going Delinquent LOAN STATUS: The current loan status is Performing. PAY HISTORY: BORROWER CONTACT: No evidence of recent contact with the borrower. REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable. FORECLOSURE: No evidence of current foreclosure activity. BANKRUPTCY: There is no evidence of current or prior bankruptcy. MODIFICATION: The loan has been modified. The modification date is XX/XX/XXXX. The modified principal balance is unavailable. The modification interest rate is unavailable. The modification maturity date is unavailable. LITIGATION: There is no evidence of litigation on the file. TITLE ISSUES: There is no evidence of title issues. PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is UTD. EXIT STRATEGY: The recommended exit strategy is N/A. ADDITIONAL INFORMATION: This loan was reviewed with data provided from 04/01/2017 through 03/31/2018. There was no contact with the borrower due to the loan performed the entire review period with no adverse activity. 03/31/2018 12/22/2017
95001424 1 [1] Current Status - Performing [1] Performing Loan and Weak Possibility of Going Delinquent LOAN STATUS: The current loan status is Performing. PAY HISTORY: BORROWER CONTACT: No evidence of recent contact with the borrower. REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable. FORECLOSURE: No evidence of current foreclosure activity. BANKRUPTCY: There is no evidence of current or prior bankruptcy. MODIFICATION: The loan has been modified. The modification date is XX/XX/XXXX. The modified principal balance is unavailable. The modification interest rate is unavailable. The modification maturity date is unavailable. LITIGATION: There is no evidence of litigation on the file. TITLE ISSUES: There is no evidence of title issues. PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is UTD. EXIT STRATEGY: The recommended exit strategy is N/A. ADDITIONAL INFORMATION: This loan was reviewed with data provided from 04/01/2017 through 03/31/2018. The borrower has not called in and there have been no attempts to contact the borrower due to the loan being current and all payments being made on time during the review period. 03/31/2018 02/27/2018
95000478 2 [2] Bankruptcy - CH XX - Discharged w/o Reaffirmation [2] Current Status - Delinquent LOAN STATUS: The current loan status is Delinquent. PAY HISTORY: BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was 03/22/2018. This loan was reviewed with data provided from 04/01/2017 through 03/31/2018. From April 2017 to May 2017, there was no contact made between the servicer and the borrower. Borrower was making payments using the automated system. On 06/13/2017, the borrower called in and wanted to know why the servicer is not reporting to credit bureau. The agent advised that your bankruptcy attorney did not reaffirmed the debt while in bankruptcy. Borrower inquired about refinance. Agent told the borrower that you can refinance with another company. From July 2017 to January 2018, there was no contact made between the servicer and the borrower. The borrower was using the automated system to make payments. On 02/28/2018, the agent processed payment over the phone and discussed insurance related issues with the borrower. On 03/05/2018, 03/06/2018 and 03/22/2018, the servicer discussed insurance with the borrower. REASON FOR DEFAULT: The reason for default is other. FORECLOSURE: The file was referred to foreclosure and the referral date is not available in the information provided. Unable to determine the next projected foreclosure step. Foreclosure closed not completed. BANKRUPTCY: There is evidence of bankruptcy on the loan. Bankruptcy was filed on XX/XX/XXXX. The chapter is Chapter XX. The bankruptcy was filed under case number XXX. The most recent bankruptcy status is discharged. The bankruptcy was discharged on XX/XX/XXXX and there is no evidence of reaffirmation.. MODIFICATION: The loan has been modified. The modification date is XX/XX/XXXX. The modified principal balance is unavailable. The modification interest rate is unavailable. The modification maturity date is unavailable. LITIGATION: There is no evidence of litigation on the file. TITLE ISSUES: There is no evidence of title issues. PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is owner occupied. EXIT STRATEGY: The recommended exit strategy is Reinstatement. ADDITIONAL INFORMATION: N/A 03/31/2018 03/22/2018
95001404 1 [1] Current Status - Performing [1] Performing Loan and Weak Possibility of Going Delinquent LOAN STATUS: The current loan status is Performing. PAY HISTORY: BORROWER CONTACT: No evidence of recent contact with the borrower. REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable. FORECLOSURE: No evidence of current foreclosure activity. BANKRUPTCY: There is no evidence of current or prior bankruptcy. MODIFICATION: The loan has been modified. The modification date is XX/XX/XXXX. The modified principal balance is unavailable. The modification interest rate is unavailable. The modification maturity date is unavailable. LITIGATION: There is no evidence of litigation on the file. TITLE ISSUES: There is no evidence of title issues. PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is UTD. EXIT STRATEGY: The recommended exit strategy is N/A. ADDITIONAL INFORMATION: This loan was reviewed with data provided from 04/01/2017 through 03/31/2018. The borrower has not called in and there have been no attempts to contact the borrower due to the loan being current and all payments being made on time during the review period. On XX/XX/XXXX the loan was placed on hold due to being inhurricane XXX disaster zone however, there is no evidence the property was affected by the storm. The hold was released on 12/19/2017. 03/31/2018 03/08/2018
95001190 1 [1] Current Status - Performing [1] Performing Loan and Weak Possibility of Going Delinquent LOAN STATUS: The current loan status is Performing. PAY HISTORY: BORROWER CONTACT: No evidence of recent contact with the borrower. REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable. FORECLOSURE: No evidence of current foreclosure activity. BANKRUPTCY: There is no evidence of current or prior bankruptcy. MODIFICATION: The loan has been modified. The modification date is XX/XX/XXXX. The modified principal balance is unavailable. The modification interest rate is unavailable. The modification maturity date is unavailable. LITIGATION: There is no evidence of litigation on the file. TITLE ISSUES: There is no evidence of title issues. PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is UTD. EXIT STRATEGY: The recommended exit strategy is N/A. ADDITIONAL INFORMATION: This loan was reviewed with data provided from 04/01/2017 through 03/31/2018. During the review period, the borrower has not called in and the servicer is not attempting to contact the borrower. There is no evidence of collection calls or general demand letters being generated since the loan is performing. Loan modification was completed. Borrower has been current throughout review period and has made a constant effort to keep the loan performing. Commentary from January 2018 to March 2018 is not available. 03/31/2018 12/22/2017
95005081 2 [2] Current Status - Delinquent LOAN STATUS: The current loan status is Delinquent. PAY HISTORY: BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was 03/22/2018. This loan was reviewed with data provided from 04/01/2017 through 03/31/2018. There were no attempts to contact the borrower from 4/2017 through 6/2017. The borrower made a promise to pay on 7/17/2017. On 8/29/2017 the borrower gave financials and repayment options were explored.The borrower had been on disability but is back to work and also has a part time job. The borrower made a payment via phone on 9/13/2017 effective 1/15/2018 and 2/15/218.On 11/18/2017 the borrower called to check on the payment scheduled for the prior day. Was advised to wait until it can process. The borrower called to modify the scheduled payment on 12/13/2017. On 1/11/2018 the borrower rescheduled a payment. The borrower stated work is slow. The borrower called on 1/19/2018 to reschedule a payment from 1/26/2017 to 2/2/2018. On 2/13/2018 the borrower called to reschedule the repayment plan payment. A payment was made. The borrower was offered assistance options. On 3/14/2018 the borrower called and stated they completed a repayment plan. The borrower stated they are going to pay the total amount the 2nd week of April. A demand letter was sent on 3/20/2018 and it expires in 35 days. The borrower was contacted on 3/22/2018 and stated they will pay online. The borrower is not interested in loss mitigation and stated that the reason for default is a death in the family. REASON FOR DEFAULT: The reason for default is death of family member. FORECLOSURE: No evidence of current foreclosure activity. BANKRUPTCY: There is no evidence of current or prior bankruptcy. MODIFICATION: The loan has been modified. The modification date is XX/XX/XXXX. The modified principal balance is unavailable. The modification interest rate is unavailable. The modification maturity date is unavailable. LITIGATION: There is no evidence of litigation on the file. TITLE ISSUES: There is no evidence of title issues. PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is owner occupied. EXIT STRATEGY: The recommended exit strategy is Modification. ADDITIONAL INFORMATION: N/A 03/31/2018 03/22/2018
95004987 1 [1] Current Status - Performing [1] Performing Loan and Weak Possibility of Going Delinquent LOAN STATUS: The current loan status is Performing. PAY HISTORY: BORROWER CONTACT: No evidence of recent contact with the borrower. REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable. FORECLOSURE: No evidence of current foreclosure activity. BANKRUPTCY: There is no evidence of current or prior bankruptcy. MODIFICATION: The loan has been modified. The modification date is XX/XX/XXXX. The modified principal balance is unavailable. The modification interest rate is unavailable. The modification maturity date is unavailable. LITIGATION: There is no evidence of litigation on the file. TITLE ISSUES: There is no evidence of title issues. PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is UTD. EXIT STRATEGY: The recommended exit strategy is N/A. ADDITIONAL INFORMATION: This loan was reviewed with data provided from 04/01/2017 through 03/31/2018. The comments were extremely limited for the past 12 months. There was no evidence of any borrower contact or attempts to contact the borrower within the review period due to the account is current and all payments were made on time. The borrower made two payments in 02/2018 bringing the loan a month ahead. The commentary indicated the property was located in the FEMA zone for hurricane XXX; there was no sign of any damages from the storm. Although the loan was current, the notes on XX/XX/XXXX stated the account was placed on a foreclosure referral hold due to the hurricane. The hold was lifted on XX/XX/XXXX. No further information was provided. 03/31/2018 12/22/2017
95004372 2 [2] Bankruptcy - CH XX - Discharged w/o Reaffirmation [1] Current Status - Performing [1] Performing Loan and Weak Possibility of Going Delinquent LOAN STATUS: The current loan status is Performing. PAY HISTORY: BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was 02/01/2018. This loan was reviewed with data provided from 04/01/2017 through 03/31/2018. On 12/22/2017 the authorized third party called in reference to verify the claim status, for cause of loss hurricane on 9/10/2017. The authorized third party was advised of the request submitted to have the first draw released. On 12/26/2017 the authorized third party called to verify check status and was advised the check was sent out on 12/26/2017 via Fed-Ex. On 01/04/2018 the borrower called to request an inspection. On 01/20/2018 the borrower advised they requested an inspection and had already set up an appointment, but the inspector never showed up so they called the inspector and they were told the inspection was cancelled. The borrower advised they later received an email stating an inspection is required. Advised the borrower there was a misunderstanding because the inspection was reassigned but the inspection could be requested again. On 02/01/2018 the borrower stated that they received a call from an inspector leaving a message about setting up an appointment date but already had an inspection on 01/26/18 and that the 100% inspection results received on 01/29/18 and the claim is now closed and no other inspection is needed. REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable. FORECLOSURE: No evidence of current foreclosure activity. BANKRUPTCY: There is evidence of bankruptcy on the loan. Bankruptcy was filed on XX/XX/XXXX. The chapter is Chapter XX. The bankruptcy was filed under case number XXX. The most recent bankruptcy status is discharged. The bankruptcy was discharged on XX/XX/XXXX and there is no evidence of reaffirmation.. MODIFICATION: The loan has been modified. The modification date is XX/XX/XXXX. The modified principal balance is unavailable. The modification interest rate is unavailable. The modification maturity date is unavailable. LITIGATION: There is no evidence of litigation on the file. TITLE ISSUES: There is no evidence of title issues. PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is owner occupied. EXIT STRATEGY: The recommended exit strategy is N/A. ADDITIONAL INFORMATION: N/A 03/31/2018 03/01/2018
95001883 1 [1] Current Status - Performing [1] Performing Loan and Weak Possibility of Going Delinquent LOAN STATUS: The current loan status is Performing. PAY HISTORY: BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was 03/16/2018. This loan was reviewed with data provided from 04/01/2017 through 03/31/2018. On 08/24/2017 the borrower stated will bring the loan current on his own. Reason for service complaint disposition: complaint that he owns 3 mortgages with XXX and. Expressed that it is frustrating to see the monthly payments increasing. RFD noted: (borrower is waiting on check to deposit). The borrower promised to pay $1745.58 online. On 08/28/2017 the borrower advised the market value is too low where they live and wanted to know if we can do something about it. I advised we have no control on the market value. The borrower wanted to lower the interest rate and was told to get information from refinance department. On 02/08/2018 the borrower advised they will make February's payment on 2-16 online for $1,603.91. On 03/16/2018 the borrower promised to make the payment within the grace period. REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable. FORECLOSURE: No evidence of current foreclosure activity. BANKRUPTCY: There is no evidence of current or prior bankruptcy. MODIFICATION: The loan has been modified. The modification date is XX/XX/XXXX. The modified principal balance is unavailable. The modification interest rate is unavailable. The modification maturity date is unavailable. LITIGATION: There is no evidence of litigation on the file. TITLE ISSUES: There is no evidence of title issues. PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is owner occupied. EXIT STRATEGY: The recommended exit strategy is N/A. ADDITIONAL INFORMATION: N/A 03/31/2018 03/16/2018
95004687 1 [1] Current Status - Performing [1] Performing Loan and Weak Possibility of Going Delinquent LOAN STATUS: The current loan status is Performing. PAY HISTORY: BORROWER CONTACT: No evidence of recent contact with the borrower. REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable. FORECLOSURE: No evidence of current foreclosure activity. BANKRUPTCY: There is no evidence of current or prior bankruptcy. MODIFICATION: The loan has been modified. The modification date is XX/XX/XXXX. The modified principal balance is unavailable. The modification interest rate is unavailable. The modification maturity date is unavailable. LITIGATION: There is no evidence of litigation on the file. TITLE ISSUES: There is no evidence of title issues. PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is UTD. EXIT STRATEGY: The recommended exit strategy is N/A. ADDITIONAL INFORMATION: This loan was reviewed with data provided from 04/01/2017 through 03/31/2018. There was no contact with the borrower due to the loan performed the entire review period with no adverse activity. 03/31/2018 01/10/2018
95002478 2 [2] Occupancy - Non Owner Occupied [1] Current Status - Performing [1] Performing Loan and Weak Possibility of Going Delinquent LOAN STATUS: The current loan status is Performing. PAY HISTORY: BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was 02/16/2018. This loan was reviewed with data provided from 04/01/2017 through 03/31/2018. On 01/10/2018 the borrower promised to pay $2,878.98 with check by phone on 2/5/2018. The borrower also also has questions about his interest rate going up and stated the interest rate is supposed to be 4% not 4.25%. The borrower is unemployed and waiting on a check to get caught up. On 02/12/2018 the borrower promised to pay $4,367.39 and seemed interested in home preservation but will call back. On 02/16/2018 the borrower advised they brought the loan current and made a payment of $4,367.39 at the branch. The borrower thought the interest rate should be at 4.0% instead of 4.25%. The borrower was laid off in November and expects to start working again on the 25th. REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable. FORECLOSURE: No evidence of current foreclosure activity. BANKRUPTCY: There is no evidence of current or prior bankruptcy. MODIFICATION: The loan has been modified. The modification date is XX/XX/XXXX. The modified principal balance is unavailable. The modification interest rate is unavailable. The modification maturity date is unavailable. LITIGATION: There is no evidence of litigation on the file. TITLE ISSUES: There is no evidence of title issues. PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is non-owner occupied. EXIT STRATEGY: The recommended exit strategy is N/A. ADDITIONAL INFORMATION: N/A 03/31/2018 03/17/2018
95003324 1 [1] Current Status - Performing [1] Performing Loan and Weak Possibility of Going Delinquent LOAN STATUS: The current loan status is Performing. PAY HISTORY: BORROWER CONTACT: No evidence of recent contact with the borrower. REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable. FORECLOSURE: No evidence of current foreclosure activity. BANKRUPTCY: There is no evidence of current or prior bankruptcy. MODIFICATION: The loan has been modified. The modification date is XX/XX/XXXX. The modified principal balance is unavailable. The modification interest rate is unavailable. The modification maturity date is unavailable. LITIGATION: There is no evidence of litigation on the file. TITLE ISSUES: There is no evidence of title issues. PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is UTD. EXIT STRATEGY: The recommended exit strategy is N/A. ADDITIONAL INFORMATION: This loan was reviewed with data provided from 04/01/2017 through 03/31/2018. The comments were extremely limited for the past 12 months. There was no evidence of any borrower contact or attempts to contact the borrower within the review period due to the account is current and all payments were made on time.The notes on 03/22/2018 stated the new hazard policy was received and the premium of $514 was due. The insurance premium was paid the following day. 03/31/2018 03/22/2018
95003727 1 [1] Current Status - Performing [1] Performing Loan and Weak Possibility of Going Delinquent LOAN STATUS: The current loan status is Performing. PAY HISTORY: BORROWER CONTACT: No evidence of recent contact with the borrower. REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable. FORECLOSURE: No evidence of current foreclosure activity. BANKRUPTCY: There is no evidence of current or prior bankruptcy. MODIFICATION: The loan has been modified. The modification date is XX/XX/XXXX. The modified principal balance is unavailable. The modification interest rate is unavailable. The modification maturity date is unavailable. LITIGATION: There is no evidence of litigation on the file. TITLE ISSUES: There is no evidence of title issues. PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is UTD. EXIT STRATEGY: The recommended exit strategy is N/A. ADDITIONAL INFORMATION: This loan was reviewed with data provided from 04/01/2017 through 03/31/2018. There has been no attempts or contact made with the borrower throughout the review period. Loan is actively performing each month. 03/31/2018 02/16/2018
95001988 1 [1] Current Status - Performing [1] Performing Loan and Weak Possibility of Going Delinquent LOAN STATUS: The current loan status is Performing. PAY HISTORY: BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was 01/17/2018. This loan was reviewed with data provided from 04/01/2017 through 03/31/2018. No calls prior to 1/17/2018. On 01/17/2018 borrower called to make a promise to pay in the amount of $2958.92. Loan is performing each month. REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable. FORECLOSURE: No evidence of current foreclosure activity. BANKRUPTCY: There is no evidence of current or prior bankruptcy. MODIFICATION: The loan has been modified. The modification date is XX/XX/XXXX. The modified principal balance is unavailable. The modification interest rate is unavailable. The modification maturity date is unavailable. LITIGATION: There is no evidence of litigation on the file. TITLE ISSUES: There is no evidence of title issues. PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is owner occupied. EXIT STRATEGY: The recommended exit strategy is N/A. ADDITIONAL INFORMATION: N/A 03/31/2018 02/21/2018
95001575 1 [1] Current Status - Performing [1] Performing Loan and Weak Possibility of Going Delinquent LOAN STATUS: The current loan status is Performing. PAY HISTORY: BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was 06/15/2017. This loan was reviewed with data provided from 04/01/2017 through 03/31/2018. Loan was current and performing with automatic payments on 15th of month and no reason for servicer contact from beginning of review until 06/05/2017. Borrower called in on 06/05/2017 to state that there was a water loss on home and authorized contractor to speak on account. Check received for loss on 06/07/2017 for $5344.60; date of loss 04/25/2017. Claim was classified as non-monitored and check was endorsed and released to borrower at an address in the XXX. Received status call from contractor on 06/12/2017 and advised of date funds sent. No subsequent inspection of property. Hamp incentive was applied to principal on loan on 07/27/2017. hurricane XXX hold put on account XX/XX/XXXX and released on XX/XX/XXXX with no borrower contact or note of damage. There has been only one contact with borrower in past yea, which was due to insurance claim. REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable. FORECLOSURE: No evidence of current foreclosure activity. BANKRUPTCY: There is no evidence of current or prior bankruptcy. MODIFICATION: The loan has been modified. The modification date is XX/XX/XXXX. The modified principal balance is unavailable. The modification interest rate is unavailable. The modification maturity date is unavailable. LITIGATION: There is no evidence of litigation on the file. TITLE ISSUES: There is no evidence of title issues. PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is UTD. EXIT STRATEGY: The recommended exit strategy is N/A. ADDITIONAL INFORMATION: N/A 03/31/2018 01/31/2018
95002069 2 [2] Bankruptcy - CH XX - Discharged w/o Reaffirmation [1] Current Status - Performing [1] Performing Loan and Weak Possibility of Going Delinquent LOAN STATUS: The current loan status is Performing. PAY HISTORY: BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was 01/29/2018. This loan was reviewed with data provided from 04/01/2017 through 03/31/2018. The borrower has called in every month from 4/16/2017 through 11/15/2017 to make a payment. On 11/16/2017 the borrower was advised the payment for 10/16/2017 as never processed due to the account not being found. For the remainder of the review period the only contact made with the customer was to schedule a payment. REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable. FORECLOSURE: No evidence of current foreclosure activity. BANKRUPTCY: There is evidence of bankruptcy on the loan. Bankruptcy was filed on XX/XX/XXXX. The chapter is Chapter XX. The bankruptcy was filed under case number XXX. The most recent bankruptcy status is discharged. The bankruptcy was discharged on XX/XX/XXXX and there is no evidence of reaffirmation.. MODIFICATION: The loan has been modified. The modification date is XX/XX/XXXX. The modified principal balance is unavailable. The modification interest rate is unavailable. The modification maturity date is unavailable. LITIGATION: There is no evidence of litigation on the file. TITLE ISSUES: There is no evidence of title issues. PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is owner occupied. EXIT STRATEGY: The recommended exit strategy is N/A. ADDITIONAL INFORMATION: N/A 03/31/2018 03/16/2018
95004968 1 [1] Current Status - Performing [1] Performing Loan and Weak Possibility of Going Delinquent LOAN STATUS: The current loan status is Performing. PAY HISTORY: BORROWER CONTACT: No evidence of recent contact with the borrower. REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable. FORECLOSURE: No evidence of current foreclosure activity. BANKRUPTCY: There is no evidence of current or prior bankruptcy. MODIFICATION: The loan has been modified. The modification date is XX/XX/XXXX. The modified principal balance is unavailable. The modification interest rate is unavailable. The modification maturity date is unavailable. LITIGATION: There is no evidence of litigation on the file. TITLE ISSUES: There is no evidence of title issues. PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is owner occupied. EXIT STRATEGY: The recommended exit strategy is N/A. ADDITIONAL INFORMATION: This loan was reviewed with data provided from 04/01/2017 through 03/31/2018. The borrower has not called in and there have been no attempts to contact the borrower due to the loan being current during the review period. 03/31/2018 02/16/2018
95005100 1 [1] Current Status - Performing [1] Performing Loan and Weak Possibility of Going Delinquent LOAN STATUS: The current loan status is Performing. PAY HISTORY: BORROWER CONTACT: No evidence of recent contact with the borrower. REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable. FORECLOSURE: No evidence of current foreclosure activity. BANKRUPTCY: There is no evidence of current or prior bankruptcy. MODIFICATION: The loan has been modified. The modification date is XX/XX/XXXX. The modified principal balance is unavailable. The modification interest rate is unavailable. The modification maturity date is unavailable. LITIGATION: There is no evidence of litigation on the file. TITLE ISSUES: There is no evidence of title issues. PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is UTD. EXIT STRATEGY: The recommended exit strategy is N/A. ADDITIONAL INFORMATION: This loan was reviewed with data provided from 04/01/2017 through 03/31/2018. The borrower has not called in and there have been no attempts to contact the borrower due to the loan being current and all payments being made on time during the review period. 03/31/2018 01/23/2018
95001181 2 [2] Current Status - Delinquent LOAN STATUS: The current loan status is Delinquent. PAY HISTORY: BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was 03/08/2018. This loan was reviewed with data provided from 04/01/2017 through 03/31/2018. On 04/11/2017 the borrower went to a bank branch and was unable to make a mortgage payment. The borrower verified the payment details and asked about a modification. On 04/25/2017 the borrower wanted to speak with the Home Preservation Office and was advised it was closed. On 05/17/2017 the borrower said will try to pay double payment in June On 06/01/207 the borrower accepted a promise to pay $2,622.24 on 06/02/2017. Also, advised borrower it would take 7-10 days for a decision and set a call back for Tuesday. On 06/14/2017 the borrower called regarding the payment made on 06/07/17 being returned by the bank due to not sufficient funds. The borrower wanted to know how many times it will be sent through and was advised that we make 3 attempts. The borrower advised that he took the payment to the branch location yesterday and was advised that the payment was applied to the account. On 07/06/2017 the borrower advised that a payment will be made this saturday and confirmed that the modification documents were received but not completed. The borrower was advised that the deadline for documents was yesterday. On 07/21/2017 the borrower could not commit to pay and stated that they have been trying to lower the interest rate since the 1st loan. On 08/23/2017 the borrower could not commit to pay. On 09/06/2017 the borrower had questions about the payments and promised to pay $1,837.45 at the bank branch on 9/7/2017. On 09/06/2017 the borrower was offered assistance but could not apply today. On 10/10/2017 the borrower promised to pay $2,437.72 at bank branch on 10/16/2017. On 02/16/2018 the borrower promised to pay $2437.72 with check by phone on 2/16/2018 and declined work out options. On 03/08/2018 the borrower did not express interest in assistance and promised to pay $2,437.72 at bank branch on 3/12/2018 and $2,437.72 on 3/30/2018. REASON FOR DEFAULT: The reason for default is curtailment of income. FORECLOSURE: No evidence of current foreclosure activity. BANKRUPTCY: There is no evidence of current or prior bankruptcy. MODIFICATION: The loan has been modified. The modification date is XX/XX/XXXX. The modified principal balance is unavailable. The modification interest rate is unavailable. The modification maturity date is unavailable. LITIGATION: There is no evidence of litigation on the file. TITLE ISSUES: There is no evidence of title issues. PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is owner occupied. EXIT STRATEGY: The recommended exit strategy is Reinstatement. ADDITIONAL INFORMATION: N/A 03/31/2018 03/14/2018
95004971 2 [2] Current Status - Bankruptcy LOAN STATUS: The current loan status is Bankruptcy. PAY HISTORY: BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was 03/22/2018. This loan was reviewed with data provided from 04/01/2017 through 03/31/2018. The collection comments were limited for the past 12 months. The account was referred to foreclosure back in XXXX. The borrower filed a Chapter XX bankruptcy on XX/XX/XXXX; placing the foreclosure on hold. There was no evidence of any attempts to contact the borrower due to the active bankruptcy case. The note indicated the borrower has called every month for the past 12 months to make a payment under a Chapter XX plan. The borrower last called on on 03/22/2018 to make a payment. The comments and pay history indicated that over the past 12 months the borrower has brought the loan from being over 120 days past due to only 30 days delinquent as of 03/31/2018. No further information was provided. REASON FOR DEFAULT: The reason for default is UTD. Unable to determine the reason for default with the information provided. FORECLOSURE: The file was referred to foreclosure on XX/XX/XXXX. The first legal was completed XX/XX/XXXX. Unable to determine the next projected foreclosure step. BANKRUPTCY: There is evidence of bankruptcy on the loan. Bankruptcy was filed on XX/XX/XXXX. The chapter is Chapter XX. The bankruptcy was filed under case number XXX. The most recent bankruptcy status is performing under plan. The proof of claim was filed XX/XX/XXXX. The borrower previously filed a Chapter XX on XX/XX/XXXX (case number XXX) which was discharged on XX/XX/XXXX. MODIFICATION: The loan has been modified. The modification date is XX/XX/XXXX. The modified principal balance is unavailable. The modification interest rate is unavailable. The modification maturity date is unavailable. LITIGATION: There is no evidence of litigation on the file. TITLE ISSUES: There is no evidence of title issues. PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is owner occupied. EXIT STRATEGY: The recommended exit strategy is Reinstatement. ADDITIONAL INFORMATION: N/A 03/31/2018 03/23/2018
95001032 2 [2] Performing Loan But Moderate Possibility of Going Delinquent [1] Current Status - Performing LOAN STATUS: The current loan status is Performing. PAY HISTORY: BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was 01/09/2018. This loan was reviewed with data provided from 04/01/2017 through 03/31/2018. From 4/2017 through 8/2017 there was not contact or attempts due to the loan being current. On 09/06/2017 the borrower called in regarding for possible assistance. The agent discussed retention options as well as state assistance options. After being informed on the modification process the borrower did not want to apply. On XX/XX/XXXX the loan was placed on a foreclosure referral hold due to XXX Wildfires Disaster Relief efforts. On 10/24/2017 a payoff was requested through the IVR phone system. The hold was released on XX/XX/XXXX. On 11/02/2017 the borrower called and was upset about recurring drafts; cancelled per the borrower's requested. An expense fee in the amount of $31.00 was reimbursed to the borrower on 11/07/2017 due to servicer error. On 12/04/2017 the borrower called to request a copy of the original modification documents. The commentary also reflects that the borrower requested assistance but was unable to provide the necessary information to make a work out decision. On 12/21/2017 and 01/03/2018 a payoff was requested through the IVR system. On 01/12/2018 the borrower called to make sure that all documentation for the loss mitigation review were received. The borrower was advised to expect a call back from his assigned specialist. On 01/17/2018 the specialist returned the call. However, the borrower stated that he was unsure if he would be moving forward and will call back. On 01/29/2018 the borrower called regarding a deferral offer due to the FEMA disaster. The borrower was advised that the correct offer will be sent to the Deferral Team to have the payments deferred and his next payment would be due on 02/01/2018. On 01/31/2018 the deferral was completed. There was no contact from 2/2018 through 3/2018. REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable. FORECLOSURE: No evidence of current foreclosure activity. BANKRUPTCY: There is no evidence of current or prior bankruptcy. MODIFICATION: The loan has been modified. The modification date is XX/XX/XXXX. The modified principal balance is unavailable. The modification interest rate is unavailable. The modification maturity date is unavailable. LITIGATION: There is no evidence of litigation on the file. TITLE ISSUES: There is no evidence of title issues. PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is UTD. EXIT STRATEGY: The recommended exit strategy is N/A. ADDITIONAL INFORMATION: N/A 03/31/2018 03/02/2018
95004221 2 [2] Current Status - Delinquent LOAN STATUS: The current loan status is Delinquent. PAY HISTORY: BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was 09/05/2017. This loan was reviewed with data provided from 04/01/2017 through 03/31/2018. On 3/31/2017 borrower called about the payoff request. Borrower advised that he wants to sell the home. On 4/5/2017 borrower called to see about selling the property and to see if the payoff is negotiable. On 4/19/2017 borrower called for payoff quote rep advised motion of relief was filed on 03/14/2017. On 5/9/2017 borrower had questions about the payment. He advised he is selling the home. Borrower requested payoff quote. On 5/25/2017 rep advised payment was not received in May. Borrower advised was mailed on 5/12/2017 and will do a stop payment if not received by 5/26/2017. On 5/30/2017 rep advised no payment received yet. Borrower advised that he will stop payment on the May 12th check. On 6/30/2017 borrower called to make a payment by phone in the amount of $4500.00. On 9/5/2017 borrower called about his check being returned rep advised wanted enough to reinstate the loan. On 11/8/2017 borrower called about the loan modification REASON FOR DEFAULT: The reason for default is curtailment of income. FORECLOSURE: No evidence of current foreclosure activity. BANKRUPTCY: There is evidence of bankruptcy on the loan. Bankruptcy was filed on XX/XX/XXXX. The chapter is Chapter XX. The bankruptcy was filed under case number XXX. The most recent bankruptcy status is dismissed. The bankruptcy was dismissed on XX/XX/XXXX. MODIFICATION: The loan has been modified. The modification date is XX/XX/XXXX. The modified principal balance is unavailable. The modification interest rate is unavailable. The modification maturity date is unavailable. LITIGATION: There is no evidence of litigation on the file. TITLE ISSUES: There is no evidence of title issues. PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is UTD. EXIT STRATEGY: The recommended exit strategy is Reinstatement. ADDITIONAL INFORMATION: N/A 03/31/2018 03/23/2018
95004311 1 [1] Current Status - Performing [1] Performing Loan and Weak Possibility of Going Delinquent LOAN STATUS: The current loan status is Performing. PAY HISTORY: BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was 02/02/2018. This loan was reviewed with data provided from 04/01/2017 through 03/31/2018. On 02/02/2018 the borrower made a payment of $2,298.83 over the phone. There were no attempts to contact the borrower due to the loan performing with no adverse activity. The borrower made regular monthly payments online. REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable. FORECLOSURE: No evidence of current foreclosure activity. BANKRUPTCY: There is no evidence of current or prior bankruptcy. MODIFICATION: The loan has been modified. The modification date is XX/XX/XXXX. The modified principal balance is unavailable. The modification interest rate is unavailable. The modification maturity date is unavailable. LITIGATION: There is no evidence of litigation on the file. TITLE ISSUES: There is no evidence of title issues. PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is UTD. EXIT STRATEGY: The recommended exit strategy is N/A. ADDITIONAL INFORMATION: N/A 03/31/2018 03/23/2018
95001327 2 [2] Current Status - Delinquent LOAN STATUS: The current loan status is Delinquent. PAY HISTORY: BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was 02/28/2018. This loan was reviewed with data provided from 04/01/2017 through 03/31/2018. The borrower called on 04/04/2017 regarding a letter received; the call disconnected. On 05/13/2017 the borrower cited excessive obligations and stated they will continue maintaining the monthly mortgage payments. The borrower made a payment on 06/13/2017. The borrower reviewed financials on 08/14/2017 and also scheduled a payment. The borrower made a payment on 09/11/2017. On 02/28/2018 the borrower scheduled a payment for same day. REASON FOR DEFAULT: The reason for default is illness - mortgagor. FORECLOSURE: No evidence of current foreclosure activity. BANKRUPTCY: There is no evidence of current or prior bankruptcy. MODIFICATION: The loan has been modified. The modification date is XX/XX/XXXX. The modified principal balance is unavailable. The modification interest rate is unavailable. The modification maturity date is unavailable. LITIGATION: There is no evidence of litigation on the file. TITLE ISSUES: There is no evidence of title issues. PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is UTD. EXIT STRATEGY: The recommended exit strategy is Modification. ADDITIONAL INFORMATION: N/A 03/31/2018 03/21/2018
95004592 1 [1] Current Status - Performing [1] Performing Loan and Weak Possibility of Going Delinquent LOAN STATUS: The current loan status is Performing. PAY HISTORY: BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was 03/09/2018. This loan was reviewed with data provided from 04/01/2017 through 03/31/2018. The loan was referred to legal counsel outside of the review period. From 04/01/2017 through 7/2017 there was no contact or attempts to contact due to a cease and desist. Contact from 08/01/2017 through 8/31/2017 reflects contact with the authorized 3rd party regarding missing/required documents needed in order to complete the loss mitigation review. On 09/01/2017 the 3rd party called regarding the modification/loan status and was advised and documents were received; allow 7-10 days for a decision. On 09/06/2017 the authorized 3rd party called and was advised that a decision has been made; awaiting for assigned special to review before calling. The borrower stated that she would call back. was advised that the modification was denied. On 09/08/2017 the borrower was advised that the modification was denied. On 09/28/2017 the authorized 3rd party called and was was advised of the foreclosure status. The 3rd party stated that the borrower would attempt to go through another modification review. On 10/18/2017 the borrower called requesting assistance and was advised due to cease and desist he would need to call his attorney. There was no contact or attempts from 11/2017 through 02/2018. On 03/05/2018 the loan was reinstated. On 03/09/2018 the borrower was called to complete a welcome call for a liquidation review. However, the call was not completed due to status and the borrower was advised to call back. On 03/14/2018 the borrower was called again requested another call back to conduct the interview. On 03/20/2018 the loan was removed from home preservation due to the borrower's request. REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable. FORECLOSURE: The file was referred to foreclosure and the referral date is not available in the information provided. Unable to determine the next projected foreclosure step. Closed. Not completed. BANKRUPTCY: There is no evidence of current or prior bankruptcy. MODIFICATION: The loan has been modified. The modification date is XX/XX/XXXX. The modified principal balance is unavailable. The modification interest rate is unavailable. The modification maturity date is unavailable. LITIGATION: There is no evidence of litigation on the file. TITLE ISSUES: There is no evidence of title issues. PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is UTD. EXIT STRATEGY: The recommended exit strategy is N/A. ADDITIONAL INFORMATION: N/A 03/31/2018 03/21/2018
95004495 2 [2] Current Status - Delinquent LOAN STATUS: The current loan status is Delinquent. PAY HISTORY: BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was 12/26/2017. This loan was reviewed with data provided from 04/01/2017 through 03/31/2018. When review began borrower was 60 days delinquent and not responding to servicer calls . Servicer sent letters and called continuously but first contact was not until 12/26/2017 when borrower called in and stated he would walk payment into a branch on Friday. Servicer stated would attempt to get some late fees waived. Payment history shows borrower brought loan current on 12/29/2017. This was the one and only contact with the Borrower in a year. Borrower again became delinquent in February and did not make additional payment until 03/13/2018 without contact. A demand was sent on 03/01/2018. REASON FOR DEFAULT: The reason for default is unknown because the servicer has been unable to contact borrower. FORECLOSURE: No evidence of current foreclosure activity. BANKRUPTCY: There is no evidence of current or prior bankruptcy. MODIFICATION: The loan has been modified. The modification date is XX/XX/XXXX. The modified principal balance is unavailable. The modification interest rate is unavailable. The modification maturity date is unavailable. LITIGATION: There is no evidence of litigation on the file. TITLE ISSUES: There is no evidence of title issues. PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is owner occupied. EXIT STRATEGY: The recommended exit strategy is Reinstatement. ADDITIONAL INFORMATION: N/A 03/31/2018 03/24/2018
95002342 1 [1] Current Status - Performing [1] Performing Loan and Weak Possibility of Going Delinquent LOAN STATUS: The current loan status is Performing. PAY HISTORY: BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was 03/21/2018. This loan was reviewed with data provided from 04/01/2017 through 03/31/2018. The comments reflected minimal borrower contact due to the loan is current and the borrower has been paying on time. Only one attempt was made to contact the borrower in the past 12 months. The notes indicated the loan was modified under the HAMP prior to the review period. The recast process for the prior modification was completed per notes dated 09/15/2017. The borrower called on 02/22/2018 asking why only $16 was applied to the account on 02/13/2018 when they made a payment of $1,600. The servicer advised only funds in the amount of $16 were received. The borrower apologized and stated they would mail out the correct amount that day. A property evaluation was completed on 02/26/2018 valuing the property at $X.XX. The servicer contacted the borrower on 03/21/2018 inquiring about the recent fires in their area. The borrower advised they were not affected by the fires. REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable. FORECLOSURE: No evidence of current foreclosure activity. BANKRUPTCY: There is no evidence of current or prior bankruptcy. MODIFICATION: The loan has been modified. The modification date is XX/XX/XXXX. The modified principal balance is unavailable. The modification interest rate is unavailable. The modification maturity date is unavailable. LITIGATION: There is no evidence of litigation on the file. TITLE ISSUES: There is no evidence of title issues. PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is UTD. EXIT STRATEGY: The recommended exit strategy is N/A. ADDITIONAL INFORMATION: N/A 03/31/2018 03/21/2018
95003211 1 [1] Current Status - Performing [1] Performing Loan and Weak Possibility of Going Delinquent LOAN STATUS: The current loan status is Performing. PAY HISTORY: BORROWER CONTACT: No evidence of recent contact with the borrower. REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable. FORECLOSURE: No evidence of current foreclosure activity. BANKRUPTCY: There is no evidence of current or prior bankruptcy. MODIFICATION: The loan has been modified. The modification date is XX/XX/XXXX. The modified principal balance is unavailable. The modification interest rate is unavailable. The modification maturity date is unavailable. LITIGATION: There is no evidence of litigation on the file. TITLE ISSUES: There is no evidence of title issues. PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is UTD. EXIT STRATEGY: The recommended exit strategy is N/A. ADDITIONAL INFORMATION: This loan was reviewed with data provided from 04/01/2017 through 03/31/2018. During the review period, the borrower has not called in and the servicer is not attempting to contact the borrower. There is no evidence of collection calls or general demand letters being generated since the loan is performing. Loan modification was completed. Borrower has been current throughout review period and has made a constant effort to keep the loan performing. 03/31/2018 03/13/2018
95002697 2 [2] Current Status - Delinquent LOAN STATUS: The current loan status is Delinquent. PAY HISTORY: BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was 03/02/2018. This loan was reviewed with data provided from 04/01/2017 through 03/31/2018. The only contact prior to 12/31/2017 was the borrower calling in to make a payment by phone. On 12/31/2017 the borrower promised to pay $1,886.00 on 12/31/2017. On 01/31/2018 the borrower promised to pay $1,885.03 on 01/31/2018. On 03/02/2018 the borrower promised to pay $1,886.00 on 03/03/2018. REASON FOR DEFAULT: The reason for default is UTD. Unable to determine the reason for default with the information provided. FORECLOSURE: No evidence of current foreclosure activity. BANKRUPTCY: There is no evidence of current or prior bankruptcy. MODIFICATION: The loan has been modified. The modification date is XX/XX/XXXX. The modified principal balance is unavailable. The modification interest rate is unavailable. The modification maturity date is unavailable. LITIGATION: There is no evidence of litigation on the file. TITLE ISSUES: There is no evidence of title issues. PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is UTD. EXIT STRATEGY: The recommended exit strategy is Reinstatement. ADDITIONAL INFORMATION: N/A 03/31/2018 03/19/2018
95003983 1 [1] Current Status - Performing [1] Performing Loan and Weak Possibility of Going Delinquent LOAN STATUS: The current loan status is Performing. PAY HISTORY: BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was 02/15/2018. This loan was reviewed with data provided from 04/01/2017 through 03/31/2018. The notes on 09/12/2017 stated documentation was received and a loss mitigation review was opened on 09/13/2017. Comments from 09/16/2017 through 01/25/2018 referenced multiple conversations with the borrower/authorized third party regarding the modification review as well as making their trial payments. The modification was applied to the account on XX/XX/XXXX. However, later comments indicated there was an error with the completed modification agreement due to the forgiveness amount was not included. A new agreement was sent to the borrower for execution on 02/07/2018. An authorized third party called on 02/15/2018 in regards to process for notarizing the new modification agreement. The comments on XX/XX/XXXX stated modification process was completed again to include the new terms. REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable. FORECLOSURE: No evidence of current foreclosure activity. BANKRUPTCY: There is no evidence of current or prior bankruptcy. MODIFICATION: The loan has been modified. The modification date is XX/XX/XXXX. The modified principal balance is unavailable. The modification interest rate is unavailable. The modification maturity date is unavailable. LITIGATION: There is no evidence of litigation on the file. TITLE ISSUES: There is no evidence of title issues. PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is owner occupied. EXIT STRATEGY: The recommended exit strategy is N/A. ADDITIONAL INFORMATION: N/A 03/31/2018 03/19/2018
95002419 1 [1] Current Status - Performing [1] Performing Loan and Weak Possibility of Going Delinquent LOAN STATUS: The current loan status is Performing. PAY HISTORY: BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was 03/09/2018. This loan was reviewed with data provided from 04/01/2017 through 03/31/2018. The loan was approved for a 3 month trial plan; effective 04/01/2017 through 06/01/2017. On 04/04/2017 the borrower called and authorized a phone payment in the amount of $981.91. On 05/15/2017 the borrower called for the modification status and gave authorization to speak with her sister. The 3rd party was educated on the trial plan and stated that they would make the 2nd trial period payment very soon. On 05/25/2017 the borrower called and stated that she made her trial payment at the bank branch.The final trial payment was received on 06/19/2017. On 06/26/2017 the borrower stated that she received the final modification packet and would be sending it back as soon as she can. On 06/29/2017 the executed modification was received and the loan was modified on XX/XX/XXXX. Commentary dated 07/28/2017 reflects that a title claim was filed due to a error with the legal description. The title company issued a letter of indemnity. On 08/17/2017 the borrower promised to make a payment at the branch office on 08/31/2017. On XX/XX/XXXX the loan was placed on a referral hold for the hurricane XXX. On 09/20/2017 the borrower was advised about the disaster relief period and accepted the offer. On 10/04/2017 the borrower stated hat she was not interested in any further assistance. From 11/2017 through 12/2017 there was no contact or attempts. On 01/25/2018 the file was released from the foreclosure referral hold for disaster due to completion of the deferral On 02/07/2018 the borrower authorized 2 payments in the amount of $2004.35; effective 02/07/2018 and $2068.82; effective 02/28/2018. On 03/09/2018 the borrower promised to make a payment in the amount of $1101.11 by 03/16/2018. REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable. FORECLOSURE: No evidence of current foreclosure activity. BANKRUPTCY: There is no evidence of current or prior bankruptcy. MODIFICATION: The loan has been modified. The modification date is XX/XX/XXXX. The modified principal balance is unavailable. The modification interest rate is unavailable. The modification maturity date is unavailable. LITIGATION: There is no evidence of litigation on the file. TITLE ISSUES: There is no evidence of title issues. PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is UTD. EXIT STRATEGY: The recommended exit strategy is N/A. ADDITIONAL INFORMATION: N/A 03/31/2018 03/24/2018
95002435 1 [1] Current Status - Performing [1] Performing Loan and Weak Possibility of Going Delinquent LOAN STATUS: The current loan status is Performing. PAY HISTORY: BORROWER CONTACT: No evidence of recent contact with the borrower. REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable. FORECLOSURE: No evidence of current foreclosure activity. BANKRUPTCY: There is no evidence of current or prior bankruptcy. MODIFICATION: The loan has been modified. The modification date is XX/XX/XXXX. The modified principal balance is unavailable. The modification interest rate is unavailable. The modification maturity date is unavailable. LITIGATION: There is no evidence of litigation on the file. TITLE ISSUES: There is no evidence of title issues. PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is UTD. EXIT STRATEGY: The recommended exit strategy is N/A. ADDITIONAL INFORMATION: This loan was reviewed with data provided from 04/01/2017 through 03/31/2018. There was no contact with the borrower due to the loan performed the entire review period with no adverse activity. The borrower made regular monthly payments online. Good due to the loan is performing and has been current the entire review period. 03/31/2018 03/05/2018
95002162 2 [2] Current Status - Delinquent LOAN STATUS: The current loan status is Delinquent. PAY HISTORY: BORROWER CONTACT: No evidence of recent contact with the borrower. REASON FOR DEFAULT: The reason for default is unknown because the servicer has been unable to contact borrower. FORECLOSURE: The file was referred to foreclosure and the referral date is not available in the information provided. Unable to determine the next projected foreclosure step. Foreclosure closed not completed. BANKRUPTCY: There is no evidence of current or prior bankruptcy. MODIFICATION: The loan has been modified. The modification date is XX/XX/XXXX. The modified principal balance is unavailable. The modification interest rate is unavailable. The modification maturity date is unavailable. LITIGATION: There is no evidence of litigation on the file. TITLE ISSUES: There is no evidence of title issues. PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is owner occupied. EXIT STRATEGY: The recommended exit strategy is Reinstatement. ADDITIONAL INFORMATION: This loan was reviewed with data provided from 04/01/2017 through 03/31/2018. Throughout the review period, the servicer has made several attempts to contact the borrower. The borrower has been unresponsive and skip traces has been completed on the account. Payments have been slow and late. General demand notices have been sent. The reason for default not available and there is no evidence of change in the borrower's situation or income that could affect the borrower's ability to pay. Loan modification has been completed. 03/31/2018 02/12/2018
95001722 2 [2] Current Status - Delinquent LOAN STATUS: The current loan status is Delinquent. PAY HISTORY: BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was 03/14/2018. This loan was reviewed with data provided from 04/01/2017 through 03/31/2018. On 4/7/2017 borrower called for a status rep advised they are getting the final modification documents drawn up. On 4/13/2017 borrower advised that the documents were signed and notarized. On 4/28/2017 borrower called to make sure they had the right insurance company and will make the payments. On 5/9/2017 borrower called about the escrow shortage rep advised that the modification will take care of that. On 5/24/2017 borrower advised that she spoke with her attorney and does not agree to the modification terms. On 6/12/2017 rep advised that the need the proposal filed borrower advise he will speak with his attorney. On 06/26/2017 borrower advised that he do not want the modification. On 8/4/2017 borrower called to see why she was in foreclosure. Rep advised since she turned down the modification the loan is in foreclosure. On 8/11/2017 rep advised the file is in active foreclosure. Rep went over the borrowers options. On 8/15/2017 borrower called to see why the payment was returned rep advised no payments accepted while in foreclosure. On 8/18/2017 borrower was advised of the foreclosure status. On 8/21/2017 rep advised of the options to help the borrower keep the home. On 8/22/2017 rep advised of the documents received and the documents that are still needed. On 8/23/2017 borrower advised that she sent the documents over yesterday. Rep advised the documents were received. On 8/29/2017 rep advised of the documents needed for the review. On 8/31/2017 borrower called to see if the modification was approved rep advised the loan is still under review. On 9/11/2017 rep advised o f the approval letter being sent out on 9/7/2017. On 9/28/2017 borrower called to schedule a payment in the amount of $2469.08. On 10/31/2017 borrower made a promise to pay on the account. On 11/16/2017 borrower advised she is receiving letters about the foreclosure. Rep advised she is on a active trial plan. On 11/30/2017 borrower set up a payment for tomorrow. On 12/4/2017 borrower called about the payment not leaving he's account. Rep advised the payment has been received and not returned. On 1/2/2018 rep advised they are looking into the NSF payment. Rep will follow up once they have a answer. On 2/1/2018 borrower called to make a promise to pay. On 3/2/2018 borrower made a promise to pay he made a payment today over the phone. On 3/14/2018 borrower called to get a escrow analysis. REASON FOR DEFAULT: The reason for default is curtailment of income. FORECLOSURE: The file was referred to foreclosure and the referral date is not available in the information provided. Unable to determine the next projected foreclosure step. BANKRUPTCY: There is evidence of bankruptcy on the loan. The bankruptcy filing date is unavailable. The chapter is Chapter XX. The bankruptcy was filed under case number XXX. The most recent bankruptcy status is closed. The bankruptcy was dismissed on XX/XX/XXXX. MODIFICATION: The loan has been modified. The modification date is XX/XX/XXXX. The modified principal balance is unavailable. The modification interest rate is unavailable. The modification maturity date is unavailable. LITIGATION: There is no evidence of litigation on the file. TITLE ISSUES: There is no evidence of title issues. PROPERTY CONDITION: There is no evidence of property damage. The property condition is good. The current occupancy status is UTD. EXIT STRATEGY: The recommended exit strategy is Reinstatement. ADDITIONAL INFORMATION: N/A 03/31/2018 03/23/2018
95003252 2 [2] Current Status - Delinquent LOAN STATUS: The current loan status is Delinquent. PAY HISTORY: BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was 02/27/2018. This loan was reviewed with data provided from 04/01/2017 through 03/31/2018. On 06/01/2017 the borrower promised to pay $1,453.93 on 06/01/2017. On 07/31/2017 the borrower made a payment of $1,453.93 over the phone. On 08/18/2017 the borrower made a payment of $1,453.93 over the phone. On 1010/2017 the borrower made a payment of $1,453.93 over the phone. On 11/03/2017 the borrower made a payment of $1,453.93 over the phone. On 12/08/2017 the borrower made a payment of $1,495.42 over the phone. On 12/30/2017 the borrower made a payment of $1,495.42 over the phone. On 02/27/2018 the borrower made a payment of $1,495.42 over the phone. REASON FOR DEFAULT: The reason for default is UTD. Unable to determine the reason for default with the information provided. FORECLOSURE: No evidence of current foreclosure activity. BANKRUPTCY: There is no evidence of current or prior bankruptcy. MODIFICATION: The loan has been modified. The modification date is XX/XX/XXXX. The modified principal balance is unavailable. The modification interest rate is unavailable. The modification maturity date is unavailable. LITIGATION: There is no evidence of litigation on the file. TITLE ISSUES: There is no evidence of title issues. PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is owner occupied. EXIT STRATEGY: The recommended exit strategy is Reinstatement. ADDITIONAL INFORMATION: N/A 03/31/2018 03/19/2018
95004576 1 [1] Current Status - Performing [1] Performing Loan and Weak Possibility of Going Delinquent LOAN STATUS: The current loan status is Performing. PAY HISTORY: BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was 08/09/2017. This loan was reviewed with data provided from 04/01/2017 through 03/31/2018. There has not been any contact regarding any issues or problems with the loan. On 08/09/2017 the borrower was called to collect the past due amount and promised to pay $2,694.88. All monthly payments have been made within the grace period. REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable. FORECLOSURE: No evidence of current foreclosure activity. BANKRUPTCY: There is no evidence of current or prior bankruptcy. MODIFICATION: The loan has been modified. The modification date is XX/XX/XXXX. The modified principal balance is unavailable. The modification interest rate is unavailable. The modification maturity date is unavailable. LITIGATION: There is no evidence of litigation on the file. TITLE ISSUES: There is no evidence of title issues. PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is UTD. EXIT STRATEGY: The recommended exit strategy is N/A. ADDITIONAL INFORMATION: N/A 03/31/2018 03/13/2018
95004609 2 [2] Current Status - Delinquent LOAN STATUS: The current loan status is Delinquent. PAY HISTORY: BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was 03/22/2018. This loan was reviewed with data provided from 04/01/2017 through 03/31/2018. On 04/06/2017 the borrower called to see if the last payment for $410.00 returned . The borrower was advised that the check will be submitted 3 times before it returns; and monitor her account to see if the payment clears. On 04/28/2017 the borrower was advised that the payment was 3 months behind and the borrower authorized a payment for $410.00. The payment was submitted for the final time on 05/09/2017 and returned due to insufficient funds. On 05/25/2017 the borrower was advised that the loan as at risked of foreclosure and the borrower promised to make 2 payments by 05/31/2017. On 05/31/2017 the borrower called and authorized a payment in the amount of $420.00. On 06/12/2017 the borrower called in and was advised of the total amount due $1303.63. However there was no commitment to pay. On 06/20/2017 the borrower called and authorized a payment for $420.00. The payment returned on 06/29/2017 due to insufficient funds. On 07/31/2017 the borrower called and stated due to a change in circumstances, a payment would be made on 08/04/2017. On 08/18/2017 the borrower called in regard to cancelling insurance and was transfer to customer service. No additional information was provided in the commentary. On XX/XX/XXXX the file was place an a foreclosure referral hold for hurricane XXX On 10/11/2017 the borrower called and promised to make a payment in the amount of $345.32 at the branch on 10/20/2017; to complete the August installment. From 11/2017 through 2/2018 there were several attempts but no contact was made. The loan was released from the foreclosure referral hold on XX/XX/XXXX. On 03/20/2018 the borrower was sent a demand letter. On 03/22/2018 the borrower called with questions regarding the payment. However, there was no commitment to pay. The borrower is not interested in loss mitigation. REASON FOR DEFAULT: The reason for default is UTD. Unable to determine the reason for default with the information provided. FORECLOSURE: The file was referred to foreclosure and the referral date is not available in the information provided. Unable to determine the next projected foreclosure step. Closed. Not completed. BANKRUPTCY: There is no evidence of current or prior bankruptcy. MODIFICATION: The loan has been modified. The modification date is XX/XX/XXXX. The modified principal balance is unavailable. The modification interest rate is unavailable. The modification maturity date is unavailable. LITIGATION: There is no evidence of litigation on the file. TITLE ISSUES: There is no evidence of title issues. PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is owner occupied. EXIT STRATEGY: The recommended exit strategy is Reinstatement. ADDITIONAL INFORMATION: N/A 03/31/2018 03/22/2018
95000923 1 [1] Current Status - Performing [1] Performing Loan and Weak Possibility of Going Delinquent LOAN STATUS: The current loan status is Performing. PAY HISTORY: BORROWER CONTACT: No evidence of recent contact with the borrower. REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable. FORECLOSURE: No evidence of current foreclosure activity. BANKRUPTCY: There is no evidence of current or prior bankruptcy. MODIFICATION: The loan has been modified. The modification date is XX/XX/XXXX. The modified principal balance is unavailable. The modification interest rate is unavailable. The modification maturity date is unavailable. LITIGATION: There is no evidence of litigation on the file. TITLE ISSUES: There is no evidence of title issues. PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is owner occupied. EXIT STRATEGY: The recommended exit strategy is N/A. ADDITIONAL INFORMATION: This loan was reviewed with data provided from 04/01/2017 through 03/31/2018. Throughout the review period, the servicer has made several attempts to contact the borrower. The borrower has been unresponsive and no skip traces has been completed on the account. Borrower is making payments on time. During the review period, there is no evidence of change in the borrower's situation or income that could affect the borrower's ability to pay. Loan modification was completed. Borrower has been current throughout review period and has made a constant effort to keep the loan performing. 03/31/2018 03/23/2018
95004634 2 [2] Current Status - Delinquent [2] Occupancy - Tenant Occupied LOAN STATUS: The current loan status is Delinquent. PAY HISTORY: BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was 03/14/2018. This loan was reviewed with data provided from 04/01/2017 through 03/31/2018. On 04/12/2017 the borrower promised to pay $1,626.18 on 04/25/2017. On 05/19/2017 the borrower promised to pay $1,626.18 on 05/25/2017. On 06/21/2017 the borrower promised to pay on 06/26/2017. On 07/18/2017 the borrower stated they will pay online on 07/25/2017. On 08/30/2017 the borrower promised to pay $1,626.18 on 09/09/2017. On 10/24/2017 the borrower promised to pay $1,695.84 on 10/31/2017. On 11/09/2017 the borrower promised to pay $1,626.18 on 11/25/2017. On 12/12/2017 the borrower promised to pay $1,626.18 on 12/26/2017. On 01/02/2018 the borrower promised to pay $1,626.18 on 01/10/2018. They stated their tenants are behind on rent. On 03/14/2018 the borrower stated the had excessive obligations and could not commit to pay. They then promised to pay $1,680.36 on 03/25/2018. REASON FOR DEFAULT: The reason for default is excessive obligations. FORECLOSURE: No evidence of current foreclosure activity. BANKRUPTCY: There is no evidence of current or prior bankruptcy. MODIFICATION: The loan has been modified. The modification date is XX/XX/XXXX. The modified principal balance is unavailable. The modification interest rate is unavailable. The modification maturity date is unavailable. LITIGATION: There is no evidence of litigation on the file. TITLE ISSUES: There is no evidence of title issues. PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is tenant occupied. EXIT STRATEGY: The recommended exit strategy is Reinstatement. ADDITIONAL INFORMATION: N/A 03/31/2018 03/14/2018
95003456 1 [1] Current Status - Performing [1] Performing Loan and Weak Possibility of Going Delinquent LOAN STATUS: The current loan status is Performing. PAY HISTORY: BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was 05/01/2017. This loan was reviewed with data provided from 04/01/2017 through 03/31/2018. There was minimal contact with the borrower due to the loan performed the entire review period with no issues. On 05/01/2017 the borrower called for claim status. The borrower was advised their fax of documentation was not received. They discussed documentation needed for the claim. REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable. FORECLOSURE: No evidence of current foreclosure activity. BANKRUPTCY: There is no evidence of current or prior bankruptcy. MODIFICATION: The loan has been modified. The modification date is XX/XX/XXXX. The modified principal balance is unavailable. The modification interest rate is unavailable. The modification maturity date is unavailable. LITIGATION: There is no evidence of litigation on the file. TITLE ISSUES: There is no evidence of title issues. PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is owner occupied. EXIT STRATEGY: The recommended exit strategy is N/A. ADDITIONAL INFORMATION: N/A 03/31/2018 02/12/2018
95002427 2 [2] Performing Loan But Moderate Possibility of Going Delinquent [1] Current Status - Performing [1] Deceased Borrower(s) - Trustee/Heir(s) identified and documented LOAN STATUS: The current loan status is Performing. PAY HISTORY: BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was 01/14/2018. This loan was reviewed with data provided from 04/01/2017 through 03/31/2018. When review period began loan was 60 days delinquent. First contact in review period was with unauthorized third party who called in a payment on 05/05/2017. Unauthorized third party was spouse of deceased sole borrower. Third party was on title as owner, and was then considered authorized. On 06/07/2017 third party called in another payment. Third party called in on 07/06/2017 to make a payment. On 07/28/2017 spouse was contacted about intentions; could not commit to pay. Servicer and third party discussed the delinquent loan status and options. Third party stated had added 2 children to title and needed to know how to get authorization for them, On 08/04/2017 servicer offered modification and assumption review.a On 08/23/2017 third party was contacted and confirmed receipt of modification and assumption packet but needed to get daughter authorized to help with completion. On 08/31/2017 third party called in to confirm that servicer had received completed packet. Servicer advised it was received but not yet reviewed. Letter sent to third party on 09/05/2017 stating missing documents. Update contact on modification/assumption made with borrower on 09/25/2017; still not decisioned. Third party called again on 10/06/2017 regarding status and call was dropped. Servicer sent borrower letter requesting additional documentation on 10/11/2017. All documents noted as received on 10/19/2017. Modification/assumption approved 10/27/2017 with 3 trial payments beginning 12/01/2017. Third party called in on 11/06/2017 asking when to begin payments. Third party called in on 11/15/2017 and stated would make first payment 12/05/2017, which was done. There were numerous calls to borrower in December to completed documents needed for assumption. Third party was not returning calls until 01/08/2018 when second trial payment was made and servicer was advised that her attorney was sending over requested documents.. Third party called in on 02/05/2018 to state was making final trial payment. Third party was called 02/13/2018 to state that closing documents were on the way, Third party assuming loan was contacted on 03/07/2018 about need for hazard insurance proof in order to process the modification/assumption and was advised to keep making modified payment. Third party provided name of insurer, the servicer contacted nsurer and declaration page was sent. Settlement modification completed XX/XX/XXXX. Modification included a simultaneous assumption of debt. No further borrower contact. Borrower is deceased and ---. The date of death is XX/XX/XXXX. REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable. FORECLOSURE: No evidence of current foreclosure activity. BANKRUPTCY: There is no evidence of current or prior bankruptcy. MODIFICATION: The loan has been modified. The modification date is XX/XX/XXXX. The modified principal balance is unavailable. The modification interest rate is unavailable. The modification maturity date is unavailable. LITIGATION: There is no evidence of litigation on the file. TITLE ISSUES: There is no evidence of title issues. PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is owner occupied. EXIT STRATEGY: The recommended exit strategy is N/A. ADDITIONAL INFORMATION: N/A 03/31/2018 03/24/2018
95000274 1 [1] Current Status - Performing [1] Performing Loan and Weak Possibility of Going Delinquent LOAN STATUS: The current loan status is Performing. PAY HISTORY: BORROWER CONTACT: No evidence of recent contact with the borrower. REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable. FORECLOSURE: No evidence of current foreclosure activity. BANKRUPTCY: There is no evidence of current or prior bankruptcy. MODIFICATION: The loan has been modified. The modification date is XX/XX/XXXX. The modified principal balance is unavailable. The modification interest rate is unavailable. The modification maturity date is unavailable. LITIGATION: There is no evidence of litigation on the file. TITLE ISSUES: There is no evidence of title issues. PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is UTD. EXIT STRATEGY: The recommended exit strategy is N/A. ADDITIONAL INFORMATION: This loan was reviewed with data provided from 04/01/2017 through 03/31/2018. The borrower has not called in and there have been no attempts to contact the borrower due to the loan being current and all payments being made on time during the review period. 03/31/2018 03/23/2018
95003681 1 [1] Current Status - Performing [1] Performing Loan and Weak Possibility of Going Delinquent LOAN STATUS: The current loan status is Performing. PAY HISTORY: BORROWER CONTACT: No evidence of recent contact with the borrower. REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable. FORECLOSURE: No evidence of current foreclosure activity. BANKRUPTCY: There is no evidence of current or prior bankruptcy. MODIFICATION: The loan has been modified. The modification date is XX/XX/XXXX. The modified principal balance is unavailable. The modification interest rate is unavailable. The modification maturity date is unavailable. LITIGATION: There is no evidence of litigation on the file. TITLE ISSUES: There is no evidence of title issues. PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is UTD. EXIT STRATEGY: The recommended exit strategy is N/A. ADDITIONAL INFORMATION: This loan was reviewed with data provided from 04/01/2017 through 03/31/2018. During the review period, the borrower has not called in and the servicer is not attempting to contact the borrower. There is no evidence of collection calls or general demand letters being generated since the loan is performing. Loan modification was completed. Borrower has been current throughout review period and has made a constant effort to keep the loan performing. Commentary for March 2018 is not available. 03/31/2018 02/02/2018
95004337 1 [1] Current Status - Performing [1] Performing Loan and Weak Possibility of Going Delinquent LOAN STATUS: The current loan status is Performing. PAY HISTORY: BORROWER CONTACT: No evidence of recent contact with the borrower. REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable. FORECLOSURE: No evidence of current foreclosure activity. BANKRUPTCY: There is no evidence of current or prior bankruptcy. MODIFICATION: The loan has been modified. The modification date is XX/XX/XXXX. The modified principal balance is unavailable. The modification interest rate is unavailable. The modification maturity date is unavailable. LITIGATION: There is no evidence of litigation on the file. TITLE ISSUES: There is no evidence of title issues. PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is UTD. EXIT STRATEGY: The recommended exit strategy is N/A. ADDITIONAL INFORMATION: This loan was reviewed with data provided from 04/01/2017 through 03/31/2018. There was no contact with the borrower due to the loan performed the entire review period with no adverse activity. 03/31/2018 02/20/2018
95000386 1 [1] Current Status - Performing [1] Performing Loan and Weak Possibility of Going Delinquent LOAN STATUS: The current loan status is Performing. PAY HISTORY: BORROWER CONTACT: No evidence of recent contact with the borrower. REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable. FORECLOSURE: No evidence of current foreclosure activity. BANKRUPTCY: There is no evidence of current or prior bankruptcy. MODIFICATION: The loan has been modified. The modification date is XX/XX/XXXX. The modified principal balance is unavailable. The modification interest rate is unavailable. The modification maturity date is unavailable. LITIGATION: There is no evidence of litigation on the file. TITLE ISSUES: There is no evidence of title issues. PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is UTD. EXIT STRATEGY: The recommended exit strategy is N/A. ADDITIONAL INFORMATION: This loan was reviewed with data provided from 04/01/2017 through 03/31/2018. There was no evidence of right party borrower contact due to the loan performing throughout the review period. There was no evidence of skip tracing activity. 03/31/2018 02/26/2018
95002619 1 [1] Current Status - Performing [1] Performing Loan and Weak Possibility of Going Delinquent LOAN STATUS: The current loan status is Performing. PAY HISTORY: BORROWER CONTACT: No evidence of recent contact with the borrower. REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable. FORECLOSURE: No evidence of current foreclosure activity. BANKRUPTCY: There is no evidence of current or prior bankruptcy. MODIFICATION: The loan has been modified. The modification date is XX/XX/XXXX. The modified principal balance is unavailable. The modification interest rate is unavailable. The modification maturity date is unavailable. LITIGATION: There is no evidence of litigation on the file. TITLE ISSUES: There is no evidence of title issues. PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is UTD. EXIT STRATEGY: The recommended exit strategy is N/A. ADDITIONAL INFORMATION: This loan was reviewed with data provided from 04/01/2017 through 03/31/2018. The borrower has not called in and there have been no attempts to contact the borrower due to the loan being current and all payments being made on time during the review period. 03/31/2018 06/05/2017
95000703 1 [1] Current Status - Performing [1] Performing Loan and Weak Possibility of Going Delinquent LOAN STATUS: The current loan status is Performing. PAY HISTORY: BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was 10/09/2017. This loan was reviewed with data provided from 04/01/2017 through 03/31/2018. Borrower gave permission to talk to husband on 10/09/2017 and went over payment information. No further specifics noted and no further contact with the borrower due to the loan has been performing and current for the last twelve months. REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable. FORECLOSURE: No evidence of current foreclosure activity. BANKRUPTCY: There is no evidence of current or prior bankruptcy. MODIFICATION: The loan has been modified. The modification date is XX/XX/XXXX. The modified principal balance is unavailable. The modification interest rate is unavailable. The modification maturity date is unavailable. LITIGATION: There is no evidence of litigation on the file. TITLE ISSUES: There is no evidence of title issues. PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is owner occupied. EXIT STRATEGY: The recommended exit strategy is N/A. ADDITIONAL INFORMATION: N/A 03/31/2018 11/13/2017
95002546 1 [1] Current Status - Performing [1] Performing Loan and Weak Possibility of Going Delinquent LOAN STATUS: The current loan status is Performing. PAY HISTORY: BORROWER CONTACT: No evidence of recent contact with the borrower. REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable. FORECLOSURE: No evidence of current foreclosure activity. BANKRUPTCY: There is no evidence of current or prior bankruptcy. MODIFICATION: The loan has been modified. The modification date is XX/XX/XXXX. The modified principal balance is unavailable. The modification interest rate is unavailable. The modification maturity date is unavailable. LITIGATION: There is no evidence of litigation on the file. TITLE ISSUES: There is no evidence of title issues. PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is UTD. EXIT STRATEGY: The recommended exit strategy is N/A. ADDITIONAL INFORMATION: This loan was reviewed with data provided from 04/01/2017 through 03/31/2018. The borrower has not called in and there have been no attempts to contact the borrower due to the loan being current and all payments being made on time during the review period. 03/31/2018 03/07/2018
95003804 2 [2] Current Status - Delinquent LOAN STATUS: The current loan status is Delinquent. PAY HISTORY: BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was 03/14/2018. This loan was reviewed with data provided from 04/01/2017 through 03/31/2018. On 04/14/2017, the borrower called in to discuss the account. Borrower made a payment. RFD: marital difficulties and curtailment of income. On 05/19/2017, borrower called in and made a payment. On 06/14/2017, the servicer made a collection call and advised of the past due amount. Borrower scheduled a payment for 06/23/2017. The agent offered payment assistance options. Borrower tried the repayment plan but payments was too high. Agent advised the borrower that the loan will remain in collections until loan is brought current. RFD: curtailment of income. From July 2017 to October 2017, the borrower would call in and make a payment. The agent would advised the borrower of the total amount due, late charges, negative credit reporting and offer loss mitigation options. Borrower had declined payment assistance. Borrower's circumstances has not changed. On 11/27/2017, the borrower made a payment and accepted to do a loan modification. Borrower will call back to apply. RFD: curtailment of income and marital difficulties. On 12/11/2017, borrower made a payment over the phone. Borrower advised that the divorced will be finalized and would like the co-borrower to removed from the loan. Agent advised that the loan must be current and transferred the call to the refinance department. . RFD: excessive obligations and curtailment of income. Borrower also requested a payoff statement. On 12/29/2017, borrower called in and made a payment. Borrower told the servicer that the property is being sold. On 01/12/2018, borrower called in and made a payment. Borrower's circumstances remain the same. Property is listed for sale. On 02/08/2017 and 02/28/2018, the borrower made a promise to make a payment. The servicer was not able to go over financials. Borrower is waiting on income tax returns and will bring the loan current. RFD: curtailment of income and marital difficulties. On 03/13/2018 and 03/14/2018, borrower made a promise to make a payment. Borrower is not interested in loss mitigation options. REASON FOR DEFAULT: The reason for default is marital difficulties. FORECLOSURE: No evidence of current foreclosure activity. BANKRUPTCY: There is no evidence of current or prior bankruptcy. MODIFICATION: The loan has been modified. The modification date is XX/XX/XXXX. The modified principal balance is unavailable. The modification interest rate is unavailable. The modification maturity date is unavailable. LITIGATION: There is no evidence of litigation on the file. TITLE ISSUES: There is no evidence of title issues. PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is owner occupied. EXIT STRATEGY: The recommended exit strategy is Reinstatement. ADDITIONAL INFORMATION: N/A 03/31/2018 03/24/2018
95001801 1 [1] Current Status - Performing [1] Performing Loan and Weak Possibility of Going Delinquent LOAN STATUS: The current loan status is Performing. PAY HISTORY: BORROWER CONTACT: No evidence of recent contact with the borrower. REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable. FORECLOSURE: No evidence of current foreclosure activity. BANKRUPTCY: There is no evidence of current or prior bankruptcy. MODIFICATION: The loan has been modified. The modification date is XX/XX/XXXX. The modified principal balance is unavailable. The modification interest rate is unavailable. The modification maturity date is unavailable. LITIGATION: There is no evidence of litigation on the file. TITLE ISSUES: There is no evidence of title issues. PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is UTD. EXIT STRATEGY: The recommended exit strategy is N/A. ADDITIONAL INFORMATION: This loan was reviewed with data provided from 04/01/2017 through 03/31/2018. The borrower has not called in and there have been no attempts to contact the borrower due to the loan being current and all payments being made on time during the review period. 03/31/2018 01/19/2018
95004682 1 [1] Current Status - Performing [1] Performing Loan and Weak Possibility of Going Delinquent LOAN STATUS: The current loan status is Performing. PAY HISTORY: BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was 02/16/2018. This loan was reviewed with data provided from 04/01/2017 through 03/31/2018. On 08/03/2017 an authorized party called regarding initial setup and financial review. On 11/20/2017 a promise to pay was made. On 12/23/2017 the borrower called about a letter received; On 02/16/2018 the borrower called and made a payment. The borrower has been unresponsive to all attempts since 02/17/2018. REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable. FORECLOSURE: The file was referred to foreclosure and the referral date is not available in the information provided. Unable to determine the next projected foreclosure step. The foreclosure was closed and billed; closed - Not Complete BANKRUPTCY: There is no evidence of current or prior bankruptcy. MODIFICATION: The loan has been modified. The modification date is XX/XX/XXXX. The modified principal balance is unavailable. The modification interest rate is unavailable. The modification maturity date is unavailable. LITIGATION: There is no evidence of litigation on the file. TITLE ISSUES: There is no evidence of title issues. PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is owner occupied. EXIT STRATEGY: The recommended exit strategy is N/A. ADDITIONAL INFORMATION: N/A 03/31/2018 03/24/2018
95003919 2 [2] Current Status - Delinquent LOAN STATUS: The current loan status is Delinquent. PAY HISTORY: BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was 03/20/2018. This loan was reviewed with data provided from 04/01/2017 through 03/31/2018. There was no attempt to contact the borrower in 4/2017. On 5/5/2017 the borrower made a payment via telephone. The borrower was contacted on 6/12/2017 and stated they will make a payment at the bank branch and that they are not interested in loss mitigation. The reason for delinquency is cited as curtailment of income. On 3/20/2018 the borrower was contacted and they stated that they will pay at the branch. The borrower stated that the reason for default is illness of the mortgagor and that they are interested in selling the property. There were minimal attempts to contact the borrower between actual successful contacts as the loan was current. REASON FOR DEFAULT: The reason for default is UTD. Unable to determine the reason for default with the information provided. FORECLOSURE: No evidence of current foreclosure activity. BANKRUPTCY: There is no evidence of current or prior bankruptcy. MODIFICATION: The loan has been modified. The modification date is XX/XX/XXXX. The modified principal balance is unavailable. The modification interest rate is unavailable. The modification maturity date is unavailable. LITIGATION: There is no evidence of litigation on the file. TITLE ISSUES: There is no evidence of title issues. PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is UTD. EXIT STRATEGY: The recommended exit strategy is Reinstatement. ADDITIONAL INFORMATION: N/A 03/31/2018 03/20/2018
95003742 2 [2] Current Status - Delinquent LOAN STATUS: The current loan status is Delinquent. PAY HISTORY: BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was 02/28/2018. This loan was reviewed with data provided from 04/01/2017 through 03/31/2018. On 04/26/2017 and 05/24/2017, the agent advised the borrower of the past due amount. Borrower made a payment over the phone. RFD: excessive obligations and curtailment of income. On 06/26/2017 and 07/27/2017, the agent advised the borrower of the past due amount and offered loss mitigation options. Borrower made a payment over the phone and declined assistance. RFD: curtailment of income and excessive obligations. The servicer was unable to reach the borrower in August 2017. On 09/27/2017 and 10/19/2017, the servicer made a collection call and advised the borrower of the past due amount and fees. Borrower made several promises to pay. Borrower is not interested in loss mitigation assistance. Borrower's circumstances has not changed. There was not contact made between the servicer and the borrower in November 2017. The servicer made several attempts to contact the borrower in December 2017. On 01/10/2018 and 02/28/2018, the borrower call and made a payment. RFD: excessive obligations and curtailment of income. Borrower stated that their account was getting compromised. Borrower had to open a new account. The servicer was unable to contact the borrower in March 2018. REASON FOR DEFAULT: The reason for default is curtailment of income. FORECLOSURE: No evidence of current foreclosure activity. BANKRUPTCY: There is no evidence of current or prior bankruptcy. MODIFICATION: The loan has been modified. The modification date is XX/XX/XXXX. The modified principal balance is unavailable. The modification interest rate is unavailable. The modification maturity date is unavailable. LITIGATION: There is no evidence of litigation on the file. TITLE ISSUES: There is no evidence of title issues. PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is owner occupied. EXIT STRATEGY: The recommended exit strategy is Reinstatement. ADDITIONAL INFORMATION: N/A 03/31/2018 03/24/2018
95003353 1 [1] Current Status - Performing [1] Performing Loan and Weak Possibility of Going Delinquent LOAN STATUS: The current loan status is Performing. PAY HISTORY: BORROWER CONTACT: No evidence of recent contact with the borrower. REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable. FORECLOSURE: No evidence of current foreclosure activity. BANKRUPTCY: There is no evidence of current or prior bankruptcy. MODIFICATION: The loan has been modified. The modification date is XX/XX/XXXX. The modified principal balance is unavailable. The modification interest rate is unavailable. The modification maturity date is unavailable. LITIGATION: There is no evidence of litigation on the file. TITLE ISSUES: There is no evidence of title issues. PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is owner occupied. EXIT STRATEGY: The recommended exit strategy is N/A. ADDITIONAL INFORMATION: This loan was reviewed with data provided from 04/01/2017 through 03/31/2018. The borrower has not called in and there have been no attempts to contact the borrower due to the loan being current and all payments being made on time during the review period. 03/31/2018 12/22/2017
95003699 1 [1] Current Status - Performing [1] Performing Loan and Weak Possibility of Going Delinquent LOAN STATUS: The current loan status is Performing. PAY HISTORY: BORROWER CONTACT: No evidence of recent contact with the borrower. REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable. FORECLOSURE: No evidence of current foreclosure activity. BANKRUPTCY: There is no evidence of current or prior bankruptcy. MODIFICATION: The loan has been modified. The modification date is XX/XX/XXXX. The modified principal balance is unavailable. The modification interest rate is unavailable. The modification maturity date is unavailable. LITIGATION: There is no evidence of litigation on the file. TITLE ISSUES: There is no evidence of title issues. PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is UTD. EXIT STRATEGY: The recommended exit strategy is N/A. ADDITIONAL INFORMATION: This loan was reviewed with data provided from 04/01/2017 through 03/31/2018. There is not contact or attempts made throughout the review period. Loan is currently performing each month. 03/31/2018 02/20/2018
95002911 1 [1] Current Status - Performing [1] Performing Loan and Weak Possibility of Going Delinquent LOAN STATUS: The current loan status is Performing. PAY HISTORY: BORROWER CONTACT: No evidence of recent contact with the borrower. REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable. FORECLOSURE: No evidence of current foreclosure activity. BANKRUPTCY: There is no evidence of current or prior bankruptcy. MODIFICATION: The loan has been modified. The modification date is XX/XX/XXXX. The modified principal balance is unavailable. The modification interest rate is unavailable. The modification maturity date is unavailable. LITIGATION: There is no evidence of litigation on the file. TITLE ISSUES: There is no evidence of title issues. PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is UTD. EXIT STRATEGY: The recommended exit strategy is N/A. ADDITIONAL INFORMATION: This loan was reviewed with data provided from 04/01/2017 through 03/31/2018. During the review period, the borrower has not called in and the servicer is not attempting to contact the borrower. There is no evidence of collection calls or general demand letters being generated since the loan is performing. The borrower is making payments on time. Loan modification was completed. Borrower has been current throughout review period and has made a constant effort to keep the loan performing. 03/31/2018 02/05/2018
95003488 1 [1] Current Status - Performing [1] Performing Loan and Weak Possibility of Going Delinquent LOAN STATUS: The current loan status is Performing. PAY HISTORY: BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was 01/31/2018. This loan was reviewed with data provided from 04/01/2017 through 03/31/2018. On 04/05/2017, authorized third party (spouse) called looking for assistance for the borrower. Customer made a promise to make a payment at the branch. RFD: illness of the mortgagor. There is no contact between the borrower or the servicer in May 2017. On 06/29/2017, the borrower made a promise to make a payment at the branch. Borrower is not interested in loss mitigation assistance. From July 2017 to September 2017, there servicer made several attempts to contact the borrower. On 10/30/2017, borrower #1 is receiving medical treatment in another country and have to pay out of pocket medical expenses. Authorized third party will make a payment by 11/02/2017. The servicer also discussed the recast amortization option letter. Borrower expressed concern regarding payment application. The agent advised the borrower to locate their branch receipt. Agent advised customer service to open a missing branch payment ticket. RFD: illness of the principal mortgagor. On 11/08/2017, NSF was charged to the account. Customer has not submitted proof for research on misapplied payment. On 11/16/2017, the borrower called the servicer. The servicer discussed payment information with the borrower. Borrower scheduled a payment. On 12/14/2017, the customer will try to bring the loan current next month. The borrower's circumstances has not changed. On 01/04/2018, the authorized third party (wife) called and advised will try to make 2 payments by the 1/16/2018. The wife has been unemployed since 12/2017. Customer is waiting for unemployment benefits. Customer declined loss mitigation assistance. RFD: illness of the principal mortgagor and unemployment. On 01/26/2018 and 01/31/2018, customer is leaving to go out of the country. Customer made a promise to pay on 01/31/2018. Customer expressed dissatisfaction in regards to the tone of the call. Loan was brought current. REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable. FORECLOSURE: No evidence of current foreclosure activity. BANKRUPTCY: There is no evidence of current or prior bankruptcy. MODIFICATION: The loan has been modified. The modification date is XX/XX/XXXX. The modified principal balance is unavailable. The modification interest rate is unavailable. The modification maturity date is unavailable. LITIGATION: There is no evidence of litigation on the file. TITLE ISSUES: There is no evidence of title issues. PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is owner occupied. EXIT STRATEGY: The recommended exit strategy is N/A. ADDITIONAL INFORMATION: N/A 03/31/2018 03/23/2018
95001131 1 [1] Current Status - Performing [1] Performing Loan and Weak Possibility of Going Delinquent LOAN STATUS: The current loan status is Performing. PAY HISTORY: BORROWER CONTACT: No evidence of recent contact with the borrower. REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable. FORECLOSURE: No evidence of current foreclosure activity. BANKRUPTCY: There is no evidence of current or prior bankruptcy. MODIFICATION: The loan has been modified. The modification date is XX/XX/XXXX. The modified principal balance is unavailable. The modification interest rate is unavailable. The modification maturity date is unavailable. LITIGATION: There is no evidence of litigation on the file. TITLE ISSUES: There is no evidence of title issues. PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is UTD. EXIT STRATEGY: The recommended exit strategy is N/A. ADDITIONAL INFORMATION: This loan was reviewed with data provided from 04/01/2017 through 03/31/2018. The borrower has not called in and there have been no attempts to contact the borrower due to the loan being current and all payments being made on time during the review period. 03/31/2018 01/22/2018
95002709 2 [2] Performing Loan But Moderate Possibility of Going Delinquent [1] Current Status - Performing LOAN STATUS: The current loan status is Performing. PAY HISTORY: BORROWER CONTACT: No evidence of recent contact with the borrower. REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable. FORECLOSURE: No evidence of current foreclosure activity. BANKRUPTCY: There is no evidence of current or prior bankruptcy. MODIFICATION: The loan has been modified. The modification date is XX/XX/XXXX. The modified principal balance is unavailable. The modification interest rate is unavailable. The modification maturity date is unavailable. LITIGATION: There is no evidence of litigation on the file. TITLE ISSUES: There is no evidence of title issues. PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is owner occupied. EXIT STRATEGY: The recommended exit strategy is N/A. ADDITIONAL INFORMATION: This loan was reviewed with data provided from 04/01/2017 through 03/31/2018. There was no contact with the borrower, other than the borrower making online payments. 03/31/2018 03/15/2018
95000674 1 [1] Current Status - Performing [1] Performing Loan and Weak Possibility of Going Delinquent LOAN STATUS: The current loan status is Performing. PAY HISTORY: BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was 12/20/2017. This loan was reviewed with data provided from 04/01/2017 through 03/31/2018. The account has remained current for the past 12 months. The borrower made two payments late during the review. An insurance claim was filed prior to the review period in the amount of $62,809.04 for flood damages caused on 02/26/2017. The comments from 04/10/2017 through 08/17/2017 referenced multiple conversations with the borrower regarding the progress of the repairs and claim process. The borrower called on 09/27/2017 requesting to schedule a final inspection in order to have the final draw of funds sent out. The comments on 10/09/2017 stated an inspection was performed on 10/05/2017 evidencing all repairs were completed. The final draw of funds were issued on 10/10/2017 in the amount of $6,312.30. The borrower last called on 12/20/2017 in regards to being assessed a late fee for November even though the payment was made within the grace period. The borrower advised a portion of their payment went towards the fee and wanted the funds reversed and reapplied to the account. The notes on 12/29/2017 indicated the issue was resolved and an attempt was made to contact the borrower to advise of the resolution. No further information was provided. REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable. FORECLOSURE: No evidence of current foreclosure activity. BANKRUPTCY: There is no evidence of current or prior bankruptcy. MODIFICATION: The loan has been modified. The modification date is XX/XX/XXXX. The modified principal balance is unavailable. The modification interest rate is unavailable. The modification maturity date is unavailable. LITIGATION: There is no evidence of litigation on the file. TITLE ISSUES: There is no evidence of title issues. PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is UTD. EXIT STRATEGY: The recommended exit strategy is N/A. ADDITIONAL INFORMATION: N/A 03/31/2018 12/29/2017
95002519 1 [1] Current Status - Performing [1] Performing Loan and Weak Possibility of Going Delinquent LOAN STATUS: The current loan status is Performing. PAY HISTORY: BORROWER CONTACT: No evidence of recent contact with the borrower. REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable. FORECLOSURE: No evidence of current foreclosure activity. BANKRUPTCY: There is no evidence of current or prior bankruptcy. MODIFICATION: The loan has been modified. The modification date is XX/XX/XXXX. The modified principal balance is unavailable. The modification interest rate is unavailable. The modification maturity date is unavailable. LITIGATION: There is no evidence of litigation on the file. TITLE ISSUES: There is no evidence of title issues. PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is UTD. EXIT STRATEGY: The recommended exit strategy is N/A. ADDITIONAL INFORMATION: This loan was reviewed with data provided from 04/01/2017 through 03/31/2018. The borrower has not called in and there have been no attempts to contact the borrower due to the loan being current and all payments being made on time during the review period. 03/31/2018 03/16/2018
95002781 1 [1] Current Status - Performing [1] Performing Loan and Weak Possibility of Going Delinquent LOAN STATUS: The current loan status is Performing. PAY HISTORY: BORROWER CONTACT: No evidence of recent contact with the borrower. REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable. FORECLOSURE: No evidence of current foreclosure activity. BANKRUPTCY: There is no evidence of current or prior bankruptcy. MODIFICATION: The loan has been modified. The modification date is XX/XX/XXXX. The modified principal balance is unavailable. The modification interest rate is unavailable. The modification maturity date is unavailable. LITIGATION: There is no evidence of litigation on the file. TITLE ISSUES: There is no evidence of title issues. PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is UTD. EXIT STRATEGY: The recommended exit strategy is N/A. ADDITIONAL INFORMATION: This loan was reviewed with data provided from 04/01/2017 through 03/31/2018. There was no evidence of borrower contact or skip tracing activity due to the loan performing throughout the review period. 03/31/2018 01/25/2018
95000385 1 [1] Current Status - Performing [1] Performing Loan and Weak Possibility of Going Delinquent LOAN STATUS: The current loan status is Performing. PAY HISTORY: BORROWER CONTACT: No evidence of recent contact with the borrower. REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable. FORECLOSURE: No evidence of current foreclosure activity. BANKRUPTCY: There is no evidence of current or prior bankruptcy. MODIFICATION: The loan has been modified. The modification date is XX/XX/XXXX. The modified principal balance is unavailable. The modification interest rate is unavailable. The modification maturity date is unavailable. LITIGATION: There is no evidence of litigation on the file. TITLE ISSUES: There is no evidence of title issues. PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is UTD. EXIT STRATEGY: The recommended exit strategy is N/A. ADDITIONAL INFORMATION: This loan was reviewed with data provided from 04/01/2017 through 03/31/2018. There was no contact and limited attempts due to the loan remaining current through the review period. 03/31/2018 02/14/2018
95002090 1 [1] Current Status - Performing [1] Performing Loan and Weak Possibility of Going Delinquent LOAN STATUS: The current loan status is Performing. PAY HISTORY: BORROWER CONTACT: No evidence of recent contact with the borrower. REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable. FORECLOSURE: No evidence of current foreclosure activity. BANKRUPTCY: There is no evidence of current or prior bankruptcy. MODIFICATION: The loan has been modified. The modification date is XX/XX/XXXX. The modified principal balance is unavailable. The modification interest rate is unavailable. The modification maturity date is unavailable. LITIGATION: There is no evidence of litigation on the file. TITLE ISSUES: There is no evidence of title issues. PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is UTD. EXIT STRATEGY: The recommended exit strategy is N/A. ADDITIONAL INFORMATION: This loan was reviewed with data provided from 04/01/2017 through 03/31/2018. There has been no attempts or contact made throughout the review period. Loan is currently performing each month. 03/31/2018 02/08/2018
95004307 2 [2] Bankruptcy - CH XX - Discharged w/o Reaffirmation [1] Current Status - Performing [1] Performing Loan and Weak Possibility of Going Delinquent LOAN STATUS: The current loan status is Performing. PAY HISTORY: BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was 06/20/2017. This loan was reviewed with data provided from 04/01/2017 through 03/31/2018. From April 2017 to May 2017, there was no contact made between the servicer and the borrower. On 06/20/2017, the customer called disputing lapse in coverage. The agent explained the situation and that the policy expired on 06/15/2017. Customer was advised will have to obtain lender placed insurance. Borrower stated since the claim is still open, the borrower was unable to find an insurance carrier who will provide coverage. Borrower was able to find their own insurance. From July 2017 to February 2018, there was no contact made between the servicer and the borrower. Per comments dated 02/20/2018, claim check in the amount of $17,000.00 was issued from the previous insurance company. The check was dated 01/29/2018 to be endorsed for property loss that was dated on 09/14/2014. Claim is non-monitored. Commentary for March 2018 is not available. REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable. FORECLOSURE: No evidence of current foreclosure activity. BANKRUPTCY: There is evidence of bankruptcy on the loan. Bankruptcy was filed on XX/XX/XXXX. The chapter is Chapter XX. The bankruptcy was filed under case number XXX. The most recent bankruptcy status is discharged. The bankruptcy was discharged on XX/XX/XXXX and there is no evidence of reaffirmation.. MODIFICATION: The loan has been modified. The modification date is XX/XX/XXXX. The modified principal balance is unavailable. The modification interest rate is unavailable. The modification maturity date is unavailable. LITIGATION: There is no evidence of litigation on the file. TITLE ISSUES: There is no evidence of title issues. PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is UTD. EXIT STRATEGY: The recommended exit strategy is N/A. ADDITIONAL INFORMATION: N/A 03/31/2018 02/21/2018
95000102 2 [2] Current Status - Delinquent LOAN STATUS: The current loan status is Delinquent. PAY HISTORY: BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was 02/20/2018. This loan was reviewed with data provided from 04/01/2017 through 03/31/2018. There were no attempts to contact the borrower in 4/2017. There were attempts to contact the borrower in 5/2017 and 6/2017.On 7/7/2017 the borrower made a one time payment via phone. There were numerous attempts to contact the borrower in 8/2017 and 9/2017. The borrower made a payment by phone on 10/17/2017. On 11/24/2017 the borrower called and wanted to make a payment and was informed that a payment can't be accepted but a reinstatement quote was given. The borrower called on 12/14/2017 and was given the foreclosure sale date. The borrower called on 12/21/2017 and the loan status was reviewed. The borrower called on 12/22/2017 to get a reinstatement quote. A demand letter was sent on 2/16/2018. The borrower called on 2/20/2018 and made a payment with a check by phone. The reason for default is cited as curtailment of income but the borrower states that income has improved. REASON FOR DEFAULT: The reason for default is curtailment of income. FORECLOSURE: The file was referred to foreclosure and the referral date is not available in the information provided. Unable to determine the next projected foreclosure step. The foreclosure is closed, not complete. BANKRUPTCY: There is no evidence of current or prior bankruptcy. MODIFICATION: The loan has been modified. The modification date is XX/XX/XXXX. The modified principal balance is unavailable. The modification interest rate is unavailable. The modification maturity date is unavailable. LITIGATION: There is no evidence of litigation on the file. TITLE ISSUES: There is no evidence of title issues. PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is owner occupied. EXIT STRATEGY: The recommended exit strategy is Reinstatement. ADDITIONAL INFORMATION: N/A 03/31/2018 03/24/2018
95000728 1 [1] Current Status - Performing [1] Performing Loan and Weak Possibility of Going Delinquent LOAN STATUS: The current loan status is Performing. PAY HISTORY: BORROWER CONTACT: No evidence of recent contact with the borrower. REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable. FORECLOSURE: No evidence of current foreclosure activity. BANKRUPTCY: There is no evidence of current or prior bankruptcy. MODIFICATION: The loan has been modified. The modification date is XX/XX/XXXX. The modified principal balance is unavailable. The modification interest rate is unavailable. The modification maturity date is unavailable. LITIGATION: There is no evidence of litigation on the file. TITLE ISSUES: There is no evidence of title issues. PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is UTD. EXIT STRATEGY: The recommended exit strategy is N/A. ADDITIONAL INFORMATION: This loan was reviewed with data provided from 04/01/2017 through 03/31/2018. There was no contact with the borrower due to the loan performed with no adverse activity. 03/31/2018 02/12/2018
95002010 2 [2] Current Status - Delinquent LOAN STATUS: The current loan status is Delinquent. PAY HISTORY: BORROWER CONTACT: No evidence of recent contact with the borrower. REASON FOR DEFAULT: The reason for default is UTD. Unable to determine the reason for default with the information provided. FORECLOSURE: No evidence of current foreclosure activity. BANKRUPTCY: There is no evidence of current or prior bankruptcy. MODIFICATION: The loan has been modified. The modification date is XX/XX/XXXX. The modified principal balance is unavailable. The modification interest rate is unavailable. The modification maturity date is unavailable. LITIGATION: There is no evidence of litigation on the file. TITLE ISSUES: There is no evidence of title issues. PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is UTD. EXIT STRATEGY: The recommended exit strategy is Reinstatement. ADDITIONAL INFORMATION: This loan was reviewed with data provided from 04/01/2017 through 03/31/2018. There were multiple unsuccessful attempts to contact the borrower during the review period. There was no contact with the borrower during the review period. 03/31/2018 03/20/2018
95003673 1 [1] Current Status - Performing [1] Performing Loan and Weak Possibility of Going Delinquent LOAN STATUS: The current loan status is Performing. PAY HISTORY: BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was 04/20/2017. This loan was reviewed with data provided from 04/01/2017 through 03/31/2018. The borrower called on 04/20/2017 to respond to a letter they received about property damage; date of loss was 05/18/2016. The servicer sent a letter following up on the claim. This was the only right party contact with the borrower during the review period. REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable. FORECLOSURE: No evidence of current foreclosure activity. BANKRUPTCY: There is no evidence of current or prior bankruptcy. MODIFICATION: The loan has been modified. The modification date is XX/XX/XXXX. The modified principal balance is unavailable. The modification interest rate is unavailable. The modification maturity date is unavailable. LITIGATION: There is no evidence of litigation on the file. TITLE ISSUES: There is no evidence of title issues. PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is UTD. EXIT STRATEGY: The recommended exit strategy is N/A. ADDITIONAL INFORMATION: N/A 03/31/2018 02/14/2018
95004449 1 [1] Current Status - Performing [1] Performing Loan and Weak Possibility of Going Delinquent LOAN STATUS: The current loan status is Performing. PAY HISTORY: BORROWER CONTACT: No evidence of recent contact with the borrower. REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable. FORECLOSURE: No evidence of current foreclosure activity. BANKRUPTCY: There is no evidence of current or prior bankruptcy. MODIFICATION: The loan has been modified. The modification date is XX/XX/XXXX. The modified principal balance is unavailable. The modification interest rate is unavailable. The modification maturity date is unavailable. LITIGATION: There is no evidence of litigation on the file. TITLE ISSUES: There is no evidence of title issues. PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is owner occupied. EXIT STRATEGY: The recommended exit strategy is N/A. ADDITIONAL INFORMATION: This loan was reviewed with data provided from 04/01/2017 through 03/31/2018. The borrower has not called in and there have been no attempts to contact the borrower due to the loan being current and all payments being made on time during the review period. 03/31/2018 02/26/2018
95000366 1 [1] Current Status - Performing [1] Performing Loan and Weak Possibility of Going Delinquent LOAN STATUS: The current loan status is Performing. PAY HISTORY: BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was 03/13/2018. This loan was reviewed with data provided from 04/01/2017 through 03/31/2018. On 04/06/2017 the borrower made a payment of $964.78 over the phone. On 06/08/2017 the borrower made a payment of $744.72 over the phone. On 07/12/2017 the borrower made a payment of $744.42 over the phone. On 09/08/2017 the borrower made a payment of $2,234.16 over the phone. On 10/31/2017 the borrower made a payment of $744.72 over the phone. On 01/09/2018 the borrower made a payment of $1,489.44 over the phone. On 02/02/2018 the borrower made a payment of $1,530.69 over the phone. On 03/13/2018 the borrower made a payment of $785.97 over the phone. REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable. FORECLOSURE: No evidence of current foreclosure activity. BANKRUPTCY: There is no evidence of current or prior bankruptcy. MODIFICATION: The loan has been modified. The modification date is XX/XX/XXXX. The modified principal balance is unavailable. The modification interest rate is unavailable. The modification maturity date is unavailable. LITIGATION: There is no evidence of litigation on the file. TITLE ISSUES: There is no evidence of title issues. PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is owner occupied. EXIT STRATEGY: The recommended exit strategy is N/A. ADDITIONAL INFORMATION: N/A 03/31/2018 03/13/2018
95000281 1 [1] Current Status - Performing [1] Performing Loan and Weak Possibility of Going Delinquent LOAN STATUS: The current loan status is Performing. PAY HISTORY: BORROWER CONTACT: No evidence of recent contact with the borrower. REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable. FORECLOSURE: No evidence of current foreclosure activity. BANKRUPTCY: There is no evidence of current or prior bankruptcy. MODIFICATION: The loan has been modified. The modification date is XX/XX/XXXX. The modified principal balance is unavailable. The modification interest rate is unavailable. The modification maturity date is unavailable. LITIGATION: There is no evidence of litigation on the file. TITLE ISSUES: There is no evidence of title issues. PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is UTD. EXIT STRATEGY: The recommended exit strategy is N/A. ADDITIONAL INFORMATION: This loan was reviewed with data provided from 04/01/2017 through 03/31/2018. The borrower has not called in and there have been no attempts to contact the borrower due to the loan being current and all payments being made on time during the review period. 03/31/2018 03/05/2018
95004555 1 [1] Current Status - Performing [1] Performing Loan and Weak Possibility of Going Delinquent LOAN STATUS: The current loan status is Performing. PAY HISTORY: BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was 03/15/2018. This loan was reviewed with data provided from 04/01/2017 through 03/31/2018. On 3/14/2017 borrower made a promise to pay in the amount of $1477.66. On 5/16/2017 borrower called to advised will make a payment on 6/30/2017. On 6/16/2017 borrower made a promise to pay in the amount of $1,477.66. On 7/15/2017 borrower made a promise to pay in the amount of $1,477.66. On 9/15/2017 borrower made a promise to pay in the amount of $1,265.28. On 10/15/2017 borrower made a promise to pay in the amount of $1,265.28. On 12/15/2017 borrower made a promise to pay in the amount of $1,265.28. On 1/18/2018 borrower made a promise to pay in the amount of $1,265.28. On 2/15/2018 borrower made a promise to pay in the amount of $1,265.28. On 3/15/2018 borrower made a promise to pay in the amount of $1,265.28. REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable. FORECLOSURE: No evidence of current foreclosure activity. BANKRUPTCY: There is no evidence of current or prior bankruptcy. MODIFICATION: The loan has been modified. The modification date is XX/XX/XXXX. The modified principal balance is unavailable. The modification interest rate is unavailable. The modification maturity date is unavailable. LITIGATION: There is no evidence of litigation on the file. TITLE ISSUES: There is no evidence of title issues. PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is UTD. EXIT STRATEGY: The recommended exit strategy is N/A. ADDITIONAL INFORMATION: N/A 03/31/2018 03/15/2018
95002407 2 [2] Current Status - Delinquent LOAN STATUS: The current loan status is Delinquent. PAY HISTORY: BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was 06/02/2017. This loan was reviewed with data provided from 04/01/2017 through 03/31/2018. From 4/01/2017 through 4/30/2017 there was no contact other than the borrower making payments through the IVR system. From 05/01/2017 through 05/31/2017 no contact or attempts were made. On 06/02/2017 the borrower called in and authorized a payment in the amount of $3351.25. The borrower was advised due to the discharged bankruptcy they are not liable for the loan debt but the property lien is still valid. There was no contact or attempts from 7/01/2017 through 7/31/2017. From 08/2017 through 3/2018 there was no contact or attempts, other than the borrower making online payments. On 02/26/2018 a demand letter was sent to the borrower; expiring in 35 days. REASON FOR DEFAULT: The reason for default is UTD. Unable to determine the reason for default with the information provided. FORECLOSURE: No evidence of current foreclosure activity. BANKRUPTCY: There is no evidence of current or prior bankruptcy. MODIFICATION: The loan has been modified. The modification date is XX/XX/XXXX. The modified principal balance is unavailable. The modification interest rate is unavailable. The modification maturity date is unavailable. LITIGATION: There is no evidence of litigation on the file. TITLE ISSUES: There is no evidence of title issues. PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is owner occupied. EXIT STRATEGY: The recommended exit strategy is Reinstatement. ADDITIONAL INFORMATION: N/A 03/31/2018 02/27/2018
95002487 1 [1] Current Status - Performing [1] Performing Loan and Weak Possibility of Going Delinquent LOAN STATUS: The current loan status is Performing. PAY HISTORY: BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was 10/24/2017. This loan was reviewed with data provided from 04/01/2017 through 03/31/2018. From 04/01/2017 through 09/01/2017 there was no contact or attempts due to the loan being current. On 10/24/207 the borrower called and inquired about a $25.00 fee. The borrower was advised that it was due to insufficient funds payment in 01/2017. The borrower authorized payment in the amount of $25.00. On 10/25/2017 the payment was returned due not being able to locate the account. REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable. FORECLOSURE: No evidence of current foreclosure activity. BANKRUPTCY: There is no evidence of current or prior bankruptcy. MODIFICATION: The loan has been modified. The modification date is XX/XX/XXXX. The modified principal balance is unavailable. The modification interest rate is unavailable. The modification maturity date is unavailable. LITIGATION: There is no evidence of litigation on the file. TITLE ISSUES: There is no evidence of title issues. PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is owner occupied. EXIT STRATEGY: The recommended exit strategy is N/A. ADDITIONAL INFORMATION: N/A 03/31/2018 03/16/2018
95002722 2 [2] Bankruptcy - CH XX - Discharged w/o Reaffirmation [1] Current Status - Performing [1] Performing Loan and Weak Possibility of Going Delinquent LOAN STATUS: The current loan status is Performing. PAY HISTORY: BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was 02/16/2018. This loan was reviewed with data provided from 04/01/2017 through 03/31/2018. On 04/28/2017 the borrower made a payment of $538.30. On 06/23/2017 the borrower wanted to know about the past due and was advised that in December the account past due for one month and no payment was made until February so the account is due for Dec, Jan, Feb or 3 months. On 06/30/2017 the borrower was called regarding additional documents and general status of the loan. The borrower was unable to speak and requested a call back on Monday. On 07/13/2017 the borrower was advised of the denial decision. On 08/03/2017 the borrower made a payment. On 09/29/2017 the borrower made a payment of $528.08. On 11/06/2017 the borrower made a payment of $528.08. On 12/06/2017 the borrower made a payment of $528.08. On 01/31/2018 the borrower made a payment of $528.08. On 02/16/2018 the borrower made a payment of $1,056.16. REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable. FORECLOSURE: The file was referred to foreclosure and the referral date is not available in the information provided. Unable to determine the next projected foreclosure step. Closed - Not Complete BANKRUPTCY: There is evidence of bankruptcy on the loan. Bankruptcy was filed on XX/XX/XXXX. The chapter is Chapter XX. The bankruptcy was filed under case number XXX. The most recent bankruptcy status is discharged. The bankruptcy was discharged on XX/XX/XXXX and there is no evidence of reaffirmation.. MODIFICATION: The loan has been modified. The modification date is XX/XX/XXXX. The modified principal balance is unavailable. The modification interest rate is unavailable. The modification maturity date is unavailable. LITIGATION: There is no evidence of litigation on the file. TITLE ISSUES: There is no evidence of title issues. PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is UTD. EXIT STRATEGY: The recommended exit strategy is N/A. ADDITIONAL INFORMATION: N/A 03/31/2018 03/06/2018
95004924 1 [1] Current Status - Performing [1] Performing Loan and Weak Possibility of Going Delinquent LOAN STATUS: The current loan status is Performing. PAY HISTORY: BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was 02/20/2018. This loan was reviewed with data provided from 04/01/2017 through 03/31/2018. There were almost daily attempts to contact the borrower from 4/1/2017 until 9/17/2017. A demand letter was mailed on 7/17/2017 with a 35 day expiration. On 9/17/2017 the borrower called to make the payment for 8/1/2017 by 9/29/2017. The borrower accepted disaster relief. Disaster relief is the 9/1/2017 payment through the 12/1/2017 payment expiring on 12/9/2017. On 10/19/2017 the borrower called to make a payment. The borrower opted to wait on the payment as the loan is in disaster relief expiring on 12/9/2017. The borrower was told of the deferment set to occur once the relief period expires. The borrower is not interested in loss mitigation. The borrower called to make a payment on 12/2/2017 but the initial agent was unable to get anyone to assist in taking a disaster payment. The borrower got tired of waiting and stated they would mail the payment. On 12/7/2017 the disaster extension was reviewed and approved and on 2/11/2017 a disaster payment extension letter was requested. A HAMP Incentive principal payment was applied on 1/29/2018. On 2/20/2018 the borrower called and stated that their payment was mailed.There have been numerous attempts to contact the borrower throughout the review period. REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable. FORECLOSURE: No evidence of current foreclosure activity. BANKRUPTCY: There is no evidence of current or prior bankruptcy. MODIFICATION: The loan has been modified. The modification date is XX/XX/XXXX. The modified principal balance is unavailable. The modification interest rate is unavailable. The modification maturity date is unavailable. LITIGATION: There is no evidence of litigation on the file. TITLE ISSUES: There is no evidence of title issues. PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is owner occupied. EXIT STRATEGY: The recommended exit strategy is N/A. ADDITIONAL INFORMATION: N/A 03/31/2018 03/24/2018
95004199 1 [1] Current Status - Performing [1] Performing Loan and Weak Possibility of Going Delinquent LOAN STATUS: The current loan status is Performing. PAY HISTORY: BORROWER CONTACT: No evidence of recent contact with the borrower. REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable. FORECLOSURE: No evidence of current foreclosure activity. BANKRUPTCY: There is no evidence of current or prior bankruptcy. MODIFICATION: The loan has been modified. The modification date is XX/XX/XXXX. The modified principal balance is unavailable. The modification interest rate is unavailable. The modification maturity date is unavailable. LITIGATION: There is no evidence of litigation on the file. TITLE ISSUES: There is no evidence of title issues. PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is owner occupied. EXIT STRATEGY: The recommended exit strategy is N/A. ADDITIONAL INFORMATION: This loan was reviewed with data provided from 04/01/2017 through 03/31/2018. The borrower has not called in and all attempts to contact the borrower have been unsuccessful during the review period. The loan was 30 days delinquent April 2018 and December 2018 and has been current since. There is no evidence of any issues with the property or default reasons for the time the loan was delinquent. 03/31/2018 01/16/2018
95003890 1 [1] Current Status - Performing [1] Performing Loan and Weak Possibility of Going Delinquent LOAN STATUS: The current loan status is Performing. PAY HISTORY: BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was 12/07/2017. This loan was reviewed with data provided from 04/01/2017 through 03/31/2018. On 04/03/2017 the borrower called and authorized a payment in the amount of $481.74. The borrower was also advised that the modification review was pending for the title to clear. On 04/12/2017 a modification was approved and the final modification packet was sent to the borrower. On 04/13/2017 the borrower called with for the modification status and was advised the the modification is not completed until the signed documents are returned. On 04/24/2017 the borrower called regarding the final modification documents and was advised that the final documents were received and to expect a call once the agreement was finalized. The loan was modified on XX/XX/XXXX; effective XX/XX/XXXX. On 05/04/2017 the borrower called and stated that a payment in the amount of $481.74 was made online. From 6/2017 through 8/2017 there was no contact or attempts due to the loan being current. On XX/XX/XXXX the loan was placed on a foreclosure hold for hurricane XXX On 10/21/2017 the borrower called in regards to a notice that he received regarding the disaster relief program. The borrower was assured that all credit stops are in place. From 11/01/2017 through 11/30/2017 there was no contact or attempts. On 12/07/2017 the borrower called concerning the past due amount and was advised that he is sill on the disaster relief program. On XX/XX/XXXX the foreclosure hold was released. There was no contact or attempts from 1/2018 through 3/2018. REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable. FORECLOSURE: No evidence of current foreclosure activity. BANKRUPTCY: There is no evidence of current or prior bankruptcy. MODIFICATION: The loan has been modified. The modification date is XX/XX/XXXX. The modified principal balance is unavailable. The modification interest rate is unavailable. The modification maturity date is unavailable. LITIGATION: There is no evidence of litigation on the file. TITLE ISSUES: There is no evidence of title issues. PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is UTD. EXIT STRATEGY: The recommended exit strategy is N/A. ADDITIONAL INFORMATION: N/A 03/31/2018 03/11/2018
95002438 1 [1] Current Status - Performing [1] Performing Loan and Weak Possibility of Going Delinquent LOAN STATUS: The current loan status is Performing. PAY HISTORY: BORROWER CONTACT: No evidence of recent contact with the borrower. REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable. FORECLOSURE: No evidence of current foreclosure activity. BANKRUPTCY: There is no evidence of current or prior bankruptcy. MODIFICATION: There is no evidence of current or prior modification. LITIGATION: There is no evidence of litigation on the file. TITLE ISSUES: There is no evidence of title issues. PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is UTD. EXIT STRATEGY: The recommended exit strategy is N/A. ADDITIONAL INFORMATION: This loan was reviewed with data provided from 04/01/2017 through 03/31/2018. The borrower has not called in and there have been no attempts to contact the borrower due to the loan being current and all payments being made on time during the review period. 03/31/2018 06/02/2017
95003193 1 [1] Current Status - Performing [1] Performing Loan and Weak Possibility of Going Delinquent LOAN STATUS: The current loan status is Performing. PAY HISTORY: BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was 03/16/2018. This loan was reviewed with data provided from 04/01/2017 through 03/31/2018. From April 2017 to August 2017, the servicer made several attempts to contact borrower. On 09/20/2017, borrower called in and requested payment assistance options. The agent went over the 90 day disaster relief and the expiration date. On 10/04/2017, the borrower called the servicer. Borrower requested a Spanish speaking representative. Agent was unable to find a Spanish speaking representative. Borrower provided a one time authorization to speak with the husband. The agent advised the authorized third party of the deferral. Customer told the servicer will call back. Customer also expressed dissatisfaction with the tone of the call. On 12/01/2017, borrower called the servicer. The servicer explained the disaster relief option and the expiration date. Disaster extension was reviewed and approved on 12/07/2017. Per pay history, the deferral was completed in XX/XX/XXXX. There was no contact made between the servicer and the borrower in January 2018. The servicer was unable to make contact with the borrower in February 2017. On 03/16/2018, the agent made a collection call to the borrower. Borrower advised will make a payment at the branch today. RFD: curtailment of income. REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable. FORECLOSURE: The file was referred to foreclosure and the referral date is not available in the information provided. Unable to determine the next projected foreclosure step. Foreclosure closed not completed. BANKRUPTCY: There is no evidence of current or prior bankruptcy. MODIFICATION: The loan has been modified. The modification date is XX/XX/XXXX. The modified principal balance is unavailable. The modification interest rate is unavailable. The modification maturity date is unavailable. LITIGATION: There is no evidence of litigation on the file. TITLE ISSUES: There is no evidence of title issues. PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is owner occupied. EXIT STRATEGY: The recommended exit strategy is N/A. ADDITIONAL INFORMATION: N/A 03/31/2018 03/16/2018
95003502 1 [1] Current Status - Performing [1] Performing Loan and Weak Possibility of Going Delinquent LOAN STATUS: The current loan status is Performing. PAY HISTORY: BORROWER CONTACT: No evidence of recent contact with the borrower. REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable. FORECLOSURE: No evidence of current foreclosure activity. BANKRUPTCY: There is no evidence of current or prior bankruptcy. MODIFICATION: The loan has been modified. The modification date is XX/XX/XXXX. The modified principal balance is unavailable. The modification interest rate is unavailable. The modification maturity date is unavailable. LITIGATION: There is no evidence of litigation on the file. TITLE ISSUES: There is no evidence of title issues. PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is UTD. EXIT STRATEGY: The recommended exit strategy is N/A. ADDITIONAL INFORMATION: This loan was reviewed with data provided from 04/01/2017 through 03/31/2018. The borrower has not called in and there have been no attempts to contact the borrower due to the loan being current and all payments being made on time during the review period. There is a discharged bankruptcy on the account. 03/31/2018 02/07/2018
95004413 1 [1] Current Status - Performing [1] Performing Loan and Weak Possibility of Going Delinquent LOAN STATUS: The current loan status is Performing. PAY HISTORY: BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was 03/17/2018. This loan was reviewed with data provided from 04/01/2017 through 03/31/2018. On 04/27/2017, the agent advised the borrower of the total amount due and fees. Borrower made a promise to make a payment by 04/29/2017. RFD: grace period. The servicer was unable to reach the borrower in May 2017. On 06/01/2017 and 06/06/2017, the agent advised the borrower of the past due amount and offered loss mitigation assistance. Borrower declined the offer and made a promise to make a payment. RFD: work was slow due to the weather. (curtailment of income.) On 06/27/21017, the servicer made a collection call. Borrower expressed dissatisfaction during the call. Borrower is working less hours and will make a payment at the branch on 07/07/2017. Borrower stated will call back if assistance is needed. RFD: curtailment of income. The servicer was unable to reach the borrower in July 2017. On 08/04/2017 and 09/03/2017, the agent discussed payment information with the borrower. Borrower made a promise to make a payment. RFD: excessive obligations. On 10/05/2017 and 10/27/2017, the agent called the borrower to collect payment on the loan. The borrower made a complaint to the servicer. Borrower stated when payments was made electronically, the payments would get lost. Problem would not get corrected until the borrower called. Agent went over the additional payment options and apologized. Borrower made a promise to make a payment. RFD: curtailment of income. From November 2017 to December 2017, the servicer was unable to reach the borrower. On 01/04/2018, borrower called in to modify scheduled payment. Borrower to make a payment at the branch. RFD: curtailment of income. On 03/16/2018 and 03/17/2018, borrower stated that two payments has been made on the loan and had questions regarding the payments. The borrower was not aware of the payment adjustment due to the escrow change. Borrower is interested in mortgage assistance and will call back for more information. Borrower expressed concern on the late fee balance. Borrower made a promise to pay on 03/19/2018. RFD: curtailment of income. REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable. FORECLOSURE: No evidence of current foreclosure activity. BANKRUPTCY: There is no evidence of current or prior bankruptcy. MODIFICATION: The loan has been modified. The modification date is XX/XX/XXXX. The modified principal balance is unavailable. The modification interest rate is unavailable. The modification maturity date is unavailable. LITIGATION: There is no evidence of litigation on the file. TITLE ISSUES: There is no evidence of title issues. PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is owner occupied. EXIT STRATEGY: The recommended exit strategy is N/A. ADDITIONAL INFORMATION: N/A 03/31/2018 03/17/2018
95000655 1 [1] Current Status - Performing [1] Performing Loan and Weak Possibility of Going Delinquent LOAN STATUS: The current loan status is Performing. PAY HISTORY: BORROWER CONTACT: No evidence of recent contact with the borrower. REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable. FORECLOSURE: No evidence of current foreclosure activity. BANKRUPTCY: There is no evidence of current or prior bankruptcy. MODIFICATION: The loan has been modified. The modification date is XX/XX/XXXX. The modified principal balance is unavailable. The modification interest rate is unavailable. The modification maturity date is unavailable. LITIGATION: There is no evidence of litigation on the file. TITLE ISSUES: There is no evidence of title issues. PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is UTD. EXIT STRATEGY: The recommended exit strategy is N/A. ADDITIONAL INFORMATION: This loan was reviewed with data provided from 04/01/2017 through 03/31/2018. There is no evidence of contact attempts or skip tracing activity. The loan performed throughout the review period. 03/31/2018 03/15/2018
95004219 1 [1] Current Status - Performing [1] Performing Loan and Weak Possibility of Going Delinquent LOAN STATUS: The current loan status is Performing. PAY HISTORY: BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was 03/14/2018. This loan was reviewed with data provided from 04/01/2017 through 03/31/2018. From 4/01/2017 through 04/31/2017 there was no contact or attempts. On 05/01/2017, the borrower called to file a an insurance claim. On 05/05/2017 a check in the amount of $242.45 was endorsed and released to the borrower.The claim was classified as non-monitored and closed. On 05/10/2017 the borrower called and stated that she would not be able to make her payment . Loss mitigation options were discussed but the borrower stated that they are going to work on bring the account current when the hardship is resolved. The reason for delinquency was cited surgery and unexpected bills. On 05/23/2017 borrower contact was made but there was no commitment to pay. On 06/23/2018 a letter was received from the borrower regarding errors on her credit report. The borrower was advised that specific dates are needed in order to research. The borrower stated that he would speak to his wife and will back. On 07/12/2017 the borrower stated that a online payment in the amount of $9383.86 was made on 07/11/2017. On 07/13/52017 another credit dispute was received. On 08/16/2017 the borrower promised to make a payment in the amount of $938.86 at the branch bank by 08/18/2017. On XX/XX/XXXX the loan was place on a foreclosure hold for hurricane XXX From 10/01/2017 through 10/31/2017 there was no contact or attempts. On 11/10/2017 the borrower called to get confirmation and affirmation of the Disaster Relief Assistance and to make sure that she was not being reported to the credit bureau. The borrower was advised of suppression of credit, late fees and collection activity. On XX/XX/XXXX the hold was released. On 01/26/2018 the borrower promised to make a payment in the amount of $77.67 online on 01/31/2018. On 02/11/2018 the borrower promised to make a payment in the amount of $1089.64 on 02/15/2018 via online. On 03/14/2018 contact was made with the borrower but there was no commitment to pay. No programs offered because the call was disconnected. REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable. FORECLOSURE: No evidence of current foreclosure activity. BANKRUPTCY: There is no evidence of current or prior bankruptcy. MODIFICATION: The loan has been modified. The modification date is XX/XX/XXXX. The modified principal balance is unavailable. The modification interest rate is unavailable. The modification maturity date is unavailable. LITIGATION: There is no evidence of litigation on the file. TITLE ISSUES: There is no evidence of title issues. PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is owner occupied. EXIT STRATEGY: The recommended exit strategy is N/A. ADDITIONAL INFORMATION: N/A 03/31/2018 03/24/2018
95003823 1 [1] Current Status - Performing [1] Performing Loan and Weak Possibility of Going Delinquent LOAN STATUS: The current loan status is Performing. PAY HISTORY: BORROWER CONTACT: No evidence of recent contact with the borrower. REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable. FORECLOSURE: No evidence of current foreclosure activity. BANKRUPTCY: There is no evidence of current or prior bankruptcy. MODIFICATION: The loan has been modified. The modification date is XX/XX/XXXX. The modified principal balance is unavailable. The modification interest rate is unavailable. The modification maturity date is unavailable. LITIGATION: There is no evidence of litigation on the file. TITLE ISSUES: There is no evidence of title issues. PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is UTD. EXIT STRATEGY: The recommended exit strategy is N/A. ADDITIONAL INFORMATION: This loan was reviewed with data provided from 04/01/2017 through 03/31/2018. There are no attempts or contact been made throughout the review period. Loan is currently performing. 03/31/2018 05/26/2017
95003915 2 [2] Current Status - Delinquent LOAN STATUS: The current loan status is Delinquent. PAY HISTORY: BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was 03/21/2018. This loan was reviewed with data provided from 04/01/2017 through 03/31/2018. On 04/12/2017 the borrower promised to pay $710.66 on 04/14/2017. On 07/31/2017 the borrower stated they and their daughter are both back at work again. On 10/12/2017 the borrower promised to pay $710.66 on 10/13/2017. On 12/13/2017 the borrower promised to pay $710.66 on 12/16/2017. On 02/02/2018 the borrower made a payment of $710.66 over the phone. On 03/21/2018 the borrower stated they had excessive obligations and discussed retention options. REASON FOR DEFAULT: The reason for default is excessive obligations. FORECLOSURE: No evidence of current foreclosure activity. BANKRUPTCY: There is no evidence of current or prior bankruptcy. MODIFICATION: The loan has been modified. The modification date is XX/XX/XXXX. The modified principal balance is unavailable. The modification interest rate is unavailable. The modification maturity date is unavailable. LITIGATION: There is no evidence of litigation on the file. TITLE ISSUES: There is no evidence of title issues. PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is owner occupied. EXIT STRATEGY: The recommended exit strategy is Reinstatement. ADDITIONAL INFORMATION: N/A 03/31/2018 03/21/2018
95000844 1 [1] Current Status - Performing [1] Performing Loan and Weak Possibility of Going Delinquent LOAN STATUS: The current loan status is Performing. PAY HISTORY: BORROWER CONTACT: No evidence of recent contact with the borrower. REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable. FORECLOSURE: No evidence of current foreclosure activity. BANKRUPTCY: There is no evidence of current or prior bankruptcy. MODIFICATION: The loan has been modified. The modification date is XX/XX/XXXX. The modified principal balance is unavailable. The modification interest rate is unavailable. The modification maturity date is unavailable. LITIGATION: There is no evidence of litigation on the file. TITLE ISSUES: There is no evidence of title issues. PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is UTD. EXIT STRATEGY: The recommended exit strategy is N/A. ADDITIONAL INFORMATION: This loan was reviewed with data provided from 04/01/2017 through 03/31/2018. There was no evidence of right party borrower contact or skip tracing activity. 03/31/2018 08/08/2017
95002018 1 [1] Current Status - Performing [1] Performing Loan and Weak Possibility of Going Delinquent LOAN STATUS: The current loan status is Performing. PAY HISTORY: BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was 12/11/2017. This loan was reviewed with data provided from 04/01/2017 through 03/31/2018. On 04/04/2017 the borrower called in regards to a letter received in regards to insurance coverage. The borrower contacted the carrier and coverage is in force with XXX. The borrower advised the carrier faxed proof of insurance. On 07/26/2017 the borrower advised the payment would be made at the branch. The borrower noted the RFD as curtailment of income. On 10/16/2017 the borrower could not offer down payment or plan start date. Workout options were reviewed. On 12/11/2017 the borrower called with questions about payments. REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable. FORECLOSURE: No evidence of current foreclosure activity. BANKRUPTCY: There is no evidence of current or prior bankruptcy. MODIFICATION: The loan has been modified. The modification date is XX/XX/XXXX. The modified principal balance is unavailable. The modification interest rate is unavailable. The modification maturity date is unavailable. LITIGATION: There is no evidence of litigation on the file. TITLE ISSUES: There is no evidence of title issues. PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is UTD. EXIT STRATEGY: The recommended exit strategy is N/A. ADDITIONAL INFORMATION: N/A 03/31/2018 02/27/2018
95004591 1 [1] Current Status - Performing [1] Performing Loan and Weak Possibility of Going Delinquent LOAN STATUS: The current loan status is Performing. PAY HISTORY: BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was 10/06/2017. This loan was reviewed with data provided from 04/01/2017 through 03/31/2018. The loan was current through 8/2017. There was no contact and no attempts to contact the borrower from 4/1/2017 through 10/6/2017.Disaster information maintenance was complete and disaster relief confirmation was mailed on 9/16/2017. The borrower was contacted on 10/6/2017. The reason for default was cited as the disaster. The borrower stated they had damage to the roof and fence although there is no further information indicating a claim was made or that the lender is monitoring repairs. A disaster extension was reviewed and approved on 12/7/2017. On 1/29/2018 a HAMP Incentive principal payment was applied. A demand letter was send on 2/16/2018. The borrower did make the January payment. There were attempts to contact the borrower but no contact was made. REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable. FORECLOSURE: No evidence of current foreclosure activity. BANKRUPTCY: There is no evidence of current or prior bankruptcy. MODIFICATION: The loan has been modified. The modification date is XX/XX/XXXX. The modified principal balance is unavailable. The modification interest rate is unavailable. The modification maturity date is unavailable. LITIGATION: There is no evidence of litigation on the file. TITLE ISSUES: There is no evidence of title issues. PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is UTD. EXIT STRATEGY: The recommended exit strategy is N/A. ADDITIONAL INFORMATION: N/A 03/31/2018 03/23/2018
95000563 1 [1] Current Status - Performing [1] Performing Loan and Weak Possibility of Going Delinquent LOAN STATUS: The current loan status is Performing. PAY HISTORY: BORROWER CONTACT: No evidence of recent contact with the borrower. REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable. FORECLOSURE: No evidence of current foreclosure activity. BANKRUPTCY: There is no evidence of current or prior bankruptcy. MODIFICATION: There is no evidence of current or prior modification. LITIGATION: There is no evidence of litigation on the file. TITLE ISSUES: There is no evidence of title issues. PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is owner occupied. EXIT STRATEGY: The recommended exit strategy is N/A. ADDITIONAL INFORMATION: This loan was reviewed with data provided from 04/01/2017 through 03/31/2018. The borrower has not called in and there have been no attempts to contact the borrower due to the loan being current and all payments being made on time during the review period 03/31/2018 02/08/2018
95001675 2 [2] Current Status - Delinquent LOAN STATUS: The current loan status is Delinquent. PAY HISTORY: BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was 01/12/2018. This loan was reviewed with data provided from 04/01/2017 through 03/31/2018. On 06/09/2017 the borrower stated they had medical bills and promised to pay $1,169.76 on 06/29/2017. On 07/08/2017 the borrower promised to pay $1,169.76 on 07/31/2017. On 08/08/2017 the borrower promised to pay $1,169.76 on 08/17/2017. On 09/07/2017 the borrower stated they will make a payment of $1,169.76 on 09/08/2017 and discussed workout options. On 10/18/2017 the borrower promised to pay $1,169.76 on 11/01/2017. On 11/09/2017 the borrower stated they had car repairs and promised to pay $1,169.76 on 11/30/2017. On 12/08/2017 the borrower promised to pay $1,169.76 on 12/29/2017. On 01/12/2018 the borrower stated they had a curtailment of income and scheduled a 6 month repayment plan. REASON FOR DEFAULT: The reason for default is curtailment of income. FORECLOSURE: No evidence of current foreclosure activity. BANKRUPTCY: There is no evidence of current or prior bankruptcy. MODIFICATION: The loan has been modified. The modification date is XX/XX/XXXX. The modified principal balance is unavailable. The modification interest rate is unavailable. The modification maturity date is unavailable. LITIGATION: There is no evidence of litigation on the file. TITLE ISSUES: There is no evidence of title issues. PROPERTY CONDITION: There is evidence of property damage and the nature of the damage is wind. unknown Property repair is in process. The property condition is UTD. The current occupancy status is owner occupied. EXIT STRATEGY: The recommended exit strategy is Reinstatement. ADDITIONAL INFORMATION: N/A 03/31/2018 03/19/2018
95000312 1 [1] Current Status - Performing [1] Performing Loan and Weak Possibility of Going Delinquent LOAN STATUS: The current loan status is Performing. PAY HISTORY: BORROWER CONTACT: No evidence of recent contact with the borrower. REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable. FORECLOSURE: No evidence of current foreclosure activity. BANKRUPTCY: There is no evidence of current or prior bankruptcy. MODIFICATION: The loan has been modified. The modification date is XX/XX/XXXX. The modified principal balance is unavailable. The modification interest rate is unavailable. The modification maturity date is unavailable. LITIGATION: There is no evidence of litigation on the file. TITLE ISSUES: There is no evidence of title issues. PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is UTD. EXIT STRATEGY: The recommended exit strategy is N/A. ADDITIONAL INFORMATION: This loan was reviewed with data provided from 04/01/2017 through 03/31/2018. There was no evidence of borrower contact attempts or skip tracing activity during the review period. 03/31/2018 12/22/2017
95004303 2 [2] Current Status - Delinquent LOAN STATUS: The current loan status is Delinquent. PAY HISTORY: BORROWER CONTACT: No evidence of recent contact with the borrower. REASON FOR DEFAULT: The reason for default is UTD. Unable to determine the reason for default with the information provided. FORECLOSURE: The file was referred to foreclosure and the referral date is not available in the information provided. Unable to determine the next projected foreclosure step. BANKRUPTCY: There is no evidence of current or prior bankruptcy. MODIFICATION: The loan has been modified. The modification date is XX/XX/XXXX. The modified principal balance is unavailable. The modification interest rate is unavailable. The modification maturity date is unavailable. LITIGATION: There is no evidence of litigation on the file. TITLE ISSUES: There is no evidence of title issues. PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is UTD. EXIT STRATEGY: The recommended exit strategy is Reinstatement. ADDITIONAL INFORMATION: This loan was reviewed with data provided from 04/01/2017 through 03/31/2018. Throughout the review period, the borrower has been non-responsive.The loan continues to roll delinquent and has been non-performing for the last 9 months. With no contact made or received, there is no reason for default available and no evidence of change in the borrower's situation or income should that be affecting the ability to pay. 03/31/2018 03/14/2018
95000345 1 [1] Current Status - Performing [1] Performing Loan and Weak Possibility of Going Delinquent LOAN STATUS: The current loan status is Performing. PAY HISTORY: BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was 03/09/2018. This loan was reviewed with data provided from 04/01/2017 through 03/31/2018. On 04/15, 05/17 and 06/05/2017 the borrower made their monthly payments over the phone. On 07/17/2017 the borrower scheduled a payment of $2,524.75 online. On 09/16/2017 the borrower scheduled a payment of $2,524.75 for that same day. On 12/15/2017 the borrower promised a payment of $2,554.13 over the phone. On 03/09/2018 the borrower stated they had a curtailment of income and promised to pay $2,554.13 online. REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable. FORECLOSURE: No evidence of current foreclosure activity. BANKRUPTCY: There is no evidence of current or prior bankruptcy. MODIFICATION: The loan has been modified. The modification date is XX/XX/XXXX. The modified principal balance is unavailable. The modification interest rate is unavailable. The modification maturity date is unavailable. LITIGATION: There is no evidence of litigation on the file. TITLE ISSUES: There is no evidence of title issues. PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is UTD. EXIT STRATEGY: The recommended exit strategy is N/A. ADDITIONAL INFORMATION: N/A 03/31/2018 03/24/2018
95001992 1 [1] Current Status - Performing [1] Performing Loan and Weak Possibility of Going Delinquent LOAN STATUS: The current loan status is Performing. PAY HISTORY: BORROWER CONTACT: No evidence of recent contact with the borrower. REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable. FORECLOSURE: No evidence of current foreclosure activity. BANKRUPTCY: There is no evidence of current or prior bankruptcy. MODIFICATION: The loan has been modified. The modification date is XX/XX/XXXX. The modified principal balance is unavailable. The modification interest rate is unavailable. The modification maturity date is unavailable. LITIGATION: There is no evidence of litigation on the file. TITLE ISSUES: There is no evidence of title issues. PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is UTD. EXIT STRATEGY: The recommended exit strategy is N/A. ADDITIONAL INFORMATION: This loan was reviewed with data provided from 04/01/2017 through 03/31/2018. There was no evidence of borrower contact attempts or skip tracing activity during the review period. 03/31/2018 11/07/2017
95004431 2 [2] Current Status - Delinquent LOAN STATUS: The current loan status is Delinquent. PAY HISTORY: BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was 03/14/2018. This loan was reviewed with data provided from 04/01/2017 through 03/31/2018. There were numerous attempts to contact the borrower between actual contact which occurred monthly. On 4/18/2018 the borrower called but was unable to provide information to make a workout decision. The borrower made a payment. On 5/14/2017 the borrower made an initial down payment via phone. The borrower is not interested in Loss Mitigation. A payment by phone was made on 6/17/2017. On 8/14/2017 the borrower called and made a payment by phone. The borrowers banker called on 9/18/2017 for the borrower and confirmed the payment can be made at the branch. A payment was promised for 9/18/2017 and 9/22/2017 A payment was made via telephone on 11/14/2017. There was an NSF noted on 12/19/2017 and shows the 1st presentment. On 2/14/2018 the borrower made a payment by phone and was provided the phone number and website to review options. The borrower is not interested in Loss Mitigation. Stated the reason for default is Curtailment of Income. The borrower called on 3/14/2018 and made a payment by phone. REASON FOR DEFAULT: The reason for default is curtailment of income. FORECLOSURE: No evidence of current foreclosure activity. BANKRUPTCY: There is no evidence of current or prior bankruptcy. MODIFICATION: The loan has been modified. The modification date is XX/XX/XXXX. The modified principal balance is unavailable. The modification interest rate is unavailable. The modification maturity date is unavailable. LITIGATION: There is no evidence of litigation on the file. TITLE ISSUES: There is no evidence of title issues. PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is owner occupied. EXIT STRATEGY: The recommended exit strategy is Modification. ADDITIONAL INFORMATION: N/A 03/31/2018 03/24/2018
95004777 2 [2] Current Status - Delinquent LOAN STATUS: The current loan status is Delinquent. PAY HISTORY: BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was 03/19/2017. This loan was reviewed with data provided from 04/01/2017 through 03/31/2018. Borrower stated on 11/27/17 seems to be able to afford mortgage payments however had a short term hardship in July 2017 due to fire damage on property that has been repaired. 03/22/2018 Borrower making payments however is interested work out options however no plans provided. Fire on 7/1/2017 was repaired on 8/17/2017. REASON FOR DEFAULT: The reason for default is curtailment of income. FORECLOSURE: No evidence of current foreclosure activity. BANKRUPTCY: There is no evidence of current or prior bankruptcy. MODIFICATION: The loan has been modified. The modification date is XX/XX/XXXX. The modified principal balance is unavailable. The modification interest rate is unavailable. The modification maturity date is unavailable. LITIGATION: There is no evidence of litigation on the file. TITLE ISSUES: There is no evidence of title issues. PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is owner occupied. EXIT STRATEGY: The recommended exit strategy is Reinstatement. ADDITIONAL INFORMATION: N/A 03/31/2018 03/22/2018
95004204 3 [3] Deceased Borrower(s) - No Trustee/heir of Property Noted [3] Deceased Borrower(s) - No Death Certificate Received [1] Current Status - Performing [1] Performing Loan and Weak Possibility of Going Delinquent LOAN STATUS: The current loan status is Performing. PAY HISTORY: BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was 03/14/2018. This loan was reviewed with data provided from 04/01/2017 through 03/31/2018. The borrower made a payment via phone on 4/15/2017 and 5/15/2017. Payments were made by phone on 7/2/2017 and 7/16/2017. The borrower called in a payment on 8/17/2017. On 10/5/2017 the borrower called to confirm that the deferred payments will be moved to the end of the loan. The borrower called on 11/20/2017 to request assistance options. The borrower called to confirm that payment would be deferred. It was confirmed that since the 9/2017 is still outstanding they would pay on 12/1. The b On 12/6/2017 the borrower called and made a promise to pay on 12/7/2017. The authorized third party called on 12/7/2017 regarding deferment and was advised the payment made today will be applied within a week of the disaster relief expiration. The borrower made a payment by phone on 3/14/2018. Borrower is deceased and ---. The date of death is unknown. REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable. FORECLOSURE: No evidence of current foreclosure activity. BANKRUPTCY: There is no evidence of current or prior bankruptcy. MODIFICATION: The loan has been modified. The modification date is XX/XX/XXXX. The modified principal balance is unavailable. The modification interest rate is unavailable. The modification maturity date is unavailable. LITIGATION: There is no evidence of litigation on the file. TITLE ISSUES: There is no evidence of title issues. PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is UTD. EXIT STRATEGY: The recommended exit strategy is N/A. ADDITIONAL INFORMATION: N/A 03/31/2018 03/14/2018
95000094 2 [2] Current Status - Delinquent LOAN STATUS: The current loan status is Delinquent. PAY HISTORY: BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was 09/13/2017. This loan was reviewed with data provided from 04/01/2017 through 03/31/2018. Loan was current when servicing review period began. Borrower became delinquent in May 2017 and was not answering continuous attempts by Servicer at contact until untilhurricane XXX disaster relief letter sent in September 2017. Borrower called in on 09/13/2017 about program and received a disaster related payment extension on 12/07/2017 for November and December payments. Servicer attempts at contact since have been unsuccessful. A demand letter was sent 03/20/2018. REASON FOR DEFAULT: The reason for default is unknown because the servicer has been unable to contact borrower. FORECLOSURE: No evidence of current foreclosure activity. BANKRUPTCY: There is no evidence of current or prior bankruptcy. MODIFICATION: The loan has been modified. The modification date is XX/XX/XXXX. The modified principal balance is unavailable. The modification interest rate is unavailable. The modification maturity date is unavailable. LITIGATION: There is no evidence of litigation on the file. TITLE ISSUES: There is no evidence of title issues. PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is UTD. EXIT STRATEGY: The recommended exit strategy is Reinstatement. ADDITIONAL INFORMATION: N/A 03/31/2018 03/24/2018
95003547 1 [1] Current Status - Performing [1] Performing Loan and Weak Possibility of Going Delinquent LOAN STATUS: The current loan status is Performing. PAY HISTORY: BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was 01/24/2018. This loan was reviewed with data provided from 04/01/2017 through 03/31/2018. On 07/26/2017 the borrower made a promise to pay for 08/01/2017. On 10/03/2017 the borrower advised that they had excessive obligations that caused late payments. On 10/16/2017 the borrower expressed frustration with the servicer and the call dropped. Another promise to pay was made on 11/02/2017; the borrower declined assistance. Another promise to pay was taken on 01/12/2018. On 01/24/2018 the borrower advised they hope to make the payment with their tax return. REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable. FORECLOSURE: No evidence of current foreclosure activity. BANKRUPTCY: There is no evidence of current or prior bankruptcy. MODIFICATION: The loan has been modified. The modification date is XX/XX/XXXX. The modified principal balance is unavailable. The modification interest rate is unavailable. The modification maturity date is unavailable. LITIGATION: There is no evidence of litigation on the file. TITLE ISSUES: There is no evidence of title issues. PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is owner occupied. EXIT STRATEGY: The recommended exit strategy is N/A. ADDITIONAL INFORMATION: N/A 03/31/2018 03/24/2018
95001098 1 [1] Current Status - Performing [1] Performing Loan and Weak Possibility of Going Delinquent LOAN STATUS: The current loan status is Performing. PAY HISTORY: BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was 02/24/2018. This loan was reviewed with data provided from 04/01/2017 through 03/31/2018. On 3/31/2017 borrower made a promise to pay in the amount of $1046.19 with a check by phone. On 4/29/2017 borrower made a promise to pay in the amount of $1,123.87. On 5/31/2017 borrower made a promise to pay by phone. On 6/30/2017 borrower made a promise to pay in the amount of $1123.87 with a check by phone. On 7/29/2017 borrower made a promise to pay in the amount of $1123.87 with a check by phone. On 08/30/2017 borrower called to make a payment over the phone in the amount of $1028.97. On 9/30/2017 borrower made a promise to pay in the amount of $1,123.87 with a check by phone. On 10/14/2017 borrower made a promise to pay in the amount of $1123.87 with a check by phone. On 11/25/2017 borrower made a promise to pay in the amount of via phone. On 12/20/2017 borrower made a promise to pay in the amount of $1028.97. On 1/27/2018 borrower made a promise to pay in the amount of $1028.97. On 2/24/2018 borrower made a promise to pay in the amount of $1123.87 via phone. REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable. FORECLOSURE: No evidence of current foreclosure activity. BANKRUPTCY: There is no evidence of current or prior bankruptcy. MODIFICATION: The loan has been modified. The modification date is XX/XX/XXXX. The modified principal balance is unavailable. The modification interest rate is unavailable. The modification maturity date is unavailable. LITIGATION: There is no evidence of litigation on the file. TITLE ISSUES: There is no evidence of title issues. PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is UTD. EXIT STRATEGY: The recommended exit strategy is N/A. ADDITIONAL INFORMATION: N/A 03/31/2018 02/24/2018
95003237 1 [1] Current Status - Performing [1] Performing Loan and Weak Possibility of Going Delinquent LOAN STATUS: The current loan status is Performing. PAY HISTORY: BORROWER CONTACT: No evidence of recent contact with the borrower. REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable. FORECLOSURE: No evidence of current foreclosure activity. BANKRUPTCY: There is no evidence of current or prior bankruptcy. MODIFICATION: The loan has been modified. The modification date is XX/XX/XXXX. The modified principal balance is unavailable. The modification interest rate is unavailable. The modification maturity date is unavailable. LITIGATION: There is no evidence of litigation on the file. TITLE ISSUES: There is no evidence of title issues. PROPERTY CONDITION: There is no evidence of property damage. The property condition is fair. The current occupancy status is UTD. EXIT STRATEGY: The recommended exit strategy is N/A. ADDITIONAL INFORMATION: This loan was reviewed with data provided from 04/01/2017 through 03/31/2018. There has been not attempts or contact made throughout the review process. Loan is currently performing. 03/31/2018 09/15/2017
95005031 1 [1] Current Status - Performing [1] Performing Loan and Weak Possibility of Going Delinquent LOAN STATUS: The current loan status is Performing. PAY HISTORY: BORROWER CONTACT: No evidence of recent contact with the borrower. REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable. FORECLOSURE: No evidence of current foreclosure activity. BANKRUPTCY: There is no evidence of current or prior bankruptcy. MODIFICATION: The loan has been modified. The modification date is XX/XX/XXXX. The modified principal balance is unavailable. The modification interest rate is unavailable. The modification maturity date is unavailable. LITIGATION: There is no evidence of litigation on the file. TITLE ISSUES: There is no evidence of title issues. PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is UTD. EXIT STRATEGY: The recommended exit strategy is N/A. ADDITIONAL INFORMATION: This loan was reviewed with data provided from 04/01/2017 through 03/31/2018. The borrower has not called in and there have been no attempts to contact the borrower due to the loan being current and all payments being made on time during the review period. 03/31/2018 11/29/2017
95000332 1 [1] Current Status - Performing [1] Performing Loan and Weak Possibility of Going Delinquent LOAN STATUS: The current loan status is Performing. PAY HISTORY: BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was 02/13/2018. This loan was reviewed with data provided from 04/01/2017 through 03/31/2018. On 5/5/2017 the borrower wanted to know if the payment was changing, was advised the payment changes depending on if the escrow goes up or down. On 9/15/207 the borrower was connected to the BK department to discuss disaster relief. On 10/2/2017 the borrower scheduled a one time payment. On 2/13/2018 the borrower scheduled a one time payment. A hold was placed on the loan for hurricane XXX disaster protection efforts on XX/XX/XXXX that was released on XX/XX/XXXX. There is a discharged bankruptcy on the loan. REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable. FORECLOSURE: No evidence of current foreclosure activity. BANKRUPTCY: There is evidence of bankruptcy on the loan. The bankruptcy filing date is unavailable. The bankruptcy chapter is unavailable. The bankruptcy case number is not available. The most recent bankruptcy status is discharged. Prior BK, no details evident. MODIFICATION: The loan has been modified. The modification date is XX/XX/XXXX. The modified principal balance is unavailable. The modification interest rate is unavailable. The modification maturity date is unavailable. LITIGATION: There is no evidence of litigation on the file. TITLE ISSUES: There is no evidence of title issues. PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is UTD. EXIT STRATEGY: The recommended exit strategy is N/A. ADDITIONAL INFORMATION: N/A 03/31/2018 03/06/2018
95004616 1 [1] Current Status - Performing [1] Performing Loan and Weak Possibility of Going Delinquent LOAN STATUS: The current loan status is Performing. PAY HISTORY: BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was 05/13/2017. This loan was reviewed with data provided from 04/01/2017 through 03/31/2018. In April 2017, the servicer was unable to contact the borrower. On 05/13/2017, borrower scheduled a payment. Customer stated that the husband passed away in March due to an accident. Borrower did not have a car. Agent assisted the borrower to register online, advised of the payment options and different ways to make a payment. Borrower inquire about bringing the principal balance down. Agent offered the bi-weekly payment. Borrower to think about it. RFD: death of a family member. (unable to determine if the spouse was also a borrower.) There was no contact made between the borrower and the servicer in June 2017. The servicer made 1 attempt to contact the borrower in July 2017 regarding insurance. From August 2017 to March 2018, there was no contact made between the servicer and the borrower. Borrower was making payments using the automated system. REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable. FORECLOSURE: The file was referred to foreclosure and the referral date is not available in the information provided. Unable to determine the next projected foreclosure step. Foreclosure closed not completed. BANKRUPTCY: There is evidence of bankruptcy on the loan. The bankruptcy filing date is unavailable. The bankruptcy chapter is unavailable. The bankruptcy case number is not available. The most recent bankruptcy status is discharged. MODIFICATION: The loan has been modified. The modification date is XX/XX/XXXX. The modified principal balance is unavailable. The modification interest rate is unavailable. The modification maturity date is unavailable. LITIGATION: There is no evidence of litigation on the file. TITLE ISSUES: There is no evidence of title issues. PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is UTD. EXIT STRATEGY: The recommended exit strategy is N/A. ADDITIONAL INFORMATION: N/A 03/31/2018 03/11/2018
95003273 2 [2] Bankruptcy - CH XX - Discharged w/o Reaffirmation [1] Current Status - Performing [1] Performing Loan and Weak Possibility of Going Delinquent LOAN STATUS: The current loan status is Performing. PAY HISTORY: BORROWER CONTACT: No evidence of recent contact with the borrower. REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable. FORECLOSURE: No evidence of current foreclosure activity. BANKRUPTCY: There is evidence of bankruptcy on the loan. Bankruptcy was filed on XX/XX/XXXX. The chapter is Chapter XX. The bankruptcy was filed under case number XXX. The most recent bankruptcy status is discharged. The bankruptcy was discharged on XX/XX/XXXX and there is no evidence of reaffirmation.. MODIFICATION: The loan has been modified. The modification date is XX/XX/XXXX. The modified principal balance is unavailable. The modification interest rate is unavailable. The modification maturity date is unavailable. LITIGATION: There is no evidence of litigation on the file. TITLE ISSUES: There is no evidence of title issues. PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is UTD. EXIT STRATEGY: The recommended exit strategy is N/A. ADDITIONAL INFORMATION: This loan was reviewed with data provided from 04/01/2017 through 03/31/2018. The borrower has not called in and there have been no attempts to contact the borrower due to the loan being current and all payments being made on time during the review period. 03/31/2018 03/05/2018
95004891 1 [1] Current Status - Performing [1] Performing Loan and Weak Possibility of Going Delinquent LOAN STATUS: The current loan status is Performing. PAY HISTORY: BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was 03/10/2018. This loan was reviewed with data provided from 04/01/2017 through 03/31/2018. On 04/17/2017 the borrower was asked about the Notary appointment and advised that once we get these back we will complete the modification within 15 days and the loan will be current. The mod was received on 04/21/2017. On 05/01/2017 the borrower made the payment of $719.87. On 03/10/2018 the borrow promised to make the payment by the end of the month to avoid collections. The borrower noted that a roommate had moved out. REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable. FORECLOSURE: No evidence of current foreclosure activity. BANKRUPTCY: There is no evidence of current or prior bankruptcy. MODIFICATION: The loan has been modified. The modification date is XX/XX/XXXX. The modified principal balance is unavailable. The modification interest rate is 2%. The modification maturity date is unavailable. LITIGATION: There is no evidence of litigation on the file. TITLE ISSUES: There is no evidence of title issues. PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is UTD. EXIT STRATEGY: The recommended exit strategy is N/A. ADDITIONAL INFORMATION: N/A 03/31/2018 02/26/2018
95001364 1 [1] Current Status - Performing [1] Performing Loan and Weak Possibility of Going Delinquent LOAN STATUS: The current loan status is Performing. PAY HISTORY: BORROWER CONTACT: No evidence of recent contact with the borrower. REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable. FORECLOSURE: No evidence of current foreclosure activity. BANKRUPTCY: There is no evidence of current or prior bankruptcy. MODIFICATION: The loan has been modified. The modification date is XX/XX/XXXX. The modified principal balance is unavailable. The modification interest rate is unavailable. The modification maturity date is unavailable. LITIGATION: There is no evidence of litigation on the file. TITLE ISSUES: There is no evidence of title issues. PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is UTD. EXIT STRATEGY: The recommended exit strategy is N/A. ADDITIONAL INFORMATION: This loan was reviewed with data provided from 04/01/2017 through 03/31/2018. There was no contact with the borrower and no attempts to contact. The borrower made payments early through the 12 month review period. 03/31/2018 03/13/2018
95001800 1 [1] Current Status - Performing [1] Deceased Borrower(s) - Trustee/Heir(s) identified and documented [1] Performing Loan and Weak Possibility of Going Delinquent LOAN STATUS: The current loan status is Performing. PAY HISTORY: BORROWER CONTACT: No evidence of recent contact with the borrower. Borrower is deceased and ---. The date of death is XX/XX/XXXX. REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable. FORECLOSURE: No evidence of current foreclosure activity. BANKRUPTCY: There is no evidence of current or prior bankruptcy. MODIFICATION: The loan has been modified. The modification date is XX/XX/XXXX. The modified principal balance is unavailable. The modification interest rate is unavailable. The modification maturity date is unavailable. LITIGATION: There is no evidence of litigation on the file. TITLE ISSUES: There is no evidence of title issues. PROPERTY CONDITION: There is evidence of property damage and the nature of the damage is water. water loss. Claim # XXX under XXX policy # XXX. The damage repair amount is estimated at $7,703.68. Property repair is in process. The property condition is UTD. The current occupancy status is owner occupied. EXIT STRATEGY: The recommended exit strategy is N/A. ADDITIONAL INFORMATION: This loan was reviewed with data provided from 04/01/2017 through 03/31/2018. There were minimal attempts to contact the borrower. There were no return call from the borrower and unsuccessful skip tracing. 03/31/2018 02/28/2018
95002278 1 [1] Current Status - Performing [1] Performing Loan and Weak Possibility of Going Delinquent LOAN STATUS: The current loan status is Performing. PAY HISTORY: BORROWER CONTACT: No evidence of recent contact with the borrower. REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable. FORECLOSURE: No evidence of current foreclosure activity. BANKRUPTCY: There is no evidence of current or prior bankruptcy. MODIFICATION: The loan has been modified. The modification date is XX/XX/XXXX. The modified principal balance is unavailable. The modification interest rate is unavailable. The modification maturity date is unavailable. LITIGATION: There is no evidence of litigation on the file. TITLE ISSUES: There is no evidence of title issues. PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is UTD. EXIT STRATEGY: The recommended exit strategy is N/A. ADDITIONAL INFORMATION: This loan was reviewed with data provided from 04/01/2017 through 03/31/2018. The borrower has not called in and there have been no attempts to contact the borrower due to the loan being current and all payments being made on time during the review period. 03/31/2018 12/22/2017
95002593 1 [1] Current Status - Performing [1] Performing Loan and Weak Possibility of Going Delinquent LOAN STATUS: The current loan status is Performing. PAY HISTORY: BORROWER CONTACT: No evidence of recent contact with the borrower. REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable. FORECLOSURE: No evidence of current foreclosure activity. BANKRUPTCY: There is no evidence of current or prior bankruptcy. MODIFICATION: The loan has been modified. The modification date is XX/XX/XXXX. The modified principal balance is unavailable. The modification interest rate is unavailable. The modification maturity date is unavailable. LITIGATION: There is no evidence of litigation on the file. TITLE ISSUES: There is no evidence of title issues. PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is UTD. EXIT STRATEGY: The recommended exit strategy is N/A. ADDITIONAL INFORMATION: This loan was reviewed with data provided from 04/01/2017 through 03/31/2018. The borrower has not called in and there have been no attempts to contact the borrower due to the loan being current and all payments being made on time during the review period. 03/31/2018 12/02/2017
95004713 2 [2] Current Status - Delinquent LOAN STATUS: The current loan status is Delinquent. PAY HISTORY: BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was 01/30/2018. This loan was reviewed with data provided from 04/01/2017 through 03/31/2018. Loan was delinquent 30 days when servicing review period began. Despite numerous attempts, servicer was unable to contact borrower by phone or letter. Letters from insurance carrier regarding loss claim started 07/06/2017; still no borrower contact. First contact with borrower was on 08/14/2017. Borrower stated drives school bus and doesn't work during summer. Borrower made payment on 08/31/2017 that went NSF on 09/06/2017. Hurricane relief disaster extension approved XX/XX/XXXX and deferred 3 months payments advancing due date from 08/01/2017 to 11/01/2017. Borrower called about extension on 12/11/2017 and then made the November and December payments on 12/22/2017 Borrower was contacted on 01/31/2018 and stated reasons for default were excessive obligations, natural disaster and income curtailment due to child who was assisting with payments moving out. Borrower had stated on 01/30/2018 would bring loan current with income tax refund. Borrower gave promise to pay for 03/01/2018 and payment not received until 03/19/2018 for 2 months payments. Servicer is still looking for hazard insurance documentation to release a claim check in the amount of $5005.19 for loss due to water damage on 05/10/2017. REASON FOR DEFAULT: The reason for default is curtailment of income. FORECLOSURE: No evidence of current foreclosure activity. BANKRUPTCY: There is no evidence of current or prior bankruptcy. MODIFICATION: The loan has been modified. The modification date is XX/XX/XXXX. The modified principal balance is unavailable. The modification interest rate is unavailable. The modification maturity date is unavailable. LITIGATION: There is no evidence of litigation on the file. TITLE ISSUES: There is no evidence of title issues. PROPERTY CONDITION: There is evidence of property damage and the nature of the damage is water. Specific damage not referenced Property repairs have not started. The property condition is UTD. The current occupancy status is owner occupied. EXIT STRATEGY: The recommended exit strategy is Modification. ADDITIONAL INFORMATION: N/A 03/31/2018 03/22/2018
95004246 1 [1] Current Status - Performing [1] Performing Loan and Weak Possibility of Going Delinquent LOAN STATUS: The current loan status is Performing. PAY HISTORY: BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was 03/15/2018. This loan was reviewed with data provided from 04/01/2017 through 03/31/2018. On 3/14/2017 borrower called to make a promise to pay in the amount of $1,013.11. On 4/14/2017 borrower called to make a promise to pay in the amount of $1,013.11. On 5/15/2017 borrower called to make a promise to pay in the amount of $1,013.11. On 6/15/2017 borrower called to make a promise to pay in the amount of $1,013.11. On 7/12/2017 borrower called to make a promise to pay in the amount of $1,013.11. On 8/13/2017 borrower called to make a promise to pay in the amount of $1,013.11. On 9/15/2017 borrower called to make a promise to pay in the amount of $1,013.11. On 10/15/2017 borrower called to make a promise to pay in the amount of $1,013.11. On 11/13/2017 borrower called to make a promise to pay in the amount of $1,013.11. On 12/15/2017 borrower called to make a promise to pay in the amount of $1,013.11. On 1/13/2018 borrower called to make a promise to pay in the amount of $1,013.11. On 2/15/2018 borrower called to make a promise to pay in the amount of $1,013.11. On 3/15/2018 borrower called to make a promise to pay in the amount of $1,013.11. REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable. FORECLOSURE: No evidence of current foreclosure activity. BANKRUPTCY: There is no evidence of current or prior bankruptcy. MODIFICATION: The loan has been modified. The modification date is XX/XX/XXXX. The modified principal balance is unavailable. The modification interest rate is unavailable. The modification maturity date is unavailable. LITIGATION: There is no evidence of litigation on the file. TITLE ISSUES: There is no evidence of title issues. PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is UTD. EXIT STRATEGY: The recommended exit strategy is N/A. ADDITIONAL INFORMATION: N/A 03/31/2018 03/15/2018
95001828 1 [1] Current Status - Performing [1] Performing Loan and Weak Possibility of Going Delinquent LOAN STATUS: The current loan status is Performing. PAY HISTORY: BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was 11/16/2017. This loan was reviewed with data provided from 04/01/2017 through 03/31/2018. There was not contact and no attempts to contact the borrower from 4/2017 through 10/2017. On 11/16/2017 the borrower called to discuss the disaster relief. The borrower stated they have been out of work since the disaster but goes back to work next month. The borrower stated there was flooding in the home and are waiting on the adjuster and insurance company and is still working on repairs. The disaster extension was reviewed and approved on 12/7/2017. There is no further information regarding damage, claim or monitoring of repairs. There were no further attempts to contact the borrower. REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable. FORECLOSURE: The file was referred to foreclosure and the referral date is not available in the information provided. Unable to determine the next projected foreclosure step. Foreclosure closed, not complete. BANKRUPTCY: There is no evidence of current or prior bankruptcy. MODIFICATION: The loan has been modified. The modification date is XX/XX/XXXX. The modified principal balance is unavailable. The modification interest rate is unavailable. The modification maturity date is unavailable. LITIGATION: There is no evidence of litigation on the file. TITLE ISSUES: There is no evidence of title issues. PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is owner occupied. EXIT STRATEGY: The recommended exit strategy is N/A. ADDITIONAL INFORMATION: N/A 03/31/2018 02/27/2018
95001304 2 [2] Performing Loan But Moderate Possibility of Going Delinquent [1] Current Status - Performing LOAN STATUS: The current loan status is Performing. PAY HISTORY: BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was 11/27/2017. This loan was reviewed with data provided from 04/01/2017 through 03/31/2018. From April 2017 to August 2017, there was no contact made between the servicer and the borrower. On 09/15/2017, the borrower called in regarding misapplied payment. The borrower was affected by the natural disaster. The servicer refund the payment and stop recurring payments. General demands and foreclosure referrals was put on hold under the disaster protection. There was not attempts to contact the borrower in October 2017. On 11/27/2017, the borrower called in to request payment assistance. RFD: disaster. The servicer was not attempting to contact the borrower from December 2017 to February 2018. Commentary for March 2018 is not available. Disaster Forbearance was completed. REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable. FORECLOSURE: No evidence of current foreclosure activity. BANKRUPTCY: There is evidence of bankruptcy on the loan. The bankruptcy filing date is unavailable. The bankruptcy chapter is unavailable. The bankruptcy was filed under case number XXX. The most recent bankruptcy status is discharged. The bankruptcy was discharged on XX/XX/XXXX and there is no evidence of reaffirmation.. MODIFICATION: The loan has been modified. The modification date is XX/XX/XXXX. The modified principal balance is unavailable. The modification interest rate is unavailable. The modification maturity date is unavailable. LITIGATION: There is no evidence of litigation on the file. TITLE ISSUES: There is no evidence of title issues. PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is UTD. EXIT STRATEGY: The recommended exit strategy is N/A. ADDITIONAL INFORMATION: N/A 03/31/2018 02/21/2018
95004738 2 [2] Current Status - Delinquent LOAN STATUS: The current loan status is Delinquent. PAY HISTORY: BORROWER CONTACT: No evidence of recent contact with the borrower. REASON FOR DEFAULT: The reason for default is curtailment of income. FORECLOSURE: The file was referred to foreclosure and the referral date is not available in the information provided. The next projected foreclosure step is service. Foreclosure was active until the loan was put on hold due to Disaster area and do not see that it has restarted BANKRUPTCY: There is evidence of bankruptcy on the loan. Bankruptcy was filed on XX/XX/XXXX. The chapter is Chapter XX. The bankruptcy was filed under case number XXX. The most recent bankruptcy status is dismissed. The bankruptcy was dismissed on XX/XX/XXXX. MODIFICATION: The loan has been modified. The modification date is XX/XX/XXXX. The modified principal balance is unavailable. The modification interest rate is unavailable. The modification maturity date is unavailable. LITIGATION: There is no evidence of litigation on the file. TITLE ISSUES: There is no evidence of title issues. PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is owner occupied. EXIT STRATEGY: The recommended exit strategy is Modification. ADDITIONAL INFORMATION: This loan was reviewed with data provided from 04/01/2017 through 03/31/2018. No contact with borrower was documented over the past 12 months. The property was in a hurricane disaster zone during hurricane XXX. Appears that the repairs were completed and the Insurance company claim was completed. Loan was in active foreclosure and was put on hold during the declared disaster assistance which protection ended XX/XX/XXXX and no evidence the foreclosure is pending or restarted 03/31/2018 03/06/2018
95000911 2 [2] Performing Loan But Moderate Possibility of Going Delinquent [1] Current Status - Performing LOAN STATUS: The current loan status is Performing. PAY HISTORY: BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was 03/12/2018. This loan was reviewed with data provided from 04/01/2017 through 03/31/2018. On 4/19/2017 the borrower promised to make a payment at the branch, RFD is excessive obligations. On 5/11/2017 the borrower said they would pay at the branch, RFD is curtailment of income. On 7/13/2017 the borrower said they would pay at the branch, wanted to call assumption department to take ex-spouse off the loan. On 8/28/207 the borrower said they would pay at the branch, reason for default is curtailment of income. On 10/5/2017 the borrower was encouraged to take advantage of the relief period and pay any time during relief, the deferral will help customer pay for property damages. On 1/23/2018 the borrower promised to make a payment at the branch. On 3/12/2018 the borrower wanted to know about removing a borrower from the loan. A hold was placed on the loan for hurricane XXX disaster protection efforts on XX/XX/XXXX that was released on XX/XX/XXXX. The loan was in foreclosure until a modification was completed XX/XX/XXXX. There is a previous bankruptcy on the loan. REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable. FORECLOSURE: The file was referred to foreclosure and the referral date is not available in the information provided. Unable to determine the next projected foreclosure step. Closed - Not Complete BANKRUPTCY: There is evidence of bankruptcy on the loan. The bankruptcy filing date is unavailable. The bankruptcy chapter is unavailable. The bankruptcy case number is not available. The most recent bankruptcy status is discharged. MODIFICATION: The loan has been modified. The modification date is XX/XX/XXXX. The modified principal balance is unavailable. The modification interest rate is unavailable. The modification maturity date is unavailable. LITIGATION: There is no evidence of litigation on the file. TITLE ISSUES: There is no evidence of title issues. PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is owner occupied. EXIT STRATEGY: The recommended exit strategy is N/A. ADDITIONAL INFORMATION: N/A 03/31/2018 03/12/2018
95004118 2 [2] Current Status - Delinquent LOAN STATUS: The current loan status is Delinquent. PAY HISTORY: BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was 03/03/2018. This loan was reviewed with data provided from 04/01/2017 through 03/31/2018. On 04/13, 05/08, 05/23, 06/09, 06/28, 07/25 and 08/05/2017 the borrower made promises to pay at the local bank branch. On 09/12/2017 the borrower promised to pay at the branch that same day. On 09/21/2017 the borrower was offered assistance programs and promised to pay at the branch that same day. On 10/05/2017 the borrower promised to pay $1,180.41 at the branch that same day. On 10/13/2017 the borrower promised to pay $1,180.41 on 10/16/2017 at the bank branch. On 01/29/2018 the borrower discussed a workout plan which they declined and promised to pay $1,180.41 on 02/16/2018. On 03/03/2018 the borrower stated they had excessive obligations and promised to pay at the branch that same day. REASON FOR DEFAULT: The reason for default is excessive obligations. FORECLOSURE: No evidence of current foreclosure activity. BANKRUPTCY: There is no evidence of current or prior bankruptcy. MODIFICATION: The loan has been modified. The modification date is XX/XX/XXXX. The modified principal balance is unavailable. The modification interest rate is unavailable. The modification maturity date is unavailable. LITIGATION: There is no evidence of litigation on the file. TITLE ISSUES: There is no evidence of title issues. PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is owner occupied. EXIT STRATEGY: The recommended exit strategy is Modification. ADDITIONAL INFORMATION: N/A 03/31/2018 03/17/2018
95001557 2 [2] Current Status - Bankruptcy LOAN STATUS: The current loan status is Bankruptcy. PAY HISTORY: BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was 03/14/2018. This loan was reviewed with data provided from 04/01/2017 through 03/31/2018. There was limited borrower contact due to active bankruptcy. There was no contact from 4/2017 through 6/2017. On 07/24/2017 the borrower called with questions regarding a letter she received due to a balance showing on the account. The borrower was advised that a motion for relief and was requested on 07/21/2017. The borrower was also informed to reach out to the Trustee about the payments being made. On 08/28/2018 the motion for relief was cancelled. On XX/XX/XXXX the file was placed on a hold for hurricane XXX. The borrower was also informed of the process and procedure for assistance. On 11/16/2017 the borrower called and regarding the loan status and was advised that the Disaster Relief Program expires on 12/09/2017; if unable to make the payment, apply for payment assistance or modification. On 12/11/2017 the borrower called to see when the program ended and was advised 12/09/2017. On 12/22/2017 the Trustee stated that the borrower is now making payments outside of the bankruptcy plan. There was no attempts from 1/2018 through 2/2018. On 03/14/2018 the borrower called and requested a payoff. Nothing else discussed. REASON FOR DEFAULT: FORECLOSURE: The file was referred to foreclosure and the referral date is not available in the information provided. Unable to determine the next projected foreclosure step. BANKRUPTCY: There is evidence of bankruptcy on the loan. Bankruptcy was filed on XX/XX/XXXX. The chapter is Chapter XX. The bankruptcy was filed under case number XXX. The most recent bankruptcy status is active. The proof of claim was filed XX/XX/XXXX. MODIFICATION: The loan has been modified. The modification date is XX/XX/XXXX. The modified principal balance is unavailable. The modification interest rate is unavailable. The modification maturity date is unavailable. LITIGATION: There is no evidence of litigation on the file. TITLE ISSUES: There is no evidence of title issues. PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is UTD. EXIT STRATEGY: The recommended exit strategy is N/A. ADDITIONAL INFORMATION: N/A 03/31/2018 03/23/2018
95002876 2 [2] Bankruptcy - CH XX - Discharged w/o Reaffirmation [1] Current Status - Performing [1] Performing Loan and Weak Possibility of Going Delinquent LOAN STATUS: The current loan status is Performing. PAY HISTORY: BORROWER CONTACT: No evidence of recent contact with the borrower. REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable. FORECLOSURE: No evidence of current foreclosure activity. BANKRUPTCY: There is evidence of bankruptcy on the loan. Bankruptcy was filed on XX/XX/XXXX. The chapter is Chapter XX. The bankruptcy was filed under case number XXX. The most recent bankruptcy status is discharged. The bankruptcy was discharged on XX/XX/XXXX and there is no evidence of reaffirmation.. MODIFICATION: The loan has been modified. The modification date is XX/XX/XXXX. The modified principal balance is unavailable. The modification interest rate is unavailable. The modification maturity date is unavailable. LITIGATION: There is no evidence of litigation on the file. TITLE ISSUES: There is no evidence of title issues. PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is UTD. EXIT STRATEGY: The recommended exit strategy is N/A. ADDITIONAL INFORMATION: This loan was reviewed with data provided from 04/01/2017 through 03/31/2018. During the review period, the borrower has not called in and the servicer is not attempting to contact the borrower. There is no evidence of collection calls or general demand letters being generated since the loan is performing. Loan modification was completed. Chapter XX bankruptcy has been discharged. Throughout the review period, there is no evidence of change in the borrower's situation or income that could affect the borrower's ability to pay. Borrower has been current throughout review period and has made a constant effort to keep the loan performing. 03/31/2018 03/12/2018
95002388 1 [1] Current Status - Performing [1] Performing Loan and Weak Possibility of Going Delinquent LOAN STATUS: The current loan status is Performing. PAY HISTORY: BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was 01/25/2018. This loan was reviewed with data provided from 04/01/2017 through 03/31/2018. Loan was current and there was no servicer attempts at contact from beginning of review period to 07/17/2017 when the Borrower called to advise the servicer of a change in hazard insurance policy. On XX/XX/XXXX servicer put hold on account for hurricane XXX; no damage noted and hold was released on XX/XX/XXXX. On 01/25/2018 the Borrower called in to ask about payment options. Borrower stated was having surgery and stated RFD as excessive obligations. No plan was started and borrower declined loss mitigation. Borrower also updated phone number. REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable. FORECLOSURE: No evidence of current foreclosure activity. BANKRUPTCY: There is no evidence of current or prior bankruptcy. MODIFICATION: The loan has been modified. The modification date is XX/XX/XXXX. The modified principal balance is unavailable. The modification interest rate is unavailable. The modification maturity date is unavailable. LITIGATION: There is no evidence of litigation on the file. TITLE ISSUES: There is no evidence of title issues. PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is owner occupied. EXIT STRATEGY: The recommended exit strategy is N/A. ADDITIONAL INFORMATION: N/A 03/31/2018 01/29/2018
95001935 2 [2] Bankruptcy - CH XX - Discharged w/o Reaffirmation [1] Current Status - Performing [1] Performing Loan and Weak Possibility of Going Delinquent LOAN STATUS: The current loan status is Performing. PAY HISTORY: BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was 03/16/2018. This loan was reviewed with data provided from 04/01/2017 through 03/31/2018. The borrower has called in every month starting on 06/06/2017 through 03/16/2018 to make the monthly payment over the phone. There has not been any contact regarding any issues or problems with the loan and no outbound attempts have been made. On 06/16/2017 the borrower made the payment of $1,271.49. On 07/15/2017 the borrower made the payment of $1,271.49. On 09/15/2017 the borrower made the payment of $1,271.49. On 10/31/2017 the borrower made the payment of $1,271.49. On 03/16/2018 the borrower made the payment of $$1,271.49. REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable. FORECLOSURE: No evidence of current foreclosure activity. BANKRUPTCY: There is evidence of bankruptcy on the loan. Bankruptcy was filed on XX/XX/XXXX. The chapter is Chapter XX. The bankruptcy was filed under case number XXX. The most recent bankruptcy status is discharged. The bankruptcy was discharged on XX/XX/XXXX and there is no evidence of reaffirmation.. MODIFICATION: The loan has been modified. The modification date is XX/XX/XXXX. The modified principal balance is unavailable. The modification interest rate is unavailable. The modification maturity date is unavailable. LITIGATION: There is no evidence of litigation on the file. TITLE ISSUES: There is no evidence of title issues. PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is owner occupied. EXIT STRATEGY: The recommended exit strategy is N/A. ADDITIONAL INFORMATION: N/A 03/31/2018 03/16/2018
95001482 2 [2] Bankruptcy - CH XX - Discharged w/o Reaffirmation [1] Current Status - Performing [1] Performing Loan and Weak Possibility of Going Delinquent LOAN STATUS: The current loan status is Performing. PAY HISTORY: BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was 04/28/2017. This loan was reviewed with data provided from 04/01/2017 through 03/31/2018. There was no contact prior to 04/28/2017. On 04/28/2017 the borrower called about reaffirmation and was advised that the loan was not reaffirmed and to reach out to acting attorney. There was no contact the rest of the review period. REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable. FORECLOSURE: No evidence of current foreclosure activity. BANKRUPTCY: There is evidence of bankruptcy on the loan. Bankruptcy was filed on XX/XX/XXXX. The chapter is Chapter XX. The bankruptcy was filed under case number XXX. The most recent bankruptcy status is discharged. The bankruptcy was discharged on XX/XX/XXXX and there is no evidence of reaffirmation.. MODIFICATION: The loan has been modified. The modification date is XX/XX/XXXX. The modified principal balance is unavailable. The modification interest rate is unavailable. The modification maturity date is unavailable. LITIGATION: There is no evidence of litigation on the file. TITLE ISSUES: There is no evidence of title issues. PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is UTD. EXIT STRATEGY: The recommended exit strategy is N/A. ADDITIONAL INFORMATION: N/A 03/31/2018 03/09/2018
95002080 2 [2] Performing Loan But Moderate Possibility of Going Delinquent [1] Current Status - Performing LOAN STATUS: The current loan status is Performing. PAY HISTORY: BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was 03/15/2018. This loan was reviewed with data provided from 04/01/2017 through 03/31/2018. On 04/11/2017 contact was made and the borrower was advised of the past due amount. However, the borrower was unable to commit to paying. The reason for delinquency was cited as excessive obligations. On 04/13/2017 the borrower promised to make a payment in the amount of $1625.46 at the bank branch on 04/17/2017. On 05/24/2017 the borrower promised to make a payment in the amount of $1674.80 at the bank branch on 05/27/2017. On 06/05/2017 the borrower called and promised to make a payment in the amount of $325.46 at the bank branch by 06/26/2017. On 06/13/2017 the borrower called and promised to make a payment in the amount of $325.42 by 06/21/2017 at the bank branch. The reason for delinquency was cited as illness of family member. From 7/01/17 through 7/31/2017 there were several attempts but no contact was made. On 08/23/2017 the borrower called and stated that he would try to make a payment by the following Monday. On 09/26/2017 the borrower promised to make a payment in the amount of $2000.00 on 10/02/2017 and $1625.46 by 10/17/2017. The borrower also expressed interest in loss mitigation. However, on 09/27/2017 the borrower stated that he did not wish to apply. On 10/02/2017 contact was made and the borrower promised to make a payment in the amount of $2000.00 at the branch bank. On 10/05/2017 the borrower called to confirm that he made the payment. On 10/14/2017 contact was made to collect the past due amount. However, the borrower could not commit to pay and declined assistance. From 11/01/2017 through 11/30/2017 there were several attempts but no contact was made. On 12/06/2017 the borrower called and stated that he would make a payment in the amount of $1692.46 at the branch. On 01/11/2018 the file was referred to legal counsel. On 01/22/2018 the borrower called to apply for a modification. The borrower was advised of the required documents and income documents needed to complete the review and it was agreed to have them returned by 01/24/2018. On 02/02/2018 the borrower called regarding the status of the loan and was advised of missing documents. On 02/07/2018 the borrower called for the loan status and was advised that all documents have been received; allow up to 2 weeks for a decision. On 02/13/2018 the borrower was informed that the modification was denied but was offered a short sale option. The borrower declined and stated that he was waiting to receive tax refund. On 02/28/2018 the borrower called and requested a reinstatement quote to be faxed. On 03/08/2018 the borrower called and requested another reinstatement. The borrower was advised that the minimum amount required to reinstate was $12,488.07; good through 03/30/2018. On 03/15/2018 the borrower was provided with instructions to overnight and wire transfer funds On 03/21/2018 funds in the amount of $21,488.16 was received to reinstate the loan. The foreclosure has been closed and billed. REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable. FORECLOSURE: The file was referred to foreclosure and the referral date is not available in the information provided. Unable to determine the next projected foreclosure step. Closed. Not completed. BANKRUPTCY: There is no evidence of current or prior bankruptcy. MODIFICATION: The loan has been modified. The modification date is XX/XX/XXXX. The modified principal balance is unavailable. The modification interest rate is unavailable. The modification maturity date is unavailable. LITIGATION: There is no evidence of litigation on the file. TITLE ISSUES: There is no evidence of title issues. PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is owner occupied. EXIT STRATEGY: The recommended exit strategy is N/A. ADDITIONAL INFORMATION: N/A 03/31/2018 03/22/2018
95003564 2 [2] Current Status - Delinquent LOAN STATUS: The current loan status is Delinquent. PAY HISTORY: BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was 11/25/2017. This loan was reviewed with data provided from 04/01/2017 through 03/31/2018. On 4/4/2017 rep advised that the payment did not go through. Rep advised will attempt again and to wait until the final attempt is made. On 8/7/2017 borrower had questions about the payment but call was disconnected. On 8/21/2017 borrower advised that he will send in the payment. On 11/25/2017 borrower advised that he make a payment over the phone. Borrower will try to get the account caught up on his own. REASON FOR DEFAULT: The reason for default is curtailment of income. FORECLOSURE: No evidence of current foreclosure activity. BANKRUPTCY: There is no evidence of current or prior bankruptcy. MODIFICATION: The loan has been modified. The modification date is XX/XX/XXXX. The modified principal balance is unavailable. The modification interest rate is unavailable. The modification maturity date is unavailable. LITIGATION: There is no evidence of litigation on the file. TITLE ISSUES: There is no evidence of title issues. PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is UTD. EXIT STRATEGY: The recommended exit strategy is Reinstatement. ADDITIONAL INFORMATION: N/A 03/31/2018 03/24/2018
95002821 2 [2] Bankruptcy - CH XX - Discharged w/o Reaffirmation [1] Current Status - Performing [1] Performing Loan and Weak Possibility of Going Delinquent LOAN STATUS: The current loan status is Performing. PAY HISTORY: BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was 03/20/2018. This loan was reviewed with data provided from 04/01/2017 through 03/31/2018. On 04/19/2017 and 04/20/2017, the borrower has been out of work and is seeking help from his employer. Borrower needs a letter explaining the total amount due on the loan and the reason for delinquency. The agent provided the fax number to submit the request. The borrower is waiting on annuity funds to bring the loan current. On 05/08/2017, the customer called in and wanted clarification of the verbiage in the letter. Acceleration demand was sent. On 05/16/2017, the customer called and requested to speak with the case representative. The call was dropped prior to transfer. From June 2017 to January 2018, there was no contact between the servicer and the borrower. Payments was late. Demand notices was sent and the foreclosure referral was sent to the attorney on 02/09/2018. On 03/06/2018 and 03/07/2018, the borrower called stating that they received court papers from the Marshall advising of the foreclosure. Borrower stated that there was no contact made from the servicer. Borrower also stated did not receive any demand notices from the servicer. File was sent to the Office of the President. Borrower also stated that they are receiving monthly statements but not demand letters or collection calls. Agent advised of the discharged Chapter XX bankruptcy and that they are not able to collect the debt. The agent went over the account information and will request reinstatement. On 03/12/2018 and 03/16/2018, borrower called in and advised that they are waiting on the reinstatment quote. Borrower feel that they should be responsible for the attorney fees and costs. Agent advised the customer that they are still researching the account. Representative also explained to the borrower the procedure on discharged Chapter XX bankruptcies. On 03/20/2018, the agent called the borrower. Agent advised could not open the email. Borrower to overnight the documents. Per pay history, reinstatement funds was received and the loan was brought current. REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable. FORECLOSURE: The file was referred to foreclosure and the referral date is not available in the information provided. Unable to determine the next projected foreclosure step. Foreclosure closed not completed. BANKRUPTCY: There is evidence of bankruptcy on the loan. Bankruptcy was filed on XX/XX/XXXX. The chapter is Chapter XX. The bankruptcy case number is not available. The most recent bankruptcy status is discharged. The bankruptcy was discharged on XX/XX/XXXX and there is no evidence of reaffirmation.. MODIFICATION: The loan has been modified. The modification date is XX/XX/XXXX. The modified principal balance is unavailable. The modification interest rate is unavailable. The modification maturity date is unavailable. LITIGATION: There is no evidence of litigation on the file. TITLE ISSUES: There is no evidence of title issues. PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is owner occupied. EXIT STRATEGY: The recommended exit strategy is N/A. ADDITIONAL INFORMATION: N/A 03/31/2018 03/21/2018
95003312 1 [1] Current Status - Performing [1] Performing Loan and Weak Possibility of Going Delinquent LOAN STATUS: The current loan status is Performing. PAY HISTORY: BORROWER CONTACT: No evidence of recent contact with the borrower. REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable. FORECLOSURE: No evidence of current foreclosure activity. BANKRUPTCY: There is no evidence of current or prior bankruptcy. MODIFICATION: The loan has been modified. The modification date is XX/XX/XXXX. The modified principal balance is unavailable. The modification interest rate is unavailable. The modification maturity date is unavailable. LITIGATION: There is no evidence of litigation on the file. TITLE ISSUES: There is no evidence of title issues. PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is UTD. EXIT STRATEGY: The recommended exit strategy is N/A. ADDITIONAL INFORMATION: This loan was reviewed with data provided from 04/01/2017 through 03/31/2018. There was no contact with the borrower during the review period. There were attempts made to contact the borrower in October but no other attempts were made. The loan was current during the full review period. 03/31/2018 03/20/2018
95002782 1 [1] Current Status - Performing [1] Performing Loan and Weak Possibility of Going Delinquent LOAN STATUS: The current loan status is Performing. PAY HISTORY: BORROWER CONTACT: No evidence of recent contact with the borrower. REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable. FORECLOSURE: No evidence of current foreclosure activity. BANKRUPTCY: There is no evidence of current or prior bankruptcy. MODIFICATION: The loan has been modified. The modification date is XX/XX/XXXX. The modified principal balance is unavailable. The modification interest rate is unavailable. The modification maturity date is unavailable. LITIGATION: There is no evidence of litigation on the file. TITLE ISSUES: There is no evidence of title issues. PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is UTD. EXIT STRATEGY: The recommended exit strategy is N/A. ADDITIONAL INFORMATION: This loan was reviewed with data provided from 04/01/2017 through 03/31/2018. No servicer contact efforts or borrower contact evident. Loan has been performing for the past 12 months. 03/31/2018 02/09/2018
95003866 1 [1] Current Status - Performing [1] Performing Loan and Weak Possibility of Going Delinquent LOAN STATUS: The current loan status is Performing. PAY HISTORY: BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was 04/09/2017. This loan was reviewed with data provided from 04/01/2017 through 03/31/2018. There was no contact with the borrower prior to or since 04/09/2017. On On 04/09/2017 the borrower was asked if they could afford this repayment plan considering a monthly increase of approximately $364. The borrower could not answer directly or with confidence and said that they would have to find a way. On 04/17/2017 the borrower promised to make a payment on the 22nd and will try to make another on the 1st. REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable. FORECLOSURE: No evidence of current foreclosure activity. BANKRUPTCY: There is no evidence of current or prior bankruptcy. MODIFICATION: The loan has been modified. The modification date is XX/XX/XXXX. The modified principal balance is unavailable. The modification interest rate is unavailable. The modification maturity date is unavailable. LITIGATION: There is no evidence of litigation on the file. TITLE ISSUES: There is no evidence of title issues. PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is owner occupied. EXIT STRATEGY: The recommended exit strategy is N/A. ADDITIONAL INFORMATION: N/A 03/31/2018 03/10/2018
95005051 1 [1] Current Status - Performing [1] Performing Loan and Weak Possibility of Going Delinquent LOAN STATUS: The current loan status is Performing. PAY HISTORY: BORROWER CONTACT: No evidence of recent contact with the borrower. REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable. FORECLOSURE: No evidence of current foreclosure activity. BANKRUPTCY: There is no evidence of current or prior bankruptcy. MODIFICATION: The loan has been modified. The modification date is XX/XX/XXXX. The modified principal balance is unavailable. The modification interest rate is unavailable. The modification maturity date is unavailable. LITIGATION: There is no evidence of litigation on the file. TITLE ISSUES: There is no evidence of title issues. PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is owner occupied. EXIT STRATEGY: The recommended exit strategy is N/A. ADDITIONAL INFORMATION: This loan was reviewed with data provided from 04/01/2017 through 03/31/2018. There has been no contact with borrower during the review period. No outbound attempts have been made to borrower and only incoming calls were through voice phone payment system where borrowers are making monthly payments on the loan. There was contact with insurance agent regarding the insurance policy being changed. 03/31/2018 03/15/2018
95000174 1 [1] Current Status - Performing [1] Performing Loan and Weak Possibility of Going Delinquent LOAN STATUS: The current loan status is Performing. PAY HISTORY: BORROWER CONTACT: No evidence of recent contact with the borrower. REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable. FORECLOSURE: No evidence of current foreclosure activity. BANKRUPTCY: There is no evidence of current or prior bankruptcy. MODIFICATION: The loan has been modified. The modification date is XX/XX/XXXX. The modified principal balance is unavailable. The modification interest rate is unavailable. The modification maturity date is unavailable. LITIGATION: There is no evidence of litigation on the file. TITLE ISSUES: There is no evidence of title issues. PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is UTD. EXIT STRATEGY: The recommended exit strategy is N/A. ADDITIONAL INFORMATION: This loan was reviewed with data provided from 04/01/2017 through 03/31/2018. There was no evidence of borrower contact attempts. There was no evidence of skip tracing activity during the review period. 03/31/2018 07/27/2017
95002777 1 [1] Current Status - Performing [1] Performing Loan and Weak Possibility of Going Delinquent LOAN STATUS: The current loan status is Performing. PAY HISTORY: BORROWER CONTACT: No evidence of recent contact with the borrower. REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable. FORECLOSURE: No evidence of current foreclosure activity. BANKRUPTCY: There is no evidence of current or prior bankruptcy. MODIFICATION: The loan has been modified. The modification date is XX/XX/XXXX. The modified principal balance is unavailable. The modification interest rate is unavailable. The modification maturity date is unavailable. LITIGATION: There is no evidence of litigation on the file. TITLE ISSUES: There is no evidence of title issues. PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is owner occupied. EXIT STRATEGY: The recommended exit strategy is N/A. ADDITIONAL INFORMATION: This loan was reviewed with data provided from 04/01/2017 through 03/31/2018. The borrower has not called in and there have been no attempts to contact the borrower due to the loan being current and all payments being made on time during the review period. 03/31/2018 11/27/2017
95004226 1 [1] Current Status - Performing [1] Performing Loan and Weak Possibility of Going Delinquent LOAN STATUS: The current loan status is Performing. PAY HISTORY: BORROWER CONTACT: No evidence of recent contact with the borrower. REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable. FORECLOSURE: No evidence of current foreclosure activity. BANKRUPTCY: There is no evidence of current or prior bankruptcy. MODIFICATION: The loan has been modified. The modification date is XX/XX/XXXX. The modified principal balance is unavailable. The modification interest rate is unavailable. The modification maturity date is unavailable. LITIGATION: There is no evidence of litigation on the file. TITLE ISSUES: There is no evidence of title issues. PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is UTD. EXIT STRATEGY: The recommended exit strategy is N/A. ADDITIONAL INFORMATION: This loan was reviewed with data provided from 04/01/2017 through 03/31/2018. The borrower has not called in and there have been no attempts to contact the borrower due to the loan being current and all payments being made on time during the review period. 03/31/2018 12/02/2017
95004539 1 [1] Current Status - Performing [1] Performing Loan and Weak Possibility of Going Delinquent LOAN STATUS: The current loan status is Performing. PAY HISTORY: BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was 03/15/2018. This loan was reviewed with data provided from 04/01/2017 through 03/31/2018. On 8/11/2017 borrower made a promise to pay in the amount of $945.80. On 8/18/2017 borrower made a promise to pay in the amount of $945.80. On 1/15/2018 borrower made a promise to pay in the amount of 939.80. On 2/14/2018 borrower made a promise to pay in the amount of 939.80. On 3/15/2018 borrower made a promise to pay in the amount of 1039.80 REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable. FORECLOSURE: No evidence of current foreclosure activity. BANKRUPTCY: There is no evidence of current or prior bankruptcy. MODIFICATION: The loan has been modified. The modification date is XX/XX/XXXX. The modified principal balance is unavailable. The modification interest rate is unavailable. The modification maturity date is unavailable. LITIGATION: There is no evidence of litigation on the file. TITLE ISSUES: There is no evidence of title issues. PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is UTD. EXIT STRATEGY: The recommended exit strategy is N/A. ADDITIONAL INFORMATION: N/A 03/31/2018 03/15/2018
95003174 1 [1] Current Status - Performing [1] Performing Loan and Weak Possibility of Going Delinquent LOAN STATUS: The current loan status is Performing. PAY HISTORY: BORROWER CONTACT: No evidence of recent contact with the borrower. REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable. FORECLOSURE: No evidence of current foreclosure activity. BANKRUPTCY: There is no evidence of current or prior bankruptcy. MODIFICATION: The loan has been modified. The modification date is XX/XX/XXXX. The modified principal balance is unavailable. The modification interest rate is unavailable. The modification maturity date is unavailable. LITIGATION: There is no evidence of litigation on the file. TITLE ISSUES: There is no evidence of title issues. PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is owner occupied. EXIT STRATEGY: The recommended exit strategy is N/A. ADDITIONAL INFORMATION: This loan was reviewed with data provided from 04/01/2017 through 03/31/2018. There has been no contact inbound or outbound with borrowers during the review period. Borrowers have remained current for the 12 months and regular payments are being received consistently around the middle of the month. Customer changed insurance agencies in July 2017. There was a hold placed on the file from XX/XX/XXXX through XX/XX/XXXX for hurricane XXX disaster period but no mention of damage to property. 03/31/2018 02/12/2018
95003327 2 [2] Occupancy - Non Owner Occupied [2] Performing Loan But Moderate Possibility of Going Delinquent [1] Current Status - Performing LOAN STATUS: The current loan status is Performing. PAY HISTORY: BORROWER CONTACT: No evidence of recent contact with the borrower. REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable. FORECLOSURE: No evidence of current foreclosure activity. BANKRUPTCY: There is no evidence of current or prior bankruptcy. MODIFICATION: The loan has been modified. The modification date is XX/XX/XXXX. The modified principal balance is unavailable. The modification interest rate is unavailable. The modification maturity date is unavailable. LITIGATION: There is no evidence of litigation on the file. TITLE ISSUES: There is no evidence of title issues. PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is non-owner occupied. EXIT STRATEGY: The recommended exit strategy is N/A. ADDITIONAL INFORMATION: This loan was reviewed with data provided from 04/01/2017 through 03/31/2018. When servicing review period began loan was current. Loan became delinquent for 06/01/2017 payment with no servicer attempts at contact. Borrower paid the June payment by mail on 07/01/2017 and the July payment by mail on 08/07/2017 with no Borrower contact or attempts by servicer to contact. Borrower was rolling 30 until September, when it went 60 days. A demand was sent on 09/15/2017. Still no attempts at servicer contact and no in bound calls by Borrower. Borrower made August and September payments in October; leaving loan 30 days delinquent. Borrower made payment by mail in November and 2 months payments in December bringing the account current. No payments were made in January and February and a demand was sent 02/16/2018. Borrower made 3 payments in March bringing loan current. There is no evidence of a cease and desist. Notes indicate a past Chapter XX bankruptcy to explain why servicer is not attempting contact when loan is delinquent. Property inspection of 03/07/2018 shows property non-owner occupied. 03/31/2018 03/19/2018
95002061 1 [1] Current Status - Performing [1] Performing Loan and Weak Possibility of Going Delinquent LOAN STATUS: The current loan status is Performing. PAY HISTORY: BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was 03/17/2018. This loan was reviewed with data provided from 04/01/2017 through 03/31/2018. There were 3 outbound attempts to contact borrower in April 2017. Contact made with borrower on 4/20/2017 where borrower indicated they would make the payment by phone. There were 25 more outbound attempts for May and June with contact being made with borrower on 6/22/2017. Borrower made payment over phone effective for 6/23/2017 in amount of 1944.60. There were 4 outbound attempts that were unsuccessful in July. In XX/XXXX the loan was place on hold due to hurricane XXX. The hold remained until XX/XX/XXXX. The next outbound attempts was made 2/20/2018 and 2/21/2018. Borrower answered 2/21/2018 call and advised that loan payment would be made 2/23 at the branch. The last attempt was made 3/17/2018 and borrowers answered and advised that payment would be made 3/19/2018 at the branch. REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable. FORECLOSURE: The file was referred to foreclosure and the referral date is not available in the information provided. Unable to determine the next projected foreclosure step. BANKRUPTCY: There is no evidence of current or prior bankruptcy. MODIFICATION: The loan has been modified. The modification date is XX/XX/XXXX. The modified principal balance is unavailable. The modification interest rate is unavailable. The modification maturity date is unavailable. LITIGATION: There is no evidence of litigation on the file. TITLE ISSUES: There is no evidence of title issues. PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is owner occupied. EXIT STRATEGY: The recommended exit strategy is N/A. ADDITIONAL INFORMATION: N/A 03/31/2018 03/17/2018
95003632 1 [1] Current Status - Performing [1] Deceased Borrower(s) - Trustee/Heir(s) identified and documented [1] Performing Loan and Weak Possibility of Going Delinquent LOAN STATUS: The current loan status is Performing. PAY HISTORY: BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was 02/15/2018. This loan was reviewed with data provided from 04/01/2017 through 03/31/2018. Loan was current when servicing review period began. The authorized third party, who has authorization as successor in interest, was contacted on 04/27/2017, promised payment and requested a copy of the modification. Due to status, servicer stated could not send copy. On 06/02/2017 the third party called in to determine amount needed for May's payment and stated would make payment in branch next day. Payment received 06/06/2017. Third party was contacted on 06/23/2017, promised payment and on 06/28/2017 another payment was received making loan current. July payment made on 07/25/2017. Borrower did not make August payment until 09/06/2017 and rolled 30 for next 2 months.hurricane XXX hold placed XX/XX/XXXX, no damage noted. and borrower was contacted on 10/18/2017; promised September payment and kept promise on 10/19/2017. Borrower made October payment on 11/24/2017. November payment was 60 days delinquent and both November and December payment were made in January. hurricane XXX hold released XX/XX/XXXX. Pay history shows payment made on 02/06/2018.for January 2018. On 02/15/2018 the authorized third party, potential successor in interest to deceased sole mortgagor, called in about delinquent January payment and requested late charge be waived. Third party noted property occupied, is looking for long term solution and will continue making payments. Notes of 02/23/2018 stated late fee suppression stop wit no expiration date due to all borrowers deceased. In March, the account was brought current with 2 payments made. Borrower is deceased and ---. The date of death is XX/XX/XXXX. REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable. FORECLOSURE: No evidence of current foreclosure activity. BANKRUPTCY: There is no evidence of current or prior bankruptcy. MODIFICATION: The loan has been modified. The modification date is XX/XX/XXXX. The modified principal balance is unavailable. The modification interest rate is unavailable. The modification maturity date is unavailable. LITIGATION: There is no evidence of litigation on the file. TITLE ISSUES: There is no evidence of title issues. PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is UTD. EXIT STRATEGY: The recommended exit strategy is N/A. ADDITIONAL INFORMATION: N/A 03/31/2018 02/23/2018
95001715 1 [1] Current Status - Performing [1] Performing Loan and Weak Possibility of Going Delinquent LOAN STATUS: The current loan status is Performing. PAY HISTORY: BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was 02/26/2018. This loan was reviewed with data provided from 04/01/2017 through 03/31/2018. On 10/03/2017 the borrower was advised on the details and process of the HAMP incentive and she will continue call with disaster representative on the line. On 12/01/2017 the borrower was unable to make the payment online and received letters regarding paying the total amount due. The borrower promised to pay $1,264.51 with check by phone on 12/1/2017. On 01/05/2018 the borrower advised that XXX needs a copy of XXX enhanced endorse and release procedures and was told to send in written response. On 02/26/2018 the borrower called regarding a repair status letter and states that they are still working with the insurance company regarding the damages and the repairs. They have just selected a contractor for the roofing. The borrower advised that there is a lot more involved and they have a new adjuster and don't know when this all will be finalized. REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable. FORECLOSURE: No evidence of current foreclosure activity. BANKRUPTCY: There is no evidence of current or prior bankruptcy. MODIFICATION: The loan has been modified. The modification date is XX/XX/XXXX. The modified principal balance is unavailable. The modification interest rate is unavailable. The modification maturity date is unavailable. LITIGATION: There is no evidence of litigation on the file. TITLE ISSUES: There is no evidence of title issues. PROPERTY CONDITION: There is evidence of property damage and the nature of the damage is wind. Roof damage evident. As of 02/26/2018 the borrower was still working with the insurance company regarding the damages and the repairs and just selected a contractor for the roofing and not sure when this all will be finalized. Property repair is in process. The property condition is UTD. The current occupancy status is UTD. EXIT STRATEGY: The recommended exit strategy is N/A. ADDITIONAL INFORMATION: N/A 03/31/2018 03/21/2018
95005053 1 [1] Current Status - Performing [1] Performing Loan and Weak Possibility of Going Delinquent LOAN STATUS: The current loan status is Performing. PAY HISTORY: BORROWER CONTACT: No evidence of recent contact with the borrower. REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable. FORECLOSURE: No evidence of current foreclosure activity. BANKRUPTCY: There is no evidence of current or prior bankruptcy. MODIFICATION: The loan has been modified. The modification date is XX/XX/XXXX. The modified principal balance is unavailable. The modification interest rate is unavailable. The modification maturity date is unavailable. LITIGATION: There is no evidence of litigation on the file. TITLE ISSUES: There is no evidence of title issues. PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is UTD. EXIT STRATEGY: The recommended exit strategy is N/A. ADDITIONAL INFORMATION: This loan was reviewed with data provided from 04/01/2017 through 03/31/2018. The borrower has not called in and there have been no attempts to contact the borrower due to the loan being current and all payments being made on time during the review period. The loan performed throughout the entire review period. 03/31/2018 11/15/2017
95000523 1 [1] Current Status - Performing [1] Performing Loan and Weak Possibility of Going Delinquent LOAN STATUS: The current loan status is Performing. PAY HISTORY: BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was 10/30/2017. This loan was reviewed with data provided from 04/01/2017 through 03/31/2018. There was no contact with the borrower prior to 10/30/2017. On 10/30/2017 the borrower called and scheduled a one time payment. Reason for default is disaster impact and had property damage. Customer was unable to provide information needed to make a workout decision. REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable. FORECLOSURE: No evidence of current foreclosure activity. BANKRUPTCY: There is no evidence of current or prior bankruptcy. MODIFICATION: The loan has been modified. The modification date is XX/XX/XXXX. The modified principal balance is unavailable. The modification interest rate is unavailable. The modification maturity date is unavailable. LITIGATION: There is no evidence of litigation on the file. TITLE ISSUES: There is no evidence of title issues. PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is owner occupied. EXIT STRATEGY: The recommended exit strategy is N/A. ADDITIONAL INFORMATION: N/A 03/31/2018 01/03/2018
95001599 1 [1] Current Status - Performing [1] Performing Loan and Weak Possibility of Going Delinquent LOAN STATUS: The current loan status is Performing. PAY HISTORY: BORROWER CONTACT: No evidence of recent contact with the borrower. REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable. FORECLOSURE: No evidence of current foreclosure activity. BANKRUPTCY: There is no evidence of current or prior bankruptcy. MODIFICATION: The loan has been modified. The modification date is XX/XX/XXXX. The modified principal balance is unavailable. The modification interest rate is unavailable. The modification maturity date is unavailable. LITIGATION: There is no evidence of litigation on the file. TITLE ISSUES: There is no evidence of title issues. PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is UTD. EXIT STRATEGY: The recommended exit strategy is N/A. ADDITIONAL INFORMATION: This loan was reviewed with data provided from 04/01/2017 through 03/31/2018. There has been little attempts to contact the borrower. Loan is performing each month. 03/31/2018 01/19/2018
95000842 1 [1] Current Status - Performing [1] Performing Loan and Weak Possibility of Going Delinquent LOAN STATUS: The current loan status is Performing. PAY HISTORY: BORROWER CONTACT: No evidence of recent contact with the borrower. REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable. FORECLOSURE: The file was referred to foreclosure and the referral date is not available in the information provided. Unable to determine the next projected foreclosure step. Closed - Not Complete BANKRUPTCY: There is no evidence of current or prior bankruptcy. MODIFICATION: The loan has been modified. The modification date is XX/XX/XXXX. The modified principal balance is unavailable. The modification interest rate is unavailable. The modification maturity date is unavailable. LITIGATION: There is no evidence of litigation on the file. TITLE ISSUES: There is no evidence of title issues. PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is UTD. EXIT STRATEGY: The recommended exit strategy is N/A. ADDITIONAL INFORMATION: This loan was reviewed with data provided from 04/01/2017 through 03/31/2018. The borrower has not called in and there have been no attempts to contact the borrower due to the loan being current and all payments were made timely in the review period. 03/31/2018 12/28/2017
95001202 1 [1] Current Status - Performing [1] Performing Loan and Weak Possibility of Going Delinquent LOAN STATUS: The current loan status is Performing. PAY HISTORY: BORROWER CONTACT: No evidence of recent contact with the borrower. REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable. FORECLOSURE: No evidence of current foreclosure activity. BANKRUPTCY: There is no evidence of current or prior bankruptcy. MODIFICATION: The loan has been modified. The modification date is XX/XX/XXXX. The modified principal balance is unavailable. The modification interest rate is unavailable. The modification maturity date is unavailable. LITIGATION: There is no evidence of litigation on the file. TITLE ISSUES: There is no evidence of title issues. PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is owner occupied. EXIT STRATEGY: The recommended exit strategy is N/A. ADDITIONAL INFORMATION: This loan was reviewed with data provided from 04/01/2017 through 03/31/2018. The borrower had not called in and all attempts to contact the borrower have been unsuccessful during the review period. There is no evidence of any issues with the property or default reasons for the time the loan was delinquent. The borrower has been rolling delinquent until bringing the account current in March 2018. The loan was removed from foreclosure and reinstated due to a modification on XX/XX/XXXX. 03/31/2018 03/13/2018
95001360 1 [1] Current Status - Performing [1] Performing Loan and Weak Possibility of Going Delinquent LOAN STATUS: The current loan status is Performing. PAY HISTORY: BORROWER CONTACT: No evidence of recent contact with the borrower. REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable. FORECLOSURE: No evidence of current foreclosure activity. BANKRUPTCY: There is no evidence of current or prior bankruptcy. MODIFICATION: The loan has been modified. The modification date is XX/XX/XXXX. The modified principal balance is unavailable. The modification interest rate is unavailable. The modification maturity date is unavailable. LITIGATION: There is no evidence of litigation on the file. TITLE ISSUES: There is no evidence of title issues. PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is UTD. EXIT STRATEGY: The recommended exit strategy is N/A. ADDITIONAL INFORMATION: This loan was reviewed with data provided from 04/01/2017 through 03/31/2018. Chance of future delinquency is weak, borrower is making on-time payments and account has been current throughout the review period. 03/31/2018 12/05/2017
95002812 1 [1] Current Status - Performing [1] Performing Loan and Weak Possibility of Going Delinquent LOAN STATUS: The current loan status is Performing. PAY HISTORY: BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was 03/10/2018. This loan was reviewed with data provided from 04/01/2017 through 03/31/2018. The borrower called on 4/20/2017 and promised to pay online on 4/28/2017. On 5/10/2017 the borrower made a promise to pay at the branch on 5/26/2017. On 6/6/2017 the payment restrictions were explained to the borrower. They cannot send online payments of money gram payments until the restriction is is lifted. The borrower promised to pay on 6/12/2017. On 6/8/2017 the borrower stated they will pay at the branch on 6/30/2017. On 6/12/2017 the borrower called and modified the payment to 6/15 and will make another payment at the end of the month. The borrower stated on 7/13/2017 that they will make a payment on 7/21/2017. On 8/18/2017 the borrower promised to pay on 8/25/2017. The borrower was contacted on 9/14/2017 and they stated they are soon starting a higher paying position and the co-borrower just started working again as well. The borrower wasn't certain whey they can bring the loan current. On 10/20/2017 the borrower stated they will make a payment on 10/27 at a branch. On 11/9/2017 the borrower stated that they will make a payment at the branch. The borrower is not interested in loss mitigation. The borrower stated curtailment of income on 11/25/2017 and stated that their intention is to make 2 paymments in December. On 12/28/2017 the borrower scheduled 2 payments. One for 1/19/2018 and one for 12/29/2017. A demand letter was sent 12/29/2017 with an expiration of 35 days. The borrower made a payment on 1/3/2018 effective 2/1/2018. The reason for default is illness of borrower. The borrower declined Home Preservation.. On 2/2/2018 the borrower called with questions about payment and made a promise to pay on 2/23/2018. The borrower scheduled a payment on 3/1/2018 for 3/9. On 3/10/2018 the borrower called and scheduled a payment for 3/30/2018. REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable. FORECLOSURE: The file was referred to foreclosure and the referral date is not available in the information provided. Unable to determine the next projected foreclosure step. Foreclosure closed, not complete. BANKRUPTCY: There is no evidence of current or prior bankruptcy. MODIFICATION: The loan has been modified. The modification date is XX/XX/XXXX. The modified principal balance is unavailable. The modification interest rate is unavailable. The modification maturity date is unavailable. LITIGATION: There is no evidence of litigation on the file. TITLE ISSUES: There is no evidence of title issues. PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is owner occupied. EXIT STRATEGY: The recommended exit strategy is N/A. ADDITIONAL INFORMATION: N/A 03/31/2018 03/24/2018
95002221 2 [2] Bankruptcy - CH XX - Discharged w/o Reaffirmation [1] Current Status - Performing [1] Performing Loan and Weak Possibility of Going Delinquent LOAN STATUS: The current loan status is Performing. PAY HISTORY: BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was 02/28/2018. This loan was reviewed with data provided from 04/01/2017 through 03/31/2018. On 04/14/2017 the borrower made a payment of $1,380.82. On 07/11/2017 the borrower made a payment of $261.64. On 07/19/2017 the borrower made a payment of $1,380.82. On 09/02/2017 the borrower made a payment of $1,380.82. On 10/11/2017 the borrower made a payment of $1,381.00. On 11/27/2017 the borrower made a payment of $2,761.64. On 12/22/2017 the borrower made a payment of $1,380.82. On 02/09/2018 the borrower made a payment of $1,100.00. On 02/28/2018 the borrower made a payment of $1,661.64. The borrower also wanted to know why the amount on the phone system was reflecting a larger amount and was advised the phone system does not reflect what is in the unapplied funds account. REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable. FORECLOSURE: No evidence of current foreclosure activity. BANKRUPTCY: There is evidence of bankruptcy on the loan. Bankruptcy was filed on XX/XX/XXXX. The chapter is Chapter XX. The bankruptcy was filed under case number XXX. The most recent bankruptcy status is discharged. The bankruptcy was discharged on XX/XX/XXXX and there is no evidence of reaffirmation.. MODIFICATION: The loan has been modified. The modification date is XX/XX/XXXX. The modified principal balance is unavailable. The modification interest rate is unavailable. The modification maturity date is unavailable. LITIGATION: There is no evidence of litigation on the file. TITLE ISSUES: There is no evidence of title issues. PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is owner occupied. EXIT STRATEGY: The recommended exit strategy is N/A. ADDITIONAL INFORMATION: N/A 03/31/2018 03/21/2018
95001898 2 [2] Performing Loan But Moderate Possibility of Going Delinquent [1] Current Status - Performing LOAN STATUS: The current loan status is Performing. PAY HISTORY: BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was 02/10/2018. This loan was reviewed with data provided from 04/01/2017 through 03/31/2018. The servicer was unable to reach the borrower in April 2017. On 05/16/2017, the borrower was interested in a refinance. Call was transferred to a specialist. From June 2017 to July 2017, the servicer was unable to reach the borrower. On 08/04/2017 and 08/15/2017, the borrower is interested in loss mitigation assistance. Call was transferred to the re-entry team and a financial interview was conducted. RFD: illness of the mortgagor. Borrower made a promise to pay. The servicer was unable to reach the borrower in September 2017. On 10/16/2017, borrower called in to make a payment. RFD: curtailment of income. NSF charges on the account. From November 2017 to December 2017, the servicer made several attempts to contact the borrower. On 01/12/2018, the servicer called the borrower to collect on the past due loan and offered payment assistance. Borrower advised that loss mitigation assistance was denied. Agent advised to reapply. Borrower plans to use their tax refund to bring the loan current. Borrower made a promise to make a payment by 01/31/2018. RFD: excessive obligations. On 02/10/2018, the borrower called in to make a payment. Borrower declined loss mitigation assistance and payment options. RFD: curtailment of income. Commentary for March 2018 was not available. REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable. FORECLOSURE: The file was referred to foreclosure and the referral date is not available in the information provided. Unable to determine the next projected foreclosure step. Foreclosure closed not completed. BANKRUPTCY: There is no evidence of current or prior bankruptcy. MODIFICATION: The loan has been modified. The modification date is XX/XX/XXXX. The modified principal balance is unavailable. The modification interest rate is unavailable. The modification maturity date is unavailable. LITIGATION: There is no evidence of litigation on the file. TITLE ISSUES: There is no evidence of title issues. PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is owner occupied. EXIT STRATEGY: The recommended exit strategy is N/A. ADDITIONAL INFORMATION: N/A 03/31/2018 02/11/2018
95005039 1 [1] Current Status - Performing [1] Performing Loan and Weak Possibility of Going Delinquent LOAN STATUS: The current loan status is Performing. PAY HISTORY: BORROWER CONTACT: No evidence of recent contact with the borrower. REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable. FORECLOSURE: No evidence of current foreclosure activity. BANKRUPTCY: There is no evidence of current or prior bankruptcy. MODIFICATION: The loan has been modified. The modification date is XX/XX/XXXX. The modified principal balance is unavailable. The modification interest rate is unavailable. The modification maturity date is unavailable. LITIGATION: There is no evidence of litigation on the file. TITLE ISSUES: There is no evidence of title issues. PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is UTD. EXIT STRATEGY: The recommended exit strategy is N/A. ADDITIONAL INFORMATION: This loan was reviewed with data provided from 04/01/2017 through 03/31/2018. The borrower has not called in and there have been no attempts to contact the borrower due to the loan being current and all payments being made on time during the review period. 03/31/2018 01/23/2018
95000882 1 [1] Current Status - Performing [1] Performing Loan and Weak Possibility of Going Delinquent LOAN STATUS: The current loan status is Performing. PAY HISTORY: BORROWER CONTACT: No evidence of recent contact with the borrower. REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable. FORECLOSURE: No evidence of current foreclosure activity. BANKRUPTCY: There is no evidence of current or prior bankruptcy. MODIFICATION: The loan has been modified. The modification date is XX/XX/XXXX. The modified principal balance is unavailable. The modification interest rate is unavailable. The modification maturity date is unavailable. LITIGATION: There is no evidence of litigation on the file. TITLE ISSUES: There is no evidence of title issues. PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is UTD. EXIT STRATEGY: The recommended exit strategy is N/A. ADDITIONAL INFORMATION: This loan was reviewed with data provided from 04/01/2017 through 03/31/2018. There are no attempts or contacts made with the borrower throughout the review period. Loan is currently performing each month. 03/31/2018 02/06/2018
95003671 1 [1] Current Status - Performing [1] Performing Loan and Weak Possibility of Going Delinquent LOAN STATUS: The current loan status is Performing. PAY HISTORY: BORROWER CONTACT: No evidence of recent contact with the borrower. REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable. FORECLOSURE: No evidence of current foreclosure activity. BANKRUPTCY: There is no evidence of current or prior bankruptcy. MODIFICATION: The loan has been modified. The modification date is XX/XX/XXXX. The modified principal balance is unavailable. The modification interest rate is unavailable. The modification maturity date is unavailable. LITIGATION: There is no evidence of litigation on the file. TITLE ISSUES: There is no evidence of title issues. PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is UTD. EXIT STRATEGY: The recommended exit strategy is N/A. ADDITIONAL INFORMATION: This loan was reviewed with data provided from 04/01/2017 through 03/31/2018. The borrower has not called and there has only been one contact attempt to the borrower due to the loan being current and all payments being made on time during the grace period during the review period. On XX/XX/XXXX a hold was placed on the loan due to the XX wildfires but there is no evidence the property was damaged. The hold was released on XX/XX/XXXX. 03/31/2018 03/14/2018
95001847 2 [2] Current Status - Delinquent LOAN STATUS: The current loan status is Delinquent. PAY HISTORY: BORROWER CONTACT: No evidence of recent contact with the borrower. REASON FOR DEFAULT: The reason for default is illness - family. FORECLOSURE: No evidence of current foreclosure activity. BANKRUPTCY: There is no evidence of current or prior bankruptcy. MODIFICATION: The loan has been modified. The modification date is XX/XX/XXXX. The modified principal balance is unavailable. The modification interest rate is unavailable. The modification maturity date is unavailable. LITIGATION: There is no evidence of litigation on the file. TITLE ISSUES: There is no evidence of title issues. PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is owner occupied. EXIT STRATEGY: The recommended exit strategy is Modification. ADDITIONAL INFORMATION: This loan was reviewed with data provided from 04/01/2017 through 03/31/2018. There was no evidence of borrower right party contact or skip tracing activity during the review period. 03/31/2018 03/23/2018
95000797 2 [2] Bankruptcy - CH XX - Discharged w/o Reaffirmation [1] Current Status - Performing [1] Performing Loan and Weak Possibility of Going Delinquent LOAN STATUS: The current loan status is Performing. PAY HISTORY: BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was 05/10/2017. This loan was reviewed with data provided from 04/01/2017 through 03/31/2018. There was no contact with the borrower prior to or after 05/10/2017. On 05/10/2017 the customer called to discuss escrow, payment, loan modification and refinancing options. REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable. FORECLOSURE: No evidence of current foreclosure activity. BANKRUPTCY: There is evidence of bankruptcy on the loan. Bankruptcy was filed on XX/XX/XXXX. The chapter is Chapter XX. The bankruptcy was filed under case number XXX. The most recent bankruptcy status is discharged. The bankruptcy was discharged on XX/XX/XXXX and there is no evidence of reaffirmation.. MODIFICATION: The loan has been modified. The modification date is XX/XX/XXXX. The modified principal balance is unavailable. The modification interest rate is unavailable. The modification maturity date is unavailable. LITIGATION: There is no evidence of litigation on the file. TITLE ISSUES: There is no evidence of title issues. PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is UTD. EXIT STRATEGY: The recommended exit strategy is N/A. ADDITIONAL INFORMATION: N/A 03/31/2018 03/16/2018
95001977 1 [1] Current Status - Performing [1] Performing Loan and Weak Possibility of Going Delinquent LOAN STATUS: The current loan status is Performing. PAY HISTORY: BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was 08/02/2017. This loan was reviewed with data provided from 04/01/2017 through 03/31/2018. The collection comments were limited. There was no evidence of any attempts to contact the borrower. The loan is current and the borrower has made all payments on time with the exception of the 07/2017 payment. The notes from 04/10/2017 through 03/01/2018 indicated the borrower signed into their online account every month to make their payment with the exception of July and August. The borrower called on 08/02/2017 to make both the payments due on 07/15/2017 and 08/15/2017. The borrower did not advise why the payments for July was made late into the billing cycle. No further information was provided. REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable. FORECLOSURE: No evidence of current foreclosure activity. BANKRUPTCY: There is no evidence of current or prior bankruptcy. MODIFICATION: The loan has been modified. The modification date is XX/XX/XXXX. The modified principal balance is unavailable. The modification interest rate is unavailable. The modification maturity date is unavailable. LITIGATION: There is no evidence of litigation on the file. TITLE ISSUES: There is no evidence of title issues. PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is UTD. EXIT STRATEGY: The recommended exit strategy is N/A. ADDITIONAL INFORMATION: N/A 03/31/2018 03/01/2018
95001622 2 [2] Current Status - Delinquent LOAN STATUS: The current loan status is Delinquent. PAY HISTORY: BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was 01/31/2018. This loan was reviewed with data provided from 04/01/2017 through 03/31/2018. Loan was current when review period began. Borrower became delinquent in June 2017, brought loan current in July 2017 only to become delinquent again in August. Servicer has made numerous attempts by phone and mail to contact borrower who does not respond. Borrower makes payments on line without direct contact. Borrower made the 01/2018 payment on line 02/2/2018 as promised on 01/31/2018 when borrower called in and refused loss mitigation citing reason for default as excessive obligations and curtailment of income. No other contact noted to end of notes on 03/24/2018. Payment history shows 02/2018 payment made 03/29/2018 and 03/2018 payment made 04/01/2018. REASON FOR DEFAULT: The reason for default is excessive obligations. FORECLOSURE: No evidence of current foreclosure activity. BANKRUPTCY: There is no evidence of current or prior bankruptcy. MODIFICATION: The loan has been modified. The modification date is XX/XX/XXXX. The modified principal balance is unavailable. The modification interest rate is unavailable. The modification maturity date is unavailable. LITIGATION: There is no evidence of litigation on the file. TITLE ISSUES: There is no evidence of title issues. PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is owner occupied. EXIT STRATEGY: The recommended exit strategy is Reinstatement. ADDITIONAL INFORMATION: N/A 03/31/2018 03/24/2018
95004319 1 [1] Current Status - Performing [1] Performing Loan and Weak Possibility of Going Delinquent LOAN STATUS: The current loan status is Performing. PAY HISTORY: BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was 12/01/2017. This loan was reviewed with data provided from 04/01/2017 through 03/31/2018. A payment was scheduled on 04/13/2017. On 11/16/2017 the borrower called, could not commit to paying the full amount due but made a promise to pay. Another promise to pay was made on 12/01/2017. REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable. FORECLOSURE: No evidence of current foreclosure activity. BANKRUPTCY: There is no evidence of current or prior bankruptcy. MODIFICATION: The loan has been modified. The modification date is XX/XX/XXXX. The modified principal balance is unavailable. The modification interest rate is unavailable. The modification maturity date is unavailable. LITIGATION: There is no evidence of litigation on the file. TITLE ISSUES: There is no evidence of title issues. PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is owner occupied. EXIT STRATEGY: The recommended exit strategy is N/A. ADDITIONAL INFORMATION: N/A 03/31/2018 02/21/2018
95000769 1 [1] Current Status - Performing [1] Performing Loan and Weak Possibility of Going Delinquent LOAN STATUS: The current loan status is Performing. PAY HISTORY: BORROWER CONTACT: No evidence of recent contact with the borrower. REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable. FORECLOSURE: No evidence of current foreclosure activity. BANKRUPTCY: There is no evidence of current or prior bankruptcy. MODIFICATION: The loan has been modified. The modification date is XX/XX/XXXX. The modified principal balance is unavailable. The modification interest rate is unavailable. The modification maturity date is unavailable. LITIGATION: There is no evidence of litigation on the file. TITLE ISSUES: There is no evidence of title issues. PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is UTD. EXIT STRATEGY: The recommended exit strategy is N/A. ADDITIONAL INFORMATION: This loan was reviewed with data provided from 04/01/2017 through 03/31/2018. There was no contact with the borrower due to the loan performed with no adverse activity. 03/31/2018 01/26/2018
95000946 1 [1] Current Status - Performing [1] Current Status - Performing [1] Performing Loan and Weak Possibility of Going Delinquent LOAN STATUS: The current loan status is Performing. PAY HISTORY: BORROWER CONTACT: No evidence of recent contact with the borrower. REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable. FORECLOSURE: No evidence of current foreclosure activity. BANKRUPTCY: There is no evidence of current or prior bankruptcy. MODIFICATION: The loan has been modified. The modification date is XX/XX/XXXX. The modified principal balance is unavailable. The modification interest rate is unavailable. The modification maturity date is unavailable. LITIGATION: There is no evidence of litigation on the file. TITLE ISSUES: There is no evidence of title issues. PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is UTD. EXIT STRATEGY: The recommended exit strategy is N/A. ADDITIONAL INFORMATION: This loan was reviewed with data provided from 04/01/2017 through 03/31/2018. The borrower has not called in and there have been no attempts to contact the borrower due to the loan being current and all payments being made on time during the review period. 03/31/2018 02/21/2018
95004473 2 [2] Current Status - Delinquent LOAN STATUS: The current loan status is Delinquent. PAY HISTORY: BORROWER CONTACT: No evidence of recent contact with the borrower. REASON FOR DEFAULT: The reason for default is unemployment. FORECLOSURE: The file was referred to foreclosure and the referral date is not available in the information provided. Unable to determine the next projected foreclosure step. Closed not complete BANKRUPTCY: There is no evidence of current or prior bankruptcy. MODIFICATION: The loan has been modified. The modification date is XX/XX/XXXX. The modified principal balance is unavailable. The modification interest rate is unavailable. The modification maturity date is unavailable. LITIGATION: There is no evidence of litigation on the file. TITLE ISSUES: There is no evidence of title issues. PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is owner occupied. EXIT STRATEGY: The recommended exit strategy is Reinstatement. ADDITIONAL INFORMATION: This loan was reviewed with data provided from 04/01/2017 through 03/31/2018. There was no contact during the review period. There were multiple attempts to contact the borrower with no success. 03/31/2018 03/21/2018
95000708 1 [1] Current Status - Performing [1] Performing Loan and Weak Possibility of Going Delinquent LOAN STATUS: The current loan status is Performing. PAY HISTORY: BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was 03/12/2018. This loan was reviewed with data provided from 04/01/2017 through 03/31/2018. On 4/3/2017 borrower made a promise to pay in the amount of $2384.56 via online. On 5/27/2017 borrower called to make a promise to pay in the amount of $2500.00. On 06/26/2017 borrower made a promise to pay in the amount of $2500.00 online. On 7/28/2017 borrower made a promise to pay in the amount of $2500.00 via online. On 8/24/2017 borrower made a promise to pay in the amount of $2,384.56 via online. On 9/29/2017 borrower made a promise to pay in the amount of $2,384.56 via online. On 11/1/2017 borrower made a promise to pay in the amount of $2475.71 via online. On 11/30/2017 borrower made promise to pay online in the amount of $2500.00. On 1/1/2018 borrower made a promise to pay online in the amount of $2,439.18. On 2/13/2018 borrower made a promise to pay in the amount of $$2,439.18 via online. On 3/12/2018 borrower made a promise to pay in the amount of $2,439.18 via online. REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable. FORECLOSURE: No evidence of current foreclosure activity. BANKRUPTCY: There is no evidence of current or prior bankruptcy. MODIFICATION: The loan has been modified. The modification date is XX/XX/XXXX. The modified principal balance is unavailable. The modification interest rate is unavailable. The modification maturity date is unavailable. LITIGATION: There is no evidence of litigation on the file. TITLE ISSUES: There is no evidence of title issues. PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is UTD. EXIT STRATEGY: The recommended exit strategy is N/A. ADDITIONAL INFORMATION: N/A 03/31/2018 03/12/2018
95002426 2 [2] Current Status - Delinquent LOAN STATUS: The current loan status is Delinquent. PAY HISTORY: BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was 03/15/2017. This loan was reviewed with data provided from 04/01/2017 through 03/31/2018. No contact made prior to 3/15/2017. On 3/15/2017 borrower made a promise to pay in the amount of $1,788.05 over the phone. Loan is current 30 days past due. There has been not attempts top contact the borrower. REASON FOR DEFAULT: The reason for default is UTD. Unable to determine the reason for default with the information provided. FORECLOSURE: No evidence of current foreclosure activity. BANKRUPTCY: There is no evidence of current or prior bankruptcy. MODIFICATION: The loan has been modified. The modification date is XX/XX/XXXX. The modified principal balance is unavailable. The modification interest rate is unavailable. The modification maturity date is unavailable. LITIGATION: There is no evidence of litigation on the file. TITLE ISSUES: There is no evidence of title issues. PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is UTD. EXIT STRATEGY: The recommended exit strategy is Reinstatement. ADDITIONAL INFORMATION: N/A 03/31/2018 03/12/2018
95004248 1 [1] Current Status - Performing [1] Performing Loan and Weak Possibility of Going Delinquent LOAN STATUS: The current loan status is Performing. PAY HISTORY: BORROWER CONTACT: No evidence of recent contact with the borrower. REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable. FORECLOSURE: No evidence of current foreclosure activity. BANKRUPTCY: There is no evidence of current or prior bankruptcy. MODIFICATION: The loan has been modified. The modification date is XX/XX/XXXX. The modified principal balance is unavailable. The modification interest rate is unavailable. The modification maturity date is unavailable. LITIGATION: There is no evidence of litigation on the file. TITLE ISSUES: There is no evidence of title issues. PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is UTD. EXIT STRATEGY: The recommended exit strategy is N/A. ADDITIONAL INFORMATION: This loan was reviewed with data provided from 04/01/2017 through 03/31/2018. There was no contact with the borrower due to the loan performed the entire review period with no adverse activity. 03/31/2018 12/05/2017
95000092 1 [1] Current Status - Performing [1] Performing Loan and Weak Possibility of Going Delinquent LOAN STATUS: The current loan status is Performing. PAY HISTORY: BORROWER CONTACT: No evidence of recent contact with the borrower. REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable. FORECLOSURE: No evidence of current foreclosure activity. BANKRUPTCY: There is no evidence of current or prior bankruptcy. MODIFICATION: There is no evidence of current or prior modification. LITIGATION: There is no evidence of litigation on the file. TITLE ISSUES: There is no evidence of title issues. PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is UTD. EXIT STRATEGY: The recommended exit strategy is N/A. ADDITIONAL INFORMATION: This loan was reviewed with data provided from 04/01/2017 through 03/31/2018. There is only one comment in the review period. There was no contact with the borrower and no attempts to contact the borrower. The borrower made payments on the 1st of each month. 03/31/2018 05/19/2017
95002246 1 [1] Current Status - Performing [1] Performing Loan and Weak Possibility of Going Delinquent LOAN STATUS: The current loan status is Performing. PAY HISTORY: BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was 03/23/2018. This loan was reviewed with data provided from 04/01/2017 through 03/31/2018. On 3/22/2017 borrower advised will make a payment in the amount of $ 1553.49 online. On 4/18/2017 borrower made promise to pay in the amount of $ 1553.49 online. On 5/15/2017 borrower made promise to pay in the amount of $ 1553.49 online. On 6/16/2017 borrower made promise to pay in the amount of $ 1553.49 online. On 7/26/2017 borrower made promise to pay in the amount of $1608.29 online. On 8/9/2017 borrower made promise to pay in the amount of $1553.49. On 12/8/2017 borrower made promise to pay in the amount of $1553.49. On 1/16/2018 borrower made promise to pay in the amount of $1753.49 online. On 2/9/2018 borrower made promise to pay in the amount of $1753.49 online. On 3/23/2018 borrower made promise to pay in the amount of $1,676.62 online. REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable. FORECLOSURE: No evidence of current foreclosure activity. BANKRUPTCY: There is no evidence of current or prior bankruptcy. MODIFICATION: The loan has been modified. The modification date is XX/XX/XXXX. The modified principal balance is unavailable. The modification interest rate is unavailable. The modification maturity date is unavailable. LITIGATION: There is no evidence of litigation on the file. TITLE ISSUES: There is no evidence of title issues. PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is UTD. EXIT STRATEGY: The recommended exit strategy is N/A. ADDITIONAL INFORMATION: N/A 03/31/2018 03/23/2018
95005153 1 [1] Current Status - Performing [1] Performing Loan and Weak Possibility of Going Delinquent LOAN STATUS: The current loan status is Performing. PAY HISTORY: BORROWER CONTACT: No evidence of recent contact with the borrower. REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable. FORECLOSURE: No evidence of current foreclosure activity. BANKRUPTCY: There is no evidence of current or prior bankruptcy. MODIFICATION: The loan has been modified. The modification date is XX/XX/XXXX. The modified principal balance is unavailable. The modification interest rate is unavailable. The modification maturity date is unavailable. LITIGATION: There is no evidence of litigation on the file. TITLE ISSUES: There is no evidence of title issues. PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is UTD. EXIT STRATEGY: The recommended exit strategy is N/A. ADDITIONAL INFORMATION: This loan was reviewed with data provided from 04/01/2017 through 03/31/2018. The borrower has not called in and there have been no attempts to contact the borrower due to the loan being current and all payments being made on time during the review period. 03/31/2018 12/28/2017
95002523 1 [1] Current Status - Performing [1] Performing Loan and Weak Possibility of Going Delinquent LOAN STATUS: The current loan status is Performing. PAY HISTORY: BORROWER CONTACT: No evidence of recent contact with the borrower. REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable. FORECLOSURE: No evidence of current foreclosure activity. BANKRUPTCY: There is no evidence of current or prior bankruptcy. MODIFICATION: The loan has been modified. The modification date is XX/XX/XXXX. The modified principal balance is unavailable. The modification interest rate is unavailable. The modification maturity date is unavailable. LITIGATION: There is no evidence of litigation on the file. TITLE ISSUES: There is no evidence of title issues. PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is UTD. EXIT STRATEGY: The recommended exit strategy is N/A. ADDITIONAL INFORMATION: This loan was reviewed with data provided from 04/01/2017 through 03/31/2018. The borrower had not called in and there have been no attempts to contact the borrower due to the loan being current and all payments being made on time during the review period. A hold was place on the loan for the XX wildfires on XX/XX/XXXX and was released on XX/XX/XXXX. 03/31/2018 10/30/2017
95001313 3 [3] Deceased Borrower(s) - No Death Certificate Received [2] Current Status - Delinquent [1] Deceased Borrower(s) - Trustee/Heir(s) identified and documented LOAN STATUS: The current loan status is Delinquent. PAY HISTORY: BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was 03/14/2018. This loan was reviewed with data provided from 04/01/2017 through 03/31/2018. Previous comments indicated the borrower is deceased and the spouse was appointed as the Executor of the Estate. The executor initially called on 04/18/2017 to schedule a payment for 04/20/2017. On 05/18/2017 the executor reused to discuss assistance options and scheduled a payment for 05/23/2017. The executor called on 06/16/2017 advising of a hardship due to excessive obligations and promised to make a payment on 06/24/2017. The comments from 07/13/2017 through 11/03/2017 referenced multiple conversations with the executor in regards to the account status and scheduling payments. The executor advised on 12/11/2017 they fell behind due to a curtailment of income and scheduled a payment to draft on 12/14/217. On 01/13/2018 the executor called advising they would make a payment of $2,188.60 that day at a branch office. The executor indicated they were not interested in loss mitigation assistance. The executor last called on 03/14/2018 to make a payment. Borrower is deceased and ---. The date of death is unknown. REASON FOR DEFAULT: The reason for default is curtailment of income. FORECLOSURE: No evidence of current foreclosure activity. BANKRUPTCY: There is no evidence of current or prior bankruptcy. MODIFICATION: The loan has been modified. The modification date is XX/XX/XXXX. The modified principal balance is unavailable. The modification interest rate is unavailable. The modification maturity date is unavailable. LITIGATION: There is no evidence of litigation on the file. TITLE ISSUES: There is no evidence of title issues. PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is owner occupied. EXIT STRATEGY: The recommended exit strategy is Modification. ADDITIONAL INFORMATION: N/A 03/31/2018 03/14/2018
95001630 2 [2] Current Status - Delinquent LOAN STATUS: The current loan status is Delinquent. PAY HISTORY: BORROWER CONTACT: No evidence of recent contact with the borrower. REASON FOR DEFAULT: The reason for default is excessive obligations. FORECLOSURE: No evidence of current foreclosure activity. BANKRUPTCY: There is no evidence of current or prior bankruptcy. MODIFICATION: The loan has been modified. The modification date is XX/XX/XXXX. The modified principal balance is unavailable. The modification interest rate is unavailable. The modification maturity date is unavailable. LITIGATION: There is no evidence of litigation on the file. TITLE ISSUES: There is no evidence of title issues. PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is UTD. EXIT STRATEGY: The recommended exit strategy is Modification. ADDITIONAL INFORMATION: This loan was reviewed with data provided from 04/01/2017 through 03/31/2018. The only contact with the borrower was when the borrower called to make a payment each month. No other information was discussed when these payments were made. 03/31/2018 03/23/2018
95001819 1 [1] Current Status - Performing [1] Performing Loan and Weak Possibility of Going Delinquent LOAN STATUS: The current loan status is Performing. PAY HISTORY: BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was 11/01/2017. This loan was reviewed with data provided from 04/01/2017 through 03/31/2018. From 4/2017 through 6/2017 there was no contact or attempts due to the loan being current. On 07/11/2017 the borrower with question regarding the loan modification agreement. From 8/2017 through 10/2017 there was no contact or attempts. On 11/01/2017 the borrower called and promised to send the payment within the grace period.From 12/2017 through 2/2018 there was no contact or attempts. On 03/02/2018 the borrower authorized a payment in the amount of $38.92. The loan remained current for the entire review period. REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable. FORECLOSURE: No evidence of current foreclosure activity. BANKRUPTCY: There is no evidence of current or prior bankruptcy. MODIFICATION: The loan has been modified. The modification date is XX/XX/XXXX. The modified principal balance is unavailable. The modification interest rate is unavailable. The modification maturity date is unavailable. LITIGATION: There is no evidence of litigation on the file. TITLE ISSUES: There is no evidence of title issues. PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is owner occupied. EXIT STRATEGY: The recommended exit strategy is N/A. ADDITIONAL INFORMATION: N/A 03/31/2018 03/02/2018
95002404 1 [1] Current Status - Performing [1] Performing Loan and Weak Possibility of Going Delinquent LOAN STATUS: The current loan status is Performing. PAY HISTORY: BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was 02/26/2018. This loan was reviewed with data provided from 04/01/2017 through 03/31/2018. There was no contact with the borrower from 04/01/2017 to 09/02017 due to the loan performing with no issues. On 09/14/2017 the borrower discussed the recent hurricane disaster. They could not commit to pay. On 10/05/2017 the borrower stated they could not commit to pay. On 11/05/2017 the borrower discussed deferment due to the recent hurricane. On 12/02/2017 the borrower made a payment of $1,253.75 over the phone. On 02/26/2018 the borrower stated they are self employed and will make payments as soon as they receive funds. They stated they have had a curtailment of income and declined workout assistance. The borrower was approved for a 3 month deferment on 12/19/2017 due to disaster relief from hurricane XXX. REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable. FORECLOSURE: No evidence of current foreclosure activity. BANKRUPTCY: There is no evidence of current or prior bankruptcy. MODIFICATION: The loan has been modified. The modification date is XX/XX/XXXX. The modified principal balance is unavailable. The modification interest rate is unavailable. The modification maturity date is unavailable. LITIGATION: There is no evidence of litigation on the file. TITLE ISSUES: There is no evidence of title issues. PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is owner occupied. EXIT STRATEGY: The recommended exit strategy is N/A. ADDITIONAL INFORMATION: N/A 03/31/2018 02/26/2018
95003705 1 [1] Current Status - Performing [1] Performing Loan and Weak Possibility of Going Delinquent LOAN STATUS: The current loan status is Performing. PAY HISTORY: BORROWER CONTACT: No evidence of recent contact with the borrower. REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable. FORECLOSURE: No evidence of current foreclosure activity. BANKRUPTCY: There is no evidence of current or prior bankruptcy. MODIFICATION: The loan has been modified. The modification date is XX/XX/XXXX. The modified principal balance is unavailable. The modification interest rate is unavailable. The modification maturity date is unavailable. LITIGATION: There is no evidence of litigation on the file. TITLE ISSUES: There is no evidence of title issues. PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is owner occupied. EXIT STRATEGY: The recommended exit strategy is N/A. ADDITIONAL INFORMATION: This loan was reviewed with data provided from 04/01/2017 through 03/31/2018. No actual contact made with borrowers despite 79 outbound attempts from servicer during the 12 month review period. Borrower has made a payment over the phone each and every month during this time frame. Payment past the grace period but prior to month end. 03/31/2018 03/24/2018
95002675 1 [1] Current Status - Performing [1] Performing Loan and Weak Possibility of Going Delinquent LOAN STATUS: The current loan status is Performing. PAY HISTORY: BORROWER CONTACT: No evidence of recent contact with the borrower. REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable. FORECLOSURE: No evidence of current foreclosure activity. BANKRUPTCY: There is no evidence of current or prior bankruptcy. MODIFICATION: The loan has been modified. The modification date is XX/XX/XXXX. The modified principal balance is unavailable. The modification interest rate is unavailable. The modification maturity date is unavailable. LITIGATION: There is no evidence of litigation on the file. TITLE ISSUES: There is no evidence of title issues. PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is UTD. EXIT STRATEGY: The recommended exit strategy is N/A. ADDITIONAL INFORMATION: This loan was reviewed with data provided from 04/01/2017 through 03/31/2018. The borrower had not called in and there have been no attempts to contact the borrower due to the loan being current and all payments being made on time during the review period. 03/31/2018 03/09/2018
95000007 2 [2] Bankruptcy - CH XX - Discharged w/o Reaffirmation [1] Current Status - Performing [1] Performing Loan and Weak Possibility of Going Delinquent LOAN STATUS: The current loan status is Performing. PAY HISTORY: BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was 12/01/2017. This loan was reviewed with data provided from 04/01/2017 through 03/31/2018. From April 2017 to September 2017, there was no contact made between the servicer and the borrower. On 10/20/2017, representative discussed the account and advised that October and November payment will be deferred. On 11/20/2017 and 11/28/2017, representative discussed and explained the Chapter XX bankruptcy and reaffirmation. Reaffirmation was not filed with the courts. Representative advised that the borrower is still in the disaster relief program. On 12/01/2017, representative discussed reaffirmation with the borrower. Disaster forbearance was completed in December 2017. From January 2018 to February 2018, there was no contact made between the servicer and the borrower. No commentary was available in March 2018. REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable. FORECLOSURE: No evidence of current foreclosure activity. BANKRUPTCY: There is evidence of bankruptcy on the loan. Bankruptcy was filed on XX/XX/XXXX. The chapter is Chapter XX. The bankruptcy was filed under case number XXX. The most recent bankruptcy status is discharged. The bankruptcy was discharged on XX/XX/XXXX and there is no evidence of reaffirmation.. MODIFICATION: There is no evidence of current or prior modification. LITIGATION: There is no evidence of litigation on the file. TITLE ISSUES: There is no evidence of title issues. PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is owner occupied. EXIT STRATEGY: The recommended exit strategy is N/A. ADDITIONAL INFORMATION: N/A 03/31/2018 02/21/2018
95000327 1 [1] Current Status - Performing [1] Performing Loan and Weak Possibility of Going Delinquent LOAN STATUS: The current loan status is Performing. PAY HISTORY: BORROWER CONTACT: No evidence of recent contact with the borrower. REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable. FORECLOSURE: No evidence of current foreclosure activity. BANKRUPTCY: There is no evidence of current or prior bankruptcy. MODIFICATION: The loan has been modified. The modification date is XX/XX/XXXX. The modified principal balance is unavailable. The modification interest rate is unavailable. The modification maturity date is unavailable. LITIGATION: There is no evidence of litigation on the file. TITLE ISSUES: There is no evidence of title issues. PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is UTD. EXIT STRATEGY: The recommended exit strategy is N/A. ADDITIONAL INFORMATION: This loan was reviewed with data provided from 04/01/2017 through 03/31/2018. The comments were extremely limited for the past 12 months. There was no evidence of any borrower contact or attempts to contact the borrower within the review period due to the account is current and all payments were made on time. The comments on 09/13/2017 stated the insurance policy through Farmer's Insurance was cancelled at the insured's request. There was no mention of a new policy being placed on the property. No further information was provided. 03/31/2018 12/16/2017
95004039 2 [2] Bankruptcy - CH XX - Discharged w/o Reaffirmation [1] Current Status - Performing [1] Performing Loan and Weak Possibility of Going Delinquent LOAN STATUS: The current loan status is Performing. PAY HISTORY: BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was 03/22/2018. This loan was reviewed with data provided from 04/01/2017 through 03/31/2018. On 10/17/2017 the borrower called with with questions about the payments. And foreclosure status. On 10/10/2017 the borrower called to request a quote. On 10/12/2017 the borrower wires $19,413.94 and reinstated the loan. On 10/16/2017 the borrower called with questions about payments. On 01/18/2018 the borrower made a payment of $4,305.18. On 02/28/2018 the borrower called with questions about the payments and was advised the account is due for 2/1/18 for $1,435.06. On 03/22/2018 the borrower called with questions about payments and was provided the payment amount and payment options for the account. REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable. FORECLOSURE: The file was referred to foreclosure and the referral date is not available in the information provided. Unable to determine the next projected foreclosure step. BANKRUPTCY: There is evidence of bankruptcy on the loan. Bankruptcy was filed on XX/XX/XXXX. The chapter is Chapter XX. The bankruptcy was filed under case number XXX. The most recent bankruptcy status is discharged. The bankruptcy was discharged on XX/XX/XXXX and there is no evidence of reaffirmation.. MODIFICATION: The loan has been modified. The modification date is XX/XX/XXXX. The modified principal balance is unavailable. The modification interest rate is unavailable. The modification maturity date is unavailable. LITIGATION: There is no evidence of litigation on the file. TITLE ISSUES: There is no evidence of title issues. PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is owner occupied. EXIT STRATEGY: The recommended exit strategy is N/A. ADDITIONAL INFORMATION: N/A 03/31/2018 03/22/2018
95002188 1 [1] Current Status - Performing [1] Performing Loan and Weak Possibility of Going Delinquent LOAN STATUS: The current loan status is Performing. PAY HISTORY: BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was 03/20/2018. This loan was reviewed with data provided from 04/01/2017 through 03/31/2018. On 04/24/2017 the borrower made an online payment in the amount of $1472.30. On 05/23/2017 the borrower promised to make a payment in the amount of $1742.30 by 05/26/2017. The payment was received on 05/27/2017. On 06/26/2017 the borrower was contacted and promised to make an online payment by 06/30/2017. The reason for delinquency was cited as curtailment of income. The payment was received on 06/30/2017. On 07/10/2017 the borrower promised to make a payment in the amount of $1419.71 by 07/31/2017. An online payment in the amount of $1472.30 was received on 07/30/2017. On 08/17/2017 the borrower set uo a payment for $1419.71. On 09/16/2017 the borrower made a payment in the amount of $1560.93. A payment in the amount of $1532.50 was received on 10/16/2017 through the XXX website. On 11/27/2017 the borrower authorized a payment in the amount of $1590.72. The borrower also expressed interest in loss mitigation, however the borrower was ineligible due to HTI. On 12/16/2017 a payment in the amount of $1532.50 was received via online. On 01/16/2018 the borrower made an online payment in the amount of $1532.50.On 02/27/2018 the borrower promised to make an online payment by 02/28/2018. On 02/28/2018 the borrower made a payment in the amount of $1615.65. On 03/20/2018 the borrower made a payment in the amount of $1615.65 via online. REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable. FORECLOSURE: No evidence of current foreclosure activity. BANKRUPTCY: There is no evidence of current or prior bankruptcy. MODIFICATION: The loan has been modified. The modification date is XX/XX/XXXX. The modified principal balance is unavailable. The modification interest rate is unavailable. The modification maturity date is unavailable. LITIGATION: There is no evidence of litigation on the file. TITLE ISSUES: There is no evidence of title issues. PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is owner occupied. EXIT STRATEGY: The recommended exit strategy is N/A. ADDITIONAL INFORMATION: N/A 03/31/2018 03/20/2018
95003225 1 [1] Current Status - Performing [1] Performing Loan and Weak Possibility of Going Delinquent LOAN STATUS: The current loan status is Performing. PAY HISTORY: BORROWER CONTACT: No evidence of recent contact with the borrower. REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable. FORECLOSURE: No evidence of current foreclosure activity. BANKRUPTCY: There is no evidence of current or prior bankruptcy. MODIFICATION: The loan has been modified. The modification date is XX/XX/XXXX. The modified principal balance is unavailable. The modification interest rate is unavailable. The modification maturity date is unavailable. LITIGATION: There is no evidence of litigation on the file. TITLE ISSUES: There is no evidence of title issues. PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is UTD. EXIT STRATEGY: The recommended exit strategy is N/A. ADDITIONAL INFORMATION: This loan was reviewed with data provided from 04/01/2017 through 03/31/2018. The comments were extremely limited for the past 12 months. There was no evidence of any borrower contact and only one attempt was made to contact the borrower within the review period due to the account is current and all payments were made on time. The pay history indicated the borrower is making principal curtailments with every P&I payment. The notes on 05/05/2017 stated the hazard insurance policy expired. Later comments on 07/05/2017 indicated the policy was reinstated. An insurance agent called in on 12/26/2017 inquiring if payment was sent out yet for the insurance premium. The servicer advised the account was non-escrowed. 03/31/2018 12/26/2017
95004286 1 [1] Current Status - Performing [1] Performing Loan and Weak Possibility of Going Delinquent LOAN STATUS: The current loan status is Performing. PAY HISTORY: BORROWER CONTACT: No evidence of recent contact with the borrower. REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable. FORECLOSURE: No evidence of current foreclosure activity. BANKRUPTCY: There is no evidence of current or prior bankruptcy. MODIFICATION: The loan has been modified. The modification date is XX/XX/XXXX. The modified principal balance is unavailable. The modification interest rate is unavailable. The modification maturity date is unavailable. LITIGATION: There is no evidence of litigation on the file. TITLE ISSUES: There is no evidence of title issues. PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is UTD. EXIT STRATEGY: The recommended exit strategy is N/A. ADDITIONAL INFORMATION: This loan was reviewed with data provided from 04/01/2017 through 03/31/2018. The borrower has not called in and there has been one attempt to contact the borrower due to the loan being current and all payments being made on time during the review period. 03/31/2018 01/19/2018
95005190 2 [2] Current Status - Delinquent LOAN STATUS: The current loan status is Delinquent. PAY HISTORY: BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was 04/24/2017. This loan was reviewed with data provided from 04/01/2017 through 03/31/2018. On 04/21/2017 the borrower called and promised to make a payment by 04/24/2017. On 04/24/2017 the borrower authorized a check by phone in the amount of $3799.90. From 5/2017 through 9/2017 there was no contact, other than the borrower making monthly online payments. From 11/2017 through 12/2017 there was no contact. From 1/2018 through 3/2018 there was no contact, other than the borrower making monthly installments online. REASON FOR DEFAULT: The reason for default is excessive obligations. FORECLOSURE: No evidence of current foreclosure activity. BANKRUPTCY: There is no evidence of current or prior bankruptcy. MODIFICATION: The loan has been modified. The modification date is XX/XX/XXXX. The modified principal balance is unavailable. The modification interest rate is unavailable. The modification maturity date is unavailable. LITIGATION: There is no evidence of litigation on the file. TITLE ISSUES: There is no evidence of title issues. PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is owner occupied. EXIT STRATEGY: The recommended exit strategy is Reinstatement. ADDITIONAL INFORMATION: N/A 03/31/2018 03/23/2018
95005161 1 [1] Current Status - Performing [1] Performing Loan and Weak Possibility of Going Delinquent LOAN STATUS: The current loan status is Performing. PAY HISTORY: BORROWER CONTACT: No evidence of recent contact with the borrower. REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable. FORECLOSURE: No evidence of current foreclosure activity. BANKRUPTCY: There is no evidence of current or prior bankruptcy. MODIFICATION: The loan has been modified. The modification date is XX/XX/XXXX. The modified principal balance is unavailable. The modification interest rate is unavailable. The modification maturity date is unavailable. LITIGATION: There is no evidence of litigation on the file. TITLE ISSUES: There is no evidence of title issues. PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is UTD. EXIT STRATEGY: The recommended exit strategy is N/A. ADDITIONAL INFORMATION: This loan was reviewed with data provided from 04/01/2017 through 03/31/2018. There were limited unsuccessful attempts to contact the borrower due to the loan performed 11 months of the 12 months review period with no adverse activity. 03/31/2018 03/16/2018
95000104 2 [2] Current Status - Delinquent LOAN STATUS: The current loan status is Delinquent. PAY HISTORY: BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was 03/08/2018. This loan was reviewed with data provided from 04/01/2017 through 03/31/2018. On 3/8/2017 borrower advised she will get his pay check by the 17th. Borrower advised that she had trouble with the homeowner insurance rep advised it has been fixed. On 4/7/2017 rep advised the borrower of the foreclosure status. Borrower advised payment will be received by the 17th. Rep advised there is no foreclosure sale date. On 4/21/2017 borrower advise she is waiting on her paycheck so she can make a payment. On 4/24/2017 borrower advised still waiting on paycheck advised if she doesn't get it in a couple of days she will borrower the money. On 5/24/2017 borrower advised she will make a payment on Friday. On 7/10/2017 borrower made a promise to pay $1500.00 at the branch. On 7/18/2017 borrower called in about a letter. Borrower made a promise to pay $769.69 by phone on 7/21/2017. On 9/22/2017 borrower called to make a payment in the amount of $1000.00. On 10/2/2017 borrower advised will make a payment on 10/14/2017 in the amount of $977.13. On 11/8/2017 borrower made a $1000.00 payment over the phone and promise to pay $977.13 to bring account current. On 12/10/2017 borrower advised will make a $1000.00 payment on 12/22/2017. On 1/31/2018 borrower called to make a payment in the amount of $1000.00 dated for 2/12/2017. On 3/8/2018 borrower promise to pay $1000.00 on 3/17/2018 and another payment on 4/14/2018. REASON FOR DEFAULT: The reason for default is curtailment of income. FORECLOSURE: The file was referred to foreclosure and the referral date is not available in the information provided. Unable to determine the next projected foreclosure step. BANKRUPTCY: There is no evidence of current or prior bankruptcy. MODIFICATION: The loan has been modified. The modification date is XX/XX/XXXX. The modified principal balance is unavailable. The modification interest rate is unavailable. The modification maturity date is unavailable. LITIGATION: There is no evidence of litigation on the file. TITLE ISSUES: There is no evidence of title issues. PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is owner occupied. EXIT STRATEGY: The recommended exit strategy is Reinstatement. ADDITIONAL INFORMATION: N/A 03/31/2018 03/08/2018
95002284 1 [1] Current Status - Performing [1] Performing Loan and Weak Possibility of Going Delinquent LOAN STATUS: The current loan status is Performing. PAY HISTORY: BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was 01/06/2018. This loan was reviewed with data provided from 04/01/2017 through 03/31/2018. The borrower was contacted and promised to make a payment online on 4/28/2017. There were numerous unsuccessful attempts to contact the borrower until on 9/7/2017 the borrower made a promise to pay online on 9/22/2017. The borrower is not interested in loss mitigation. The borrower called and made a promise to pay online on 10/28/2017. The borrower stated they are interested in loss mitigation. On 11/4/2017 the borrower was contacted for collection. The borrower was unable to commit to make a payment. The borrower called on 11/30/2017 and made a promise to pay online on 12/8/2017. The reason for default is cited as a death in the family. On 1/6/2018 the borrower gave authorization to speak to their spouse. The modification step rate was reviewed with the payment change. There were attempts to contact the borrower through the review period with no contact made. The loan was brought current in 12/2017 and remained current through the review period. REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable. FORECLOSURE: No evidence of current foreclosure activity. BANKRUPTCY: There is no evidence of current or prior bankruptcy. MODIFICATION: The loan has been modified. The modification date is XX/XX/XXXX. The modified principal balance is unavailable. The modification interest rate is unavailable. The modification maturity date is unavailable. LITIGATION: There is no evidence of litigation on the file. TITLE ISSUES: There is no evidence of title issues. PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is owner occupied. EXIT STRATEGY: The recommended exit strategy is N/A. ADDITIONAL INFORMATION: N/A 03/31/2018 03/13/2018
95003697 1 [1] Current Status - Performing [1] Performing Loan and Weak Possibility of Going Delinquent LOAN STATUS: The current loan status is Performing. PAY HISTORY: BORROWER CONTACT: No evidence of recent contact with the borrower. REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable. FORECLOSURE: No evidence of current foreclosure activity. BANKRUPTCY: There is no evidence of current or prior bankruptcy. MODIFICATION: The loan has been modified. The modification date is XX/XX/XXXX. The modified principal balance is unavailable. The modification interest rate is unavailable. The modification maturity date is unavailable. LITIGATION: There is no evidence of litigation on the file. TITLE ISSUES: There is no evidence of title issues. PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is UTD. EXIT STRATEGY: The recommended exit strategy is N/A. ADDITIONAL INFORMATION: This loan was reviewed with data provided from 04/01/2017 through 03/31/2018. There was no evidence of borrower contact attempts or skip tracing activity during the review period. The loan performed throughout the review period, and was reported current from 04/2017-03/2018. 03/31/2018 01/25/2018
95000260 1 [1] Current Status - Performing [1] Performing Loan and Weak Possibility of Going Delinquent LOAN STATUS: The current loan status is Performing. PAY HISTORY: BORROWER CONTACT: No evidence of recent contact with the borrower. REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable. FORECLOSURE: No evidence of current foreclosure activity. BANKRUPTCY: There is no evidence of current or prior bankruptcy. MODIFICATION: The loan has been modified. The modification date is XX/XX/XXXX. The modified principal balance is unavailable. The modification interest rate is unavailable. The modification maturity date is unavailable. LITIGATION: There is no evidence of litigation on the file. TITLE ISSUES: There is no evidence of title issues. PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is owner occupied. EXIT STRATEGY: The recommended exit strategy is N/A. ADDITIONAL INFORMATION: This loan was reviewed with data provided from 04/01/2017 through 03/31/2018. Borrower has not been in contact during the review period and no outbound attempts have been made. Loan has been current for term of review with borrower payments being posted prior to grace period ending. Comments did indicate a couple of insufficient funds checks for July 2017 and September 2017 but loan history dies not reflect any reversals so checks must have cleared upon 2nd presentation. 03/31/2018 03/12/2018
95000838 1 [1] Current Status - Performing [1] Performing Loan and Weak Possibility of Going Delinquent LOAN STATUS: The current loan status is Performing. PAY HISTORY: BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was 03/08/2018. This loan was reviewed with data provided from 04/01/2017 through 03/31/2018. There has been ongoing dialogue between the borrower and the servicer during the review period. On 4/9/2017 the borrower made a promise to pay at the branch. On 4/25/2017 the borrower made a promise to pay at the branch, RFD was excessive obligations. On 5/8/2017 the borrower made a promise to pay at the branch, indicated a payment had also been made earlier that day. On 5/22/2017 the borrower made a promise to pay at the branch, reason for default was excessive obligations. On 6/5/2017 the borrower made a promise to pay at the branch. Curtailment of income was the RFD. On 7/8/2017 the borrower made a promise to pay at the branch. Reason for default was the grace period. On 9/13/2017 the borrower indicated payment would be made at the branch and contract work was causing curtailment of income/excessive obligations. On 10/17/2017 the borrower indicated they would make payment at the branch. On 11/13/2017 the borrower indicated payment would be made at the branch and contract work was causing curtailment of income/excessive obligations. On 12/2/2017 the borrower indicated payment would be made at the branch and contract work was causing curtailment of income/excessive obligations. On 12/4/2017 the borrower indicated payment would be made at the branch and contract work was causing curtailment of income/excessive obligations. On 1/10/2108 the borrower promised to make a payment at the branch. On 1/22/2018 workout options were reviewed and there were no plans. The borrower would make payment at the local branch. On 2/5/2018 the borrower indicated payment would be made at the branch. The borrower indicated due to contracting job pay income varied. On 2/13/2018 the borrower requested the 1098 form for 2015-2017 to be sent by regular mail, and the borrower indicated the payment would be made at the branch. The principal borrower was ill. On 3/8/2018 the borrower called and stated would pay at branch, and reason for default was a curtailment of income. During the review period the borrower made monthly calls promising to make payments at the local branch, while indicating the reason for default. Foreclosure was closed in March 2013. REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable. FORECLOSURE: The file was referred to foreclosure and the referral date is not available in the information provided. Unable to determine the next projected foreclosure step. BANKRUPTCY: There is no evidence of current or prior bankruptcy. MODIFICATION: The loan has been modified. The modification date is XX/XX/XXXX. The modified principal balance is unavailable. The modification interest rate is unavailable. The modification maturity date is unavailable. LITIGATION: There is no evidence of litigation on the file. TITLE ISSUES: There is no evidence of title issues. PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is owner occupied. EXIT STRATEGY: The recommended exit strategy is N/A. ADDITIONAL INFORMATION: N/A 03/31/2018 03/24/2018
95003807 2 [2] Current Status - Delinquent EXCEPTION INFO: Loan is past due LOAN STATUS: The current loan status is Delinquent. PAY HISTORY: BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was 10/31/2017. This loan was reviewed with data provided from 04/01/2017 through 03/31/2018. Borrower was denied a loan modification on 06/2/17. Loan was reviewed again for loan modification which was submitted by borrower at event in XXX on 10/11/17 which was again denied. Borrower made a large payment 10/30/17 for 10288.56 and reinstated loan. REASON FOR DEFAULT: The reason for default is curtailment of income. FORECLOSURE: No evidence of current foreclosure activity. BANKRUPTCY: There is no evidence of current or prior bankruptcy. MODIFICATION: The loan has been modified. The modification date is XX/XX/XXXX. The modified principal balance is unavailable. The modification interest rate is unavailable. The modification maturity date is unavailable. mod date XX/XX/XXXX LITIGATION: There is no evidence of litigation on the file. TITLE ISSUES: There is no evidence of title issues. PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is owner occupied. EXIT STRATEGY: The recommended exit strategy is Reinstatement. ADDITIONAL INFORMATION: N/A 03/31/2018 03/19/2018
95003510 1 [1] Current Status - Performing [1] Performing Loan and Weak Possibility of Going Delinquent LOAN STATUS: The current loan status is Performing. PAY HISTORY: BORROWER CONTACT: No evidence of recent contact with the borrower. REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable. FORECLOSURE: No evidence of current foreclosure activity. BANKRUPTCY: There is no evidence of current or prior bankruptcy. MODIFICATION: The loan has been modified. The modification date is XX/XX/XXXX. The modified principal balance is unavailable. The modification interest rate is unavailable. The modification maturity date is unavailable. LITIGATION: There is no evidence of litigation on the file. TITLE ISSUES: There is no evidence of title issues. PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is owner occupied. EXIT STRATEGY: The recommended exit strategy is N/A. ADDITIONAL INFORMATION: This loan was reviewed with data provided from 04/01/2017 through 03/31/2018. There has been no contact with borrowers during the review period. No inbound calls from borrower and no outbound attempts to borrower. Loan has remained current during review period with borrowers making monthly online payments mid month prior to late charge date. 03/31/2018 03/14/2018
95004385 1 [1] Current Status - Performing [1] Performing Loan and Weak Possibility of Going Delinquent LOAN STATUS: The current loan status is Performing. PAY HISTORY: BORROWER CONTACT: No evidence of recent contact with the borrower. REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable. FORECLOSURE: The file was referred to foreclosure and the referral date is not available in the information provided. Unable to determine the next projected foreclosure step. Foreclosure closed not completed. BANKRUPTCY: There is no evidence of current or prior bankruptcy. MODIFICATION: The loan has been modified. The modification date is XX/XX/XXXX. The modified principal balance is unavailable. The modification interest rate is unavailable. The modification maturity date is unavailable. LITIGATION: There is no evidence of litigation on the file. TITLE ISSUES: There is no evidence of title issues. PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is UTD. EXIT STRATEGY: The recommended exit strategy is N/A. ADDITIONAL INFORMATION: This loan was reviewed with data provided from 04/01/2017 through 03/31/2018. During the review period, the borrower has not called in and the servicer is not attempting to contact the borrower. Borrower is making payments on time. There is no evidence of collection calls or general demand letters being generated since the loan is performing. Throughout the review period, there is no evidence of change in the borrower's situation or income that could affect the borrower's ability to pay. Loan modification was completed. Borrower has been current throughout review period and has made a constant effort to keep the loan performing. 03/31/2018 02/26/2018
95001558 1 [1] Current Status - Performing [1] Performing Loan and Weak Possibility of Going Delinquent LOAN STATUS: The current loan status is Performing. PAY HISTORY: BORROWER CONTACT: No evidence of recent contact with the borrower. REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable. FORECLOSURE: No evidence of current foreclosure activity. BANKRUPTCY: There is no evidence of current or prior bankruptcy. MODIFICATION: The loan has been modified. The modification date is XX/XX/XXXX. The modified principal balance is unavailable. The modification interest rate is unavailable. The modification maturity date is unavailable. LITIGATION: There is no evidence of litigation on the file. TITLE ISSUES: There is no evidence of title issues. PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is UTD. EXIT STRATEGY: The recommended exit strategy is N/A. ADDITIONAL INFORMATION: This loan was reviewed with data provided from 04/01/2017 through 03/31/2018. There was no contact with the borrower due tot he loan performed the entire review period with no adverse activity. 03/31/2018 03/12/2018
95001216 1 [1] Current Status - Performing [1] Performing Loan and Weak Possibility of Going Delinquent LOAN STATUS: The current loan status is Performing. PAY HISTORY: BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was 02/16/2018. This loan was reviewed with data provided from 04/01/2017 through 03/31/2018. There was no contact and no attempts to contact the borrower in 4/2017 and 5/2017. On 6/16/2017 a payment was made via phone. A HAMP Incentive principal payment was applied on 6/29/2017. A payment was made on 9/17/20017 via phone. The borrower made a payment by phone on 2/16/2018. There was no further contact with the borrower and no attempts to contact were made. REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable. FORECLOSURE: The file was referred to foreclosure and the referral date is not available in the information provided. Unable to determine the next projected foreclosure step. Foreclosure closed, not complete. BANKRUPTCY: There is no evidence of current or prior bankruptcy. MODIFICATION: The loan has been modified. The modification date is XX/XX/XXXX. The modified principal balance is unavailable. The modification interest rate is unavailable. The modification maturity date is unavailable. LITIGATION: There is no evidence of litigation on the file. TITLE ISSUES: There is no evidence of title issues. PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is UTD. EXIT STRATEGY: The recommended exit strategy is N/A. ADDITIONAL INFORMATION: N/A 03/31/2018 02/20/2018
95003026 1 [1] Current Status - Performing [1] Performing Loan and Weak Possibility of Going Delinquent LOAN STATUS: The current loan status is Performing. PAY HISTORY: BORROWER CONTACT: No evidence of recent contact with the borrower. REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable. FORECLOSURE: No evidence of current foreclosure activity. BANKRUPTCY: There is evidence of bankruptcy on the loan. The bankruptcy filing date is unavailable. The chapter is Chapter XX. The bankruptcy was filed under case number XXX. The most recent bankruptcy status is discharged. The bankruptcy was discharged on XX/XX/XXXX and there is no evidence of reaffirmation.. MODIFICATION: The loan has been modified. The modification date is XX/XX/XXXX. The modified principal balance is unavailable. The modification interest rate is unavailable. The modification maturity date is unavailable. LITIGATION: There is no evidence of litigation on the file. TITLE ISSUES: There is no evidence of title issues. PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is UTD. EXIT STRATEGY: The recommended exit strategy is N/A. ADDITIONAL INFORMATION: This loan was reviewed with data provided from 04/01/2017 through 03/31/2018. The borrower has not called in and there have been no attempts to contact the borrower due to the loan being current and all payments being made on time during the review period. 03/31/2018 12/21/2017
95001300 1 [1] Current Status - Performing [1] Performing Loan and Weak Possibility of Going Delinquent LOAN STATUS: The current loan status is Performing. PAY HISTORY: BORROWER CONTACT: No evidence of recent contact with the borrower. REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable. FORECLOSURE: No evidence of current foreclosure activity. BANKRUPTCY: There is no evidence of current or prior bankruptcy. MODIFICATION: The loan has been modified. The modification date is XX/XX/XXXX. The modified principal balance is unavailable. The modification interest rate is unavailable. The modification maturity date is unavailable. LITIGATION: There is no evidence of litigation on the file. TITLE ISSUES: There is no evidence of title issues. PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is UTD. EXIT STRATEGY: The recommended exit strategy is N/A. ADDITIONAL INFORMATION: This loan was reviewed with data provided from 04/01/2017 through 03/31/2018. There were only two comments in the review period. There was no contact with the borrower and there were no attempts to contact the borrower. The loan was paid on time during the review period. 03/31/2018 12/06/2017
95001678 2 [2] Current Status - Delinquent LOAN STATUS: The current loan status is Delinquent. PAY HISTORY: BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was 03/12/2018. This loan was reviewed with data provided from 04/01/2017 through 03/31/2018. There has only been one instance of contact made with the borrower during the review period.On 03/12/2018 the borrower advised they were out of work due to a death in their family, and just returned to work. REASON FOR DEFAULT: The reason for default is death of family member. FORECLOSURE: No evidence of current foreclosure activity. BANKRUPTCY: There is no evidence of current or prior bankruptcy. MODIFICATION: The loan has been modified. The modification date is XX/XX/XXXX. The modified principal balance is unavailable. The modification interest rate is unavailable. The modification maturity date is unavailable. LITIGATION: There is no evidence of litigation on the file. TITLE ISSUES: There is no evidence of title issues. PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is owner occupied. EXIT STRATEGY: The recommended exit strategy is Reinstatement. ADDITIONAL INFORMATION: N/A 03/31/2018 03/22/2018
95000095 3 [3] Deceased Borrower(s) - No Trustee/heir of Property Noted [1] Current Status - Performing [1] Performing Loan and Weak Possibility of Going Delinquent LOAN STATUS: The current loan status is Performing. PAY HISTORY: BORROWER CONTACT: No evidence of recent contact with the borrower. Borrower is deceased and ---. The date of death is XX/XX/XXXX. REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable. FORECLOSURE: No evidence of current foreclosure activity. BANKRUPTCY: There is no evidence of current or prior bankruptcy. MODIFICATION: The loan has been modified. The modification date is XX/XX/XXXX. The modified principal balance is unavailable. The modification interest rate is unavailable. The modification maturity date is unavailable. LITIGATION: There is no evidence of litigation on the file. TITLE ISSUES: There is no evidence of title issues. PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is owner occupied. EXIT STRATEGY: The recommended exit strategy is N/A. ADDITIONAL INFORMATION: This loan was reviewed with data provided from 04/01/2017 through 03/31/2018. There was no contact with the borrower, other than the borrower making monthly payments through the website. The loan has consistently performed during the review period. 03/31/2018 03/24/2018
95001512 1 [1] Current Status - Performing [1] Performing Loan and Weak Possibility of Going Delinquent LOAN STATUS: The current loan status is Performing. PAY HISTORY: BORROWER CONTACT: No evidence of recent contact with the borrower. REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable. FORECLOSURE: No evidence of current foreclosure activity. BANKRUPTCY: There is no evidence of current or prior bankruptcy. MODIFICATION: The loan has been modified. The modification date is XX/XX/XXXX. The modified principal balance is unavailable. The modification interest rate is unavailable. The modification maturity date is unavailable. LITIGATION: There is no evidence of litigation on the file. TITLE ISSUES: There is no evidence of title issues. PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is UTD. EXIT STRATEGY: The recommended exit strategy is N/A. ADDITIONAL INFORMATION: This loan was reviewed with data provided from 04/01/2017 through 03/31/2018. The borrower has not called in and there have been no attempts to contact the borrower due to the loan being current and all payments being made on time during the review period. 03/31/2018 03/13/2018
95002097 1 [1] Current Status - Performing [1] Performing Loan and Weak Possibility of Going Delinquent LOAN STATUS: The current loan status is Performing. PAY HISTORY: BORROWER CONTACT: No evidence of recent contact with the borrower. REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable. FORECLOSURE: No evidence of current foreclosure activity. BANKRUPTCY: There is no evidence of current or prior bankruptcy. MODIFICATION: The loan has been modified. The modification date is XX/XX/XXXX. The modified principal balance is unavailable. The modification interest rate is unavailable. The modification maturity date is unavailable. LITIGATION: There is no evidence of litigation on the file. TITLE ISSUES: There is no evidence of title issues. PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is UTD. EXIT STRATEGY: The recommended exit strategy is N/A. ADDITIONAL INFORMATION: This loan was reviewed with data provided from 04/01/2017 through 03/31/2018. There was no evidence of borrower contact attempts or skip tracing activity during the review period. 03/31/2018 03/14/2018
95003985 1 [1] Current Status - Performing [1] Performing Loan and Weak Possibility of Going Delinquent LOAN STATUS: The current loan status is Performing. PAY HISTORY: BORROWER CONTACT: No evidence of recent contact with the borrower. REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable. FORECLOSURE: No evidence of current foreclosure activity. BANKRUPTCY: There is no evidence of current or prior bankruptcy. MODIFICATION: The loan has been modified. The modification date is XX/XX/XXXX. The modified principal balance is unavailable. The modification interest rate is unavailable. The modification maturity date is unavailable. LITIGATION: There is no evidence of litigation on the file. TITLE ISSUES: There is no evidence of title issues. PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is UTD. EXIT STRATEGY: The recommended exit strategy is N/A. ADDITIONAL INFORMATION: This loan was reviewed with data provided from 04/01/2017 through 03/31/2018. The borrower has not called in and there have been no attempts to contact the borrower due to the loan being current and all payments being made on time during the review period. There is a previous bankruptcy on the loan. 03/31/2018 01/25/2018
95004044 2 [2] Bankruptcy - CH XX - Discharged w/o Reaffirmation [1] Current Status - Performing [1] Performing Loan and Weak Possibility of Going Delinquent LOAN STATUS: The current loan status is Performing. PAY HISTORY: BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was 03/16/2018. This loan was reviewed with data provided from 04/01/2017 through 03/31/2018. The borrower disputed the credit bureau reporting on 4/19/2017. The borrower would like the loan to be reported. The servicer states that the property was not reaffirmed in the discharged bankruptcy. On 5/2/2017 the borrower stated they were not interested in loss mitigation. An authorized third party called with questions regarding reaffirmation. The caller was told the reaffirmation cannot be done now that the bankruptcy is discharged and the servicer can't report to the credit bureau. On 3/16/2018 the authorized 3rd party made a payment via telephone. There were no attempts to contact the borrower during the review period. REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable. FORECLOSURE: No evidence of current foreclosure activity. BANKRUPTCY: There is evidence of bankruptcy on the loan. The bankruptcy filing date is unavailable. The chapter is Chapter XX. The bankruptcy case number is not available. The most recent bankruptcy status is discharged. MODIFICATION: The loan has been modified. The modification date is XX/XX/XXXX. The modified principal balance is unavailable. The modification interest rate is unavailable. The modification maturity date is unavailable. LITIGATION: There is no evidence of litigation on the file. TITLE ISSUES: There is no evidence of title issues. PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is UTD. EXIT STRATEGY: The recommended exit strategy is N/A. ADDITIONAL INFORMATION: N/A 03/31/2018 03/16/2018
95004197 1 [1] Current Status - Performing [1] Performing Loan and Weak Possibility of Going Delinquent LOAN STATUS: The current loan status is Performing. PAY HISTORY: BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was 12/13/2017. This loan was reviewed with data provided from 04/01/2017 through 03/31/2018. The borrower made monthly pay by phone's online starting on 3/13/2017 through 3/15/2018. On 12/13/2017 a payoff statement was requested and sent. REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable. FORECLOSURE: No evidence of current foreclosure activity. BANKRUPTCY: There is no evidence of current or prior bankruptcy. MODIFICATION: The loan has been modified. The modification date is XX/XX/XXXX. The modified principal balance is unavailable. The modification interest rate is unavailable. The modification maturity date is unavailable. LITIGATION: There is no evidence of litigation on the file. TITLE ISSUES: There is no evidence of title issues. PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is UTD. EXIT STRATEGY: The recommended exit strategy is N/A. ADDITIONAL INFORMATION: N/A 03/31/2018 03/15/2018
95000557 1 [1] Current Status - Performing [1] Performing Loan and Weak Possibility of Going Delinquent LOAN STATUS: The current loan status is Performing. PAY HISTORY: BORROWER CONTACT: No evidence of recent contact with the borrower. REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable. FORECLOSURE: No evidence of current foreclosure activity. BANKRUPTCY: There is no evidence of current or prior bankruptcy. MODIFICATION: The loan has been modified. The modification date is XX/XX/XXXX. The modified principal balance is unavailable. The modification interest rate is unavailable. The modification maturity date is unavailable. LITIGATION: There is no evidence of litigation on the file. TITLE ISSUES: There is no evidence of title issues. PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is owner occupied. EXIT STRATEGY: The recommended exit strategy is N/A. ADDITIONAL INFORMATION: This loan was reviewed with data provided from 04/01/2017 through 03/31/2018. No contact with the borrower over the past 12 months. Cease and desist order for the Life of Loan Cease all phone calls. 11/18/2015 Servicer has not attempted to contact the borrower and do not see the borrower has attempted contact. The borrower is making regular payments on the loan on a bi-weekly basis. Loan is current with no late pays or delinquents over past 12 months 03/31/2018 03/19/2018
95004584 1 [1] Current Status - Performing [1] Performing Loan and Weak Possibility of Going Delinquent LOAN STATUS: The current loan status is Performing. PAY HISTORY: BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was 09/22/2017. This loan was reviewed with data provided from 04/01/2017 through 03/31/2018. There was no contact with the borrower prior to 8/2/2017. On 8/2/2017 the borrower called in a promise to pay. 8/22/2017 the borrower called to make a payment. 8/24/2017 the borrower called in a payment. 9/18/2017 the borrower called in about recasting the payment. 9/22/2017 the borrower called about general loan status. There has not been any contact with the borrower after 9/22/2017 due to the loan being current and all payments being made on time. REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable. FORECLOSURE: No evidence of current foreclosure activity. BANKRUPTCY: There is no evidence of current or prior bankruptcy. MODIFICATION: The loan has been modified. The modification date is XX/XX/XXXX. The modified principal balance is unavailable. The modification interest rate is unavailable. The modification maturity date is unavailable. LITIGATION: There is no evidence of litigation on the file. TITLE ISSUES: There is no evidence of title issues. PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is owner occupied. EXIT STRATEGY: The recommended exit strategy is N/A. ADDITIONAL INFORMATION: N/A 03/31/2018 03/06/2018
95004135 1 [1] Current Status - Performing [1] Performing Loan and Weak Possibility of Going Delinquent LOAN STATUS: The current loan status is Performing. PAY HISTORY: BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was 01/29/2018. This loan was reviewed with data provided from 04/01/2017 through 03/31/2018. The borrower made a payment on 09/19/2017. The borrower called for a status update on 01/03/2018. On 01/05/2018 the borrower called requesting an acceleration letter. The borrower's loan was reinstated with Hardest Hit Funds on 01/29/2018. REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable. FORECLOSURE: No evidence of current foreclosure activity. BANKRUPTCY: There is no evidence of current or prior bankruptcy. MODIFICATION: The loan has been modified. The modification date is XX/XX/XXXX. The modified principal balance is unavailable. The modification interest rate is unavailable. The modification maturity date is unavailable. LITIGATION: There is no evidence of litigation on the file. TITLE ISSUES: There is no evidence of title issues. PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is owner occupied. EXIT STRATEGY: The recommended exit strategy is N/A. ADDITIONAL INFORMATION: N/A 03/31/2018 02/27/2018
95004819 1 [1] Current Status - Performing [1] Performing Loan and Weak Possibility of Going Delinquent LOAN STATUS: The current loan status is Performing. PAY HISTORY: BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was 03/16/2018. This loan was reviewed with data provided from 04/01/2017 through 03/31/2018. There was minimal contact with the borrower made during the review period. On 8/29/2017 the borrower indicated they had excessive obligations, and made some updates to the information on the account. On 1/23/2018 the borrower indicated they had excessive obligations, and made a promise to pay. On 3/16/2018 the borrower scheduled a one time payment. Foreclosure was removed from the account on 4/3/2014. REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable. FORECLOSURE: The file was referred to foreclosure and the referral date is not available in the information provided. Unable to determine the next projected foreclosure step. BANKRUPTCY: There is no evidence of current or prior bankruptcy. MODIFICATION: The loan has been modified. The modification date is XX/XX/XXXX. The modified principal balance is unavailable. The modification interest rate is unavailable. The modification maturity date is unavailable. LITIGATION: There is no evidence of litigation on the file. TITLE ISSUES: There is no evidence of title issues. PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is UTD. EXIT STRATEGY: The recommended exit strategy is N/A. ADDITIONAL INFORMATION: N/A 03/31/2018 03/23/2018
95004236 1 [1] Current Status - Performing [1] Performing Loan and Weak Possibility of Going Delinquent LOAN STATUS: The current loan status is Performing. PAY HISTORY: BORROWER CONTACT: No evidence of recent contact with the borrower. REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable. FORECLOSURE: No evidence of current foreclosure activity. BANKRUPTCY: There is no evidence of current or prior bankruptcy. MODIFICATION: The loan has been modified. The modification date is XX/XX/XXXX. The modified principal balance is unavailable. The modification interest rate is unavailable. The modification maturity date is unavailable. LITIGATION: There is no evidence of litigation on the file. TITLE ISSUES: There is no evidence of title issues. PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is UTD. EXIT STRATEGY: The recommended exit strategy is N/A. ADDITIONAL INFORMATION: This loan was reviewed with data provided from 04/01/2017 through 03/31/2018. The borrower has not called in and there have been no attempts to contact the borrower due to the loan being current and all payments being made on time during the review period. 03/31/2018 01/23/2018
95002527 1 [1] Current Status - Performing [1] Performing Loan and Weak Possibility of Going Delinquent LOAN STATUS: The current loan status is Performing. PAY HISTORY: BORROWER CONTACT: No evidence of recent contact with the borrower. REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable. FORECLOSURE: No evidence of current foreclosure activity. BANKRUPTCY: There is no evidence of current or prior bankruptcy. MODIFICATION: The loan has been modified. The modification date is XX/XX/XXXX. The modified principal balance is unavailable. The modification interest rate is unavailable. The modification maturity date is unavailable. LITIGATION: There is no evidence of litigation on the file. TITLE ISSUES: There is no evidence of title issues. PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is UTD. EXIT STRATEGY: The recommended exit strategy is N/A. ADDITIONAL INFORMATION: This loan was reviewed with data provided from 04/01/2017 through 03/31/2018. There was no contact with the borrower and no attempts to contact. The loan was current the full 12 month review period. 03/31/2018 07/06/2017
95002451 1 [1] Current Status - Performing [1] Performing Loan and Weak Possibility of Going Delinquent LOAN STATUS: The current loan status is Performing. PAY HISTORY: BORROWER CONTACT: No evidence of recent contact with the borrower. REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable. FORECLOSURE: No evidence of current foreclosure activity. BANKRUPTCY: There is no evidence of current or prior bankruptcy. MODIFICATION: The loan has been modified. The modification date is XX/XX/XXXX. The modified principal balance is unavailable. The modification interest rate is unavailable. The modification maturity date is unavailable. LITIGATION: There is no evidence of litigation on the file. TITLE ISSUES: There is no evidence of title issues. PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is UTD. EXIT STRATEGY: The recommended exit strategy is N/A. ADDITIONAL INFORMATION: This loan was reviewed with data provided from 04/01/2017 through 03/31/2018. The comments were extremely limited for the past 12 months. There was no evidence of any borrower contact or attempts to contact the borrower within the review period due to the account is current and all payments were made on time. No further information was provided. 03/31/2018 03/13/2018
95002965 2 [2] Bankruptcy - CH XX - Discharged w/o Reaffirmation [1] Current Status - Performing [1] Performing Loan and Weak Possibility of Going Delinquent LOAN STATUS: The current loan status is Performing. PAY HISTORY: BORROWER CONTACT: No evidence of recent contact with the borrower. REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable. FORECLOSURE: The file was referred to foreclosure and the referral date is not available in the information provided. Unable to determine the next projected foreclosure step. BANKRUPTCY: There is evidence of bankruptcy on the loan. The bankruptcy filing date is unavailable. The chapter is Chapter XX. The bankruptcy was filed under case number XXX. The most recent bankruptcy status is discharged. The bankruptcy was discharged on XX/XX/XXXX and there is no evidence of reaffirmation.. MODIFICATION: The loan has been modified. The modification date is XX/XX/XXXX. The modified principal balance is unavailable. The modification interest rate is unavailable. The modification maturity date is unavailable. LITIGATION: There is no evidence of litigation on the file. TITLE ISSUES: There is no evidence of title issues. PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is UTD. EXIT STRATEGY: The recommended exit strategy is N/A. ADDITIONAL INFORMATION: This loan was reviewed with data provided from 04/01/2017 through 03/31/2018. The borrower has not called in and there have been no attempts to contact the borrower. 03/31/2018 02/28/2018
95002815 1 [1] Current Status - Performing [1] Performing Loan and Weak Possibility of Going Delinquent LOAN STATUS: The current loan status is Performing. PAY HISTORY: BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was 09/14/2017. This loan was reviewed with data provided from 04/01/2017 through 03/31/2018. There has been ongoing dialogue with the borrower throughout the review period. On 4/6/2017 the borrower couldn't commit to pay, gathering details on RFD and financials. On 5/19/2017 the borrower was asking for general information on the loan including about the recast, was informed the recast was no longer an option. Other options were discussed. On 5/22/2017 the borrower called with concerns regarding a new modification review and second lien issues. On 5/30/2017 the borrower wanted a reinstatement quote, was informed it could take 5-10 business days. On 6/1/2017 the borrower requested a reinstatement quote to bring the account current. On 6/7/2017 the borrower was upset and requested to speak with a manager over trying to get the reinstatement amount. On 6/8/2017 the borrower expressed frustration with receiving different information, was given the reinstatement amount over the phone. On 6/12/2017 the borrower called to verify that the reinstatement payment was received, was advised they would probably receive it that day. On 6/22/2017 the borrower expressed concern regarding the attorney fees and wanted to know if they needed to be paid immediately. Indicated they would potentially get an attorney. On 6/30/2017 the borrower's concerns regarding attorney fees for the reinstatement were resolved. The fees would remain on the account but they would not accrue late fees. On 7/5/2017 the borrower did not want to have to pay a fee to make a phone payment, and expressed concern regarding collection calls. On 7/14/207 the borrower made a one-time scheduled payment. On 8/7/2017 the borrower made a promise to pay at the branch. On 8/17/20178 the borrower made a promise to pay. Borrower was not aware of the exact grace period. On 9/14/2017 the borrower indicated the property was owner occupied and made a promise to pay. Indicated issues with paying online and stated they would try again. The RFD is excessive obligations. REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable. FORECLOSURE: The file was referred to foreclosure and the referral date is not available in the information provided. The next projected foreclosure step is service. BANKRUPTCY: There is no evidence of current or prior bankruptcy. MODIFICATION: The loan has been modified. The modification date is XX/XX/XXXX. The modified principal balance is unavailable. The modification interest rate is unavailable. The modification maturity date is unavailable. LITIGATION: There is no evidence of litigation on the file. TITLE ISSUES: There is no evidence of title issues. PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is owner occupied. EXIT STRATEGY: The recommended exit strategy is N/A. ADDITIONAL INFORMATION: N/A 03/31/2018 03/14/2018
95001713 1 [1] Current Status - Performing [1] Performing Loan and Weak Possibility of Going Delinquent LOAN STATUS: The current loan status is Performing. PAY HISTORY: BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was 03/19/2018. This loan was reviewed with data provided from 04/01/2017 through 03/31/2018. From 04/18/2017-03/19/2018 the borrower called each month to make payments. No servicer contact attempts evident and the loan has performed for the past 12 months. REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable. FORECLOSURE: The file was referred to foreclosure and the referral date is not available in the information provided. Unable to determine the next projected foreclosure step. Closed - Not Complete BANKRUPTCY: There is no evidence of current or prior bankruptcy. MODIFICATION: The loan has been modified. The modification date is XX/XX/XXXX. The modified principal balance is unavailable. The modification interest rate is unavailable. The modification maturity date is unavailable. LITIGATION: There is no evidence of litigation on the file. TITLE ISSUES: There is no evidence of title issues. PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is UTD. EXIT STRATEGY: The recommended exit strategy is N/A. ADDITIONAL INFORMATION: N/A 03/31/2018 03/19/2018
95002721 1 [1] Current Status - Performing [1] Performing Loan and Weak Possibility of Going Delinquent LOAN STATUS: The current loan status is Performing. PAY HISTORY: BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was 04/10/2017. This loan was reviewed with data provided from 04/01/2017 through 03/31/2018. On 04/10/2017 the borrower called a authorized a payment in the amount of $1219.41; effective 04/27/2017. From 05/01/2017 through 05/31/2017 there was no contact or attempts. On 06/06/2017 the borrower made a payment in the amount of $1219.41. There was no contact or attempts from 06/2017 through 03/2018. REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable. FORECLOSURE: No evidence of current foreclosure activity. BANKRUPTCY: There is no evidence of current or prior bankruptcy. MODIFICATION: The loan has been modified. The modification date is XX/XX/XXXX. The modified principal balance is unavailable. The modification interest rate is unavailable. The modification maturity date is unavailable. LITIGATION: There is no evidence of litigation on the file. TITLE ISSUES: There is no evidence of title issues. PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is owner occupied. EXIT STRATEGY: The recommended exit strategy is N/A. ADDITIONAL INFORMATION: N/A 03/31/2018 01/22/2018
95000835 1 [1] Current Status - Performing [1] Performing Loan and Weak Possibility of Going Delinquent LOAN STATUS: The current loan status is Performing. PAY HISTORY: BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was 04/07/2017. This loan was reviewed with data provided from 04/01/2017 through 03/31/2018. On 04/07/2017 the borrower discussed their modification options to cure the account. On 04/18/2017 the borrower discussed their income and financials for modification. On 04/25/2017 the borrower discussed missing documentation for their modification. On 05/02/2017 the borrower stated they are filling out the modification forms. On 05/04/2017 the borrower discussed missing documentation. REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable. FORECLOSURE: No evidence of current foreclosure activity. BANKRUPTCY: There is no evidence of current or prior bankruptcy. MODIFICATION: The loan has been denied for modification. LITIGATION: There is no evidence of litigation on the file. TITLE ISSUES: There is no evidence of title issues. PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is owner occupied. EXIT STRATEGY: The recommended exit strategy is N/A. ADDITIONAL INFORMATION: N/A 03/31/2018 03/05/2018
95000896 1 [1] Current Status - Performing [1] Performing Loan and Weak Possibility of Going Delinquent LOAN STATUS: The current loan status is Performing. PAY HISTORY: BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was 05/18/2017. This loan was reviewed with data provided from 04/01/2017 through 03/31/2018. There was no contact with the borrower prior to 05/18/2017. On 05/18/2017 the borrower disputed the insurance. REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable. FORECLOSURE: No evidence of current foreclosure activity. BANKRUPTCY: There is no evidence of current or prior bankruptcy. MODIFICATION: The loan has been modified. The modification date is XX/XX/XXXX. The modified principal balance is unavailable. The modification interest rate is unavailable. The modification maturity date is unavailable. LITIGATION: There is no evidence of litigation on the file. TITLE ISSUES: There is no evidence of title issues. PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is UTD. EXIT STRATEGY: The recommended exit strategy is N/A. ADDITIONAL INFORMATION: N/A 03/31/2018 12/29/2017
95004974 1 [1] Current Status - Performing [1] Performing Loan and Weak Possibility of Going Delinquent LOAN STATUS: The current loan status is Performing. PAY HISTORY: BORROWER CONTACT: No evidence of recent contact with the borrower. REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable. FORECLOSURE: No evidence of current foreclosure activity. BANKRUPTCY: There is no evidence of current or prior bankruptcy. MODIFICATION: The loan has been modified. The modification date is XX/XX/XXXX. The modified principal balance is unavailable. The modification interest rate is unavailable. The modification maturity date is unavailable. LITIGATION: There is no evidence of litigation on the file. TITLE ISSUES: There is no evidence of title issues. PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is UTD. EXIT STRATEGY: The recommended exit strategy is N/A. ADDITIONAL INFORMATION: This loan was reviewed with data provided from 04/01/2017 through 03/31/2018. The borrower has not called in and there have been no attempts to contact the borrower due to the loan being current and all payments being made on time during the review period. Monthly payments were received through regular mail. 03/31/2018 03/06/2018
95000330 1 [1] Current Status - Performing [1] Performing Loan and Weak Possibility of Going Delinquent LOAN STATUS: The current loan status is Performing. PAY HISTORY: BORROWER CONTACT: No evidence of recent contact with the borrower. REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable. FORECLOSURE: No evidence of current foreclosure activity. BANKRUPTCY: There is no evidence of current or prior bankruptcy. MODIFICATION: The loan has been modified. The modification date is XX/XX/XXXX. The modified principal balance is unavailable. The modification interest rate is unavailable. The modification maturity date is unavailable. LITIGATION: There is no evidence of litigation on the file. TITLE ISSUES: There is no evidence of title issues. PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is UTD. EXIT STRATEGY: The recommended exit strategy is N/A. ADDITIONAL INFORMATION: This loan was reviewed with data provided from 04/01/2017 through 03/31/2018. The borrower has not called in and there have been 5 attempts to contact the borrower due to the loan being current and all payments being made on time during the review period. 03/31/2018 01/29/2018
95000564 1 [1] Current Status - Performing [1] Performing Loan and Weak Possibility of Going Delinquent LOAN STATUS: The current loan status is Performing. PAY HISTORY: BORROWER CONTACT: No evidence of recent contact with the borrower. REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable. FORECLOSURE: The file was referred to foreclosure and the referral date is not available in the information provided. Unable to determine the next projected foreclosure step. Foreclosure closed, not complete. BANKRUPTCY: There is no evidence of current or prior bankruptcy. MODIFICATION: The loan has been modified. The modification date is XX/XX/XXXX. The modified principal balance is unavailable. The modification interest rate is unavailable. The modification maturity date is unavailable. LITIGATION: There is no evidence of litigation on the file. TITLE ISSUES: There is no evidence of title issues. PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is UTD. EXIT STRATEGY: The recommended exit strategy is N/A. ADDITIONAL INFORMATION: This loan was reviewed with data provided from 04/01/2017 through 03/31/2018. There were no comments in the review period. There was no contact with the borrower and no attempts to contact the borrower. The borrower made payments by the 5th of each month through the review period. 03/31/2018 03/29/2017
95003188 1 [1] Current Status - Performing [1] Performing Loan and Weak Possibility of Going Delinquent LOAN STATUS: The current loan status is Performing. PAY HISTORY: BORROWER CONTACT: No evidence of recent contact with the borrower. REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable. FORECLOSURE: No evidence of current foreclosure activity. BANKRUPTCY: There is no evidence of current or prior bankruptcy. MODIFICATION: The loan has been modified. The modification date is XX/XX/XXXX. The modified principal balance is unavailable. The modification interest rate is unavailable. The modification maturity date is unavailable. LITIGATION: There is no evidence of litigation on the file. TITLE ISSUES: There is no evidence of title issues. PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is UTD. EXIT STRATEGY: The recommended exit strategy is N/A. ADDITIONAL INFORMATION: This loan was reviewed with data provided from 04/01/2017 through 03/31/2018. There was no contact with the borrower due to the loan performed the entire review period with no adverse activity. 03/31/2018 12/05/2017
95002183 1 [1] Current Status - Performing [1] Performing Loan and Weak Possibility of Going Delinquent LOAN STATUS: The current loan status is Performing. PAY HISTORY: BORROWER CONTACT: No evidence of recent contact with the borrower. REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable. FORECLOSURE: No evidence of current foreclosure activity. BANKRUPTCY: There is no evidence of current or prior bankruptcy. MODIFICATION: The loan has been modified. The modification date is XX/XX/XXXX. The modified principal balance is unavailable. The modification interest rate is unavailable. The modification maturity date is unavailable. LITIGATION: There is no evidence of litigation on the file. TITLE ISSUES: There is no evidence of title issues. PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is UTD. EXIT STRATEGY: The recommended exit strategy is N/A. ADDITIONAL INFORMATION: This loan was reviewed with data provided from 04/01/2017 through 03/31/2018. There was no evidence of borrower contact attempts or skip tracing activity. The loan performed throughout the review period. 03/31/2018 01/22/2018
95003607 1 [1] Current Status - Performing [1] Performing Loan and Weak Possibility of Going Delinquent LOAN STATUS: The current loan status is Performing. PAY HISTORY: BORROWER CONTACT: No evidence of recent contact with the borrower. REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable. FORECLOSURE: No evidence of current foreclosure activity. BANKRUPTCY: There is no evidence of current or prior bankruptcy. MODIFICATION: The loan has been modified. The modification date is XX/XX/XXXX. The modified principal balance is unavailable. The modification interest rate is unavailable. The modification maturity date is unavailable. LITIGATION: There is no evidence of litigation on the file. TITLE ISSUES: There is no evidence of title issues. PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is UTD. EXIT STRATEGY: The recommended exit strategy is N/A. ADDITIONAL INFORMATION: This loan was reviewed with data provided from 04/01/2017 through 03/31/2018. The borrower has not called in and there have been no attempts to contact the borrower due to the loan being current and all payments being made on time during the review period. 03/31/2018 01/22/2018
95003113 2 [2] Current Status - Delinquent LOAN STATUS: The current loan status is Delinquent. PAY HISTORY: BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was 03/22/2018. This loan was reviewed with data provided from 04/01/2017 through 03/31/2018. On 4/28/2017 borrower made a promise to pay in the amount of $1609.70 online. On 5/31/2017 borrower made a promise to pay in the amount of 1609.70 online. On 7/31/2017 borrower made a promise to pay in the amount of $1609.70 online. On 9/30/2017 borrower made a promise to pay in the amount of $1609.70 online. On 1/8/2018 borrower made a promise to pay in the amount of $1539.47 online. On 2/6/2018 borrower made a promise to pay in the amount of $1539.47 online. On 3/22/2018 borrower made a promise to pay in the amount of $1539.47 online. REASON FOR DEFAULT: The reason for default is excessive obligations. FORECLOSURE: The file was referred to foreclosure and the referral date is not available in the information provided. Unable to determine the next projected foreclosure step. BANKRUPTCY: There is no evidence of current or prior bankruptcy. MODIFICATION: The loan has been modified. The modification date is XX/XX/XXXX. The modified principal balance is unavailable. The modification interest rate is unavailable. The modification maturity date is unavailable. LITIGATION: There is no evidence of litigation on the file. TITLE ISSUES: There is no evidence of title issues. PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is UTD. EXIT STRATEGY: The recommended exit strategy is Reinstatement. ADDITIONAL INFORMATION: N/A 03/31/2018 03/22/2018
95003115 1 [1] Current Status - Performing [1] Performing Loan and Weak Possibility of Going Delinquent LOAN STATUS: The current loan status is Performing. PAY HISTORY: BORROWER CONTACT: No evidence of recent contact with the borrower. REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable. FORECLOSURE: No evidence of current foreclosure activity. BANKRUPTCY: There is no evidence of current or prior bankruptcy. MODIFICATION: The loan has been modified. The modification date is XX/XX/XXXX. The modified principal balance is unavailable. The modification interest rate is unavailable. The modification maturity date is unavailable. LITIGATION: There is no evidence of litigation on the file. TITLE ISSUES: There is no evidence of title issues. PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is UTD. EXIT STRATEGY: The recommended exit strategy is N/A. ADDITIONAL INFORMATION: This loan was reviewed with data provided from 04/01/2017 through 03/31/2018. There was no contact with the borrower due to the loan performed the entire review period with no adverse activity. 03/31/2018 03/14/2018
95004943 2 [2] Performing Loan But Moderate Possibility of Going Delinquent [1] Current Status - Performing LOAN STATUS: The current loan status is Performing. PAY HISTORY: BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was 05/01/2017. This loan was reviewed with data provided from 04/01/2017 through 03/31/2018. A title issue dispute was noted on 03/31/2017 to approve that exception for the ex-spouse having to sign documents since the ex-spouse is not a borrower. 04/03/2017 Call inbound from borrower to discuss the title work and advised the title issue was resolved and would move forward with final modification agreement. Payment was scheduled. 4/5/2017 The title issue dispute process was completed and final MOD approval and forgiveness amount of 9,439.18 with new interest and new payment amount.4/10 Final mod documents mailed and inspection of property shows owner occupied and good condition.4/12/2017 Spoke to borrower regarding the loan and modification notary signing. Stated he had signed the docs the day before. XX/XX/XXXX Modification agreement completed. 4/24/2017 customer called for credit score and was advised where to find the score. 05/1/2017 Customer called in regarding the loan and stated he would pay at branch. No further contact with borrower was noted. REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable. FORECLOSURE: The file was referred to foreclosure and the referral date is not available in the information provided. Unable to determine the next projected foreclosure step. Closed - Not Complete Loan was reinstated and modified. BANKRUPTCY: There is no evidence of current or prior bankruptcy. MODIFICATION: The loan has been modified. The modification date is XX/XX/XXXX. The modified principal balance is unavailable. The modification interest rate is unavailable. The modification maturity date is unavailable. LITIGATION: There is no evidence of litigation on the file. TITLE ISSUES: There is no evidence of title issues. PROPERTY CONDITION: There is no evidence of property damage. The property condition is good. The current occupancy status is owner occupied. EXIT STRATEGY: The recommended exit strategy is N/A. ADDITIONAL INFORMATION: N/A 03/31/2018 01/18/2018
95001834 1 [1] Current Status - Performing [1] Performing Loan and Weak Possibility of Going Delinquent LOAN STATUS: The current loan status is Performing. PAY HISTORY: BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was 02/28/2018. This loan was reviewed with data provided from 04/01/2017 through 03/31/2018. On 04/15/2017 the borrower authorized a payment i the amount of $930.20. From 5/5017 through 7/2017 there were several attempts, however no contact was made. On 08/19/2017 the borrower authorized a payment in the amount of $4217.98. The reason for delinquency was cited as excessive obligations. From 9/2017 through 10/2017 there were several attempts but no contact was made. On 11/28/2017 the borrower authorized a payment in the amount of $2868.78. From 12/2017 through 01/2018 there were several attempts but no contact was made. On 02/28/2018 the borrower called and set up a payment for $2836.72. The borrower also accepted monthly recurring withdrawals. There was no contact for 3/2018. REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable. FORECLOSURE: The file was referred to foreclosure and the referral date is not available in the information provided. Unable to determine the next projected foreclosure step. Closed. Not completed. BANKRUPTCY: There is no evidence of current or prior bankruptcy. MODIFICATION: The loan has been modified. The modification date is XX/XX/XXXX. The modified principal balance is unavailable. The modification interest rate is unavailable. The modification maturity date is unavailable. LITIGATION: There is no evidence of litigation on the file. TITLE ISSUES: There is no evidence of title issues. PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is owner occupied. EXIT STRATEGY: The recommended exit strategy is N/A. ADDITIONAL INFORMATION: N/A 03/31/2018 03/13/2018
95004244 2 [2] Current Status - Delinquent LOAN STATUS: The current loan status is Delinquent. PAY HISTORY: BORROWER CONTACT: No evidence of recent contact with the borrower. REASON FOR DEFAULT: The reason for default is unknown because the servicer has been unable to contact borrower. FORECLOSURE: No evidence of current foreclosure activity. BANKRUPTCY: There is no evidence of current or prior bankruptcy. MODIFICATION: The loan has been modified. The modification date is XX/XX/XXXX. The modified principal balance is unavailable. The modification interest rate is unavailable. The modification maturity date is unavailable. LITIGATION: There is no evidence of litigation on the file. TITLE ISSUES: There is no evidence of title issues. PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is owner occupied. EXIT STRATEGY: The recommended exit strategy is Reinstatement. ADDITIONAL INFORMATION: This loan was reviewed with data provided from 04/01/2017 through 03/31/2018. Throughout the review period, the servicer has made several attempts to contact the borrower. The borrower has been unresponsive. Payments have been slow and late. General demand notices have been sent. The reason for default is not available and there is no evidence of change in the borrower's situation or income that could affect the borrower's ability to pay. Loan modification was completed in XXXX. The loan is currently 30 days delinquent. 03/31/2018 03/19/2018
95002181 1 [1] Current Status - Performing [1] Performing Loan and Weak Possibility of Going Delinquent LOAN STATUS: The current loan status is Performing. PAY HISTORY: BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was 11/21/2017. This loan was reviewed with data provided from 04/01/2017 through 03/31/2018. The loan was placed on foreclosure referral hold for the XXX Wildfires disaster protection efforts on XX/XX/XXXX. The borrower called and stated they will make a payment at a branch. The foreclosure referral hold was released on XX/XX/XXXX. There was no indication the borrower was affected by the disaster. There were no efforts to contact the borrower during the review period and the borrower only initiated contact once. The loan was current during the full 12 month review period. REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable. FORECLOSURE: No evidence of current foreclosure activity. BANKRUPTCY: There is no evidence of current or prior bankruptcy. MODIFICATION: The loan has been modified. The modification date is XX/XX/XXXX. The modified principal balance is unavailable. The modification interest rate is unavailable. The modification maturity date is unavailable. LITIGATION: There is no evidence of litigation on the file. TITLE ISSUES: There is no evidence of title issues. PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is UTD. EXIT STRATEGY: The recommended exit strategy is N/A. ADDITIONAL INFORMATION: N/A 03/31/2018 03/14/2018
95002549 2 [2] Current Status - Delinquent LOAN STATUS: The current loan status is Delinquent. PAY HISTORY: BORROWER CONTACT: No evidence of recent contact with the borrower. REASON FOR DEFAULT: The reason for default is UTD. Unable to determine the reason for default with the information provided. FORECLOSURE: The file was referred to foreclosure and the referral date is not available in the information provided. Unable to determine the next projected foreclosure step. Closed. Not completed. BANKRUPTCY: There is no evidence of current or prior bankruptcy. MODIFICATION: The loan has been modified. The modification date is XX/XX/XXXX. The modified principal balance is unavailable. The modification interest rate is unavailable. The modification maturity date is unavailable. LITIGATION: There is no evidence of litigation on the file. TITLE ISSUES: There is no evidence of title issues. PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is UTD. EXIT STRATEGY: The recommended exit strategy is Reinstatement. ADDITIONAL INFORMATION: This loan was reviewed with data provided from 04/01/2017 through 03/31/2018. There was no borrower contact throughout the review period. The loan continues to roll delinquent and has been non-performing for the entire duration of the review period. With no contact made or received, there is no reason for default available and no evidence of change in the borrower's situation or income should that be affecting the ability to pay. 03/31/2018 03/16/2018
95003060 1 [1] Current Status - Performing [1] Performing Loan and Weak Possibility of Going Delinquent LOAN STATUS: The current loan status is Performing. PAY HISTORY: BORROWER CONTACT: No evidence of recent contact with the borrower. REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable. FORECLOSURE: No evidence of current foreclosure activity. BANKRUPTCY: There is no evidence of current or prior bankruptcy. MODIFICATION: The loan has been modified. The modification date is XX/XX/XXXX. The modified principal balance is unavailable. The modification interest rate is unavailable. The modification maturity date is unavailable. LITIGATION: There is no evidence of litigation on the file. TITLE ISSUES: There is no evidence of title issues. PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is UTD. EXIT STRATEGY: The recommended exit strategy is N/A. ADDITIONAL INFORMATION: This loan was reviewed with data provided from 04/01/2017 through 03/31/2018. The borrower has not called in and there have been no attempts to contact the borrower due to the loan being current and all payments being made in the month in which they were due. 03/31/2018 12/02/2017
95002794 1 [1] Current Status - Performing [1] Performing Loan and Weak Possibility of Going Delinquent LOAN STATUS: The current loan status is Performing. PAY HISTORY: BORROWER CONTACT: No evidence of recent contact with the borrower. REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable. FORECLOSURE: No evidence of current foreclosure activity. BANKRUPTCY: There is no evidence of current or prior bankruptcy. MODIFICATION: The loan has been modified. The modification date is XX/XX/XXXX. The modified principal balance is unavailable. The modification interest rate is unavailable. The modification maturity date is unavailable. LITIGATION: There is no evidence of litigation on the file. TITLE ISSUES: There is no evidence of title issues. PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is UTD. EXIT STRATEGY: The recommended exit strategy is N/A. ADDITIONAL INFORMATION: This loan was reviewed with data provided from 04/01/2017 through 03/31/2018. There was no evidence of borrower contact attempts or skip tracing activity during the review period. The loan performed throughout the review period. 03/31/2018 12/22/2017
95004458 1 [1] Current Status - Performing [1] Performing Loan and Weak Possibility of Going Delinquent LOAN STATUS: The current loan status is Performing. PAY HISTORY: BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was 12/13/2017. This loan was reviewed with data provided from 04/01/2017 through 03/31/2018. On 10/03/2017 the borrower ask about disaster relief after the 90 days and was advised we are not aware of what's being offered yet. On 12/13/2017 the borrower called in to confirm the next payment due date of 1/1/2018 because of to being on hurricane relief. REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable. FORECLOSURE: No evidence of current foreclosure activity. BANKRUPTCY: There is evidence of bankruptcy on the loan. Bankruptcy was filed on XX/XX/XXXX. The chapter is Chapter XX. The bankruptcy was filed under case number XXX. The most recent bankruptcy status is release from stay granted. The proof of claim was filed XX/XX/XXXX. MODIFICATION: The loan has been modified. The modification date is XX/XX/XXXX. The modified principal balance is unavailable. The modification interest rate is unavailable. The modification maturity date is unavailable. LITIGATION: There is no evidence of litigation on the file. TITLE ISSUES: There is no evidence of title issues. PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is UTD. EXIT STRATEGY: The recommended exit strategy is N/A. ADDITIONAL INFORMATION: N/A 03/31/2018 03/16/2018
95001610 1 [1] Current Status - Performing [1] Performing Loan and Weak Possibility of Going Delinquent LOAN STATUS: The current loan status is Performing. PAY HISTORY: BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was 02/28/2018. This loan was reviewed with data provided from 04/01/2017 through 03/31/2018. The borrower called and made a promise to pay on 02/28/2018. That was the only reported contact with the borrower during the review period. No servicer contact attempts and the loan has performed for the past 12 months. REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable. FORECLOSURE: No evidence of current foreclosure activity. BANKRUPTCY: There is no evidence of current or prior bankruptcy. MODIFICATION: The loan has been modified. The modification date is XX/XX/XXXX. The modified principal balance is unavailable. The modification interest rate is unavailable. The modification maturity date is unavailable. LITIGATION: There is no evidence of litigation on the file. TITLE ISSUES: There is no evidence of title issues. PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is UTD. EXIT STRATEGY: The recommended exit strategy is N/A. ADDITIONAL INFORMATION: N/A 03/31/2018 02/28/2018
95004732 1 [1] Current Status - Performing [1] Performing Loan and Weak Possibility of Going Delinquent LOAN STATUS: The current loan status is Performing. PAY HISTORY: BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was 01/30/2018. This loan was reviewed with data provided from 04/01/2017 through 03/31/2018. There was no contact with the borrower or attempts to contact the borrower from 4/2017 until 9/2017. On 10/2/2017 the authorized 3rd party made a payment via telephone. The caller was not interested in loss mitigation. The comments indicate numerous insufficient funds payments however the payment history reflects that only one reversal was an actual insufficient funds reversal. The others were misapplication reversals. On 12/28/2017 the payment applied on 12/26/2017 was returned for insufficient funds. On 1/30/2018 the authorized 3rd party make a payment by phone. The caller stated excessive obligations as the reason for delinquency. REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable. FORECLOSURE: The file was referred to foreclosure and the referral date is not available in the information provided. Unable to determine the next projected foreclosure step. Foreclosure closed, not complete. BANKRUPTCY: There is no evidence of current or prior bankruptcy. MODIFICATION: The loan has been modified. The modification date is XX/XX/XXXX. The modified principal balance is unavailable. The modification interest rate is unavailable. The modification maturity date is unavailable. LITIGATION: There is no evidence of litigation on the file. TITLE ISSUES: There is no evidence of title issues. PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is UTD. EXIT STRATEGY: The recommended exit strategy is N/A. ADDITIONAL INFORMATION: N/A 03/31/2018 03/13/2018
95004890 1 [1] Current Status - Performing [1] Performing Loan and Weak Possibility of Going Delinquent LOAN STATUS: The current loan status is Performing. PAY HISTORY: BORROWER CONTACT: No evidence of recent contact with the borrower. REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable. FORECLOSURE: No evidence of current foreclosure activity. BANKRUPTCY: There is no evidence of current or prior bankruptcy. MODIFICATION: The loan has been modified. The modification date is XX/XX/XXXX. The modified principal balance is unavailable. The modification interest rate is unavailable. The modification maturity date is unavailable. LITIGATION: There is no evidence of litigation on the file. TITLE ISSUES: There is no evidence of title issues. PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is UTD. EXIT STRATEGY: The recommended exit strategy is N/A. ADDITIONAL INFORMATION: This loan was reviewed with data provided from 04/01/2017 through 03/31/2018. There was no evidence of borrower contact or skip tracing activity during the review period. The loan performed throughout the review period. 03/31/2018 01/19/2018
95004904 1 [1] Current Status - Performing [1] Performing Loan and Weak Possibility of Going Delinquent LOAN STATUS: The current loan status is Performing. PAY HISTORY: BORROWER CONTACT: No evidence of recent contact with the borrower. REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable. FORECLOSURE: No evidence of current foreclosure activity. BANKRUPTCY: There is no evidence of current or prior bankruptcy. MODIFICATION: The loan has been modified. The modification date is XX/XX/XXXX. The modified principal balance is unavailable. The modification interest rate is unavailable. The modification maturity date is unavailable. LITIGATION: There is no evidence of litigation on the file. TITLE ISSUES: There is no evidence of title issues. PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is UTD. EXIT STRATEGY: The recommended exit strategy is N/A. ADDITIONAL INFORMATION: This loan was reviewed with data provided from 04/01/2017 through 03/31/2018. There were minimal comments from the review period. There was no contact with the borrower and there were no attempts to contact them. The borrower made on time payments for the 12 month period. The comments do note 3 reversals due to misapplication of funds using an incorrect effective date. Those dates were 6/7/2017, 11/7/2017 and 1/9/2018. 03/31/2018 01/19/2018
95004949 1 [1] Current Status - Performing [1] Performing Loan and Weak Possibility of Going Delinquent LOAN STATUS: The current loan status is Performing. PAY HISTORY: BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was 03/21/2018. This loan was reviewed with data provided from 04/01/2017 through 03/31/2018. On 05/17/2017 the borrower promised to pay $1,311.11 on 05/26/2017. On 06/26/2017 the borrower stated they had paid $1,397.53 on 06/23/2017. On 09/19/2017 the borrower stated they had a curtailment of income and will pay $1,311.11 online on 09/25/2017. On 03/21/2018 the borrower promised to pay $1,487.93 on 03/22/2018. REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable. FORECLOSURE: No evidence of current foreclosure activity. BANKRUPTCY: There is no evidence of current or prior bankruptcy. MODIFICATION: The loan has been modified. The modification date is XX/XX/XXXX. The modified principal balance is unavailable. The modification interest rate is unavailable. The modification maturity date is unavailable. LITIGATION: There is no evidence of litigation on the file. TITLE ISSUES: There is no evidence of title issues. PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is owner occupied. EXIT STRATEGY: The recommended exit strategy is N/A. ADDITIONAL INFORMATION: N/A 03/31/2018 03/23/2018
95001919 1 [1] Current Status - Performing [1] Performing Loan and Weak Possibility of Going Delinquent LOAN STATUS: The current loan status is Performing. PAY HISTORY: BORROWER CONTACT: No evidence of recent contact with the borrower. REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable. FORECLOSURE: No evidence of current foreclosure activity. BANKRUPTCY: There is no evidence of current or prior bankruptcy. MODIFICATION: The loan has been modified. The modification date is XX/XX/XXXX. The modified principal balance is unavailable. The modification interest rate is unavailable. The modification maturity date is unavailable. LITIGATION: There is no evidence of litigation on the file. TITLE ISSUES: There is no evidence of title issues. PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is owner occupied. EXIT STRATEGY: The recommended exit strategy is N/A. ADDITIONAL INFORMATION: This loan was reviewed with data provided from 04/01/2017 through 03/31/2018. The borrower has not called in and there have been no attempts to contact the borrower due to the loan being current and all payments being made on time during the review period. 03/31/2018 03/15/2018
95004640 1 [1] Current Status - Performing [1] Performing Loan and Weak Possibility of Going Delinquent LOAN STATUS: The current loan status is Performing. PAY HISTORY: BORROWER CONTACT: No evidence of recent contact with the borrower. REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable. FORECLOSURE: No evidence of current foreclosure activity. BANKRUPTCY: There is no evidence of current or prior bankruptcy. MODIFICATION: The loan has been modified. The modification date is XX/XX/XXXX. The modified principal balance is unavailable. The modification interest rate is unavailable. The modification maturity date is unavailable. LITIGATION: There is no evidence of litigation on the file. TITLE ISSUES: There is no evidence of title issues. PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is UTD. EXIT STRATEGY: The recommended exit strategy is N/A. ADDITIONAL INFORMATION: This loan was reviewed with data provided from 04/01/2017 through 03/31/2018. The borrower has not called in and there have been no attempts to contact the borrower due to the loan being current and all payments being made prior to the expiration of the grace period during the review period. 03/31/2018 02/02/2018
95004735 1 [1] Current Status - Performing [1] Performing Loan and Weak Possibility of Going Delinquent LOAN STATUS: The current loan status is Performing. PAY HISTORY: BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was 03/13/2018. This loan was reviewed with data provided from 04/01/2017 through 03/31/2018. On 4/6/2017 borrower made a promise to pay in the amount of $ 2247.52 via online. On 5/5/2017 borrower made a promise to pay in the amount of $2,419.16 via online. On 6/12/2017 borrower made a promise to pay in the amount of $2419.16 via online. On 7/27/2017 borrower made a promise to pay in the amount of $2419.16 via online. On 8/22/2017 borrower made a promise to pay in the amount of $2519.16 via online. On 9/5/2017 borrower made a promise to pay in the amount of $2319.16 via online. On 10/18/217 borrower made a promise to pay in the amount of $2219.16 via online. On 11/25/2017 borrower made a promise to pay in the amount of $2219.16 via online. On 12/19/2017 borrower made a promise to pay in the amount of $2319.16 via online. On 2/8/2017 borrower made a promise to pay in the amount of $2219.16 via online. On 3/13/2018 borrower made a promise to pay in the amount of $2219.16 via online. REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable. FORECLOSURE: No evidence of current foreclosure activity. BANKRUPTCY: There is no evidence of current or prior bankruptcy. MODIFICATION: The loan has been modified. The modification date is XX/XX/XXXX. The modified principal balance is unavailable. The modification interest rate is unavailable. The modification maturity date is unavailable. LITIGATION: There is no evidence of litigation on the file. TITLE ISSUES: There is no evidence of title issues. PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is UTD. EXIT STRATEGY: The recommended exit strategy is N/A. ADDITIONAL INFORMATION: N/A 03/31/2018 03/13/2018
95004195 1 [1] Current Status - Performing [1] Performing Loan and Weak Possibility of Going Delinquent LOAN STATUS: The current loan status is Performing. PAY HISTORY: BORROWER CONTACT: No evidence of recent contact with the borrower. REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable. FORECLOSURE: The file was referred to foreclosure and the referral date is not available in the information provided. Unable to determine the next projected foreclosure step. BANKRUPTCY: There is no evidence of current or prior bankruptcy. MODIFICATION: The loan has been modified. The modification date is XX/XX/XXXX. The modified principal balance is unavailable. The modification interest rate is unavailable. The modification maturity date is unavailable. LITIGATION: There is no evidence of litigation on the file. TITLE ISSUES: There is no evidence of title issues. PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is UTD. EXIT STRATEGY: The recommended exit strategy is N/A. ADDITIONAL INFORMATION: This loan was reviewed with data provided from 04/01/2017 through 03/31/2018. There is no evidence of borrower contact attempts or skip tracing activity. The loan performed throughout the review period. 03/31/2018 03/14/2018
95004232 1 [1] Current Status - Performing [1] Performing Loan and Weak Possibility of Going Delinquent LOAN STATUS: The current loan status is Performing. PAY HISTORY: BORROWER CONTACT: No evidence of recent contact with the borrower. REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable. FORECLOSURE: No evidence of current foreclosure activity. BANKRUPTCY: There is no evidence of current or prior bankruptcy. MODIFICATION: The loan has been modified. The modification date is XX/XX/XXXX. The modified principal balance is unavailable. The modification interest rate is unavailable. The modification maturity date is unavailable. LITIGATION: There is no evidence of litigation on the file. TITLE ISSUES: There is no evidence of title issues. PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is UTD. EXIT STRATEGY: The recommended exit strategy is N/A. ADDITIONAL INFORMATION: This loan was reviewed with data provided from 04/01/2017 through 03/31/2018. Servicer has made no attempt to contact Borrower who has been 0x30 for past year and pays by 3rd of month. HAMP principal incentive applied 08/29/2017. Possible contact on 11/01/2017. Notes do not reference speaking with borrower but state 'refi info/ maintenance request - trf to specialist'. 03/31/2018 03/02/2018
95000962 1 [1] Current Status - Performing [1] Deceased Borrower(s) - Trustee/Heir(s) identified and documented [1] Performing Loan and Weak Possibility of Going Delinquent LOAN STATUS: The current loan status is Performing. PAY HISTORY: BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was 03/15/2018. This loan was reviewed with data provided from 04/01/2017 through 03/31/2018. On 07/21/2017 the borrower stated they would pay $1,258.29 at the bank branch that same day. On 08/19/2017 the borrower could not commit to pay. On 09/15/2017 the borrower stated they had a loss of income and promised to pay $1,258.29. On 10/16/2017 the borrower discussed the modification process and documentation needed. On 12/08/2017 the borrower appealed the decision for modification. On 02/09/2018 the borrower promised to pay $1,345.54 at the bank branch. On 02/22/2018 the borrower stated they had a curtailment of income and promised to pay $2,571.75 at the bank branch. On 03/15/2018 the borrower discussed a workout plan and promised to pay $2,524.14 at the bank branch. Borrower is deceased and ---. The date of death is XX/XX/XXXX. REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable. FORECLOSURE: No evidence of current foreclosure activity. BANKRUPTCY: There is no evidence of current or prior bankruptcy. MODIFICATION: The loan has been modified. The modification date is XX/XX/XXXX. The modified principal balance is unavailable. The modification interest rate is unavailable. The modification maturity date is unavailable. LITIGATION: There is no evidence of litigation on the file. TITLE ISSUES: There is no evidence of title issues. PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is owner occupied. EXIT STRATEGY: The recommended exit strategy is N/A. ADDITIONAL INFORMATION: N/A 03/31/2018 03/15/2018
95003082 1 [1] Current Status - Performing [1] Performing Loan and Weak Possibility of Going Delinquent LOAN STATUS: The current loan status is Performing. PAY HISTORY: BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was 06/09/2017. This loan was reviewed with data provided from 04/01/2017 through 03/31/2018. Loan was 60 days delinquent when servicing review period began. Borrower called in on 04/17/2017 and made February payment citing RFD as illness and curtailment of income. Borrower noted property was owner occupied. On 05/01/2017 Borrower called in and made March payment and half of April which was deposited into suspense. Borrower promised to make remainder of April and May in June, but did so on 05/25/2017 bringing loan current. Borrower verbally requested a cease and desist of verbal communication on 06/09/2017. Borrower was sent cease and desist letter to sign same day. No indication that the signed letter was returned and borrower continues to get calls. Borrower remained current until August and then made 2 payments in September to bring loan current again. Loan has been current since. Servicer continues to call before payment is received; borrower pays on line and does not respond to calls. Last contact was on 06/09/2017. REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable. FORECLOSURE: No evidence of current foreclosure activity. BANKRUPTCY: There is no evidence of current or prior bankruptcy. MODIFICATION: The loan has been modified. The modification date is XX/XX/XXXX. The modified principal balance is unavailable. The modification interest rate is unavailable. The modification maturity date is unavailable. LITIGATION: There is no evidence of litigation on the file. TITLE ISSUES: There is no evidence of title issues. PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is owner occupied. EXIT STRATEGY: The recommended exit strategy is N/A. ADDITIONAL INFORMATION: N/A 03/31/2018 03/22/2018
95000232 1 [1] Current Status - Performing [1] Performing Loan and Weak Possibility of Going Delinquent LOAN STATUS: The current loan status is Performing. PAY HISTORY: BORROWER CONTACT: No evidence of recent contact with the borrower. REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable. FORECLOSURE: No evidence of current foreclosure activity. BANKRUPTCY: There is no evidence of current or prior bankruptcy. MODIFICATION: The loan has been modified. The modification date is XX/XX/XXXX. The modified principal balance is unavailable. The modification interest rate is unavailable. The modification maturity date is unavailable. LITIGATION: There is no evidence of litigation on the file. TITLE ISSUES: There is no evidence of title issues. PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is UTD. EXIT STRATEGY: The recommended exit strategy is N/A. ADDITIONAL INFORMATION: This loan was reviewed with data provided from 04/01/2017 through 03/31/2018. Good due to the loan is current and has performed the entire review period. The loan performed throughout the review period. 03/31/2018 02/28/2018
95000970 1 [1] Current Status - Performing [1] Performing Loan and Weak Possibility of Going Delinquent LOAN STATUS: The current loan status is Performing. PAY HISTORY: BORROWER CONTACT: No evidence of recent contact with the borrower. REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable. FORECLOSURE: No evidence of current foreclosure activity. BANKRUPTCY: There is no evidence of current or prior bankruptcy. MODIFICATION: The loan has been modified. The modification date is XX/XX/XXXX. The modified principal balance is unavailable. The modification interest rate is unavailable. The modification maturity date is unavailable. LITIGATION: There is no evidence of litigation on the file. TITLE ISSUES: There is no evidence of title issues. PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is UTD. EXIT STRATEGY: The recommended exit strategy is N/A. ADDITIONAL INFORMATION: This loan was reviewed with data provided from 04/01/2017 through 03/31/2018. The borrower has not called in and there have been no attempts to contact the borrower due to the loan being current and all payments being made on time during the review period. 03/31/2018 03/08/2018
95004076 1 [1] Current Status - Performing [1] Performing Loan and Weak Possibility of Going Delinquent LOAN STATUS: The current loan status is Performing. PAY HISTORY: BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was 02/15/2018. This loan was reviewed with data provided from 04/01/2017 through 03/31/2018. There was very limited contact with the borrower due to the loan performed the entire review period. The borrower made regular monthly online payments during the review period. On 02/15/2018 the borrower promised to pay $1,768.28 by 02/28/2018. REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable. FORECLOSURE: No evidence of current foreclosure activity. BANKRUPTCY: There is no evidence of current or prior bankruptcy. MODIFICATION: The loan has been modified. The modification date is XX/XX/XXXX. The modified principal balance is unavailable. The modification interest rate is unavailable. The modification maturity date is unavailable. LITIGATION: There is no evidence of litigation on the file. TITLE ISSUES: There is no evidence of title issues. PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is UTD. EXIT STRATEGY: The recommended exit strategy is N/A. ADDITIONAL INFORMATION: N/A 03/31/2018 03/09/2018
95005207 1 [1] Current Status - Performing [1] Performing Loan and Weak Possibility of Going Delinquent LOAN STATUS: The current loan status is Performing. PAY HISTORY: BORROWER CONTACT: No evidence of recent contact with the borrower. REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable. FORECLOSURE: The file was referred to foreclosure and the referral date is not available in the information provided. Unable to determine the next projected foreclosure step. Closed - Not Complete BANKRUPTCY: There is no evidence of current or prior bankruptcy. MODIFICATION: The loan has been modified. The modification date is XX/XX/XXXX. The modified principal balance is unavailable. The modification interest rate is unavailable. The modification maturity date is unavailable. LITIGATION: There is no evidence of litigation on the file. TITLE ISSUES: There is no evidence of title issues. PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is UTD. EXIT STRATEGY: The recommended exit strategy is N/A. ADDITIONAL INFORMATION: This loan was reviewed with data provided from 04/01/2017 through 03/31/2018. The borrower has not called in and there have been no attempts to contact the borrower due to the loan being current and all payments being made on time during the review period. 03/31/2018 03/21/2018
95000370 1 [1] Current Status - Performing [1] Performing Loan and Weak Possibility of Going Delinquent LOAN STATUS: The current loan status is Performing. PAY HISTORY: BORROWER CONTACT: No evidence of recent contact with the borrower. REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable. FORECLOSURE: No evidence of current foreclosure activity. BANKRUPTCY: There is no evidence of current or prior bankruptcy. MODIFICATION: The loan has been modified. The modification date is XX/XX/XXXX. The modified principal balance is unavailable. The modification interest rate is unavailable. The modification maturity date is unavailable. LITIGATION: There is no evidence of litigation on the file. TITLE ISSUES: There is no evidence of title issues. PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is UTD. EXIT STRATEGY: The recommended exit strategy is N/A. ADDITIONAL INFORMATION: This loan was reviewed with data provided from 04/01/2017 through 03/31/2018. The borrower has not called in and there have been no attempts to contact the borrower due to the loan being current and all payments being made on time during the review period. 03/31/2018 03/06/2018
95001296 1 [1] Current Status - Performing [1] Performing Loan and Weak Possibility of Going Delinquent LOAN STATUS: The current loan status is Performing. PAY HISTORY: BORROWER CONTACT: No evidence of recent contact with the borrower. REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable. FORECLOSURE: No evidence of current foreclosure activity. BANKRUPTCY: There is no evidence of current or prior bankruptcy. MODIFICATION: The loan has been modified. The modification date is XX/XX/XXXX. The modified principal balance is unavailable. The modification interest rate is unavailable. The modification maturity date is unavailable. LITIGATION: There is no evidence of litigation on the file. TITLE ISSUES: There is no evidence of title issues. PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is UTD. EXIT STRATEGY: The recommended exit strategy is N/A. ADDITIONAL INFORMATION: This loan was reviewed with data provided from 04/01/2017 through 03/31/2018. There was no contact with the borrower and there were no attempts to contact the borrower. The loan was current during the review period. The borrower mails their payments. 03/31/2018 03/06/2018
95004035 1 [1] Current Status - Performing [1] Performing Loan and Weak Possibility of Going Delinquent LOAN STATUS: The current loan status is Performing. PAY HISTORY: BORROWER CONTACT: No evidence of recent contact with the borrower. REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable. FORECLOSURE: No evidence of current foreclosure activity. BANKRUPTCY: There is no evidence of current or prior bankruptcy. MODIFICATION: The loan has been modified. The modification date is XX/XX/XXXX. The modified principal balance is unavailable. The modification interest rate is unavailable. The modification maturity date is unavailable. LITIGATION: There is no evidence of litigation on the file. TITLE ISSUES: There is no evidence of title issues. PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is UTD. EXIT STRATEGY: The recommended exit strategy is N/A. ADDITIONAL INFORMATION: This loan was reviewed with data provided from 04/01/2017 through 03/31/2018. There was no evidence of borrower contact attempts or skip tracing activity during the review period. 03/31/2018 11/18/2017
95004898 1 [1] Current Status - Performing [1] Performing Loan and Weak Possibility of Going Delinquent LOAN STATUS: The current loan status is Performing. PAY HISTORY: BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was 04/05/2017. This loan was reviewed with data provided from 04/01/2017 through 03/31/2018. Borrower was contacted and told that modification changes were completed and account was next due for 06/01/2017. No attempts at contact thereafter. Borrower pays by 7th of month. REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable. FORECLOSURE: No evidence of current foreclosure activity. BANKRUPTCY: There is no evidence of current or prior bankruptcy. MODIFICATION: The loan has been modified. The modification date is XX/XX/XXXX. The modified principal balance is unavailable. The modification interest rate is unavailable. The modification maturity date is unavailable. LITIGATION: There is no evidence of litigation on the file. TITLE ISSUES: There is no evidence of title issues. PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is owner occupied. EXIT STRATEGY: The recommended exit strategy is N/A. ADDITIONAL INFORMATION: N/A 03/31/2018 01/18/2018
95005063 1 [1] Current Status - Performing [1] Performing Loan and Weak Possibility of Going Delinquent LOAN STATUS: The current loan status is Performing. PAY HISTORY: BORROWER CONTACT: No evidence of recent contact with the borrower. REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable. FORECLOSURE: No evidence of current foreclosure activity. BANKRUPTCY: There is no evidence of current or prior bankruptcy. MODIFICATION: The loan has been modified. The modification date is XX/XX/XXXX. The modified principal balance is unavailable. The modification interest rate is unavailable. The modification maturity date is unavailable. LITIGATION: There is no evidence of litigation on the file. TITLE ISSUES: There is no evidence of title issues. PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is UTD. EXIT STRATEGY: The recommended exit strategy is N/A. ADDITIONAL INFORMATION: This loan was reviewed with data provided from 04/01/2017 through 03/31/2018. There has been no contact with the borrower and there were no attempts to contact the borrower. The loan was current for the full review period. 03/31/2018 01/18/2018
95000878 1 [1] Current Status - Performing [1] Performing Loan and Weak Possibility of Going Delinquent LOAN STATUS: The current loan status is Performing. PAY HISTORY: BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was 03/21/2018. This loan was reviewed with data provided from 04/01/2017 through 03/31/2018. The comments indicated the loan was modified prior to the review period. The loan has remained current for the past 12 months. Contact was initially established with the borrower on 04/12/2017. The borrower stated they were experiencing a hardship due to excessive obligations, but would make a payment on 04/19/2017. An authorized third party called on 08/16/2017 stating they made their payment online, and requested an update regarding the status of the account. On 09/13/2017 the borrower's spouse called stating they would make their September payment on 09/20/2017. A third party called on 12/27/2017 stating they would make their payment through the website on 12/28/2017. An authorized third party was last contacted on 03/21/2018 in regards to the payment due. The borrower advised they made the payment that day through the website and were still experiencing a hardship due to excessive obligations. The servicer advised of a possible repayment plan due to the borrower is constantly paying late. The third party stated they may call back to discuss assistance options. No further information was provided. REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable. FORECLOSURE: No evidence of current foreclosure activity. BANKRUPTCY: There is no evidence of current or prior bankruptcy. MODIFICATION: The loan has been modified. The modification date is XX/XX/XXXX. The modified principal balance is unavailable. The modification interest rate is unavailable. The modification maturity date is unavailable. LITIGATION: There is no evidence of litigation on the file. TITLE ISSUES: There is no evidence of title issues. PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is owner occupied. EXIT STRATEGY: The recommended exit strategy is N/A. ADDITIONAL INFORMATION: N/A 03/31/2018 03/21/2018
95004614 1 [1] Current Status - Performing [1] Performing Loan and Weak Possibility of Going Delinquent LOAN STATUS: The current loan status is Performing. PAY HISTORY: BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was 03/01/2018. This loan was reviewed with data provided from 04/01/2017 through 03/31/2018. The borrower has called in every month starting on 4/28/2017 through 03/01/2018 to make the monthly payment over the phone. There has not been any contact regarding any issues or problems with the loan and no outbound attempts have been made. REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable. FORECLOSURE: The file was referred to foreclosure and the referral date is not available in the information provided. Unable to determine the next projected foreclosure step. Closed - Not Complete BANKRUPTCY: There is evidence of bankruptcy on the loan. Bankruptcy was filed on XX/XX/XXXX. The chapter is Chapter XX. The bankruptcy was filed under case number XXX. The most recent bankruptcy status is dismissed. The bankruptcy was dismissed on XX/XX/XXXX. MODIFICATION: The loan has been modified. The modification date is XX/XX/XXXX. The modified principal balance is unavailable. The modification interest rate is unavailable. The modification maturity date is unavailable. LITIGATION: There is no evidence of litigation on the file. TITLE ISSUES: There is no evidence of title issues. PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is UTD. EXIT STRATEGY: The recommended exit strategy is N/A. ADDITIONAL INFORMATION: N/A 03/31/2018 03/23/2018
95002133 1 [1] Current Status - Performing [1] Performing Loan and Weak Possibility of Going Delinquent LOAN STATUS: The current loan status is Performing. PAY HISTORY: BORROWER CONTACT: No evidence of recent contact with the borrower. REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable. FORECLOSURE: No evidence of current foreclosure activity. BANKRUPTCY: There is no evidence of current or prior bankruptcy. MODIFICATION: The loan has been modified. The modification date is XX/XX/XXXX. The modified principal balance is unavailable. The modification interest rate is unavailable. The modification maturity date is unavailable. LITIGATION: There is no evidence of litigation on the file. TITLE ISSUES: There is no evidence of title issues. PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is owner occupied. EXIT STRATEGY: The recommended exit strategy is N/A. ADDITIONAL INFORMATION: This loan was reviewed with data provided from 04/01/2017 through 03/31/2018. The borrower has not called in and all attempts to contact the borrower have been unsuccessful during the review period. The loan was 30 days delinquent August 2017 and has been current since. 03/31/2018 03/14/2018
95004703 1 [1] Current Status - Performing [1] Performing Loan and Weak Possibility of Going Delinquent LOAN STATUS: The current loan status is Performing. PAY HISTORY: BORROWER CONTACT: No evidence of recent contact with the borrower. REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable. FORECLOSURE: No evidence of current foreclosure activity. BANKRUPTCY: There is no evidence of current or prior bankruptcy. MODIFICATION: The loan has been modified. The modification date is XX/XX/XXXX. The modified principal balance is unavailable. The modification interest rate is unavailable. The modification maturity date is unavailable. LITIGATION: There is no evidence of litigation on the file. TITLE ISSUES: There is no evidence of title issues. PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is UTD. EXIT STRATEGY: The recommended exit strategy is N/A. ADDITIONAL INFORMATION: This loan was reviewed with data provided from 04/01/2017 through 03/31/2018. The borrower has not called in and there have been no attempts to contact the borrower due to the loan being current and all payments being made on time during the review period. 03/31/2018 01/26/2018
95000445 2 [2] Current Status - Delinquent LOAN STATUS: The current loan status is Delinquent. PAY HISTORY: BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was 02/03/2018. This loan was reviewed with data provided from 04/01/2017 through 03/31/2018. On 3/3/2017 borrower made a promise to pay in the amount of $5,997.20 made online. On 3/31/2017 borrower made a promise to pay in the amount of $2,998.60 via online. On 6/7/2017 borrower made a promise to pay in the amount of $2,998.60 via online. On 7/11/2017 borrower made a promise to pay in the amount of $2,998.60 via online. On 9/12/2017 borrower made a promise to pay in the amount of $2,998.60 via online. On 10/5/2017 borrower made a promise to pay in the amount of $2,998.60 via online. On 11/1/2017 borrower made a promise to pay in the amount of $2,998.60 via online. On 12/6/2017 borrower made a promise to pay in the amount of $3022.80 via online. On 1/2/2018 borrower made a promise to pay in the amount of $3022.80 via online. On 2/3/2018 borrower made a promise to pay in the amount of $3022.80 via online. On 3/22/2018 a demand letter was sent out to the borrower. Borrower has made payments throughout the review period. REASON FOR DEFAULT: The reason for default is curtailment of income. FORECLOSURE: No evidence of current foreclosure activity. BANKRUPTCY: There is no evidence of current or prior bankruptcy. MODIFICATION: The loan has been modified. The modification date is XX/XX/XXXX. The modified principal balance is unavailable. The modification interest rate is unavailable. The modification maturity date is unavailable. LITIGATION: There is no evidence of litigation on the file. TITLE ISSUES: There is no evidence of title issues. PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is UTD. EXIT STRATEGY: The recommended exit strategy is Reinstatement. ADDITIONAL INFORMATION: N/A 03/31/2018 03/22/2018
95000318 1 [1] Current Status - Performing [1] Performing Loan and Weak Possibility of Going Delinquent LOAN STATUS: The current loan status is Performing. PAY HISTORY: BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was 03/02/2018. This loan was reviewed with data provided from 04/01/2017 through 03/31/2018. Each month, from 04/02/2017 through 03/02/2018, the borrower made a monthly payment. The servicer did not attempt to make contact due to the loan remaining current throughout the review period. REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable. FORECLOSURE: No evidence of current foreclosure activity. BANKRUPTCY: There is no evidence of current or prior bankruptcy. MODIFICATION: The loan has been modified. The modification date is XX/XX/XXXX. The modified principal balance is unavailable. The modification interest rate is unavailable. The modification maturity date is unavailable. LITIGATION: There is no evidence of litigation on the file. TITLE ISSUES: There is no evidence of title issues. PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is UTD. EXIT STRATEGY: The recommended exit strategy is N/A. ADDITIONAL INFORMATION: N/A 03/31/2018 03/02/2018
95000101 3 [3] Property Damage - Other Natural Causes - No evidence of resolution [2] Performing Loan But Moderate Possibility of Going Delinquent [1] Current Status - Performing LOAN STATUS: The current loan status is Performing. PAY HISTORY: BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was 03/19/2018. This loan was reviewed with data provided from 04/01/2017 through 03/31/2018. On 4/19/2017 the borrower was contacted and and could not promise to make a payment. The borrower was offered disaster relief on 4/24/2017 which will defer 3/2017 and 4/2017. On 8/30/2017 the borrower called to discuss the terms of the disaster relief offered. It was explained to the borrower that if they don't make the payments they will lose the HAMP Incentive. On 8/31/2017 the borrower contacted the servicer and stated that they didn't agree with the terms of the disaster relief and that having to pay the three months of deferred payment at the end of the three months is not helpful. The borrower stated they will call the governer about the help being offered. On 9/5/2017 the borrower declined a servicer short sale plan. The borrower also declined a deed in lieu plan. The borrower called on 9/6/2017 and wanted to apply for a modification. The lender stated that after the disaster relief period expires they can send the documents necessary to apply for additional assistance if they can't bring the loan current. Damage is listed as water damage due to wide spread flooding after hurricane XXX. Repairs were not being made due to the borrower waiting for financial assistance. On 9/7/2017 the borrower was contacted and stated they could not make a down payment or start a workout plan. On 9/12/2017 the borrower called regarding the disaster relief set up and review. The borrower was advised that the expectation is to continue to make payments if possible. The borrower advised that their insurance claim was denied and they are using FEMA funds to make the payments. The possibility for deferal was explained to the borrower. The borrower was contacted on 9/28/2017 and advised the disaster case has been extended and a new resolution date of 9/28/2017 was provided. On 9/22/2017 the borrower called to request assistance options. The borrower was contacted on 9/28/2017 and advised that the lender is working on disaster information. On 10/4/2017 the borrower was advised of the deferment of 3 payments. The borrower stated that FEMA didn't come through for them and they were advised that the local branch can assist with a loan. The disaster extension was reviewed and approved on 11/8/2017. The loan was released from foreclosure hold for hurricane XXX disaster protection on XX/XX/XXXX. On 12/15/2017 the borrower called and stated that the teller at the branch gave the wrong payment amount. A HAMP Incentive was applied to the principal balance on 12/21/2017. On 1/9/2018 the borrower called and made a promise to pay.The borrower was contacted on 1/25/2018 to collect on the past due amounts. The borrower stated they were going to try to pay January and February at a bank branch on Monday. The borrower cited illness as the reason for delinquency and was offered the opportunity to apply for workout options. The borrower stated they might be interested. On 3/19/2018 the borrower made a promise to pay one payment online. The borrower also indicated that there are property damages from the hurricane and the borrower is working with FEMA. There is no indication the lender has inspected the property. REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable. FORECLOSURE: No evidence of current foreclosure activity. BANKRUPTCY: There is no evidence of current or prior bankruptcy. MODIFICATION: The loan has been modified. The modification date is XX/XX/XXXX. The modified principal balance is unavailable. The modification interest rate is unavailable. The modification maturity date is unavailable. LITIGATION: There is no evidence of litigation on the file. TITLE ISSUES: There is no evidence of title issues. PROPERTY CONDITION: There is evidence of property damage and the nature of the damage is other natural causes. Hurricane damage sustained on 08/25/2017. Insurance denied the claim estimated at $50,000, but borrower applied for assistance through FEMA per commentary dated 09/06/2017. No evidence repairs have started. The damage repair amount is estimated at $50,000.00. Property repairs have not started. The property condition is UTD. The current occupancy status is owner occupied. EXIT STRATEGY: The recommended exit strategy is N/A. ADDITIONAL INFORMATION: N/A 03/31/2018 03/19/2018
95001985 3 [3] Deceased Borrower(s) - No Trustee/heir of Property Noted [3] Deceased Borrower(s) - No Death Certificate Received [2] Current Status - Delinquent LOAN STATUS: The current loan status is Delinquent. PAY HISTORY: BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was 04/14/2017. This loan was reviewed with data provided from 04/01/2017 through 03/31/2018. On 04/14/2017 the borrower authorized a payment in the amount of $2951.00. From 5/2017 through 3/2018 there were several attempts but no contact was made. On XX/XX/XXXX the loan was placed on a foreclosure referral hold. Borrower is deceased and ---. The date of death is XX/XX/XXXX. REASON FOR DEFAULT: The reason for default is death of secondary borrower. FORECLOSURE: No evidence of current foreclosure activity. BANKRUPTCY: There is no evidence of current or prior bankruptcy. MODIFICATION: The loan has been modified. The modification date is XX/XX/XXXX. The modified principal balance is unavailable. The modification interest rate is unavailable. The modification maturity date is unavailable. LITIGATION: There is no evidence of litigation on the file. TITLE ISSUES: There is no evidence of title issues. PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is UTD. EXIT STRATEGY: The recommended exit strategy is Reinstatement. ADDITIONAL INFORMATION: N/A 03/31/2018 03/24/2018
95003562 2 [2] Bankruptcy - CH XX - Discharged w/o Reaffirmation [2] Performing Loan But Moderate Possibility of Going Delinquent [1] Current Status - Performing LOAN STATUS: The current loan status is Performing. PAY HISTORY: BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was 02/01/2018. This loan was reviewed with data provided from 04/01/2017 through 03/31/2018. No contact evident until 12/04/2017 when an authorized 3rd party called and attempted to discuss the payment on the loan but disconnect. A HAMP incentive was applied 12/28/2017. The only other contact was on 02/1/2018 in which the borrower called regarding the status of the hazard insurance advised that homeowner policy was updated. No servicer contact attempts evident. REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable. FORECLOSURE: No evidence of current foreclosure activity. BANKRUPTCY: There is evidence of bankruptcy on the loan. Bankruptcy was filed on XX/XX/XXXX. The chapter is Chapter XX. The bankruptcy was filed under case number XXX. The most recent bankruptcy status is discharged. The bankruptcy was discharged on XX/XX/XXXX and there is no evidence of reaffirmation.. MODIFICATION: The loan has been modified. The modification date is XX/XX/XXXX. The modified principal balance is unavailable. The modification interest rate is unavailable. The modification maturity date is unavailable. LITIGATION: There is no evidence of litigation on the file. TITLE ISSUES: There is no evidence of title issues. PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is owner occupied. EXIT STRATEGY: The recommended exit strategy is N/A. ADDITIONAL INFORMATION: N/A 03/31/2018 02/01/2018
95005034 1 [1] Current Status - Performing [1] Performing Loan and Weak Possibility of Going Delinquent LOAN STATUS: The current loan status is Performing. PAY HISTORY: BORROWER CONTACT: No evidence of recent contact with the borrower. REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable. FORECLOSURE: No evidence of current foreclosure activity. BANKRUPTCY: There is no evidence of current or prior bankruptcy. MODIFICATION: The loan has been modified. The modification date is XX/XX/XXXX. The modified principal balance is unavailable. The modification interest rate is unavailable. The modification maturity date is unavailable. LITIGATION: There is no evidence of litigation on the file. TITLE ISSUES: There is no evidence of title issues. PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is UTD. EXIT STRATEGY: The recommended exit strategy is N/A. ADDITIONAL INFORMATION: This loan was reviewed with data provided from 04/01/2017 through 03/31/2018. There was no evidence of borrower contact attempts or skip tracing activity during the review period. 03/31/2018 02/16/2018
95002725 1 [1] Current Status - Performing [1] Performing Loan and Weak Possibility of Going Delinquent LOAN STATUS: The current loan status is Performing. PAY HISTORY: BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was 05/08/2017. This loan was reviewed with data provided from 04/01/2017 through 03/31/2018. The collection comments were limited due to minimal borrower contact. There was no sign of any attempts to contact the borrower due to the loan has remained current for the past 12 months. All payments were received on time with the exception of 04/2017. A request was received from the borrower on 05/08/2017 asking to have the late charge waived as a courtesy due to they sent their payment on time. The commentary on 05/08/2017 also indicated the borrower setup the account on recurring payments. The notes on 01/20/2018 stated the property was located in a FEMA disaster area (disaster code XXX); there was no mention of any damages. No further information was provided. REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable. FORECLOSURE: No evidence of current foreclosure activity. BANKRUPTCY: There is no evidence of current or prior bankruptcy. MODIFICATION: The loan has been modified. The modification date is XX/XX/XXXX. The modified principal balance is unavailable. The modification interest rate is unavailable. The modification maturity date is unavailable. LITIGATION: There is no evidence of litigation on the file. TITLE ISSUES: There is no evidence of title issues. PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is UTD. EXIT STRATEGY: The recommended exit strategy is N/A. ADDITIONAL INFORMATION: N/A 03/31/2018 01/20/2018
95001981 1 [1] Current Status - Performing [1] Performing Loan and Weak Possibility of Going Delinquent LOAN STATUS: The current loan status is Performing. PAY HISTORY: BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was 03/12/2018. This loan was reviewed with data provided from 04/01/2017 through 03/31/2018. On 05/04/2017 the borrower promised to pay $1,568.69 the next day. On 06/14/2017 the borrower made a payment of $1,568.69 over the phone. On 07/12/2017 the borrower stated they had excessive obligations and scheduled a payment of $2,072.34 for 07/13/2017. On 09/12/2017 the co-borrower made a payment of $2,072.34 over the phone. On 10/14/2017 the co-borrower scheduled a payment for that same day in the amount of $2,060.34. On 11/29/2017 the borrower promised to pay $2,060.34 on 12/15/2017. On 12/29/2017 the borrower promised to pay on 12/30. On 01/26/2018 the borrower made a payment of $2,060.34 over the phone. On 03/12/2018 the borrower stated they had a curtailment of income. They then made a payment of $2,060.34 over the phone. REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable. FORECLOSURE: No evidence of current foreclosure activity. BANKRUPTCY: There is no evidence of current or prior bankruptcy. MODIFICATION: The loan has been modified. The modification date is XX/XX/XXXX. The modified principal balance is unavailable. The modification interest rate is unavailable. The modification maturity date is unavailable. LITIGATION: There is no evidence of litigation on the file. TITLE ISSUES: There is no evidence of title issues. PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is owner occupied. EXIT STRATEGY: The recommended exit strategy is N/A. ADDITIONAL INFORMATION: N/A 03/31/2018 03/19/2018
95003345 1 [1] Current Status - Performing [1] Performing Loan and Weak Possibility of Going Delinquent LOAN STATUS: The current loan status is Performing. PAY HISTORY: BORROWER CONTACT: No evidence of recent contact with the borrower. REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable. FORECLOSURE: No evidence of current foreclosure activity. BANKRUPTCY: There is no evidence of current or prior bankruptcy. MODIFICATION: The loan has been modified. The modification date is XX/XX/XXXX. The modified principal balance is unavailable. The modification interest rate is unavailable. The modification maturity date is unavailable. LITIGATION: There is no evidence of litigation on the file. TITLE ISSUES: There is no evidence of title issues. PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is UTD. EXIT STRATEGY: The recommended exit strategy is N/A. ADDITIONAL INFORMATION: This loan was reviewed with data provided from 04/01/2017 through 03/31/2018. No borrower contact in review period. Borrower has been 0x30 for past year, paying on or before the 11th of each month. No attempt by servicer to contact except for text sent and hold placed for XX wildfires on XX/XX/XXXX released XX/XX/XXXX; no damage noted. 03/31/2018 03/14/2018
95002223 1 [1] Current Status - Performing [1] Performing Loan and Weak Possibility of Going Delinquent LOAN STATUS: The current loan status is Performing. PAY HISTORY: BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was 06/03/2017. This loan was reviewed with data provided from 04/01/2017 through 03/31/2018. There was no contact with the borrower prior to or after 06/03/2017. On 06/03/2017 the borrower made a payment over the phone. The borrower has called in only to make the monthly payment over the phone. There has not been any contact regarding any issues or problems with the loan. REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable. FORECLOSURE: No evidence of current foreclosure activity. BANKRUPTCY: There is no evidence of current or prior bankruptcy. MODIFICATION: The loan has been modified. The modification date is XX/XX/XXXX. The modified principal balance is unavailable. The modification interest rate is unavailable. The modification maturity date is unavailable. LITIGATION: There is no evidence of litigation on the file. TITLE ISSUES: There is no evidence of title issues. PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is owner occupied. EXIT STRATEGY: The recommended exit strategy is N/A. ADDITIONAL INFORMATION: N/A 03/31/2018 03/18/2018
95004701 1 [1] Current Status - Performing [1] Performing Loan and Weak Possibility of Going Delinquent LOAN STATUS: The current loan status is Performing. PAY HISTORY: BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was 10/21/2017. This loan was reviewed with data provided from 04/01/2017 through 03/31/2018. No contact prior to 09/19/2017. 09/19/2017, spoke to borrower regarding the claim for damages due to water damage loss from 7/6/2017. Reported new claim at this time and Discussed the check issued by XXX for 5634.21 and endorsement of the check.10/20/2017 Contact with borrower regarding further issue of claim checks for additional payment of claim. 10/21/2017 Spoke to borrower through branch and confirmed mailing address to mail check to borrower. The mail was returned on 12/27/2017 due to a bad mailing address. No further contact or servicer efforts evident. REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable. FORECLOSURE: The file was referred to foreclosure and the referral date is not available in the information provided. Unable to determine the next projected foreclosure step. Closed - Not Complete BANKRUPTCY: There is no evidence of current or prior bankruptcy. MODIFICATION: The loan has been modified. The modification date is XX/XX/XXXX. The modified principal balance is unavailable. The modification interest rate is unavailable. The modification maturity date is unavailable. LITIGATION: There is no evidence of litigation on the file. TITLE ISSUES: There is no evidence of title issues. PROPERTY CONDITION: There is evidence of property damage and the nature of the damage is water. Water damage/flooding claim was initiated on 09/19/2017. Claim check and adjuster's worksheet were received 09/20/2017. A claims check for $5,634.71 was received on 09/26/2017. Additional claims were made for personal items and property clean up. Checks for $17,231.01, $150 and $10,201.42 were sent on 10/24/2017 noting the borrower will not receive any additional funds, a final inspection will be needed. The claim is non-monitored and was sent for final review on 01/17/2018. The damage repair amount is estimated at $7,629.00. Property repair is in process. The property condition is UTD. The current occupancy status is owner occupied. EXIT STRATEGY: The recommended exit strategy is N/A. ADDITIONAL INFORMATION: N/A 03/31/2018 01/22/2018
95002239 2 [2] Performing Loan But Moderate Possibility of Going Delinquent [1] Current Status - Performing LOAN STATUS: The current loan status is Performing. PAY HISTORY: BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was 03/16/2018. This loan was reviewed with data provided from 04/01/2017 through 03/31/2018. 04/5/2017 Spoke with borrower inbound call regarding the appeal process for loss mitigation work out.. The notes indicate the borrower has been struggling to make payments due to excessive obligations and income reduction. The workout was not accomplished and loss mitigation options are exhausted. Discussed this with the borrower. The borrower also raised concerns over the application of a payment in December 2016. The specialist states the payment was entered as 2 regular payments.. Spoke to borrower again on 4/11 regarding denial of workout plan and borrower states they are not able to make a down payment for the necessary payment for a workout. 4/11/2017 Complaint was served to borrower. Spoke to borrower on 4/21 regarding workout of the loan and their intention is to keep the property and promise to pay. Spoke to borrower on 4/28 regarding income reduction due to garnishment and excessive obligations and promised to make down payment to cure default 5/19 Borrower called in and made payment.. 5/25/2017 Attempt to reach borrower as loan is delinquent and they promised to pay. XX/XX/XXXX FC was put on hold for pending remediation. 6/16/2017 Borrower called in to discuss work out on loan and initial down payment. Numerous attempts were made to reach borrower over the next month and spoke to borrower on 7/26/2017 and initial down payment to cure default was made. Several ongoing attempts to reach borrower over the next 2 weeks and borrower was reached and stated they would make payment on line and workout plan to start 8/25/2017 Attempts to reach borrower and one time payment was made on 8/31/2017 when borrower called in. Attempt to reach borrower over next 2 weeks and was able to reach borrower by text message and promised to pay on 9/26//2017 Spoke to borrower and payment was made and promised to make next payment on 10/13/2017. Ongoing attempts over next 2 weeks and spoke on 10/11/2017 and promised to pay on 10/20 and then promised to pay on 10/26 Ongoing attempts to reach borrower and was able to reach on 11/17/2017 and stated they could not make payment but stated they would be caught up by December and would make a payment on 11/20 at branch and stated death in family was causing late pay now. Spoke to borrower on 11/30 and promised to pay but no payment was made and spoke to borrower again on 12/29 and accepted promise to pay on 12/30. No contact with borrower until borrower called in once the acceleration letter was received on 1/3/2018. Loan is now 60 plus days delinquent. 2/15/2018Contact with borrower and states still having problems excessive obligations and income reduction. No payments were made and discussed the foreclosure and demand expiration 3/9/2018 Spoke with borrower and they promised to made down payment to bring loan current. 3/16/2018 Spoke with borrower and downpayment was made by phone $2961.32 REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable. FORECLOSURE: The file was referred to foreclosure and the referral date is not available in the information provided. Unable to determine the next projected foreclosure step. BANKRUPTCY: There is no evidence of current or prior bankruptcy. MODIFICATION: The loan has been modified. The modification date is XX/XX/XXXX. The modified principal balance is unavailable. The modification interest rate is unavailable. The modification maturity date is unavailable. LITIGATION: There is no evidence of litigation on the file. TITLE ISSUES: There is no evidence of title issues. PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is owner occupied. EXIT STRATEGY: The recommended exit strategy is N/A. ADDITIONAL INFORMATION: N/A 03/31/2018 03/16/2018
95002977 1 [1] Current Status - Performing [1] Performing Loan and Weak Possibility of Going Delinquent LOAN STATUS: The current loan status is Performing. PAY HISTORY: BORROWER CONTACT: No evidence of recent contact with the borrower. REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable. FORECLOSURE: No evidence of current foreclosure activity. BANKRUPTCY: There is no evidence of current or prior bankruptcy. MODIFICATION: The loan has been modified. The modification date is XX/XX/XXXX. The modified principal balance is unavailable. The modification interest rate is unavailable. The modification maturity date is unavailable. LITIGATION: There is no evidence of litigation on the file. TITLE ISSUES: There is no evidence of title issues. PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is UTD. EXIT STRATEGY: The recommended exit strategy is N/A. ADDITIONAL INFORMATION: This loan was reviewed with data provided from 04/01/2017 through 03/31/2018. The comments were extremely limited for the past 12 months. There was no evidence of any borrower contact or attempts to contact the borrower within the review period due to the account is current and all payments were made on time. The notes on 03/13/2018 indicated funds were being released to the county for taxes. No further information was provided. 03/31/2018 03/13/2018
95003014 1 [1] Current Status - Performing [1] Performing Loan and Weak Possibility of Going Delinquent LOAN STATUS: The current loan status is Performing. PAY HISTORY: BORROWER CONTACT: No evidence of recent contact with the borrower. REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable. FORECLOSURE: No evidence of current foreclosure activity. BANKRUPTCY: There is no evidence of current or prior bankruptcy. MODIFICATION: The loan has been modified. The modification date is XX/XX/XXXX. The modified principal balance is unavailable. The modification interest rate is unavailable. The modification maturity date is unavailable. LITIGATION: There is no evidence of litigation on the file. TITLE ISSUES: There is no evidence of title issues. PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is UTD. EXIT STRATEGY: The recommended exit strategy is N/A. ADDITIONAL INFORMATION: This loan was reviewed with data provided from 04/01/2017 through 03/31/2018. There was no evidence of borrower contact attempts or skip tracing activity during the review period. 03/31/2018 01/25/2018
95003461 1 [1] Current Status - Performing [1] Performing Loan and Weak Possibility of Going Delinquent LOAN STATUS: The current loan status is Performing. PAY HISTORY: BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was 01/05/2018. This loan was reviewed with data provided from 04/01/2017 through 03/31/2018. There was no contact with the borrower prior to or since 01/05/2018. On 01/05/2018 the borrower scheduled a payment of $1,969.41 for 01/10/2018. REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable. FORECLOSURE: No evidence of current foreclosure activity. BANKRUPTCY: There is no evidence of current or prior bankruptcy. MODIFICATION: The loan has been modified. The modification date is XX/XX/XXXX. The modified principal balance is unavailable. The modification interest rate is unavailable. The modification maturity date is unavailable. LITIGATION: There is no evidence of litigation on the file. TITLE ISSUES: There is no evidence of title issues. PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is UTD. EXIT STRATEGY: The recommended exit strategy is N/A. ADDITIONAL INFORMATION: N/A 03/31/2018 01/11/2018
95005069 1 [1] Current Status - Performing [1] Performing Loan and Weak Possibility of Going Delinquent LOAN STATUS: The current loan status is Performing. PAY HISTORY: BORROWER CONTACT: No evidence of recent contact with the borrower. REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable. FORECLOSURE: No evidence of current foreclosure activity. BANKRUPTCY: There is no evidence of current or prior bankruptcy. MODIFICATION: The loan has been modified. The modification date is XX/XX/XXXX. The modified principal balance is unavailable. The modification interest rate is unavailable. The modification maturity date is unavailable. LITIGATION: There is no evidence of litigation on the file. TITLE ISSUES: There is no evidence of title issues. PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is UTD. EXIT STRATEGY: The recommended exit strategy is N/A. ADDITIONAL INFORMATION: This loan was reviewed with data provided from 04/01/2017 through 03/31/2018. The borrower has not called in and all attempts to contact the borrower have been unsuccessful during the review period. The loan was 30 days delinquent December and has been current since. 03/31/2018 01/18/2018
95000956 1 [1] Current Status - Performing [1] Performing Loan and Weak Possibility of Going Delinquent LOAN STATUS: The current loan status is Performing. PAY HISTORY: BORROWER CONTACT: No evidence of recent contact with the borrower. REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable. FORECLOSURE: No evidence of current foreclosure activity. BANKRUPTCY: There is no evidence of current or prior bankruptcy. MODIFICATION: The loan has been modified. The modification date is XX/XX/XXXX. The modified principal balance is unavailable. The modification interest rate is unavailable. The modification maturity date is unavailable. LITIGATION: There is no evidence of litigation on the file. TITLE ISSUES: There is no evidence of title issues. PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is owner occupied. EXIT STRATEGY: The recommended exit strategy is N/A. ADDITIONAL INFORMATION: This loan was reviewed with data provided from 04/01/2017 through 03/31/2018. No contact with borrowers during review period. No inbound calls or outbound calls attempted. Loan due the 15th of month and borrowers regularly pay on the 20th of the month. 03/31/2018 02/27/2018
95002674 1 [1] Current Status - Performing [1] Performing Loan and Weak Possibility of Going Delinquent LOAN STATUS: The current loan status is Performing. PAY HISTORY: BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was 05/15/2017. This loan was reviewed with data provided from 04/01/2017 through 03/31/2018. Borrower was contacted on 04/04/2017 and promised to make payment 04/14/2017; payment made 04/16/2017. Borrower cell was called on 05/15/2017 and call was dropped before call could be completed; however, Borrower made a payment through on line the same day. There were several unsuccessful attempts at contact by text and phone thereafter; Borrower usually pays on line by 15th. REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable. FORECLOSURE: No evidence of current foreclosure activity. BANKRUPTCY: There is no evidence of current or prior bankruptcy. MODIFICATION: The loan has been modified. The modification date is XX/XX/XXXX. The modified principal balance is unavailable. The modification interest rate is unavailable. The modification maturity date is unavailable. LITIGATION: There is no evidence of litigation on the file. TITLE ISSUES: There is no evidence of title issues. PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is UTD. EXIT STRATEGY: The recommended exit strategy is N/A. ADDITIONAL INFORMATION: N/A 03/31/2018 03/13/2018
95000788 1 [1] Current Status - Performing [1] Performing Loan and Weak Possibility of Going Delinquent LOAN STATUS: The current loan status is Performing. PAY HISTORY: BORROWER CONTACT: No evidence of recent contact with the borrower. REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable. FORECLOSURE: No evidence of current foreclosure activity. BANKRUPTCY: There is no evidence of current or prior bankruptcy. MODIFICATION: The loan has been modified. The modification date is XX/XX/XXXX. The modified principal balance is unavailable. The modification interest rate is unavailable. The modification maturity date is unavailable. LITIGATION: There is no evidence of litigation on the file. TITLE ISSUES: There is no evidence of title issues. PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is UTD. EXIT STRATEGY: The recommended exit strategy is N/A. ADDITIONAL INFORMATION: This loan was reviewed with data provided from 04/01/2017 through 03/31/2018. The borrower has not called in and there have been no attempts to contact the borrower due to the loan being current and all payments being made on time during the review period. 03/31/2018 03/15/2018
95000129 1 [1] Current Status - Performing [1] Performing Loan and Weak Possibility of Going Delinquent LOAN STATUS: The current loan status is Performing. PAY HISTORY: BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was 12/18/2017. This loan was reviewed with data provided from 04/01/2017 through 03/31/2018. On 04/11/2017 the borrower was called and promised to pay before the 15th and call disconnected. On 07/05/2017 the borrower promised to pay $1,348.02 by mail on 7/5/2017. On 09/14/2017 the borrower promised to make the payment today or tomorrow at the branch but disconnected before being able to confirm payment amount. On 12/19/2017 the borrower promised to pay $1,457.02 at bank branch on 12/18/2017. REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable. FORECLOSURE: No evidence of current foreclosure activity. BANKRUPTCY: There is no evidence of current or prior bankruptcy. MODIFICATION: The loan has been modified. The modification date is XX/XX/XXXX. The modified principal balance is unavailable. The modification interest rate is unavailable. The modification maturity date is unavailable. LITIGATION: There is no evidence of litigation on the file. TITLE ISSUES: There is no evidence of title issues. PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is UTD. EXIT STRATEGY: The recommended exit strategy is N/A. ADDITIONAL INFORMATION: N/A 03/31/2018 03/24/2018
95004899 1 [1] Current Status - Performing [1] Performing Loan and Weak Possibility of Going Delinquent LOAN STATUS: The current loan status is Performing. PAY HISTORY: BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was 07/19/2017. This loan was reviewed with data provided from 04/01/2017 through 03/31/2018. On 04/11/2017 the borrower called to get information regarding escrow. Commentary from 5/2017 through 6/2017 reflects borrower contact for the gathering of missing/required documents for a loss mitigation review. On 07/19/2017 the borrower was advised that the modification was denied for both property. From 8/2017 through 3/2018 there was no contact or attempts. REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable. FORECLOSURE: No evidence of current foreclosure activity. BANKRUPTCY: There is no evidence of current or prior bankruptcy. MODIFICATION: The loan has been modified. The modification date is XX/XX/XXXX. The modified principal balance is unavailable. The modification interest rate is unavailable. The modification maturity date is unavailable. LITIGATION: There is no evidence of litigation on the file. TITLE ISSUES: There is no evidence of title issues. PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is owner occupied. EXIT STRATEGY: The recommended exit strategy is N/A. ADDITIONAL INFORMATION: N/A 03/31/2018 11/24/2017
95000542 1 [1] Current Status - Performing [1] Performing Loan and Weak Possibility of Going Delinquent LOAN STATUS: The current loan status is Performing. PAY HISTORY: BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was 02/28/2018. This loan was reviewed with data provided from 04/01/2017 through 03/31/2018. On 3/29/2017 borrower made a promise to pay in the amount of $2,059.72 via online. On 4/27/2017 borrower made a promise to pay in the amount of $2,059.72 via online.. On 5/26/2017 borrower made a promise to pay in the amount of $2,274.18 via online. On 6/26/2017 borrower made a promise to pay in the amount of $2,274.18 via online. On 7/27/2017 borrower made a promise to pay in the amount of $2,274.18 via online. On 8/28/2017 borrower made a promise to pay in the amount of $2,274.18 via online. On 9/27/2017 borrower made a promise to pay in the amount of $2,274.18 via online. On 10/26/2017 borrower made a promise to pay in the amount of $2,274.18 via online.On 11/28/2017 borrower made a promise to pay in the amount of $2,274.18 via online. On 12/27/2017 borrower made a promise to pay in the amount of $2,274.18 via online. On 1/28/2018 borrower made a promise to pay in the amount of $2,274.18 via online. On 2/28/2018 borrower made a promise to pay in the amount of $2,274.18 via online. REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable. FORECLOSURE: No evidence of current foreclosure activity. BANKRUPTCY: There is no evidence of current or prior bankruptcy. MODIFICATION: The loan has been modified. The modification date is XX/XX/XXXX. The modified principal balance is unavailable. The modification interest rate is unavailable. The modification maturity date is unavailable. LITIGATION: There is no evidence of litigation on the file. TITLE ISSUES: There is no evidence of title issues. PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is UTD. EXIT STRATEGY: The recommended exit strategy is N/A. ADDITIONAL INFORMATION: N/A 03/31/2018 02/28/2018
95000966 1 [1] Current Status - Performing [1] Performing Loan and Weak Possibility of Going Delinquent LOAN STATUS: The current loan status is Performing. PAY HISTORY: BORROWER CONTACT: No evidence of recent contact with the borrower. REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable. FORECLOSURE: No evidence of current foreclosure activity. BANKRUPTCY: There is no evidence of current or prior bankruptcy. MODIFICATION: The loan has been modified. The modification date is XX/XX/XXXX. The modified principal balance is unavailable. The modification interest rate is unavailable. The modification maturity date is unavailable. LITIGATION: There is no evidence of litigation on the file. TITLE ISSUES: There is no evidence of title issues. PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is UTD. EXIT STRATEGY: The recommended exit strategy is N/A. ADDITIONAL INFORMATION: This loan was reviewed with data provided from 04/01/2017 through 03/31/2018. Chance of future delinquency is weak, borrower is making on-time payments and account has been current throughout the review period. 03/31/2018 01/19/2018
95004335 1 [1] Current Status - Performing [1] Performing Loan and Weak Possibility of Going Delinquent LOAN STATUS: The current loan status is Performing. PAY HISTORY: BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was 10/17/2017. This loan was reviewed with data provided from 04/01/2017 through 03/31/2018. On 04/20/2017 the borrower promised to pay $2,485.29 at bank branch on 4/21/2017. On 05/31/2017 the borrower promised to pay on 06/05/2017. On 06/07/2017 the borrower promised to pay $3,583.29 at bank branch on 06/16/2017. On 07/21/2017 the borrower promised to pay $4,000.00 at bank branch on 07/28/2017. On 09/15/2017 the borrower promised to pay $5,235.16 with check by phone on 9/15/2017. On 10/17/2017 the borrower promised to pay $3,583.29 with check by phone on 10/18/2017. REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable. FORECLOSURE: No evidence of current foreclosure activity. BANKRUPTCY: There is no evidence of current or prior bankruptcy. MODIFICATION: The loan has been modified. The modification date is XX/XX/XXXX. The modified principal balance is unavailable. The modification interest rate is unavailable. The modification maturity date is unavailable. LITIGATION: There is no evidence of litigation on the file. TITLE ISSUES: There is no evidence of title issues. PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is owner occupied. EXIT STRATEGY: The recommended exit strategy is N/A. ADDITIONAL INFORMATION: N/A 03/31/2018 12/27/2017
95004601 1 [1] Current Status - Performing [1] Performing Loan and Weak Possibility of Going Delinquent LOAN STATUS: The current loan status is Performing. PAY HISTORY: BORROWER CONTACT: No evidence of recent contact with the borrower. REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable. FORECLOSURE: No evidence of current foreclosure activity. BANKRUPTCY: There is no evidence of current or prior bankruptcy. MODIFICATION: The loan has been modified. The modification date is XX/XX/XXXX. The modified principal balance is unavailable. The modification interest rate is unavailable. The modification maturity date is unavailable. LITIGATION: There is no evidence of litigation on the file. TITLE ISSUES: There is no evidence of title issues. PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is owner occupied. EXIT STRATEGY: The recommended exit strategy is N/A. ADDITIONAL INFORMATION: This loan was reviewed with data provided from 04/01/2017 through 03/31/2018. The borrower has not called in and there have been no attempts to contact the borrower due to the loan being current and all payments being made on time during the review period. 03/31/2018 02/09/2018
95003752 2 [2] Current Status - Delinquent LOAN STATUS: The current loan status is Delinquent. PAY HISTORY: BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was 02/14/2018. This loan was reviewed with data provided from 04/01/2017 through 03/31/2018. On 04/14/2017 the borrower called in to make a payment. The borrower scheduled a payment in the amount of $6523.86 for 005/14/2017. The loan was 60 days delinquent and the borrower stated the RFD was due to curtailment of income and marital difficulties but they were not interested in loss mitigation options The servicer made attempts to contact the borrower from 05/20/2017 through 07/14/2017. On 07/14/2017 the borrower was contacted and they scheduled a payment in the amount of $6497.68 for 07/15/2017. The servicer attempted to contact the borrower from 07/24/2017 through 08/14/2017. On 08/15/2017 the borrower was contacted and a payment was scheduled for 09/14/2017. The reason for default was noted as excessive obligations. On 10/15/2017 the borrower called in to make a payment and declined loan assistance. On 11/15/2017 the borrower called in and stated the payment they made had been lost and they did not know when they could make another. The servicer attempted to contact the borrower from 11/29/2017 through 12/13/2017. On 12/04/2017 the borrower was contacted and a payment was scheduled for 12/15/2017. The borrower was contacted on 01/15/2018 and a payment was scheduled for 01/18/2018. The servicer attempted to contact the borrower from 01/26/2018 through 02/13/2018. On 02/14/2018 the borrower called in and they scheduled a payment for 03/14/2018. The borrower stated that due to marital difficulties they did not have the funds to bring the loan current. Attempts to contact the borrower were made from 03/22/2018 through 03/24/2018 however there was not further contact with the borrower. There is no evidence of any issues with the property. REASON FOR DEFAULT: The reason for default is marital difficulties. FORECLOSURE: The file was referred to foreclosure and the referral date is not available in the information provided. Unable to determine the next projected foreclosure step. Foreclosure closed not completed BANKRUPTCY: There is no evidence of current or prior bankruptcy. MODIFICATION: The loan has been modified. The modification date is XX/XX/XXXX. The modified principal balance is unavailable. The modification interest rate is unavailable. The modification maturity date is unavailable. LITIGATION: There is no evidence of litigation on the file. TITLE ISSUES: There is no evidence of title issues. PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is owner occupied. EXIT STRATEGY: The recommended exit strategy is Modification. ADDITIONAL INFORMATION: N/A 03/31/2018 03/24/2018
95002395 2 [2] Current Status - Delinquent LOAN STATUS: The current loan status is Delinquent. PAY HISTORY: BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was 02/15/2018. This loan was reviewed with data provided from 04/01/2017 through 03/31/2018. On 3/30/2017 3rd party called to check on the final agreement. 3rd party called to see if the agreement was sent rep advised to allow time. On 4/4/2017 3rd party called about the loan modification rep went over the terms. On 4/12/2017 3rd party called about the notary and advised will have the copy signed and notarized. On 5/12/2017 borrower made a promise to pay in the amount of $2894.27 via online. On 6/29/2017 borrower made a promise to pay in the amount of $2894.27 via online. On 8/14/217 borrower made a promise to pay in the amount of $ 2897.71 via online. On 9/29/2017 borrower made a promise to pay in the amount of $2897.71 via online. On 11/15/2017 borrower made a promise to pay in the amount of $5795.42 via check by phone. On 12/30/2017 borrower made a promise to pay in the amount of $ 2897.71 via online. On 1/15/2018 borrower made a promise to pay in the amount of $5795.42 via online. On 2/15/2018 borrower made a promise to pay in the amount of $ 2897.71 via online. REASON FOR DEFAULT: The reason for default is excessive obligations. FORECLOSURE: The file was referred to foreclosure and the referral date is not available in the information provided. Unable to determine the next projected foreclosure step. BANKRUPTCY: There is no evidence of current or prior bankruptcy. MODIFICATION: The loan has been modified. The modification date is XX/XX/XXXX. The modified principal balance is unavailable. The modification interest rate is unavailable. The modification maturity date is unavailable. LITIGATION: There is no evidence of litigation on the file. TITLE ISSUES: There is no evidence of title issues. PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is UTD. EXIT STRATEGY: The recommended exit strategy is Reinstatement. ADDITIONAL INFORMATION: N/A 03/31/2018 03/24/2018
95004491 2 [2] Current Status - Delinquent LOAN STATUS: The current loan status is Delinquent. PAY HISTORY: BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was 08/27/2017. This loan was reviewed with data provided from 04/01/2017 through 03/31/2018. There was limited contact from the borrower. From 4/2017 through 7/2017 there was no contact. On 08/27/2017 the borrower called and authorized a payment in the amount of $2913.40. From 09/2017 through 3/2018 there were several attempts but no contact was made. REASON FOR DEFAULT: The reason for default is excessive obligations. FORECLOSURE: No evidence of current foreclosure activity. BANKRUPTCY: There is no evidence of current or prior bankruptcy. MODIFICATION: The loan has been modified. The modification date is XX/XX/XXXX. The modified principal balance is unavailable. The modification interest rate is unavailable. The modification maturity date is unavailable. LITIGATION: There is no evidence of litigation on the file. TITLE ISSUES: There is no evidence of title issues. PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is owner occupied. EXIT STRATEGY: The recommended exit strategy is Reinstatement. ADDITIONAL INFORMATION: N/A 03/31/2018 03/24/2018
95004091 2 [2] Current Status - Delinquent LOAN STATUS: The current loan status is Delinquent. PAY HISTORY: BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was 03/22/2018. This loan was reviewed with data provided from 04/01/2017 through 03/31/2018. From 04/01/2017-08/03/2017, no contact with Borrower was noted. Servicer attempted to skip trace the Borrower multiple times with no success. On 08/04/2017, Borrower called in and advised they will make a payment of $2,705.78 on 08/12/2017. Reason for default updated to curtailment of income. On 09/11/2017, Borrower called and started an ER interview that was interrupted, therefore loss mitigation review could not be completed. Borrower indicated concern about increased payment and interest rate over the years. No contact with Borrower was noted from 09/12/2017-11/01/2017. Servicer attempted to contact the Borrower multiple times unsuccessfully. On 11/02/2017, Representative contacted Borrower to discuss account delinquency. Borrower stated they feel like they were set up to fail. Borrower stated they would make a payment on 12/11/2017 in the Branch. No contact with Borrower was noted from 11/03/2017-01/08/2017. On 01/09/2017, Borrower called and advised they would make a payment tomorrow. Property noted as owner occupied. On 01/26/2018 and 03/22/2018, Borrower advised they would make a payment and advised that they are continuing to struggle to make payments and stated they are paid commission for sales. As of 03/31/2018, account is 30 days delinquent and due for 02/15/2018. REASON FOR DEFAULT: The reason for default is excessive obligations. FORECLOSURE: No evidence of current foreclosure activity. BANKRUPTCY: There is no evidence of current or prior bankruptcy. MODIFICATION: The loan has been modified. The modification date is XX/XX/XXXX. The modified principal balance is unavailable. The modification interest rate is unavailable. The modification maturity date is unavailable. LITIGATION: There is no evidence of litigation on the file. TITLE ISSUES: There is no evidence of title issues. PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is owner occupied. EXIT STRATEGY: The recommended exit strategy is Reinstatement. ADDITIONAL INFORMATION: N/A 03/31/2018 03/22/2018
95004699 2 [2] Current Status - Delinquent LOAN STATUS: The current loan status is Delinquent. PAY HISTORY: BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was 01/04/2018. This loan was reviewed with data provided from 04/01/2017 through 03/31/2018. From 4/2017 through 7/2017. On 08/23/2017 the borrower called in and promised to make an online payment. The reason for delinquency was cited as curtailment. On 09/01/2017 the borrower called and authorized a payment in the amount of $3938.02. From 11/01/2017 through 12/2017 there were several attempts but no contact was made. On 01/04/2018 the borrower called to make a payment and was advised that his bank didn't release the funds and that attempt to pull funds didn't go through. The borrower stated that the funds are now available. From 2/2018 through 3/2018 there were several attempts but no contact was made. REASON FOR DEFAULT: The reason for default is curtailment of income. FORECLOSURE: The file was referred to foreclosure and the referral date is not available in the information provided. Unable to determine the next projected foreclosure step. Closed. Not completed. BANKRUPTCY: There is no evidence of current or prior bankruptcy. MODIFICATION: The loan has been modified. The modification date is XX/XX/XXXX. The modified principal balance is unavailable. The modification interest rate is unavailable. The modification maturity date is unavailable. LITIGATION: There is no evidence of litigation on the file. TITLE ISSUES: There is no evidence of title issues. PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is owner occupied. EXIT STRATEGY: The recommended exit strategy is Reinstatement. ADDITIONAL INFORMATION: N/A 03/31/2018 03/24/2018
95004765 2 [2] Bankruptcy - CH XX - Discharged w/o Reaffirmation [1] Current Status - Performing [1] Performing Loan and Weak Possibility of Going Delinquent LOAN STATUS: The current loan status is Performing. PAY HISTORY: BORROWER CONTACT: No evidence of recent contact with the borrower. REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable. FORECLOSURE: No evidence of current foreclosure activity. BANKRUPTCY: There is evidence of bankruptcy on the loan. Bankruptcy was filed on XX/XX/XXXX. The chapter is Chapter XX. The bankruptcy was filed under case number XXX. The most recent bankruptcy status is discharged. The bankruptcy was discharged on XX/XX/XXXX and there is no evidence of reaffirmation.. MODIFICATION: The loan has been modified. The modification date is XX/XX/XXXX. The modified principal balance is unavailable. The modification interest rate is unavailable. The modification maturity date is unavailable. LITIGATION: There is no evidence of litigation on the file. TITLE ISSUES: There is no evidence of title issues. PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is UTD. EXIT STRATEGY: The recommended exit strategy is N/A. ADDITIONAL INFORMATION: This loan was reviewed with data provided from 04/01/2017 through 03/31/2018. The borrower has not called in and there have been no attempts to contact the borrower. 03/31/2018 03/09/2018
95003109 1 [1] Current Status - Performing [1] Performing Loan and Weak Possibility of Going Delinquent LOAN STATUS: The current loan status is Performing. PAY HISTORY: BORROWER CONTACT: No evidence of recent contact with the borrower. REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable. FORECLOSURE: No evidence of current foreclosure activity. BANKRUPTCY: There is no evidence of current or prior bankruptcy. MODIFICATION: The loan has been modified. The modification date is XX/XX/XXXX. The modified principal balance is unavailable. The modification interest rate is unavailable. The modification maturity date is unavailable. LITIGATION: There is no evidence of litigation on the file. TITLE ISSUES: There is no evidence of title issues. PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is UTD. EXIT STRATEGY: The recommended exit strategy is N/A. ADDITIONAL INFORMATION: This loan was reviewed with data provided from 04/01/2017 through 03/31/2018. Chance of future delinquency is weak, borrower is making on-time payments and account has been current throughout the review period. 03/31/2018 02/04/2018
95003496 1 [1] Current Status - Performing [1] Performing Loan and Weak Possibility of Going Delinquent LOAN STATUS: The current loan status is Performing. PAY HISTORY: BORROWER CONTACT: No evidence of recent contact with the borrower. REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable. FORECLOSURE: No evidence of current foreclosure activity. BANKRUPTCY: There is no evidence of current or prior bankruptcy. MODIFICATION: The loan has been modified. The modification date is XX/XX/XXXX. The modified principal balance is unavailable. The modification interest rate is unavailable. The modification maturity date is unavailable. LITIGATION: There is no evidence of litigation on the file. TITLE ISSUES: There is no evidence of title issues. PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is UTD. EXIT STRATEGY: The recommended exit strategy is N/A. ADDITIONAL INFORMATION: This loan was reviewed with data provided from 04/01/2017 through 03/31/2018. Chance of future delinquency is weak, borrower is making on-time payments and account has been current throughout the review period. 03/31/2018 03/23/2018
95002230 1 [1] Current Status - Performing [1] Performing Loan and Weak Possibility of Going Delinquent LOAN STATUS: The current loan status is Performing. PAY HISTORY: BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was 09/18/2017. This loan was reviewed with data provided from 04/01/2017 through 03/31/2018. On 04/05/2017 the borrower promised to make a payment in the amount of $1812.93 at the bank branch by 04/28/2017. From 5/2017 through 7/2017 there were several attempts but no contact was made. On 08/17/2017 the borrower was contacted regarding the past due amount of $71.56. The borrower promised to make the payment at the Bank Branch immediately. On 09/18/2017 the borrower was called and the borrower promised to pay $2121.98 at the Bank Branch by 09/19/2017. The reason for delinquency was cited as increase in payment. From 10/2017 through 3/2018, there were several attempts but no contact was made. REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable. FORECLOSURE: No evidence of current foreclosure activity. BANKRUPTCY: There is no evidence of current or prior bankruptcy. MODIFICATION: The loan has been modified. The modification date is XX/XX/XXXX. The modified principal balance is unavailable. The modification interest rate is unavailable. The modification maturity date is unavailable. LITIGATION: There is no evidence of litigation on the file. TITLE ISSUES: There is no evidence of title issues. PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is owner occupied. EXIT STRATEGY: The recommended exit strategy is N/A. ADDITIONAL INFORMATION: N/A 03/31/2018 03/20/2018
95000617 3 [3] Deceased Borrower(s) - No Trustee/heir of Property Noted [3] Deceased Borrower(s) - No Death Certificate Received [1] Current Status - Performing [1] Performing Loan and Weak Possibility of Going Delinquent LOAN STATUS: The current loan status is Performing. PAY HISTORY: BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was 04/18/2018. This loan was reviewed with data provided from 04/01/2017 through 03/31/2018. On 04/18/2017 the borrower called in to request assistance/options. The borrower received a step rate notice and had concerns that payments are too high and cannot afford the payments. The borrower was advised that they could reapply but would not be able to take a future hardship into consideration until the hardship actually occurs. The borrower was advised to look into refinancing options. There was no contact from 5/2017 through 03/2018 due to the loan being current. On XX/XX/XXXX the loan was placed on a foreclosure referral hold for hurricane XXX The hold was released on XX/XX/XXXX. Borrower is deceased and ---. The date of death is XX/XX/XXXX. REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable. FORECLOSURE: No evidence of current foreclosure activity. BANKRUPTCY: There is no evidence of current or prior bankruptcy. MODIFICATION: The loan has been modified. The modification date is XX/XX/XXXX. The modified principal balance is unavailable. The modification interest rate is unavailable. The modification maturity date is unavailable. LITIGATION: There is no evidence of litigation on the file. TITLE ISSUES: There is no evidence of title issues. PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is owner occupied. EXIT STRATEGY: The recommended exit strategy is N/A. ADDITIONAL INFORMATION: N/A 03/31/2018 02/28/2018
95002136 1 [1] Current Status - Performing [1] Performing Loan and Weak Possibility of Going Delinquent LOAN STATUS: The current loan status is Performing. PAY HISTORY: BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was 10/13/2017. This loan was reviewed with data provided from 04/01/2017 through 03/31/2018. On 08/08/2017 the borrower called for assistance options and discussed all of the home preservation qualification questions and answered based on the responses. On 09/19/2017 the borrower was advised of needed documents. On 10/13/2017 provided answers to the underwriter's questions. REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable. FORECLOSURE: No evidence of current foreclosure activity. BANKRUPTCY: There is no evidence of current or prior bankruptcy. MODIFICATION: The loan has been modified. The modification date is XX/XX/XXXX. The modified principal balance is unavailable. The modification interest rate is unavailable. The modification maturity date is unavailable. LITIGATION: There is no evidence of litigation on the file. TITLE ISSUES: There is no evidence of title issues. PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is UTD. EXIT STRATEGY: The recommended exit strategy is N/A. ADDITIONAL INFORMATION: N/A 03/31/2018 01/08/2018
95004921 2 [2] Current Status - Delinquent LOAN STATUS: The current loan status is Delinquent. PAY HISTORY: BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was 01/25/2018. This loan was reviewed with data provided from 04/01/2017 through 03/31/2018. On 4/7/2017 borrower advised she has a goal to make a $5000.00 payment. On 4/19/2017 borrower made a promise to pay in the amount of $3,673.17 at the branch on 5/15/2017. On 7/18/2017 borrower made a promise to pay $6000.00 at the branch. On 8/16/2017 borrower made a promise to pay in the amount of $3673.17 at the branch. On 11/30/2017 borrower made a promise to pay in the amount of $3673.17 by check by phone on 12/5/2017. On 3/8/2018 borrower made a promise to pay in the amount of $3700.00 at the branch. REASON FOR DEFAULT: The reason for default is curtailment of income. FORECLOSURE: No evidence of current foreclosure activity. BANKRUPTCY: There is no evidence of current or prior bankruptcy. MODIFICATION: The loan has been modified. The modification date is XX/XX/XXXX. The modified principal balance is unavailable. The modification interest rate is unavailable. The modification maturity date is unavailable. LITIGATION: There is no evidence of litigation on the file. TITLE ISSUES: There is no evidence of title issues. PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is owner occupied. EXIT STRATEGY: The recommended exit strategy is Reinstatement. ADDITIONAL INFORMATION: N/A 03/31/2018 03/21/2018
95002484 1 [1] Current Status - Performing [1] Performing Loan and Weak Possibility of Going Delinquent LOAN STATUS: The current loan status is Performing. PAY HISTORY: BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was 06/16/2017. This loan was reviewed with data provided from 04/01/2017 through 03/31/2018. There was no contact with the borrower prior to 05/02/2017. On 05/02/2017, the borrower called the servicer regarding payments. Borrower requested payment in the amount of $720.00 to go towards the principal and not fees. The servicer reversed the transaction. On 06/16/2017, the borrower called the servicer regarding payment. The borrower expressed dissatisfaction with the servicer. Borrower was transferred 3 times. RFD: excessive obligations. From July 2017 to February 2018, there was no contact made between the borrower and the servicer. Commentary for March 2018 was not available. Per pay history, the borrower is making payments on time. REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable. FORECLOSURE: No evidence of current foreclosure activity. BANKRUPTCY: There is no evidence of current or prior bankruptcy. MODIFICATION: The loan has been modified. The modification date is XX/XX/XXXX. The modified principal balance is unavailable. The modification interest rate is unavailable. The modification maturity date is unavailable. LITIGATION: There is no evidence of litigation on the file. TITLE ISSUES: There is no evidence of title issues. PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is UTD. EXIT STRATEGY: The recommended exit strategy is N/A. ADDITIONAL INFORMATION: N/A 03/31/2018 02/05/2018
95003608 1 [1] Current Status - Performing [1] Performing Loan and Weak Possibility of Going Delinquent LOAN STATUS: The current loan status is Performing. PAY HISTORY: BORROWER CONTACT: No evidence of recent contact with the borrower. REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable. FORECLOSURE: No evidence of current foreclosure activity. BANKRUPTCY: There is no evidence of current or prior bankruptcy. MODIFICATION: The loan has been modified. The modification date is XX/XX/XXXX. The modified principal balance is unavailable. The modification interest rate is unavailable. The modification maturity date is unavailable. LITIGATION: There is no evidence of litigation on the file. TITLE ISSUES: There is no evidence of title issues. PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is UTD. EXIT STRATEGY: The recommended exit strategy is N/A. ADDITIONAL INFORMATION: This loan was reviewed with data provided from 04/01/2017 through 03/31/2018. There was no contact with the borrower due to the loan performed the entire review period with no adverse activity. 03/31/2018 01/19/2018
95001499 1 [1] Current Status - Performing [1] Performing Loan and Weak Possibility of Going Delinquent LOAN STATUS: The current loan status is Performing. PAY HISTORY: BORROWER CONTACT: No evidence of recent contact with the borrower. REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable. FORECLOSURE: No evidence of current foreclosure activity. BANKRUPTCY: There is no evidence of current or prior bankruptcy. MODIFICATION: The loan has been modified. The modification date is XX/XX/XXXX. The modified principal balance is unavailable. The modification interest rate is unavailable. The modification maturity date is unavailable. LITIGATION: There is no evidence of litigation on the file. TITLE ISSUES: There is no evidence of title issues. PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is UTD. EXIT STRATEGY: The recommended exit strategy is N/A. ADDITIONAL INFORMATION: This loan was reviewed with data provided from 04/01/2017 through 03/31/2018. There was no evidence of borrower contact attempts or skip tracing activity during the review period. 03/31/2018 11/15/2017
95002647 2 [2] Current Status - Delinquent LOAN STATUS: The current loan status is Delinquent. PAY HISTORY: BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was 01/08/2018. This loan was reviewed with data provided from 04/01/2017 through 03/31/2018. On 05/30/2017 the borrower made a payment of $2,390.63 over the phone. On 06/30/2017 the borrower made a payment of $2,390.63 over the phone. On 07/31/2017 the borrower made a payment of $2,402.63 over the phone. On 08/31/2017 the borrower made a payment of $2,390.63 over the phone. On 09/30/2017 stated they had a curtailment of income and made a payment of $2,402.63 over the phone. On 12/19/2017 the borrower stated they could not commit to pay and discussed workout options. On 01/08/2018 the borrower made a payment of $4,781.26 over the phone. They were offered assistance options due to a recent disaster in their area. REASON FOR DEFAULT: The reason for default is curtailment of income. FORECLOSURE: No evidence of current foreclosure activity. BANKRUPTCY: There is no evidence of current or prior bankruptcy. MODIFICATION: The loan has been modified. The modification date is XX/XX/XXXX. The modified principal balance is unavailable. The modification interest rate is unavailable. The modification maturity date is unavailable. LITIGATION: There is no evidence of litigation on the file. TITLE ISSUES: There is no evidence of title issues. PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is owner occupied. EXIT STRATEGY: The recommended exit strategy is Reinstatement. ADDITIONAL INFORMATION: N/A 03/31/2018 03/24/2018
95002778 1 [1] Current Status - Performing [1] Performing Loan and Weak Possibility of Going Delinquent LOAN STATUS: The current loan status is Performing. PAY HISTORY: BORROWER CONTACT: No evidence of recent contact with the borrower. REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable. FORECLOSURE: No evidence of current foreclosure activity. BANKRUPTCY: There is no evidence of current or prior bankruptcy. MODIFICATION: The loan has been modified. The modification date is XX/XX/XXXX. The modified principal balance is unavailable. The modification interest rate is unavailable. The modification maturity date is unavailable. LITIGATION: There is no evidence of litigation on the file. TITLE ISSUES: There is no evidence of title issues. PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is UTD. EXIT STRATEGY: The recommended exit strategy is N/A. ADDITIONAL INFORMATION: This loan was reviewed with data provided from 04/01/2017 through 03/31/2018. There was no contact with the borrower due to the loan performed the entire review period with no adverse activity. 03/31/2018 03/16/2018
95003199 1 [1] Current Status - Performing [1] Performing Loan and Weak Possibility of Going Delinquent LOAN STATUS: The current loan status is Performing. PAY HISTORY: BORROWER CONTACT: No evidence of recent contact with the borrower. REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable. FORECLOSURE: No evidence of current foreclosure activity. BANKRUPTCY: There is no evidence of current or prior bankruptcy. MODIFICATION: The loan has been modified. The modification date is XX/XX/XXXX. The modified principal balance is unavailable. The modification interest rate is unavailable. The modification maturity date is unavailable. LITIGATION: There is no evidence of litigation on the file. TITLE ISSUES: There is no evidence of title issues. PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is UTD. EXIT STRATEGY: The recommended exit strategy is N/A. ADDITIONAL INFORMATION: This loan was reviewed with data provided from 04/01/2017 through 03/31/2018. There was no evidence of borrower contact attempts or skip tracing activity. 03/31/2018 03/21/2018
95005041 2 [2] Current Status - Delinquent [1] Deceased Borrower(s) - Trustee/Heir(s) identified and documented LOAN STATUS: The current loan status is Delinquent. PAY HISTORY: BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was 03/14/2018. This loan was reviewed with data provided from 04/01/2017 through 03/31/2018. There was no contact or attempts to contact in 4/2017. The third party called on 5/1/2017 to state they were making a payment at the branch and again on 5/10/2017 and verified that funds were taken from their account after posting on the 4th. The third party advised payment will be made today, 6/5/2017 and stated they intend to continue making payments. On 7/6/2017 the third party called and stated they made a payment at the branch. They also stated that the deceased mortgagor was not contributing to the mortgage or other bills. On 7/14/2017 the third party called and was unable to make a promise when they could make a payment. A promise to pay was made on 8/15/2017, 9/20/2017. The authorized 3rd party called on 10/4/2017 to state they will make a payment at the branch. The caller is not interested in loss mitigation. On 11/6/2017, the third party called and stated they will make a payment at the branch today. The caller stated they weren't affected by the FEMA disaster. The party called on 12/6/2017 and stated they will make a payment. The authorized 3rd party called on 1/5/2018 to state they will make the payment at a branch today. On 1/24/2018 Disaster Extension was reviewed and approved. The authorized third party called on 2/6/2018 to state they will make the payment before the end of the month. The authorized third party (succesor in interest) called on 3/14/2018 to state they will make a payment on 3/28/2018. The party is unsure of the future of the property. Borrower is deceased and ---. The date of death is XX/XX/XXXX. REASON FOR DEFAULT: The reason for default is death of mortgagor. FORECLOSURE: The file was referred to foreclosure and the referral date is not available in the information provided. Unable to determine the next projected foreclosure step. Closed, not complete. BANKRUPTCY: There is no evidence of current or prior bankruptcy. MODIFICATION: The loan has been modified. The modification date is XX/XX/XXXX. The modified principal balance is unavailable. The modification interest rate is unavailable. The modification maturity date is unavailable. LITIGATION: There is no evidence of litigation on the file. TITLE ISSUES: There is no evidence of title issues. PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is UTD. EXIT STRATEGY: The recommended exit strategy is Modification. ADDITIONAL INFORMATION: N/A 03/31/2018 03/14/2018
95000408 2 [2] Performing Loan But Moderate Possibility of Going Delinquent [1] Current Status - Performing LOAN STATUS: The current loan status is Performing. PAY HISTORY: BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was 03/08/2018. This loan was reviewed with data provided from 04/01/2017 through 03/31/2018. On 04/27/2017 a HAMP incentive was applied to the principal. From 5/2017 through 11/2017 there was no contact or attempts. On 12/08/2017 the borrower called and stated that he made a payment for $2254.65 on 8/14/2017 and a payment for $2254.65 on 09/14/2017 at the branch office. However the funds were applied to the wrong account. The borrower has requested that the funds be removed and applied correctly. The borrower also requested to have late charges removed as it was the bank branch's fault. There was no contact or attempts from 1/2018 through 3/2018 due to the loan being current. REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable. FORECLOSURE: No evidence of current foreclosure activity. BANKRUPTCY: There is no evidence of current or prior bankruptcy. MODIFICATION: The loan has been modified. The modification date is XX/XX/XXXX. The modified principal balance is unavailable. The modification interest rate is unavailable. The modification maturity date is unavailable. LITIGATION: There is no evidence of litigation on the file. TITLE ISSUES: There is no evidence of title issues. PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is owner occupied. EXIT STRATEGY: The recommended exit strategy is N/A. ADDITIONAL INFORMATION: N/A 03/31/2018 12/21/2017
95004354 1 [1] Current Status - Performing [1] Performing Loan and Weak Possibility of Going Delinquent LOAN STATUS: The current loan status is Performing. PAY HISTORY: BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was 12/29/2017. This loan was reviewed with data provided from 04/01/2017 through 03/31/2018. There was no contact with the borrower prior to or since 12/29/2017. On 12/29/2017 the borrower requested assistance options and confirmed payment deferment. REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable. FORECLOSURE: No evidence of current foreclosure activity. BANKRUPTCY: There is no evidence of current or prior bankruptcy. MODIFICATION: The loan has been modified. The modification date is XX/XX/XXXX. The modified principal balance is unavailable. The modification interest rate is unavailable. The modification maturity date is unavailable. LITIGATION: There is no evidence of litigation on the file. TITLE ISSUES: There is no evidence of title issues. PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is owner occupied. EXIT STRATEGY: The recommended exit strategy is N/A. ADDITIONAL INFORMATION: N/A 03/31/2018 01/31/2018
95001384 3 [3] Deceased Borrower(s) - No Death Certificate Received [2] Current Status - Delinquent [1] Deceased Borrower(s) - Trustee/Heir(s) identified and documented LOAN STATUS: The current loan status is Delinquent. PAY HISTORY: BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was 12/13/2017. This loan was reviewed with data provided from 04/01/2017 through 03/31/2018. On 04/15/2017 and 04/27/2017, authorized third party called in and made a promise to pay. Borrower expressed interested in a loan modification. On 05/09/2017, the customer advised that a payment will be made at the branch. From June 2017 to October 2017, the servicer made several attempts to contact the borrower. On 11/30/2017, the customer called and advised that a payment will be made on 11/30/2017 and 12/15/2017. RFD: excessive obligations and illness of a family member. Borrower is interested in loss mitigation options. On 12/13/2017, customer called in and advised that a payment will be made by 12/30/2017. From December 2017 to March 2018, the servicer made several attempts to contact the borrower. On 02/02/2018, the servicer stated that the property is partially vacant. Borrower is deceased and ---. The date of death is unknown. REASON FOR DEFAULT: The reason for default is excessive obligations. FORECLOSURE: No evidence of current foreclosure activity. BANKRUPTCY: There is no evidence of current or prior bankruptcy. MODIFICATION: The loan has been modified. The modification date is XX/XX/XXXX. The modified principal balance is unavailable. The modification interest rate is unavailable. The modification maturity date is unavailable. LITIGATION: There is no evidence of litigation on the file. TITLE ISSUES: There is no evidence of title issues. PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is owner occupied. EXIT STRATEGY: The recommended exit strategy is Reinstatement. ADDITIONAL INFORMATION: N/A 03/31/2018 03/24/2018
95000219 1 [1] Current Status - Performing [1] Performing Loan and Weak Possibility of Going Delinquent LOAN STATUS: The current loan status is Performing. PAY HISTORY: BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was 03/01/2018. This loan was reviewed with data provided from 04/01/2017 through 03/31/2018. Very minimal comments on file for review period. Loan has remained current over 12 month review period. Payments being received in most cases just after due date of payment. There are only 10 comments from 5/31/2017 through 3/2/2018. No comments from borrower until 2/22/2018. Borrower phoned in to get information on removing ex from loan and discuss assumption. Return call to borrower on 3/2/2018 to finalize application to remove ex husband from loan. REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable. FORECLOSURE: No evidence of current foreclosure activity. BANKRUPTCY: There is no evidence of current or prior bankruptcy. MODIFICATION: The loan has been modified. The modification date is XX/XX/XXXX. The modified principal balance is unavailable. The modification interest rate is unavailable. The modification maturity date is unavailable. LITIGATION: There is no evidence of litigation on the file. TITLE ISSUES: There is no evidence of title issues. PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is owner occupied. EXIT STRATEGY: The recommended exit strategy is N/A. ADDITIONAL INFORMATION: N/A 03/31/2018 03/02/2018
95004818 1 [1] Current Status - Performing [1] Performing Loan and Weak Possibility of Going Delinquent LOAN STATUS: The current loan status is Performing. PAY HISTORY: BORROWER CONTACT: No evidence of recent contact with the borrower. REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable. FORECLOSURE: No evidence of current foreclosure activity. BANKRUPTCY: There is no evidence of current or prior bankruptcy. MODIFICATION: The loan has been modified. The modification date is XX/XX/XXXX. The modified principal balance is unavailable. The modification interest rate is unavailable. The modification maturity date is unavailable. LITIGATION: There is no evidence of litigation on the file. TITLE ISSUES: There is no evidence of title issues. PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is UTD. EXIT STRATEGY: The recommended exit strategy is N/A. ADDITIONAL INFORMATION: This loan was reviewed with data provided from 04/01/2017 through 03/31/2018. The borrower has not called in and there have been no attempts to contact the borrower due to the loan being current and all payments being made on time during the review period. 03/31/2018 03/16/2018
95002461 2 [2] Bankruptcy - CH XX - Discharged w/o Reaffirmation [1] Current Status - Performing [1] Performing Loan and Weak Possibility of Going Delinquent LOAN STATUS: The current loan status is Performing. PAY HISTORY: BORROWER CONTACT: No evidence of recent contact with the borrower. REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable. FORECLOSURE: No evidence of current foreclosure activity. BANKRUPTCY: There is evidence of bankruptcy on the loan. Bankruptcy was filed on XX/XX/XXXX. The chapter is Chapter XX. The bankruptcy was filed under case number XXX. The most recent bankruptcy status is discharged. The bankruptcy was discharged on XX/XX/XXXX and there is no evidence of reaffirmation.. MODIFICATION: The loan has been modified. The modification date is XX/XX/XXXX. The modified principal balance is unavailable. The modification interest rate is unavailable. The modification maturity date is unavailable. LITIGATION: There is no evidence of litigation on the file. TITLE ISSUES: There is no evidence of title issues. PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is UTD. EXIT STRATEGY: The recommended exit strategy is N/A. ADDITIONAL INFORMATION: This loan was reviewed with data provided from 04/01/2017 through 03/31/2018. The borrower has not called in and there have been no attempts to contact the borrower due to the loan being current and all payments being made on time during the review period. 03/31/2018 02/02/2018
95003557 2 [2] Current Status - Delinquent LOAN STATUS: The current loan status is Delinquent. PAY HISTORY: BORROWER CONTACT: No evidence of recent contact with the borrower. REASON FOR DEFAULT: The reason for default is other. FORECLOSURE: No evidence of current foreclosure activity. BANKRUPTCY: There is no evidence of current or prior bankruptcy. MODIFICATION: The loan has been modified. The modification date is XX/XX/XXXX. The modified principal balance is unavailable. The modification interest rate is unavailable. The modification maturity date is unavailable. LITIGATION: There is no evidence of litigation on the file. TITLE ISSUES: There is no evidence of title issues. PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is owner occupied. EXIT STRATEGY: The recommended exit strategy is Modification. ADDITIONAL INFORMATION: This loan was reviewed with data provided from 04/01/2017 through 03/31/2018. The only contact with the borrower during the review period is the few times the borrower called in to make a payment over the phone. The borrower called to make a payment on 08/23/2017, 09/29/2017 and 10/09/2017. No loan information was discussed during these calls. 03/31/2018 03/24/2018
95000064 1 [1] Current Status - Performing [1] Performing Loan and Weak Possibility of Going Delinquent LOAN STATUS: The current loan status is Performing. PAY HISTORY: BORROWER CONTACT: No evidence of recent contact with the borrower. REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable. FORECLOSURE: No evidence of current foreclosure activity. BANKRUPTCY: There is no evidence of current or prior bankruptcy. MODIFICATION: There is no evidence of current or prior modification. LITIGATION: There is no evidence of litigation on the file. TITLE ISSUES: There is no evidence of title issues. PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is UTD. EXIT STRATEGY: The recommended exit strategy is N/A. ADDITIONAL INFORMATION: This loan was reviewed with data provided from 04/01/2017 through 03/31/2018. There has been no contact with the borrower throughout the review period. Loan is actively performing. 03/31/2018 03/07/2018
95002624 1 [1] Current Status - Performing [1] Performing Loan and Weak Possibility of Going Delinquent LOAN STATUS: The current loan status is Performing. PAY HISTORY: BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was 11/13/2017. This loan was reviewed with data provided from 04/01/2017 through 03/31/2018. On 08/25/2017 the borrower made a promise to pay on 08/30/2017, citing medical expenses and property repairs as the reason for late payment. On 11/13/2017 the borrower was called to collect payment; another promise to pay was made. REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable. FORECLOSURE: No evidence of current foreclosure activity. BANKRUPTCY: There is no evidence of current or prior bankruptcy. MODIFICATION: The loan has been modified. The modification date is XX/XX/XXXX. The modified principal balance is unavailable. The modification interest rate is unavailable. The modification maturity date is unavailable. LITIGATION: There is no evidence of litigation on the file. TITLE ISSUES: There is no evidence of title issues. PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is UTD. EXIT STRATEGY: The recommended exit strategy is N/A. ADDITIONAL INFORMATION: N/A 03/31/2018 03/21/2018
95002501 1 [1] Current Status - Performing [1] Performing Loan and Weak Possibility of Going Delinquent LOAN STATUS: The current loan status is Performing. PAY HISTORY: BORROWER CONTACT: No evidence of recent contact with the borrower. REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable. FORECLOSURE: No evidence of current foreclosure activity. BANKRUPTCY: There is no evidence of current or prior bankruptcy. MODIFICATION: The loan has been modified. The modification date is XX/XX/XXXX. The modified principal balance is unavailable. The modification interest rate is unavailable. The modification maturity date is unavailable. LITIGATION: There is no evidence of litigation on the file. TITLE ISSUES: There is no evidence of title issues. PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is UTD. EXIT STRATEGY: The recommended exit strategy is N/A. ADDITIONAL INFORMATION: This loan was reviewed with data provided from 04/01/2017 through 03/31/2018. The borrower has not called in and there have been no attempts to contact the borrower due to the loan being current and all payments being made on time during the review period. 03/31/2018 02/15/2018
95004621 1 [1] Current Status - Performing [1] Performing Loan and Weak Possibility of Going Delinquent LOAN STATUS: The current loan status is Performing. PAY HISTORY: BORROWER CONTACT: No evidence of recent contact with the borrower. REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable. FORECLOSURE: No evidence of current foreclosure activity. BANKRUPTCY: There is no evidence of current or prior bankruptcy. MODIFICATION: The loan has been modified. The modification date is XX/XX/XXXX. The modified principal balance is unavailable. The modification interest rate is unavailable. The modification maturity date is unavailable. LITIGATION: There is no evidence of litigation on the file. TITLE ISSUES: There is no evidence of title issues. PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is UTD. EXIT STRATEGY: The recommended exit strategy is N/A. ADDITIONAL INFORMATION: This loan was reviewed with data provided from 04/01/2017 through 03/31/2018. The collection comments were extremely limited. There was no sign of borrower contact or attempts to contact the borrower due to the loan was current for the past 12 months, and the borrower is making their payments within the grace period. The comments indicated the loan was modified under the HAMP prior to the review period. A HAMP incentive was applied on 11/29/2017. The notes on 01/30/2018 referenced an escrow shortage due to an increase in taxes/insurance. No further information was provided. 03/31/2018 03/23/2018
95005148 2 [2] Current Status - Delinquent LOAN STATUS: The current loan status is Delinquent. PAY HISTORY: BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was 02/28/2018. This loan was reviewed with data provided from 04/01/2017 through 03/31/2018. On 3/31/2017 borrower made a promise to pay in the amount of $4215.32. On 4/29/2018 borrower made a promise to pay $4228.96. On 7/17/2017 borrower called in about getting insurance check endorse so he can pay the contractors. On 8/9/2017 rep advised of the amount that is owed against the amount of the insurance claim check that can be applied. On 9/6/2017 3rd party made a promise to pay on the account. On 10/14/2017 borrower made a promise to pay in the amount of $4235.00 . On 10/30/2017 borrower advised she will call back with her husband she is trying to find employment. On 11/15/2017 borrower made a promise to pay in the amount of $4230.92. On 12/22/2017 borrower made a promise to pay in the amount of $4230.00. On 2/28/2018 borrower made a promise to pay in the amount of $ 4229.00. REASON FOR DEFAULT: The reason for default is excessive obligations. FORECLOSURE: No evidence of current foreclosure activity. BANKRUPTCY: There is no evidence of current or prior bankruptcy. MODIFICATION: The loan has been modified. The modification date is XX/XX/XXXX. The modified principal balance is unavailable. The modification interest rate is unavailable. The modification maturity date is unavailable. LITIGATION: There is no evidence of litigation on the file. TITLE ISSUES: There is no evidence of title issues. PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is UTD. EXIT STRATEGY: The recommended exit strategy is Reinstatement. ADDITIONAL INFORMATION: N/A 03/31/2018 03/19/2018
95001783 2 [2] Current Status - Delinquent LOAN STATUS: The current loan status is Delinquent. PAY HISTORY: BORROWER CONTACT: No evidence of recent contact with the borrower. REASON FOR DEFAULT: The reason for default is UTD. Unable to determine the reason for default with the information provided. FORECLOSURE: No evidence of current foreclosure activity. BANKRUPTCY: There is no evidence of current or prior bankruptcy. MODIFICATION: The loan has been modified. The modification date is XX/XX/XXXX. The modified principal balance is unavailable. The modification interest rate is unavailable. The modification maturity date is unavailable. LITIGATION: There is no evidence of litigation on the file. TITLE ISSUES: There is no evidence of title issues. PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is owner occupied. EXIT STRATEGY: The recommended exit strategy is Reinstatement. ADDITIONAL INFORMATION: This loan was reviewed with data provided from 04/01/2017 through 03/31/2018. Throughout the review period, the borrower has been non-responsive to at least 290 contact attempts and monthly loss mitigation packages that were mailed to the property address. The loan continues to roll delinquent and has been non-performing for the entire duration of the review period. With no contact made or received, there is no reason for default available and no evidence of change in the borrower's situation or income should that be affecting the ability to pay. 03/31/2018 03/24/2018
95004948 2 [2] Current Status - Delinquent LOAN STATUS: The current loan status is Delinquent. PAY HISTORY: BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was 02/20/2018. This loan was reviewed with data provided from 04/01/2017 through 03/31/2018. Loan was delinquent when notes began. Borrower called in on 04/04/2017 to make 2 payments citing RFD as curtailment of income. Borrower made those 2 payments and the another on 04/17/2017 that went NSF and was not made good until 06/01/2017. Borrower was contacted at work on 04/27/2017, promised payment for 05/15/2017, stated should not receive calls at work. Borrower broke promise. On 06/21/2017, the Borrower stated would apply for unemployment loss mitigation program after receiving first check. The servicer continued making calls and the Borrower made monthly payments refusing loss mitigation review. On 10/06/2017 the Borrower stated was at work and Mr. would call back. On 11/08/2017, the Borrower stated was interested in loss mitigation and would send in financials, which she did not. On 11/15/2017 the Borrower stated was unemployed but spouse was working. Borrower called in about payment made on 12/11/2017, did not refer to closed loss mitigation review and there was not additional contact, although payments were made monthly. On 02/13/2018 the Borrower was contacted and stated had lost job 6 months back, had only 3 months of unemployment and was looking at options and asked to be transferred to Home Equity. Notes indicate Borrower unemployed as of 06/14/2017. Servicer review for possible loss mitigation documents included death certificate for XXXXXX for loss mitigation review; relationship not provided - possible co-borrower. Date of death not provided. On 02/20/2018 Borrower was contacted, advised of programs including Hardest Hit, but did not want to be considered for loss mitigation at this time. Borrower stated was borrowing money to make payment. REASON FOR DEFAULT: The reason for default is unemployment. FORECLOSURE: No evidence of current foreclosure activity. BANKRUPTCY: There is no evidence of current or prior bankruptcy. MODIFICATION: The loan has been modified. The modification date is XX/XX/XXXX. The modified principal balance is unavailable. The modification interest rate is unavailable. The modification maturity date is unavailable. LITIGATION: There is no evidence of litigation on the file. TITLE ISSUES: There is no evidence of title issues. PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is owner occupied. EXIT STRATEGY: The recommended exit strategy is Modification. ADDITIONAL INFORMATION: N/A 03/31/2018 03/24/2018
95001617 1 [1] Current Status - Performing [1] Deceased Borrower(s) - Trustee/Heir(s) identified and documented [1] Performing Loan and Weak Possibility of Going Delinquent LOAN STATUS: The current loan status is Performing. PAY HISTORY: BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was 02/20/2018. This loan was reviewed with data provided from 04/01/2017 through 03/31/2018. Payment have been made monthly online. No servicer contact efforts evident. First contact was established on 09/18/2017, the borrower inquired as to why the credit score decreased when loan is current with no late charges. The only other contact was on 02/20/2018, the borrower called to inquire about transferring title into a living trust and where the tax bill for the trust needs to be sent. The borrower was transferred to servicing. Borrower is deceased and ---. The date of death is unknown. REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable. FORECLOSURE: No evidence of current foreclosure activity. BANKRUPTCY: There is no evidence of current or prior bankruptcy. MODIFICATION: The loan has been modified. The modification date is XX/XX/XXXX. The modified principal balance is unavailable. The modification interest rate is unavailable. The modification maturity date is unavailable. LITIGATION: There is no evidence of litigation on the file. TITLE ISSUES: There is no evidence of title issues. PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is UTD. EXIT STRATEGY: The recommended exit strategy is N/A. ADDITIONAL INFORMATION: N/A 03/31/2018 03/01/2018
95005188 1 [1] Current Status - Performing [1] Performing Loan and Weak Possibility of Going Delinquent LOAN STATUS: The current loan status is Performing. PAY HISTORY: BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was 01/19/2018. This loan was reviewed with data provided from 04/01/2017 through 03/31/2018. From 4/2017 through 12/2017 there were several attempts but no contact was made. On 01/05/2018 the borrower called in advised that she made a payment and plans to pay again the following week and again by the end of the month. The reason for delinquency was cited as illness. The borrower also requested another copy of the acceleration letter to be resent. On 01/06/2018 the borrower called and stated that she would pay at the branch. On XX/XX/XXXX the loan was place on a foreclosure referral hold. On 01/19/2018 the borrower called regarding a payment applications since 05/2017. The agent reviewed the payment history and escrow with the borrower. On XX/XX/XXXX the foreclosure hold was released and the loan was re-demanded. There was no contact from 2/2018 through 3/2018. REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable. FORECLOSURE: No evidence of current foreclosure activity. BANKRUPTCY: There is no evidence of current or prior bankruptcy. MODIFICATION: The loan has been modified. The modification date is XX/XX/XXXX. The modified principal balance is unavailable. The modification interest rate is unavailable. The modification maturity date is unavailable. LITIGATION: There is no evidence of litigation on the file. TITLE ISSUES: There is no evidence of title issues. PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is owner occupied. EXIT STRATEGY: The recommended exit strategy is N/A. ADDITIONAL INFORMATION: N/A 03/31/2018 03/07/2018
95004702 2 [2] Current Status - Delinquent LOAN STATUS: The current loan status is Delinquent. PAY HISTORY: BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was 03/24/2018. This loan was reviewed with data provided from 04/01/2017 through 03/31/2018. From 4/2017 through 9/2017 there was no contact or attempts due to the loan being current. On 10/16/2017 the borrower called and authorized a payment in the amount of $3639.91. On 11/30/2017 the borrower called and made a payment in the amount of $3639.91. The reason for delinquency was due to illness. From 12/01/2017 through 12/31/2017 there was no attempts or contact. On 01/15/2018 the borrower authorized a payment in the amount of $7255.82. From 02/01/2018 through 02/28/2018 there were several attempts but no contact was made. On 03/24/2018 the borrower called and made a payment by phone in the amount of $3633.91. REASON FOR DEFAULT: The reason for default is illness - mortgagor. FORECLOSURE: No evidence of current foreclosure activity. BANKRUPTCY: There is no evidence of current or prior bankruptcy. MODIFICATION: The loan has been modified. The modification date is XX/XX/XXXX. The modified principal balance is unavailable. The modification interest rate is unavailable. The modification maturity date is unavailable. LITIGATION: There is no evidence of litigation on the file. TITLE ISSUES: There is no evidence of title issues. PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is owner occupied. EXIT STRATEGY: The recommended exit strategy is Reinstatement. ADDITIONAL INFORMATION: N/A 03/31/2018 03/24/2018
95002672 1 [1] Current Status - Performing [1] Performing Loan and Weak Possibility of Going Delinquent LOAN STATUS: The current loan status is Performing. PAY HISTORY: BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was 03/14/2018. This loan was reviewed with data provided from 04/01/2017 through 03/31/2018. On 3/13/2017 borrower made a promise to pay in the amount of $2848.38 online. On 4/12/2017 borrower made a promise to pay in the amount of $2982.40 online. On 5/15/2017 borrower made a promise to pay in the amount of $2982.40 online. On 6/14/2017 borrower made a promise to pay in the amount of $2982.40 online. On 7/14/2017 borrower made a promise to pay in the amount of $2982.40 online. On 8/14/2017 borrower made a promise to pay in the amount of $2982.40 online. on 9/14/2017 borrower made a promise to pay in the amount of $2982.40 online. On 10/14/2017 borrower made a promise to pay in the amount of $2982.40 online. On 11/14/2017 borrower made a promise to pay in the amount of $2982.40 online. On 12/13/2017 borrower made a promise to pay in the amount of $3100.00 online. On 1/142018 borrower made a promise to pay in the amount of $2982.40 online. On 2/11/2018 borrower made a promise to pay in the amount of $2982.40 online. On 3/14/2018 borrower made a promise to pay in the amount of $2982.40 online. REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable. FORECLOSURE: No evidence of current foreclosure activity. BANKRUPTCY: There is no evidence of current or prior bankruptcy. MODIFICATION: The loan has been modified. The modification date is XX/XX/XXXX. The modified principal balance is unavailable. The modification interest rate is unavailable. The modification maturity date is unavailable. LITIGATION: There is no evidence of litigation on the file. TITLE ISSUES: There is no evidence of title issues. PROPERTY CONDITION: There is no evidence of property damage. The property condition is average. The current occupancy status is UTD. EXIT STRATEGY: The recommended exit strategy is N/A. ADDITIONAL INFORMATION: N/A 03/31/2018 03/14/2018
95000054 1 [1] Current Status - Performing [1] Performing Loan and Weak Possibility of Going Delinquent LOAN STATUS: The current loan status is Performing. PAY HISTORY: BORROWER CONTACT: No evidence of recent contact with the borrower. REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable. FORECLOSURE: No evidence of current foreclosure activity. BANKRUPTCY: There is no evidence of current or prior bankruptcy. MODIFICATION: There is no evidence of current or prior modification. LITIGATION: There is no evidence of litigation on the file. TITLE ISSUES: There is no evidence of title issues. PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is UTD. EXIT STRATEGY: The recommended exit strategy is N/A. ADDITIONAL INFORMATION: This loan was reviewed with data provided from 04/01/2017 through 03/31/2018. There was no contact with the borrower due to the loa performed the entire review period with no adverse activity. 03/31/2018 03/14/2018
95004868 1 [1] Current Status - Performing [1] Performing Loan and Weak Possibility of Going Delinquent LOAN STATUS: The current loan status is Performing. PAY HISTORY: BORROWER CONTACT: No evidence of recent contact with the borrower. REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable. FORECLOSURE: No evidence of current foreclosure activity. BANKRUPTCY: There is no evidence of current or prior bankruptcy. MODIFICATION: The loan has been modified. The modification date is XX/XX/XXXX. The modified principal balance is unavailable. The modification interest rate is unavailable. The modification maturity date is unavailable. LITIGATION: There is no evidence of litigation on the file. TITLE ISSUES: There is no evidence of title issues. PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is UTD. EXIT STRATEGY: The recommended exit strategy is N/A. ADDITIONAL INFORMATION: This loan was reviewed with data provided from 04/01/2017 through 03/31/2018. The borrower has not called in and there have been no attempts to contact the borrower due to the loan being current and all payments being made on time during the review period. On XX/XX/XXXX the loan was placed on hold due to being inhurricane XXX disaster zone however, there is no evidence the property was effected by the storm. The hold was released on XX/XX/XXXX. 03/31/2018 03/06/2018
95003800 2 [2] Current Status - Delinquent LOAN STATUS: The current loan status is Delinquent. PAY HISTORY: BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was 05/16/2017. This loan was reviewed with data provided from 04/01/2017 through 03/31/2018. On 4/3/2017 borrower called to make a payment in the amount of $1700.00 via check by phone. On 5/5/2017 borrower made a promise to pay in the amount of $561.39 at the branch on 5/15/2017. On REASON FOR DEFAULT: The reason for default is excessive obligations. FORECLOSURE: No evidence of current foreclosure activity. BANKRUPTCY: There is no evidence of current or prior bankruptcy. MODIFICATION: The loan has been modified. The modification date is XX/XX/XXXX. The modified principal balance is unavailable. The modification interest rate is unavailable. The modification maturity date is unavailable. LITIGATION: There is no evidence of litigation on the file. TITLE ISSUES: There is no evidence of title issues. PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is UTD. EXIT STRATEGY: The recommended exit strategy is Reinstatement. ADDITIONAL INFORMATION: N/A 03/31/2018 03/20/2018
95005047 1 [1] Current Status - Performing [1] Performing Loan and Weak Possibility of Going Delinquent LOAN STATUS: The current loan status is Performing. PAY HISTORY: BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was 03/14/2018. This loan was reviewed with data provided from 04/01/2017 through 03/31/2018. On 10/11/2017 the borrower requested a loan modification. On 10/20/2017 an unauthorized third party called; the agent advised an authorization letter that was sent is invalid. On 11/06/2017 and 01/10/2018 a promise to pay was made. On 02/26/2018 and 03/14/2018 a third party made a promise to pay. REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable. FORECLOSURE: No evidence of current foreclosure activity. BANKRUPTCY: There is no evidence of current or prior bankruptcy. MODIFICATION: The loan has been modified. The modification date is XX/XX/XXXX. The modified principal balance is unavailable. The modification interest rate is unavailable. The modification maturity date is unavailable. LITIGATION: There is no evidence of litigation on the file. TITLE ISSUES: There is no evidence of title issues. PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is owner occupied. EXIT STRATEGY: The recommended exit strategy is N/A. ADDITIONAL INFORMATION: N/A 03/31/2018 03/14/2018
95001860 1 [1] Current Status - Performing [1] Deceased Borrower(s) - Trustee/Heir(s) identified and documented [1] Performing Loan and Weak Possibility of Going Delinquent LOAN STATUS: The current loan status is Performing. PAY HISTORY: BORROWER CONTACT: No evidence of recent contact with the borrower. Borrower is deceased and ---. The date of death is XX/XX/XXXX. REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable. FORECLOSURE: No evidence of current foreclosure activity. BANKRUPTCY: There is no evidence of current or prior bankruptcy. MODIFICATION: The loan has been modified. The modification date is XX/XX/XXXX. The modified principal balance is unavailable. The modification interest rate is unavailable. The modification maturity date is unavailable. LITIGATION: There is no evidence of litigation on the file. TITLE ISSUES: There is no evidence of title issues. PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is UTD. EXIT STRATEGY: The recommended exit strategy is N/A. ADDITIONAL INFORMATION: This loan was reviewed with data provided from 04/01/2017 through 03/31/2018. The collection comments were extremely limited. There was no sign of borrower contact and only one attempt to contact the borrower in the past 12 months. The loan has been performing for the entire review period, and the borrower is making their payments on time. The comments indicated the borrower is deceased and their spouse assumed the loan prior to the review period. The notes on 09/16/2017 and 09/21/2017 stated the property was located in a FEMA zone for hurricane XXX. Although the loan was current, a foreclosure referral hold was placed on the account on XX/XX/XXXX due to the hurricane. The hold was lifted on XX/XX/XXXX. There was no sign of damages caused by the storm. No further information was provided. 03/31/2018 12/22/2017
95003257 1 [1] Current Status - Performing [1] Performing Loan and Weak Possibility of Going Delinquent LOAN STATUS: The current loan status is Performing. PAY HISTORY: BORROWER CONTACT: No evidence of recent contact with the borrower. REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable. FORECLOSURE: No evidence of current foreclosure activity. BANKRUPTCY: There is no evidence of current or prior bankruptcy. MODIFICATION: The loan has been modified. The modification date is XX/XX/XXXX. The modified principal balance is unavailable. The modification interest rate is unavailable. The modification maturity date is unavailable. LITIGATION: There is no evidence of litigation on the file. TITLE ISSUES: There is no evidence of title issues. PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is UTD. EXIT STRATEGY: The recommended exit strategy is N/A. ADDITIONAL INFORMATION: This loan was reviewed with data provided from 04/01/2017 through 03/31/2018. The borrower has not called in and all attempts to contact the borrower have been unsuccessful during the review period. The loan was 30 days delinquent February and has been current since. 03/31/2018 03/15/2018
95001612 2 [2] Bankruptcy - CH XX - Discharged w/o Reaffirmation [1] Current Status - Performing [1] Performing Loan and Weak Possibility of Going Delinquent LOAN STATUS: The current loan status is Performing. PAY HISTORY: BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was 09/11/2017. This loan was reviewed with data provided from 04/01/2017 through 03/31/2018. There was no contact with the borrower prior to or since 09/11/2017. On 09/11/2017 the borrower wanted to know why the loan is not being reported to the credit bureau and was advised the loan can't be a discharged bankruptcy if they want to assume the loan. REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable. FORECLOSURE: No evidence of current foreclosure activity. BANKRUPTCY: There is evidence of bankruptcy on the loan. Bankruptcy was filed on XX/XX/XXXX. The chapter is Chapter XX. The bankruptcy was filed under case number XXX. The most recent bankruptcy status is discharged. The bankruptcy was discharged on XX/XX/XXXX and there is no evidence of reaffirmation.. MODIFICATION: The loan has been modified. The modification date is XX/XX/XXXX. The modified principal balance is unavailable. The modification interest rate is unavailable. The modification maturity date is unavailable. LITIGATION: There is no evidence of litigation on the file. TITLE ISSUES: There is no evidence of title issues. PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is UTD. EXIT STRATEGY: The recommended exit strategy is N/A. ADDITIONAL INFORMATION: N/A 03/31/2018 12/29/2017
95004058 2 [2] Bankruptcy - CH XX - Discharged w/o Reaffirmation [1] Current Status - Performing [1] Performing Loan and Weak Possibility of Going Delinquent LOAN STATUS: The current loan status is Performing. PAY HISTORY: BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was 01/05/2018. This loan was reviewed with data provided from 04/01/2017 through 03/31/2018. The borrower has called in only to make the monthly payment over the phone. There has not been any contact regarding any issues or problems with the loan and no outbound attempts have been made. On 09/01/2017 the borrower called to make a payment of $830.57 with check by phone. On 01/05/2018 the borrower called to make a payment of $830.57 with check by phone.. REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable. FORECLOSURE: No evidence of current foreclosure activity. BANKRUPTCY: There is evidence of bankruptcy on the loan. The bankruptcy filing date is unavailable. The chapter is Chapter XX. The bankruptcy case number is not available. The most recent bankruptcy status is discharged. No more information was provided. MODIFICATION: The loan has been modified. The modification date is XX/XX/XXXX. The modified principal balance is unavailable. The modification interest rate is unavailable. The modification maturity date is unavailable. LITIGATION: There is no evidence of litigation on the file. TITLE ISSUES: There is no evidence of title issues. PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is owner occupied. EXIT STRATEGY: The recommended exit strategy is N/A. ADDITIONAL INFORMATION: N/A 03/31/2018 03/03/2018
95003875 1 [1] Current Status - Performing [1] Performing Loan and Weak Possibility of Going Delinquent LOAN STATUS: The current loan status is Performing. PAY HISTORY: BORROWER CONTACT: No evidence of recent contact with the borrower. REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable. FORECLOSURE: No evidence of current foreclosure activity. BANKRUPTCY: There is no evidence of current or prior bankruptcy. MODIFICATION: The loan has been modified. The modification date is XX/XX/XXXX. The modified principal balance is unavailable. The modification interest rate is unavailable. The modification maturity date is unavailable. LITIGATION: There is no evidence of litigation on the file. TITLE ISSUES: There is no evidence of title issues. PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is owner occupied. EXIT STRATEGY: The recommended exit strategy is N/A. ADDITIONAL INFORMATION: This loan was reviewed with data provided from 04/01/2017 through 03/31/2018. The borrower has not called in and there have been no attempts to contact the borrower due to the loan being current and all payments being made on time during the review period. 03/31/2018 11/29/2017
95003209 1 [1] Current Status - Performing [1] Deceased Borrower(s) - Trustee/Heir(s) identified and documented [1] Performing Loan and Weak Possibility of Going Delinquent LOAN STATUS: The current loan status is Performing. PAY HISTORY: BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was 12/01/2017. This loan was reviewed with data provided from 04/01/2017 through 03/31/2018. There was no contact with the borrower prior to or since 12/01/2017. On 12/01/2017 the deceased borrower's daughter called to confirm the spelling of the name as it does not match the deed. Borrower is deceased and ---. The date of death is XX/XX/XXXX. REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable. FORECLOSURE: No evidence of current foreclosure activity. BANKRUPTCY: There is no evidence of current or prior bankruptcy. MODIFICATION: The loan has been modified. The modification date is XX/XX/XXXX. The modified principal balance is unavailable. The modification interest rate is unavailable. The modification maturity date is unavailable. LITIGATION: There is no evidence of litigation on the file. TITLE ISSUES: There is no evidence of title issues. PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is UTD. EXIT STRATEGY: The recommended exit strategy is N/A. ADDITIONAL INFORMATION: N/A 03/31/2018 02/20/2018
95003443 1 [1] Current Status - Performing [1] Performing Loan and Weak Possibility of Going Delinquent LOAN STATUS: The current loan status is Performing. PAY HISTORY: BORROWER CONTACT: No evidence of recent contact with the borrower. REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable. FORECLOSURE: No evidence of current foreclosure activity. BANKRUPTCY: There is no evidence of current or prior bankruptcy. MODIFICATION: The loan has been modified. The modification date is XX/XX/XXXX. The modified principal balance is unavailable. The modification interest rate is unavailable. The modification maturity date is unavailable. LITIGATION: There is no evidence of litigation on the file. TITLE ISSUES: There is no evidence of title issues. PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is UTD. EXIT STRATEGY: The recommended exit strategy is N/A. ADDITIONAL INFORMATION: This loan was reviewed with data provided from 04/01/2017 through 03/31/2018. The collection comments were extremely limited. There was no sign of any borrower contact or attempts to contact the borrower. The loan was current for the past 12 months; however, the borrower is paying at the end of the billing cycle every month. The notes indicated the loan was modified under the HAMP prior to the review period, and a HAMP incentive was applied on 08/29/2017. A property evaluation was completed on 12/04/2017 valuing the home at $X.XX. Although the loan was current, a foreclosure hold was placed on the account on XX/XX/XXXX pending remediation for "loss control audit compliance." The hold was lifted on XX/XX/XXXX. The hazard insurance premium was paid per comments dated 03/05/2018. No further information was provided. 03/31/2018 03/05/2018
95002929 1 [1] Current Status - Performing [1] Performing Loan and Weak Possibility of Going Delinquent LOAN STATUS: The current loan status is Performing. PAY HISTORY: BORROWER CONTACT: No evidence of recent contact with the borrower. REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable. FORECLOSURE: No evidence of current foreclosure activity. BANKRUPTCY: There is no evidence of current or prior bankruptcy. MODIFICATION: The loan has been modified. The modification date is XX/XX/XXXX. The modified principal balance is unavailable. The modification interest rate is unavailable. The modification maturity date is unavailable. LITIGATION: There is no evidence of litigation on the file. TITLE ISSUES: There is no evidence of title issues. PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is UTD. EXIT STRATEGY: The recommended exit strategy is N/A. ADDITIONAL INFORMATION: This loan was reviewed with data provided from 04/01/2017 through 03/31/2018. There has been no attempts or contact made with the borrower throughout the review period. Loan is actively performing each month. 03/31/2018 12/22/2017
95003898 1 [1] Current Status - Performing [1] Performing Loan and Weak Possibility of Going Delinquent LOAN STATUS: The current loan status is Performing. PAY HISTORY: BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was 05/11/2017. This loan was reviewed with data provided from 04/01/2017 through 03/31/2018. On 04/18/2017 the borrower stated they made their March payment at the branch. On 05/11/2017 the borrower agreed to pay on 05/15/2017. REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable. FORECLOSURE: No evidence of current foreclosure activity. BANKRUPTCY: There is no evidence of current or prior bankruptcy. MODIFICATION: The loan has been modified. The modification date is XX/XX/XXXX. The modified principal balance is unavailable. The modification interest rate is unavailable. The modification maturity date is unavailable. LITIGATION: There is no evidence of litigation on the file. TITLE ISSUES: There is no evidence of title issues. PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is UTD. EXIT STRATEGY: The recommended exit strategy is N/A. ADDITIONAL INFORMATION: N/A 03/31/2018 08/17/2017
95004620 2 [2] Current Status - Delinquent LOAN STATUS: The current loan status is Delinquent. PAY HISTORY: BORROWER CONTACT: No evidence of recent contact with the borrower. REASON FOR DEFAULT: The reason for default is curtailment of income. FORECLOSURE: No evidence of current foreclosure activity. BANKRUPTCY: There is no evidence of current or prior bankruptcy. MODIFICATION: The loan has been modified. The modification date is XX/XX/XXXX. The modified principal balance is unavailable. The modification interest rate is unavailable. The modification maturity date is unavailable. LITIGATION: There is no evidence of litigation on the file. TITLE ISSUES: There is no evidence of title issues. PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is owner occupied. EXIT STRATEGY: The recommended exit strategy is Reinstatement. ADDITIONAL INFORMATION: This loan was reviewed with data provided from 04/01/2017 through 03/31/2018. There has been no contact made with the borrower throughout the review period. Loan is performing each month. 03/31/2018 03/24/2018
95001233 1 [1] Current Status - Performing [1] Performing Loan and Weak Possibility of Going Delinquent LOAN STATUS: The current loan status is Performing. PAY HISTORY: BORROWER CONTACT: No evidence of recent contact with the borrower. REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable. FORECLOSURE: No evidence of current foreclosure activity. BANKRUPTCY: There is no evidence of current or prior bankruptcy. MODIFICATION: The loan has been modified. The modification date is XX/XX/XXXX. The modified principal balance is unavailable. The modification interest rate is unavailable. The modification maturity date is unavailable. LITIGATION: There is no evidence of litigation on the file. TITLE ISSUES: There is no evidence of title issues. PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is UTD. EXIT STRATEGY: The recommended exit strategy is N/A. ADDITIONAL INFORMATION: This loan was reviewed with data provided from 04/01/2017 through 03/31/2018. The borrower has not called in and there have been no attempts to contact the borrower due to the loan being current and all payments being made on time during the review period. 03/31/2018 03/07/2018
95004497 1 [1] Current Status - Performing [1] Performing Loan and Weak Possibility of Going Delinquent LOAN STATUS: The current loan status is Performing. PAY HISTORY: BORROWER CONTACT: No evidence of recent contact with the borrower. REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable. FORECLOSURE: No evidence of current foreclosure activity. BANKRUPTCY: There is no evidence of current or prior bankruptcy. MODIFICATION: The loan has been modified. The modification date is XX/XX/XXXX. The modified principal balance is unavailable. The modification interest rate is unavailable. The modification maturity date is unavailable. LITIGATION: There is no evidence of litigation on the file. TITLE ISSUES: There is no evidence of title issues. PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is UTD. EXIT STRATEGY: The recommended exit strategy is N/A. ADDITIONAL INFORMATION: This loan was reviewed with data provided from 04/01/2017 through 03/31/2018. The borrower has not called in and there have been no attempts to contact the borrower due to the loan being current and all payments being made on time during the review period. 03/31/2018 12/21/2017
95002029 2 [2] Performing Loan But Moderate Possibility of Going Delinquent [1] Current Status - Performing LOAN STATUS: The current loan status is Performing. PAY HISTORY: BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was 12/12/2017. This loan was reviewed with data provided from 04/01/2017 through 03/31/2018. Ongoing attempts to reach the borrower by phone and text over the first 5 months of the review did not speak to borrower. Borrower has slow pays over this period. and this is the reason for the contact attempts. On XX/XX/XXXX FEMA declared disaster area. Due to the disaster the loan and any collection efforts are put on hold until XX/XX/XXXX when the hold was lifted. The borrower did not make payments over the hold period.Spoke to borrower on 10/16/2017 for followup to the disaster relief. Offered relief to the borrower and let them know they could make payments of any type will be accepted.Borrower stated they were not interested in Loss mitigation workout. 12/4/2017 Spoke to borrower again regarding the hold and they stated they would begin payment upon the end of the FEMA hold on XX/XX/XXXX. Confirmed the 3 months deferral due to disaster. Could not commit to make the Hazard Insurance payment. 12/12/2017 Spoke to borrower regarding the flood/fire insurance and promised to pay through website. XX/XX/XXXX Disaster Hold was extended and then on XX/XX/XXXX Hold was removed. XX/XX/XXXX hazard claim due to damage from wind on 9/10/2017. 02/6/2018 Claim was completed and check issued from XX/XX/XXXX for $5648.00. Hazard Insurance is current as of 02/8/2018 payment. REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable. FORECLOSURE: No evidence of current foreclosure activity. BANKRUPTCY: There is no evidence of current or prior bankruptcy. MODIFICATION: The loan has been modified. The modification date is XX/XX/XXXX. The modified principal balance is unavailable. The modification interest rate is unavailable. The modification maturity date is unavailable. LITIGATION: There is no evidence of litigation on the file. TITLE ISSUES: There is no evidence of title issues. PROPERTY CONDITION: There is no evidence of property damage. The property condition is good. The current occupancy status is owner occupied. EXIT STRATEGY: The recommended exit strategy is N/A. ADDITIONAL INFORMATION: N/A 03/31/2018 02/13/2018
95001310 1 [1] Current Status - Performing [1] Performing Loan and Weak Possibility of Going Delinquent LOAN STATUS: The current loan status is Performing. PAY HISTORY: BORROWER CONTACT: No evidence of recent contact with the borrower. REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable. FORECLOSURE: No evidence of current foreclosure activity. BANKRUPTCY: There is no evidence of current or prior bankruptcy. MODIFICATION: The loan has been modified. The modification date is XX/XX/XXXX. The modified principal balance is unavailable. The modification interest rate is unavailable. The modification maturity date is unavailable. LITIGATION: There is no evidence of litigation on the file. TITLE ISSUES: There is no evidence of title issues. PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is UTD. EXIT STRATEGY: The recommended exit strategy is N/A. ADDITIONAL INFORMATION: This loan was reviewed with data provided from 04/01/2017 through 03/31/2018. During the review period, the borrower has not called in and the servicer is not attempting to contact the borrower. The borrower is making payments on time. There is no evidence of collection calls or general demand letters being generated since the loan is performing. Loan modification was completed. HAMP incentives are being applied. Borrower has been current throughout review period and has made a constant effort to keep the loan performing. 03/31/2018 01/30/2018
95002656 1 [1] Current Status - Performing [1] Performing Loan and Weak Possibility of Going Delinquent LOAN STATUS: The current loan status is Performing. PAY HISTORY: BORROWER CONTACT: No evidence of recent contact with the borrower. REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable. FORECLOSURE: No evidence of current foreclosure activity. BANKRUPTCY: There is no evidence of current or prior bankruptcy. MODIFICATION: The loan has been modified. The modification date is XX/XX/XXXX. The modified principal balance is unavailable. The modification interest rate is unavailable. The modification maturity date is unavailable. LITIGATION: There is no evidence of litigation on the file. TITLE ISSUES: There is no evidence of title issues. PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is UTD. EXIT STRATEGY: The recommended exit strategy is N/A. ADDITIONAL INFORMATION: This loan was reviewed with data provided from 04/01/2017 through 03/31/2018. There was contact with the borrower other than the borrower making monthly payments via the website. There have been no attempts to contact the borrower due to the loan being current and all payments being made on time during the review period. 03/31/2018 03/09/2018
95004566 1 [1] Current Status - Performing [1] Performing Loan and Weak Possibility of Going Delinquent LOAN STATUS: The current loan status is Performing. PAY HISTORY: BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was 03/20/2018. This loan was reviewed with data provided from 04/01/2017 through 03/31/2018. On 06/06/2017 the borrower promised to pay $893.82 at bank branch on 6/14/2017. On 07/14/2017 the borrower promised to pay $1,787.64 at bank branch on 7/14/2017 and declined payment assistance information and is trying to bring the loan current. On 08/02/2017 the borrower stated the payment would be made. On 09/14/2017 the borrower called to advise hurricane XXX. Caused longterm power outages and sustained tree fall damage to the property. On 10/03/2017 the borrower just started repairs last week will be ready for inspection in 2-3 weeks. On 02/14/2018 the borrower stated repairs should be finished in about 2 weeks will contact me when ready for the final inspection. On 03/05/2018 the borrower called for the inspection. On 03/14/2018 the borrower stated that the inspector came out yesterday and that they said to call us back because they will upload the results. On 03/16/2018 1005 inspection results were received. On 03/19/2018 the borrower called in to get the rest of the funds. On 03/20/2018 the borrower was advised to send termination docs from kitchen floor & bath. The borrower will contact the contractor and fax in the documents. REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable. FORECLOSURE: No evidence of current foreclosure activity. BANKRUPTCY: There is evidence of bankruptcy on the loan. Bankruptcy was filed on XX/XX/XXXX. The chapter is Chapter XX. The bankruptcy was filed under case number XXX. The most recent bankruptcy status is dismissed. The bankruptcy was dismissed on XX/XX/XXXX. MODIFICATION: The loan has been modified. The modification date is XX/XX/XXXX. The modified principal balance is unavailable. The modification interest rate is unavailable. The modification maturity date is unavailable. LITIGATION: There is no evidence of litigation on the file. TITLE ISSUES: There is no evidence of title issues. PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is owner occupied. EXIT STRATEGY: The recommended exit strategy is N/A. ADDITIONAL INFORMATION: N/A 03/31/2018 03/20/2018
95001196 1 [1] Current Status - Performing [1] Performing Loan and Weak Possibility of Going Delinquent LOAN STATUS: The current loan status is Performing. PAY HISTORY: BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was 03/15/2018. This loan was reviewed with data provided from 04/01/2017 through 03/31/2018. On 3/14/2017 borrower made a promise to pay in the amount of $1473.54. On 4/14/2017 borrower made a promise to pay in the amount of $1473.54. On 5/13/2017 borrower made a promise to pay in the amount of $1473.54. On 6/14/2017 borrower made a promise to pay in the amount of $1473.54. On 7/14/2017 borrower made a promise to pay in the amount of $2947.08. On 8/15/2017 borrower made a promise to pay in the amount of $1473.54. On 9/15/2017 borrower made a promise to pay in the amount of $1473.54. On 10/8/2017 borrower made a promise to pay in the amount of $2947.08. On 11/13/2017 borrower made a promise to pay in the amount of $1473.54. On 12/15/2017 borrower made a promise to pay in the amount of $1473.54. On 1/22/2018 borrower made a promise to pay in the amount of $1546.90. On 2/15/2018 borrower made a promise to pay in the amount of $1498.01. On 3/15/2018 borrower made a promise to pay in the amount of $1,498.01. REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable. FORECLOSURE: No evidence of current foreclosure activity. BANKRUPTCY: There is no evidence of current or prior bankruptcy. MODIFICATION: The loan has been modified. The modification date is XX/XX/XXXX. The modified principal balance is unavailable. The modification interest rate is unavailable. The modification maturity date is unavailable. LITIGATION: There is no evidence of litigation on the file. TITLE ISSUES: There is no evidence of title issues. PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is UTD. EXIT STRATEGY: The recommended exit strategy is N/A. ADDITIONAL INFORMATION: N/A 03/31/2018 03/15/2018
95003125 1 [1] Current Status - Performing [1] Performing Loan and Weak Possibility of Going Delinquent LOAN STATUS: The current loan status is Performing. PAY HISTORY: BORROWER CONTACT: No evidence of recent contact with the borrower. REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable. FORECLOSURE: No evidence of current foreclosure activity. BANKRUPTCY: There is no evidence of current or prior bankruptcy. MODIFICATION: The loan has been modified. The modification date is XX/XX/XXXX. The modified principal balance is unavailable. The modification interest rate is unavailable. The modification maturity date is unavailable. LITIGATION: There is no evidence of litigation on the file. TITLE ISSUES: There is no evidence of title issues. PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is UTD. EXIT STRATEGY: The recommended exit strategy is N/A. ADDITIONAL INFORMATION: This loan was reviewed with data provided from 04/01/2017 through 03/31/2018. There has been no attempts or contact made to the borrower throughout the review period. Loan is currently performing each month. 03/31/2018 11/24/2017
95002902 1 [1] Current Status - Performing [1] Performing Loan and Weak Possibility of Going Delinquent LOAN STATUS: The current loan status is Performing. PAY HISTORY: BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was 03/23/2018. This loan was reviewed with data provided from 04/01/2017 through 03/31/2018. On 3/9/2017 borrower made a promise to pay in the amount of $1,192.23 via online. On 4/6/2017 borrower made a promise to pay in the amount of $1,192.23 via online. On 5/4/2017 borrower made a promise to pay in the amount of $1,192.23 via online. On 6/2/2017 borrower made a promise to pay in the amount of $1,192.23 via online. On 7/1/2017 borrower made a promise to pay in the amount of $1,271.35 via online. On 7/28/2017 borrower made a promise to pay in the amount of $1,271.35 via online. On 8/26/2017 borrower made a promise to pay in the amount of $1,271.35 via online. On 9/27/2017 borrower made a promise to pay in the amount of $1,271.35 via online. On 11/2/2017 borrower made a promise to pay in the amount of $1,271.35 via online. On 12/2/2017 borrower made a promise to pay in the amount of $1,378.28 via online. On 12/29/2017 borrower made a promise to pay in the amount of $1,378.28 via online. On 1/25/2018 borrower made a promise to pay in the amount of $1,378.28 via online. On 3/1/2018 borrower made a promise to pay in the amount of $1,378.28 via online. On 3/23/2018 borrower made a promise to pay in the amount of $1,378.28 via online. REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable. FORECLOSURE: No evidence of current foreclosure activity. BANKRUPTCY: There is no evidence of current or prior bankruptcy. MODIFICATION: The loan has been modified. The modification date is XX/XX/XXXX. The modified principal balance is unavailable. The modification interest rate is unavailable. The modification maturity date is unavailable. LITIGATION: There is no evidence of litigation on the file. TITLE ISSUES: There is no evidence of title issues. PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is UTD. EXIT STRATEGY: The recommended exit strategy is N/A. ADDITIONAL INFORMATION: N/A 03/31/2018 03/23/2018
95000164 1 [1] Current Status - Performing [1] Performing Loan and Weak Possibility of Going Delinquent LOAN STATUS: The current loan status is Performing. PAY HISTORY: BORROWER CONTACT: No evidence of recent contact with the borrower. REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable. FORECLOSURE: No evidence of current foreclosure activity. BANKRUPTCY: There is no evidence of current or prior bankruptcy. MODIFICATION: The loan has been modified. The modification date is XX/XX/XXXX. The modified principal balance is unavailable. The modification interest rate is unavailable. The modification maturity date is unavailable. LITIGATION: There is no evidence of litigation on the file. TITLE ISSUES: There is no evidence of title issues. PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is UTD. EXIT STRATEGY: The recommended exit strategy is N/A. ADDITIONAL INFORMATION: This loan was reviewed with data provided from 04/01/2017 through 03/31/2018. Chance of future delinquency is weak, borrower is making on-time payments and account has been current throughout the review period. 03/31/2018 06/29/2017
95001082 2 [2] Performing Loan But Moderate Possibility of Going Delinquent [1] Current Status - Performing LOAN STATUS: The current loan status is Performing. PAY HISTORY: BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was 11/03/2017. This loan was reviewed with data provided from 04/01/2017 through 03/31/2018. From 4/2017 through 09/2017 there were several attempts but no contact was made. On XX/XX/XXXX the loan was placed on a foreclosure referral hold for hurricane XXX Disaster Relief Protection Efforts. On 10/09/2017 contact was made and the borrower was advised of the disaster relief program. The borrower stated that she was at work and didn't want to release any information on the line. The borrower was provided with the number for the Disaster Relief team. On 11/03/2017 the borrower called and accepted the deferral for the disaster relief program. The borrower also made a payment in the amount of $644.43. The foreclosure hold was released on XX/XX/XXXX. From 1/2018 through 3/2018 there were several attempts but no contact was made. REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable. FORECLOSURE: No evidence of current foreclosure activity. BANKRUPTCY: There is no evidence of current or prior bankruptcy. MODIFICATION: The loan has been modified. The modification date is XX/XX/XXXX. The modified principal balance is unavailable. The modification interest rate is unavailable. The modification maturity date is unavailable. LITIGATION: There is no evidence of litigation on the file. TITLE ISSUES: There is no evidence of title issues. PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is owner occupied. EXIT STRATEGY: The recommended exit strategy is N/A. ADDITIONAL INFORMATION: N/A 03/31/2018 03/23/2018
95000741 1 [1] Current Status - Performing [1] Performing Loan and Weak Possibility of Going Delinquent LOAN STATUS: The current loan status is Performing. PAY HISTORY: BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was 03/13/2018. This loan was reviewed with data provided from 04/01/2017 through 03/31/2018. On 04/25/2017 the borrower was called to collect on past-due loan. Paid $687.89 with check by phone on 4/28/2017. On 05/18/2017 the borrower scheduled a payment of $675.89 for 05/26/2017. On 06/28/2017 the borrower set up a payment of $739.30 with check by phone on 7/8/2017 and will try and make another payment two weeks after July 8th. On 07/18/2017 the borrower could not talk and requested a call back. On 08/01/2017 the borrower promised to pay $739.30 with check by phone on 8/4/2017 and authorized the spouse. The borrower will call back to discuss work outs. On 08/08/2017 the borrower scheduled a payment of $739.30 with check by phone on 8/31/2017. The borrower also asked about the claim review for water damage that occurred on 05/14/2017. On 09/12/2017 the borrower called to report a new claim and was advised of insurance info. On 09/15/2017 the borrower promised to pay $739.30 with check by phone on 9/29/2017 and requested assistance options on 09/25/2017 the authorized third party called to check on the claim check and was informed that it was sent out 08/31, on 10/09/2017 the borrower made a voluntary payment of $370.00 for 10-13-2017 and will pay back September and will be able to resume January 1st once payments are deferred. On 10/23/2017 the borrower called in reference to the disaster relief program. On 11/01/2017 the borrower called about the payments and was informed the next payment due on Jan 1st. On 11/14/2017 the borrower requested to have the claim check in amount of $8,178.94 branch endorsed stating that the original check was lost and had to be reissued. On 11/14/2017 the borrower called for a branch endorsement for the check in the amount of $8,178.94. On 01/09/2018 the borrower requested a final inspection. On 02/15/2018 the borrower scheduled a payment of $739.30 for 02/16/2018. REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable. FORECLOSURE: No evidence of current foreclosure activity. BANKRUPTCY: There is no evidence of current or prior bankruptcy. MODIFICATION: The loan has been modified. The modification date is XX/XX/XXXX. The modified principal balance is unavailable. The modification interest rate is unavailable. The modification maturity date is unavailable. LITIGATION: There is no evidence of litigation on the file. TITLE ISSUES: There is no evidence of title issues. PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is UTD. EXIT STRATEGY: The recommended exit strategy is N/A. ADDITIONAL INFORMATION: N/A 03/31/2018 03/13/2018
95000628 1 [1] Current Status - Performing [1] Performing Loan and Weak Possibility of Going Delinquent LOAN STATUS: The current loan status is Performing. PAY HISTORY: BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was 03/06/2018. This loan was reviewed with data provided from 04/01/2017 through 03/31/2018. 04/21/2017 borrower called to make a promise to pay at the local branch. Weekly servicer contact efforts were evident until 05/12/2017. No collection efforts or borrower contact is evident from 05/13/2017 until 03/06/2018 with the exception of a note on 12/15/2017 that the payment is in the mail. On 3/6/2018 borrower made a promise to pay at the local branch. Loan is actively performing. REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable. FORECLOSURE: No evidence of current foreclosure activity. BANKRUPTCY: There is no evidence of current or prior bankruptcy. MODIFICATION: The loan has been modified. The modification date is XX/XX/XXXX. The modified principal balance is unavailable. The modification interest rate is unavailable. The modification maturity date is unavailable. LITIGATION: There is no evidence of litigation on the file. TITLE ISSUES: There is no evidence of title issues. PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is UTD. EXIT STRATEGY: The recommended exit strategy is N/A. ADDITIONAL INFORMATION: N/A 03/31/2018 03/06/2018
95004488 2 [2] Current Status - Delinquent LOAN STATUS: The current loan status is Delinquent. PAY HISTORY: BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was 03/02/2018. This loan was reviewed with data provided from 04/01/2017 through 03/31/2018. On 4/28/2017 the borrower called and made a payment. The borrower called on 5/30/2017 and made future dated payment. A loss mitigation case was launched. A payment was made on 6/30/2017 and the borrower was told of missing documents. On 7/11/2017 the loan was removed from loss mitigation due to non response. The borrower called to speak to Home Preservation regarding workout options as there is a change in circumstance. The borrower was transferred. The borrower made a payment on 7/31/2017 and expressed frustration with Home Preservation department in the past. The borrower expressed interest in Home Preservation again. A payment was called in on 8/23/2017. The borrower mentioned they had concerns regarding the collections process. The borrower called on 9/21/2017 and made a promise to pay. A payment was made on 10/27/2017. A demand letter was sent on 10/31/2017 with a 35 day expiration. The borrower made a payment for 11/30/2017. The borrower stated they are interested in loss mitigation. The borrower was given the number to call for loss mitigation. The borrower made a payment by phone on 12/29/2017. On XX/XX/XXXX the loan was placed on foreclosure referral hold. A payment by phone was made by the borrower on 1/26/2018. On 2/1/2018 the borrower made a future dated payment. The borrower called on 2/22/2018 to make a payment but the call disconnected prior to the payment being recorded. On 2/26/2018 the borrower called to make a payment but the call was disconnected by the borrower when told there is a $12 fee. The borrower stated they were going to bring the loan current. The borrower disputed the late fees. On 3/2/2018 the borrower made a promise to pay. The borrower stated they were previously out of work and between jobs and having a hard time catching up. The borrower stated they are not interested in loss mitigation at this time. REASON FOR DEFAULT: The reason for default is curtailment of income. FORECLOSURE: No evidence of current foreclosure activity. BANKRUPTCY: There is no evidence of current or prior bankruptcy. MODIFICATION: The loan has been modified. The modification date is XX/XX/XXXX. The modified principal balance is unavailable. The modification interest rate is unavailable. The modification maturity date is unavailable. LITIGATION: There is no evidence of litigation on the file. TITLE ISSUES: There is no evidence of title issues. PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is owner occupied. EXIT STRATEGY: The recommended exit strategy is Modification. ADDITIONAL INFORMATION: N/A 03/31/2018 03/22/2018
95001664 1 [1] Current Status - Performing [1] Performing Loan and Weak Possibility of Going Delinquent LOAN STATUS: The current loan status is Performing. PAY HISTORY: BORROWER CONTACT: No evidence of recent contact with the borrower. REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable. FORECLOSURE: No evidence of current foreclosure activity. BANKRUPTCY: There is no evidence of current or prior bankruptcy. MODIFICATION: The loan has been modified. The modification date is XX/XX/XXXX. The modified principal balance is unavailable. The modification interest rate is unavailable. The modification maturity date is unavailable. LITIGATION: There is no evidence of litigation on the file. TITLE ISSUES: There is no evidence of title issues. PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is UTD. EXIT STRATEGY: The recommended exit strategy is N/A. ADDITIONAL INFORMATION: This loan was reviewed with data provided from 04/01/2017 through 03/31/2018. There was no evidence of borrower contact attempts or skip tracing activity. 03/31/2018 02/28/2018
95002917 2 [2] Current Status - Delinquent EXCEPTION INFO: past due LOAN STATUS: The current loan status is Delinquent. PAY HISTORY: BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was 09/05/2017. This loan was reviewed with data provided from 04/01/2017 through 03/31/2018. Borrower submitted an application on 03/26/2015 for loan modification which was denied on 06/24/15. Bank started foreclosure process but was on suspended due to another request for loan modification on 12/07/15 due to change in income. Hamp was approved on 01/23/2016 and loan was modified on XX/XX/XXXX. Missed payment for August 2017. Last contact was 09/05/17 and since then borrower has not called back and several attempts have been made to contact borrower unsuccessfully. REASON FOR DEFAULT: The reason for default is excessive obligations. FORECLOSURE: The file was referred to foreclosure and the referral date is not available in the information provided. Unable to determine the next projected foreclosure step. BANKRUPTCY: There is no evidence of current or prior bankruptcy. MODIFICATION: The loan has been modified. The modification date is XX/XX/XXXX. The modified principal balance is unavailable. The modification interest rate is unavailable. The modification maturity date is unavailable. LITIGATION: There is no evidence of litigation on the file. TITLE ISSUES: There is no evidence of title issues. PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is owner occupied. EXIT STRATEGY: The recommended exit strategy is Modification. ADDITIONAL INFORMATION: N/A 03/31/2018 03/24/2018
95003939 2 [2] Current Status - Delinquent LOAN STATUS: The current loan status is Delinquent. PAY HISTORY: BORROWER CONTACT: No evidence of recent contact with the borrower. REASON FOR DEFAULT: The reason for default is UTD. Unable to determine the reason for default with the information provided. FORECLOSURE: No evidence of current foreclosure activity. BANKRUPTCY: There is no evidence of current or prior bankruptcy. MODIFICATION: The loan has been modified. The modification date is XX/XX/XXXX. The modified principal balance is unavailable. The modification interest rate is unavailable. The modification maturity date is unavailable. LITIGATION: There is no evidence of litigation on the file. TITLE ISSUES: There is no evidence of title issues. PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is owner occupied. EXIT STRATEGY: The recommended exit strategy is Reinstatement. ADDITIONAL INFORMATION: This loan was reviewed with data provided from 04/01/2017 through 03/31/2018. There was no contact with the borrower other than the borrower making a payment through the online system. 03/31/2018 03/24/2018
95003838 1 [1] Current Status - Performing [1] Performing Loan and Weak Possibility of Going Delinquent LOAN STATUS: The current loan status is Performing. PAY HISTORY: BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was 07/18/2017. This loan was reviewed with data provided from 04/01/2017 through 03/31/2018. There was no contact with the borrower prior to or since 07/18/2017. On 07/18/2017 the borrower promised to pay $1,300.00 online on 7/18/2017. There has not been any contact regarding any issues or problems with the loan and no outbound attempts have been made. REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable. FORECLOSURE: No evidence of current foreclosure activity. BANKRUPTCY: There is no evidence of current or prior bankruptcy. MODIFICATION: The loan has been modified. The modification date is XX/XX/XXXX. The modified principal balance is unavailable. The modification interest rate is unavailable. The modification maturity date is unavailable. LITIGATION: There is no evidence of litigation on the file. TITLE ISSUES: There is no evidence of title issues. PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is UTD. EXIT STRATEGY: The recommended exit strategy is N/A. ADDITIONAL INFORMATION: N/A 03/31/2018 03/21/2018
95001054 1 [1] Current Status - Performing [1] Performing Loan and Weak Possibility of Going Delinquent LOAN STATUS: The current loan status is Performing. PAY HISTORY: BORROWER CONTACT: No evidence of recent contact with the borrower. REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable. FORECLOSURE: No evidence of current foreclosure activity. BANKRUPTCY: There is no evidence of current or prior bankruptcy. MODIFICATION: The loan has been modified. The modification date is XX/XX/XXXX. The modified principal balance is unavailable. The modification interest rate is unavailable. The modification maturity date is unavailable. LITIGATION: There is no evidence of litigation on the file. TITLE ISSUES: There is no evidence of title issues. PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is owner occupied. EXIT STRATEGY: The recommended exit strategy is N/A. ADDITIONAL INFORMATION: This loan was reviewed with data provided from 04/01/2017 through 03/31/2018. The borrower has not called in and there have been no attempts to contact the borrower due to the loan being current and all payments being made on time during the review period. 03/31/2018 11/30/2017
95001379 2 [2] Performing Loan But Moderate Possibility of Going Delinquent [1] Current Status - Performing LOAN STATUS: The current loan status is Performing. PAY HISTORY: BORROWER CONTACT: No evidence of recent contact with the borrower. REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable. FORECLOSURE: No evidence of current foreclosure activity. BANKRUPTCY: There is no evidence of current or prior bankruptcy. MODIFICATION: The loan has been modified. The modification date is XX/XX/XXXX. The modified principal balance is unavailable. The modification interest rate is unavailable. The modification maturity date is unavailable. LITIGATION: There is no evidence of litigation on the file. TITLE ISSUES: There is no evidence of title issues. PROPERTY CONDITION: There is evidence of property damage and the nature of the damage is wind. Commentary reflects that checks in the amount of $2507.48 and $6567.48 were received on 01/13/2018. The checks were endorsed and released to the borrower and the claim was closed. However, there is no evidence that the damages have been repaired. Property repairs have not started. The property condition is UTD. The current occupancy status is owner occupied. EXIT STRATEGY: The recommended exit strategy is N/A. ADDITIONAL INFORMATION: This loan was reviewed with data provided from 04/01/2017 through 03/31/2018. From 4/2017 through 8/2017 there was no contact or attempts due to the loan being current. On XX/XX/XXXX the loan was placed on a foreclosure hold for hurricane XXX Disaster Relief Protection efforts. On 09/15/2017 a message was left for the borrower but no contact was made.The loan was delinquent from 9/2017 through 10/2017. From 10/2017 to 11/2017 there was no contact or collection attempts due to the FEMA hold. The hold was released on XX/XX/XXXX. From 12/2017 through 3/2018 there was no contact or attempts due to the loan being current. 03/31/2018 02/21/2018
95001132 1 [1] Current Status - Performing [1] Performing Loan and Weak Possibility of Going Delinquent LOAN STATUS: The current loan status is Performing. PAY HISTORY: BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was 11/29/2017. This loan was reviewed with data provided from 04/01/2017 through 03/31/2018. The was no contact with the borrower from 04/01/2017 to 09/2017 due to the loan performing with no issues. On 09/18/2017 the borrower called to file an insurance claim with their carrier due to hurricane XXX. On 09/22/2017 the borrower stated they were affected by the hurricane but rejected relief assistance. On 10/23/2017 the borrower discussed retention options and stated their reason for default was a disaster. On 11/29/2017 the borrower was provided with their insurance company's contact information. The borrower was approved for a 3 month loan extension on 12/07/2017. REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable. FORECLOSURE: No evidence of current foreclosure activity. BANKRUPTCY: There is no evidence of current or prior bankruptcy. MODIFICATION: The loan has been modified. The modification date is XX/XX/XXXX. The modified principal balance is unavailable. The modification interest rate is unavailable. The modification maturity date is unavailable. LITIGATION: There is no evidence of litigation on the file. TITLE ISSUES: There is no evidence of title issues. PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is owner occupied. EXIT STRATEGY: The recommended exit strategy is N/A. ADDITIONAL INFORMATION: N/A 03/31/2018 03/22/2018
95004388 2 [2] Performing Loan But Moderate Possibility of Going Delinquent [1] Current Status - Performing LOAN STATUS: The current loan status is Performing. PAY HISTORY: BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was 11/21/2017. This loan was reviewed with data provided from 04/01/2017 through 03/31/2018. From 4/1/2017 through 8/4/2017 there were 40 outbound attempts to borrower. Contact made with borrower 8/4/2017 and they promised to make payment at branch on 8/10/2017. Borrower not interested in loss mitigation. From 8/18/2017 through 9/7/2017 there were 18 more outbound attempts. There was a hold placed on file on XX/XX/XXXX due to hurricane XXX. There were 4 outbound attempts made from 10/5/2017 to 10/11/2017. Borrower called in 11/3/2017 to check on options and accepted disaster deferral and stated would make next payment in December. Borrower called 11/21/2017 to again request assistance but could not commit to payment or start date. Outbound attempt 12/12/2017 and hold on file remove XX/XX/XXXX as no longer under FEMA protection. From 1/302018 to 2/4/2018 there were 6 outbound attempts to contact borrower and then skip trace ordered before attempting to contact borrower again. From 2/23/2018 to 3/22/2018 there were another 6 outbound contact attempts that were unsuccessful. REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable. FORECLOSURE: No evidence of current foreclosure activity. BANKRUPTCY: There is no evidence of current or prior bankruptcy. MODIFICATION: The loan has been modified. The modification date is XX/XX/XXXX. The modified principal balance is unavailable. The modification interest rate is unavailable. The modification maturity date is unavailable. LITIGATION: There is no evidence of litigation on the file. TITLE ISSUES: There is no evidence of title issues. PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is owner occupied. EXIT STRATEGY: The recommended exit strategy is N/A. ADDITIONAL INFORMATION: N/A 03/31/2018 03/22/2018
95005133 1 [1] Current Status - Performing [1] Performing Loan and Weak Possibility of Going Delinquent LOAN STATUS: The current loan status is Performing. PAY HISTORY: BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was 06/16/2017. This loan was reviewed with data provided from 04/01/2017 through 03/31/2018. On 3/17/2017 borrower called to make a promise to pay and he will call back in tomorrow. On 3/28/2017 borrower made a promise to pay in the amount of $1759.13 on 4/20/2017 with a check by phone. On 4/7/2017 borrower made a promise to pay in the amount of $3469.78. On 5/12/2017 borrower made a promise to pay in the amount of $1,710.65. On 6/13/2017 borrower made a promise to pay in the amount of $1722.65. REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable. FORECLOSURE: No evidence of current foreclosure activity. BANKRUPTCY: There is no evidence of current or prior bankruptcy. MODIFICATION: The loan has been modified. The modification date is XX/XX/XXXX. The modified principal balance is unavailable. The modification interest rate is unavailable. The modification maturity date is unavailable. LITIGATION: There is no evidence of litigation on the file. TITLE ISSUES: There is no evidence of title issues. PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is UTD. EXIT STRATEGY: The recommended exit strategy is N/A. ADDITIONAL INFORMATION: N/A 03/31/2018 03/12/2018
95005080 1 [1] Current Status - Performing [1] Performing Loan and Weak Possibility of Going Delinquent LOAN STATUS: The current loan status is Performing. PAY HISTORY: BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was 03/05/2018. This loan was reviewed with data provided from 04/01/2017 through 03/31/2018. The borrower made a promise to pay on 04/13/2017. On 05/03/2017 another promise to pay was taken, with the borrower citing excessive obligations. The borrower declined assistance on 06/21/2017. The borrower cited curtailment of income on 07/11/2017 and declined assistance again. Another promise to pay was made on 08/07/2017. On 09/18/2017 the borrower requested payment assistance options, citing that the subject property needs to be fixed. On 10/11/2017 the borrower stated they have fallen behind on their association dues and received a letter of risk of foreclosure. On 03/05/2017 the borrower again declined assistance options and made a promise to pay. REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable. FORECLOSURE: No evidence of current foreclosure activity. BANKRUPTCY: There is no evidence of current or prior bankruptcy. MODIFICATION: The loan has been modified. The modification date is XX/XX/XXXX. The modified principal balance is unavailable. The modification interest rate is unavailable. The modification maturity date is unavailable. LITIGATION: There is no evidence of litigation on the file. TITLE ISSUES: There is no evidence of title issues. PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is owner occupied. EXIT STRATEGY: The recommended exit strategy is N/A. ADDITIONAL INFORMATION: N/A 03/31/2018 03/05/2018
95001294 1 [1] Current Status - Performing [1] Performing Loan and Weak Possibility of Going Delinquent LOAN STATUS: The current loan status is Performing. PAY HISTORY: BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was 01/30/2018. This loan was reviewed with data provided from 04/01/2017 through 03/31/2018. The borrower called and made a payment on 04/19/2017. On 10/06/2017, 10/20/2017, 11/03/2017 and 11/30/2017, the borrower made a one-time payment. A promise to pay was made on 12/28/2017. Another payment was made on 01/30/2018. REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable. FORECLOSURE: No evidence of current foreclosure activity. BANKRUPTCY: There is no evidence of current or prior bankruptcy. MODIFICATION: The loan has been modified. The modification date is XX/XX/XXXX. The modified principal balance is unavailable. The modification interest rate is unavailable. The modification maturity date is unavailable. LITIGATION: There is no evidence of litigation on the file. TITLE ISSUES: There is no evidence of title issues. PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is UTD. EXIT STRATEGY: The recommended exit strategy is N/A. ADDITIONAL INFORMATION: N/A 03/31/2018 02/05/2018
95003901 1 [1] Current Status - Performing [1] Performing Loan and Weak Possibility of Going Delinquent LOAN STATUS: The current loan status is Performing. PAY HISTORY: BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was 02/28/2018. This loan was reviewed with data provided from 04/01/2017 through 03/31/2018. On 04/29/2017, the borrower made a promise to make a payment by 04/30/2017. RFD: curtailment of income. On 05/19/2017, the agent advised the borrower of the past due amount, late charges and negative credit reporting. Borrower made a promise to make a payment by 05/26/2017. RFD: curtailment of income. On 06/07/2017 and 06/30/2017, borrower advised will make a payment at the branch. The borrower declined payment assistance. RFD: excessive obligations. The servicer was unable to reach the borrower in July 2017. On 08/30/2017 and 09/15/2017, the borrower scheduled a payment over the phone. Borrower's circumstances has not changed. RFD: curtailment of income. In October 2017, the servicer made several attempts to contact the borrower. On 11/10/2017 and 11/30/2017, the servicer called the borrower to collect on the past due loan. RFD: excessive obligations. Borrower scheduled a payment over the phone. From December 2017 to January 2018, the servicer was unable to reach the borrower. On 02/28/2018, the agent processed the borrower's payment and answered general questions. The borrower's hardship has not been resolved. Borrower was unable to make a payment due to illness. RFD: excessive obligations and illness of the mortgagor. The servicer was unable to reach the borrower in March 2018. REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable. FORECLOSURE: No evidence of current foreclosure activity. BANKRUPTCY: There is no evidence of current or prior bankruptcy. MODIFICATION: The loan has been modified. The modification date is XX/XX/XXXX. The modified principal balance is unavailable. The modification interest rate is unavailable. The modification maturity date is unavailable. LITIGATION: There is no evidence of litigation on the file. TITLE ISSUES: There is no evidence of title issues. PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is owner occupied. EXIT STRATEGY: The recommended exit strategy is N/A. ADDITIONAL INFORMATION: N/A 03/31/2018 03/24/2018
95004103 1 [1] Current Status - Performing [1] Performing Loan and Weak Possibility of Going Delinquent LOAN STATUS: The current loan status is Performing. PAY HISTORY: BORROWER CONTACT: No evidence of recent contact with the borrower. REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable. FORECLOSURE: No evidence of current foreclosure activity. BANKRUPTCY: There is no evidence of current or prior bankruptcy. MODIFICATION: The loan has been modified. The modification date is XX/XX/XXXX. The modified principal balance is unavailable. The modification interest rate is unavailable. The modification maturity date is unavailable. LITIGATION: There is no evidence of litigation on the file. TITLE ISSUES: There is no evidence of title issues. PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is UTD. EXIT STRATEGY: The recommended exit strategy is N/A. ADDITIONAL INFORMATION: This loan was reviewed with data provided from 04/01/2017 through 03/31/2018. The borrower has not called in and there have been no attempts to contact the borrower due to the loan being current and all payments being made on time during the review period. 03/31/2018 03/06/2018
95004635 1 [1] Current Status - Performing [1] Performing Loan and Weak Possibility of Going Delinquent LOAN STATUS: The current loan status is Performing. PAY HISTORY: BORROWER CONTACT: No evidence of recent contact with the borrower. REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable. FORECLOSURE: No evidence of current foreclosure activity. BANKRUPTCY: There is no evidence of current or prior bankruptcy. MODIFICATION: The loan has been modified. The modification date is XX/XX/XXXX. The modified principal balance is unavailable. The modification interest rate is unavailable. The modification maturity date is unavailable. LITIGATION: There is no evidence of litigation on the file. TITLE ISSUES: There is no evidence of title issues. PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is UTD. EXIT STRATEGY: The recommended exit strategy is N/A. ADDITIONAL INFORMATION: This loan was reviewed with data provided from 04/01/2017 through 03/31/2018. The comments were extremely limited for the past 12 months. There was no evidence of any borrower contact or attempts to contact the borrower within the review period due to the account has been performing. The commentary indicated the borrower made a payment in the middle of each month through the website. The loan was modified under the HAMP prior to the review period. The comment on 07/27/2017 indicated a HAMP incentive was applied. A property evaluation was completed on 01/27/2018 valuing the home at $X.XX. No further information was provided. 03/31/2018 03/16/2018
95001307 1 [1] Current Status - Performing [1] Performing Loan and Weak Possibility of Going Delinquent LOAN STATUS: The current loan status is Performing. PAY HISTORY: BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was 01/09/2018. This loan was reviewed with data provided from 04/01/2017 through 03/31/2018. There was no contact with the borrower prior to or since 01/09/2018. On 01/09/2018 the borrower asked about qualifying for a modification and assistance. the borrower was transferred to disaster assistance. The account was current and the January 2018 mortgage payment was made. The initial moratorium was never accepted and the borrower determined assistance was not necessary. There has not been any contact regarding any issues or problems with the loan and no outbound attempts have been made. REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable. FORECLOSURE: No evidence of current foreclosure activity. BANKRUPTCY: There is no evidence of current or prior bankruptcy. MODIFICATION: The loan has been modified. The modification date is XX/XX/XXXX. The modified principal balance is unavailable. The modification interest rate is unavailable. The modification maturity date is unavailable. LITIGATION: There is no evidence of litigation on the file. TITLE ISSUES: There is no evidence of title issues. PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is UTD. EXIT STRATEGY: The recommended exit strategy is N/A. ADDITIONAL INFORMATION: N/A 03/31/2018 03/08/2018
95001773 1 [1] Current Status - Performing [1] Performing Loan and Weak Possibility of Going Delinquent LOAN STATUS: The current loan status is Performing. PAY HISTORY: BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was 09/18/2017. This loan was reviewed with data provided from 04/01/2017 through 03/31/2018. On 04/14/2017 the borrower called and promised to make a payment. On 05/11/2017 the borrower called and promised to pay $1193.00 at the branch by 05/17/2017. On 06/16/2017 the borrower called and promised to make a payment in the amount of $1886.50 by 06/30/2017 at the Branch Bank. From 07/01/2017 through 07/31/2017 there were several attempts but no contact was made. On 08/16/2017 the borrower promised to make a payment in the amount of $1193.00 at the Branch. On 09/18/2017 the borrower called and stated that a payment was made at the Bank Branch. The reason for delinquency was cited as excessive obligations. From 10/2017 through 1/2018 there was no contact or attempts. On 02/20/2018 there were several attempts but no contact was made. From 03/01/2018 through 03/31/2018 there was no contact or attempts. REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable. FORECLOSURE: No evidence of current foreclosure activity. BANKRUPTCY: There is no evidence of current or prior bankruptcy. MODIFICATION: The loan has been modified. The modification date is XX/XX/XXXX. The modified principal balance is unavailable. The modification interest rate is unavailable. The modification maturity date is unavailable. LITIGATION: There is no evidence of litigation on the file. TITLE ISSUES: There is no evidence of title issues. PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is owner occupied. EXIT STRATEGY: The recommended exit strategy is N/A. ADDITIONAL INFORMATION: N/A 03/31/2018 02/21/2018
95003186 1 [1] Current Status - Performing [1] Performing Loan and Weak Possibility of Going Delinquent LOAN STATUS: The current loan status is Performing. PAY HISTORY: BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was 01/04/2018. This loan was reviewed with data provided from 04/01/2017 through 03/31/2018. The collection comments were limited due to no borrower contact. No attempts to contact the borrower were made in the last 12 months. The account is current and the borrower has been paying on time throughout the review period. On 01/04/2018 the borrower inquired about the advance balance of $188.31. The notes on 01/09/2018 indicated a review of the issue was conducted evidencing the balance came from corporate advances. A break down of the corporate advances was issued to the borrower showing that as of 01/09/2018 the balance was zero. REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable. FORECLOSURE: No evidence of current foreclosure activity. BANKRUPTCY: There is no evidence of current or prior bankruptcy. MODIFICATION: The loan has been modified. The modification date is XX/XX/XXXX. The modified principal balance is unavailable. The modification interest rate is unavailable. The modification maturity date is unavailable. LITIGATION: There is no evidence of litigation on the file. TITLE ISSUES: There is no evidence of title issues. PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is UTD. EXIT STRATEGY: The recommended exit strategy is N/A. ADDITIONAL INFORMATION: N/A 03/31/2018 03/16/2018
95001835 1 [1] Current Status - Performing [1] Performing Loan and Weak Possibility of Going Delinquent LOAN STATUS: The current loan status is Performing. PAY HISTORY: BORROWER CONTACT: No evidence of recent contact with the borrower. REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable. FORECLOSURE: No evidence of current foreclosure activity. BANKRUPTCY: There is no evidence of current or prior bankruptcy. MODIFICATION: The loan has been modified. The modification date is XX/XX/XXXX. The modified principal balance is unavailable. The modification interest rate is unavailable. The modification maturity date is unavailable. LITIGATION: There is no evidence of litigation on the file. TITLE ISSUES: There is no evidence of title issues. PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is UTD. EXIT STRATEGY: The recommended exit strategy is N/A. ADDITIONAL INFORMATION: This loan was reviewed with data provided from 04/01/2017 through 03/31/2018. During the review period, the borrower has not called in and the servicer is not attempting to contact the borrower. There is no evidence of collection calls or general demand letters being generated since the loan is performing. Loan modification was completed. The borrower has made payments on time and there is no indication of future delinquency. 03/31/2018 03/13/2018
95004382 1 [1] Current Status - Performing [1] Performing Loan and Weak Possibility of Going Delinquent LOAN STATUS: The current loan status is Performing. PAY HISTORY: BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was 11/24/2017. This loan was reviewed with data provided from 04/01/2017 through 03/31/2018. On 07/24/2017 the borrower was called and promised to pay $1,146.84 online on 7/26/2017.and was waiting for money from a job. On 10/11/2017 the borrower could not commit to pay. On 11/24/2017 the borrower called to confirm the status of the disaster relief period and promised to make a payment on 12/09. REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable. FORECLOSURE: No evidence of current foreclosure activity. BANKRUPTCY: There is no evidence of current or prior bankruptcy. MODIFICATION: The loan has been modified. The modification date is XX/XX/XXXX. The modified principal balance is unavailable. The modification interest rate is unavailable. The modification maturity date is unavailable. LITIGATION: There is no evidence of litigation on the file. TITLE ISSUES: There is no evidence of title issues. PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is UTD. EXIT STRATEGY: The recommended exit strategy is N/A. ADDITIONAL INFORMATION: N/A 03/31/2018 03/23/2018
95000063 1 [1] Current Status - Performing [1] Performing Loan and Weak Possibility of Going Delinquent LOAN STATUS: The current loan status is Performing. PAY HISTORY: BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was 03/12/2018. This loan was reviewed with data provided from 04/01/2017 through 03/31/2018. The borrower called on 07/26/2017 to make a payment. The borrower advised of a hardship due to excessive obligations. On 08/29/2017 the borrower stated they would make a payment on 08/29/2017 through the branch office. The borrower was contacted on 10/11/2017 and 12/08/2017 regarding the past due amount. The borrower made a promise to pay during both conversations. Both promises were broken. The servicer contacted the borrower on 01/03/2018 in regards to the past due balance. The borrower stated they switched companies for work and was waiting on their first paycheck to make a payment. The borrower made a payment in the amount of $3,530.43 at that time. The borrower stated on 02/20/2018 they were waiting to be paid, and would reinstate the account once they received the funds. The borrower was last contacted on 03/12/2018 in regards to the account status. The borrower advised of a hardship due to they did not receive their full amount of income for February. The borrower declined assistance and made a promise to reinstate the loan on 03/13/2018. The reinstatement funds were received on 03/15/2018. No further information was provided. REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable. FORECLOSURE: No evidence of current foreclosure activity. BANKRUPTCY: There is no evidence of current or prior bankruptcy. MODIFICATION: The loan has been modified. The modification date is XX/XX/XXXX. The modified principal balance is unavailable. The modification interest rate is unavailable. The modification maturity date is unavailable. LITIGATION: There is no evidence of litigation on the file. TITLE ISSUES: There is no evidence of title issues. PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is owner occupied. EXIT STRATEGY: The recommended exit strategy is N/A. ADDITIONAL INFORMATION: N/A 03/31/2018 03/13/2018
95000133 1 [1] Current Status - Performing [1] Performing Loan and Weak Possibility of Going Delinquent LOAN STATUS: The current loan status is Performing. PAY HISTORY: BORROWER CONTACT: No evidence of recent contact with the borrower. REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable. FORECLOSURE: The file was referred to foreclosure and the referral date is not available in the information provided. Unable to determine the next projected foreclosure step. Closed - not complete. BANKRUPTCY: There is no evidence of current or prior bankruptcy. MODIFICATION: The loan has been modified. The modification date is XX/XX/XXXX. The modified principal balance is unavailable. The modification interest rate is unavailable. The modification maturity date is unavailable. LITIGATION: There is no evidence of litigation on the file. TITLE ISSUES: There is no evidence of title issues. PROPERTY CONDITION: There is no evidence of property damage. The property condition is fair. The current occupancy status is owner occupied. EXIT STRATEGY: The recommended exit strategy is N/A. ADDITIONAL INFORMATION: This loan was reviewed with data provided from 04/01/2017 through 03/31/2018. There has been no borrower contact and no attempt to contact the borrower during the review period. The loan has been performing for the past 12 months. A HAMP incentive was applied 09/28/2017 and commentary dated 12/12/2017 and 12/14/2017 noted "ordered original documents" and "customer sending file original documents". 03/31/2018 03/21/2018
95003234 1 [1] Current Status - Performing [1] Performing Loan and Weak Possibility of Going Delinquent LOAN STATUS: The current loan status is Performing. PAY HISTORY: BORROWER CONTACT: No evidence of recent contact with the borrower. REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable. FORECLOSURE: No evidence of current foreclosure activity. BANKRUPTCY: There is no evidence of current or prior bankruptcy. MODIFICATION: The loan has been modified. The modification date is XX/XX/XXXX. The modified principal balance is unavailable. The modification interest rate is unavailable. The modification maturity date is unavailable. LITIGATION: There is no evidence of litigation on the file. TITLE ISSUES: There is no evidence of title issues. PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is owner occupied. EXIT STRATEGY: The recommended exit strategy is N/A. ADDITIONAL INFORMATION: This loan was reviewed with data provided from 04/01/2017 through 03/31/2018. The borrower has not called in and there have been no attempts to contact the borrower due to the loan being current and all payments being made on time during the review period. 03/31/2018 02/23/2018
95003449 1 [1] Current Status - Performing [1] Performing Loan and Weak Possibility of Going Delinquent LOAN STATUS: The current loan status is Performing. PAY HISTORY: BORROWER CONTACT: No evidence of recent contact with the borrower. REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable. FORECLOSURE: No evidence of current foreclosure activity. BANKRUPTCY: There is no evidence of current or prior bankruptcy. MODIFICATION: The loan has been modified. The modification date is XX/XX/XXXX. The modified principal balance is unavailable. The modification interest rate is unavailable. The modification maturity date is unavailable. LITIGATION: There is no evidence of litigation on the file. TITLE ISSUES: There is no evidence of title issues. PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is UTD. EXIT STRATEGY: The recommended exit strategy is N/A. ADDITIONAL INFORMATION: This loan was reviewed with data provided from 04/01/2017 through 03/31/2018. There are no attempts or contact made throughout the review period. Loan is actively performing each month. 03/31/2018 02/20/2018
95001003 1 [1] Current Status - Performing [1] Performing Loan and Weak Possibility of Going Delinquent LOAN STATUS: The current loan status is Performing. PAY HISTORY: BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was 10/18/2017. This loan was reviewed with data provided from 04/01/2017 through 03/31/2018. On 04/17/2017 the borrower requested modification assistance. A promise to pay was made on 08/17/2017, citing excessive obligations. Another promise to pay was made on 10/18/2017. The borrower has been unresponsive to subsequent monthly contact attempts made by the servicer after the 19th of each month. The loan has performed for the past 12 months. REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable. FORECLOSURE: No evidence of current foreclosure activity. BANKRUPTCY: There is no evidence of current or prior bankruptcy. MODIFICATION: The loan has been modified. The modification date is XX/XX/XXXX. The modified principal balance is unavailable. The modification interest rate is unavailable. The modification maturity date is unavailable. LITIGATION: There is no evidence of litigation on the file. TITLE ISSUES: There is no evidence of title issues. PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is owner occupied. EXIT STRATEGY: The recommended exit strategy is N/A. ADDITIONAL INFORMATION: N/A 03/31/2018 03/13/2018
95001270 2 [2] Bankruptcy - CH XX - Discharged w/o Reaffirmation [1] Current Status - Performing [1] Performing Loan and Weak Possibility of Going Delinquent LOAN STATUS: The current loan status is Performing. PAY HISTORY: BORROWER CONTACT: No evidence of recent contact with the borrower. REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable. FORECLOSURE: No evidence of current foreclosure activity. BANKRUPTCY: There is evidence of bankruptcy on the loan. The bankruptcy filing date is unavailable. The chapter is Chapter XX. The bankruptcy was filed under case number XXX. The most recent bankruptcy status is discharged. The bankruptcy was discharged on XX/XX/XXXX and there is no evidence of reaffirmation.. MODIFICATION: The loan has been modified. The modification date is XX/XX/XXXX. The modified principal balance is unavailable. The modification interest rate is unavailable. The modification maturity date is unavailable. LITIGATION: There is no evidence of litigation on the file. TITLE ISSUES: There is no evidence of title issues. PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is UTD. EXIT STRATEGY: The recommended exit strategy is N/A. ADDITIONAL INFORMATION: This loan was reviewed with data provided from 04/01/2017 through 03/31/2018. The borrower has not called in and there have been no attempts to contact the borrower due to the loan being current and all payments being made on time during the review period. 03/31/2018 03/01/2018
95002117 1 [1] Current Status - Performing [1] Performing Loan and Weak Possibility of Going Delinquent LOAN STATUS: The current loan status is Performing. PAY HISTORY: BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was 03/16/2018. This loan was reviewed with data provided from 04/01/2017 through 03/31/2018. There was no contact with the borrower from 04/01/2017 to 10/2017 due to the loan being in foreclosure. On 10/19/2017 the borrower received the reinstatement figures to cure the account. On 11/10/2017 the borrower discussed their recent payment to cure the account. On 12/19/2017 the borrower stated they were at work and will call back. On 01/11/2018 the borrower stated they would make a payment. On 01/23/2018 the borrower discussed their payments and was advised of attorney fees not included in their recent payment. On 02/07/2018 the borrower requested a breakdown of the corporate advance fees in the amount of $2,055.00 because they had specifically requested attorney fees to be added to their recent reinstatement figures. On 02/15/2018 the borrower stated they intend to pay later in the month and the call was disconnected. On 03/16/2018 the borrower declined modification assistance and stated they cannot commit to pay. REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable. FORECLOSURE: The file was referred to foreclosure and the referral date is not available in the information provided. Unable to determine the next projected foreclosure step. Closed- not complete. BANKRUPTCY: There is no evidence of current or prior bankruptcy. MODIFICATION: The loan has been modified. The modification date is XX/XX/XXXX. The modified principal balance is unavailable. The modification interest rate is unavailable. The modification maturity date is unavailable. LITIGATION: There is no evidence of litigation on the file. TITLE ISSUES: There is no evidence of title issues. PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is owner occupied. EXIT STRATEGY: The recommended exit strategy is N/A. ADDITIONAL INFORMATION: N/A 03/31/2018 03/22/2018
95004593 1 [1] Current Status - Performing [1] Performing Loan and Weak Possibility of Going Delinquent LOAN STATUS: The current loan status is Performing. PAY HISTORY: BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was 07/18/2017. This loan was reviewed with data provided from 04/01/2017 through 03/31/2018. There were no contact attempts by the servicer during the review period.The borrower called on 07/18/2017, indicating they had excessive obligations. REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable. FORECLOSURE: No evidence of current foreclosure activity. BANKRUPTCY: There is no evidence of current or prior bankruptcy. MODIFICATION: The loan has been modified. The modification date is XX/XX/XXXX. The modified principal balance is unavailable. The modification interest rate is unavailable. The modification maturity date is unavailable. LITIGATION: There is no evidence of litigation on the file. TITLE ISSUES: There is no evidence of title issues. PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is UTD. EXIT STRATEGY: The recommended exit strategy is N/A. ADDITIONAL INFORMATION: N/A 03/31/2018 01/25/2018
95001389 2 [2] Current Status - Delinquent LOAN STATUS: The current loan status is Delinquent. PAY HISTORY: BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was 06/22/2017. This loan was reviewed with data provided from 04/01/2017 through 03/31/2018. On 3/28/2017 borrower called with questions about reaffirmation rep answered all the questions. On 6/14/2017 borrower called to request the satisfaction of the mortgage rep advised ti will needed to be paid in full. On 6/22/2017 3rd party called about the last fees and the amount due. Rep advised when the fees was added and that the loan is due for May and June. On REASON FOR DEFAULT: The reason for default is UTD. Unable to determine the reason for default with the information provided. FORECLOSURE: No evidence of current foreclosure activity. BANKRUPTCY: There is no evidence of current or prior bankruptcy. MODIFICATION: The loan has been modified. The modification date is XX/XX/XXXX. The modified principal balance is unavailable. The modification interest rate is unavailable. The modification maturity date is unavailable. LITIGATION: There is no evidence of litigation on the file. TITLE ISSUES: There is no evidence of title issues. PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is UTD. EXIT STRATEGY: The recommended exit strategy is Reinstatement. ADDITIONAL INFORMATION: N/A 03/31/2018 03/19/2018
95002949 1 [1] Current Status - Performing [1] Performing Loan and Weak Possibility of Going Delinquent LOAN STATUS: The current loan status is Performing. PAY HISTORY: BORROWER CONTACT: No evidence of recent contact with the borrower. REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable. FORECLOSURE: No evidence of current foreclosure activity. BANKRUPTCY: There is no evidence of current or prior bankruptcy. MODIFICATION: The loan has been modified. The modification date is XX/XX/XXXX. The modified principal balance is unavailable. The modification interest rate is unavailable. The modification maturity date is unavailable. LITIGATION: There is no evidence of litigation on the file. TITLE ISSUES: There is no evidence of title issues. PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is owner occupied. EXIT STRATEGY: The recommended exit strategy is N/A. ADDITIONAL INFORMATION: This loan was reviewed with data provided from 04/01/2017 through 03/31/2018. The borrower has not called in and there have been no attempts to contact the borrower due to the loan being current and all payments being made on time during the review period. However, on 09/05/2017, the borrower requested a copy of the recast through the IVR system. On 09/14/2017 a copy of the executed agreement and a copy of the death certificate was received and imaged. On 10/10/2017 the MHA recast was accepted and finalized on 10/12/2017. On XX/XX/XXXX the loan was placed on a foreclosure referral hold for XXX Wildfires Disaster Protection efforts. However commentary dated XX/XX/XXXX the hold was released as the property is not located in a FEMA declared zone. 03/31/2018 12/22/2017
95002595 2 [2] Current Status - Delinquent LOAN STATUS: The current loan status is Delinquent. PAY HISTORY: BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was 02/01/2018. This loan was reviewed with data provided from 04/01/2017 through 03/31/2018. Borrower called in 4/4/2017 to advise could not commit to payment and could not commit to payment due to curtailment of income. Borrower not interested in loss mitigation. From 5/11/2017 through 5/13/2017 there were 3 outbound attempts. Borrower made a single phone payment 5/13/2017. From 5/14/2017 through 6/30/2017 there were 21 outbound attempts made. Borrower phoned in a payment 6/30/2017. From 7/12/2017 through to 8/28/2017 there were 38 outbound attempts to borrower. Borrowers called in 8/31/2017 to make a phone payment. another payment phoned in on 9/30/2017. From 10/9/2017 to 10/28/2017 there were 14 outbound attempts. Borrower phoned in payment 10/31/2017. From 11/8/2017 through 11/29/2017 there were 19 outbound attempts. Borrower phoned in payment 11/30/2017. From 12/9/2017 to 12/21/2017 there were 16 outbound attempts. Borrower called in 12/26/2017 to request workout options. Borrower was walked through modification process and advised of needed information. Borrower was contacted on 12/29/2017 and a message left to advise of needed documentation to finish modification review. Servicer reached out to borrower through email as well 12/30/2017. Borrower phoned in payment 12/31/2017 and emailed missing documents on 1/2/2018 and 1/4/2018. Email to borrower sent 1/6/2018 to advise of information still needed for review. Additional documents received 1/8/2018. Outbound attempt made to borrower 1/10/2018 regarding addition missing information. Borrower emailed information 1/15/2018. Emailed to borrower 1/20/2018 regarding additional information needed. Borrower responded via email 1/23/2018 and called in to get status. borrower was advised still needed status on food stamps. Borrower sent missing info in via email 1/24/2018. Review for loan modification was completed 1/30/2018 and denied. Borrower phoned in payment 1/31/2018 and called to get status on modification review. Borrower contacted 2/1/2018 to advise of results. Borrower made phone payment 2/28/2018. There were 2 last outbound attempts made 3/9/2018 and 3/10/2018. REASON FOR DEFAULT: The reason for default is curtailment of income. FORECLOSURE: No evidence of current foreclosure activity. BANKRUPTCY: There is no evidence of current or prior bankruptcy. MODIFICATION: The loan has been modified. The modification date is XX/XX/XXXX. The modified principal balance is unavailable. The modification interest rate is unavailable. The modification maturity date is unavailable. LITIGATION: There is no evidence of litigation on the file. TITLE ISSUES: There is no evidence of title issues. PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is owner occupied. EXIT STRATEGY: The recommended exit strategy is Reinstatement. ADDITIONAL INFORMATION: N/A 03/31/2018 03/22/2018
95002784 2 [2] Current Status - Delinquent LOAN STATUS: The current loan status is Delinquent. PAY HISTORY: BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was 02/26/2018. This loan was reviewed with data provided from 04/01/2017 through 03/31/2018. On 3/16/2017 borrower made a promise to pay in the amount of $1679.35. On 4/17/2017 borrower made a promise to pay in the amount of $1679.35. On 6/19/2017 borrower made a promise to pay in the amount of $1717.67. On 8/22/2017 borrower made a promise to pay in the amount of $3423.34. On 10/3/2017 borrower made a promise to pay in the amount of $1711.67 at the branch office. On 10/25/2017 borrower made a promise to pay in the amount of $1679.35. On 2/5/2018 borrower made a promise to pay in the amount of $1680.00. REASON FOR DEFAULT: The reason for default is excessive obligations. FORECLOSURE: No evidence of current foreclosure activity. BANKRUPTCY: There is no evidence of current or prior bankruptcy. MODIFICATION: The loan has been modified. The modification date is XX/XX/XXXX. The modified principal balance is unavailable. The modification interest rate is unavailable. The modification maturity date is unavailable. LITIGATION: There is no evidence of litigation on the file. TITLE ISSUES: There is no evidence of title issues. PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is UTD. EXIT STRATEGY: The recommended exit strategy is Reinstatement. ADDITIONAL INFORMATION: N/A 03/31/2018 03/13/2018
95002514 1 [1] Current Status - Performing [1] Performing Loan and Weak Possibility of Going Delinquent LOAN STATUS: The current loan status is Performing. PAY HISTORY: BORROWER CONTACT: No evidence of recent contact with the borrower. REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable. FORECLOSURE: No evidence of current foreclosure activity. BANKRUPTCY: There is no evidence of current or prior bankruptcy. MODIFICATION: The loan has been modified. The modification date is XX/XX/XXXX. The modified principal balance is unavailable. The modification interest rate is unavailable. The modification maturity date is unavailable. LITIGATION: There is no evidence of litigation on the file. TITLE ISSUES: There is no evidence of title issues. PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is UTD. EXIT STRATEGY: The recommended exit strategy is N/A. ADDITIONAL INFORMATION: This loan was reviewed with data provided from 04/01/2017 through 03/31/2018. The borrower has not called in and there have been no attempts to contact the borrower due to the loan being current and all payments being made on time during the review period. 03/31/2018 02/27/2018
95001061 1 [1] Current Status - Performing [1] Performing Loan and Weak Possibility of Going Delinquent LOAN STATUS: The current loan status is Performing. PAY HISTORY: BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was 09/29/2017. This loan was reviewed with data provided from 04/01/2017 through 03/31/2018. From April 2017 to August 2017, the servicer made several attempts to contact the borrower. Borrower was making payments using the automated system. On 09/29/2017, the borrower used the online chat system to contact the servicer. Borrower scheduled a payment and plans to bring the loan current by the end of October 2017. RFD: excessive obligations. From October 2017 to March 2018, the servicer made several attempts to contact the borrower. The borrower was using the automated system to make payments. REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable. FORECLOSURE: No evidence of current foreclosure activity. BANKRUPTCY: There is no evidence of current or prior bankruptcy. MODIFICATION: The loan has been modified. The modification date is XX/XX/XXXX. The modified principal balance is unavailable. The modification interest rate is unavailable. The modification maturity date is unavailable. LITIGATION: There is no evidence of litigation on the file. TITLE ISSUES: There is no evidence of title issues. PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is owner occupied. EXIT STRATEGY: The recommended exit strategy is N/A. ADDITIONAL INFORMATION: N/A 03/31/2018 03/20/2018
95004228 1 [1] Current Status - Performing [1] Performing Loan and Weak Possibility of Going Delinquent LOAN STATUS: The current loan status is Performing. PAY HISTORY: BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was 02/01/2018. This loan was reviewed with data provided from 04/01/2017 through 03/31/2018. The borrower expressed satisfaction with the work done on the subject property on 02/01/2018. There was no other contact between the borrower and the servicer during the review period. REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable. FORECLOSURE: No evidence of current foreclosure activity. BANKRUPTCY: There is no evidence of current or prior bankruptcy. MODIFICATION: The loan has been modified. The modification date is XX/XX/XXXX. The modified principal balance is unavailable. The modification interest rate is unavailable. The modification maturity date is unavailable. LITIGATION: There is no evidence of litigation on the file. TITLE ISSUES: There is no evidence of title issues. PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is UTD. EXIT STRATEGY: The recommended exit strategy is N/A. ADDITIONAL INFORMATION: N/A 03/31/2018 02/21/2018
95004506 1 [1] Current Status - Performing [1] Performing Loan and Weak Possibility of Going Delinquent LOAN STATUS: The current loan status is Performing. PAY HISTORY: BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was 03/19/2018. This loan was reviewed with data provided from 04/01/2017 through 03/31/2018. There was no contact between the servicer or the borrower prior to 03/19/2018. On 03/19/2018, the borrower called in and wanted to discuss the general status of the loan. The borrower wanted to know why the credit report showed months past due even though the loan have always been current. The agent explained the trial period and the loan modification. The agent advised that the modified loan would show for the life of the loan. The borrower advised will be contacting the servicer to refinance the loan. Credit report was received on 03/22/2018. There are no issues with the property or change in circumstances that could affect the borrower's ability to pay. Borrower has been current throughout review period and has made a constant effort to keep the loan performing. REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable. FORECLOSURE: No evidence of current foreclosure activity. BANKRUPTCY: There is no evidence of current or prior bankruptcy. MODIFICATION: The loan has been modified. The modification date is XX/XX/XXXX. The modified principal balance is unavailable. The modification interest rate is unavailable. The modification maturity date is unavailable. LITIGATION: There is no evidence of litigation on the file. TITLE ISSUES: There is no evidence of title issues. PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is UTD. EXIT STRATEGY: The recommended exit strategy is N/A. ADDITIONAL INFORMATION: N/A 03/31/2018 03/22/2018
95003088 2 [2] Current Status - Delinquent LOAN STATUS: The current loan status is Delinquent. PAY HISTORY: BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was 03/01/2018. This loan was reviewed with data provided from 04/01/2017 through 03/31/2018. There were no contacts or attempts to contact the borrower in 4/2017. The initial Home Preservation set up call was done on 5/1/2017. On 5/3/2017 the co-borrower was called to discuss the process of the Home Preservation Team. They stated they will discuss it with the borrower. On 5/4/2017 the borrower was contacted and additional documents were requested. The borrower was contacted on 5/8/2017 and told that the modification documents were received and ready for review. On 5/10/2017 the file review indicates that the borrower is denied for all retention options. the borrower can not afford a modified payment. A short sale is recommended. The borrower was denied a modification on 5/11/2017. The borrower was called. Liquidation options were discussed and the borrower declined. The borrower called on 5/16/2017 to obtain a reinstatement quote. On 6/12/2017 the co-borrower called and made a payment. The loan was reinstated on 6/14/2017. Foreclosure was closed. On 7/6/2017 the borrower called in a promise to pay that day. The borrower scheduled a one time payment on 9/11/2017. The borrower called on 11/14/2017. The borrower scheduled 2 payments for 11/14 and 11/27. On 3/1/2018 the borrower called and cited curtailment of income due to the illness of the co-borrower as the reason for the default. The borrower scheduled a payment and a future payment. REASON FOR DEFAULT: The reason for default is curtailment of income. FORECLOSURE: The file was referred to foreclosure and the referral date is not available in the information provided. Unable to determine the next projected foreclosure step. Closed, not complete. BANKRUPTCY: There is no evidence of current or prior bankruptcy. MODIFICATION: The loan has been modified. The modification date is XX/XX/XXXX. The modified principal balance is unavailable. The modification interest rate is unavailable. The modification maturity date is unavailable. LITIGATION: There is no evidence of litigation on the file. TITLE ISSUES: There is no evidence of title issues. PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is owner occupied. EXIT STRATEGY: The recommended exit strategy is Reinstatement. ADDITIONAL INFORMATION: N/A 03/31/2018 03/19/2018
95003197 1 [1] Current Status - Performing [1] Performing Loan and Weak Possibility of Going Delinquent LOAN STATUS: The current loan status is Performing. PAY HISTORY: BORROWER CONTACT: No evidence of recent contact with the borrower. REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable. FORECLOSURE: No evidence of current foreclosure activity. BANKRUPTCY: There is no evidence of current or prior bankruptcy. MODIFICATION: The loan has been modified. The modification date is XX/XX/XXXX. The modified principal balance is unavailable. The modification interest rate is unavailable. The modification maturity date is unavailable. LITIGATION: There is no evidence of litigation on the file. TITLE ISSUES: There is no evidence of title issues. PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is UTD. EXIT STRATEGY: The recommended exit strategy is N/A. ADDITIONAL INFORMATION: This loan was reviewed with data provided from 04/01/2017 through 03/31/2018. The borrower has not called in and there have been no attempts to contact the borrower due to the loan being current and all payments being made on time during the review period. 03/31/2018 12/28/2017
95000509 2 [2] Current Status - Delinquent LOAN STATUS: The current loan status is Delinquent. PAY HISTORY: BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was 01/16/2018. This loan was reviewed with data provided from 04/01/2017 through 03/31/2018. From 4/2017 through 5/2017 there were several attempts but no contact was made. On 06/19/2017 the borrower promised to make a payment in the amount of $1645.78 at the branch office. From 07/01/2017 through 07/31/2017 there were several attempts but no payment was made. On 08/21/2017 the borrower called to confirm receipt of the payment and was advised that a payment had posted. The borrower stated that he will remit another payment by the end of the month. On 09/01/2017 the borrower called and stated that a payment would be made at the branch location. The reason for delinquency was cited as car repairs. On 09/20/2017 the borrower called and promised to make a payment again. On 10/16/2017 the borrower promised to make a payment at the branch off on 10/16/2017. The reason for delinquency was cited as curtailment of income. From 11/2017 through 12/2017 there were several attempt but no contact was made. On 01/16/2018 the borrower called and promised to make a payment at the branch location immediately. From 2/2018 through 3/2018 there were several attempts but no contact was made. REASON FOR DEFAULT: The reason for default is curtailment of income. FORECLOSURE: The file was referred to foreclosure and the referral date is not available in the information provided. Unable to determine the next projected foreclosure step. Closed. Not completed. BANKRUPTCY: There is no evidence of current or prior bankruptcy. MODIFICATION: The loan has been modified. The modification date is XX/XX/XXXX. The modified principal balance is unavailable. The modification interest rate is unavailable. The modification maturity date is unavailable. LITIGATION: There is no evidence of litigation on the file. TITLE ISSUES: There is no evidence of title issues. PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is owner occupied. EXIT STRATEGY: The recommended exit strategy is Reinstatement. ADDITIONAL INFORMATION: N/A 03/31/2018 03/15/2018
95004695 1 [1] Current Status - Performing [1] Performing Loan and Weak Possibility of Going Delinquent LOAN STATUS: The current loan status is Performing. PAY HISTORY: BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was 07/14/2017. This loan was reviewed with data provided from 04/01/2017 through 03/31/2018. On 06/12/2017 the borrower called regarding the initial setup and financial interview. The borrower has been unemployed for 3 years and no longer receiving unemployment benefits and the spouse is on disability. On 07/06/2017 the borrower was informed of the denial decision. On 07/14/2017 the borrower asked about a solicitation to do a short sale and was assured the house was not being sold and that it was just an option. REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable. FORECLOSURE: No evidence of current foreclosure activity. BANKRUPTCY: There is no evidence of current or prior bankruptcy. MODIFICATION: The loan has been modified. The modification date is XX/XX/XXXX. The modified principal balance is unavailable. The modification interest rate is unavailable. The modification maturity date is unavailable. LITIGATION: There is no evidence of litigation on the file. TITLE ISSUES: There is no evidence of title issues. PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is owner occupied. EXIT STRATEGY: The recommended exit strategy is N/A. ADDITIONAL INFORMATION: N/A 03/31/2018 01/18/2018
95004481 2 [2] Current Status - Delinquent LOAN STATUS: The current loan status is Delinquent. PAY HISTORY: BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was 02/16/2018. This loan was reviewed with data provided from 04/01/2017 through 03/31/2018. In April 2017, the servicer made several attempts to contact the borrower. On 05/30/2017, the borrower advised the servicer that they are interested in loss mitigation assistance. The agent informed the borrower of the possible foreclosure and also conducted a financial interview. Borrower is interested in a loan modification. RFD: excessive obligations and business failure. From June 2017 to July 2017, the servicer made several attempts to contact the borrower. The servicer needed documentation in order to complete the review. On 08/14/2017 and 08/30/2017, borrower told the servicer that they are interested in payment assistance. The agent went over the financials with the borrower and advised of the documents needed for the loss mitigation review. RFD: curtailment of income. In September 2017, the servicer made several attempts to contact the borrower. The servicer was requesting the documents for loss mitigation review. Loss mitigation attempts failed and the servicer sent the file to an attorney to start foreclosure. On 10/24/2017, the borrower called the servicer and accepted the loan modification. Agent conducted a financial review and told the borrower the documents needed. On 10/25/2017, the servicer called the borrower. Borrower was unable to speak and disconnected the call. On 10/27/2017 and 10/30/2017, the servicer called the borrower and went over the questions the underwriter had for the borrower. Agent advised will follow up with the borrower. RFD: curtailment of income and excessive obligations. On 11/01/2017 and 11/02/2017, the borrower called the servicer. Agent provided status on the loss mitigation review and foreclosure. Loan modification was approved and the borrower accepted the plan. Agent went over the terms of the trial plan. Agent advised that the loss mitigation review on the 2nd lien was denied. The first payment was received on 11/03/2017. On 12/08/2017, borrower called in and made a payment. On 01/15/2018 and 01/23/2018, the borrower advised that the final payment will be made on 01/30/2018. On 01/31/2018, the servicer spoke with the borrower. The borrower advised that a payment has been made. Agent went over the next steps in the modification process. On 02/16/2018, borrower advised will send the final loan modification documents. In March 2018, the servicer made several attempts to contact the borrower. Loan modification was also completed in XX/XX/XXXX. REASON FOR DEFAULT: The reason for default is curtailment of income. FORECLOSURE: The file was referred to foreclosure and the referral date is not available in the information provided. Unable to determine the next projected foreclosure step. Foreclosure closed not completed. BANKRUPTCY: There is no evidence of current or prior bankruptcy. MODIFICATION: The loan has been modified. The modification date is XX/XX/XXXX. The modified principal balance is unavailable. The modification interest rate is unavailable. The modification maturity date is unavailable. LITIGATION: There is no evidence of litigation on the file. TITLE ISSUES: There is no evidence of title issues. PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is owner occupied. EXIT STRATEGY: The recommended exit strategy is Reinstatement. ADDITIONAL INFORMATION: N/A 03/31/2018 03/24/2018
95001614 1 [1] Current Status - Performing [1] Performing Loan and Weak Possibility of Going Delinquent LOAN STATUS: The current loan status is Performing. PAY HISTORY: BORROWER CONTACT: No evidence of recent contact with the borrower. REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable. FORECLOSURE: No evidence of current foreclosure activity. BANKRUPTCY: There is no evidence of current or prior bankruptcy. MODIFICATION: The loan has been modified. The modification date is XX/XX/XXXX. The modified principal balance is unavailable. The modification interest rate is unavailable. The modification maturity date is unavailable. LITIGATION: There is no evidence of litigation on the file. TITLE ISSUES: There is no evidence of title issues. PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is UTD. EXIT STRATEGY: The recommended exit strategy is N/A. ADDITIONAL INFORMATION: This loan was reviewed with data provided from 04/01/2017 through 03/31/2018. There are no attempts or contact made with the borrower throughout the review period. Loan is performing actively each month. 03/31/2018 02/23/2018
95001254 1 [1] Current Status - Performing [1] Performing Loan and Weak Possibility of Going Delinquent LOAN STATUS: The current loan status is Performing. PAY HISTORY: BORROWER CONTACT: No evidence of recent contact with the borrower. REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable. FORECLOSURE: No evidence of current foreclosure activity. BANKRUPTCY: There is no evidence of current or prior bankruptcy. MODIFICATION: The loan has been modified. The modification date is XX/XX/XXXX. The modified principal balance is unavailable. The modification interest rate is unavailable. The modification maturity date is unavailable. LITIGATION: There is no evidence of litigation on the file. TITLE ISSUES: There is no evidence of title issues. PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is UTD. EXIT STRATEGY: The recommended exit strategy is N/A. ADDITIONAL INFORMATION: This loan was reviewed with data provided from 04/01/2017 through 03/31/2018. There has been no contact or attempts made to the borrower throughout the review period. Loan is actively performing each month. 03/31/2018 10/24/2017
95002298 1 [1] Current Status - Performing [1] Performing Loan and Weak Possibility of Going Delinquent LOAN STATUS: The current loan status is Performing. PAY HISTORY: BORROWER CONTACT: No evidence of recent contact with the borrower. REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable. FORECLOSURE: No evidence of current foreclosure activity. BANKRUPTCY: There is no evidence of current or prior bankruptcy. MODIFICATION: The loan has been modified. The modification date is XX/XX/XXXX. The modified principal balance is unavailable. The modification interest rate is unavailable. The modification maturity date is unavailable. LITIGATION: There is no evidence of litigation on the file. TITLE ISSUES: There is no evidence of title issues. PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is UTD. EXIT STRATEGY: The recommended exit strategy is N/A. ADDITIONAL INFORMATION: This loan was reviewed with data provided from 04/01/2017 through 03/31/2018. There was no evidence of borrower contact attempts or skip tracing activity during the review period. 03/31/2018 02/02/2018
95000536 2 [2] Current Status - Delinquent LOAN STATUS: The current loan status is Delinquent. PAY HISTORY: BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was 07/05/2017. This loan was reviewed with data provided from 04/01/2017 through 03/31/2018. There was an insufficient funds reversal on 5/16/2017 after the 2nd presentment. There was no contact with the borrower prior to 7/5/2017. On 7/5/2017 the borrower called in to request assistance options. The agent contacted the borrower via email to introduce themselves and review the process. On 7/6/2017 the information needed to review for modification was communicated to the borrower. The borrower was contacted on 8/3/2017 and was advised the documents were received and under review. A payment was made. On 8/4/2017 the borrower was contacted and additional documents needed were communicated. On 8/16/2017 the borrower was reached and there were discussions of documents still needed. The borrower modification was denied on 8/30/2017 as the borrower can't afford the payments based on information received. The borrower called on 9/7/2017 regarding the denial decision. The denial was reviewed. Possible additional documentation was discussed. A payment was made. On 9/20/2017 there was CFPB Appeals Review. The modification was still denied as the borrower did not provide documents of the changed circumstance. On 9/26/2017 the workout denial appeal was denied. The borrower called on 10/11/2017 and stated they will pay via phone. The curtailment of income is noted as a long term hardship that is unresolved. The borrower is not interested in loss mitigation. The borrower made the 8/2017 and 9/2017 payments by phone on 11/9/2017. The notes indicate the borrower tried to get a loan modification but was denied. On 11/30/2017 the borrower accepted a promise to pay by phone on 12/8/2017. The borrower also gave verbal authorization to the spouse to handle the loan. The reason for default was cited as excessive obligations. A payment was made by phone on 12/8/2017. The borrower called in a payment on 1/12/2018. On 2/21/2018 the borrower called and made a payment by phone. Curtailment of income was cited as the reason for default. The borrower was offered the option to discuss a repayment plan but the borrower stated they would call back another day as they did not have the information needed. REASON FOR DEFAULT: The reason for default is curtailment of income. FORECLOSURE: No evidence of current foreclosure activity. BANKRUPTCY: There is no evidence of current or prior bankruptcy. MODIFICATION: The loan has been modified. The modification date is XX/XX/XXXX. The modified principal balance is unavailable. The modification interest rate is unavailable. The modification maturity date is unavailable. LITIGATION: There is no evidence of litigation on the file. TITLE ISSUES: There is no evidence of title issues. PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is owner occupied. EXIT STRATEGY: The recommended exit strategy is Reinstatement. ADDITIONAL INFORMATION: N/A 03/31/2018 03/19/2018
95005004 1 [1] Current Status - Performing [1] Performing Loan and Weak Possibility of Going Delinquent LOAN STATUS: The current loan status is Performing. PAY HISTORY: BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was 02/28/2018. This loan was reviewed with data provided from 04/01/2017 through 03/31/2018. From 4/2017 through 1/2018 there was no contact or attempts. On XX/XX/XXXX the loan was place on a foreclosure referral hold for hurricane XXX The hold was released on XX/XX/XXXX. On 02/07/2018 the borrower requested to switch recurring payment to twice per month. There was no contact of attempts from 03/01/2018 through 03/31/2018 due to the loan being current. REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable. FORECLOSURE: No evidence of current foreclosure activity. BANKRUPTCY: There is no evidence of current or prior bankruptcy. MODIFICATION: The loan has been modified. The modification date is XX/XX/XXXX. The modified principal balance is unavailable. The modification interest rate is unavailable. The modification maturity date is unavailable. LITIGATION: There is no evidence of litigation on the file. TITLE ISSUES: There is no evidence of title issues. PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is owner occupied. EXIT STRATEGY: The recommended exit strategy is N/A. ADDITIONAL INFORMATION: N/A 03/31/2018 02/08/2018
95005032 1 [1] Current Status - Performing [1] Performing Loan and Weak Possibility of Going Delinquent LOAN STATUS: The current loan status is Performing. PAY HISTORY: BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was 11/02/2017. This loan was reviewed with data provided from 04/01/2017 through 03/31/2018. The servicer was unable to contact the borrower in April 2017. On 05/11/2017 and 05/12/2017, the servicer discussed the past due loan with the borrower. Borrower works on commission. Agent went over financials and a loss mitigation case was activated. On 05/16/2017 and 05/19/2017, the agent went over additional documentation. Borrower to fax over the information. On 05/23/2017, 05/27/2017 and 05/31/2017, the agent conducted a financial interview with the borrower and went over the financials. Borrower stated was affected by Hurricane Andrew in 10/2016. Borrower had to pay out of pocket to repair the property. A few months later the borrower was not able to close any business. Hardship has not been resolved. The servicer reviewed the application and payment assistance was denied. On 07/15/2017, borrower called the servicer. Borrower advised had to pay for the repairs. Borrower's commission was affected. On 07/21/2017, the servicer received correspondence requesting reduction in the unpaid late charges. The servicer provided a resolution on 07/25/2017. Servicer was unable to reach the borrower in August 2017. On 09/05/2017 and 09/25/2017, the agent updated the borrower's contact information and processed payment. Agent went over the disaster relief program. Borrower advised that the property was damaged during the storm. RFD: curtailment of income. The servicer was unable to reach the borrower until 11/02/2017, the agent went over the disaster relief and the expiration. There was no contact made between the servicer and the borrower from December 2017 to January 2018. Disaster forbearance was completed in December 2017. Claim was closed in 01/26/2018. The servicer tried to make contact with the borrower in February 2018. There was no contact made between the servicer and the borrower in March 2018. REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable. FORECLOSURE: No evidence of current foreclosure activity. BANKRUPTCY: There is no evidence of current or prior bankruptcy. MODIFICATION: The loan has been modified. The modification date is XX/XX/XXXX. The modified principal balance is unavailable. The modification interest rate is unavailable. The modification maturity date is unavailable. LITIGATION: There is no evidence of litigation on the file. TITLE ISSUES: There is no evidence of title issues. PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is UTD. EXIT STRATEGY: The recommended exit strategy is N/A. ADDITIONAL INFORMATION: N/A 03/31/2018 03/15/2018
95000801 3 [3] Deceased Borrower(s) - No Trustee/heir of Property Noted [3] Deceased Borrower(s) - No Death Certificate Received [2] Current Status - Delinquent LOAN STATUS: The current loan status is Delinquent. PAY HISTORY: BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was 03/21/2018. This loan was reviewed with data provided from 04/01/2017 through 03/31/2018. Spoke to authorized third party 04/03/2017 and they wanted to know why they were sent another set of modification documents. Third party was advised the modification has been closed out. Third party stated will hang onto the documents just in case. Spoke to third party on 04/26/2017 and they wanted check number for last two payments. No further contact with borrower and loan current. Borrower called in on 06/05/2017 to sett up phone payment. Spoke to third party on 07/19/2017 and they stated will make payment on 07/26/2017. Third party called in 08/10/2017 and made payment for 08/02/2017. Borrower called in on 09/08/2017 to make a p ayment. On 10/06/2017 borrower stated ca n not make payment due to disaster. Spoke to third party on 10/19/2017 and they had question in regards to the forced placed insurance. Borrower declined loss mitigation options on 12/13/2017 and could not commit to pay. Third party called in and set up payment for 01/03/2018 and wants to pay 1900.00 every month to get caught up. Spoke to third party on 02/01/2018 about loss theft date 09/07/20017 they stated need to discuss with power of attorney and provided name and number. Spoke to third party who stated they have ninety day forbearance and needs payments for remaining plan. Authorized third party was advised need 4506 forms. He advised will fax over the forms. Spoke to authorized party again ON 02/22/2018 To confirm faxed documents came in. Also confirmed power off attorney. Third party stated they would not cash check at the bank. Advised with power of attorney on file they should take check back to the bank. On 02/27/2018 Third party followed up and wanted assigned agent to the file. Also advised loan is two months past due and it would be ideal to bring current. Third party called in on 03/19/2018 and set up two payments on 03/19/2018 and on 03/27/2018. Borrower is deceased and ---. The date of death is unknown. REASON FOR DEFAULT: The reason for default is UTD. Unable to determine the reason for default with the information provided. FORECLOSURE: The file was referred to foreclosure and the referral date is not available in the information provided. Unable to determine the next projected foreclosure step. Closed - Not Complete BANKRUPTCY: There is evidence of bankruptcy on the loan. Bankruptcy was filed on XX/XX/XXXX. The chapter is Chapter XX. The bankruptcy was filed under case number XXX. The most recent bankruptcy status is dismissed. The bankruptcy was dismissed on XX/XX/XXXX. MODIFICATION: The loan has been modified. The modification date is XX/XX/XXXX. The modified principal balance is unavailable. The modification interest rate is unavailable. The modification maturity date is unavailable. LITIGATION: There is no evidence of litigation on the file. TITLE ISSUES: There is no evidence of title issues. PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is owner occupied. EXIT STRATEGY: The recommended exit strategy is Reinstatement. ADDITIONAL INFORMATION: N/A 03/31/2018 03/23/2018
95002261 1 [1] Current Status - Performing [1] Performing Loan and Weak Possibility of Going Delinquent LOAN STATUS: The current loan status is Performing. PAY HISTORY: BORROWER CONTACT: No evidence of recent contact with the borrower. REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable. FORECLOSURE: The file was referred to foreclosure and the referral date is not available in the information provided. Unable to determine the next projected foreclosure step. BANKRUPTCY: There is no evidence of current or prior bankruptcy. MODIFICATION: The loan has been modified. The modification date is XX/XX/XXXX. The modified principal balance is unavailable. The modification interest rate is unavailable. The modification maturity date is unavailable. LITIGATION: There is no evidence of litigation on the file. TITLE ISSUES: There is no evidence of title issues. PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is UTD. EXIT STRATEGY: The recommended exit strategy is N/A. ADDITIONAL INFORMATION: This loan was reviewed with data provided from 04/01/2017 through 03/31/2018. The borrower called each month to make their payment, no other loan information was discussed during these calls. The loan is performing. 03/31/2018 03/22/2018
95002621 1 [1] Current Status - Performing [1] Performing Loan and Weak Possibility of Going Delinquent LOAN STATUS: The current loan status is Performing. PAY HISTORY: BORROWER CONTACT: No evidence of recent contact with the borrower. REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable. FORECLOSURE: No evidence of current foreclosure activity. BANKRUPTCY: There is no evidence of current or prior bankruptcy. MODIFICATION: The loan has been modified. The modification date is XX/XX/XXXX. The modified principal balance is unavailable. The modification interest rate is unavailable. The modification maturity date is unavailable. LITIGATION: There is no evidence of litigation on the file. TITLE ISSUES: There is no evidence of title issues. PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is UTD. EXIT STRATEGY: The recommended exit strategy is N/A. ADDITIONAL INFORMATION: This loan was reviewed with data provided from 04/01/2017 through 03/31/2018. Chance of future delinquency is weak, borrower is making on-time payments and account has been current throughout the review period. 03/31/2018 01/04/2018
95003090 1 [1] Current Status - Performing [1] Performing Loan and Weak Possibility of Going Delinquent LOAN STATUS: The current loan status is Performing. PAY HISTORY: BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was 03/08/2018. This loan was reviewed with data provided from 04/01/2017 through 03/31/2018. The notes indicated the loan was previously modified on 06/18/2009. The account was referred to foreclosure on XX/XX/XXXX. On 06/22/2017 the borrower discussed the account status and available loss mitigation options. Comments from 07/10/2017 through 07/25/2017 referenced multiple conversations with the borrower regarding the modification review. The modification was denied on 07/28/2017 due to it was determined the borrower had sufficient income to afford the current payment. The borrower called on 08/11/2017 to discuss the denial for assistance. The borrower requested a reinstatement quote at that time. On 08/29/2017 the borrower called to discuss the account status and reinstatement process. The borrower called on 09/07/2017 to confirm the due date and amount needed to reinstate the loan. The foreclosure was closed and billed on XX/XX/XXXX due to the loan was reinstated. The borrower called on 10/16/2017 and 11/17/2017 to make a payment. The borrower was contacted on 12/21/2017 in regards to the amount due. The borrower referenced a hardship due to excessive obligations and stated they would make their December payment that day. The borrower last called on 03/08/2018 advising they fell behind due to a curtailment of income, and wanted to make a payment in the amount of $3,493.24. The borrower also scheduled a payment of $1,880.78 to draft on 03/16/2018 and bring the loan current. REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable. FORECLOSURE: The file was referred to foreclosure and the referral date is not available in the information provided. Unable to determine the next projected foreclosure step. BANKRUPTCY: There is no evidence of current or prior bankruptcy. MODIFICATION: The loan has been modified. The modification date is XX/XX/XXXX. The modified principal balance is unavailable. The modification interest rate is unavailable. The modification maturity date is unavailable. LITIGATION: There is no evidence of litigation on the file. TITLE ISSUES: There is no evidence of title issues. PROPERTY CONDITION: There is no evidence of property damage. The property condition is good. The current occupancy status is owner occupied. EXIT STRATEGY: The recommended exit strategy is N/A. ADDITIONAL INFORMATION: N/A 03/31/2018 03/21/2018
95003194 1 [1] Current Status - Performing [1] Performing Loan and Weak Possibility of Going Delinquent LOAN STATUS: The current loan status is Performing. PAY HISTORY: BORROWER CONTACT: No evidence of recent contact with the borrower. REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable. FORECLOSURE: No evidence of current foreclosure activity. BANKRUPTCY: There is no evidence of current or prior bankruptcy. MODIFICATION: The loan has been modified. The modification date is XX/XX/XXXX. The modified principal balance is unavailable. The modification interest rate is unavailable. The modification maturity date is unavailable. LITIGATION: There is no evidence of litigation on the file. TITLE ISSUES: There is no evidence of title issues. PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is UTD. EXIT STRATEGY: The recommended exit strategy is N/A. ADDITIONAL INFORMATION: This loan was reviewed with data provided from 04/01/2017 through 03/31/2018. There has been no attempts or contact made with the borrower throughout the review period. Loan is actively performing each month. 03/31/2018 03/13/2018
95000872 1 [1] Current Status - Performing [1] Performing Loan and Weak Possibility of Going Delinquent LOAN STATUS: The current loan status is Performing. PAY HISTORY: BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was 03/17/2018. This loan was reviewed with data provided from 04/01/2017 through 03/31/2018. On 3/11/2017 borrower made a promise to pay in the amount of $1,828.16. On 4/25/2017 borrower will make a payment on 5/15/2017 fell behind due to medical bills. On 5/26/2017 borrower made a promise to pay in the amount of $1835.96 with a check by phone. On 6/20/2017 borrower made a promise to pay in the amount of $2500.00 with a check by phone. On 7/11/2017 borrower made a promise to pay via online. On 8/1/2017 borrower made a promise to pay in the amount of $1835.96 with a check by phone. On 8/29/2017 borrower made a promise to pay in the amount of $1835.96 with a check by phone. On 9/24/2017 borrower made a promise to pay in the amount of $1835.96 with a check by phone. On 10/8/2017 borrower made a promise to pay. On 11/27/2017 borrower made a promise to pay in the amount of $1,835.96. On 12/11/2017 borrower made a promise to pay $1835.96. On 1/12/2018 borrower made a promise pay in the amount of $1,835.96. On 2/28/2018 borrower made a promise to pay $1835.96. On 3/17/2018 borrower set up a payment to draft on 3/28/2018. REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable. FORECLOSURE: No evidence of current foreclosure activity. BANKRUPTCY: There is no evidence of current or prior bankruptcy. MODIFICATION: The loan has been modified. The modification date is XX/XX/XXXX. The modified principal balance is unavailable. The modification interest rate is unavailable. The modification maturity date is unavailable. LITIGATION: There is no evidence of litigation on the file. TITLE ISSUES: There is no evidence of title issues. PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is UTD. EXIT STRATEGY: The recommended exit strategy is N/A. ADDITIONAL INFORMATION: N/A 03/31/2018 03/25/2018
95000751 1 [1] Current Status - Performing [1] Performing Loan and Weak Possibility of Going Delinquent LOAN STATUS: The current loan status is Performing. PAY HISTORY: BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was 01/02/2018. This loan was reviewed with data provided from 04/01/2017 through 03/31/2018. The servicer has not made contact attempts during the review period. The borrower made a promise to pay on 01/02/2018. REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable. FORECLOSURE: The file was referred to foreclosure and the referral date is not available in the information provided. Unable to determine the next projected foreclosure step. BANKRUPTCY: There is no evidence of current or prior bankruptcy. MODIFICATION: The loan has been modified. The modification date is XX/XX/XXXX. The modified principal balance is unavailable. The modification interest rate is unavailable. The modification maturity date is unavailable. LITIGATION: There is no evidence of litigation on the file. TITLE ISSUES: There is no evidence of title issues. PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is UTD. EXIT STRATEGY: The recommended exit strategy is N/A. ADDITIONAL INFORMATION: N/A 03/31/2018 03/06/2018
95001069 1 [1] Current Status - Performing [1] Performing Loan and Weak Possibility of Going Delinquent LOAN STATUS: The current loan status is Performing. PAY HISTORY: BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was 03/15/2018. This loan was reviewed with data provided from 04/01/2017 through 03/31/2018. There was no contact with the borrower, other than the borrower calling in to make monthly installments through the pay by phone system. REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable. FORECLOSURE: The file was referred to foreclosure and the referral date is not available in the information provided. Unable to determine the next projected foreclosure step. BANKRUPTCY: There is no evidence of current or prior bankruptcy. MODIFICATION: The loan has been modified. The modification date is XX/XX/XXXX. The modified principal balance is unavailable. The modification interest rate is unavailable. The modification maturity date is unavailable. LITIGATION: There is no evidence of litigation on the file. TITLE ISSUES: There is no evidence of title issues. PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is owner occupied. EXIT STRATEGY: The recommended exit strategy is N/A. ADDITIONAL INFORMATION: N/A 03/31/2018 03/15/2018
95003417 2 [2] Bankruptcy - CH XX - Discharged w/o Reaffirmation [1] Current Status - Performing [1] Performing Loan and Weak Possibility of Going Delinquent LOAN STATUS: The current loan status is Performing. PAY HISTORY: BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was 02/18/2018. This loan was reviewed with data provided from 04/01/2017 through 03/31/2018. On 5/10/2017 the borrower was reached and was unable to commit to make a payment and will call back.The borrower was contacted on 5/23/2017 but could not commit to make a payment. Repayment Plan options were explored. The hardship was noted as car repairs and as temporary. The borrower was not interested in loss mitigation. On 6/15/2017 the borrower called and made a payment. A payment was called in on 7/11/2017. The borrower called in a payment on 8/3/2017. On 9/18/20177 the borrower called in a payment and was given the information for assistance options and HHF information and phone number. The co-borrower made a phone payment on 10/16/2017. On XX/XX/XXXX the loan was placed on foreclosure referral hold pending remediation. The hold was lifted on XX/XX/XXXX. On 11/27/2017 the borrower called to make a repayment plan and stated they will pay with a check by phone on 1/25/2018. The borrower called on 12/7/2017 but could not offer a payment. On 12/21/2017 a one time payment was scheduled for 12/30. The recurring payment withdrawals were cancelled on 1/4/2018 due to delinquency. The borrower made a payment by phone on 1/25/2018. A payment was scheduled on 1/30/2018 for 2/2/2018. On 2/18/2018 the co-borrower called and made a payment via phone. The borrower cited excessive obligations and illness of the borrower. There was no further contact and no attempts to contact the borrower. REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable. FORECLOSURE: The file was referred to foreclosure and the referral date is not available in the information provided. Unable to determine the next projected foreclosure step. Foreclosure closed, not complete. BANKRUPTCY: There is evidence of bankruptcy on the loan. The bankruptcy filing date is unavailable. The chapter is Chapter XX. The bankruptcy case number is not available. The most recent bankruptcy status is discharged. MODIFICATION: The loan has been modified. The modification date is XX/XX/XXXX. The modified principal balance is unavailable. The modification interest rate is unavailable. The modification maturity date is unavailable. LITIGATION: There is no evidence of litigation on the file. TITLE ISSUES: There is no evidence of title issues. PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is UTD. EXIT STRATEGY: The recommended exit strategy is N/A. ADDITIONAL INFORMATION: N/A 03/31/2018 02/19/2018
95000074 1 [1] Current Status - Performing [1] Performing Loan and Weak Possibility of Going Delinquent LOAN STATUS: The current loan status is Performing. PAY HISTORY: BORROWER CONTACT: No evidence of recent contact with the borrower. REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable. FORECLOSURE: No evidence of current foreclosure activity. BANKRUPTCY: There is no evidence of current or prior bankruptcy. MODIFICATION: The loan has been modified. The modification date is unavailable. The modified principal balance is unavailable. The modification interest rate is unavailable. The modification maturity date is unavailable. LITIGATION: There is no evidence of litigation on the file. TITLE ISSUES: There is no evidence of title issues. PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is UTD. EXIT STRATEGY: The recommended exit strategy is N/A. ADDITIONAL INFORMATION: This loan was reviewed with data provided from 04/01/2017 through 03/31/2018. During the review period, the borrower has not called in and the servicer is not attempting to contact the borrower. The borrower is making payments on time. There is no evidence of collection calls or general demand letters being generated since the loan is performing. Throughout the review period, there is no evidence of change in the borrower's situation or income that could affect the borrower's ability to pay. Loan modification was completed. The reason for hardship prior to the loan being modified is not available. Borrower has been current throughout review period and has made a constant effort to keep the loan performing. Commentary from February 2018 to March 2018 is not available. 03/31/2018 01/05/2018
95001248 1 [1] Current Status - Performing [1] Performing Loan and Weak Possibility of Going Delinquent LOAN STATUS: The current loan status is Performing. PAY HISTORY: BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was 03/06/2018. This loan was reviewed with data provided from 04/01/2017 through 03/31/2018. The borrower's repayment plan was broken on 01/15/2018 when the borrower stated they could not satisfy the agreement. The borrower made a promise to pay on 01/25/2018, 02/13/2018, 02/20/2018 and 03/06/2018. REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable. FORECLOSURE: No evidence of current foreclosure activity. BANKRUPTCY: There is no evidence of current or prior bankruptcy. MODIFICATION: The loan has been modified. The modification date is XX/XX/XXXX. The modified principal balance is unavailable. The modification interest rate is unavailable. The modification maturity date is unavailable. LITIGATION: There is no evidence of litigation on the file. TITLE ISSUES: There is no evidence of title issues. PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is UTD. EXIT STRATEGY: The recommended exit strategy is N/A. ADDITIONAL INFORMATION: N/A 03/31/2018 03/16/2018
95003686 2 [2] Bankruptcy - CH XX - Discharged w/o Reaffirmation [1] Current Status - Performing [1] Performing Loan and Weak Possibility of Going Delinquent LOAN STATUS: The current loan status is Performing. PAY HISTORY: BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was 03/06/2018. This loan was reviewed with data provided from 04/01/2017 through 03/31/2018. The authorized third party (ATP) called to speak to the point of contact and went over last payment not going thru due to account being closed and will call back after confirming the correct account number with the bank. The ATP called back and made a payment of $ $1,134.83. On 05/03/2017 the ATP set up a payment for 05/03/2017 and 06/01/2017. On 05/09/2017 the ATP called regarding the loan status and an email that was received. I the ATP was advised the the second was removed and the first mortgage was reassigned. On 10/02/2017 an unauthorized party called to get assistance with the on-line login however not was listed as authorized on acct and unable to verify loan number. The caller stated they sent in documents last year, and will call back and get someone else to get account info. On 03/06/2018 the ATP called to make a payment of $2,368.14. REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable. FORECLOSURE: No evidence of current foreclosure activity. BANKRUPTCY: There is evidence of bankruptcy on the loan. Bankruptcy was filed on XX/XX/XXXX. The chapter is Chapter XX. The bankruptcy was filed under case number XXX. The most recent bankruptcy status is discharged. The bankruptcy was discharged on XX/XX/XXXX and there is no evidence of reaffirmation.. MODIFICATION: The loan has been modified. The modification date is XX/XX/XXXX. The modified principal balance is unavailable. The modification interest rate is unavailable. The modification maturity date is unavailable. LITIGATION: There is no evidence of litigation on the file. TITLE ISSUES: There is no evidence of title issues. PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is owner occupied. EXIT STRATEGY: The recommended exit strategy is N/A. ADDITIONAL INFORMATION: N/A 03/31/2018 03/12/2018
95004794 1 [1] Current Status - Performing [1] Performing Loan and Weak Possibility of Going Delinquent LOAN STATUS: The current loan status is Performing. PAY HISTORY: BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was 08/14/2017. This loan was reviewed with data provided from 04/01/2017 through 03/31/2018. Only 1 contact with borrower during review period. NO outbound attempts to contact borrower. April 2017 the HAMP incentive was applied. In August 2017 the borrower called on the 14th to discuss insurance policy had changed and called to see if policy received and changes made. Borrowers have maintained current payments through review period. REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable. FORECLOSURE: No evidence of current foreclosure activity. BANKRUPTCY: There is no evidence of current or prior bankruptcy. MODIFICATION: The loan has been modified. The modification date is XX/XX/XXXX. The modified principal balance is unavailable. The modification interest rate is unavailable. The modification maturity date is unavailable. LITIGATION: There is no evidence of litigation on the file. TITLE ISSUES: There is no evidence of title issues. PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is owner occupied. EXIT STRATEGY: The recommended exit strategy is N/A. ADDITIONAL INFORMATION: N/A 03/31/2018 02/27/2018
95004302 2 [2] Current Status - Delinquent LOAN STATUS: The current loan status is Delinquent. PAY HISTORY: BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was 03/07/2018. This loan was reviewed with data provided from 04/01/2017 through 03/31/2018. From 4/21/2017 through 4/26/2017 there were 7 outbound attempts to borrower. Borrower contacted 4/26/2017 and promised payment to be made a branch 4/28/2017. From 5/18/2017 through 5/24/2017 there were 7 more outbound attempts. Borrower contact made 5/24/2017 and borrower advise payment would be made at branch bank. Borrower called in 5/31/2017 and scheduled payments for 6/16/2017 and 6/30/2017. There were 2 outbound attempts made on 7/13/2017 and 7/17/2017. Borrower made online payment 7/17/2017 effective for 7/28/2017. From 8/16/2017 through 8/24/2017 there were 9 outbound attempts. Borrower contact made 8/24/2017 and borrower promised to make payment at branch on 8/30/2017. From 9/17/2018 through 9/27/2017 there were 9 outbound attempts. Borrower contact made 9/27/2017 and borrower scheduled online payment for 9/29/2017. 10/17/2017 through 11/1/2017 there were 12 outbound attempts. Borrower called in 11/1/2017 and borrower scheduled one time payment for 11/15/2017. From 12/11/2017 through 1/7/2018 there were 19 outbound attempts. Borrower contacted 1/7/2018 and made one time draft effective 1/30/2018. Borrower called 1/27/2018 and made change to effective date of payment from 1/30/2018 to 2/15/2018. There were 4 outbound attempts from 2/23/2018 to 3/6/2018. Borrower called in 3/7/2018 and was accepted and set up on repayment plan. Repayment plan letter sent to borrowers 3/8/2018. REASON FOR DEFAULT: The reason for default is illness - mortgagor. FORECLOSURE: No evidence of current foreclosure activity. BANKRUPTCY: There is no evidence of current or prior bankruptcy. MODIFICATION: The loan has been modified. The modification date is XX/XX/XXXX. The modified principal balance is unavailable. The modification interest rate is unavailable. The modification maturity date is unavailable. LITIGATION: There is no evidence of litigation on the file. TITLE ISSUES: There is no evidence of title issues. PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is owner occupied. EXIT STRATEGY: The recommended exit strategy is Reinstatement. ADDITIONAL INFORMATION: N/A 03/31/2018 03/08/2018
95001450 1 [1] Current Status - Performing [1] Performing Loan and Weak Possibility of Going Delinquent LOAN STATUS: The current loan status is Performing. PAY HISTORY: BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was 10/26/2017. This loan was reviewed with data provided from 04/01/2017 through 03/31/2018. The collection comments were extremely limited. There was no signs of any attempts to contact the borrower. The loan was current throughout the review period and all payments were made within the grace period with the exception of 10/2017. The borrower initially called on 10/10/2017 stating they were experiencing a hardship due to a curtailment of income; however, they would make a payment on 10/26/2017. The borrower last called on 10/26/2017 to scheduled their October payment for that day. The borrower also adjusted the date the recurring payment system drafts each month. The notes on 01/22/2018 stated the property was located in a FEMA disaster zone (XXX); there was no sign of damages. No further information was provided. REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable. FORECLOSURE: No evidence of current foreclosure activity. BANKRUPTCY: There is no evidence of current or prior bankruptcy. MODIFICATION: The loan has been modified. The modification date is XX/XX/XXXX. The modified principal balance is unavailable. The modification interest rate is unavailable. The modification maturity date is unavailable. LITIGATION: There is no evidence of litigation on the file. TITLE ISSUES: There is no evidence of title issues. PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is UTD. EXIT STRATEGY: The recommended exit strategy is N/A. ADDITIONAL INFORMATION: N/A 03/31/2018 01/22/2018
95002296 1 [1] Current Status - Performing [1] Performing Loan and Weak Possibility of Going Delinquent LOAN STATUS: The current loan status is Performing. PAY HISTORY: BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was 04/04/2017. This loan was reviewed with data provided from 04/01/2017 through 03/31/2018. On 04/04/2017 the borrower called to request a copy of the 1098 form. There was no other borrower contact and there have been no attempts to contact the borrower due to the loan being current and all payments being made on time during the review period. REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable. FORECLOSURE: No evidence of current foreclosure activity. BANKRUPTCY: There is no evidence of current or prior bankruptcy. MODIFICATION: The loan has been modified. The modification date is XX/XX/XXXX. The modified principal balance is unavailable. The modification interest rate is unavailable. The modification maturity date is unavailable. LITIGATION: There is no evidence of litigation on the file. TITLE ISSUES: There is no evidence of title issues. PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is UTD. EXIT STRATEGY: The recommended exit strategy is N/A. ADDITIONAL INFORMATION: N/A 03/31/2018 03/16/2018
95003666 1 [1] Current Status - Performing [1] Performing Loan and Weak Possibility of Going Delinquent LOAN STATUS: The current loan status is Performing. PAY HISTORY: BORROWER CONTACT: No evidence of recent contact with the borrower. REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable. FORECLOSURE: No evidence of current foreclosure activity. BANKRUPTCY: There is no evidence of current or prior bankruptcy. MODIFICATION: The loan has been modified. The modification date is XX/XX/XXXX. The modified principal balance is unavailable. The modification interest rate is unavailable. The modification maturity date is unavailable. LITIGATION: There is no evidence of litigation on the file. TITLE ISSUES: There is no evidence of title issues. PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is UTD. EXIT STRATEGY: The recommended exit strategy is N/A. ADDITIONAL INFORMATION: This loan was reviewed with data provided from 04/01/2017 through 03/31/2018. There was no contact with the borrower due to the loan performed the entire review period with no adverse activity. 03/31/2018 03/23/2018
95002448 1 [1] Current Status - Performing [1] Performing Loan and Weak Possibility of Going Delinquent LOAN STATUS: The current loan status is Performing. PAY HISTORY: BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was 08/08/2017. This loan was reviewed with data provided from 04/01/2017 through 03/31/2018. From 4/2017 through 7/2017 there were several attempts but no contact was made. On 08/08/2017 the borrower called and stated that he would make a payment in the amount of $962.04 at the Bank Branch by 08/15/2017. The reason for delinquency was cited as excessive obligations.From 9/2017 through 3/2018 there were several attempts but no contact was made. REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable. FORECLOSURE: No evidence of current foreclosure activity. BANKRUPTCY: There is no evidence of current or prior bankruptcy. MODIFICATION: The loan has been modified. The modification date is XX/XX/XXXX. The modified principal balance is unavailable. The modification interest rate is unavailable. The modification maturity date is unavailable. LITIGATION: There is no evidence of litigation on the file. TITLE ISSUES: There is no evidence of title issues. PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is owner occupied. EXIT STRATEGY: The recommended exit strategy is N/A. ADDITIONAL INFORMATION: N/A 03/31/2018 03/15/2018
95002086 3 [3] Deceased Borrower(s) - No Trustee/heir of Property Noted [3] Deceased Borrower(s) - No Death Certificate Received [2] Current Status - Delinquent LOAN STATUS: The current loan status is Delinquent. PAY HISTORY: BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was 03/19/2018. This loan was reviewed with data provided from 04/01/2017 through 03/31/2018. The borrower called on 4/13/2017 to change a scheduled payment and reschedule the payment. On 4/24/2017 the borrower called to change a scheduled payment date. The borrower called to schedule a payment for 5/9/2017. On 8/3/2017 the borrower called to schedule a payment for 8/15/2017. The borrower requested a copy of the Lender Placed Insurance Policy on 9/5/2017. The borrower was given the contact information for the carrier. The borrower was unable to make a promise to pay. On 9/7/2017 the borrower made a payment. The loan was placed on foreclosure referral hold on XX/XX/XXXX for hurricane XXX The borrower was called on 10/11/2017 to collect on payment. The borrower could not commit to pay and was advised they are eligible for a payment deferral. On 10/20/2017 a call came from the borrower regarding the claim with the insurance company. Disaster extension was reviewed and approved on 12/7/2017. On 1/5/2018 the borrower scheduled a payment for 1/12/2018. The borrower called and scheduled a payment on 2/3/2018. On 2/9/2018 a branch office called regarding endorsement of a loss draft. The cause of the loss is Wind on 9/11/2017. The branch was informed it will be a monitored claim and to send it to the servicer. The loss draft in the amount of $5,019.25 was received on 2/13/2017. Incomplete claim documents were received and the borrower was called but not reached regarding missing documents. The claim is classified as monitored. On 2/16/2018 the borrower was sent a Home Recovery kit giving the procedures for a claim. The borrower called on 3/3/2018 and scheduled a payment for 3/23/2018. On 3/19/2018 the borrower called to modify a scheduled payment and the payment was deleted. The borrower cited the disaster as the reason for default. The servicer stated that the borrower was contacted and offered a deferment during the hardship but declined. The borrower is not interested in loss mitigation. Borrower is deceased and ---. The date of death is unknown. REASON FOR DEFAULT: The reason for default is other. FORECLOSURE: The file was referred to foreclosure and the referral date is not available in the information provided. Unable to determine the next projected foreclosure step. Foreclosure, not complete. BANKRUPTCY: There is no evidence of current or prior bankruptcy. MODIFICATION: The loan has been modified. The modification date is XX/XX/XXXX. The modified principal balance is unavailable. The modification interest rate is unavailable. The modification maturity date is unavailable. LITIGATION: There is no evidence of litigation on the file. TITLE ISSUES: There is no evidence of title issues. PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is owner occupied. EXIT STRATEGY: The recommended exit strategy is Modification. ADDITIONAL INFORMATION: N/A 03/31/2018 03/23/2018
95002799 1 [1] Current Status - Performing [1] Performing Loan and Weak Possibility of Going Delinquent LOAN STATUS: The current loan status is Performing. PAY HISTORY: BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was 06/20/2017. This loan was reviewed with data provided from 04/01/2017 through 03/31/2018. Only 1 contact made with borrower during the review period. From 4/1/2017 through 6/20/2017 there were 72 outbound attempts made to the borrowers. Borrower called in on 6/20/2017 and made one payment of 5000 effective 6/202017 and another for 5735.24 effective for 6/21/2017. There is no mention why loan fell delinquent but this reinstated loan through June 2017. From 7/5/2017 to 3/22/2018 there was 153 outbound attempts to borrower. Borrower reinstated loan again in November 2017 and again for March 2018. REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable. FORECLOSURE: No evidence of current foreclosure activity. BANKRUPTCY: There is no evidence of current or prior bankruptcy. MODIFICATION: The loan has been modified. The modification date is XX/XX/XXXX. The modified principal balance is unavailable. The modification interest rate is unavailable. The modification maturity date is unavailable. LITIGATION: There is no evidence of litigation on the file. TITLE ISSUES: There is no evidence of title issues. PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is owner occupied. EXIT STRATEGY: The recommended exit strategy is N/A. ADDITIONAL INFORMATION: N/A 03/31/2018 03/22/2018
95002627 1 [1] Current Status - Performing [1] Performing Loan and Weak Possibility of Going Delinquent LOAN STATUS: The current loan status is Performing. PAY HISTORY: BORROWER CONTACT: No evidence of recent contact with the borrower. REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable. FORECLOSURE: No evidence of current foreclosure activity. BANKRUPTCY: There is no evidence of current or prior bankruptcy. MODIFICATION: The loan has been modified. The modification date is XX/XX/XXXX. The modified principal balance is unavailable. The modification interest rate is unavailable. The modification maturity date is unavailable. LITIGATION: There is no evidence of litigation on the file. TITLE ISSUES: There is no evidence of title issues. PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is UTD. EXIT STRATEGY: The recommended exit strategy is N/A. ADDITIONAL INFORMATION: This loan was reviewed with data provided from 04/01/2017 through 03/31/2018. The borrower has not called in and there have been no attempts to contact the borrower due to the loan being current and all payments being made on time during the review period. 03/31/2018 07/20/2017
95003816 1 [1] Current Status - Performing [1] Performing Loan and Weak Possibility of Going Delinquent LOAN STATUS: The current loan status is Performing. PAY HISTORY: BORROWER CONTACT: No evidence of recent contact with the borrower. REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable. FORECLOSURE: No evidence of current foreclosure activity. BANKRUPTCY: There is no evidence of current or prior bankruptcy. MODIFICATION: The loan has been modified. The modification date is XX/XX/XXXX. The modified principal balance is unavailable. The modification interest rate is unavailable. The modification maturity date is unavailable. LITIGATION: There is no evidence of litigation on the file. TITLE ISSUES: There is no evidence of title issues. PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is UTD. EXIT STRATEGY: The recommended exit strategy is N/A. ADDITIONAL INFORMATION: This loan was reviewed with data provided from 04/01/2017 through 03/31/2018. Chance of future delinquency is weak, borrower is making on-time payments and account has been current throughout the review period. 03/31/2018 09/07/2017
95000407 1 [1] Current Status - Performing [1] Performing Loan and Weak Possibility of Going Delinquent LOAN STATUS: The current loan status is Performing. PAY HISTORY: BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was 03/22/2017. This loan was reviewed with data provided from 04/01/2017 through 03/31/2018. On a call dated 3/22/2017 Borrower was advised due to discharge bankruptcy, not liable for debt but lien will still be valid. On a call dated 5/10/2016 Borrower called in to check on flood zone. On a call dated 4/19/2016 and 3/3/2016 borrower called in regarding modification ongoing. On a cal dated 1/13/2016 borrower not interested in debt counseling. REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable. FORECLOSURE: The file was referred to foreclosure and the referral date is not available in the information provided. Unable to determine the next projected foreclosure step. BANKRUPTCY: There is evidence of bankruptcy on the loan. The bankruptcy filing date is unavailable. The bankruptcy chapter is unavailable. The bankruptcy case number is not available. The most recent bankruptcy status is discharged. MODIFICATION: The loan has been modified. The modification date is XX/XX/XXXX. The modified principal balance is unavailable. The modification interest rate is unavailable. The modification maturity date is unavailable. LITIGATION: There is no evidence of litigation on the file. TITLE ISSUES: There is no evidence of title issues. PROPERTY CONDITION: There is no evidence of property damage. The property condition is good. The current occupancy status is owner occupied. EXIT STRATEGY: The recommended exit strategy is N/A. ADDITIONAL INFORMATION: N/A 03/31/2018 03/13/2018
95001596 2 [2] Bankruptcy - CH XX - Discharged w/o Reaffirmation [1] Current Status - Performing [1] Performing Loan and Weak Possibility of Going Delinquent LOAN STATUS: The current loan status is Performing. PAY HISTORY: BORROWER CONTACT: No evidence of recent contact with the borrower. REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable. FORECLOSURE: No evidence of current foreclosure activity. BANKRUPTCY: There is evidence of bankruptcy on the loan. Bankruptcy was filed on XX/XX/XXXX. The chapter is Chapter XX. The bankruptcy was filed under case number XXX. The most recent bankruptcy status is discharged. The bankruptcy was discharged on XX/XX/XXXX and there is no evidence of reaffirmation.. MODIFICATION: The loan has been modified. The modification date is XX/XX/XXXX. The modified principal balance is unavailable. The modification interest rate is unavailable. The modification maturity date is unavailable. LITIGATION: There is no evidence of litigation on the file. TITLE ISSUES: There is no evidence of title issues. PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is UTD. EXIT STRATEGY: The recommended exit strategy is N/A. ADDITIONAL INFORMATION: This loan was reviewed with data provided from 04/01/2017 through 03/31/2018. The borrower has not called in and there have been no attempts to contact the borrower. 03/31/2018 12/22/2017
95004962 1 [1] Current Status - Performing [1] Performing Loan and Weak Possibility of Going Delinquent LOAN STATUS: The current loan status is Performing. PAY HISTORY: BORROWER CONTACT: No evidence of recent contact with the borrower. REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable. FORECLOSURE: No evidence of current foreclosure activity. BANKRUPTCY: There is no evidence of current or prior bankruptcy. MODIFICATION: The loan has been modified. The modification date is XX/XX/XXXX. The modified principal balance is unavailable. The modification interest rate is unavailable. The modification maturity date is unavailable. LITIGATION: There is no evidence of litigation on the file. TITLE ISSUES: There is no evidence of title issues. PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is UTD. EXIT STRATEGY: The recommended exit strategy is N/A. ADDITIONAL INFORMATION: This loan was reviewed with data provided from 04/01/2017 through 03/31/2018. There has been no contact made with the borrower throughout the review period. Loan is performing each month. 03/31/2018 11/22/2017
95001805 1 [1] Current Status - Performing [1] Performing Loan and Weak Possibility of Going Delinquent LOAN STATUS: The current loan status is Performing. PAY HISTORY: BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was 03/05/2018. This loan was reviewed with data provided from 04/01/2017 through 03/31/2018. The borrower was contacted on 4/4/2017. The borrower declined a short sale option and a deed in lieu option but could not commit to a payment date. When the borrower was contacted on 4/7/2017 they stated they need assistance with the 1st mortgage and the equity line of credit. The co-borrower is not working and not receiving unemployment. On 4/11/2017 the borrower was informed that they assistance application was mailed on this day. They stated they will complete and return once received. The borrower stated on 4/14/2017 that they need the Mortgage Assistance Application which will be emailed to them. On 4/19/2017 and 4/24/2017 the borrower was called and told that based on the documents received, there were additional documents needed. The borrower was contacted on 5/3/2017 and given the documents still needed to completed the Home Preservation review. On 5/25/2017 the borrower was denied workout options due to insufficient information being received. On 11/25/2017 the payment history was reviewed with the borrower. The borrower called on 1/18/2018 with questions regarding the interest rate. The information was reviewed. The borrower was informed that due to the discharged bankruptcy they are not liable for the loan debt but the property lien is still valid and enforceable. On 3/5/2018 the borrower called with a question regarding the $5,000 HAMP Incentive. The borrower was transferred to customer service. REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable. FORECLOSURE: The file was referred to foreclosure and the referral date is not available in the information provided. Unable to determine the next projected foreclosure step. Foreclosure closed, not complete. BANKRUPTCY: There is evidence of bankruptcy on the loan. The bankruptcy filing date is unavailable. The bankruptcy chapter is unavailable. The bankruptcy case number is not available. The most recent bankruptcy status is discharged. MODIFICATION: The loan has been modified. The modification date is XX/XX/XXXX. The modified principal balance is unavailable. The modification interest rate is unavailable. The modification maturity date is unavailable. LITIGATION: There is no evidence of litigation on the file. TITLE ISSUES: There is no evidence of title issues. PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is owner occupied. EXIT STRATEGY: The recommended exit strategy is N/A. ADDITIONAL INFORMATION: N/A 03/31/2018 03/08/2018
95004341 2 [2] Occupancy - Non Owner Occupied [1] Current Status - Performing [1] Performing Loan and Weak Possibility of Going Delinquent LOAN STATUS: The current loan status is Performing. PAY HISTORY: BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was 02/15/2018. This loan was reviewed with data provided from 04/01/2017 through 03/31/2018. The third party called on 4/7/2017. and was advised of the status of the loan and who the assigned specialist is. The caller stated they faxed the appeal documents. The third party called on 4/21/2017 to request a modification and stated they are receiving additional income. The borrower was unable to make a payment. On 5/2/2017 the third party called for a reinstatement quote. The caller was also advised that the modification request was denied due to a prior modification. The loss mitigation hold was removed on XX/XX/XXXX. On 6/1/2017 the third party called for a status report on the reinstatement quote. The quote expired on 5/31. The caller stated that they have the funds and are waiting for a resolution for the fee waiver. The lend shows a late fee waived as a courtesy. The third party called on 6/6/2017 to obtain a reinstatement quote. The caller was trying to get funds from their 401K and needed additional time. On 6/22/2017 the third party called to confirm wiring instructions for reinstatement. The loan was reinstated on 6/23/2017. On 6/26/2017 the authorized 3rd party called regarding the foreclosure status. The foreclosure was removed on XX/XX/XXXX. On 2/15/2018 the authorized 3rd party called and made a payment and set up recurring payment withdrawals. On 3/19/2018 the payment from 3/15/2018 was returned on the 1st presentment for insufficient funds. REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable. FORECLOSURE: The file was referred to foreclosure and the referral date is not available in the information provided. Unable to determine the next projected foreclosure step. Foreclosure closed, not complete. BANKRUPTCY: There is no evidence of current or prior bankruptcy. MODIFICATION: The loan has been modified. The modification date is XX/XX/XXXX. The modified principal balance is unavailable. The modification interest rate is unavailable. The modification maturity date is unavailable. LITIGATION: There is no evidence of litigation on the file. TITLE ISSUES: There is no evidence of title issues. PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is non-owner occupied. EXIT STRATEGY: The recommended exit strategy is N/A. ADDITIONAL INFORMATION: N/A 03/31/2018 03/19/2018
95001566 1 [1] Current Status - Performing [1] Performing Loan and Weak Possibility of Going Delinquent LOAN STATUS: The current loan status is Performing. PAY HISTORY: BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was 03/22/2018. This loan was reviewed with data provided from 04/01/2017 through 03/31/2018. The collection comments were extremely limited due to minimal borrower contact. Only one attempt was made to contact the borrower. The loan was performing the entire review period and the borrower consistently pays in the middle of each month. The notes on 09/16/2017 indicated the property was located in a FEMA zone for hurricane XXX. There was no evidence of damages from the storm. The only borrower contact was established on 03/22/2018 at which time the borrower called with concerns about their payment increasing due to an escrow shortage. The servicer provided the contact information for the Home Preservation department. The borrower stated they will have $200,000 available to payoff the loan. REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable. FORECLOSURE: No evidence of current foreclosure activity. BANKRUPTCY: There is no evidence of current or prior bankruptcy. MODIFICATION: The loan has been modified. The modification date is XX/XX/XXXX. The modified principal balance is unavailable. The modification interest rate is unavailable. The modification maturity date is unavailable. LITIGATION: There is no evidence of litigation on the file. TITLE ISSUES: There is no evidence of title issues. PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is UTD. EXIT STRATEGY: The recommended exit strategy is N/A. ADDITIONAL INFORMATION: N/A 03/31/2018 03/22/2018
95004829 1 [1] Current Status - Performing [1] Performing Loan and Weak Possibility of Going Delinquent LOAN STATUS: The current loan status is Performing. PAY HISTORY: BORROWER CONTACT: No evidence of recent contact with the borrower. REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable. FORECLOSURE: The file was referred to foreclosure and the referral date is not available in the information provided. Unable to determine the next projected foreclosure step. BANKRUPTCY: There is no evidence of current or prior bankruptcy. MODIFICATION: The loan has been modified. The modification date is XX/XX/XXXX. The modified principal balance is unavailable. The modification interest rate is unavailable. The modification maturity date is unavailable. LITIGATION: There is no evidence of litigation on the file. TITLE ISSUES: There is no evidence of title issues. PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is owner occupied. EXIT STRATEGY: The recommended exit strategy is N/A. ADDITIONAL INFORMATION: This loan was reviewed with data provided from 04/01/2017 through 03/31/2018. There has been no contact with borrower during the review period. The loan has been in current standing for last 12 months and payments for 2017 were being received in middle of month. Payments for 2018 have so far been received but have posted after late charge date. Since 12/20/2017 through 2/20/2018 there were 7 outbound attempts made to contact borrower that were unsuccessful. 03/31/2018 02/20/2018
95001220 2 [2] Bankruptcy - CH XX - Discharged w/o Reaffirmation [1] Current Status - Performing [1] Performing Loan and Weak Possibility of Going Delinquent LOAN STATUS: The current loan status is Performing. PAY HISTORY: BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was 11/28/2017. This loan was reviewed with data provided from 04/01/2017 through 03/31/2018. On 07/28/2017 the borrower called to verify check status for loss wind on 5/8/2017. The borrower was advised that the claim is monitored. On 10/27/2017 the borrower called about an inspection request and was advised once we get inspection results back at 90% or better we can submit an exception to have check endorsed in branch. On 11/08/2017 the inspection results came back at 99% completed. On 11/10/2017 the borrower received additional checks of $4,191.50, $729.31, & $4,652.46 and wanted to confirm they could get endorsed. On 11/28/2017 the borrower called about the process and procedures. REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable. FORECLOSURE: No evidence of current foreclosure activity. BANKRUPTCY: There is evidence of bankruptcy on the loan. Bankruptcy was filed on XX/XX/XXXX. The chapter is Chapter XX. The bankruptcy was filed under case number XXX. The most recent bankruptcy status is discharged. The bankruptcy was discharged on XX/XX/XXXX and there is no evidence of reaffirmation.. MODIFICATION: The loan has been modified. The modification date is XX/XX/XXXX. The modified principal balance is unavailable. The modification interest rate is unavailable. The modification maturity date is unavailable. LITIGATION: There is no evidence of litigation on the file. TITLE ISSUES: There is no evidence of title issues. PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is UTD. EXIT STRATEGY: The recommended exit strategy is N/A. ADDITIONAL INFORMATION: N/A 03/31/2018 03/01/2018
95001710 1 [1] Current Status - Performing [1] Performing Loan and Weak Possibility of Going Delinquent LOAN STATUS: The current loan status is Performing. PAY HISTORY: BORROWER CONTACT: No evidence of recent contact with the borrower. REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable. FORECLOSURE: No evidence of current foreclosure activity. BANKRUPTCY: There is no evidence of current or prior bankruptcy. MODIFICATION: The loan has been modified. The modification date is XX/XX/XXXX. The modified principal balance is unavailable. The modification interest rate is unavailable. The modification maturity date is unavailable. LITIGATION: There is no evidence of litigation on the file. TITLE ISSUES: There is no evidence of title issues. PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is UTD. EXIT STRATEGY: The recommended exit strategy is N/A. ADDITIONAL INFORMATION: This loan was reviewed with data provided from 04/01/2017 through 03/31/2018. The borrower has not called in and there have been no attempts to contact the borrower due to the loan being current and all payments being made on time during the review period. 03/31/2018 01/16/2018
95003695 2 [2] Current Status - Delinquent LOAN STATUS: The current loan status is Delinquent. PAY HISTORY: BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was 09/14/2017. This loan was reviewed with data provided from 04/01/2017 through 03/31/2018. For 04/20107 there was no contact other than the borrower making a payment through the website. On 05/10/2017 the borrower was offered a loss mitigation review but she declined assistance and stated that she would bring the account current on her on. On 05/14/2017 the made payment in the amount of $3126.40 via the website. From 06/2017 through 08/2017 there was no contact other than the borrower making monthly payments via the website. On 09/14/2017 workout options were reviewed but no plan was made. The borrower also authorized a payment in the amount of $3149.91. From 10/2017 through 03/2018 there was no contact with the borrower, other than the borrower making monthly payments via online. REASON FOR DEFAULT: The reason for default is excessive obligations. FORECLOSURE: No evidence of current foreclosure activity. BANKRUPTCY: There is no evidence of current or prior bankruptcy. MODIFICATION: The loan has been modified. The modification date is XX/XX/XXXX. The modified principal balance is unavailable. The modification interest rate is unavailable. The modification maturity date is unavailable. LITIGATION: There is no evidence of litigation on the file. TITLE ISSUES: There is no evidence of title issues. PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is owner occupied. EXIT STRATEGY: The recommended exit strategy is Reinstatement. ADDITIONAL INFORMATION: N/A 03/31/2018 03/24/2018
95000759 1 [1] Current Status - Performing [1] Performing Loan and Weak Possibility of Going Delinquent LOAN STATUS: The current loan status is Performing. PAY HISTORY: BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was 12/19/2017. This loan was reviewed with data provided from 04/01/2017 through 03/31/2018. From 4/2017 through 11/2017 there was no contact or attempts. On 12/19/2017 the borrower called and requested a 24 month payment history. From 01/2018 through 3/2018 there was no contact. REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable. FORECLOSURE: No evidence of current foreclosure activity. BANKRUPTCY: There is no evidence of current or prior bankruptcy. MODIFICATION: The loan has been modified. The modification date is XX/XX/XXXX. The modified principal balance is unavailable. The modification interest rate is unavailable. The modification maturity date is unavailable. LITIGATION: There is no evidence of litigation on the file. TITLE ISSUES: There is no evidence of title issues. PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is owner occupied. EXIT STRATEGY: The recommended exit strategy is N/A. ADDITIONAL INFORMATION: N/A 03/31/2018 01/25/2018
95000251 1 [1] Current Status - Performing [1] Performing Loan and Weak Possibility of Going Delinquent LOAN STATUS: The current loan status is Performing. PAY HISTORY: BORROWER CONTACT: No evidence of recent contact with the borrower. REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable. FORECLOSURE: No evidence of current foreclosure activity. BANKRUPTCY: There is no evidence of current or prior bankruptcy. MODIFICATION: The loan has been modified. The modification date is XX/XX/XXXX. The modified principal balance is unavailable. The modification interest rate is unavailable. The modification maturity date is unavailable. LITIGATION: There is no evidence of litigation on the file. TITLE ISSUES: There is no evidence of title issues. PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is UTD. EXIT STRATEGY: The recommended exit strategy is N/A. ADDITIONAL INFORMATION: This loan was reviewed with data provided from 04/01/2017 through 03/31/2018. During the review period, the borrower has not called in and the servicer is not attempting to contact the borrower. There is no evidence of collection calls or general demand letters being generated since the loan is performing. Loan modification was completed. Borrower has been current throughout review period and has made a constant effort to keep the loan performing. Commentary from September 2017 to March 2018 is not available. 03/31/2018 08/29/2017
95000571 1 [1] Current Status - Performing [1] Performing Loan and Weak Possibility of Going Delinquent LOAN STATUS: The current loan status is Performing. PAY HISTORY: BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was 03/21/2018. This loan was reviewed with data provided from 04/01/2017 through 03/31/2018. On 4/18/2017 borrower advised that she wanted to know the status. Rep advised the documents still needed for review. On 7/12/2017 rep called to advised he will be working the file. Rep went over the documents needed for modification review. On 8/3/2017 borrower called about the foreclosure status and to reapply for the modification. On 9/19/2017 borrower called to see the status of the review rep advised why it was denied. On 10/16/2017 borrower advised loan should not be reviewed for modification. On 3/21/2018 borrower will call back to set up the payment. REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable. FORECLOSURE: The file was referred to foreclosure and the referral date is not available in the information provided. Unable to determine the next projected foreclosure step. BANKRUPTCY: There is no evidence of current or prior bankruptcy. MODIFICATION: The loan has been modified. The modification date is XX/XX/XXXX. The modified principal balance is unavailable. The modification interest rate is unavailable. The modification maturity date is unavailable. LITIGATION: There is no evidence of litigation on the file. TITLE ISSUES: There is no evidence of title issues. PROPERTY CONDITION: There is no evidence of property damage. The property condition is good. The current occupancy status is UTD. EXIT STRATEGY: The recommended exit strategy is N/A. ADDITIONAL INFORMATION: N/A 03/31/2018 03/21/2018
95004672 1 [1] Current Status - Performing [1] Performing Loan and Weak Possibility of Going Delinquent LOAN STATUS: The current loan status is Performing. PAY HISTORY: BORROWER CONTACT: No evidence of recent contact with the borrower. REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable. FORECLOSURE: No evidence of current foreclosure activity. BANKRUPTCY: There is no evidence of current or prior bankruptcy. MODIFICATION: The loan has been modified. The modification date is XX/XX/XXXX. The modified principal balance is unavailable. The modification interest rate is unavailable. The modification maturity date is unavailable. LITIGATION: There is no evidence of litigation on the file. TITLE ISSUES: There is no evidence of title issues. PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is owner occupied. EXIT STRATEGY: The recommended exit strategy is N/A. ADDITIONAL INFORMATION: This loan was reviewed with data provided from 04/01/2017 through 03/31/2018. The borrower has not called in and there have been no attempts to contact the borrower due to the loan being current and all payments being made on time during the review period. 03/31/2018 04/15/2018
95004208 2 [2] Bankruptcy - CH XX - Discharged w/o Reaffirmation [1] Current Status - Performing [1] Performing Loan and Weak Possibility of Going Delinquent LOAN STATUS: The current loan status is Performing. PAY HISTORY: BORROWER CONTACT: No evidence of recent contact with the borrower. REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable. FORECLOSURE: No evidence of current foreclosure activity. BANKRUPTCY: There is evidence of bankruptcy on the loan. The bankruptcy filing date is unavailable. The chapter is Chapter XX. The bankruptcy case number is not available. The most recent bankruptcy status is discharged. MODIFICATION: The loan has been modified. The modification date is XX/XX/XXXX. The modified principal balance is unavailable. The modification interest rate is unavailable. The modification maturity date is unavailable. LITIGATION: There is no evidence of litigation on the file. TITLE ISSUES: There is no evidence of title issues. PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is owner occupied. EXIT STRATEGY: The recommended exit strategy is N/A. ADDITIONAL INFORMATION: This loan was reviewed with data provided from 04/01/2017 through 03/31/2018. During the review period, the borrower has not called in and the servicer is not attempting to contact the borrower. Borrower has a discharged Chapter XX bankruptcy. Payments has been consistently slow and late. General demands and foreclosure referrals was put on hold under the disaster protection (XXX wildfires). The reason for hardship is not available. The file was put under a disaster forbearance in January 2018. (see pay history) Loan modification was completed in XXXX. Loan is now performing. 03/31/2018 03/14/2018
95001760 1 [1] Current Status - Performing [1] Performing Loan and Weak Possibility of Going Delinquent LOAN STATUS: The current loan status is Performing. PAY HISTORY: BORROWER CONTACT: No evidence of recent contact with the borrower. REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable. FORECLOSURE: No evidence of current foreclosure activity. BANKRUPTCY: There is no evidence of current or prior bankruptcy. MODIFICATION: The loan has been modified. The modification date is XX/XX/XXXX. The modified principal balance is unavailable. The modification interest rate is unavailable. The modification maturity date is unavailable. LITIGATION: There is no evidence of litigation on the file. TITLE ISSUES: There is no evidence of title issues. PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is owner occupied. EXIT STRATEGY: The recommended exit strategy is N/A. ADDITIONAL INFORMATION: This loan was reviewed with data provided from 04/01/2017 through 03/31/2018. There has been no communication with borrower during the review period. Borrowers have been making payment monthly between due date and late charge date. Hazard insurance was updated in April 2017. In XX/XXXX the loan was placed on hold for hurricane XXX and hold removed XX/XX/XXXX. No inbound or outbound contact attempts made. 03/31/2018 12/22/2017
95004016 1 [1] Current Status - Performing [1] Performing Loan and Weak Possibility of Going Delinquent LOAN STATUS: The current loan status is Performing. PAY HISTORY: BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was 03/06/2018. This loan was reviewed with data provided from 04/01/2017 through 03/31/2018. On 3/29/2017 borrower made a check by phone in the amount of $2,238.79. On 4/24/2017 borrower made a promise to pay in the amount of $2238.79 on 04/24/17. On 5/19/2017 borrower made a promise to pay in the amount of $2206.67. On 6/26/2017 borrower made a promise to pay in the amount of $2,206.67. On 7/31/2017 borrower made a promise to pay in the amount of $2,206.67. On 9/2/2017 borrower made a promise to pay with a check by phone in the amount of $2,206.67. On 10/3/2017 borrower made a promise to pay in the amount of $2,206.67. On 12/1/2017 borrower made a promise to pay in the amount of $2,206.67 with a check by phone. On 12/19/2017 borrower request payment history for 1/2014-12/2017 to be mailed to the customer. On 2/5/2018 borrower made a promise to pay in the amount of $$2,259.62. On 3/6/2018 borrower called about the general status of the loan. Rep advised approved for hardest hit funds. REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable. FORECLOSURE: No evidence of current foreclosure activity. BANKRUPTCY: There is no evidence of current or prior bankruptcy. MODIFICATION: The loan has been modified. The modification date is XX/XX/XXXX. The modified principal balance is unavailable. The modification interest rate is unavailable. The modification maturity date is unavailable. LITIGATION: There is no evidence of litigation on the file. TITLE ISSUES: There is no evidence of title issues. PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is owner occupied. EXIT STRATEGY: The recommended exit strategy is N/A. ADDITIONAL INFORMATION: N/A 03/31/2018 03/21/2018
95001026 2 [2] Current Status - Delinquent LOAN STATUS: The current loan status is Delinquent. PAY HISTORY: BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was 02/23/2018. This loan was reviewed with data provided from 04/01/2017 through 03/31/2018. On 3/22/2017 borrower advised still unemployed she is unsure if she wants an extension on the unemployment program. On 4/10/2017 rep advised of the modification terms and the agreement. Borrower set up post dated payment. On 4/25/2017 borrower called about options for unemployment rep advised no plans they can offer at this time. On 12/26/2017 rep advised of the loan modification option borrower advised not interested. Borrower advise they will continue to make the payments. On 2/23/2018 borrower made a promise to pay in the amount of $1494.88 with a check by phone. On REASON FOR DEFAULT: The reason for default is curtailment of income. FORECLOSURE: No evidence of current foreclosure activity. BANKRUPTCY: There is no evidence of current or prior bankruptcy. MODIFICATION: The loan has been modified. The modification date is XX/XX/XXXX. The modified principal balance is unavailable. The modification interest rate is unavailable. The modification maturity date is unavailable. LITIGATION: There is no evidence of litigation on the file. TITLE ISSUES: There is no evidence of title issues. PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is UTD. EXIT STRATEGY: The recommended exit strategy is Reinstatement. ADDITIONAL INFORMATION: N/A 03/31/2018 03/19/2018
95002960 1 [1] Current Status - Performing [1] Performing Loan and Weak Possibility of Going Delinquent LOAN STATUS: The current loan status is Performing. PAY HISTORY: BORROWER CONTACT: No evidence of recent contact with the borrower. REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable. FORECLOSURE: No evidence of current foreclosure activity. BANKRUPTCY: There is evidence of bankruptcy on the loan. Bankruptcy was filed on XX/XX/XXXX. The chapter is Chapter XX. The bankruptcy was filed under case number XXX. The most recent bankruptcy status is discharged. The bankruptcy was discharged on XX/XX/XXXX and there is no evidence of reaffirmation.. MODIFICATION: The loan has been modified. The modification date is XX/XX/XXXX. The modified principal balance is unavailable. The modification interest rate is unavailable. The modification maturity date is unavailable. LITIGATION: There is no evidence of litigation on the file. TITLE ISSUES: There is no evidence of title issues. PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is owner occupied. EXIT STRATEGY: The recommended exit strategy is N/A. ADDITIONAL INFORMATION: This loan was reviewed with data provided from 04/01/2017 through 03/31/2018. There has been no contact with borrowers during 12 month review period. No outbound calls attempted and no inbound calls from borrowers. Borrowers have been making regular monthly payments online after the due date and prior to late charge date. 03/31/2018 03/14/2018
95005134 2 [2] Current Status - Delinquent LOAN STATUS: The current loan status is Delinquent. PAY HISTORY: BORROWER CONTACT: No evidence of recent contact with the borrower. REASON FOR DEFAULT: The reason for default is unknown because the servicer has been unable to contact borrower. FORECLOSURE: No evidence of current foreclosure activity. BANKRUPTCY: There is no evidence of current or prior bankruptcy. MODIFICATION: The loan has been modified. The modification date is XX/XX/XXXX. The modified principal balance is unavailable. The modification interest rate is unavailable. The modification maturity date is unavailable. LITIGATION: There is no evidence of litigation on the file. TITLE ISSUES: There is no evidence of title issues. PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is UTD. EXIT STRATEGY: The recommended exit strategy is Reinstatement. ADDITIONAL INFORMATION: This loan was reviewed with data provided from 04/01/2017 through 03/31/2018. There are 6 internal collection comments between 10/19/2016 and 11/10/2017; with no Borrower contact whatsoever. Final comment on 11/10/2017 is that cease and desist stop remains and is still valid. C&D requested on 05/15/2012. No attempt at contact to determine cause of recent delinquency. 03/31/2018 11/10/2017
95001487 2 [2] Bankruptcy - CH XX - Discharged w/o Reaffirmation [1] Current Status - Performing [1] Performing Loan and Weak Possibility of Going Delinquent LOAN STATUS: The current loan status is Performing. PAY HISTORY: BORROWER CONTACT: No evidence of recent contact with the borrower. REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable. FORECLOSURE: No evidence of current foreclosure activity. BANKRUPTCY: There is evidence of bankruptcy on the loan. Bankruptcy was filed on XX/XX/XXXX. The chapter is Chapter XX. The bankruptcy case number is not available. The most recent bankruptcy status is discharged. The bankruptcy was discharged on XX/XX/XXXX and there is no evidence of reaffirmation.. MODIFICATION: The loan has been modified. The modification date is XX/XX/XXXX. The modified principal balance is unavailable. The modification interest rate is unavailable. The modification maturity date is unavailable. LITIGATION: There is no evidence of litigation on the file. TITLE ISSUES: There is no evidence of title issues. PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is UTD. EXIT STRATEGY: The recommended exit strategy is N/A. ADDITIONAL INFORMATION: This loan was reviewed with data provided from 04/01/2017 through 03/31/2018. During the review period, the borrower has not called in and the servicer is not attempting to contact the borrower. Chapter XX bankruptcy has been discharged. The borrower is using the automated system to make payments. Throughout the review period, there is no evidence of change in the borrower's situation or income that could affect the borrower's ability to pay. Loan modification was completed. Borrower has been current throughout review period and has made a constant effort to keep the loan performing. 03/31/2018 03/15/2018
95004934 2 [2] Bankruptcy - CH XX - Discharged w/o Reaffirmation [2] Current Status - Delinquent LOAN STATUS: The current loan status is Delinquent. PAY HISTORY: BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was 02/28/2018. This loan was reviewed with data provided from 04/01/2017 through 03/31/2018. On 05/15/2017 the borrower made a promise to pay on 05/16/2017. On 07/27/2017 the borrower made a promise to pay for 07/28/2017. On 08/18/2017 the borrower called requesting research done on late fees; the agent advised it was still being researched. The borrower was called on 08/23/2017 and advised that the servicer can charge fees. On 08/30/2017, 09/29/2017, 10/30/2017, 11/30/2017, 12/29/2017, 01/30/2018 and 02/28/2018, the borrower made phone payments. REASON FOR DEFAULT: The reason for default is UTD. Unable to determine the reason for default with the information provided. FORECLOSURE: The file was referred to foreclosure and the referral date is not available in the information provided. Unable to determine the next projected foreclosure step. Closed - Not Complete BANKRUPTCY: There is evidence of bankruptcy on the loan. Bankruptcy was filed on XX/XX/XXXX. The chapter is Chapter XX. The bankruptcy was filed under case number XXX. The most recent bankruptcy status is discharged. The bankruptcy was discharged on XX/XX/XXXX and there is no evidence of reaffirmation.. MODIFICATION: The loan has been modified. The modification date is XX/XX/XXXX. The modified principal balance is unavailable. The modification interest rate is unavailable. The modification maturity date is unavailable. LITIGATION: There is no evidence of litigation on the file. TITLE ISSUES: There is no evidence of title issues. PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is UTD. EXIT STRATEGY: The recommended exit strategy is Reinstatement. ADDITIONAL INFORMATION: N/A 03/31/2018 02/28/2018
95004277 3 [3] Deceased Borrower(s) - No Death Certificate Received [1] Current Status - Performing [1] Deceased Borrower(s) - Trustee/Heir(s) identified and documented [1] Performing Loan and Weak Possibility of Going Delinquent LOAN STATUS: The current loan status is Performing. PAY HISTORY: BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was 03/20/2018. This loan was reviewed with data provided from 04/01/2017 through 03/31/2018. On 08/03/2017 the borrower promised to pay $4,200.00. On 03/20/2018 the borrower called with questions about the payments and to verify the March mortgage. On 03/20/2018 the borrower was advised f the lower payment and declined mortgage assistance. The borrower stated the spouse passed on 08/17/2016 and research was opened to confirm. Borrower is deceased and ---. The date of death is XX/XX/XXXX. REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable. FORECLOSURE: No evidence of current foreclosure activity. BANKRUPTCY: There is no evidence of current or prior bankruptcy. MODIFICATION: The loan has been modified. The modification date is XX/XX/XXXX. The modified principal balance is unavailable. The modification interest rate is unavailable. The modification maturity date is unavailable. LITIGATION: There is no evidence of litigation on the file. TITLE ISSUES: There is no evidence of title issues. PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is UTD. EXIT STRATEGY: The recommended exit strategy is N/A. ADDITIONAL INFORMATION: N/A 03/31/2018 03/23/2018
95003713 1 [1] Current Status - Performing [1] Performing Loan and Weak Possibility of Going Delinquent LOAN STATUS: The current loan status is Performing. PAY HISTORY: BORROWER CONTACT: No evidence of recent contact with the borrower. REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable. FORECLOSURE: No evidence of current foreclosure activity. BANKRUPTCY: There is no evidence of current or prior bankruptcy. MODIFICATION: The loan has been modified. The modification date is XX/XX/XXXX. The modified principal balance is unavailable. The modification interest rate is unavailable. The modification maturity date is unavailable. LITIGATION: There is no evidence of litigation on the file. TITLE ISSUES: There is no evidence of title issues. PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is owner occupied. EXIT STRATEGY: The recommended exit strategy is N/A. ADDITIONAL INFORMATION: This loan was reviewed with data provided from 04/01/2017 through 03/31/2018. No contact made with borrower during 12 month review period. No outbound attempts and no inbound calls from borrowers. Borrowers have remained current during the review period and payments being made online prior to late charge date. Loan is previously modified and in current status at this time. 03/31/2018 03/14/2018
95002147 2 [2] Current Status - Delinquent LOAN STATUS: The current loan status is Delinquent. PAY HISTORY: BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was 03/15/2018. This loan was reviewed with data provided from 04/01/2017 through 03/31/2018. On 04/28/2017 the borrower made a payment of $2,663.00 over the phone. On 06/09/2017 the borrower made a payment of $2,663.00 over the phone On 08/05/2017 the borrower made a payment of $2,663.00 over the phone. On 09/29/2017 the borrower made a payment of $2,663.00 over the phone. On 11/10/2017 the borrower made a payment of $2,663.00 over the phone. On 01/05/2018 the borrower made a payment of $2,663.00 over the phone. On 01/30/2018 the borrower scheduled a payment of $2,913.00 for 02/02/2018. On 02/19/2018 the borrower discussed their escrow account and made a payment of $250.00 over the phone. On 03/05/2018 the borrower mad a papyemnt of $2,913 over the phone. On 03/15/2018 the borrower scheduled a payment of $250 for 03/16/2018. The borrower stated they intend to sell the property. Comments reflect the borrower intends to sell the property but there is no evidence of the property being listed. REASON FOR DEFAULT: The reason for default is UTD. Unable to determine the reason for default with the information provided. FORECLOSURE: No evidence of current foreclosure activity. BANKRUPTCY: There is no evidence of current or prior bankruptcy. MODIFICATION: The loan has been modified. The modification date is XX/XX/XXXX. The modified principal balance is unavailable. The modification interest rate is unavailable. The modification maturity date is unavailable. LITIGATION: There is no evidence of litigation on the file. TITLE ISSUES: There is no evidence of title issues. PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is owner occupied. EXIT STRATEGY: The recommended exit strategy is Modification. ADDITIONAL INFORMATION: N/A 03/31/2018 03/20/2018
95002780 1 [1] Current Status - Performing [1] Performing Loan and Weak Possibility of Going Delinquent LOAN STATUS: The current loan status is Performing. PAY HISTORY: BORROWER CONTACT: No evidence of recent contact with the borrower. REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable. FORECLOSURE: No evidence of current foreclosure activity. BANKRUPTCY: There is no evidence of current or prior bankruptcy. MODIFICATION: The loan has been modified. The modification date is XX/XX/XXXX. The modified principal balance is unavailable. The modification interest rate is unavailable. The modification maturity date is unavailable. LITIGATION: There is no evidence of litigation on the file. TITLE ISSUES: There is no evidence of title issues. PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is UTD. EXIT STRATEGY: The recommended exit strategy is N/A. ADDITIONAL INFORMATION: This loan was reviewed with data provided from 04/01/2017 through 03/31/2018. Chance of future delinquency is weak, borrower is making on-time payments and account has been current throughout the review period. 03/31/2018 01/25/2018
95002042 1 [1] Current Status - Performing [1] Performing Loan and Weak Possibility of Going Delinquent LOAN STATUS: The current loan status is Performing. PAY HISTORY: BORROWER CONTACT: No evidence of recent contact with the borrower. REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable. FORECLOSURE: No evidence of current foreclosure activity. BANKRUPTCY: There is no evidence of current or prior bankruptcy. MODIFICATION: The loan has been modified. The modification date is XX/XX/XXXX. The modified principal balance is unavailable. The modification interest rate is unavailable. The modification maturity date is unavailable. LITIGATION: There is no evidence of litigation on the file. TITLE ISSUES: There is no evidence of title issues. PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is UTD. EXIT STRATEGY: The recommended exit strategy is N/A. ADDITIONAL INFORMATION: This loan was reviewed with data provided from 04/01/2017 through 03/31/2018. During the review period, the borrower has not called in and the servicer is not attempting to contact the borrower. There is no evidence of collection calls or general demand letters being generated since the loan is performing. Loan modification was completed. Borrower has been current throughout review period and has made a constant effort to keep the loan performing. HAMP incentives are being applied. Commentary from January 2018 to March 2018 is not available. 03/31/2018 12/28/2017
95003337 1 [1] Current Status - Performing [1] Performing Loan and Weak Possibility of Going Delinquent LOAN STATUS: The current loan status is Performing. PAY HISTORY: BORROWER CONTACT: No evidence of recent contact with the borrower. REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable. FORECLOSURE: No evidence of current foreclosure activity. BANKRUPTCY: There is no evidence of current or prior bankruptcy. MODIFICATION: The loan has been modified. The modification date is XX/XX/XXXX. The modified principal balance is unavailable. The modification interest rate is unavailable. The modification maturity date is unavailable. LITIGATION: There is no evidence of litigation on the file. TITLE ISSUES: There is no evidence of title issues. PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is UTD. EXIT STRATEGY: The recommended exit strategy is N/A. ADDITIONAL INFORMATION: This loan was reviewed with data provided from 04/01/2017 through 03/31/2018. The borrower had not called in and there have been no attempts to contact the borrower due to the loan being current and all payments being made prior to the grace period expiration during the review period. On XX/XX/XXXX a hold was placed due to the XX wildfires, which was released on XX/XX/XXXX. There was a previous bankruptcy on the loan. 03/31/2018 03/14/2018
95002176 2 [2] Current Status - Delinquent LOAN STATUS: The current loan status is Delinquent. PAY HISTORY: BORROWER CONTACT: No evidence of recent contact with the borrower. REASON FOR DEFAULT: The reason for default is unknown because the servicer has been unable to contact borrower. FORECLOSURE: No evidence of current foreclosure activity. BANKRUPTCY: There is no evidence of current or prior bankruptcy. MODIFICATION: The loan has been modified. The modification date is XX/XX/XXXX. The modified principal balance is unavailable. The modification interest rate is unavailable. The modification maturity date is unavailable. LITIGATION: There is no evidence of litigation on the file. TITLE ISSUES: There is no evidence of title issues. PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is UTD. EXIT STRATEGY: The recommended exit strategy is Reinstatement. ADDITIONAL INFORMATION: This loan was reviewed with data provided from 04/01/2017 through 03/31/2018. There has been no contact made throughout the review process. There were several attempts with no contact or return calls. Loan is current 30 days past due. 03/31/2018 03/17/2018
95001688 2 [2] Current Status - Delinquent LOAN STATUS: The current loan status is Delinquent. PAY HISTORY: BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was 03/23/2018. This loan was reviewed with data provided from 04/01/2017 through 03/31/2018. From April 2017 to February 2018, there was no contact made between the servicer and the borrower. On 03/23/2018, borrower called and stated that husband is incarcerated and will return on 02/2019. Borrower has only one income and has requested loss mitigation assistance. Representative conducted a financial interview and went over the documents required for loss mitigation review. Borrower is self employed and now the business is doing better. REASON FOR DEFAULT: The reason for default is incarceration. FORECLOSURE: No evidence of current foreclosure activity. BANKRUPTCY: There is evidence of bankruptcy on the loan. The bankruptcy filing date is unavailable. The bankruptcy chapter is unavailable. The bankruptcy case number is not available. The most recent bankruptcy status is discharged. MODIFICATION: The loan has been modified. The modification date is XX/XX/XXXX. The modified principal balance is unavailable. The modification interest rate is unavailable. The modification maturity date is unavailable. LITIGATION: There is no evidence of litigation on the file. TITLE ISSUES: There is no evidence of title issues. PROPERTY CONDITION: There is no evidence of property damage. The property condition is good. The current occupancy status is owner occupied. EXIT STRATEGY: The recommended exit strategy is Reinstatement. ADDITIONAL INFORMATION: N/A 03/31/2018 03/23/2018
95003112 1 [1] Current Status - Performing [1] Performing Loan and Weak Possibility of Going Delinquent LOAN STATUS: The current loan status is Performing. PAY HISTORY: BORROWER CONTACT: No evidence of recent contact with the borrower. REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable. FORECLOSURE: No evidence of current foreclosure activity. BANKRUPTCY: There is no evidence of current or prior bankruptcy. MODIFICATION: The loan has been modified. The modification date is XX/XX/XXXX. The modified principal balance is unavailable. The modification interest rate is unavailable. The modification maturity date is unavailable. LITIGATION: There is no evidence of litigation on the file. TITLE ISSUES: There is no evidence of title issues. PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is UTD. EXIT STRATEGY: The recommended exit strategy is N/A. ADDITIONAL INFORMATION: This loan was reviewed with data provided from 04/01/2017 through 03/31/2018. There was no evidence of contact attempts or skip tracing activity during the review period. 03/31/2018 03/21/2018
95002006 1 [1] Current Status - Performing [1] Performing Loan and Weak Possibility of Going Delinquent LOAN STATUS: The current loan status is Performing. PAY HISTORY: BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was 02/16/2018. This loan was reviewed with data provided from 04/01/2017 through 03/31/2018. The collection comments were limited. There were 14 attempts made in the last 12 months to contact the borrower. The last attempt was made on 11/20/2017. The account has remained current throughout the review period. The borrower initially called on 04/02/2017 advising of a hardship due to excessive obligations. The borrower stated they would make their payment on 04/15/2017. There was no further mention of a hardship. Comments from 05/16/2017 through 02/16/2018 referenced the borrower calling once a month to make a payment through the automated phone system. No further information was provided. REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable. FORECLOSURE: No evidence of current foreclosure activity. BANKRUPTCY: There is no evidence of current or prior bankruptcy. MODIFICATION: The loan has been modified. The modification date is XX/XX/XXXX. The modified principal balance is unavailable. The modification interest rate is unavailable. The modification maturity date is unavailable. LITIGATION: There is no evidence of litigation on the file. TITLE ISSUES: There is no evidence of title issues. PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is UTD. EXIT STRATEGY: The recommended exit strategy is N/A. ADDITIONAL INFORMATION: N/A 03/31/2018 02/16/2018
95000679 3 [3] Deceased Borrower(s) - No Death Certificate Received [1] Current Status - Performing [1] Performing Loan and Weak Possibility of Going Delinquent LOAN STATUS: The current loan status is Performing. PAY HISTORY: BORROWER CONTACT: No evidence of recent contact with the borrower. Borrower is deceased and ---. The date of death is XX/XX/XXXX. REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable. FORECLOSURE: No evidence of current foreclosure activity. BANKRUPTCY: There is no evidence of current or prior bankruptcy. MODIFICATION: The loan has been modified. The modification date is XX/XX/XXXX. The modified principal balance is unavailable. The modification interest rate is unavailable. The modification maturity date is unavailable. LITIGATION: There is no evidence of litigation on the file. TITLE ISSUES: There is no evidence of title issues. PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is owner occupied. EXIT STRATEGY: The recommended exit strategy is N/A. ADDITIONAL INFORMATION: This loan was reviewed with data provided from 04/01/2017 through 03/31/2018. NO contact with borrowers during review period. No inbound calls and no outbound attempts. Borrowers making regular monthly payments in timely matter with payments being received on first or second of every month. There are no indications at this time that this is going to change anytime soon. 03/31/2018 03/12/2018
95005003 1 [1] Current Status - Performing [1] Performing Loan and Weak Possibility of Going Delinquent LOAN STATUS: The current loan status is Performing. PAY HISTORY: BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was 04/07/2017. This loan was reviewed with data provided from 04/01/2017 through 03/31/2018. There was no contact with the borrower prior to or after 04/07/2017. On 04/07/2017 the borrower called to make a payment and was unable to because of attorney representation. The borrower was advised that all transactions on this account would be cancelled until the attorney can contact XXX. All payments being made on time during the review period. REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable. FORECLOSURE: The file was referred to foreclosure and the referral date is not available in the information provided. Unable to determine the next projected foreclosure step. BANKRUPTCY: There is evidence of bankruptcy on the loan. Bankruptcy was filed on XX/XX/XXXX. The chapter is Chapter XX. The bankruptcy was filed under case number XXX. The most recent bankruptcy status is dismissed. MODIFICATION: The loan has been modified. The modification date is XX/XX/XXXX. The modified principal balance is unavailable. The modification interest rate is unavailable. The modification maturity date is unavailable. LITIGATION: There is no evidence of litigation on the file. TITLE ISSUES: There is no evidence of title issues. PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is UTD. EXIT STRATEGY: The recommended exit strategy is N/A. ADDITIONAL INFORMATION: N/A 03/31/2018 03/14/2018
95001169 2 [2] Bankruptcy - CH XX - Discharged w/o Reaffirmation [1] Current Status - Performing [1] Performing Loan and Weak Possibility of Going Delinquent LOAN STATUS: The current loan status is Performing. PAY HISTORY: BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was 01/25/2018. This loan was reviewed with data provided from 04/01/2017 through 03/31/2018. On 4/2/2017 the borrower indicated there was an illness in the family, and they paid at the bank branch. The reason for default is excessive obligations. On 5/11/2017 the borrower made a promise to pay at the bank branch.On 11/17/2017 the borrowers's phone numbers were updated, and made a promise to pay at the branch. On 1/19/2018 the borrower requested a refund of $2,000 returned via ACH as the funds were misapplied. On 1/25/2018 the borrower requested a refund of $2,000 returned via ACH as the funds were misapplied. Effective date 1/22/2018. Commentary on 2/4/207 indicates the death of a principal mortgagor. There was a previous foreclosure with a scheduled sale date of XX/XX/XXXX that was canceled on XX/XX/XXXX. There is a previous discharged bankruptcy on the loan. REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable. FORECLOSURE: The file was referred to foreclosure and the referral date is not available in the information provided. Unable to determine the next projected foreclosure step. BANKRUPTCY: There is evidence of bankruptcy on the loan. The bankruptcy filing date is unavailable. The chapter is Chapter XX. The bankruptcy case number is not available. The most recent bankruptcy status is discharged. MODIFICATION: The loan has been modified. The modification date is XX/XX/XXXX. The modified principal balance is unavailable. The modification interest rate is unavailable. The modification maturity date is unavailable. LITIGATION: There is no evidence of litigation on the file. TITLE ISSUES: There is no evidence of title issues. PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is owner occupied. EXIT STRATEGY: The recommended exit strategy is N/A. ADDITIONAL INFORMATION: N/A 03/31/2018 03/22/2018
95001322 1 [1] Current Status - Performing [1] Performing Loan and Weak Possibility of Going Delinquent LOAN STATUS: The current loan status is Performing. PAY HISTORY: BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was 01/26/2018. This loan was reviewed with data provided from 04/01/2017 through 03/31/2018. There was minimal contact with the borrower due to the loan performed with no adverse activity. The borrower made regular monthly payments online. On 01/26/2018 the borrower called to have their online password reset. The call was unexpectedly disconnected. REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable. FORECLOSURE: No evidence of current foreclosure activity. BANKRUPTCY: There is no evidence of current or prior bankruptcy. MODIFICATION: The loan has been modified. The modification date is XX/XX/XXXX. The modified principal balance is unavailable. The modification interest rate is unavailable. The modification maturity date is unavailable. LITIGATION: There is no evidence of litigation on the file. TITLE ISSUES: There is no evidence of title issues. PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is UTD. EXIT STRATEGY: The recommended exit strategy is N/A. ADDITIONAL INFORMATION: N/A 03/31/2018 04/30/2018
95001429 3 [3] Deceased Borrower(s) - No Trustee/heir of Property Noted [3] Deceased Borrower(s) - No Death Certificate Received [2] Current Status - Delinquent LOAN STATUS: The current loan status is Delinquent. PAY HISTORY: BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was 10/09/2017. This loan was reviewed with data provided from 04/01/2017 through 03/31/2018. The servicer has been attempting contact on a weekly basis. Contact was only established once during the review period; the borrower's deceased and the trustee called on 10/09/2017 to discuss the account and advise as such. Borrower is deceased and ---. The date of death is unknown. REASON FOR DEFAULT: The reason for default is death of mortgagor. FORECLOSURE: No evidence of current foreclosure activity. BANKRUPTCY: There is no evidence of current or prior bankruptcy. MODIFICATION: The loan has been modified. The modification date is XX/XX/XXXX. The modified principal balance is unavailable. The modification interest rate is unavailable. The modification maturity date is unavailable. LITIGATION: There is no evidence of litigation on the file. TITLE ISSUES: There is no evidence of title issues. PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is UTD. EXIT STRATEGY: The recommended exit strategy is Modification. ADDITIONAL INFORMATION: N/A 03/31/2018 03/21/2018
95003140 2 [2] Performing Loan But Moderate Possibility of Going Delinquent [1] Current Status - Performing LOAN STATUS: The current loan status is Performing. PAY HISTORY: BORROWER CONTACT: No evidence of recent contact with the borrower. REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable. FORECLOSURE: No evidence of current foreclosure activity. BANKRUPTCY: There is no evidence of current or prior bankruptcy. MODIFICATION: The loan has been modified. The modification date is XX/XX/XXXX. The modified principal balance is unavailable. The modification interest rate is unavailable. The modification maturity date is unavailable. LITIGATION: There is no evidence of litigation on the file. TITLE ISSUES: There is no evidence of title issues. PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is owner occupied. EXIT STRATEGY: The recommended exit strategy is N/A. ADDITIONAL INFORMATION: This loan was reviewed with data provided from 04/01/2017 through 03/31/2018. The borrower called each month to make their payment. No other account information was discussed during these calls. The loan is performing. 03/31/2018 03/20/2018
95004259 1 [1] Current Status - Performing [1] Performing Loan and Weak Possibility of Going Delinquent LOAN STATUS: The current loan status is Performing. PAY HISTORY: BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was 07/13/2017. This loan was reviewed with data provided from 04/01/2017 through 03/31/2018. There was no contact with the borrower from 04/01/2017 to 07/2017 due to the loan being in foreclosure. On 07/13/2017 the borrower verified their information and stated they will be reinstating their account. There was no contact with the borrower from 08/2017 to the end of the review due to the loan being cured and remaining current during that period of the review. REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable. FORECLOSURE: The file was referred to foreclosure and the referral date is not available in the information provided. Unable to determine the next projected foreclosure step. BANKRUPTCY: There is no evidence of current or prior bankruptcy. MODIFICATION: The loan has been modified. The modification date is XX/XX/XXXX. The modified principal balance is unavailable. The modification interest rate is unavailable. The modification maturity date is unavailable. LITIGATION: There is no evidence of litigation on the file. TITLE ISSUES: There is no evidence of title issues. PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is owner occupied. EXIT STRATEGY: The recommended exit strategy is N/A. ADDITIONAL INFORMATION: N/A 03/31/2018 03/09/2018
95004367 2 [2] Bankruptcy - CH XX - Discharged w/o Reaffirmation [1] Current Status - Performing [1] Performing Loan and Weak Possibility of Going Delinquent LOAN STATUS: The current loan status is Performing. PAY HISTORY: BORROWER CONTACT: No evidence of recent contact with the borrower. REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable. FORECLOSURE: No evidence of current foreclosure activity. BANKRUPTCY: There is evidence of bankruptcy on the loan. The bankruptcy filing date is unavailable. The chapter is Chapter XX. The bankruptcy case number is not available. The most recent bankruptcy status is discharged. MODIFICATION: The loan has been modified. The modification date is XX/XX/XXXX. The modified principal balance is unavailable. The modification interest rate is unavailable. The modification maturity date is unavailable. LITIGATION: There is no evidence of litigation on the file. TITLE ISSUES: There is no evidence of title issues. PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is UTD. EXIT STRATEGY: The recommended exit strategy is N/A. ADDITIONAL INFORMATION: This loan was reviewed with data provided from 04/01/2017 through 03/31/2018. During the review period, the borrower has not called in and the servicer is not attempting to contact the borrower. Per pay history, the borrower is making payments on time. Chapter XX bankruptcy has been discharged. Several credit disputes on the account. The servicer has researched the issue and a resolution was sent to the borrower. Throughout the review period, there is no evidence of change in the borrower's situation or income that could affect the borrower's ability to pay. Loan modification was completed. Borrower has been current throughout review period and has made a constant effort to keep the loan performing. 03/31/2018 03/06/2018
95005077 1 [1] Current Status - Performing [1] Performing Loan and Weak Possibility of Going Delinquent LOAN STATUS: The current loan status is Performing. PAY HISTORY: BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was 04/05/2017. This loan was reviewed with data provided from 04/01/2017 through 03/31/2018. On 4/5/2017 the borrower called and requested a copy of the 1098 for 2016. There was no other contact with the borrower in the review period and there were no attempts made to contact the borrower. The loan was current through the entire review period. REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable. FORECLOSURE: No evidence of current foreclosure activity. BANKRUPTCY: There is no evidence of current or prior bankruptcy. MODIFICATION: The loan has been modified. The modification date is XX/XX/XXXX. The modified principal balance is unavailable. The modification interest rate is unavailable. The modification maturity date is unavailable. LITIGATION: There is no evidence of litigation on the file. TITLE ISSUES: There is no evidence of title issues. PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is UTD. EXIT STRATEGY: The recommended exit strategy is N/A. ADDITIONAL INFORMATION: N/A 03/31/2018 08/18/2017
95002040 1 [1] Current Status - Performing [1] Performing Loan and Weak Possibility of Going Delinquent LOAN STATUS: The current loan status is Performing. PAY HISTORY: BORROWER CONTACT: No evidence of recent contact with the borrower. REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable. FORECLOSURE: No evidence of current foreclosure activity. BANKRUPTCY: There is no evidence of current or prior bankruptcy. MODIFICATION: The loan has been modified. The modification date is XX/XX/XXXX. The modified principal balance is unavailable. The modification interest rate is unavailable. The modification maturity date is unavailable. LITIGATION: There is no evidence of litigation on the file. TITLE ISSUES: There is no evidence of title issues. PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is UTD. EXIT STRATEGY: The recommended exit strategy is N/A. ADDITIONAL INFORMATION: This loan was reviewed with data provided from 04/01/2017 through 03/31/2018. There was no evidence of borrower contact attempts or skip tracing activity. 03/31/2018 01/19/2018
95001480 1 [1] Current Status - Performing [1] Performing Loan and Weak Possibility of Going Delinquent LOAN STATUS: The current loan status is Performing. PAY HISTORY: BORROWER CONTACT: No evidence of recent contact with the borrower. REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable. FORECLOSURE: No evidence of current foreclosure activity. BANKRUPTCY: There is no evidence of current or prior bankruptcy. MODIFICATION: The loan has been modified. The modification date is XX/XX/XXXX. The modified principal balance is unavailable. The modification interest rate is unavailable. The modification maturity date is unavailable. LITIGATION: There is no evidence of litigation on the file. TITLE ISSUES: There is no evidence of title issues. PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is UTD. EXIT STRATEGY: The recommended exit strategy is N/A. ADDITIONAL INFORMATION: This loan was reviewed with data provided from 04/01/2017 through 03/31/2018. Chance of future delinquency is weak, borrower is making on-time payments and account has been current throughout the review period. 03/31/2018 02/23/2018
95002119 1 [1] Current Status - Performing [1] Performing Loan and Weak Possibility of Going Delinquent LOAN STATUS: The current loan status is Performing. PAY HISTORY: BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was 12/07/2017. This loan was reviewed with data provided from 04/01/2017 through 03/31/2018. Borrower has been making regular monthly payment by calling in on IVR automated system. HAMP incentive was posted to principal on 4/27/2017. Payments typically are being made at middle of the month. No outbound attempts made to borrowers but borrowers did call inbound on 12/7/2017 to set up ACH and recurring payments. Borrower also needed a refund for a late charge that was previously adjusted but paid by borrowers anyway. REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable. FORECLOSURE: The file was referred to foreclosure and the referral date is not available in the information provided. Unable to determine the next projected foreclosure step. Foreclosure closed - Not completed BANKRUPTCY: There is no evidence of current or prior bankruptcy. MODIFICATION: The loan has been modified. The modification date is XX/XX/XXXX. The modified principal balance is unavailable. The modification interest rate is unavailable. The modification maturity date is unavailable. LITIGATION: There is no evidence of litigation on the file. TITLE ISSUES: There is no evidence of title issues. PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is owner occupied. EXIT STRATEGY: The recommended exit strategy is N/A. ADDITIONAL INFORMATION: N/A 03/31/2018 01/19/2018
95003313 1 [1] Current Status - Performing [1] Performing Loan and Weak Possibility of Going Delinquent LOAN STATUS: The current loan status is Performing. PAY HISTORY: BORROWER CONTACT: No evidence of recent contact with the borrower. REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable. FORECLOSURE: No evidence of current foreclosure activity. BANKRUPTCY: There is no evidence of current or prior bankruptcy. MODIFICATION: The loan has been modified. The modification date is XX/XX/XXXX. The modified principal balance is unavailable. The modification interest rate is unavailable. The modification maturity date is unavailable. LITIGATION: There is no evidence of litigation on the file. TITLE ISSUES: There is no evidence of title issues. PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is owner occupied. EXIT STRATEGY: The recommended exit strategy is N/A. ADDITIONAL INFORMATION: This loan was reviewed with data provided from 04/01/2017 through 03/31/2018. The borrower has not called in and there have been no attempts to contact the borrower due to the loan being current and all payments being made on time during the review period 03/31/2018 03/11/2018
95002222 1 [1] Current Status - Performing [1] Performing Loan and Weak Possibility of Going Delinquent LOAN STATUS: The current loan status is Performing. PAY HISTORY: BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was 07/27/2017. This loan was reviewed with data provided from 04/01/2017 through 03/31/2018. No contact made prior to 7/27/2017. On 7/27/2017 rep explained that the recast has expired and the option to do a modification is still open. Loan is actively performing. REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable. FORECLOSURE: No evidence of current foreclosure activity. BANKRUPTCY: There is no evidence of current or prior bankruptcy. MODIFICATION: The loan has been modified. The modification date is XX/XX/XXXX. The modified principal balance is unavailable. The modification interest rate is unavailable. The modification maturity date is unavailable. LITIGATION: There is no evidence of litigation on the file. TITLE ISSUES: There is no evidence of title issues. PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is UTD. EXIT STRATEGY: The recommended exit strategy is N/A. ADDITIONAL INFORMATION: N/A 03/31/2018 12/18/2017
95004389 2 [2] Bankruptcy - CH XX - Discharged w/o Reaffirmation [1] Current Status - Performing [1] Performing Loan and Weak Possibility of Going Delinquent LOAN STATUS: The current loan status is Performing. PAY HISTORY: BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was 02/15/2018. This loan was reviewed with data provided from 04/01/2017 through 03/31/2018. There was no contact with the borrower prior to 10/03/2017. From 10/03/2017 to 03/03/2018, the borrower has called in every month to make a payment over the phone. There is no evidence of property issues, collection calls or general demand letters being generated during the review period. The borrower is making payments on time and the loan is performing. The loan was modified in XXXX. REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable. FORECLOSURE: The file was referred to foreclosure and the referral date is not available in the information provided. Unable to determine the next projected foreclosure step. Foreclosure closed not completed. BANKRUPTCY: There is evidence of bankruptcy on the loan. Bankruptcy was filed on XX/XX/XXXX. The chapter is Chapter XX. The bankruptcy was filed under case number XXX. The most recent bankruptcy status is discharged. The bankruptcy was discharged on XX/XX/XXXX and there is no evidence of reaffirmation.. MODIFICATION: The loan has been modified. The modification date is XX/XX/XXXX. The modified principal balance is unavailable. The modification interest rate is unavailable. The modification maturity date is unavailable. LITIGATION: There is no evidence of litigation on the file. TITLE ISSUES: There is no evidence of title issues. PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is UTD. EXIT STRATEGY: The recommended exit strategy is N/A. ADDITIONAL INFORMATION: N/A 03/31/2018 03/03/2018
95004855 2 [2] Current Status - Delinquent [2] Occupancy - Non Owner Occupied LOAN STATUS: The current loan status is Delinquent. PAY HISTORY: BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was 03/20/2018. This loan was reviewed with data provided from 04/01/2017 through 03/31/2018. On 4/17/17, agent called borrower about payment due, and borrower stated will make payment at branch on 5/12/17. On 5/20/17, borrower promised to pay at branch on 6/15/17. Borrower advised reason for delinquency was payment increase, and agent stated increase was due to taxes. Borrower will look into modification. On 6/23/17, borrower promised to pay at branch on 7/13/17. On 7/21/17, borrower complained that payment keeps increasing, and promised to make payment 8/12/17. Agent wanted to discuss assistance options, but borrower said will call back. On 8/23/17, borrower could not commit to make a payment and stated will gather financial information to discuss workout at a later time. Reason for default was changed to income curtailment, due to borrower was out of work, but is now back to work. On 9/1/17, borrower promised to pay on 9/14/17. On 9/21/17, borrower made a promise to pay on 10/13/17. On 10/25/17, borrower could not commit to pay and said will call back later to discuss options. Borrower advised intends to make payment between the 13th and 15th of next month. On 10/26/17, borrower called in to complete Retention Call. On 11/2/17, borrower called for modification review, and agent advised of documents needed. Reason for default changed to excessive obligations due to payment increase caused hardship. On 11/22/17, borrower promised to pay on 12/15/17. On 1/5/18, borrower promised to pay on 1/13/18. On 1/22/18, borrower called for modification review, and agent asked for translator assistance. Borrower stated would rather have Spanish speaking agent, so requested a call back. On 2/3/18, borrower promised to pay at branch on 2/13/18 to cover December payment and then will think about a modification. On 2/21/18, borrower made a promise to pay on 4/12/18. On 3/20/18, borrower promised to pay on 4/14/18. REASON FOR DEFAULT: The reason for default is excessive obligations. FORECLOSURE: No evidence of current foreclosure activity. BANKRUPTCY: There is no evidence of current or prior bankruptcy. MODIFICATION: The loan has been modified. The modification date is XX/XX/XXXX. The modified principal balance is unavailable. The modification interest rate is unavailable. The modification maturity date is unavailable. LITIGATION: There is no evidence of litigation on the file. TITLE ISSUES: There is no evidence of title issues. PROPERTY CONDITION: There is no evidence of property damage. The property condition is good. The current occupancy status is non-owner occupied. EXIT STRATEGY: The recommended exit strategy is Reinstatement. ADDITIONAL INFORMATION: N/A 03/31/2018 03/21/2018
95003170 1 [1] Current Status - Performing [1] Performing Loan and Weak Possibility of Going Delinquent LOAN STATUS: The current loan status is Performing. PAY HISTORY: BORROWER CONTACT: No evidence of recent contact with the borrower. REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable. FORECLOSURE: No evidence of current foreclosure activity. BANKRUPTCY: There is no evidence of current or prior bankruptcy. MODIFICATION: The loan has been modified. The modification date is XX/XX/XXXX. The modified principal balance is unavailable. The modification interest rate is unavailable. The modification maturity date is unavailable. LITIGATION: There is no evidence of litigation on the file. TITLE ISSUES: There is no evidence of title issues. PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is UTD. EXIT STRATEGY: The recommended exit strategy is N/A. ADDITIONAL INFORMATION: This loan was reviewed with data provided from 04/01/2017 through 03/31/2018. The borrower has not called in and there have been no attempts to contact the borrower due to the loan being current and all payments being made on time during the review period. 03/31/2018 12/29/2017
95002352 1 [1] Current Status - Performing [1] Performing Loan and Weak Possibility of Going Delinquent LOAN STATUS: The current loan status is Performing. PAY HISTORY: BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was 02/16/2018. This loan was reviewed with data provided from 04/01/2017 through 03/31/2018. There was no contact with the borrower prior to or since 02/16/2018. On 02/16/2018 the borrower stated that they made the payment on the 8th at the XXX branch and he shouldn't have gotten a late fee. The borrower was eligible for a late fee waiver and the fee was waived. REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable. FORECLOSURE: No evidence of current foreclosure activity. BANKRUPTCY: There is no evidence of current or prior bankruptcy. MODIFICATION: The loan has been modified. The modification date is XX/XX/XXXX. The modified principal balance is unavailable. The modification interest rate is unavailable. The modification maturity date is unavailable. LITIGATION: There is no evidence of litigation on the file. TITLE ISSUES: There is no evidence of title issues. PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is UTD. EXIT STRATEGY: The recommended exit strategy is N/A. ADDITIONAL INFORMATION: N/A 03/31/2018 02/16/2018
95001511 2 [2] Performing Loan But Moderate Possibility of Going Delinquent [1] Current Status - Performing LOAN STATUS: The current loan status is Performing. PAY HISTORY: BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was 02/20/2018. This loan was reviewed with data provided from 04/01/2017 through 03/31/2018. Borrower called in 4/1/2017 to advise was interested in loss mitigation as he is unemployed and on social security benefits. On 4/25/2017 written authorization was received to release information to CALFHA Mortgage Assistance Corporation as well as XXX. Borrower called again 4/26/2017 to advise he was working with HHF. From 5/1/2017 through 6/9/2017 there were roughly 12 outbound calls made to borrower and several incoming calls returning messages regarding missing documents for modification review. 6/9/2017 there was an inbound call from borrower to discuss the denial of modification and borrower indicated not interested in recommended option of short sale. Borrower called 6/12/2017 to advise payment going to be made and another on the 27th. On 7/11/2017 the appeal of modification decision was reviewed and upheld the denial at this time. From 7/18/2017 to 7/25/2017 there were 7 outbound attempts to contact borrower. Borrowers emailed 8/4/2017 to obtain another review and return email sent to advise what was needed in order to review again. From 8/10/2017 to 10/14/2017 there were 12 outbound calls to review missing documents. Borrower returned eight of those calls. Loss mitigation review completed 10/24/2017 and modification approved 10/30/2017. Borrower scheduled 3 plan payments on 10/31/2017 to be effective fro 12/1/2017, 1/2/2018 and 2/1/2018. Outbound call to borrowers 11/30/2017 to remind him of plan payments due. Borrower called 12/4/2017 to see if payment received. Mod generated 2/7/2018. Mod documents signed and received 2/27/2018. Loan modified XX/XX/XXXX. REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable. FORECLOSURE: No evidence of current foreclosure activity. BANKRUPTCY: There is no evidence of current or prior bankruptcy. MODIFICATION: The loan has been modified. The modification date is XX/XX/XXXX. The modified principal balance is unavailable. The modification interest rate is unavailable. The modification maturity date is unavailable. LITIGATION: There is no evidence of litigation on the file. TITLE ISSUES: There is no evidence of title issues. PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is owner occupied. EXIT STRATEGY: The recommended exit strategy is N/A. ADDITIONAL INFORMATION: N/A 03/31/2018 03/19/2018
95000880 1 [1] Current Status - Performing [1] Performing Loan and Weak Possibility of Going Delinquent LOAN STATUS: The current loan status is Performing. PAY HISTORY: BORROWER CONTACT: No evidence of recent contact with the borrower. REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable. FORECLOSURE: No evidence of current foreclosure activity. BANKRUPTCY: There is no evidence of current or prior bankruptcy. MODIFICATION: The loan has been modified. The modification date is XX/XX/XXXX. The modified principal balance is unavailable. The modification interest rate is unavailable. The modification maturity date is unavailable. LITIGATION: There is no evidence of litigation on the file. TITLE ISSUES: There is no evidence of title issues. PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is UTD. EXIT STRATEGY: The recommended exit strategy is N/A. ADDITIONAL INFORMATION: This loan was reviewed with data provided from 04/01/2017 through 03/31/2018. The collection comments were extremely limited due to no borrower contact. There was no evidence of any attempts being made to contact the borrower. The account has been current since 05/2017. However, the borrower is paying at the end of each month. The comments from 04/28/2017 through 02/27/2018 indicated the borrower has made a payment through the website every month. A property evaluation was completed on 10/04/2017 valuing the home at $X.XX. No further information was provided. 03/31/2018 02/27/2018
95000126 2 [2] Current Status - Delinquent LOAN STATUS: The current loan status is Delinquent. PAY HISTORY: BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was 03/22/2018. This loan was reviewed with data provided from 04/01/2017 through 03/31/2018. On 3/2/2017 borrower advised sister handles the payment and will give her a call. On 6/1/2017 borrower advised will contact her sister to make the payment. On 10/17/2017 borrower called to make a promise to pay in the amount of 2,490.03 at the branch on 11/3/2017. On 11/14/2017 borrower made a promise to pay in the amount of $2490.03 at the branch. On 11/30/2017 borrower advised she had somethings come up they caused a delay in making the payment. On 12/12/2017 borrower made a promise to pay in the amount of $2490.03 dated for 12/29/2017. On 1/4/2018 borrower made a promise to pay in the amount of $2490.03 dated for 1/4/2018. On 2/6/2018 borrower made a promise to pay in the amount of $2490.03 at the branch on 2/9/2018. On 3/22/2018 borrower made a promise to pay in the amount of $2490.03 at the branch on 3/23/2018. REASON FOR DEFAULT: The reason for default is excessive obligations. FORECLOSURE: No evidence of current foreclosure activity. BANKRUPTCY: There is no evidence of current or prior bankruptcy. MODIFICATION: The loan has been modified. The modification date is XX/XX/XXXX. The modified principal balance is unavailable. The modification interest rate is unavailable. The modification maturity date is unavailable. LITIGATION: There is no evidence of litigation on the file. TITLE ISSUES: There is no evidence of title issues. PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is UTD. EXIT STRATEGY: The recommended exit strategy is Reinstatement. ADDITIONAL INFORMATION: N/A 03/31/2018 03/22/2018
95002441 1 [1] Current Status - Performing [1] Performing Loan and Weak Possibility of Going Delinquent LOAN STATUS: The current loan status is Performing. PAY HISTORY: BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was 03/15/2018. This loan was reviewed with data provided from 04/01/2017 through 03/31/2018. On 04/03/2017 the borrower confirmed the payemnt will be drafted today. On 05/17/2017 the borrower called regarding the payment. One was processed for today and one for 6/5/17. On 05/31/2017 the borrower stated the trial payments were set up and there was some sort of block on the account and did not process the payment which resulted in a broken plan. On 06/05/2017 the borrower called regarding the first and second account. The borrower was told we can assist with the first account but not second. The borrower declined assistance and will not make a payment on the first if the they cannot receive assistance for the 2nd. On 06/06/2017 the borrower called regarding concerns on the home equity line of credit. The borrower was advised the entire loan was reviewed for calls and notations and do esnot show an attempt to make any payment for the home equity loan. Call disconnected. On 06/23/2017 the borrower thought that the second lien payment was not withdrawn and got a letter stating that they are not able to move the loan forward. Requested the delinquency for the first mortgage and was informed that we do not have access to provide the balance of the second lien. The borrower was advised to bring the loans. Current or go through modification. The borrower is interested in reapplyng for the second. The borrower thought they were getting removed from both the first and second and pulled the money from the account and there is an NSF on the first lien. On 07/24/2017 the borrower made a payment of $3,301.87 and advised they do not have the required documents for the title issues yet. On 07/27/2017 the borrower aksed about the loan status. On 08/04/2017 the borrower called regarding a letter showing they have 3 days to get out of the home and the letter shows the home was sold to a third party. The borrower was informed they did not send a letter on this loan. The borrower will sign the final modification documents tonight with the notary. The borrower called regarding the general status of the loan and was informed of the foreclosure status. On 08/08/2017 the borrower was advised the 2nd was sold on 7/26 and will do research to figure out how this was possible. On 08/10/2017 the borrower was advised the 2nd was sold to a third party ue to not being in an active review and being 100% liable for the debt. On 09/14/2017 the borrower called regarding the general status of the loan and to confirm loan was brought current. On 03/15/2018 the borrower made a payment of $3,793.45. REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable. FORECLOSURE: The file was referred to foreclosure and the referral date is not available in the information provided. Unable to determine the next projected foreclosure step. BANKRUPTCY: There is evidence of bankruptcy on the loan. Bankruptcy was filed on XX/XX/XXXX. The chapter is Chapter XX. The bankruptcy was filed under case number XXX. The most recent bankruptcy status is release from stay granted. MODIFICATION: The loan has been modified. The modification date is XX/XX/XXXX. The modified principal balance is unavailable. The modification interest rate is unavailable. The modification maturity date is unavailable. LITIGATION: There is no evidence of litigation on the file. TITLE ISSUES: There is no evidence of title issues. PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is UTD. EXIT STRATEGY: The recommended exit strategy is N/A. ADDITIONAL INFORMATION: N/A 03/31/2018 03/15/2018
95002016 1 [1] Current Status - Performing [1] Performing Loan and Weak Possibility of Going Delinquent LOAN STATUS: The current loan status is Performing. PAY HISTORY: BORROWER CONTACT: No evidence of recent contact with the borrower. REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable. FORECLOSURE: No evidence of current foreclosure activity. BANKRUPTCY: There is no evidence of current or prior bankruptcy. MODIFICATION: The loan has been modified. The modification date is XX/XX/XXXX. The modified principal balance is unavailable. The modification interest rate is unavailable. The modification maturity date is unavailable. LITIGATION: There is no evidence of litigation on the file. TITLE ISSUES: There is no evidence of title issues. PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is UTD. EXIT STRATEGY: The recommended exit strategy is N/A. ADDITIONAL INFORMATION: This loan was reviewed with data provided from 04/01/2017 through 03/31/2018. The comments were extremely limited for the past 12 months. There was no evidence of any borrower contact or attempts to contact the borrower within the review period due to the account is current and all payments were made on time. The comments indicated a property evaluation was completed on 12/19/2017 valuing the home at $X.XX. The comments from 04/28/2017 through 02/27/2018 indicated the borrower signed into their online account once a month to make a payment. No further information was provided. 03/31/2018 02/27/2018
95005025 2 [2] Current Status - Delinquent LOAN STATUS: The current loan status is Delinquent. PAY HISTORY: BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was 03/14/2018. This loan was reviewed with data provided from 04/01/2017 through 03/31/2018. The borrower initially called on 07/14/2017 to request a reinstatement quote stating they were going to a branch office to bring the loan current. A property evaluation was completed on 07/21/2017 valuing the home at $X.XX. The foreclosure was closed and billed on XX/XX/XXXX due to the loan was reinstated. The borrower was contacted on 08/18/2017 in regards to the amount due. The borrower advised the would be made on 08/22/2017 through the website. An authorized third party last called on 10/30/2017 stating they were experiencing a hardship due to a curtailment of income. The third party advised the would go online to make a payment. The notes indicated the borrower has made a payment once a month through the website from 10/30/2017 through 03/14/2018 with the exception of 12/2017 when the loan re-defaulted. REASON FOR DEFAULT: The reason for default is curtailment of income. FORECLOSURE: The file was referred to foreclosure and the referral date is not available in the information provided. Unable to determine the next projected foreclosure step. BANKRUPTCY: There is no evidence of current or prior bankruptcy. MODIFICATION: The loan has been modified. The modification date is XX/XX/XXXX. The modified principal balance is unavailable. The modification interest rate is unavailable. The modification maturity date is unavailable. LITIGATION: There is no evidence of litigation on the file. TITLE ISSUES: There is no evidence of title issues. PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is owner occupied. EXIT STRATEGY: The recommended exit strategy is Modification. ADDITIONAL INFORMATION: N/A 03/31/2018 03/24/2018
95000296 2 [2] Performing Loan But Moderate Possibility of Going Delinquent [1] Current Status - Performing LOAN STATUS: The current loan status is Performing. PAY HISTORY: BORROWER CONTACT: No evidence of recent contact with the borrower. REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable. FORECLOSURE: No evidence of current foreclosure activity. BANKRUPTCY: There is no evidence of current or prior bankruptcy. MODIFICATION: The loan has been modified. The modification date is XX/XX/XXXX. The modified principal balance is unavailable. The modification interest rate is unavailable. The modification maturity date is unavailable. LITIGATION: There is no evidence of litigation on the file. TITLE ISSUES: There is no evidence of title issues. PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is owner occupied. EXIT STRATEGY: The recommended exit strategy is N/A. ADDITIONAL INFORMATION: This loan was reviewed with data provided from 04/01/2017 through 03/31/2018. The borrower has been using the IVR payment access to make regular payments. The servicer has attempted to stay in touch with the borrower and whenever slow pays occur attempts are increased to daily calls to reach borrower. The borrower has had no delinquents over the past 12 months and is not delinquent as of the close of the loan. Borrower may be assisted by an additional modification of the loan 03/31/2018 03/16/2018
95002195 3 [3] Deceased Borrower(s) - No Trustee/heir of Property Noted [3] Deceased Borrower(s) - No Death Certificate Received [1] Current Status - Performing [1] Performing Loan and Weak Possibility of Going Delinquent LOAN STATUS: The current loan status is Performing. PAY HISTORY: BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was 03/15/2018. This loan was reviewed with data provided from 04/01/2017 through 03/31/2018. The borrower was called on 4/13/2017. The borrower advised they could not commit to make a payment and the borrower began gathering details on the reason for delinquency and financials to review. The borrower is not interested in loss mitigation. On 4/21/2017 the borrower called and requested and asked about the interest rate for December. The borrower promised to make a payment. The borrower called on 10/19/2017 to notify the servicer they are changing hazard carriers. The borrower made a payment by phone on 3/15/2018. The borrower made payments by phone each month. The loan was current the entire review period. There were several attempts to contact the borrower in 4/2017. There was also one attempt to contact the borrower in 5/2017 and 7/2017. Borrower is deceased and ---. The date of death is unknown. REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable. FORECLOSURE: The file was referred to foreclosure and the referral date is not available in the information provided. Unable to determine the next projected foreclosure step. Foreclosure closed, not complete. BANKRUPTCY: There is no evidence of current or prior bankruptcy. MODIFICATION: The loan has been modified. The modification date is XX/XX/XXXX. The modified principal balance is unavailable. The modification interest rate is unavailable. The modification maturity date is unavailable. LITIGATION: There is no evidence of litigation on the file. TITLE ISSUES: There is no evidence of title issues. PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is UTD. EXIT STRATEGY: The recommended exit strategy is N/A. ADDITIONAL INFORMATION: N/A 03/31/2018 03/15/2018
95002460 1 [1] Current Status - Performing [1] Performing Loan and Weak Possibility of Going Delinquent LOAN STATUS: The current loan status is Performing. PAY HISTORY: BORROWER CONTACT: No evidence of recent contact with the borrower. REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable. FORECLOSURE: No evidence of current foreclosure activity. BANKRUPTCY: There is no evidence of current or prior bankruptcy. MODIFICATION: The loan has been modified. The modification date is XX/XX/XXXX. The modified principal balance is unavailable. The modification interest rate is unavailable. The modification maturity date is unavailable. LITIGATION: There is no evidence of litigation on the file. TITLE ISSUES: There is no evidence of title issues. PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is UTD. EXIT STRATEGY: The recommended exit strategy is N/A. ADDITIONAL INFORMATION: This loan was reviewed with data provided from 04/01/2017 through 03/31/2018. There were only 3 comments from the review period. There were no attempts to contact the borrower and the borrower did not make contact. The borrower made all of the payments during the review period prior to the late charge date. 03/31/2018 07/20/2017
95001792 1 [1] Current Status - Performing [1] Performing Loan and Weak Possibility of Going Delinquent LOAN STATUS: The current loan status is Performing. PAY HISTORY: BORROWER CONTACT: No evidence of recent contact with the borrower. REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable. FORECLOSURE: No evidence of current foreclosure activity. BANKRUPTCY: There is no evidence of current or prior bankruptcy. MODIFICATION: The loan has been modified. The modification date is XX/XX/XXXX. The modified principal balance is unavailable. The modification interest rate is unavailable. The modification maturity date is unavailable. LITIGATION: There is no evidence of litigation on the file. TITLE ISSUES: There is no evidence of title issues. PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is UTD. EXIT STRATEGY: The recommended exit strategy is N/A. ADDITIONAL INFORMATION: This loan was reviewed with data provided from 04/01/2017 through 03/31/2018. Chance of future delinquency is weak, borrower is making on-time payments and account has been current throughout the review period. 03/31/2018 03/02/2018
95001938 2 [2] Current Status - Delinquent [2] Occupancy - Non Owner Occupied LOAN STATUS: The current loan status is Delinquent. PAY HISTORY: BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was 02/15/2018. This loan was reviewed with data provided from 04/01/2017 through 03/31/2018. On 04/17/2017, the borrower made a promise to make a payment at the branch. Agent advised of the pay history. On 05/17/2017, the borrower made a promise to make a payment on 05/31/2017. Borrower expressed dissatisfaction with the late fee. RFD: death in family. There was no contact made between the borrower and the servicer in June 2017. On 07/14/2017 and 08/31/2017, borrower called in and scheduled a payment. The agent advised the borrower of the total amount due. Customer was having online issues. RFD: excessive obligations. On 09/13/2017, the customer called on two different properties. Borrower scheduled payment and declined disaster assistance. On 10/20/2017, the servicer advised the borrower of the disaster relief. Borrower cannot commit to pay. Borrower stated that the property is a rental and is falling apart. Agent explained the deferment and the borrower accepted the offer. On 11/30/2017, the agent discussed the deferment and disaster relief program to the borrower. Borrower qualifies for the program. Disaster forbearance was completed in December 2017. Borrower called and scheduled a payment on 12/12/2017. There was no contact made between the servicer and the borrower in January 2018. On 02/14/2018 and 02/15/2018, the servicer called the borrower on the past due loan. RFD: grace period and death in family. Borrower advised will pay at the branch. The servicer was unable to contact the borrower in March 2018. REASON FOR DEFAULT: The reason for default is death of family member. FORECLOSURE: The file was referred to foreclosure and the referral date is not available in the information provided. Unable to determine the next projected foreclosure step. Foreclosure closed not completed. BANKRUPTCY: There is evidence of bankruptcy on the loan. The bankruptcy filing date is unavailable. The bankruptcy chapter is unavailable. The bankruptcy case number is not available. The most recent bankruptcy status is discharged. MODIFICATION: The loan has been modified. The modification date is XX/XX/XXXX. The modified principal balance is unavailable. The modification interest rate is unavailable. The modification maturity date is unavailable. LITIGATION: There is no evidence of litigation on the file. TITLE ISSUES: There is no evidence of title issues. PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is non-owner occupied. EXIT STRATEGY: The recommended exit strategy is Reinstatement. ADDITIONAL INFORMATION: N/A 03/31/2018 03/22/2018
95004784 1 [1] Current Status - Performing [1] Performing Loan and Weak Possibility of Going Delinquent LOAN STATUS: The current loan status is Performing. PAY HISTORY: BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was 04/04/2017. This loan was reviewed with data provided from 04/01/2017 through 03/31/2018. There was only one occurrence of contact made during the review period. On 4/4/2017 the borrower had questions about the payments, made a promise to pay. The property is owner occupied and the loan is performing. REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable. FORECLOSURE: No evidence of current foreclosure activity. BANKRUPTCY: There is no evidence of current or prior bankruptcy. MODIFICATION: The loan has been modified. The modification date is XX/XX/XXXX. The modified principal balance is unavailable. The modification interest rate is unavailable. The modification maturity date is unavailable. LITIGATION: There is no evidence of litigation on the file. TITLE ISSUES: There is no evidence of title issues. PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is UTD. EXIT STRATEGY: The recommended exit strategy is N/A. ADDITIONAL INFORMATION: N/A 03/31/2018 02/25/2018
95005016 1 [1] Current Status - Performing [1] Performing Loan and Weak Possibility of Going Delinquent LOAN STATUS: The current loan status is Performing. PAY HISTORY: BORROWER CONTACT: No evidence of recent contact with the borrower. REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable. FORECLOSURE: No evidence of current foreclosure activity. BANKRUPTCY: There is no evidence of current or prior bankruptcy. MODIFICATION: The loan has been modified. The modification date is XX/XX/XXXX. The modified principal balance is unavailable. The modification interest rate is unavailable. The modification maturity date is unavailable. LITIGATION: There is no evidence of litigation on the file. TITLE ISSUES: There is no evidence of title issues. PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is owner occupied. EXIT STRATEGY: The recommended exit strategy is N/A. ADDITIONAL INFORMATION: This loan was reviewed with data provided from 04/01/2017 through 03/31/2018. There has been no contact with borrower during review period. There were 31 outbound attempts made during this time. Borrowers are mailing in payments. Borrowers made 2 payment in April 2017 to bring loan current. Borrower had remained current through December 2017 even though there were a couple payments received after grace period. Borrowers did not make a payment in January 2018 or February 2018 and Demand letter sent 2/16/2018. Borrower mailed in the payments for the missing months that posted to loan on 3/2/2018. March payment was received 3/30/2018 to bring account current again. 03/31/2018 03/20/2018
95001676 2 [2] Performing Loan But Moderate Possibility of Going Delinquent [1] Current Status - Performing LOAN STATUS: The current loan status is Performing. PAY HISTORY: BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was 01/02/2018. This loan was reviewed with data provided from 04/01/2017 through 03/31/2018. The servicer was unable to contact the borrower in April 2017. On 05/08/2017, the borrower called in with questions regarding payments. Agent was able to process several payments over the phone. RFD: curtailment of income. On 06/09/2017 and 06/22/2017 agent advised the borrower of the past due amount. The borrower made a promise to make a payment. Borrower had questions regarding escrow, but will call back. RFD: curtailment of income and excessive obligations. The servicer was unable to reach the borrower from July 2017 to September 2017. On 10/18/2017, borrower called in and made a promise to make a payment. Borrower declined loss mitigation options. Borrower is trying to bring the loan current after having excessive bills. RFD: excessive obligations. From November 2017 to December 2017, the servicer was unable to reach the borrower. On 01/02/2018, the borrower called in and will make a payment today through check by phone. Borrower declined loss mitigation assistance. The borrower's circumstances has not changed. Commentary for February 2018 to March 2018 is not available. REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable. FORECLOSURE: No evidence of current foreclosure activity. BANKRUPTCY: There is evidence of bankruptcy on the loan. The bankruptcy filing date is unavailable. The bankruptcy chapter is unavailable. The bankruptcy case number is not available. The most recent bankruptcy status is discharged. MODIFICATION: The loan has been modified. The modification date is XX/XX/XXXX. The modified principal balance is unavailable. The modification interest rate is unavailable. The modification maturity date is unavailable. LITIGATION: There is no evidence of litigation on the file. TITLE ISSUES: There is no evidence of title issues. PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is owner occupied. EXIT STRATEGY: The recommended exit strategy is N/A. ADDITIONAL INFORMATION: N/A 03/31/2018 01/05/2018
95002224 2 [2] Current Status - Delinquent LOAN STATUS: The current loan status is Delinquent. PAY HISTORY: BORROWER CONTACT: No evidence of recent contact with the borrower. REASON FOR DEFAULT: The reason for default is UTD. Unable to determine the reason for default with the information provided. FORECLOSURE: No evidence of current foreclosure activity. BANKRUPTCY: There is no evidence of current or prior bankruptcy. MODIFICATION: The loan has been modified. The modification date is XX/XX/XXXX. The modified principal balance is unavailable. The modification interest rate is unavailable. The modification maturity date is unavailable. LITIGATION: There is no evidence of litigation on the file. TITLE ISSUES: There is no evidence of title issues. PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is UTD. EXIT STRATEGY: The recommended exit strategy is Reinstatement. ADDITIONAL INFORMATION: This loan was reviewed with data provided from 04/01/2017 through 03/31/2018. There is no evidence of right party borrower contact or skip tracing activity during the review period. 03/31/2018 03/23/2018
95001786 1 [1] Current Status - Performing [1] Performing Loan and Weak Possibility of Going Delinquent LOAN STATUS: The current loan status is Performing. PAY HISTORY: BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was 08/23/2017. This loan was reviewed with data provided from 04/01/2017 through 03/31/2018. There was only one instance in which contact was made during the review period. On 08/23/2017 the third party was contacted and a promise to pay was made. REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable. FORECLOSURE: No evidence of current foreclosure activity. BANKRUPTCY: There is no evidence of current or prior bankruptcy. MODIFICATION: The loan has been modified. The modification date is XX/XX/XXXX. The modified principal balance is unavailable. The modification interest rate is unavailable. The modification maturity date is unavailable. LITIGATION: There is no evidence of litigation on the file. TITLE ISSUES: There is no evidence of title issues. PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is UTD. EXIT STRATEGY: The recommended exit strategy is N/A. ADDITIONAL INFORMATION: N/A 03/31/2018 10/11/2017
95000713 1 [1] Current Status - Performing [1] Performing Loan and Weak Possibility of Going Delinquent LOAN STATUS: The current loan status is Performing. PAY HISTORY: BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was 03/08/2018. This loan was reviewed with data provided from 04/01/2017 through 03/31/2018. On 1/10/2018 borrower made a promise to pay in the amount of $1,104.16 via online. On 2/8/2018 borrower made a promise to pay in the amount of $1,104.16 via online. On 3/8/2018 borrower made a promise to pay in the amount of $1,104.16 via online. Loan is performing throughout the review process. REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable. FORECLOSURE: No evidence of current foreclosure activity. BANKRUPTCY: There is no evidence of current or prior bankruptcy. MODIFICATION: The loan has been modified. The modification date is XX/XX/XXXX. The modified principal balance is unavailable. The modification interest rate is unavailable. The modification maturity date is unavailable. LITIGATION: There is no evidence of litigation on the file. TITLE ISSUES: There is no evidence of title issues. PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is UTD. EXIT STRATEGY: The recommended exit strategy is N/A. ADDITIONAL INFORMATION: N/A 03/31/2018 03/08/2018
95003048 1 [1] Current Status - Performing [1] Performing Loan and Weak Possibility of Going Delinquent LOAN STATUS: The current loan status is Performing. PAY HISTORY: BORROWER CONTACT: No evidence of recent contact with the borrower. REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable. FORECLOSURE: No evidence of current foreclosure activity. BANKRUPTCY: There is no evidence of current or prior bankruptcy. MODIFICATION: The loan has been modified. The modification date is XX/XX/XXXX. The modified principal balance is unavailable. The modification interest rate is unavailable. The modification maturity date is unavailable. LITIGATION: There is no evidence of litigation on the file. TITLE ISSUES: There is no evidence of title issues. PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is UTD. EXIT STRATEGY: The recommended exit strategy is N/A. ADDITIONAL INFORMATION: This loan was reviewed with data provided from 04/01/2017 through 03/31/2018. The borrower has not called in and there have been no attempts to contact the borrower due to the loan being current and all payment being made on time during the review period. 03/31/2018 05/11/2017
95001831 1 [1] Current Status - Performing [1] Performing Loan and Weak Possibility of Going Delinquent LOAN STATUS: The current loan status is Performing. PAY HISTORY: BORROWER CONTACT: No evidence of recent contact with the borrower. REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable. FORECLOSURE: The file was referred to foreclosure and the referral date is not available in the information provided. Unable to determine the next projected foreclosure step. Closed. Not completed. BANKRUPTCY: There is no evidence of current or prior bankruptcy. MODIFICATION: The loan has been modified. The modification date is XX/XX/XXXX. The modified principal balance is unavailable. The modification interest rate is unavailable. The modification maturity date is unavailable. LITIGATION: There is no evidence of litigation on the file. TITLE ISSUES: There is no evidence of title issues. PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is owner occupied. EXIT STRATEGY: The recommended exit strategy is N/A. ADDITIONAL INFORMATION: This loan was reviewed with data provided from 04/01/2017 through 03/31/2018. The loan was referred to legal counsel outside of the review period. The loan was reinstated on 04/11/2017. There been no attempts to contact the borrower due to the loan being current and all payments being made on time during the review period. 03/31/2018 03/14/2018
95000103 2 [2] Current Status - Delinquent LOAN STATUS: The current loan status is Delinquent. PAY HISTORY: BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was 02/28/2018. This loan was reviewed with data provided from 04/01/2017 through 03/31/2018. On 3/17/2017 rep advised of option borrower declined the retention options at this time. On 10/6/2017 borrower accepted the deferment option and will be able to make the December payment. On 12/6/2017 borrower made a promise to pay in the amount of $1151.71 online for 12/16/2017. On 2/28/2018 borrower advised he will make a payment online. REASON FOR DEFAULT: The reason for default is curtailment of income. FORECLOSURE: No evidence of current foreclosure activity. BANKRUPTCY: There is no evidence of current or prior bankruptcy. MODIFICATION: The loan has been modified. The modification date is XX/XX/XXXX. The modified principal balance is unavailable. The modification interest rate is unavailable. The modification maturity date is unavailable. LITIGATION: There is no evidence of litigation on the file. TITLE ISSUES: There is no evidence of title issues. PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is UTD. EXIT STRATEGY: The recommended exit strategy is Reinstatement. ADDITIONAL INFORMATION: N/A 03/31/2018 03/24/2018
95004883 2 [2] Bankruptcy - CH XX - Discharged w/o Reaffirmation [1] Current Status - Performing [1] Performing Loan and Weak Possibility of Going Delinquent LOAN STATUS: The current loan status is Performing. PAY HISTORY: BORROWER CONTACT: No evidence of recent contact with the borrower. REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable. FORECLOSURE: No evidence of current foreclosure activity. BANKRUPTCY: There is evidence of bankruptcy on the loan. Bankruptcy was filed on XX/XX/XXXX. The chapter is Chapter XX. The bankruptcy was filed under case number XXX. The most recent bankruptcy status is discharged. The bankruptcy was discharged on XX/XX/XXXX and there is no evidence of reaffirmation.. MODIFICATION: The loan has been modified. The modification date is XX/XX/XXXX. The modified principal balance is unavailable. The modification interest rate is unavailable. The modification maturity date is unavailable. LITIGATION: There is no evidence of litigation on the file. TITLE ISSUES: There is no evidence of title issues. PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is UTD. EXIT STRATEGY: The recommended exit strategy is N/A. ADDITIONAL INFORMATION: This loan was reviewed with data provided from 04/01/2017 through 03/31/2018. Chance of future delinquency is weak, borrower is making on-time payments and account has been current throughout the review period. 03/31/2018 01/30/2018
95003103 1 [1] Current Status - Performing [1] Performing Loan and Weak Possibility of Going Delinquent LOAN STATUS: The current loan status is Performing. PAY HISTORY: BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was 12/01/2017. This loan was reviewed with data provided from 04/01/2017 through 03/31/2018. During the review period there was only minimal borrower contact. On 9/12/2017 escrow issues were discussed. On 12/1/2017 the borrower made a payment. There was a previous foreclosure on the loan which was canceled upon completion of the modification. REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable. FORECLOSURE: No evidence of current foreclosure activity. BANKRUPTCY: There is no evidence of current or prior bankruptcy. MODIFICATION: The loan has been modified. The modification date is XX/XX/XXXX. The modified principal balance is unavailable. The modification interest rate is unavailable. The modification maturity date is unavailable. LITIGATION: There is no evidence of litigation on the file. TITLE ISSUES: There is no evidence of title issues. PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is UTD. EXIT STRATEGY: The recommended exit strategy is N/A. ADDITIONAL INFORMATION: N/A 03/31/2018 03/02/2018
95004193 3 [3] Property Damage - Other Natural Causes - No evidence of resolution [1] Current Status - Performing [1] Performing Loan and Weak Possibility of Going Delinquent LOAN STATUS: The current loan status is Performing. PAY HISTORY: BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was 02/28/2018. This loan was reviewed with data provided from 04/01/2017 through 03/31/2018. On 04/24/2017 the borrower called with payment questions and was given different amounts to bring the account current. current. On 04/26/2017 the borrower advised the work is still in progress. And the patio is completed. The borrower was advised that once the repairs have been completed to call for a final inspection. The borrower was also advised the amount on the reinstatement quote is $13,012.14, by 04-27-17. On 04/27/2017 the borrower called to check on wire and was advised wire has not been received and follow up with the bank to make sure wire was completed. The borrower called back and was advised that the wire was received and next payment will be due in may for $1,740.09. On 05/24/2017 the borrower promised to pay $1,441.41 online on 5/30/2017. On 07/03/2017 the authorized third caller requested the inspection. On 07/25/2017 the borrower was advised of the 50% inspection results. On 07/30/2017 the borrower promised to pay $1441.41 online on 07/31/2017. On 10/01/2017 the borrower promised to pay $1,441.41 online on 10/01/2017. The borrower also disputed the corporate advance amount of $2,656.00 they paid it. On 12/04/2017 the borrower requested disaster assistance. On 01/11/2018 the borrower was told they are deferral eligible and the borrower requested to be removed from the modification review and will make the January payment. On 01/30/2018 the borrower went over the payments and amount due. On 02/07/2018 the borrower promised to pay $1,441.41 at bank branch on 2/28/2018. On 02/28/2018 the borrower advised that the last time they called in and got $1,750.00 which was spent on the back area where the hurricane had messed the roof up. In a few days that will be done and there is painting to be done and the contractor can't do the inside ceiling if the roof is not fixed. The borrower has no more money right now and will call in a month and a half or so to provide a progress update. REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable. FORECLOSURE: The file was referred to foreclosure and the referral date is not available in the information provided. Unable to determine the next projected foreclosure step. Closed - Not Complete BANKRUPTCY: There is no evidence of current or prior bankruptcy. MODIFICATION: The loan has been modified. The modification date is XX/XX/XXXX. The modified principal balance is unavailable. The modification interest rate is unavailable. The modification maturity date is unavailable. LITIGATION: There is no evidence of litigation on the file. TITLE ISSUES: There is no evidence of title issues. PROPERTY CONDITION: There is evidence of property damage and the nature of the damage is other natural causes. A part of the roof had shingles come off and the patio had some damage. Property repair is in process. The property condition is UTD. The current occupancy status is owner occupied. EXIT STRATEGY: The recommended exit strategy is N/A. ADDITIONAL INFORMATION: N/A 03/31/2018 03/09/2018
95002215 1 [1] Current Status - Performing [1] Performing Loan and Weak Possibility of Going Delinquent LOAN STATUS: The current loan status is Performing. PAY HISTORY: BORROWER CONTACT: No evidence of recent contact with the borrower. REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable. FORECLOSURE: No evidence of current foreclosure activity. BANKRUPTCY: There is no evidence of current or prior bankruptcy. MODIFICATION: The loan has been modified. The modification date is XX/XX/XXXX. The modified principal balance is unavailable. The modification interest rate is unavailable. The modification maturity date is unavailable. LITIGATION: There is no evidence of litigation on the file. TITLE ISSUES: There is no evidence of title issues. PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is UTD. EXIT STRATEGY: The recommended exit strategy is N/A. ADDITIONAL INFORMATION: This loan was reviewed with data provided from 04/01/2017 through 03/31/2018. The borrower has not called in and there have been no attempts to contact the borrower due to the loan being current and all payments being made on time during the review period. The loan performed throughout the entire review period. 03/31/2018 03/16/2018
95000479 1 [1] Current Status - Performing [1] Performing Loan and Weak Possibility of Going Delinquent LOAN STATUS: The current loan status is Performing. PAY HISTORY: BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was 12/13/2017. This loan was reviewed with data provided from 04/01/2017 through 03/31/2018. Loan has been current throughout review period. Borrower was first contacted on 04/14/2017 stating he would make payment at branch before the end of the grace period. Borrower kept promise. Borrower next contacted on 09/16/2017 when borrower stated that makes the payment mid month when gets bonus check and does not know why keeps getting phone calls. Borrower stated intent to keep property and is owner occupied. On 12/13/2017 Borrower gave special 30 day authorization to release information to third party, spouse. Branch called in on 12/15/2017, with Borrower, requesting endorsement of check for $4088.03 for insurance check issued 11/28/2017. Property had wind damage on 02/25/2017, claim classified as non-monitored. Branch empowered to endorse and release. Status of repairs not verified. REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable. FORECLOSURE: No evidence of current foreclosure activity. BANKRUPTCY: There is no evidence of current or prior bankruptcy. MODIFICATION: The loan has been modified. The modification date is XX/XX/XXXX. The modified principal balance is unavailable. The modification interest rate is unavailable. The modification maturity date is unavailable. LITIGATION: There is no evidence of litigation on the file. TITLE ISSUES: There is no evidence of title issues. PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is owner occupied. EXIT STRATEGY: The recommended exit strategy is N/A. ADDITIONAL INFORMATION: N/A 03/31/2018 12/16/2017
95002226 2 [2] Performing Loan But Moderate Possibility of Going Delinquent [1] Current Status - Performing LOAN STATUS: The current loan status is Performing. PAY HISTORY: BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was 02/28/2018. This loan was reviewed with data provided from 04/01/2017 through 03/31/2018. The comments on 09/16/2017 and 09/21/2017 indicated the property was located in the FEMA zone for hurricane XXX. There was no sign of damages. The borrower was advised on 10/04/2017 the disaster relief program would expire on 12/10/2017. The servicer also informed the borrower of a possible extension to bring the loan current. The extension was approved and applied to the account on 12/07/2017. A property evaluation was completed on 12/09/2017 valuing the home at $X.XX. An authorized third party was contacted on 01/23/2018 at which time they made a payment. The third party also indicated the fell behind due to excessive obligations. On 01/31/2018 the borrower stated they were out of the country and spouse was suppose to make the payments. The borrower promised to make the required payment. The borrower stated on 02/02/2018 they had a hardship due to curtailment of income, and made a payment at that time. On 02/10/2018 the borrower was contacted regarding the past due status. The borrower advised they could not commit to pay or provide financial information to review for assistance. The borrower was contacted on 02/21/2018 in regards to the past due amount. The borrower advised of a hardship due to excessive obligations and stated they would make a payment that day. The promise to pay was broken. An authorized third party called on 02/28/2018 to make a payment. REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable. FORECLOSURE: No evidence of current foreclosure activity. BANKRUPTCY: There is no evidence of current or prior bankruptcy. MODIFICATION: The loan has been modified. The modification date is XX/XX/XXXX. The modified principal balance is unavailable. The modification interest rate is unavailable. The modification maturity date is unavailable. LITIGATION: There is no evidence of litigation on the file. TITLE ISSUES: There is no evidence of title issues. PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is owner occupied. EXIT STRATEGY: The recommended exit strategy is N/A. ADDITIONAL INFORMATION: N/A 03/31/2018 03/06/2018
95002708 3 [3] Deceased Borrower(s) - No Trustee/heir of Property Noted [1] Current Status - Performing [1] Performing Loan and Weak Possibility of Going Delinquent LOAN STATUS: The current loan status is Performing. PAY HISTORY: BORROWER CONTACT: No evidence of recent contact with the borrower. Borrower is deceased and ---. The date of death is XX/XX/XXXX. REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable. FORECLOSURE: No evidence of current foreclosure activity. BANKRUPTCY: There is no evidence of current or prior bankruptcy. MODIFICATION: The loan has been modified. The modification date is XX/XX/XXXX. The modified principal balance is unavailable. The modification interest rate is unavailable. The modification maturity date is unavailable. LITIGATION: There is no evidence of litigation on the file. TITLE ISSUES: There is no evidence of title issues. PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is owner occupied. EXIT STRATEGY: The recommended exit strategy is N/A. ADDITIONAL INFORMATION: This loan was reviewed with data provided from 04/01/2017 through 03/31/2018. Borrowers deceased and no contact with executor over 12 month period. No outbound attempts and no inbound calls received. Loan has remained current during the review period with only one payment being received after grace period. Payments are being phoned in through automated voice system. 03/31/2018 03/19/2018
95003921 2 [2] Performing Loan But Moderate Possibility of Going Delinquent [1] Current Status - Performing LOAN STATUS: The current loan status is Performing. PAY HISTORY: BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was 03/15/2018. This loan was reviewed with data provided from 04/01/2017 through 03/31/2018. On 4/10/2017 the borrower made a promise to pay. On 4/20/2017 the borrower would call back about a repayment plan. On 5/1/2017 the borrower indicated they were unemployed from 5/2016 to 3/2017, wanted to resume payments. On 5/11/2017 the borrower indicated they would pay at the branch, home preservation was denied because the income wasn't enough. On 6/12/2017 the borrower wanted to bring the payment current, the borrower advised the property is owner occupied. On 7/5/2017 the borrower scheduled a future payment. On 7/10/2017 the borrower was trying to bring the account current, there was confusion whether a payment had been made in February or not. On 8/4/2017 the borrower scheduled a one time payment, but was told on 08/06/2017 they would need to pay the total amount due. On 8/7/2017 the borrower asked about payments, couldn't commit to pay. On 8/30/2017 the documents required were clarified. On 9/1/2017 it was confirmed the documents were received and the loan would be going to underwriting. On 9/22/2017 the modification denial was communicated to the borrower. On 9/27/2017 the borrower indicated they wanted to keep home, would start making extra payment to bring the account current. On 10/4/2017 the borrower made a promise to pay by Friday, wanted to avoid foreclosure. The borrower scheduled payments on 11/06/2017 and 11/10/2017 and provided a promise to pay on 12/05/2017, citing curtailment of income. On 12/18/2017 the borrower declined loss mitigation. On 1/3/2018 the borrower agreed to a 5 month repayment plan, but couldn't commit to gathering financial details. On 1/13/2018 the borrower said they did not intend to make two payments in January and a stop payment was placed. On 1/17/2018 the borrower scheduled a future payment. On 1/23/2018 the borrower said they would do the best to make the payment by the end of the month, didn't realize they were still one month behind. On 2/2/2018 the borrower made a promise to pay at the branch. On 2/5/2018 the borrower stated they would get current on their own. On 2/17/2018 the borrower stated the payment would be made at the branch, RFD is curtailment of income. On 2/9/2018 the borrower had questions about the re-cast, was planning to bring the account current with income tax money. On 2/12/2018 the borrower called to make a payment. On 2/14/2018 the borrower called to get information on the HAMP recast. On 2/19/2018 the borrower wanted to apply for a home equity loan. Couldn't commit to gathering financials. On 2/21/2018 the borrow made a promise to pay. On 3/1/2018 the borrower stated they would make a payment at the branch. On 3/9/2018 the borrower called to make a payment. Stated they switched jobs and were working. Would make payment at the branch, and property is owner occupied. On 3/15/2018 the borrower wanted AMP setup for the new recast lower mortgage payment effective 4/15/2018 for the 4/1/2018 payment. The borrower made a payment by phone and the phone fee was waived. REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable. FORECLOSURE: No evidence of current foreclosure activity. BANKRUPTCY: There is evidence of bankruptcy on the loan. Bankruptcy was filed on XX/XX/XXXX. The chapter is Chapter XX. The bankruptcy was filed under case number XXX. The most recent bankruptcy status is dismissed. The bankruptcy was dismissed on XX/XX/XXXX. MODIFICATION: The loan has been modified. The modification date is XX/XX/XXXX. The modified principal balance is unavailable. The modification interest rate is unavailable. The modification maturity date is unavailable. LITIGATION: There is no evidence of litigation on the file. TITLE ISSUES: There is no evidence of title issues. PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is owner occupied. EXIT STRATEGY: The recommended exit strategy is N/A. ADDITIONAL INFORMATION: N/A 03/31/2018 03/15/2018
95005184 1 [1] Current Status - Performing [1] Performing Loan and Weak Possibility of Going Delinquent LOAN STATUS: The current loan status is Performing. PAY HISTORY: BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was 02/26/2018. This loan was reviewed with data provided from 04/01/2017 through 03/31/2018. On 3/31/2017 borrower made a promise to pay in the amount of $1,623.26 with a check by phone. On 4/29/2017 borrower made a promise to pay in the amount of $1,623.26 with a check by phone. On 5/31/2017 borrower made a promise to pay in the amount of $1,623.26. On 6/30/2017 borrower made a promise to pay in the amount of $1,623.26. On 7/31/2017 borrower made a promise to pay in the amount of $1,623.26. On 8/30/2017 borrower made a promise to pay in the amount of $1,623.26 with a check by phone on 8/30/2017. On 9/29/2017 borrower made a promise to pay in the amount of $1,623.26. On 10/31/2017 borrower made a promise to pay in the amount of $1,623.26. On 11/30/2017 borrower made a promise to pay in the amount of $$3,234.52. On 1/5/2018 borrower made a promise to pay in the amount of $1,624.54. On 2/26/2018 borrower made a promise to pay in the amount of $1612.54 with a check by phone. On REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable. FORECLOSURE: No evidence of current foreclosure activity. BANKRUPTCY: There is no evidence of current or prior bankruptcy. MODIFICATION: The loan has been modified. The modification date is XX/XX/XXXX. The modified principal balance is unavailable. The modification interest rate is unavailable. The modification maturity date is unavailable. LITIGATION: There is no evidence of litigation on the file. TITLE ISSUES: There is no evidence of title issues. PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is UTD. EXIT STRATEGY: The recommended exit strategy is N/A. ADDITIONAL INFORMATION: N/A 03/31/2018 02/26/2018
95003288 2 [2] Bankruptcy - CH XX - Discharged w/o Reaffirmation [2] Current Status - Delinquent [2] Occupancy - Non Owner Occupied LOAN STATUS: The current loan status is Delinquent. PAY HISTORY: BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was 02/28/2018. This loan was reviewed with data provided from 04/01/2017 through 03/31/2018. From April 2017 to July 2017 the borrower would call towards the end of the month to schedule a payment. On 08/31/2017, the borrower called in and scheduled a payment. Agent informed the borrower of the discharged bankruptcy. From September 2017 to January 2018, the borrower would call at the end of the month to schedule a payment. Acceleration demand notices was sent. On 02/28/2018, borrower called in to schedule a payment. Agent advised of the discharged bankruptcy disclaimer. Borrower was driving and was unable to write down the confirmation number. Borrower is not interested in loss mitigation assistance. There is no contact made between the borrower and the servicer in March 2018. REASON FOR DEFAULT: The reason for default is other. FORECLOSURE: No evidence of current foreclosure activity. BANKRUPTCY: There is evidence of bankruptcy on the loan. Bankruptcy was filed on XX/XX/XXXX. The chapter is Chapter XX. The bankruptcy was filed under case number XXX. The most recent bankruptcy status is discharged. The bankruptcy was discharged on XX/XX/XXXX and there is no evidence of reaffirmation.. MODIFICATION: The loan has been modified. The modification date is XX/XX/XXXX. The modified principal balance is unavailable. The modification interest rate is unavailable. The modification maturity date is unavailable. LITIGATION: There is no evidence of litigation on the file. TITLE ISSUES: There is no evidence of title issues. PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is non-owner occupied. EXIT STRATEGY: The recommended exit strategy is Reinstatement. ADDITIONAL INFORMATION: N/A 03/31/2018 03/20/2018
95000036 1 [1] Current Status - Performing [1] Performing Loan and Weak Possibility of Going Delinquent LOAN STATUS: The current loan status is Performing. PAY HISTORY: BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was 01/22/2018. This loan was reviewed with data provided from 04/01/2017 through 03/31/2018. There was no contact with the borrower and no efforts to contact the borrower until the borrower called on 1/22/2018 to get their withdrawal schedule dating to June. There was no further contact with the borrower and no attempts to contact them. All of the payments in the review period were made current. REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable. FORECLOSURE: No evidence of current foreclosure activity. BANKRUPTCY: There is no evidence of current or prior bankruptcy. MODIFICATION: There is no evidence of current or prior modification. LITIGATION: There is no evidence of litigation on the file. TITLE ISSUES: There is no evidence of title issues. PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is UTD. EXIT STRATEGY: The recommended exit strategy is N/A. ADDITIONAL INFORMATION: N/A 03/31/2018 01/22/2018
95004673 2 [2] Current Status - Delinquent LOAN STATUS: The current loan status is Delinquent. PAY HISTORY: BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was 11/09/2017. This loan was reviewed with data provided from 04/01/2017 through 03/31/2018. From 04/01/2017 through 04/31/2017 there were several attempts but no contact was made. On 05/16/2017 the borrower authorized a payment in the amount of $2863.24. On 06/15/2017 the borrower made a payment by phone in the amount of $2863.24. From 07/2017 through 8/2017.On 09/15/2017 the borrower authorized a payment in the amount of $2863.24. The check returned on 09/26/2017. On 09/29/2017 the borrower authorized a payment int he amount for $2863.24. The check returned on 10/20/2017. On 10/24/2017 the borrower called and authorized a payment for $2864.24. However, the check was returned on 11/02/2017. On 11/09/2017 the borrower promised to make a payment by at the branch located by 11/24/2017. The reason for delinquency was cited as excessive obligations. From 12/2017 through 3/2018 there were several attempts , however, no contact was made. REASON FOR DEFAULT: The reason for default is excessive obligations. FORECLOSURE: No evidence of current foreclosure activity. BANKRUPTCY: There is no evidence of current or prior bankruptcy. MODIFICATION: There is no evidence of current or prior modification. LITIGATION: There is no evidence of litigation on the file. TITLE ISSUES: There is no evidence of title issues. PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is owner occupied. EXIT STRATEGY: The recommended exit strategy is Reinstatement. ADDITIONAL INFORMATION: N/A 03/31/2018 03/22/2018
95000273 1 [1] Current Status - Performing [1] Performing Loan and Weak Possibility of Going Delinquent LOAN STATUS: The current loan status is Performing. PAY HISTORY: BORROWER CONTACT: No evidence of recent contact with the borrower. REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable. FORECLOSURE: No evidence of current foreclosure activity. BANKRUPTCY: There is no evidence of current or prior bankruptcy. MODIFICATION: The loan has been modified. The modification date is XX/XX/XXXX. The modified principal balance is unavailable. The modification interest rate is unavailable. The modification maturity date is unavailable. LITIGATION: There is no evidence of litigation on the file. TITLE ISSUES: There is no evidence of title issues. PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is UTD. EXIT STRATEGY: The recommended exit strategy is N/A. ADDITIONAL INFORMATION: This loan was reviewed with data provided from 04/01/2017 through 03/31/2018. There was no servicer contact attempts or skip tracing activity during the review period. 03/31/2018 04/12/2017
95001749 2 [2] Performing Loan But Moderate Possibility of Going Delinquent [1] Current Status - Performing LOAN STATUS: The current loan status is Performing. PAY HISTORY: BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was 02/05/2018. This loan was reviewed with data provided from 04/01/2017 through 03/31/2018. From 4/2017 through 6/2017 there was no contact other than the borrower making monthly payments through the IVR system. On 07/17/2017 the borrower called and authorized a check by phone in the amount of $3202.67. The reason for delinquency was cited as curtailment of income. Commentary dated 07/26/2017 reflects that the payment was returned due to unable to locate the account. In addition the borrower called on 07/26/2017 and authorized another payment in the amount of $3277.22; effective 07/28/2017. From 08/01/2017 through 8/31/2017 there were several attempts but no contact was made. On 09/29/2017 the borrower called and authorized a payment in the amount of $3265.22. From 10/2017 through 11/2017 there was no contact other than the borrower making payment through the IVR system. From 12/2017 through 1/2018 there were several attempts but no contact was made. On 02/05/2018, the borrower called in and scheduled a payment in the amount of $4897.83. The reason for delinquency was cited as curtailment of income and workout options were reviewed but no plan was set up. On 03/05/2018 the borrower made a payment in the amount of $1638.61 through the IVR system. REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable. FORECLOSURE: No evidence of current foreclosure activity. BANKRUPTCY: There is no evidence of current or prior bankruptcy. MODIFICATION: The loan has been modified. The modification date is XX/XX/XXXX. The modified principal balance is unavailable. The modification interest rate is unavailable. The modification maturity date is unavailable. LITIGATION: There is no evidence of litigation on the file. TITLE ISSUES: There is no evidence of title issues. PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is owner occupied. EXIT STRATEGY: The recommended exit strategy is N/A. ADDITIONAL INFORMATION: N/A 03/31/2018 03/14/2018
95000963 1 [1] Current Status - Performing [1] Performing Loan and Weak Possibility of Going Delinquent LOAN STATUS: The current loan status is Performing. PAY HISTORY: BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was 02/28/2018. This loan was reviewed with data provided from 04/01/2017 through 03/31/2018. On 3/1/2017 rep advised calling about the modification review. Borrower advised he is interested in a repayment plan. On 6/30/2017 borrower made a promise to pay in the amount of $1137.29 with a check by phone. On 11/30/2017 rep advised of the past due amount borrower advised will make a payment at the branch. On 2/28/2018 borrower called about the loan modification but is at work and will call back. REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable. FORECLOSURE: No evidence of current foreclosure activity. BANKRUPTCY: There is no evidence of current or prior bankruptcy. MODIFICATION: The loan has been modified. The modification date is XX/XX/XXXX. The modified principal balance is unavailable. The modification interest rate is unavailable. The modification maturity date is unavailable. LITIGATION: There is no evidence of litigation on the file. TITLE ISSUES: There is no evidence of title issues. PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is UTD. EXIT STRATEGY: The recommended exit strategy is N/A. ADDITIONAL INFORMATION: N/A 03/31/2018 03/14/2018
95002036 2 [2] Current Status - Delinquent LOAN STATUS: The current loan status is Delinquent. PAY HISTORY: BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was 02/18/2018. This loan was reviewed with data provided from 04/01/2017 through 03/31/2018. The loan was placed on foreclosure referral hold for hurricane XXX The loan was released from foreclosure referral hold on XX/XX/XXXX as the disaster,hurricane XXX, protection was expired. The borrower called on 1/15/2018 and stated they don't want to apply for Home Preservation today. Required documents were discussed and the borrower stated they will return them by 1/19/2018 after discussing the modification process. The borrower gave income information and credit was pulled. The borrower does not claim taxes in the United States. The reason for default is divorce, self employed and business is slow and the borrower stated they want to retain the property. The borrower was approved for disaster deferral but could not commit to make payments. The borrower did not return the required documents and several calls were made to request them. The borrower called on 1/26/2018 and requested copies of Lender Placed Insurance. The borrower advised they are out of the country. On 1/31/2018 the borrower called to advise that they made a payment at the branch today. The borrower was called on 2/6/2018 to verify homeowners insurance information and to request that the Lender Placed Insurance information be faxed to them. REASON FOR DEFAULT: The reason for default is curtailment of income. FORECLOSURE: The file was referred to foreclosure and the referral date is not available in the information provided. Unable to determine the next projected foreclosure step. Foreclosure closed, not complete. BANKRUPTCY: There is no evidence of current or prior bankruptcy. MODIFICATION: The loan has been modified. The modification date is XX/XX/XXXX. The modified principal balance is unavailable. The modification interest rate is unavailable. The modification maturity date is unavailable. LITIGATION: There is no evidence of litigation on the file. TITLE ISSUES: There is no evidence of title issues. PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is owner occupied. EXIT STRATEGY: The recommended exit strategy is Modification. ADDITIONAL INFORMATION: N/A 03/31/2018 03/24/2018
95004867 2 [2] Current Status - Delinquent LOAN STATUS: The current loan status is Delinquent. PAY HISTORY: BORROWER CONTACT: No evidence of recent contact with the borrower. REASON FOR DEFAULT: The reason for default is UTD. Unable to determine the reason for default with the information provided. FORECLOSURE: No evidence of current foreclosure activity. BANKRUPTCY: There is no evidence of current or prior bankruptcy. MODIFICATION: The loan has been modified. The modification date is XX/XX/XXXX. The modified principal balance is unavailable. The modification interest rate is unavailable. The modification maturity date is unavailable. LITIGATION: There is no evidence of litigation on the file. TITLE ISSUES: There is no evidence of title issues. PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is UTD. EXIT STRATEGY: The recommended exit strategy is Reinstatement. ADDITIONAL INFORMATION: This loan was reviewed with data provided from 04/01/2017 through 03/31/2018. There was no evidence of right party borrower contact during the review period. Skip tracing activity occurred over 30 times during the review period. 03/31/2018 03/22/2018
95000266 1 [1] Current Status - Performing [1] Performing Loan and Weak Possibility of Going Delinquent LOAN STATUS: The current loan status is Performing. PAY HISTORY: BORROWER CONTACT: No evidence of recent contact with the borrower. REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable. FORECLOSURE: No evidence of current foreclosure activity. BANKRUPTCY: There is no evidence of current or prior bankruptcy. MODIFICATION: The loan has been modified. The modification date is XX/XX/XXXX. The modified principal balance is unavailable. The modification interest rate is unavailable. The modification maturity date is unavailable. LITIGATION: There is no evidence of litigation on the file. TITLE ISSUES: There is no evidence of title issues. PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is UTD. EXIT STRATEGY: The recommended exit strategy is N/A. ADDITIONAL INFORMATION: This loan was reviewed with data provided from 04/01/2017 through 03/31/2018. No borrower contact. The servicer has sent 3 text messages in the past year and has made no other attempt at contact even though the loan payment, which is due on the 15th was not paid until after the 1st of the following month in several months. June 15th payment was made July 6th; December 15th payment was made January 2nd, and February 15th payment was made March 8th. There is no evidence of past bankruptcy or a cease and desist. Current occupancy unknown. Loan has been on FEMA hold twice in past year; no damage noted. 03/31/2018 03/07/2018
95001620 1 [1] Current Status - Performing [1] Performing Loan and Weak Possibility of Going Delinquent LOAN STATUS: The current loan status is Performing. PAY HISTORY: BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was 02/02/2018. This loan was reviewed with data provided from 04/01/2017 through 03/31/2018. There was no contact with the borrower prior to or since 02/02/2018.On 02/02/2018, the borrower gave verbal authorization to release information on this acct to another party, good for 30 days, an authorization letter was sent out to be signed and returned. There has not been any contact regarding any issues or problems with the loan and no outbound attempts have been made. REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable. FORECLOSURE: No evidence of current foreclosure activity. BANKRUPTCY: There is no evidence of current or prior bankruptcy. MODIFICATION: The loan has been modified. The modification date is XX/XX/XXXX. The modified principal balance is unavailable. The modification interest rate is unavailable. The modification maturity date is unavailable. LITIGATION: There is no evidence of litigation on the file. TITLE ISSUES: There is no evidence of title issues. PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is UTD. EXIT STRATEGY: The recommended exit strategy is N/A. ADDITIONAL INFORMATION: N/A 03/31/2018 03/03/2018
95002389 2 [2] Performing Loan But Moderate Possibility of Going Delinquent [1] Current Status - Performing LOAN STATUS: The current loan status is Performing. PAY HISTORY: BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was 12/01/2017. This loan was reviewed with data provided from 04/01/2017 through 03/31/2018. Loan was current until September 2017. Borrower called in on 06/5/2017 stating would pay at branch that day. No additional contact noted until afterhurricane XXX disaster declared 09/14/2017. Borrower was contacted 09/16/2017 and gave third party authorization for contact.. Borrower stated damage mostly to outside of property, no indication an insurance claim was filed. Borrower requested deferral for disaster on 10/09/2017 when Borrower stated could not commit to pay on loan. Deferral letter was sent. Borrower contacted on 10/24/2017 and confirmed receipt. Borrower called in on 12/01/2017 and advised that loan was approved for a 3 month disaster payment deferral making loan next due for 01/01/2018. Borrower stated was unsure of payments after disaster relief was over. Borrower was advised of options and transferred to home preservation. REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable. FORECLOSURE: No evidence of current foreclosure activity. BANKRUPTCY: There is no evidence of current or prior bankruptcy. MODIFICATION: The loan has been modified. The modification date is XX/XX/XXXX. The modified principal balance is unavailable. The modification interest rate is unavailable. The modification maturity date is unavailable. LITIGATION: There is no evidence of litigation on the file. TITLE ISSUES: There is no evidence of title issues. PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is owner occupied. EXIT STRATEGY: The recommended exit strategy is N/A. ADDITIONAL INFORMATION: N/A 03/31/2018 02/20/2018
95003284 2 [2] Performing Loan But Moderate Possibility of Going Delinquent [1] Current Status - Performing LOAN STATUS: The current loan status is Performing. PAY HISTORY: BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was 01/04/2018. This loan was reviewed with data provided from 04/01/2017 through 03/31/2018. There were no attempts to contact the borrower and the borrower did not call from 4/1/2017 through 12/31/2017. The borrower called on 1/4/2018 with questions regarding payments. The borrower was informed that the last payment received was on 12/11/2017 for the November payment. The borrower stated that they should be current and will review their bank statements. The borrower did send 2 payments on 1/8/2018 which brought the loan current. There were no further attempts to contact the borrower and the borrower did not call. The loan was 30 days delinquent in 11/2017 and 12/2017 but all other payments were current. REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable. FORECLOSURE: No evidence of current foreclosure activity. BANKRUPTCY: There is evidence of bankruptcy on the loan. The bankruptcy filing date is unavailable. The bankruptcy chapter is unavailable. The bankruptcy case number is not available. The most recent bankruptcy status is discharged. MODIFICATION: The loan has been modified. The modification date is XX/XX/XXXX. The modified principal balance is unavailable. The modification interest rate is unavailable. The modification maturity date is unavailable. LITIGATION: There is no evidence of litigation on the file. TITLE ISSUES: There is no evidence of title issues. PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is UTD. EXIT STRATEGY: The recommended exit strategy is N/A. ADDITIONAL INFORMATION: N/A 03/31/2018 03/13/2018
95001648 2 [2] Bankruptcy - CH XX - Discharged w/o Reaffirmation [1] Current Status - Performing [1] Performing Loan and Weak Possibility of Going Delinquent LOAN STATUS: The current loan status is Performing. PAY HISTORY: BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was 08/04/2017. This loan was reviewed with data provided from 04/01/2017 through 03/31/2018. There was minimal contact with the borrower during the review period. On 8/4/2017 the borrower was informed that because of the bankruptcy discharge they were not liable for the debt but the property lien was still viable. Also discussed that the loan wasn't reaffirmed. REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable. FORECLOSURE: No evidence of current foreclosure activity. BANKRUPTCY: There is evidence of bankruptcy on the loan. Bankruptcy was filed on XX/XX/XXXX. The chapter is Chapter XX. The bankruptcy was filed under case number XXX. The most recent bankruptcy status is discharged. The bankruptcy was discharged on XX/XX/XXXX and there is no evidence of reaffirmation.. MODIFICATION: The loan has been modified. The modification date is XX/XX/XXXX. The modified principal balance is unavailable. The modification interest rate is unavailable. The modification maturity date is unavailable. LITIGATION: There is no evidence of litigation on the file. TITLE ISSUES: There is no evidence of title issues. PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is UTD. EXIT STRATEGY: The recommended exit strategy is N/A. ADDITIONAL INFORMATION: N/A 03/31/2018 11/24/2017
95002707 1 [1] Current Status - Performing [1] Performing Loan and Weak Possibility of Going Delinquent LOAN STATUS: The current loan status is Performing. PAY HISTORY: BORROWER CONTACT: No evidence of recent contact with the borrower. REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable. FORECLOSURE: No evidence of current foreclosure activity. BANKRUPTCY: There is no evidence of current or prior bankruptcy. MODIFICATION: The loan has been modified. The modification date is XX/XX/XXXX. The modified principal balance is unavailable. The modification interest rate is unavailable. The modification maturity date is unavailable. LITIGATION: There is no evidence of litigation on the file. TITLE ISSUES: There is no evidence of title issues. PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is UTD. EXIT STRATEGY: The recommended exit strategy is N/A. ADDITIONAL INFORMATION: This loan was reviewed with data provided from 04/01/2017 through 03/31/2018. The borrower has not called in and there was only 1 attempt to contact the borrower due to the loan being current and all payments being made on time during the review period. 03/31/2018 02/27/2018
95003776 1 [1] Current Status - Performing [1] Performing Loan and Weak Possibility of Going Delinquent LOAN STATUS: The current loan status is Performing. PAY HISTORY: BORROWER CONTACT: No evidence of recent contact with the borrower. REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable. FORECLOSURE: No evidence of current foreclosure activity. BANKRUPTCY: There is no evidence of current or prior bankruptcy. MODIFICATION: The loan has been modified. The modification date is XX/XX/XXXX. The modified principal balance is unavailable. The modification interest rate is unavailable. The modification maturity date is unavailable. LITIGATION: There is no evidence of litigation on the file. TITLE ISSUES: There is no evidence of title issues. PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is UTD. EXIT STRATEGY: The recommended exit strategy is N/A. ADDITIONAL INFORMATION: This loan was reviewed with data provided from 04/01/2017 through 03/31/2018. There were no borrower contact attempts or skip tracing actions taken during the review period. 03/31/2018 01/23/2018
95003765 2 [2] Current Status - Delinquent LOAN STATUS: The current loan status is Delinquent. PAY HISTORY: BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was 03/16/2018. This loan was reviewed with data provided from 04/01/2017 through 03/31/2018. On 04/04/2017 the loan was removed from loss mitigation due to missing documents. On 04/14/2017 the borrower called and was advised that she was removed from the program. The borrower requested a re-entry and was advised of missing/required documents. On 04/22/2017 the borrower called and authorized a payment in the amount of $2833.65. On 05/15/2018 the borrower authorized a check in the amount of $2833.65. On 06/16/2017 the borrower made a payment in the amount of $2833.55. On 07/17/2017 the borrower made monthly payment and stated that she is still interested in loss mitigation. Contact from 08/1/2017 through 11/2017 resulted in the borrower making monthly. From 12/01/2017 through 12/31/2017 there were several attempts but no contact was made and no payment received. On 01/11/2018 the borrower made a payment in the amount of $2833.65 via the website. On 02/15/2018 the borrower called and expressed concern with the online system. However the borrower made a payment in the amount of $2833.65. The borrower called on 03/16/2018 and made a payment int he amount of $2839.35. The borrower stated that her husbands hours have been cut for the last 6 months. REASON FOR DEFAULT: The reason for default is curtailment of income. FORECLOSURE: No evidence of current foreclosure activity. BANKRUPTCY: There is no evidence of current or prior bankruptcy. MODIFICATION: The loan has been modified. The modification date is XX/XX/XXXX. The modified principal balance is unavailable. The modification interest rate is unavailable. The modification maturity date is unavailable. LITIGATION: There is no evidence of litigation on the file. TITLE ISSUES: There is no evidence of title issues. PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is owner occupied. EXIT STRATEGY: The recommended exit strategy is Reinstatement. ADDITIONAL INFORMATION: N/A 03/31/2018 03/24/2018
95004942 2 [2] Bankruptcy - CH XX - Discharged w/o Reaffirmation [1] Current Status - Performing [1] Performing Loan and Weak Possibility of Going Delinquent LOAN STATUS: The current loan status is Performing. PAY HISTORY: BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was 02/21/2018. This loan was reviewed with data provided from 04/01/2017 through 03/31/2018. On 4/13/2107 the borrower scheduled a one time payment. On 5/15/217 the borrower scheduled a one time payment. On 6/29/2017 the borrower scheduled a one time payment. On 7/31/2017 the borrower scheduled a one time payment. On 8/28/2017 the borrower scheduled a one time payment. On 9/15/2017 the borrower was upset a deferment hadn't been offered. On 11/13/2017 the borrower wanted to know if they were eligible for deferred payments. On 11/29/2017 it was confirmed that three payments could be deferred. RFD is curtailment of income due to the hurricane. On 12/8/2017 the borrower was transferred to the specialist to discuss the disaster relief program. On 12/11/2017 the borrower had questions about whether payments would be deferred, was advised payments were deferred in November.On 12/14/2017 the general status of the loan was discussed, the borrower refused additional assistance. On 12/16/2017 the borrower made a one time payment. On 12/18/2017 the borrower stated they would make the payment online. On 1/27/2018 the borrower made a one time payment. On 2/21/2018 the borrower made a one time payment. On XX/XX/XXXX the loan was placed on hold due to being in the hurricane XXX disaster zone, which was released on XX/XX/XXXX. There is a discharged bankruptcy on the loan. REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable. FORECLOSURE: No evidence of current foreclosure activity. BANKRUPTCY: There is evidence of bankruptcy on the loan. The bankruptcy filing date is unavailable. The chapter is Chapter XX. The bankruptcy case number is not available. The most recent bankruptcy status is discharged. MODIFICATION: The loan has been modified. The modification date is XX/XX/XXXX. The modified principal balance is unavailable. The modification interest rate is unavailable. The modification maturity date is unavailable. LITIGATION: There is no evidence of litigation on the file. TITLE ISSUES: There is no evidence of title issues. PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is owner occupied. EXIT STRATEGY: The recommended exit strategy is N/A. ADDITIONAL INFORMATION: N/A 03/31/2018 03/14/2018
95001427 2 [2] Bankruptcy - CH XX - Discharged w/o Reaffirmation [1] Current Status - Performing [1] Performing Loan and Weak Possibility of Going Delinquent LOAN STATUS: The current loan status is Performing. PAY HISTORY: BORROWER CONTACT: No evidence of recent contact with the borrower. REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable. FORECLOSURE: No evidence of current foreclosure activity. BANKRUPTCY: There is evidence of bankruptcy on the loan. Bankruptcy was filed on XX/XX/XXXX. The chapter is Chapter XX. The bankruptcy case number is not available. The most recent bankruptcy status is discharged. The bankruptcy was discharged on XX/XX/XXXX and there is no evidence of reaffirmation.. MODIFICATION: The loan has been modified. The modification date is XX/XX/XXXX. The modified principal balance is unavailable. The modification interest rate is unavailable. The modification maturity date is unavailable. LITIGATION: There is no evidence of litigation on the file. TITLE ISSUES: There is no evidence of title issues. PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is UTD. EXIT STRATEGY: The recommended exit strategy is N/A. ADDITIONAL INFORMATION: This loan was reviewed with data provided from 04/01/2017 through 03/31/2018. Chance of future delinquency is weak, borrower is making on-time payments and account has been current throughout the review period. 03/31/2018 03/03/2018
95003055 1 [1] Current Status - Performing [1] Performing Loan and Weak Possibility of Going Delinquent LOAN STATUS: The current loan status is Performing. PAY HISTORY: BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was 02/28/2018. This loan was reviewed with data provided from 04/01/2017 through 03/31/2018. On 4/15/2017 borrower made a promise to pay in the amount of $2,006.00. On 5/15/2017 borrower called to make a promise to pay in the amount of $1,966.21. On 7/15/2017 borrower made a promise to pay in the amount of $1,970.00.On 10/31/2017 borrower made a promise to pay in the amount of $2000.00. On 11/15/2017 borrower made a promise to pay in the amount of $2000.00. On 12/30/2017 borrower made a promise to pay in the amount of $2000.00. On 1/31/2018 borrower made a promise to pay in the amount of $2000.00. On 2/15/2018 borrower called about the tax form. On 2/28/2018 borrower made a payment in the amount of $2000.00. REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable. FORECLOSURE: No evidence of current foreclosure activity. BANKRUPTCY: There is no evidence of current or prior bankruptcy. MODIFICATION: The loan has been modified. The modification date is XX/XX/XXXX. The modified principal balance is unavailable. The modification interest rate is unavailable. The modification maturity date is unavailable. LITIGATION: There is no evidence of litigation on the file. TITLE ISSUES: There is no evidence of title issues. PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is UTD. EXIT STRATEGY: The recommended exit strategy is N/A. ADDITIONAL INFORMATION: N/A 03/31/2018 03/13/2018
95002152 1 [1] Current Status - Performing [1] Performing Loan and Weak Possibility of Going Delinquent LOAN STATUS: The current loan status is Performing. PAY HISTORY: BORROWER CONTACT: No evidence of recent contact with the borrower. REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable. FORECLOSURE: No evidence of current foreclosure activity. BANKRUPTCY: There is no evidence of current or prior bankruptcy. MODIFICATION: The loan has been modified. The modification date is XX/XX/XXXX. The modified principal balance is unavailable. The modification interest rate is unavailable. The modification maturity date is unavailable. LITIGATION: There is no evidence of litigation on the file. TITLE ISSUES: There is no evidence of title issues. PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is UTD. EXIT STRATEGY: The recommended exit strategy is N/A. ADDITIONAL INFORMATION: This loan was reviewed with data provided from 04/01/2017 through 03/31/2018. During the review period, the borrower has not called in and the servicer is not attempting to contact the borrower. The borrower is making payments on time. There is no evidence of collection calls or general demand letters being generated since the loan is performing. Throughout the review period, there is no evidence of change in the borrower's situation or income that could affect the borrower's ability to pay. Loan modification was completed. Borrower has been current throughout review period and has made a constant effort to keep the loan performing. 03/31/2018 03/14/2018
95000432 3 [3] Deceased Borrower(s) - No Trustee/heir of Property Noted [3] Deceased Borrower(s) - No Death Certificate Received [2] Performing Loan But Moderate Possibility of Going Delinquent [1] Current Status - Performing LOAN STATUS: The current loan status is Performing. PAY HISTORY: BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was 10/03/2017. This loan was reviewed with data provided from 04/01/2017 through 03/31/2018. There were numerous attempts to contact the borrower from 4/1/2017. There were also skip tracing efforts. On 10/3/2017 the borrower stated that their daughter went to the bank to make a payment but couldn't pay without the account number. The reason for the delinquency is a curtailment of income. The borrower requested a payment history and believes they should not be 3 months past due. The borrower changed employment and did not work for 3 months. There is less income now. The borrower stated that they are interested in loss mitigation. There was no additional contact with the borrower. There were several attempts to contact the borrower. The loan had rolling 60 day delinquencies from 4/2017 through 12/2017 and then was current in 1/2018 through 3/2018. Borrower is deceased and ---. The date of death is unknown. REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable. FORECLOSURE: The file was referred to foreclosure and the referral date is not available in the information provided. Unable to determine the next projected foreclosure step. Foreclosure, closed not complete. BANKRUPTCY: There is no evidence of current or prior bankruptcy. MODIFICATION: The loan has been modified. The modification date is XX/XX/XXXX. The modified principal balance is unavailable. The modification interest rate is unavailable. The modification maturity date is unavailable. LITIGATION: There is no evidence of litigation on the file. TITLE ISSUES: There is no evidence of title issues. PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is owner occupied. EXIT STRATEGY: The recommended exit strategy is N/A. ADDITIONAL INFORMATION: N/A 03/31/2018 03/14/2018
95000392 2 [2] Performing Loan But Moderate Possibility of Going Delinquent [1] Current Status - Performing LOAN STATUS: The current loan status is Performing. PAY HISTORY: BORROWER CONTACT: No evidence of recent contact with the borrower. REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable. FORECLOSURE: No evidence of current foreclosure activity. BANKRUPTCY: There is no evidence of current or prior bankruptcy. MODIFICATION: The loan has been modified. The modification date is XX/XX/XXXX. The modified principal balance is unavailable. The modification interest rate is unavailable. The modification maturity date is unavailable. LITIGATION: There is no evidence of litigation on the file. TITLE ISSUES: There is no evidence of title issues. PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is owner occupied. EXIT STRATEGY: The recommended exit strategy is N/A. ADDITIONAL INFORMATION: This loan was reviewed with data provided from 04/01/2017 through 03/31/2018. There was no evidence of borrower contact attempts or skip tracing activity during the review period. 03/31/2018 02/21/2018
95003785 1 [1] Current Status - Performing [1] Performing Loan and Weak Possibility of Going Delinquent LOAN STATUS: The current loan status is Performing. PAY HISTORY: BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was 12/04/2017. This loan was reviewed with data provided from 04/01/2017 through 03/31/2018. No prior contact made since 12/4/2017. On 12/4/2017 borrower called with question about the recast. Rep answered and advised of the steps. Loan is currently performing each month. REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable. FORECLOSURE: No evidence of current foreclosure activity. BANKRUPTCY: There is no evidence of current or prior bankruptcy. MODIFICATION: The loan has been modified. The modification date is XX/XX/XXXX. The modified principal balance is unavailable. The modification interest rate is unavailable. The modification maturity date is unavailable. LITIGATION: There is no evidence of litigation on the file. TITLE ISSUES: There is no evidence of title issues. PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is UTD. EXIT STRATEGY: The recommended exit strategy is N/A. ADDITIONAL INFORMATION: N/A 03/31/2018 01/26/2018
95004405 1 [1] Current Status - Performing [1] Performing Loan and Weak Possibility of Going Delinquent LOAN STATUS: The current loan status is Performing. PAY HISTORY: BORROWER CONTACT: No evidence of recent contact with the borrower. REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable. FORECLOSURE: No evidence of current foreclosure activity. BANKRUPTCY: There is no evidence of current or prior bankruptcy. MODIFICATION: The loan has been modified. The modification date is XX/XX/XXXX. The modified principal balance is unavailable. The modification interest rate is unavailable. The modification maturity date is unavailable. LITIGATION: There is no evidence of litigation on the file. TITLE ISSUES: There is no evidence of title issues. PROPERTY CONDITION: There is no evidence of property damage. The property condition is excellent. The current occupancy status is owner occupied. EXIT STRATEGY: The recommended exit strategy is N/A. ADDITIONAL INFORMATION: This loan was reviewed with data provided from 04/01/2017 through 03/31/2018. The borrower has not called in and there have been no attempts to contact the borrower due to the loan being current and all payments being made on time during the review period. 03/31/2018 01/26/2018
95000825 2 [2] Bankruptcy - CH XX - Discharged w/o Reaffirmation [2] Current Status - Delinquent LOAN STATUS: The current loan status is Delinquent. PAY HISTORY: BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was 01/29/2018. This loan was reviewed with data provided from 04/01/2017 through 03/31/2018. A demand letter was sent on 8/15/2017 with a 35 day expiration. The borrower called on 9/19/2017 to inquire about the modification process. The borrower was informed they have two prior modifications so there is no guarantee of approval. The borrower did not have time to complete the interview and will call back when they are ready. On 10/10/2017 the borrower called and stated they are concerned they received a certified letter after they notified the servicer that receive a disability check on the third Wednesday of the month. The borrower also stated they recently sent payments and the loan will be current. The loan is a discharged bankruptcy and the borrower was informed that they are not liable for the debt but the property lien is still valid and enforceable. The borrower made a payment by phone on 1/29/2018. There were no further attempts to contact the borrower and the borrower did not make contact. REASON FOR DEFAULT: The reason for default is UTD. Unable to determine the reason for default with the information provided. FORECLOSURE: No evidence of current foreclosure activity. BANKRUPTCY: There is evidence of bankruptcy on the loan. The bankruptcy filing date is unavailable. The chapter is Chapter XX. The bankruptcy case number is not available. The most recent bankruptcy status is discharged. MODIFICATION: The loan has been modified. The modification date is XX/XX/XXXX. The modified principal balance is unavailable. The modification interest rate is unavailable. The modification maturity date is unavailable. LITIGATION: There is no evidence of litigation on the file. TITLE ISSUES: There is no evidence of title issues. PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is owner occupied. EXIT STRATEGY: The recommended exit strategy is Modification. ADDITIONAL INFORMATION: N/A 03/31/2018 03/22/2018
95002495 1 [1] Current Status - Performing [1] Performing Loan and Weak Possibility of Going Delinquent LOAN STATUS: The current loan status is Performing. PAY HISTORY: BORROWER CONTACT: No evidence of recent contact with the borrower. REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable. FORECLOSURE: No evidence of current foreclosure activity. BANKRUPTCY: There is no evidence of current or prior bankruptcy. MODIFICATION: The loan has been modified. The modification date is XX/XX/XXXX. The modified principal balance is unavailable. The modification interest rate is unavailable. The modification maturity date is unavailable. LITIGATION: There is no evidence of litigation on the file. TITLE ISSUES: There is no evidence of title issues. PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is UTD. EXIT STRATEGY: The recommended exit strategy is N/A. ADDITIONAL INFORMATION: This loan was reviewed with data provided from 04/01/2017 through 03/31/2018. From 04/04/2017 to 03/03/2018, the borrower is using the automatic draft system to make payments. The servicer is not attempting to contact the borrower since payments are being made on time. There is no evidence of collection calls or general demand letters being generated since the loan is performing. Throughout the review period, there is no evidence of change in the borrower's situation or income that could affect the borrower's ability to pay. Loan modification was completed. Several credit disputes on the account. The servicer researched the issue and a resolution was presented to the borrower. Borrower has been current throughout review period and has made a constant effort to keep the loan performing. 03/31/2018 03/03/2018
95004162 1 [1] Current Status - Performing [1] Performing Loan and Weak Possibility of Going Delinquent LOAN STATUS: The current loan status is Performing. PAY HISTORY: BORROWER CONTACT: No evidence of recent contact with the borrower. REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable. FORECLOSURE: No evidence of current foreclosure activity. BANKRUPTCY: There is no evidence of current or prior bankruptcy. MODIFICATION: The loan has been modified. The modification date is XX/XX/XXXX. The modified principal balance is unavailable. The modification interest rate is unavailable. The modification maturity date is unavailable. LITIGATION: There is no evidence of litigation on the file. TITLE ISSUES: There is no evidence of title issues. PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is UTD. EXIT STRATEGY: The recommended exit strategy is N/A. ADDITIONAL INFORMATION: This loan was reviewed with data provided from 04/01/2017 through 03/31/2018. There were multiple unsuccessful attempts to contact the borrower during the review period. The borrower did maintain monthly payments online every month. The loan was current the last 11 months of the 12 month review period. 03/31/2018 03/24/2018
95003644 1 [1] Current Status - Performing [1] Performing Loan and Weak Possibility of Going Delinquent LOAN STATUS: The current loan status is Performing. PAY HISTORY: BORROWER CONTACT: No evidence of recent contact with the borrower. REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable. FORECLOSURE: No evidence of current foreclosure activity. BANKRUPTCY: There is no evidence of current or prior bankruptcy. MODIFICATION: The loan has been modified. The modification date is XX/XX/XXXX. The modified principal balance is unavailable. The modification interest rate is unavailable. The modification maturity date is unavailable. LITIGATION: There is no evidence of litigation on the file. TITLE ISSUES: There is no evidence of title issues. PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is UTD. EXIT STRATEGY: The recommended exit strategy is N/A. ADDITIONAL INFORMATION: This loan was reviewed with data provided from 04/01/2017 through 03/31/2018. There was no contact with the borrower and there were no contact attempts made. The loan was current during the full review period. 03/31/2018 03/22/2018
95004774 2 [2] Bankruptcy - CH XX - Discharged w/o Reaffirmation [1] Current Status - Performing [1] Performing Loan and Weak Possibility of Going Delinquent LOAN STATUS: The current loan status is Performing. PAY HISTORY: BORROWER CONTACT: No evidence of recent contact with the borrower. REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable. FORECLOSURE: No evidence of current foreclosure activity. BANKRUPTCY: There is evidence of bankruptcy on the loan. The bankruptcy filing date is unavailable. The chapter is Chapter XX. The bankruptcy case number is not available. The most recent bankruptcy status is discharged. No further information MODIFICATION: The loan has been modified. The modification date is XX/XX/XXXX. The modified principal balance is unavailable. The modification interest rate is unavailable. The modification maturity date is unavailable. LITIGATION: There is no evidence of litigation on the file. TITLE ISSUES: There is no evidence of title issues. PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is owner occupied. EXIT STRATEGY: The recommended exit strategy is N/A. ADDITIONAL INFORMATION: This loan was reviewed with data provided from 04/01/2017 through 03/31/2018. The borrower has not called in and there have been no attempts to contact the borrower due to the loan being current. 03/31/2018 01/20/2018
95004482 1 [1] Current Status - Performing [1] Performing Loan and Weak Possibility of Going Delinquent LOAN STATUS: The current loan status is Performing. PAY HISTORY: BORROWER CONTACT: No evidence of recent contact with the borrower. REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable. FORECLOSURE: No evidence of current foreclosure activity. BANKRUPTCY: There is no evidence of current or prior bankruptcy. MODIFICATION: The loan has been modified. The modification date is XX/XX/XXXX. The modified principal balance is unavailable. The modification interest rate is unavailable. The modification maturity date is unavailable. LITIGATION: There is no evidence of litigation on the file. TITLE ISSUES: There is no evidence of title issues. PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is UTD. EXIT STRATEGY: The recommended exit strategy is N/A. ADDITIONAL INFORMATION: This loan was reviewed with data provided from 04/01/2017 through 03/31/2018. There was no evidence of borrower contact attempts or skip tracing activity. 03/31/2018 03/14/2018
95000280 1 [1] Current Status - Performing [1] Performing Loan and Weak Possibility of Going Delinquent LOAN STATUS: The current loan status is Performing. PAY HISTORY: BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was 07/13/2017. This loan was reviewed with data provided from 04/01/2017 through 03/31/2018. There were 8 attempts to contact the borrower between 4/5/2017 and 7/13/2017. The borrower called and made a payment via phone on 7/13/2017. There was no further contact and no attempts to contact for the rest of the review period. The loan was current through the entire review period. REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable. FORECLOSURE: The file was referred to foreclosure and the referral date is not available in the information provided. Unable to determine the next projected foreclosure step. Foreclosure closed, not completed. BANKRUPTCY: There is no evidence of current or prior bankruptcy. MODIFICATION: The loan has been modified. The modification date is XX/XX/XXXX. The modified principal balance is unavailable. The modification interest rate is unavailable. The modification maturity date is unavailable. LITIGATION: There is no evidence of litigation on the file. TITLE ISSUES: There is no evidence of title issues. PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is UTD. EXIT STRATEGY: The recommended exit strategy is N/A. ADDITIONAL INFORMATION: N/A 03/31/2018 11/09/2017
95004975 1 [1] Current Status - Performing [1] Performing Loan and Weak Possibility of Going Delinquent LOAN STATUS: The current loan status is Performing. PAY HISTORY: BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was 07/31/2017. This loan was reviewed with data provided from 04/01/2017 through 03/31/2018. The comments were extremely limited. There was no evidence of any attempts to contact the borrower. The loan was current for the past 12 months, and the borrower is making their payments on time. The borrower called on 07/31/2017 with questions regarding the recast process for the prior HAM. The servicer answered the borrower's questions and the call ended. The notes on 08/04/2017 stated the completed documents for the recast were received. The process was completed on 08/09/2017. No further information was provided. REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable. FORECLOSURE: No evidence of current foreclosure activity. BANKRUPTCY: There is no evidence of current or prior bankruptcy. MODIFICATION: The loan has been modified. The modification date is XX/XX/XXXX. The modified principal balance is unavailable. The modification interest rate is unavailable. The modification maturity date is unavailable. LITIGATION: There is no evidence of litigation on the file. TITLE ISSUES: There is no evidence of title issues. PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is UTD. EXIT STRATEGY: The recommended exit strategy is N/A. ADDITIONAL INFORMATION: N/A 03/31/2018 10/09/2017
95005146 1 [1] Current Status - Performing [1] Performing Loan and Weak Possibility of Going Delinquent LOAN STATUS: The current loan status is Performing. PAY HISTORY: BORROWER CONTACT: No evidence of recent contact with the borrower. REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable. FORECLOSURE: No evidence of current foreclosure activity. BANKRUPTCY: There is no evidence of current or prior bankruptcy. MODIFICATION: The loan has been modified. The modification date is XX/XX/XXXX. The modified principal balance is unavailable. The modification interest rate is unavailable. The modification maturity date is unavailable. LITIGATION: There is no evidence of litigation on the file. TITLE ISSUES: There is no evidence of title issues. PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is UTD. EXIT STRATEGY: The recommended exit strategy is N/A. ADDITIONAL INFORMATION: This loan was reviewed with data provided from 04/01/2017 through 03/31/2018. During the review period, the borrower has not called in and the servicer is not attempting to contact the borrower. There is no evidence of collection calls or general demand letters being generated since the loan is performing. The borrower has made payments on time and there is no indication of future delinquency. Commentary from December 2017 to March 2018 was not available. 03/31/2018 11/08/2017
95002880 1 [1] Current Status - Performing [1] Performing Loan and Weak Possibility of Going Delinquent LOAN STATUS: The current loan status is Performing. PAY HISTORY: BORROWER CONTACT: No evidence of recent contact with the borrower. REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable. FORECLOSURE: No evidence of current foreclosure activity. BANKRUPTCY: There is no evidence of current or prior bankruptcy. MODIFICATION: The loan has been modified. The modification date is XX/XX/XXXX. The modified principal balance is unavailable. The modification interest rate is unavailable. The modification maturity date is unavailable. LITIGATION: There is no evidence of litigation on the file. TITLE ISSUES: There is no evidence of title issues. PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is UTD. EXIT STRATEGY: The recommended exit strategy is N/A. ADDITIONAL INFORMATION: This loan was reviewed with data provided from 04/01/2017 through 03/31/2018. There was no evidence of borrower contact attempts by the servicer. There was no evidence of skip tracing activity during the review period. 03/31/2018 12/05/2017
95000215 1 [1] Current Status - Performing [1] Performing Loan and Weak Possibility of Going Delinquent LOAN STATUS: The current loan status is Performing. PAY HISTORY: BORROWER CONTACT: No evidence of recent contact with the borrower. REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable. FORECLOSURE: No evidence of current foreclosure activity. BANKRUPTCY: There is no evidence of current or prior bankruptcy. MODIFICATION: The loan has been modified. The modification date is XX/XX/XXXX. The modified principal balance is unavailable. The modification interest rate is unavailable. The modification maturity date is unavailable. LITIGATION: There is no evidence of litigation on the file. TITLE ISSUES: There is no evidence of title issues. PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is owner occupied. EXIT STRATEGY: The recommended exit strategy is N/A. ADDITIONAL INFORMATION: This loan was reviewed with data provided from 04/01/2017 through 03/31/2018. The borrower has not called in and there have been no attempts to contact the borrower due to the loan being current and all payments being made on time during the review period. 03/31/2018 03/13/2018
95001475 1 [1] Current Status - Performing [1] Performing Loan and Weak Possibility of Going Delinquent LOAN STATUS: The current loan status is Performing. PAY HISTORY: BORROWER CONTACT: No evidence of recent contact with the borrower. REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable. FORECLOSURE: No evidence of current foreclosure activity. BANKRUPTCY: There is no evidence of current or prior bankruptcy. MODIFICATION: The loan has been modified. The modification date is XX/XX/XXXX. The modified principal balance is unavailable. The modification interest rate is unavailable. The modification maturity date is unavailable. LITIGATION: There is no evidence of litigation on the file. TITLE ISSUES: There is no evidence of title issues. PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is owner occupied. EXIT STRATEGY: The recommended exit strategy is N/A. ADDITIONAL INFORMATION: This loan was reviewed with data provided from 04/01/2017 through 03/31/2018. The borrower has not called in and there have been no attempts to contact the borrower due to the loan being current and all payments being made on time during the review period. The loan performed throughout the entire review period. 03/31/2018 03/31/2018
95002683 2 [2] Occupancy - Non Owner Occupied [2] Performing Loan But Moderate Possibility of Going Delinquent [1] Current Status - Performing LOAN STATUS: The current loan status is Performing. PAY HISTORY: BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was 03/23/2018. This loan was reviewed with data provided from 04/01/2017 through 03/31/2018. There are no comments from 9/22/2013 until 10/12/2017 that give any borrower contact information or attempts to contact. On 10/12/2017 the borrower called to make a payment of $3,000. On 10/23/2017 the borrower requested that unapplied funds balance be applied to complete the 9/2017 post petition payment. The borrower was advised that the funds could not be used for that purpose. The borrower was advised a payment history was given to their attorney. A payment was made. A payment was made by the borrower on 11/1/2017 for 11/3. The borrower made a payment by phone on 11/30/2017. A payment was made by phone on 12/21/2017. On 3/23/2018 the borrower called and scheduled a payment for 3/27/2018. REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable. FORECLOSURE: The file was referred to foreclosure and the referral date is not available in the information provided. Unable to determine the next projected foreclosure step. Closed, not complete. BANKRUPTCY: There is evidence of bankruptcy on the loan. The bankruptcy filing date is unavailable. The chapter is Chapter XX. The bankruptcy was filed under case number XXX. The most recent bankruptcy status is release from stay granted. The bankruptcy was dismissed on XX/XX/XXXX. Motion for relief was granted on XX/XX/XXXX. MODIFICATION: The loan has been modified. The modification date is XX/XX/XXXX. The modified principal balance is unavailable. The modification interest rate is unavailable. The modification maturity date is unavailable. LITIGATION: There is no evidence of litigation on the file. TITLE ISSUES: There is no evidence of title issues. PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is non-owner occupied. EXIT STRATEGY: The recommended exit strategy is N/A. ADDITIONAL INFORMATION: N/A 03/31/2018 03/23/2018
95003645 2 [2] Bankruptcy - CH XX - Discharged w/o Reaffirmation [1] Current Status - Performing [1] Performing Loan and Weak Possibility of Going Delinquent LOAN STATUS: The current loan status is Performing. PAY HISTORY: BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was 05/02/2017. This loan was reviewed with data provided from 04/01/2017 through 03/31/2018. On 5/2/2017 the borrower called to set up automatic payments. There was no other contact with the borrower during the review period. There is a discharged bankruptcy on the account. The loan has performed the entire review period. REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable. FORECLOSURE: No evidence of current foreclosure activity. BANKRUPTCY: There is evidence of bankruptcy on the loan. Bankruptcy was filed on XX/XX/XXXX. The chapter is Chapter XX. The bankruptcy case number is not available. The most recent bankruptcy status is discharged. The bankruptcy was discharged on XX/XX/XXXX and there is no evidence of reaffirmation.. MODIFICATION: The loan has been modified. The modification date is XX/XX/XXXX. The modified principal balance is unavailable. The modification interest rate is unavailable. The modification maturity date is unavailable. LITIGATION: There is no evidence of litigation on the file. TITLE ISSUES: There is no evidence of title issues. PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is UTD. EXIT STRATEGY: The recommended exit strategy is N/A. ADDITIONAL INFORMATION: N/A 03/31/2018 12/22/2017
95002295 2 [2] Performing Loan But Moderate Possibility of Going Delinquent [1] Current Status - Performing LOAN STATUS: The current loan status is Performing. PAY HISTORY: BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was 03/22/2018. This loan was reviewed with data provided from 04/01/2017 through 03/31/2018. The collection comments were limited due to minimal borrower contact. There was no evidence of any attempts to contact the borrower due to the loan was current for the past 12 months. However, the borrower has continuously made their payments late into the billing cycle. The borrower called on 07/10/2017 advising their insurance premium decreased. The servicer informed the borrower to submit a copy of the new policy. A property evaluation was completed on 01/30/2018 valuing the home at $X.XX. The notes from 04/17/2017 through 03/22/2018 referenced the borrower either called in or signed into their online account once a month to make their payment. A payment was last made on 03/22/2018 through the automated phone system. REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable. FORECLOSURE: No evidence of current foreclosure activity. BANKRUPTCY: There is no evidence of current or prior bankruptcy. MODIFICATION: The loan has been modified. The modification date is XX/XX/XXXX. The modified principal balance is unavailable. The modification interest rate is unavailable. The modification maturity date is unavailable. LITIGATION: There is no evidence of litigation on the file. TITLE ISSUES: There is no evidence of title issues. PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is UTD. EXIT STRATEGY: The recommended exit strategy is N/A. ADDITIONAL INFORMATION: N/A 03/31/2018 03/22/2018
95004521 1 [1] Current Status - Performing [1] Performing Loan and Weak Possibility of Going Delinquent LOAN STATUS: The current loan status is Performing. PAY HISTORY: BORROWER CONTACT: No evidence of recent contact with the borrower. REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable. FORECLOSURE: No evidence of current foreclosure activity. BANKRUPTCY: There is no evidence of current or prior bankruptcy. MODIFICATION: The loan has been modified. The modification date is XX/XX/XXXX. The modified principal balance is unavailable. The modification interest rate is unavailable. The modification maturity date is unavailable. LITIGATION: There is no evidence of litigation on the file. TITLE ISSUES: There is no evidence of title issues. PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is UTD. EXIT STRATEGY: The recommended exit strategy is N/A. ADDITIONAL INFORMATION: This loan was reviewed with data provided from 04/01/2017 through 03/31/2018. The comments were extremely limited for the past 12 months. There was no evidence of any borrower contact or attempts to contact the borrower within the review period due to the account is current and all payments were made on time. Comments on 11/15/2017 stated the due date for taxes was changed to 08/2018. The notes and pay history indicated the insurance premium was paid on 01/02/2018. No further information was provided. 03/31/2018 02/26/2018
95004132 2 [2] Performing Loan But Moderate Possibility of Going Delinquent [1] Current Status - Performing LOAN STATUS: The current loan status is Performing. PAY HISTORY: BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was 03/13/2018. This loan was reviewed with data provided from 04/01/2017 through 03/31/2018. Loan was 30 days delinquent when servicing review period began. Borrower had a discharged Chapter XX bankruptcy and servicer was not initiating collection calls. Judgmental evaluation dated 06/30/2017 valued subject property at $X.XX. Borrower called in on 09/18/2017 stating there was property damage due to Hurricane. Borrower was advised of hurricane relief program and 3 month deferral; borrower stated would accept plan and continue to make payments. Deferral processed on XX/XX/XXXX and borrower made December payment on 12/14/2017. Loan has been current since. On 01/03/2018 a check in the amount of $3412.86 was sent to Borrower as a non monitored claim for loss due to hurricane XXX. Borrower called in to review the status of the bankruptcy and was told it had been discharged. Borrower gave verbal authorization for a third party, relationship not provided. Drive by valuation dated 12/26/2017 did not show damage. REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable. FORECLOSURE: The file was referred to foreclosure and the referral date is not available in the information provided. Unable to determine the next projected foreclosure step. Closed - Not Complete BANKRUPTCY: There is evidence of bankruptcy on the loan. Bankruptcy was filed on XX/XX/XXXX. The chapter is Chapter XX. The bankruptcy case number is not available. The most recent bankruptcy status is discharged. The bankruptcy was discharged on XX/XX/XXXX and there is no evidence of reaffirmation.. Prior Chapter XX filed XX/XX/XXXX discharged XX/XX/XXXX. MODIFICATION: The loan has been modified. The modification date is XX/XX/XXXX. The modified principal balance is unavailable. The modification interest rate is unavailable. The modification maturity date is unavailable. LITIGATION: There is no evidence of litigation on the file. TITLE ISSUES: There is no evidence of title issues. PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is owner occupied. EXIT STRATEGY: The recommended exit strategy is N/A. ADDITIONAL INFORMATION: N/A 03/31/2018 03/13/2018
95000308 2 [2] Current Status - Delinquent LOAN STATUS: The current loan status is Delinquent. PAY HISTORY: BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was 01/30/2018. This loan was reviewed with data provided from 04/01/2017 through 03/31/2018. On 6/24/2017 borrower advised will make a payment on the 30th. On 7/8/2017 borrower advised he will make a payment at the branch on 7/28/2017 in the amount of $917.01 and he will make the August payment on 8/15/2017.On 8/31/2017 Borrower made a promise to pay in the amount of $917.01 at the branch on 9/8/2017. On 10/18/2017 borrower made a promise to pay in the amount of $917.01 with a check by phone on 10/20/2017. On 11/30/2017 borrower made a promise to pay in the amount of $913.27 with a check by phone. On 12/23/2017 borrower made a promise to pay in the amount of $983.73 on 1/8/2018 with a check over the phone. On 1/30/2018 borrower made a promise to pay in the amount of $939.25 dated for 1/30/2018. REASON FOR DEFAULT: The reason for default is illness - family. FORECLOSURE: No evidence of current foreclosure activity. BANKRUPTCY: There is no evidence of current or prior bankruptcy. MODIFICATION: The loan has been modified. The modification date is XX/XX/XXXX. The modified principal balance is unavailable. The modification interest rate is unavailable. The modification maturity date is unavailable. LITIGATION: There is no evidence of litigation on the file. TITLE ISSUES: There is no evidence of title issues. PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is UTD. EXIT STRATEGY: The recommended exit strategy is Reinstatement. ADDITIONAL INFORMATION: N/A 03/31/2018 03/24/2018
95002000 2 [2] Current Status - Delinquent [2] Occupancy - Non Owner Occupied LOAN STATUS: The current loan status is Delinquent. PAY HISTORY: BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was 12/20/2017. This loan was reviewed with data provided from 04/01/2017 through 03/31/2018. From April 2017 to May 2017, the borrower called in to schedule a payment. From 06/02/2017, the servicer advised the XXXXXXXX that the loan is now current. On 06/13/2017, borrower called in to schedule a payment. Borrower stated that they are having issues in making a payment. RFD: excessive obligations. In July 2017, there was no contact made between the servicer or the borrower. The borrower was making payments. The servicer made several attempts to contact the borrower in August 2017 and September 2017. Borrower made a payment online on 09/02/2017. On 10/24/2017, the servicer discussed insurance related issues with the borrower. In November 2017, the servicer was unable to reach the borrower. Borrower made a payment online. On 12/08/2017, fraud was committed against the borrower. The borrower stated that their bank account was compromised. Borrower accepted a promise to pay. RFD: excessive obligations. On 12/20/2017, the servicer made an outbound call and advised of the past due amount. Borrower stated was not able to cover the late fees online. The website only shows the monthly payment amount that is due. Borrower made a promise to pay the amount online on 12/29/2017. From January 2018 to March 2018, the servicer made several attempts to contact the borrower. Borrower is using the automated system to make payments. REASON FOR DEFAULT: The reason for default is excessive obligations. FORECLOSURE: The file was referred to foreclosure and the referral date is not available in the information provided. Unable to determine the next projected foreclosure step. Foreclosure closed not completed. BANKRUPTCY: There is no evidence of current or prior bankruptcy. MODIFICATION: The loan has been modified. The modification date is XX/XX/XXXX. The modified principal balance is unavailable. The modification interest rate is unavailable. The modification maturity date is unavailable. LITIGATION: There is no evidence of litigation on the file. TITLE ISSUES: There is no evidence of title issues. PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is non-owner occupied. EXIT STRATEGY: The recommended exit strategy is Reinstatement. ADDITIONAL INFORMATION: N/A 03/31/2018 03/24/2018
95004993 1 [1] Current Status - Performing [1] Performing Loan and Weak Possibility of Going Delinquent LOAN STATUS: The current loan status is Performing. PAY HISTORY: BORROWER CONTACT: No evidence of recent contact with the borrower. REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable. FORECLOSURE: No evidence of current foreclosure activity. BANKRUPTCY: There is no evidence of current or prior bankruptcy. MODIFICATION: The loan has been modified. The modification date is XX/XX/XXXX. The modified principal balance is unavailable. The modification interest rate is unavailable. The modification maturity date is unavailable. LITIGATION: There is no evidence of litigation on the file. TITLE ISSUES: There is no evidence of title issues. PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is UTD. EXIT STRATEGY: The recommended exit strategy is N/A. ADDITIONAL INFORMATION: This loan was reviewed with data provided from 04/01/2017 through 03/31/2018. Throughout the review period, the borrower has not called in and the servicer is not attempting to contact the borrower. Loan modification was completed. There is no evidence of collection calls or general demand letters being generated since the loan is performing. The borrower has made payments on time and there is no indication of future delinquency. 03/31/2018 03/21/2018
95004071 2 [2] Current Status - Delinquent LOAN STATUS: The current loan status is Delinquent. PAY HISTORY: BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was 06/12/2017. This loan was reviewed with data provided from 04/01/2017 through 03/31/2018. There were multiple unsuccessful attempts to contact the borrower. There was one date of contact with the borrower. On 06/21/20174 the borrower stated they had excessive obligations. They could not commit to a payment. REASON FOR DEFAULT: The reason for default is UTD. Unable to determine the reason for default with the information provided. FORECLOSURE: No evidence of current foreclosure activity. BANKRUPTCY: There is no evidence of current or prior bankruptcy. MODIFICATION: The loan has been modified. The modification date is XX/XX/XXXX. The modified principal balance is unavailable. The modification interest rate is unavailable. The modification maturity date is unavailable. LITIGATION: There is no evidence of litigation on the file. TITLE ISSUES: There is no evidence of title issues. PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is owner occupied. EXIT STRATEGY: The recommended exit strategy is Reinstatement. ADDITIONAL INFORMATION: N/A 03/31/2018 02/21/2018
95001660 1 [1] Current Status - Performing [1] Deceased Borrower(s) - Trustee/Heir(s) identified and documented [1] Performing Loan and Weak Possibility of Going Delinquent LOAN STATUS: The current loan status is Performing. PAY HISTORY: BORROWER CONTACT: No evidence of recent contact with the borrower. Borrower is deceased and ---. The date of death is XX/XX/XXXX. REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable. FORECLOSURE: No evidence of current foreclosure activity. BANKRUPTCY: There is no evidence of current or prior bankruptcy. MODIFICATION: The loan has been modified. The modification date is XX/XX/XXXX. The modified principal balance is unavailable. The modification interest rate is unavailable. The modification maturity date is unavailable. LITIGATION: There is no evidence of litigation on the file. TITLE ISSUES: There is no evidence of title issues. PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is UTD. EXIT STRATEGY: The recommended exit strategy is N/A. ADDITIONAL INFORMATION: This loan was reviewed with data provided from 04/01/2017 through 03/31/2018. The borrower has not called in and there have been no attempts to contact the borrower due to the loan being current and all payments being made on time during the review period. 03/31/2018 03/12/2018
95001913 1 [1] Current Status - Performing [1] Performing Loan and Weak Possibility of Going Delinquent LOAN STATUS: The current loan status is Performing. PAY HISTORY: BORROWER CONTACT: No evidence of recent contact with the borrower. REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable. FORECLOSURE: No evidence of current foreclosure activity. BANKRUPTCY: There is no evidence of current or prior bankruptcy. MODIFICATION: The loan has been modified. The modification date is XX/XX/XXXX. The modified principal balance is unavailable. The modification interest rate is unavailable. The modification maturity date is unavailable. LITIGATION: There is no evidence of litigation on the file. TITLE ISSUES: There is no evidence of title issues. PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is UTD. EXIT STRATEGY: The recommended exit strategy is N/A. ADDITIONAL INFORMATION: This loan was reviewed with data provided from 04/01/2017 through 03/31/2018. The borrower has not called in and there have been no attempts to contact the borrower due to the loan being current and all payments being made on time during the review period. 03/31/2018 12/21/2017
95004862 2 [2] Current Status - Delinquent LOAN STATUS: The current loan status is Delinquent. PAY HISTORY: BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was 03/16/2018. This loan was reviewed with data provided from 04/01/2017 through 03/31/2018. Loan was 60 days delinquent when servicing review period began. Authorized third party, spouse, called in on 04/10/2017 to discuss loss mitigation options stating RFD as illness of principal mortgagor. Servicer was not able to come up with repayment option other than short sale and referred borrower to a credit counselor. Servicer agreed to review for modification on 04/12/2017 and after receiving all documents approved trial plan on 04/21/2017 based on collateral value of $165,000 as of 04/17/2017. Trial payments were due from 06/01/2017 to 08/01/2017. Title showed clear as of 04/27/2017. On 05/10/2017 an insurance claim check in the amount of $12,638.74 was received for water damage on 03/11/2017. Inspection of 07/31/2017 showed repairs 60% complete and Borrower made all 3 trial payments timely and loan was modified on 08/24/2017 with first due 09/01/2017. Loan modification fixed rate at 2% for first 5 years, incremental 1% annual increase thereafter until cap of 3.875% reached. Principal forgiveness of $3576.66. No progress made on final inspection for water damage. Borrower stated on 12/26/2017 that funds were insufficient to complete job and servicer advised Borrower to contact insurance company. To date repairs do not appear to have been completed. Borrower was contacted on 01/17/2018 in regard to XX wildfires in October and requested relief. Although deferral was reviewed, it was not granted. Borrower made a payment for 2 months on 01/17/2017 that went NSF and was not made good; borrower was then 90 days delinquent. On 02/02/2018 Borrower was contacted, stated was not interested in any loss mitigation and would bring loan current on own. Borrower then made payment due 11/01/2017 on 02/06/2018 and 3 payments on 03/08/2018 to bring next due to 03/01/2018. Borrower called on 03/16/2018 and stated was employed, but could not afford to pay during the grace period. Borrower confirmed that the property was not impacted by the wildfires but that Borrower's employment was impacted; borrower noted self employed. Borrower stated no interest in loss mitigation. REASON FOR DEFAULT: The reason for default is curtailment of income. FORECLOSURE: No evidence of current foreclosure activity. BANKRUPTCY: There is no evidence of current or prior bankruptcy. MODIFICATION: The loan has been modified. The modification date is XX/XX/XXXX. The modified principal balance is unavailable. The modification interest rate is unavailable. The modification maturity date is unavailable. LITIGATION: There is no evidence of litigation on the file. TITLE ISSUES: There is no evidence of title issues. PROPERTY CONDITION: There is evidence of property damage and the nature of the damage is water. Damage to drywall, floor, doors,framing and paint. Work remaining after 60% inspection completed on 07/31/2017 is cabinets, plumbing deck. The damage repair amount is estimated at $18,389.06. Property repair is in process. The property condition is UTD. The current occupancy status is owner occupied. EXIT STRATEGY: The recommended exit strategy is Reinstatement. ADDITIONAL INFORMATION: N/A 03/31/2018 03/16/2018
95001336 1 [1] Current Status - Performing [1] Performing Loan and Weak Possibility of Going Delinquent LOAN STATUS: The current loan status is Performing. PAY HISTORY: BORROWER CONTACT: No evidence of recent contact with the borrower. REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable. FORECLOSURE: No evidence of current foreclosure activity. BANKRUPTCY: There is no evidence of current or prior bankruptcy. MODIFICATION: The loan has been modified. The modification date is XX/XX/XXXX. The modified principal balance is unavailable. The modification interest rate is unavailable. The modification maturity date is unavailable. LITIGATION: There is no evidence of litigation on the file. TITLE ISSUES: There is no evidence of title issues. PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is owner occupied. EXIT STRATEGY: The recommended exit strategy is N/A. ADDITIONAL INFORMATION: This loan was reviewed with data provided from 04/01/2017 through 03/31/2018. The borrower has not called in and there have been no attempts to contact the borrower due to the loan being current and all payments being made on time during the review period. 03/31/2018 02/06/2018
95004510 1 [1] Current Status - Performing [1] Performing Loan and Weak Possibility of Going Delinquent LOAN STATUS: The current loan status is Performing. PAY HISTORY: BORROWER CONTACT: No evidence of recent contact with the borrower. REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable. FORECLOSURE: No evidence of current foreclosure activity. BANKRUPTCY: There is no evidence of current or prior bankruptcy. MODIFICATION: The loan has been modified. The modification date is XX/XX/XXXX. The modified principal balance is unavailable. The modification interest rate is unavailable. The modification maturity date is unavailable. LITIGATION: There is no evidence of litigation on the file. TITLE ISSUES: There is no evidence of title issues. PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is UTD. EXIT STRATEGY: The recommended exit strategy is N/A. ADDITIONAL INFORMATION: This loan was reviewed with data provided from 04/01/2017 through 03/31/2018. The borrower called each month to make their payment. No additional account information was discussed during these calls. The loan is performing. 03/31/2018 03/19/2018
95002589 1 [1] Current Status - Performing [1] Performing Loan and Weak Possibility of Going Delinquent LOAN STATUS: The current loan status is Performing. PAY HISTORY: BORROWER CONTACT: No evidence of recent contact with the borrower. REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable. FORECLOSURE: No evidence of current foreclosure activity. BANKRUPTCY: There is no evidence of current or prior bankruptcy. MODIFICATION: The loan has been modified. The modification date is XX/XX/XXXX. The modified principal balance is unavailable. The modification interest rate is unavailable. The modification maturity date is unavailable. LITIGATION: There is no evidence of litigation on the file. TITLE ISSUES: There is no evidence of title issues. PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is UTD. EXIT STRATEGY: The recommended exit strategy is N/A. ADDITIONAL INFORMATION: This loan was reviewed with data provided from 04/01/2017 through 03/31/2018. The borrower has not called in and there have been no attempts to contact the borrower due to the loan being current and all payments being made on time during the review period. The loan performed throughout the entire review period. 03/31/2018 03/31/2018
95002552 2 [2] Current Status - Delinquent LOAN STATUS: The current loan status is Delinquent. PAY HISTORY: BORROWER CONTACT: No evidence of recent contact with the borrower. REASON FOR DEFAULT: The reason for default is UTD. Unable to determine the reason for default with the information provided. FORECLOSURE: No evidence of current foreclosure activity. BANKRUPTCY: There is no evidence of current or prior bankruptcy. MODIFICATION: The loan has been modified. The modification date is XX/XX/XXXX. The modified principal balance is unavailable. The modification interest rate is unavailable. The modification maturity date is unavailable. LITIGATION: There is no evidence of litigation on the file. TITLE ISSUES: There is no evidence of title issues. PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is UTD. EXIT STRATEGY: The recommended exit strategy is Reinstatement. ADDITIONAL INFORMATION: This loan was reviewed with data provided from 04/01/2017 through 03/31/2018. There was no contact with the borrower during the review period. The loan was current until the most recent month and there were 3 attempts to contact the borrower in that period. 03/31/2018 03/24/2018
95003662 1 [1] Current Status - Performing [1] Performing Loan and Weak Possibility of Going Delinquent LOAN STATUS: The current loan status is Performing. PAY HISTORY: BORROWER CONTACT: No evidence of recent contact with the borrower. REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable. FORECLOSURE: No evidence of current foreclosure activity. BANKRUPTCY: There is no evidence of current or prior bankruptcy. MODIFICATION: The loan has been modified. The modification date is XX/XX/XXXX. The modified principal balance is unavailable. The modification interest rate is unavailable. The modification maturity date is unavailable. LITIGATION: There is no evidence of litigation on the file. TITLE ISSUES: There is no evidence of title issues. PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is UTD. EXIT STRATEGY: The recommended exit strategy is N/A. ADDITIONAL INFORMATION: This loan was reviewed with data provided from 04/01/2017 through 03/31/2018. During the review period, the borrower has not called in and the servicer is not attempting to contact the borrower. The borrower is making payments on time. There is no evidence of collection calls or general demand letters being generated since the loan is performing. Throughout the review period, there is no evidence of change in the borrower's situation or income that could affect the borrower's ability to pay. Loan modification was completed. Borrower has been current throughout review period and has made a constant effort to keep the loan performing. 03/31/2018 12/22/2017
95004789 2 [2] Performing Loan But Moderate Possibility of Going Delinquent [1] Current Status - Performing LOAN STATUS: The current loan status is Performing. PAY HISTORY: BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was 01/11/2018. This loan was reviewed with data provided from 04/01/2017 through 03/31/2018. From April 2017 to September 2017, there was no contact made between the servicer and the borrower. Borrower was making payments on time. On 10/26/2017, authorized third party called regarding a bill received. Agent advised of the past due amount. Borrower stated can not make payment. Agent offered deferment and suggested to make a partial payment. The borrower accepted the deferment. General demands was put on hold under the disaster protection. There was no contact made between the servicer and the borrower in November 2017 and December 2017. Per commentary and pay history, the disaster forbearance was completed. On 01/11/2018, the borrower called in and made a payment. Commentary for February 2018 and March 2018 is not available. REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable. FORECLOSURE: No evidence of current foreclosure activity. BANKRUPTCY: There is evidence of bankruptcy on the loan. The bankruptcy filing date is unavailable. The bankruptcy chapter is unavailable. The bankruptcy case number is not available. The most recent bankruptcy status is discharged. MODIFICATION: The loan has been modified. The modification date is XX/XX/XXXX. The modified principal balance is unavailable. The modification interest rate is unavailable. The modification maturity date is unavailable. LITIGATION: There is no evidence of litigation on the file. TITLE ISSUES: There is no evidence of title issues. PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is owner occupied. EXIT STRATEGY: The recommended exit strategy is N/A. ADDITIONAL INFORMATION: N/A 03/31/2018 01/15/2018
95002043 1 [1] Current Status - Performing [1] Performing Loan and Weak Possibility of Going Delinquent LOAN STATUS: The current loan status is Performing. PAY HISTORY: BORROWER CONTACT: No evidence of recent contact with the borrower. REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable. FORECLOSURE: No evidence of current foreclosure activity. BANKRUPTCY: There is no evidence of current or prior bankruptcy. MODIFICATION: The loan has been modified. The modification date is XX/XX/XXXX. The modified principal balance is unavailable. The modification interest rate is unavailable. The modification maturity date is unavailable. LITIGATION: There is no evidence of litigation on the file. TITLE ISSUES: There is no evidence of title issues. PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is UTD. EXIT STRATEGY: The recommended exit strategy is N/A. ADDITIONAL INFORMATION: This loan was reviewed with data provided from 04/01/2017 through 03/31/2018. The comments were extremely limited for the past 12 months. There was no evidence of any borrower contact or attempts to contact the borrower within the review period due to the account is current and all payments were made on time. The comments indicated the loan was modified under the HAMP prior to review period. The comments on 05/26/2017 indicated a HAMP incentive was applied to the account. No further information was provided. 03/31/2018 12/04/2017
95000607 2 [2] Performing Loan But Moderate Possibility of Going Delinquent [1] Current Status - Performing LOAN STATUS: The current loan status is Performing. PAY HISTORY: BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was 10/09/2017. This loan was reviewed with data provided from 04/01/2017 through 03/31/2018. From April 2017 to September 2017, there was no contact made between the servicer and borrower. General demands and foreclosure referrals was put on hold under the disaster protection. On 10/09/2017, the agent advised the customer of the payment deferral plan and will be receiving more information in writing. There was no contact made between the servicer and the borrower from November 2017 to December 2017. Disaster forbearance was completed. From January 2018 to February 2018, there was no contact made between the servicer and the borrower. No commentary was available in March 2018. REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable. FORECLOSURE: The file was referred to foreclosure and the referral date is not available in the information provided. Unable to determine the next projected foreclosure step. Foreclosure closed not completed. BANKRUPTCY: There is evidence of bankruptcy on the loan. Bankruptcy was filed on XX/XX/XXXX. The chapter is Chapter XX. The bankruptcy was filed under case number XXX. The most recent bankruptcy status is dismissed. The bankruptcy was dismissed on XX/XX/XXXX. The proof of claim was filed XX/XX/XXXX. MODIFICATION: The loan has been modified. The modification date is XX/XX/XXXX. The modified principal balance is unavailable. The modification interest rate is unavailable. The modification maturity date is unavailable. LITIGATION: There is no evidence of litigation on the file. TITLE ISSUES: There is no evidence of title issues. PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is owner occupied. EXIT STRATEGY: The recommended exit strategy is N/A. ADDITIONAL INFORMATION: N/A 03/31/2018 02/14/2018
95000068 3 [3] Performing Loan But Strong Possibility of Going Delinquent [1] Current Status - Performing LOAN STATUS: The current loan status is Performing. PAY HISTORY: BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was 02/10/2018. This loan was reviewed with data provided from 04/01/2017 through 03/31/2018. On 04/11/2017 the borrower stated they were experiencing a hardship for excessive obligations. The borrower stated they would make the payment on 04/29/2017. The borrower called on 08/21/2017 to file a payment dispute stating they believed they already made their payment. The servicer advised to send in proof the payment was made. There was no evidence of the borrower sending in proof of a payment. On 08/31/2017 the borrower stated they had a curtailment of income and made a payment over the phone. The borrower stated on 09/27/2017 they would try to bring the loan current without assistance. The borrower promised to make a payment on 09/30/2017. The borrower was contacted on 12/13/2017 and promised to pay by 12/29/2017. On 01/23/2018, the borrower stated they would make a payment on 01/31/2018. The borrower discussed assistance options. The servicer advised due to their income they could not qualify for a repayment plan. Contact was last established with the borrower on 02/10/2018 at which time the borrower advised they still had a hardship for curtailment of income as well as excessive obligations. The borrower declined assistance stating they would make a payment by the end of the month. REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable. FORECLOSURE: No evidence of current foreclosure activity. BANKRUPTCY: There is no evidence of current or prior bankruptcy. MODIFICATION: There is no evidence of current or prior modification. LITIGATION: There is no evidence of litigation on the file. TITLE ISSUES: There is no evidence of title issues. PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is owner occupied. EXIT STRATEGY: The recommended exit strategy is N/A. ADDITIONAL INFORMATION: N/A 03/31/2018 03/21/2018
95000584 2 [2] Bankruptcy - CH XX - Discharged w/o Reaffirmation [1] Current Status - Performing [1] Performing Loan and Weak Possibility of Going Delinquent LOAN STATUS: The current loan status is Performing. PAY HISTORY: BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was 02/28/2018. This loan was reviewed with data provided from 04/01/2017 through 03/31/2018. On 04/29/2017 the borrower called and made a payment. On 05/31/2017 the borrower called and made a payment. On 06/30/2017 the borrower called and made a payment. On 07/31/2017 the borrower called and made a payment. On 08/25/2017 the borrower asked about reaffirmation and was advised the account was not reaffirmed. After educating the customer on the modification process the customer does want to apply today and would like to call back tomorrow to complete the financial interview. On 08/28/2017 the borrower called in and went through the modification process and was informed of the documents that we will need for the modification review. On 09/11/2017 the borrower was advised that the toal net due is $2,009.84 and the principal balance $240,828.52. On 09/25/2017 the borrower was advised that we received the tax returns and the 2016 tax extension. Advised we did not receive any income documents..the borrower will send in paystubs. On 09/26/2017 the borrower noted a reduction in commission income and is working on building a new client base. On 09/26/2017 the loan was denied for ability to pay not in imminent default and exceeded mod limits. On 09/27/2017 the borrower called in regards to the decision. On 10/11/2017 the borrower called in regarding the general status of the loan. And about a document received with two different unpaid principle balances. On 10/20/2017 the borrower called and made two payments is now only 30 days past due. On 10/31/2017 the borrower called and made a payment. On 11/13/2017 the borrower requested a payment history. On 11/15/2017 the borrower was advised the payment history was completed it mailed out today. On 11/30/2017 the borrower called and made a payment. On 12/31/2017 the borrower called and made a payment. On 01/31/2018 the borrower called and made a payment. On 02/28/2018 the borrower called and made a payment. REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable. FORECLOSURE: No evidence of current foreclosure activity. BANKRUPTCY: There is evidence of bankruptcy on the loan. Bankruptcy was filed on XX/XX/XXXX. The chapter is Chapter XX. The bankruptcy was filed under case number XXX. The most recent bankruptcy status is discharged. The bankruptcy was discharged on XX/XX/XXXX and there is no evidence of reaffirmation. MODIFICATION: The loan has been modified. The modification date is XX/XX/XXXX. The modified principal balance is unavailable. The modification interest rate is unavailable. The modification maturity date is unavailable. LITIGATION: There is no evidence of litigation on the file. TITLE ISSUES: There is no evidence of title issues. PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is owner occupied. EXIT STRATEGY: The recommended exit strategy is N/A. ADDITIONAL INFORMATION: N/A 03/31/2018 02/28/2018
95004517 1 [1] Current Status - Performing [1] Performing Loan and Weak Possibility of Going Delinquent LOAN STATUS: The current loan status is Performing. PAY HISTORY: BORROWER CONTACT: No evidence of recent contact with the borrower. REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable. FORECLOSURE: No evidence of current foreclosure activity. BANKRUPTCY: There is no evidence of current or prior bankruptcy. MODIFICATION: The loan has been modified. The modification date is XX/XX/XXXX. The modified principal balance is unavailable. The modification interest rate is unavailable. The modification maturity date is unavailable. LITIGATION: There is no evidence of litigation on the file. TITLE ISSUES: There is no evidence of title issues. PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is UTD. EXIT STRATEGY: The recommended exit strategy is N/A. ADDITIONAL INFORMATION: This loan was reviewed with data provided from 04/01/2017 through 03/31/2018. The borrower has not called in and there have been no attempts to contact the borrower due to the loan being current and all payments being made on time during the review period. 03/31/2018 01/25/2018
95003387 1 [1] Current Status - Performing [1] Performing Loan and Weak Possibility of Going Delinquent LOAN STATUS: The current loan status is Performing. PAY HISTORY: BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was 03/15/2018. This loan was reviewed with data provided from 04/01/2017 through 03/31/2018. The borrower called on the 15th of each month and made a payment by phone. The loan was current each month of the review period. There were no attempts to contact the borrower. REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable. FORECLOSURE: No evidence of current foreclosure activity. BANKRUPTCY: There is no evidence of current or prior bankruptcy. MODIFICATION: The loan has been modified. The modification date is XX/XX/XXXX. The modified principal balance is unavailable. The modification interest rate is unavailable. The modification maturity date is unavailable. LITIGATION: There is no evidence of litigation on the file. TITLE ISSUES: There is no evidence of title issues. PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is UTD. EXIT STRATEGY: The recommended exit strategy is N/A. ADDITIONAL INFORMATION: N/A 03/31/2018 03/15/2018
95001582 1 [1] Current Status - Performing [1] Performing Loan and Weak Possibility of Going Delinquent LOAN STATUS: The current loan status is Performing. PAY HISTORY: BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was 06/07/2017. This loan was reviewed with data provided from 04/01/2017 through 03/31/2018. There was no contact with the borrower and no effort to contact the borrower until the borrower called on 6/7/2017 and stated that they are changing insurance carriers and would like the escrow account re-analysed. On XX/XX/XXXX the loan was placed on foreclosure referral hold for XXX wildfires disaster protection efforts. On XX/XX/XXXX the loan was released from foreclosure referral hold for XXX wildfires due to non-FEMA declared. There was no further contact with the borrower and no efforts to contact. The borrower makes the payments on the 1st of each month and there were no delinquencies. REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable. FORECLOSURE: No evidence of current foreclosure activity. BANKRUPTCY: There is no evidence of current or prior bankruptcy. MODIFICATION: The loan has been modified. The modification date is XX/XX/XXXX. The modified principal balance is unavailable. The modification interest rate is unavailable. The modification maturity date is unavailable. LITIGATION: There is no evidence of litigation on the file. TITLE ISSUES: There is no evidence of title issues. PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is UTD. EXIT STRATEGY: The recommended exit strategy is N/A. ADDITIONAL INFORMATION: N/A 03/31/2018 03/08/2018
95004674 2 [2] Performing Loan But Moderate Possibility of Going Delinquent [1] Current Status - Performing LOAN STATUS: The current loan status is Performing. PAY HISTORY: BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was 05/26/2017. This loan was reviewed with data provided from 04/01/2017 through 03/31/2018. On 05/16/2017 the borrower made a payment of $1,190.41 over the phone. On 05/26/2017 the borrower made a payment of $700.00 over the phone. There were multiple unsuccessful attempts to contact the borrower from 05/26/2017 to the end of the review. REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable. FORECLOSURE: No evidence of current foreclosure activity. BANKRUPTCY: There is no evidence of current or prior bankruptcy. MODIFICATION: The loan has been modified. The modification date is XX/XX/XXXX. The modified principal balance is unavailable. The modification interest rate is unavailable. The modification maturity date is unavailable. LITIGATION: There is no evidence of litigation on the file. TITLE ISSUES: There is no evidence of title issues. PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is owner occupied. EXIT STRATEGY: The recommended exit strategy is N/A. ADDITIONAL INFORMATION: N/A 03/31/2018 03/16/2018
95003139 1 [1] Current Status - Performing [1] Performing Loan and Weak Possibility of Going Delinquent LOAN STATUS: The current loan status is Performing. PAY HISTORY: BORROWER CONTACT: No evidence of recent contact with the borrower. REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable. FORECLOSURE: No evidence of current foreclosure activity. BANKRUPTCY: There is no evidence of current or prior bankruptcy. MODIFICATION: The loan has been modified. The modification date is XX/XX/XXXX. The modified principal balance is unavailable. The modification interest rate is unavailable. The modification maturity date is unavailable. LITIGATION: There is no evidence of litigation on the file. TITLE ISSUES: There is no evidence of title issues. PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is UTD. EXIT STRATEGY: The recommended exit strategy is N/A. ADDITIONAL INFORMATION: This loan was reviewed with data provided from 04/01/2017 through 03/31/2018. There has been no attempts or contact made with the borrower throughout the review period. Loan is currently performing each month. 03/31/2018 02/02/2018
95004267 1 [1] Current Status - Performing [1] Performing Loan and Weak Possibility of Going Delinquent LOAN STATUS: The current loan status is Performing. PAY HISTORY: BORROWER CONTACT: No evidence of recent contact with the borrower. REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable. FORECLOSURE: No evidence of current foreclosure activity. BANKRUPTCY: There is no evidence of current or prior bankruptcy. MODIFICATION: The loan has been modified. The modification date is XX/XX/XXXX. The modified principal balance is unavailable. The modification interest rate is unavailable. The modification maturity date is unavailable. LITIGATION: There is no evidence of litigation on the file. TITLE ISSUES: There is no evidence of title issues. PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is UTD. EXIT STRATEGY: The recommended exit strategy is N/A. ADDITIONAL INFORMATION: This loan was reviewed with data provided from 04/01/2017 through 03/31/2018. The collection comments were extremely limited. There was no evidence of borrower contact or attempts to contact the borrower in the past 12 months. The loan was current for the past 12 months and the borrower continuously pays in the middle of each billing cycle. No further information was provided. 03/31/2018 11/15/2017
95002515 1 [1] Current Status - Performing [1] Performing Loan and Weak Possibility of Going Delinquent LOAN STATUS: The current loan status is Performing. PAY HISTORY: BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was 04/13/2017. This loan was reviewed with data provided from 04/01/2017 through 03/31/2018. Borrower was last contacted on 04/13/2017 and stated would make April payment at branch. Borrower kept promise and payment made that day. The borrower has been current through review period. Servicer has not attempted contact and the borrower pays by phone or through bank, on line direct each month. REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable. FORECLOSURE: No evidence of current foreclosure activity. BANKRUPTCY: There is no evidence of current or prior bankruptcy. MODIFICATION: The loan has been modified. The modification date is XX/XX/XXXX. The modified principal balance is unavailable. The modification interest rate is unavailable. The modification maturity date is unavailable. LITIGATION: There is no evidence of litigation on the file. TITLE ISSUES: There is no evidence of title issues. PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is UTD. EXIT STRATEGY: The recommended exit strategy is N/A. ADDITIONAL INFORMATION: N/A 03/31/2018 03/14/2018
95002972 1 [1] Current Status - Performing [1] Performing Loan and Weak Possibility of Going Delinquent LOAN STATUS: The current loan status is Performing. PAY HISTORY: BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was 05/15/2017. This loan was reviewed with data provided from 04/01/2017 through 03/31/2018. The borrower called on 5/15/2017 and made a payment. There was no additional contact with the borrower and there were no attempts to contact the borrower. The loan was current from 5/2017 through the review period. REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable. FORECLOSURE: The file was referred to foreclosure and the referral date is not available in the information provided. Unable to determine the next projected foreclosure step. Foreclosure closed, not complete. BANKRUPTCY: There is no evidence of current or prior bankruptcy. MODIFICATION: The loan has been modified. The modification date is XX/XX/XXXX. The modified principal balance is unavailable. The modification interest rate is unavailable. The modification maturity date is unavailable. LITIGATION: There is no evidence of litigation on the file. TITLE ISSUES: There is no evidence of title issues. PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is UTD. EXIT STRATEGY: The recommended exit strategy is N/A. ADDITIONAL INFORMATION: N/A 03/31/2018 03/14/2018
95002250 1 [1] Current Status - Performing [1] Performing Loan and Weak Possibility of Going Delinquent LOAN STATUS: The current loan status is Performing. PAY HISTORY: BORROWER CONTACT: No evidence of recent contact with the borrower. REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable. FORECLOSURE: No evidence of current foreclosure activity. BANKRUPTCY: There is no evidence of current or prior bankruptcy. MODIFICATION: The loan has been modified. The modification date is XX/XX/XXXX. The modified principal balance is unavailable. The modification interest rate is unavailable. The modification maturity date is unavailable. LITIGATION: There is no evidence of litigation on the file. TITLE ISSUES: There is no evidence of title issues. PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is UTD. EXIT STRATEGY: The recommended exit strategy is N/A. ADDITIONAL INFORMATION: This loan was reviewed with data provided from 04/01/2017 through 03/31/2018. The comments were extremely limited for the past 12 months. There was no evidence of any borrower contact or attempts to contact the borrower within the review period due to the account is current and all payments were made on time. The comments on 01/19/2018 stated the property was located in a FEMA zone (XXX); there was no evidence of damages. No further information was provided. 03/31/2018 02/16/2018
95001540 1 [1] Current Status - Performing [1] Performing Loan and Weak Possibility of Going Delinquent LOAN STATUS: The current loan status is Performing. PAY HISTORY: BORROWER CONTACT: No evidence of recent contact with the borrower. REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable. FORECLOSURE: No evidence of current foreclosure activity. BANKRUPTCY: There is no evidence of current or prior bankruptcy. MODIFICATION: The loan has been modified. The modification date is XX/XX/XXXX. The modified principal balance is unavailable. The modification interest rate is unavailable. The modification maturity date is unavailable. LITIGATION: There is no evidence of litigation on the file. TITLE ISSUES: There is no evidence of title issues. PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is owner occupied. EXIT STRATEGY: The recommended exit strategy is N/A. ADDITIONAL INFORMATION: This loan was reviewed with data provided from 04/01/2017 through 03/31/2018. The borrower has not called in and there have been no attempts to contact the borrower due to the loan being current and all payments being made on time during the review period. 03/31/2018 12/02/2017
95003123 2 [2] Bankruptcy - CH XX - Discharged w/o Reaffirmation [1] Current Status - Performing [1] Performing Loan and Weak Possibility of Going Delinquent LOAN STATUS: The current loan status is Performing. PAY HISTORY: BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was 11/30/2017. This loan was reviewed with data provided from 04/01/2017 through 03/31/2018. On 06/12/2017 the borrower make a payment of $2,000.00 and promised to make another on Friday to bring the loan current. On 06/20/2017 the borrower made a payment $3,045.54. On 07/28/2017 the borrower made a payment $1,000.00. On 08/31/2017 the borrower made a payment $1,991.02. On 10/02/2017 the borrower made a payment $1,991.02. On 10/30/2017 the borrower made a payment $1,998.92. On 11/30/2017 the borrower made a payment $1,000.00. On 12/08/2017 the borrower made a payment $4,924.28. REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable. FORECLOSURE: The file was referred to foreclosure and the referral date is not available in the information provided. Unable to determine the next projected foreclosure step. BANKRUPTCY: There is evidence of bankruptcy on the loan. The bankruptcy filing date is unavailable. The chapter is Chapter XX. The bankruptcy case number is not available. The most recent bankruptcy status is discharged. MODIFICATION: The loan has been modified. The modification date is XX/XX/XXXX. The modified principal balance is unavailable. The modification interest rate is unavailable. The modification maturity date is unavailable. LITIGATION: There is no evidence of litigation on the file. TITLE ISSUES: There is no evidence of title issues. PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is owner occupied. EXIT STRATEGY: The recommended exit strategy is N/A. ADDITIONAL INFORMATION: N/A 03/31/2018 03/08/2018
95004793 1 [1] Current Status - Performing [1] Performing Loan and Weak Possibility of Going Delinquent LOAN STATUS: The current loan status is Performing. PAY HISTORY: BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was 03/22/2018. This loan was reviewed with data provided from 04/01/2017 through 03/31/2018. On 04/04/2017 the borrower promised to pay $1,822.46 by 05/01/2017 and stated they had excessive obligations. On 05/02/2017 the borrower discussed a repayment plan and workout options. On 06/03/2017 the borrower inquired about their payments. On 07/27/2017 the borrower accepted a repayment plan. On 09/14/2017 the borrower discussed 90 day relief due to the storm. On 12/04/2017 the borrower made a payment of $607.50 over the phone. The borrower was approved for a 3 month loan extension due to storm relief on 12/13/2017. On 01/03/2018 the borrower made a payment of $1,822.46 over the phone. On 02/06/2018 borrower stated there are 2 payments processing through their checking account when there should only be one. On 03/06/2018 the borrower discussed the refund of there last payment which was double drafted. On 03/22/2018 the borrower stated they had been ill and scheduled a payment of $1,9640.44 for 03/31/2018 REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable. FORECLOSURE: No evidence of current foreclosure activity. BANKRUPTCY: There is no evidence of current or prior bankruptcy. MODIFICATION: The loan has been modified. The modification date is XX/XX/XXXX. The modified principal balance is unavailable. The modification interest rate is unavailable. The modification maturity date is unavailable. LITIGATION: There is no evidence of litigation on the file. TITLE ISSUES: There is no evidence of title issues. PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is owner occupied. EXIT STRATEGY: The recommended exit strategy is N/A. ADDITIONAL INFORMATION: N/A 03/31/2018 03/22/2018
95003439 1 [1] Current Status - Performing [1] Performing Loan and Weak Possibility of Going Delinquent LOAN STATUS: The current loan status is Performing. PAY HISTORY: BORROWER CONTACT: No evidence of recent contact with the borrower. REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable. FORECLOSURE: No evidence of current foreclosure activity. BANKRUPTCY: There is no evidence of current or prior bankruptcy. MODIFICATION: The loan has been modified. The modification date is XX/XX/XXXX. The modified principal balance is unavailable. The modification interest rate is unavailable. The modification maturity date is unavailable. LITIGATION: There is no evidence of litigation on the file. TITLE ISSUES: There is no evidence of title issues. PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is UTD. EXIT STRATEGY: The recommended exit strategy is N/A. ADDITIONAL INFORMATION: This loan was reviewed with data provided from 04/01/2017 through 03/31/2018. The comments were extremely limited for the past 12 months. There was no evidence of any borrower contact or attempts to contact the borrower within the review period due to the account is current and all payments were made on time. The notes indicated the loan was modified under the HAMP prior to the review period. Although the loan was current, a foreclosure referral was placed on the account on XX/XX/XXXX because of wildfires. The hold was lifted on XX/XX/XXXX due to it was determined the property was not located in the disaster area. The comments and pay history indicated the insurance premium was paid on 12/07/2017. A HAMP incentive was applied to the principal balance on 01/29/2018. No further information was provided. 03/31/2018 01/29/2018
95004209 2 [2] Performing Loan But Moderate Possibility of Going Delinquent [1] Current Status - Performing LOAN STATUS: The current loan status is Performing. PAY HISTORY: BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was 08/28/2017. This loan was reviewed with data provided from 04/01/2017 through 03/31/2018. Attempted to reach the borrower over the period of 4/12-4/20 and on 4/20/2017 Spoke to the customer and stated illness was an issue and also excessive obligations and promised to pay. Ongoing attempts to speak to the borrower and messages left and text messages sent to borrower and spoke to them on 5/24/2017 and still issues due to excessive obligations and borrower promised to pay. Ongoing attempts to reach borrower as they are late pays over the next 3 months without a return call or response. The loan has been been late pays and a delinquent in July 2017. Spoke to the borrower on 8/28/2017 as loan was delinquent and promise to pay and line was dropped before anything more could be discussed. Ongoing attempts by phone and text message to reach borrower over 3 months and no direct contact was made or no response from borrower. Loan was brought current and no further contact with borrower. REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable. FORECLOSURE: No evidence of current foreclosure activity. BANKRUPTCY: There is no evidence of current or prior bankruptcy. MODIFICATION: The loan has been modified. The modification date is XX/XX/XXXX. The modified principal balance is unavailable. The modification interest rate is unavailable. The modification maturity date is unavailable. LITIGATION: There is no evidence of litigation on the file. TITLE ISSUES: There is no evidence of title issues. PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is owner occupied. EXIT STRATEGY: The recommended exit strategy is N/A. ADDITIONAL INFORMATION: N/A 03/31/2018 03/24/2018
95002970 1 [1] Current Status - Performing [1] Performing Loan and Weak Possibility of Going Delinquent LOAN STATUS: The current loan status is Performing. PAY HISTORY: BORROWER CONTACT: No evidence of recent contact with the borrower. REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable. FORECLOSURE: No evidence of current foreclosure activity. BANKRUPTCY: There is no evidence of current or prior bankruptcy. MODIFICATION: The loan has been modified. The modification date is XX/XX/XXXX. The modified principal balance is unavailable. The modification interest rate is unavailable. The modification maturity date is unavailable. LITIGATION: There is no evidence of litigation on the file. TITLE ISSUES: There is no evidence of title issues. PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is owner occupied. EXIT STRATEGY: The recommended exit strategy is N/A. ADDITIONAL INFORMATION: This loan was reviewed with data provided from 04/01/2017 through 03/31/2018. No contact with borrowers during review period. No inbound calls received and no outbound calls attempted. Borrowers have remained in current status through out review period with payments being received on first day of month they are due. 03/31/2018 12/22/2017
95002151 1 [1] Current Status - Performing [1] Performing Loan and Weak Possibility of Going Delinquent LOAN STATUS: The current loan status is Performing. PAY HISTORY: BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was 03/12/2018. This loan was reviewed with data provided from 04/01/2017 through 03/31/2018. From April 2017 to November 2017, there was no contact made between the servicer and the borrower. On 12/15/2017, the borrower called in and made a payment. There was no contact made between the servicer and the borrower in January 2018 to February 2018. On 03/12/2018, the borrower called in and advised that payment was made at the bank. REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable. FORECLOSURE: No evidence of current foreclosure activity. BANKRUPTCY: There is no evidence of current or prior bankruptcy. MODIFICATION: The loan has been modified. The modification date is XX/XX/XXXX. The modified principal balance is unavailable. The modification interest rate is unavailable. The modification maturity date is unavailable. LITIGATION: There is no evidence of litigation on the file. TITLE ISSUES: There is no evidence of title issues. PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is UTD. EXIT STRATEGY: The recommended exit strategy is N/A. ADDITIONAL INFORMATION: N/A 03/31/2018 03/17/2018
95001108 2 [2] Performing Loan But Moderate Possibility of Going Delinquent [1] Current Status - Performing LOAN STATUS: The current loan status is Performing. PAY HISTORY: BORROWER CONTACT: No evidence of recent contact with the borrower. REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable. FORECLOSURE: The file was referred to foreclosure and the referral date is not available in the information provided. Unable to determine the next projected foreclosure step. Foreclosure was closed, not complete. BANKRUPTCY: There is no evidence of current or prior bankruptcy. MODIFICATION: The loan has been modified. The modification date is XX/XX/XXXX. The modified principal balance is unavailable. The modification interest rate is unavailable. The modification maturity date is unavailable. LITIGATION: There is no evidence of litigation on the file. TITLE ISSUES: There is no evidence of title issues. PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is UTD. EXIT STRATEGY: The recommended exit strategy is N/A. ADDITIONAL INFORMATION: This loan was reviewed with data provided from 04/01/2017 through 03/31/2018. Numerous attempts were made to contact the borrower with no response and the borrower did not initiate contact. The loan was 30 days delinquent 5 times over the 12 month review period. 03/31/2018 03/23/2018
95003281 1 [1] Current Status - Performing [1] Deceased Borrower(s) - Trustee/Heir(s) identified and documented EXCEPTION INFO: The co-borrower is deceased, the borrower is alive. [1] Performing Loan and Weak Possibility of Going Delinquent LOAN STATUS: The current loan status is Performing. PAY HISTORY: BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was 06/28/2017. This loan was reviewed with data provided from 04/01/2017 through 03/31/2018. On O4/25/2017 the borrower was advised of missing documentation for their modification review. 06/08/2017 the borrower inquired about the status of their modification review. On 06/09/2017 the borrower discussed modification options with the servicer. On 06/12/2017 the borrower discussed documentation needed for modification. On 06/21/ 2017 the borrower stated they had not yet received the modification packet. On 06/28/2017 the borrower discussed the modification documentation. Borrower is deceased and ---. The date of death is XX/XX/XXXX. REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable. FORECLOSURE: No evidence of current foreclosure activity. BANKRUPTCY: There is evidence of bankruptcy on the loan. The bankruptcy filing date is unavailable. The bankruptcy chapter is unavailable. The bankruptcy case number is not available. The most recent bankruptcy status is closed. MODIFICATION: The loan has been modified. The modification date is XX/XX/XXXX. The modified principal balance is unavailable. The modification interest rate is unavailable. The modification maturity date is unavailable. Recent modification efforts denied on 07/07/2017. LITIGATION: There is no evidence of litigation on the file. TITLE ISSUES: There is no evidence of title issues. PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is UTD. EXIT STRATEGY: The recommended exit strategy is N/A. ADDITIONAL INFORMATION: N/A 03/31/2018 10/30/2017
95001777 1 [1] Current Status - Performing [1] Performing Loan and Weak Possibility of Going Delinquent LOAN STATUS: The current loan status is Performing. PAY HISTORY: BORROWER CONTACT: No evidence of recent contact with the borrower. REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable. FORECLOSURE: No evidence of current foreclosure activity. BANKRUPTCY: There is no evidence of current or prior bankruptcy. MODIFICATION: The loan has been modified. The modification date is XX/XX/XXXX. The modified principal balance is unavailable. The modification interest rate is unavailable. The modification maturity date is unavailable. LITIGATION: There is no evidence of litigation on the file. TITLE ISSUES: There is no evidence of title issues. PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is UTD. EXIT STRATEGY: The recommended exit strategy is N/A. ADDITIONAL INFORMATION: This loan was reviewed with data provided from 04/01/2017 through 03/31/2018. The borrower has not called in and there have been no attempts to contact the borrower due to the loan being current and all payments being made on time during the review period. 03/31/2018 02/28/2018
95003149 2 [2] Performing Loan But Moderate Possibility of Going Delinquent [1] Current Status - Performing LOAN STATUS: The current loan status is Performing. PAY HISTORY: BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was 03/21/2018. This loan was reviewed with data provided from 04/01/2017 through 03/31/2018. There was no contact or attempt to contact the borrower in 4/2017. In 5/2017 there was one attempt to contact the borrower. On 5/26/2017 a HAMP Incentive principal payment was applied. In 9/2017 there were 2 attempts to contact the borrower and no attempts until 3/1/2018. In 3/2018 there were 4 attempts to reach the bororwer. On 3/21/2018 the borrower called to give a 30 day verbal authorization for their spouse to release information to. There was no further contact. REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable. FORECLOSURE: No evidence of current foreclosure activity. BANKRUPTCY: There is no evidence of current or prior bankruptcy. MODIFICATION: The loan has been modified. The modification date is XX/XX/XXXX. The modified principal balance is unavailable. The modification interest rate is unavailable. The modification maturity date is unavailable. LITIGATION: There is no evidence of litigation on the file. TITLE ISSUES: There is no evidence of title issues. PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is UTD. EXIT STRATEGY: The recommended exit strategy is N/A. ADDITIONAL INFORMATION: N/A 03/31/2018 03/21/2018
95004045 1 [1] Current Status - Performing [1] Performing Loan and Weak Possibility of Going Delinquent LOAN STATUS: The current loan status is Performing. PAY HISTORY: BORROWER CONTACT: No evidence of recent contact with the borrower. REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable. FORECLOSURE: No evidence of current foreclosure activity. BANKRUPTCY: There is no evidence of current or prior bankruptcy. MODIFICATION: The loan has been modified. The modification date is XX/XX/XXXX. The modified principal balance is unavailable. The modification interest rate is unavailable. The modification maturity date is unavailable. LITIGATION: There is no evidence of litigation on the file. TITLE ISSUES: There is no evidence of title issues. PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is UTD. EXIT STRATEGY: The recommended exit strategy is N/A. ADDITIONAL INFORMATION: This loan was reviewed with data provided from 04/01/2017 through 03/31/2018. The borrower was unresponsive to all contact attempts by the servicer. The last contact attempt on record was 12/01/2017. 03/31/2018 01/22/2018
95004442 1 [1] Current Status - Performing [1] Performing Loan and Weak Possibility of Going Delinquent LOAN STATUS: The current loan status is Performing. PAY HISTORY: BORROWER CONTACT: No evidence of recent contact with the borrower. REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable. FORECLOSURE: No evidence of current foreclosure activity. BANKRUPTCY: There is no evidence of current or prior bankruptcy. MODIFICATION: The loan has been modified. The modification date is XX/XX/XXXX. The modified principal balance is unavailable. The modification interest rate is unavailable. The modification maturity date is unavailable. LITIGATION: There is no evidence of litigation on the file. TITLE ISSUES: There is no evidence of title issues. PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is UTD. EXIT STRATEGY: The recommended exit strategy is N/A. ADDITIONAL INFORMATION: This loan was reviewed with data provided from 04/01/2017 through 03/31/2018. The borrower has not called in and there have been no attempts to contact the borrower due to the loan being current and all payments being made on time during the review period. 03/31/2018 01/26/2018
95000430 1 [1] Current Status - Performing [1] Performing Loan and Weak Possibility of Going Delinquent LOAN STATUS: The current loan status is Performing. PAY HISTORY: BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was 03/06/2018. This loan was reviewed with data provided from 04/01/2017 through 03/31/2018. On 07/19/2017 the borrower promised to pay $1,767.53 at bank branch on 7/28/2017. On 08/29/2017 the borrower promised to pay $1,847.20 at bank branch on 08/31/2017. On 10/04/2017 the borrower promised to pay $2,000.00 at bank branch on 10/6/2017. Promised to pay $1,870.39 at bank branch on 10/27/2017. The borrower was not able to pay last week because of a payroll error. On 10/18/2017 the borrower promised to pay $2,000.00 at bank branch on 10/20/2017.and $1,870.39 at bank branch on 10/27/2017. On 11/09/2017 the borrower promised to pay $2,000.00 at bank branch on 11/17/2017. Promised to pay $1,717.59 at bank branch on 11/27/2017. On 12/06/2017 the borrower promised to pay $2,000.00 at bank branch on 12/8/2017 and intends on making another payment in the next 2 weeks on 12/22/2017 for 1847.20. On 01/11/2018 the borrower promised to pay $1,468.47 at bank branch on 1/19/2018.and next month plans on bringing the account current with tax return. On 02/14/2018 the borrower promised to pay $3,863.47 at bank branch on 2/16/2018. On 03/06/2018 the borrower promised to pay $1,847.20 at bank branch on 3/9/2018. REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable. FORECLOSURE: No evidence of current foreclosure activity. BANKRUPTCY: There is no evidence of current or prior bankruptcy. MODIFICATION: The loan has been modified. The modification date is XX/XX/XXXX. The modified principal balance is unavailable. The modification interest rate is unavailable. The modification maturity date is unavailable. LITIGATION: There is no evidence of litigation on the file. TITLE ISSUES: There is no evidence of title issues. PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is UTD. EXIT STRATEGY: The recommended exit strategy is N/A. ADDITIONAL INFORMATION: N/A 03/31/2018 03/06/2018
95004391 1 [1] Current Status - Performing [1] Performing Loan and Weak Possibility of Going Delinquent LOAN STATUS: The current loan status is Performing. PAY HISTORY: BORROWER CONTACT: No evidence of recent contact with the borrower. REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable. FORECLOSURE: The file was referred to foreclosure and the referral date is not available in the information provided. Unable to determine the next projected foreclosure step. Closed - Not Complete BANKRUPTCY: There is no evidence of current or prior bankruptcy. MODIFICATION: The loan has been modified. The modification date is XX/XX/XXXX. The modified principal balance is unavailable. The modification interest rate is unavailable. The modification maturity date is unavailable. LITIGATION: There is no evidence of litigation on the file. TITLE ISSUES: There is no evidence of title issues. PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is owner occupied. EXIT STRATEGY: The recommended exit strategy is N/A. ADDITIONAL INFORMATION: This loan was reviewed with data provided from 04/01/2017 through 03/31/2018. The borrower has not called in and there have been no attempts to contact the borrower due to the loan being current and all payments being made on time during the review period. On XX/XX/XXXX the loan was placed on hold due XXX Wildfires Disaster Protection Efforts, there is no evidence the property was effected by the storm. The hold was released on XX/XX/XXXX. 03/31/2018 03/15/2018
95002545 1 [1] Current Status - Performing [1] Performing Loan and Weak Possibility of Going Delinquent LOAN STATUS: The current loan status is Performing. PAY HISTORY: BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was 12/28/2017. This loan was reviewed with data provided from 04/01/2017 through 03/31/2018. Borrowers current through review period and only 2 outbound attempts made during review period in May 2017. Borrowers appear to be making payments at month end via mail with the payment due on the 15th. Borrowers called 12/27/2017 for only contact during review period to obtain binder for lender placed insurance. REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable. FORECLOSURE: No evidence of current foreclosure activity. BANKRUPTCY: There is no evidence of current or prior bankruptcy. MODIFICATION: The loan has been modified. The modification date is XX/XX/XXXX. The modified principal balance is unavailable. The modification interest rate is unavailable. The modification maturity date is unavailable. LITIGATION: There is no evidence of litigation on the file. TITLE ISSUES: There is no evidence of title issues. PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is owner occupied. EXIT STRATEGY: The recommended exit strategy is N/A. ADDITIONAL INFORMATION: N/A 03/31/2018 01/03/2018
95003832 1 [1] Current Status - Performing [1] Performing Loan and Weak Possibility of Going Delinquent LOAN STATUS: The current loan status is Performing. PAY HISTORY: BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was 03/08/2018. This loan was reviewed with data provided from 04/01/2017 through 03/31/2018. No borrower contact was made until 9/15/207. On 9/15/2017 the borrower indicated there was property damage from hurricane XXX and some work was missed, and requested disaster relief. Borrower expressed concern about not being offered deferment. On 9/30/2017 the borrower called to make a payment arrangement, would make one payment by the end of October. On 10/24/2017 a deferral of payment was discussed, confirmed next steps. The borrower also was upset with the late charge balance on the account. On 10/31/2017 the borrower was informed they would received a letter within 30 days of expiration of the disaster period to finalize the details pertaining to the deferral option that is available. On 12/7/2017 the borrower indicated the disaster was the RFD, and wanted to know when the disaster ends and was advised on 12/10/2017. On 12/8/2017 a one time payment was scheduled. On 3/18/2018 the borrower indicated they weren't ready for an inspection, their attorney was working on getting more insurance funds. REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable. FORECLOSURE: The file was referred to foreclosure and the referral date is not available in the information provided. Unable to determine the next projected foreclosure step. Closed - Not Complete BANKRUPTCY: There is no evidence of current or prior bankruptcy. MODIFICATION: The loan has been modified. The modification date is XX/XX/XXXX. The modified principal balance is unavailable. The modification interest rate is unavailable. The modification maturity date is unavailable. LITIGATION: There is no evidence of litigation on the file. TITLE ISSUES: There is no evidence of title issues. PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is owner occupied. EXIT STRATEGY: The recommended exit strategy is N/A. ADDITIONAL INFORMATION: N/A 03/31/2018 03/23/2018
95000481 2 [2] Performing Loan But Moderate Possibility of Going Delinquent [1] Current Status - Performing LOAN STATUS: The current loan status is Performing. PAY HISTORY: BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was 07/12/2017. This loan was reviewed with data provided from 04/01/2017 through 03/31/2018. There were numerous attempts to contact the borrower with no contact made prior to 7/12/2017 when the borrower was called and stated that the co-borrower is responsible for making the payment and was unable to provide a payment date. The borrower stated excessive obligation as the reason for default. The borrower will contact the co-borrower. The borrower did make payments by phone during that period. The borrower made payments by phone each month but there was no other contact with the borrower despite multiple attempts to contact them. The loan was current from 7/2017 through 3/2018. REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable. FORECLOSURE: No evidence of current foreclosure activity. BANKRUPTCY: There is no evidence of current or prior bankruptcy. MODIFICATION: The loan has been modified. The modification date is XX/XX/XXXX. The modified principal balance is unavailable. The modification interest rate is unavailable. The modification maturity date is unavailable. LITIGATION: There is no evidence of litigation on the file. TITLE ISSUES: There is no evidence of title issues. PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is UTD. EXIT STRATEGY: The recommended exit strategy is N/A. ADDITIONAL INFORMATION: N/A 03/31/2018 03/15/2018
95004646 1 [1] Current Status - Performing [1] Performing Loan and Weak Possibility of Going Delinquent LOAN STATUS: The current loan status is Performing. PAY HISTORY: BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was 03/14/2018. This loan was reviewed with data provided from 04/01/2017 through 03/31/2018. The borrower has called in monthly starting on 05/132017 through 03/14/2018 to make the monthly payment over the phone. There has not been any contact regarding any issues or problems with the loan. On 05/13/2017 the borrower paid $ $6,131.23 with check by phone. On 06/14/2017 the borrower paid $ $6,131.23 with check by phone. On 07/15/2017 the borrower paid $ $6,131.23 with check by phone. On 09/14/2017 the borrower paid $ $6,131.23 with check by phone. The borrower confirmed they had expenses in the past that caused them to fall behind and is not interested in assistance. On 01/12/2018 the borrower paid $ $6,131.23 with check by phone. On 02/13/2018 the borrower called explaining of a XXX error & delayed payment, however the second attempt of auto draft will complete the payment. On 03/14/2018 the borrower paid $ $6,131.23 with check by phone. REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable. FORECLOSURE: No evidence of current foreclosure activity. BANKRUPTCY: There is no evidence of current or prior bankruptcy. MODIFICATION: The loan has been modified. The modification date is XX/XX/XXXX. The modified principal balance is unavailable. The modification interest rate is unavailable. The modification maturity date is unavailable. LITIGATION: There is no evidence of litigation on the file. TITLE ISSUES: There is no evidence of title issues. PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is UTD. EXIT STRATEGY: The recommended exit strategy is N/A. ADDITIONAL INFORMATION: N/A 03/31/2018 03/14/2018
95000177 1 [1] Current Status - Performing [1] Performing Loan and Weak Possibility of Going Delinquent LOAN STATUS: The current loan status is Performing. PAY HISTORY: BORROWER CONTACT: No evidence of recent contact with the borrower. REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable. FORECLOSURE: No evidence of current foreclosure activity. BANKRUPTCY: There is no evidence of current or prior bankruptcy. MODIFICATION: The loan has been modified. The modification date is XX/XX/XXXX. The modified principal balance is unavailable. The modification interest rate is unavailable. The modification maturity date is unavailable. LITIGATION: There is no evidence of litigation on the file. TITLE ISSUES: There is no evidence of title issues. PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is UTD. EXIT STRATEGY: The recommended exit strategy is N/A. ADDITIONAL INFORMATION: This loan was reviewed with data provided from 04/01/2017 through 03/31/2018. There has been no attempts or contact made throughout the review period. Loan is actively performing each month. 03/31/2018 12/18/2017
95000805 1 [1] Current Status - Performing [1] Performing Loan and Weak Possibility of Going Delinquent LOAN STATUS: The current loan status is Performing. PAY HISTORY: BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was 02/26/2018. This loan was reviewed with data provided from 04/01/2017 through 03/31/2018. The borrower was called in every month starting on 04/10/2017 through 02/26/2018 to make the monthly payment. There has not been any contact regarding any issues or problems with the loan. The borrower declined assistance. On 04/10/2017 the borrower made a payment of $898.57 and promised to pay $1,000 more at the bank on 05/15/2017. The borrower did not want assistance. On 05/21/2017 the borrower promised to pay $898.57 at the bank branch on 05/29/2017. On 06/06/2017 the borrower promised to pay $898.57 at the bank branch on 6/09/2017. On 06/28/2017 the borrower promised to pay $898.57 at the bank branch on 6/30/2017. On 07/19/2017 the borrower promised to pay $898.57 at the bank branch on 07/24/2017. On 08/01/2017 the borrower promised to pay $898.57 at the bank branch on 08/01/2017. On 09/05/2017 the borrower promised to pay $898.57 at the bank branch on 09/06/2017. On 10/27/2017 the borrower promised to pay $884.59 at the bank branch on 10/27/2017. On 11/30/2017 the borrower promised to pay $884.59 at the bank branch on 12/08/2017 and declined a loan modification. On 01/17/2018 the borrower promised to pay $884.59 at the bank branch on 01/22/2018. On 02/26/2018 the borrower promised to pay $884.59 at the bank branch on 02/27/2018. REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable. FORECLOSURE: No evidence of current foreclosure activity. BANKRUPTCY: There is no evidence of current or prior bankruptcy. MODIFICATION: The loan has been modified. The modification date is XX/XX/XXXX. The modified principal balance is unavailable. The modification interest rate is unavailable. The modification maturity date is unavailable. LITIGATION: There is no evidence of litigation on the file. TITLE ISSUES: There is no evidence of title issues. PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is owner occupied. EXIT STRATEGY: The recommended exit strategy is N/A. ADDITIONAL INFORMATION: N/A 03/31/2018 03/21/2018
95005030 1 [1] Current Status - Performing [1] Deceased Borrower(s) - Trustee/Heir(s) identified and documented [1] Performing Loan and Weak Possibility of Going Delinquent LOAN STATUS: The current loan status is Performing. PAY HISTORY: BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was 02/08/2018. This loan was reviewed with data provided from 04/01/2017 through 03/31/2018. The borrower has not called in and there have been no attempts to contact the borrower due to the loan being current and all payments being made on time during the review period. On 02/08/2018 the banker called in to verify documents for authorization of deceased borrower's spouse. Borrower is deceased and ---. The date of death is XX/XX/XXXX. REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable. FORECLOSURE: No evidence of current foreclosure activity. BANKRUPTCY: There is no evidence of current or prior bankruptcy. MODIFICATION: The loan has been modified. The modification date is XX/XX/XXXX. The modified principal balance is unavailable. The modification interest rate is unavailable. The modification maturity date is unavailable. LITIGATION: There is no evidence of litigation on the file. TITLE ISSUES: There is no evidence of title issues. PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is UTD. EXIT STRATEGY: The recommended exit strategy is N/A. ADDITIONAL INFORMATION: N/A 03/31/2018 02/23/2018
95000914 2 [2] Performing Loan But Moderate Possibility of Going Delinquent [1] Current Status - Performing LOAN STATUS: The current loan status is Performing. PAY HISTORY: BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was 03/16/2018. This loan was reviewed with data provided from 04/01/2017 through 03/31/2018. Borrower is making regular payment online. XX/XX/XXXX FEMA Hold due to hurricane XXX disaster area declared. Damages reported by customer on 9/15/2017 via online account regarding disaster area damage from Hurricane on 09/11/2017. Outbound call on 11/3/2017 Spoke to borrower regarding the disaster area and workout options were discussed and deferral plan accepted by borrower. 11/11/2017 Call to borrower regarding the disaster and review. 12/4/2017 Further review of the disaster information and Insurance claim. 12/13/2017 Spoke to borrower and discussed the insurance claim and the payment made on claim.. 12/14/2017 Further claim process and completed for the full claim amount of 17,868.71 and advised customer of the need for inspection of the property to close all issues on claim. XX/XX/XXXX File is released from the FEMA disaster hold. 1/19/2018 Spoke with authorized 3rd party regarding the hazard claim and the inspection that was still needed.. 1/24/2017 Received information that the check released to borrower for Hazard was not received and payment was cancelled and reissued. 03/16/2018 Spoke with borrower again regarding the needed inspection and the borrower was advised to call back to schedule as one of the borrower was out of the area. REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable. FORECLOSURE: No evidence of current foreclosure activity. BANKRUPTCY: There is no evidence of current or prior bankruptcy. MODIFICATION: The loan has been modified. The modification date is XX/XX/XXXX. The modified principal balance is unavailable. The modification interest rate is unavailable. The modification maturity date is unavailable. LITIGATION: There is no evidence of litigation on the file. TITLE ISSUES: There is no evidence of title issues. PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is owner occupied. EXIT STRATEGY: The recommended exit strategy is N/A. ADDITIONAL INFORMATION: N/A 03/31/2018 03/19/2018
95002996 1 [1] Current Status - Performing [1] Performing Loan and Weak Possibility of Going Delinquent LOAN STATUS: The current loan status is Performing. PAY HISTORY: BORROWER CONTACT: No evidence of recent contact with the borrower. REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable. FORECLOSURE: No evidence of current foreclosure activity. BANKRUPTCY: There is no evidence of current or prior bankruptcy. MODIFICATION: The loan has been modified. The modification date is XX/XX/XXXX. The modified principal balance is unavailable. The modification interest rate is unavailable. The modification maturity date is unavailable. LITIGATION: There is no evidence of litigation on the file. TITLE ISSUES: There is no evidence of title issues. PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is UTD. EXIT STRATEGY: The recommended exit strategy is N/A. ADDITIONAL INFORMATION: This loan was reviewed with data provided from 04/01/2017 through 03/31/2018. There has been no attempts or contacts made to the borrower throughout the review period. The loan is actively performing each month. 03/31/2018 10/31/2017
95001019 2 [2] Bankruptcy - CH XX - Discharged w/o Reaffirmation [2] Current Status - Delinquent LOAN STATUS: The current loan status is Delinquent. PAY HISTORY: BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was 01/17/2018. This loan was reviewed with data provided from 04/01/2017 through 03/31/2018. On 4/14/2017 options were discussed with the borrower and a repayment plan was approved. On 5/4/2017 the borrower couldn't commit to making payment, is liable for lien but not for the loan. On 5/7/2017 the borrower couldn't provide the information necessary for a workout decision. The borrower wanted to have statements emailed. On 5/8/2017 the borrower scheduled a payment, wasn't offered assistance due to non re-affirmed discharged bankruptcy.On 6/7/2017 the borrower was waiting to apply for a repayment plan, but couldn't be offered as due for four payments. On 1/17/2018 the borrower called regarding the general status of the loan, and indicated they wanted to reaffirm the debt. The borrower was informed that due to the BK they aren't liable for the loan debt but the property lien is still valid. There is a discharged bankruptcy on the loan, the borrower is not liable for the loan debt but the property lien is still enforceable. HHF funds were received in the amount of $4,622.20 on 7/31/2017. REASON FOR DEFAULT: The reason for default is UTD. Unable to determine the reason for default with the information provided. FORECLOSURE: No evidence of current foreclosure activity. BANKRUPTCY: There is evidence of bankruptcy on the loan. The bankruptcy filing date is unavailable. The chapter is Chapter XX. The bankruptcy was filed under case number XXX. The most recent bankruptcy status is discharged. The bankruptcy was discharged on XX/XX/XXXX and there is no evidence of reaffirmation.. MODIFICATION: The loan has been modified. The modification date is XX/XX/XXXX. The modified principal balance is unavailable. The modification interest rate is unavailable. The modification maturity date is unavailable. LITIGATION: There is no evidence of litigation on the file. TITLE ISSUES: There is no evidence of title issues. PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is owner occupied. EXIT STRATEGY: The recommended exit strategy is Modification. ADDITIONAL INFORMATION: N/A 03/31/2018 03/20/2018
95001717 1 [1] Current Status - Performing [1] Performing Loan and Weak Possibility of Going Delinquent LOAN STATUS: The current loan status is Performing. PAY HISTORY: BORROWER CONTACT: No evidence of recent contact with the borrower. REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable. FORECLOSURE: No evidence of current foreclosure activity. BANKRUPTCY: There is no evidence of current or prior bankruptcy. MODIFICATION: The loan has been modified. The modification date is XX/XX/XXXX. The modified principal balance is unavailable. The modification interest rate is unavailable. The modification maturity date is unavailable. LITIGATION: There is no evidence of litigation on the file. TITLE ISSUES: There is no evidence of title issues. PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is UTD. EXIT STRATEGY: The recommended exit strategy is N/A. ADDITIONAL INFORMATION: This loan was reviewed with data provided from 04/01/2017 through 03/31/2018. During the review period, the borrower has not called in and the servicer is not attempting to contact the borrower. The borrower is using the automated system to make payments. There is no evidence of collection calls or general demand letters being generated since the loan is performing. Loan modification was completed. Borrower has been current throughout review period and has made a constant effort to keep the loan performing. 03/31/2018 02/09/2018
95001983 2 [2] Current Status - Delinquent LOAN STATUS: The current loan status is Delinquent. PAY HISTORY: BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was 03/24/2018. This loan was reviewed with data provided from 04/01/2017 through 03/31/2018. On 04/24/2017 the borrower called and promised to make a payment in the amount of $899.9 at the Branch Bank on 05/08/2017 and 05/22/2017. The reason for delinquency was cited as curtailment of income. On 05/12/2017 the borrower promised to make a payment by phone on 05/26/2017 and another payment at the branch on 06/02/2017. The reason for delinquency was cited as unemployment. On 06/16/2017 the authorized 3rd party (attorney) called requesting a claim check be endorsed and released. The cause of loss was due to water damage on 11/27/2015. The insurance department was advised that the check could be endorsed and released. On 06/17/2017 the authorized 3rd party called and authorized a check in the amount of $911.29; effective 06/30/2017 and $899.29; effective 07/07/2017. On 06/19/2017 the borrower called in to confirm arrangements previously made by her husband. The borrower was advised of payments set for 06/30/2017 and 07/07/2017. From 07/01/2017 through 07/31/2017 there were several attempts but no contact was made. On 08/16/2017 the borrower promised to make a payment at the bank branch on 08/18/2017. Payment dispute was flagged. The borrower declined mortgage assistance. On 09/05/2017 the borrower called and promised to make a payment for $899.29 at the bank branch on 09/09/2017. A payment dispute was flagged again with no further reference to the dispute. On XX/XX/XXXX, the loan was place on foreclosure referral hold for hurricane XXX No damages were reported. On 10/09/2017 the borrower authorized a payment in the amount of $2050.04; effective 10/24/2017. On 10/16/2017 the borrower called to modify a scheduled payment to from 10/24/2017 to 10/27/2017. On 10/21/2017 the borrower called and requested the payment dated for 10/24/2017 to be deleted and scheduled another payment in the amount of $2050.04 for 11/03/2017. From 11/2017 through 1/2018 there was no contact or attempts. The foreclosure hold was released on XX/XX/XXXX. On 02/05/2018 the borrower called to get the due date and the call was accidentally disconnected. On 03/15/2018 the authorized 3rd party called in to make a payment by phone. However the system went down and the call ended. On 03/24/2018 the authorized 3rd party called again and promised to make a payment in the amount of $71.23 at the branch bank. REASON FOR DEFAULT: The reason for default is unemployment. FORECLOSURE: No evidence of current foreclosure activity. BANKRUPTCY: There is no evidence of current or prior bankruptcy. MODIFICATION: The loan has been modified. The modification date is XX/XX/XXXX. The modified principal balance is unavailable. The modification interest rate is unavailable. The modification maturity date is unavailable. LITIGATION: There is no evidence of litigation on the file. TITLE ISSUES: There is no evidence of title issues. PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is owner occupied. EXIT STRATEGY: The recommended exit strategy is Reinstatement. ADDITIONAL INFORMATION: N/A 03/31/2018 03/24/2018
95002003 3 [3] Property Damage - Other Natural Causes - No evidence of resolution [1] Current Status - Performing [1] Performing Loan and Weak Possibility of Going Delinquent LOAN STATUS: The current loan status is Performing. PAY HISTORY: BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was 12/12/2017. This loan was reviewed with data provided from 04/01/2017 through 03/31/2018. On 06/05/2017 the borrower advised a family member is going to help pay the account current. On 08/17/2017 the borrower requested a reinstatement quote. On 09/14/2017 the borrower's sister called in regards to the reinstatement letter and was advised to have the borrower call and provide a verbal authorization, or fax in the written authorization. The sister provided authorization and confirmed the reinstatement information. Amount and wiring instructions. The ATP stated will be wiring today. On 09/15/2017 the loan was reinstated. On 12/12/2017 the borrower requested the premium be paid to the homeowner's insurance company. REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable. FORECLOSURE: The file was referred to foreclosure and the referral date is not available in the information provided. Unable to determine the next projected foreclosure step. Closed - Not Complete BANKRUPTCY: There is no evidence of current or prior bankruptcy. MODIFICATION: The loan has been modified. The modification date is XX/XX/XXXX. The modified principal balance is unavailable. The modification interest rate is unavailable. The modification maturity date is unavailable. LITIGATION: There is no evidence of litigation on the file. TITLE ISSUES: There is no evidence of title issues. PROPERTY CONDITION: There is evidence of property damage and the nature of the damage is other natural causes. Hurricane damages Property repair is in process. The property condition is UTD. The current occupancy status is owner occupied. EXIT STRATEGY: The recommended exit strategy is N/A. ADDITIONAL INFORMATION: N/A 03/31/2018 03/16/2017
95003080 1 [1] Current Status - Performing [1] Performing Loan and Weak Possibility of Going Delinquent LOAN STATUS: The current loan status is Performing. PAY HISTORY: BORROWER CONTACT: No evidence of recent contact with the borrower. REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable. FORECLOSURE: No evidence of current foreclosure activity. BANKRUPTCY: There is no evidence of current or prior bankruptcy. MODIFICATION: The loan has been modified. The modification date is XX/XX/XXXX. The modified principal balance is unavailable. The modification interest rate is unavailable. The modification maturity date is unavailable. LITIGATION: There is no evidence of litigation on the file. TITLE ISSUES: There is no evidence of title issues. PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is UTD. EXIT STRATEGY: The recommended exit strategy is N/A. ADDITIONAL INFORMATION: This loan was reviewed with data provided from 04/01/2017 through 03/31/2018. The borrower has not called in and there have been no attempts to contact the borrower due to the loan being current and all payments being made on time during the review period. The loan performed throughout the entire review period. 03/31/2018 03/28/2018
95001406 1 [1] Current Status - Performing [1] Performing Loan and Weak Possibility of Going Delinquent LOAN STATUS: The current loan status is Performing. PAY HISTORY: BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was 11/30/2017. This loan was reviewed with data provided from 04/01/2017 through 03/31/2018. From 4/2017 through 5/2017 there were several attempts but no contact was made. On 06/01/2017 the borrower stated that a payment in the amount of $1643.10 was made at the branch bank on 05/30/2017. From 6/2017 through 10/2017 there were several attempts but no contact was made. On 11/30/2017 contact was made and the borrower promised to make a payment in the amount of $1777.00 online on 11/30/2017 and $1661.00 online by 12/30/2017. There was no contact from 1/2018 through 3/2018. REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable. FORECLOSURE: No evidence of current foreclosure activity. BANKRUPTCY: There is no evidence of current or prior bankruptcy. MODIFICATION: The loan has been modified. The modification date is XX/XX/XXXX. The modified principal balance is unavailable. The modification interest rate is unavailable. The modification maturity date is unavailable. LITIGATION: There is no evidence of litigation on the file. TITLE ISSUES: There is no evidence of title issues. PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is owner occupied. EXIT STRATEGY: The recommended exit strategy is N/A. ADDITIONAL INFORMATION: N/A 03/31/2018 01/25/2018
95002340 2 [2] Bankruptcy - CH XX - Discharged w/o Reaffirmation [1] Current Status - Performing [1] Performing Loan and Weak Possibility of Going Delinquent LOAN STATUS: The current loan status is Performing. PAY HISTORY: BORROWER CONTACT: No evidence of recent contact with the borrower. REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable. FORECLOSURE: No evidence of current foreclosure activity. BANKRUPTCY: There is evidence of bankruptcy on the loan. Bankruptcy was filed on XX/XX/XXXX. The chapter is Chapter XX. The bankruptcy was filed under case number XXX. The most recent bankruptcy status is discharged. The bankruptcy was discharged on XX/XX/XXXX and there is no evidence of reaffirmation.. MODIFICATION: The loan has been modified. The modification date is XX/XX/XXXX. The modified principal balance is unavailable. The modification interest rate is unavailable. The modification maturity date is unavailable. LITIGATION: There is no evidence of litigation on the file. TITLE ISSUES: There is no evidence of title issues. PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is UTD. EXIT STRATEGY: The recommended exit strategy is N/A. ADDITIONAL INFORMATION: This loan was reviewed with data provided from 04/01/2017 through 03/31/2018. There has been no direct Borrower contact in review period. Loan was current when servicing review period began. Borrower paid the April 2017 payment on 04/26/2017 without servicer attempt at contact. May and June were paid in the grace period by Borrower phoning in payment. July was not paid until 07/28/2017, again there is no evidence of servicer contact attempts. Recurring payment withdrawals for the 15th were set up on 07/27/2017 and continued to the last payment 03/15/2018 which was initially returned NSF. Notes do not indicate if check was good on second presentment. Past history shows a non-reaffirmed Chapter XX bankruptcy in XXXX which indicates why servicer may not be making collection calls. 03/31/2018 03/19/2018
95001789 1 [1] Current Status - Performing [1] Performing Loan and Weak Possibility of Going Delinquent LOAN STATUS: The current loan status is Performing. PAY HISTORY: BORROWER CONTACT: No evidence of recent contact with the borrower. REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable. FORECLOSURE: No evidence of current foreclosure activity. BANKRUPTCY: There is no evidence of current or prior bankruptcy. MODIFICATION: The loan has been modified. The modification date is XX/XX/XXXX. The modified principal balance is unavailable. The modification interest rate is unavailable. The modification maturity date is unavailable. LITIGATION: There is no evidence of litigation on the file. TITLE ISSUES: There is no evidence of title issues. PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is UTD. EXIT STRATEGY: The recommended exit strategy is N/A. ADDITIONAL INFORMATION: This loan was reviewed with data provided from 04/01/2017 through 03/31/2018. There was no contact with the borrower due to the loan performed the entire review period with no adverse activity. The borrower made regular monthly online payments. 03/31/2018 03/16/2018
95000766 1 [1] Current Status - Performing [1] Performing Loan and Weak Possibility of Going Delinquent LOAN STATUS: The current loan status is Performing. PAY HISTORY: BORROWER CONTACT: No evidence of recent contact with the borrower. REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable. FORECLOSURE: No evidence of current foreclosure activity. BANKRUPTCY: There is no evidence of current or prior bankruptcy. MODIFICATION: The loan has been modified. The modification date is XX/XX/XXXX. The modified principal balance is unavailable. The modification interest rate is unavailable. The modification maturity date is unavailable. LITIGATION: There is no evidence of litigation on the file. TITLE ISSUES: There is no evidence of title issues. PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is UTD. EXIT STRATEGY: The recommended exit strategy is N/A. ADDITIONAL INFORMATION: This loan was reviewed with data provided from 04/01/2017 through 03/31/2018. The comments were extremely limited for the past 12 months. There was no evidence of any borrower contact or attempts to contact the borrower within the review period due to the account is current and all payments were made on time. Evidence of hazard insurance was received on 09/22/2017. The insurance premium was paid on 10/06/2017. No further information was provided. 03/31/2018 11/03/2017
95002179 1 [1] Current Status - Performing [1] Performing Loan and Weak Possibility of Going Delinquent LOAN STATUS: The current loan status is Performing. PAY HISTORY: BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was 02/13/2018. This loan was reviewed with data provided from 04/01/2017 through 03/31/2018. On 4/12/2017 the borrower didn't want to discuss workout options, RFD is excessive obligations. On 9/19/207 the borrower had questions about the delinquency alert on the account. On 10/12/2017 the borrower indicated they couldn't commit to pay and weren't interested in loss mitigation. On 11/14/2017 the borrower was informed they were eligible for a three month deferment from October - December. On 11/20/2017 the borrower couldn't commit to pay, wanted to make a payment.On 12/15/2017 the borrower promised to make a payment at the bank, will bring the account current. RFD is disaster. On 2/12/2018 the borrower indicated they wanted wanted their loan to be escrowed. The loan was not escrowed which led to the insurance policy being canceled for non-payment. On 2/13/2018 the borrower called regarding escrow, the escrow would be re-run for change in insurance. A hold was placed on XX/XX/XXXX and released on XX/XX/XXXX for hurricane XXX disaster. REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable. FORECLOSURE: No evidence of current foreclosure activity. BANKRUPTCY: There is no evidence of current or prior bankruptcy. MODIFICATION: The loan has been modified. The modification date is XX/XX/XXXX. The modified principal balance is unavailable. The modification interest rate is unavailable. The modification maturity date is unavailable. LITIGATION: There is no evidence of litigation on the file. TITLE ISSUES: There is no evidence of title issues. PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is owner occupied. EXIT STRATEGY: The recommended exit strategy is N/A. ADDITIONAL INFORMATION: N/A 03/31/2018 03/21/2018
95005164 1 [1] Current Status - Performing [1] Performing Loan and Weak Possibility of Going Delinquent LOAN STATUS: The current loan status is Performing. PAY HISTORY: BORROWER CONTACT: No evidence of recent contact with the borrower. REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable. FORECLOSURE: The file was referred to foreclosure and the referral date is not available in the information provided. Unable to determine the next projected foreclosure step. Closed - Not Complete BANKRUPTCY: There is no evidence of current or prior bankruptcy. MODIFICATION: The loan has been modified. The modification date is XX/XX/XXXX. The modified principal balance is unavailable. The modification interest rate is unavailable. The modification maturity date is unavailable. LITIGATION: There is no evidence of litigation on the file. TITLE ISSUES: There is no evidence of title issues. PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is owner occupied. EXIT STRATEGY: The recommended exit strategy is N/A. ADDITIONAL INFORMATION: This loan was reviewed with data provided from 04/01/2017 through 03/31/2018. The borrower has not called in and there have been no attempts to contact the borrower due to the loan being current and all payments being made on time during the review period. 03/31/2018 03/12/2018
95004323 2 [2] Bankruptcy - CH XX - Discharged w/o Reaffirmation [1] Current Status - Performing [1] Performing Loan and Weak Possibility of Going Delinquent LOAN STATUS: The current loan status is Performing. PAY HISTORY: BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was 03/15/2018. This loan was reviewed with data provided from 04/01/2017 through 03/31/2018. There was no contact with the borrower prior to 03/15/2018. On 03/15/2018 the borrower made a payment of $1,188.25. Loan has been performing throughout the review period. REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable. FORECLOSURE: No evidence of current foreclosure activity. BANKRUPTCY: There is evidence of bankruptcy on the loan. Bankruptcy was filed on XX/XX/XXXX. The chapter is Chapter XX. The bankruptcy was filed under case number XXX. The most recent bankruptcy status is discharged. The bankruptcy was discharged on XX/XX/XXXX and there is no evidence of reaffirmation.. MODIFICATION: The loan has been modified. The modification date is XX/XX/XXXX. The modified principal balance is unavailable. The modification interest rate is unavailable. The modification maturity date is unavailable. LITIGATION: There is no evidence of litigation on the file. TITLE ISSUES: There is no evidence of title issues. PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is UTD. EXIT STRATEGY: The recommended exit strategy is N/A. ADDITIONAL INFORMATION: N/A 03/31/2018 03/15/2018
95002103 2 [2] Performing Loan But Moderate Possibility of Going Delinquent [1] Current Status - Performing LOAN STATUS: The current loan status is Performing. PAY HISTORY: BORROWER CONTACT: No evidence of recent contact with the borrower. REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable. FORECLOSURE: No evidence of current foreclosure activity. BANKRUPTCY: There is no evidence of current or prior bankruptcy. MODIFICATION: The loan has been modified. The modification date is XX/XX/XXXX. The modified principal balance is unavailable. The modification interest rate is unavailable. The modification maturity date is unavailable. LITIGATION: There is no evidence of litigation on the file. TITLE ISSUES: There is no evidence of title issues. PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is UTD. EXIT STRATEGY: The recommended exit strategy is N/A. ADDITIONAL INFORMATION: This loan was reviewed with data provided from 04/01/2017 through 03/31/2018. The borrower has not called in and there have been no attempts to contact the borrower due to the loan being current and all payments being made on time during the review period. 03/31/2018 02/21/2018
95000951 1 [1] Current Status - Performing [1] Performing Loan and Weak Possibility of Going Delinquent LOAN STATUS: The current loan status is Performing. PAY HISTORY: BORROWER CONTACT: No evidence of recent contact with the borrower. REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable. FORECLOSURE: No evidence of current foreclosure activity. BANKRUPTCY: There is no evidence of current or prior bankruptcy. MODIFICATION: The loan has been modified. The modification date is XX/XX/XXXX. The modified principal balance is unavailable. The modification interest rate is unavailable. The modification maturity date is unavailable. LITIGATION: There is no evidence of litigation on the file. TITLE ISSUES: There is no evidence of title issues. PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is UTD. EXIT STRATEGY: The recommended exit strategy is N/A. ADDITIONAL INFORMATION: This loan was reviewed with data provided from 04/01/2017 through 03/31/2018. The borrower has not called in and there have been no attempts to contact the borrower due to the loan being current and all payments being made on time during the review period. The loan performed throughout the entire review period. 03/31/2018 12/21/2017
95003927 1 [1] Current Status - Performing [1] Performing Loan and Weak Possibility of Going Delinquent LOAN STATUS: The current loan status is Performing. PAY HISTORY: BORROWER CONTACT: No evidence of recent contact with the borrower. REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable. FORECLOSURE: No evidence of current foreclosure activity. BANKRUPTCY: There is no evidence of current or prior bankruptcy. MODIFICATION: The loan has been modified. The modification date is XX/XX/XXXX. The modified principal balance is unavailable. The modification interest rate is unavailable. The modification maturity date is unavailable. LITIGATION: There is no evidence of litigation on the file. TITLE ISSUES: There is no evidence of title issues. PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is UTD. EXIT STRATEGY: The recommended exit strategy is N/A. ADDITIONAL INFORMATION: This loan was reviewed with data provided from 04/01/2017 through 03/31/2018. The comments were extremely limited for the past 12 months. There was no evidence of any borrower contact or attempts to contact the borrower within the review period due to the account is current and all payments were made on time. The comments indicated the borrower has been making their monthly payments through the online website. 03/31/2018 03/02/2018
95001000 1 [1] Current Status - Performing [1] Performing Loan and Weak Possibility of Going Delinquent LOAN STATUS: The current loan status is Performing. PAY HISTORY: BORROWER CONTACT: No evidence of recent contact with the borrower. REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable. FORECLOSURE: No evidence of current foreclosure activity. BANKRUPTCY: There is no evidence of current or prior bankruptcy. MODIFICATION: The loan has been modified. The modification date is XX/XX/XXXX. The modified principal balance is unavailable. The modification interest rate is unavailable. The modification maturity date is unavailable. LITIGATION: There is no evidence of litigation on the file. TITLE ISSUES: There is no evidence of title issues. PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is owner occupied. EXIT STRATEGY: The recommended exit strategy is N/A. ADDITIONAL INFORMATION: This loan was reviewed with data provided from 04/01/2017 through 03/31/2018. No contact with borrowers during review period. No inbound calls from borrower and no outbound calls to borrower. Borrowers have been current through review period with payments coming in just after due date. HAMP incentive posted in May 2017. 03/31/2018 03/13/2018
95004233 1 [1] Current Status - Performing [1] Performing Loan and Weak Possibility of Going Delinquent LOAN STATUS: The current loan status is Performing. PAY HISTORY: BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was 02/16/2018. This loan was reviewed with data provided from 04/01/2017 through 03/31/2018. On 04/11/2017 the borrower promised to pay $1,656.57 with check by phone on 05/05/2017. On 05/11/2017 the borrower promised to pay $1,656.57 with check by phone on 05/11/2017. On 05/18/2017 the borrower promised to pay $1,656.57 with check by phone on 06/05/2017. On 06/09/2017 the borrower promised to pay $1,656.57 with check by phone on 06/09/2017. On 06/15/2017 the borrower promised to pay $1,656.57 with check by phone on 06/15/2017. On 10/30/2017 the borrower promised to pay $3,296.58 with check by phone on 10/30/2017. On 12/15/2017 the borrower advised that they not want to go through a review and will make a payment on 12/20 and two payments in January. The borrower is a business owner and it is slow. The borrower also rents part of the property bur currently does not have tenants. On 01/02/2018 the borrower promised to pay $3,296.58 with check by phone on 01/04/2018. On 02/16/2018 the borrower promised to pay $1,648.29 with check by phone on 03/05/2018. The borrower is catching up on their own and set payments up for December and January. The borrower had rental without tenants for a year but is now occupied and generating income.the borrower plans to be caught up soon. REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable. FORECLOSURE: No evidence of current foreclosure activity. BANKRUPTCY: There is no evidence of current or prior bankruptcy. MODIFICATION: The loan has been modified. The modification date is XX/XX/XXXX. The modified principal balance is unavailable. The modification interest rate is unavailable. The modification maturity date is unavailable. LITIGATION: There is no evidence of litigation on the file. TITLE ISSUES: There is no evidence of title issues. PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is owner occupied. EXIT STRATEGY: The recommended exit strategy is N/A. ADDITIONAL INFORMATION: N/A 03/31/2018 03/24/2018
95001658 1 [1] Current Status - Performing [1] Performing Loan and Weak Possibility of Going Delinquent LOAN STATUS: The current loan status is Performing. PAY HISTORY: BORROWER CONTACT: No evidence of recent contact with the borrower. REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable. FORECLOSURE: No evidence of current foreclosure activity. BANKRUPTCY: There is no evidence of current or prior bankruptcy. MODIFICATION: The loan has been modified. The modification date is XX/XX/XXXX. The modified principal balance is unavailable. The modification interest rate is unavailable. The modification maturity date is unavailable. LITIGATION: There is no evidence of litigation on the file. TITLE ISSUES: There is no evidence of title issues. PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is UTD. EXIT STRATEGY: The recommended exit strategy is N/A. ADDITIONAL INFORMATION: This loan was reviewed with data provided from 04/01/2017 through 03/31/2018. There has been no attempts or contact made with the borrower throughout the review period. The loan is actively performing each month. 03/31/2018 11/03/2017
95000747 1 [1] Current Status - Performing [1] Performing Loan and Weak Possibility of Going Delinquent LOAN STATUS: The current loan status is Performing. PAY HISTORY: BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was 03/22/2018. This loan was reviewed with data provided from 04/01/2017 through 03/31/2018. The borrower has made monthly payments from 4/18/207 to 2/7/2018. On 6/21/2017 borrower made a promise to pay and there were no options. On 2/7/2018 the borrower scheduled a one time payment. On 3/21/2018 the borrower had questions about the recast process, was advised that per the modification on the loan REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable. FORECLOSURE: No evidence of current foreclosure activity. BANKRUPTCY: There is no evidence of current or prior bankruptcy. MODIFICATION: The loan has been modified. The modification date is XX/XX/XXXX. The modified principal balance is unavailable. The modification interest rate is unavailable. The modification maturity date is unavailable. LITIGATION: There is no evidence of litigation on the file. TITLE ISSUES: There is no evidence of title issues. PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is UTD. EXIT STRATEGY: The recommended exit strategy is N/A. ADDITIONAL INFORMATION: N/A 03/31/2018 03/22/2018
95000047 1 [1] Current Status - Performing [1] Performing Loan and Weak Possibility of Going Delinquent LOAN STATUS: The current loan status is Performing. PAY HISTORY: BORROWER CONTACT: No evidence of recent contact with the borrower. REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable. FORECLOSURE: No evidence of current foreclosure activity. BANKRUPTCY: There is no evidence of current or prior bankruptcy. MODIFICATION: There is no evidence of current or prior modification. LITIGATION: There is no evidence of litigation on the file. TITLE ISSUES: There is no evidence of title issues. PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is owner occupied. EXIT STRATEGY: The recommended exit strategy is N/A. ADDITIONAL INFORMATION: This loan was reviewed with data provided from 04/01/2017 through 03/31/2018. No contact with borrower through review period. No inbound calls received and no outbound calls attempted. Loan has remained current through review period with payments being received right around grace period. There was a hold placed on file in XX/XXXX due to XXX wildfires but hold removed XX/XX/XXXX. 03/31/2018 03/14/2018
95003350 2 [2] Performing Loan But Moderate Possibility of Going Delinquent [1] Current Status - Performing LOAN STATUS: The current loan status is Performing. PAY HISTORY: BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was 03/21/2018. This loan was reviewed with data provided from 04/01/2017 through 03/31/2018. There was no contact made between the servicer and the borrower from April 2017 to June 2017. On 07/18/2017, an unauthorized third party called to request assistance options. Agent was unable to discuss the information. From August 2017 to February 2018, there was no contact made between the servicer and the borrower. On 03/21/2018, the borrower provided verbal authorization to speak with the authorized third parties. Authorized third party stated that they are no longer attempting to refinance with another company. Customer is now interested in refinancing with the servicer. Case was handled by the Office of the President. REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable. FORECLOSURE: No evidence of current foreclosure activity. BANKRUPTCY: There is no evidence of current or prior bankruptcy. MODIFICATION: The loan has been modified. The modification date is XX/XX/XXXX. The modified principal balance is unavailable. The modification interest rate is unavailable. The modification maturity date is unavailable. LITIGATION: There is no evidence of litigation on the file. TITLE ISSUES: There is no evidence of title issues. PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is UTD. EXIT STRATEGY: The recommended exit strategy is N/A. ADDITIONAL INFORMATION: N/A 03/31/2018 03/23/2018
95004619 2 [2] Current Status - Delinquent LOAN STATUS: The current loan status is Delinquent. PAY HISTORY: BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was 01/08/2018. This loan was reviewed with data provided from 04/01/2017 through 03/31/2018. From 4/01/2017 through 4/30/2017 there were several attempts but no contact was made. On 05/02/2017 the borrower was advised of the past due amount but could not confirm when the loan would be brought current. The reason for delinquency was cited as illness. The borrower stated that she will have her husband call back regarding mortgage assistance. On 05/24/2017 the borrower promised to make a payment in the amount of $4074.56 at the branch on 06/09/2017. On 06/23/2017 the borrower called and promised to make a payment at the bank branch for $4074.56 by 07/10/2017. On 06/26/2017 an authorized 3rd party called for general account information. A copy if the modification and billing statement was sent to the 3rd party via email. On 07/21/017 the borrower called and and promised to make a payment for $4074.56 at the branch on 08/11/2017. On 08/25/2017 the borrower promised to make a payment for $4074.56 at the branch on 09/11/2017. From 10/01/2017 through 10/31/2017 there were several attempts but no contact was made. On 11/08/2017 the borrower had questions regarding assistance/options after the Disaster Relief Period ends on 12/2019. The borrower was advised that the loan can be reviewed for a modification or repayment plan. The borrower could not commit to pay. On 11/15/2017 the borrower promised to make a payment at the branch for $4047.56 on 12/11/2017. From 12/01/2017 through 12/31/2017 there were several attempts but no contact was made. On 01/08/2018 the borrower promised to make a payment in the amount of $4074.56 by 01/14/2018. The borrower stated that they will consider a repayment plan or will call back to apply or a modification. From 2/2018 through 3/2018 there were several attempts but there was no contact. REASON FOR DEFAULT: The reason for default is excessive obligations. FORECLOSURE: No evidence of current foreclosure activity. BANKRUPTCY: There is no evidence of current or prior bankruptcy. MODIFICATION: The loan has been modified. The modification date is XX/XX/XXXX. The modified principal balance is unavailable. The modification interest rate is unavailable. The modification maturity date is unavailable. LITIGATION: There is no evidence of litigation on the file. TITLE ISSUES: There is no evidence of title issues. PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is UTD. EXIT STRATEGY: The recommended exit strategy is Reinstatement. ADDITIONAL INFORMATION: N/A 03/31/2018 03/17/2018
95000315 1 [1] Current Status - Performing [1] Performing Loan and Weak Possibility of Going Delinquent LOAN STATUS: The current loan status is Performing. PAY HISTORY: BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was 03/22/2018. This loan was reviewed with data provided from 04/01/2017 through 03/31/2018. Commentary dated 04/2017 through 2/208 reflects that the borrower made payments every month through the online service. On 03/22/2018 contact was made and the borrower promised to make a payment in the amount of $24176.69 through the phone pay system.The reason for delinquency was cited as excessive obligations. REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable. FORECLOSURE: No evidence of current foreclosure activity. BANKRUPTCY: There is no evidence of current or prior bankruptcy. MODIFICATION: The loan has been modified. The modification date is XX/XX/XXXX. The modified principal balance is unavailable. The modification interest rate is unavailable. The modification maturity date is unavailable. LITIGATION: There is no evidence of litigation on the file. TITLE ISSUES: There is no evidence of title issues. PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is owner occupied. EXIT STRATEGY: The recommended exit strategy is N/A. ADDITIONAL INFORMATION: N/A 03/31/2018 03/22/2018
95001497 1 [1] Current Status - Performing [1] Performing Loan and Weak Possibility of Going Delinquent LOAN STATUS: The current loan status is Performing. PAY HISTORY: BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was 01/12/2018. This loan was reviewed with data provided from 04/01/2017 through 03/31/2018. Borrowers have made all payments online on or around the 16th of the month. First contact with borrower during this period was 1/12/2018 when borrower called in to see about interest rate reduction. Modification file was opened and return calls to borrower on 1/16/2018 and 01/23/2018 were made to go over process with borrowers. Borrowers are having trouble with payments due to interest rate but did not want their credit affected so they requested to have modification review closed out. Loan remains current. REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable. FORECLOSURE: No evidence of current foreclosure activity. BANKRUPTCY: There is evidence of bankruptcy on the loan. The bankruptcy filing date is unavailable. The chapter is Chapter XX. The bankruptcy case number is not available. The most recent bankruptcy status is discharged. No further information on bankruptcy provided. Discharged Chapter XX. No case number, filed date or discharge date provided. MODIFICATION: The loan has been modified. The modification date is XX/XX/XXXX. The modified principal balance is unavailable. The modification interest rate is unavailable. The modification maturity date is unavailable. LITIGATION: There is no evidence of litigation on the file. TITLE ISSUES: There is no evidence of title issues. PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is owner occupied. EXIT STRATEGY: The recommended exit strategy is N/A. ADDITIONAL INFORMATION: N/A 03/31/2018 03/13/2018
95000233 3 [3] Deceased Borrower(s) - No Trustee/heir of Property Noted [3] Deceased Borrower(s) - No Death Certificate Received [1] Current Status - Performing [1] Performing Loan and Weak Possibility of Going Delinquent LOAN STATUS: The current loan status is Performing. PAY HISTORY: BORROWER CONTACT: No evidence of recent contact with the borrower. Borrower is deceased and ---. The date of death is unknown. REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable. FORECLOSURE: No evidence of current foreclosure activity. BANKRUPTCY: There is no evidence of current or prior bankruptcy. MODIFICATION: The loan has been modified. The modification date is XX/XX/XXXX. The modified principal balance is unavailable. The modification interest rate is unavailable. The modification maturity date is unavailable. LITIGATION: There is no evidence of litigation on the file. TITLE ISSUES: There is no evidence of title issues. PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is UTD. EXIT STRATEGY: The recommended exit strategy is N/A. ADDITIONAL INFORMATION: This loan was reviewed with data provided from 04/01/2017 through 03/31/2018. During the review period, the customer has not called in and the servicer is not attempting to contact the customer. There is no evidence of collection calls or general demand letters being generated since the loan is performing. There is no evidence of change in the customer's situation or income that could affect the borrower's ability to pay. Loan modification was completed. Customer or heirs has been current throughout review period and has made a constant effort to keep the loan performing. Per comments dated 03/25/2015, customer is deceased. 03/31/2018 03/07/2018
95003015 1 [1] Current Status - Performing [1] Performing Loan and Weak Possibility of Going Delinquent LOAN STATUS: The current loan status is Performing. PAY HISTORY: BORROWER CONTACT: No evidence of recent contact with the borrower. REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable. FORECLOSURE: No evidence of current foreclosure activity. BANKRUPTCY: There is no evidence of current or prior bankruptcy. MODIFICATION: The loan has been modified. The modification date is XX/XX/XXXX. The modified principal balance is unavailable. The modification interest rate is unavailable. The modification maturity date is unavailable. LITIGATION: There is no evidence of litigation on the file. TITLE ISSUES: There is no evidence of title issues. PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is UTD. EXIT STRATEGY: The recommended exit strategy is N/A. ADDITIONAL INFORMATION: This loan was reviewed with data provided from 04/01/2017 through 03/31/2018. The borrower has not called in and there have been no attempts to contact the borrower due to the loan being current and all payments being made on time during the review period. 03/31/2018 03/11/2018
95002019 1 [1] Current Status - Performing [1] Deceased Borrower(s) - Trustee/Heir(s) identified and documented [1] Performing Loan and Weak Possibility of Going Delinquent LOAN STATUS: The current loan status is Performing. PAY HISTORY: BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was 06/14/2017. This loan was reviewed with data provided from 04/01/2017 through 03/31/2018. On 04/11/2017 the borrower was advised to send in missing documents. On 04/25/2017 the borrower was advised of missing documents. On 05/02/2017 the borrower was advised of the assigned specialist and continued to assist regarding additional clarification. A call back for 24-48 hours was set. On 05/04/2017 the borrower was advised of the additional documents. On 05/15/2017 the borrower was advised of the additional documents. On 05/25/2017 the borrower was advised of the additional documents. On 06/07/2017 the borrower was advised of the additional documents and was concerned that the transcripts were not sufficient for personal taxes. On 06/14/2017 the borrower was advised of the denial decision. Borrower is deceased and ---. The date of death is XX/XX/XXXX. REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable. FORECLOSURE: The file was referred to foreclosure and the referral date is not available in the information provided. Unable to determine the next projected foreclosure step. Closed - Not Complete BANKRUPTCY: There is no evidence of current or prior bankruptcy. MODIFICATION: The loan has been modified. The modification date is XX/XX/XXXX. The modified principal balance is unavailable. The modification interest rate is unavailable. The modification maturity date is unavailable. LITIGATION: There is no evidence of litigation on the file. TITLE ISSUES: There is no evidence of title issues. PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is UTD. EXIT STRATEGY: The recommended exit strategy is N/A. ADDITIONAL INFORMATION: N/A 03/31/2018 01/18/2018
95001509 1 [1] Current Status - Performing [1] Performing Loan and Weak Possibility of Going Delinquent LOAN STATUS: The current loan status is Performing. PAY HISTORY: BORROWER CONTACT: No evidence of recent contact with the borrower. REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable. FORECLOSURE: No evidence of current foreclosure activity. BANKRUPTCY: There is no evidence of current or prior bankruptcy. MODIFICATION: The loan has been modified. The modification date is XX/XX/XXXX. The modified principal balance is unavailable. The modification interest rate is unavailable. The modification maturity date is unavailable. LITIGATION: There is no evidence of litigation on the file. TITLE ISSUES: There is no evidence of title issues. PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is UTD. EXIT STRATEGY: The recommended exit strategy is N/A. ADDITIONAL INFORMATION: This loan was reviewed with data provided from 04/01/2017 through 03/31/2018. The borrower has not called in and there have been no attempts to contact the borrower due to the loan being current and all payments were made prior to the expiration of the grace period in the review period. 03/31/2018 10/24/2017
95002220 1 [1] Current Status - Performing [1] Performing Loan and Weak Possibility of Going Delinquent LOAN STATUS: The current loan status is Performing. PAY HISTORY: BORROWER CONTACT: No evidence of recent contact with the borrower. REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable. FORECLOSURE: No evidence of current foreclosure activity. BANKRUPTCY: There is no evidence of current or prior bankruptcy. MODIFICATION: The loan has been modified. The modification date is XX/XX/XXXX. The modified principal balance is unavailable. The modification interest rate is unavailable. The modification maturity date is unavailable. LITIGATION: There is no evidence of litigation on the file. TITLE ISSUES: There is no evidence of title issues. PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is UTD. EXIT STRATEGY: The recommended exit strategy is N/A. ADDITIONAL INFORMATION: This loan was reviewed with data provided from 04/01/2017 through 03/31/2018. There was no evidence of borrower contact attempts or skip tracing activity. 03/31/2018 01/22/2018
95001611 1 [1] Current Status - Performing [1] Performing Loan and Weak Possibility of Going Delinquent LOAN STATUS: The current loan status is Performing. PAY HISTORY: BORROWER CONTACT: No evidence of recent contact with the borrower. REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable. FORECLOSURE: No evidence of current foreclosure activity. BANKRUPTCY: There is no evidence of current or prior bankruptcy. MODIFICATION: The loan has been modified. The modification date is XX/XX/XXXX. The modified principal balance is unavailable. The modification interest rate is unavailable. The modification maturity date is unavailable. LITIGATION: There is no evidence of litigation on the file. TITLE ISSUES: There is no evidence of title issues. PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is UTD. EXIT STRATEGY: The recommended exit strategy is N/A. ADDITIONAL INFORMATION: This loan was reviewed with data provided from 04/01/2017 through 03/31/2018. There was no contact with the borrower and no efforts to contact the borrower. The borrower makes payments on the 5th of each month. 03/31/2018 03/12/2018
95003006 1 [1] Current Status - Performing [1] Performing Loan and Weak Possibility of Going Delinquent LOAN STATUS: The current loan status is Performing. PAY HISTORY: BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was 09/16/2017. This loan was reviewed with data provided from 04/01/2017 through 03/31/2018. The account is current and the borrower is paying on time. The borrower initially called on 06/13/2017 providing a hardship due to excessive obligations and had questions about their payment. The borrower also stated they would make the remaining payment owed of $3.82 that day through the automated phone system. On 08/15/2017 the borrower called to schedule a payment for 08/16/2017. The borrower last called on 09/16/2017 and made a payment. The borrower has since made their payments each month from 10/15/2017 through 03/05/2018 through their online account. Although the loan was current, the notes on XX/XX/XXXX stated a foreclosure referral hold was placed on the account due to wildfires in the area. The hold was later lifted on XX/XX/XXXX due to the property was not affected by the fires. The comments indicated the loan was modified under the HAMP prior to the review period. No further information was provided. REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable. FORECLOSURE: The file was referred to foreclosure and the referral date is not available in the information provided. Unable to determine the next projected foreclosure step. Closed - Not Complete BANKRUPTCY: There is no evidence of current or prior bankruptcy. MODIFICATION: The loan has been modified. The modification date is XX/XX/XXXX. The modified principal balance is unavailable. The modification interest rate is unavailable. The modification maturity date is unavailable. LITIGATION: There is no evidence of litigation on the file. TITLE ISSUES: There is no evidence of title issues. PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is owner occupied. EXIT STRATEGY: The recommended exit strategy is N/A. ADDITIONAL INFORMATION: N/A 03/31/2018 03/05/2018
95004850 1 [1] Current Status - Performing [1] Performing Loan and Weak Possibility of Going Delinquent LOAN STATUS: The current loan status is Performing. PAY HISTORY: BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was 10/17/2017. This loan was reviewed with data provided from 04/01/2017 through 03/31/2018. On 04/21/2017 the borrower called and authorized a payment in the amount of $796.47. The reason for delinquency was cited as excessive obligations.The borrower stated that she was upset because she was denied for a modification. The borrower was advised the the re-entry team will review if loan is eligible for a modification review. On 04/27/2017 the borrower called and authorized a payment in the amount of $1905.83.From 5/2017 through 9/2017 there were several attempts but no contact was made. On 10/17/2017 the borrower called regarding a letter that she received about available options. The borrower was advised of required documents for further review. On 10/24/2017, 10/31/2017, 11/07/2017 and 11/14/2017 the borrower was called to discuss missing documents but no contact was made. On 11/28/2017 the loan was removed from property preservation due to missing items/non-responsive borrower. From 12/2017 through 3/2018 there were several attempts but no contact was made. REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable. FORECLOSURE: No evidence of current foreclosure activity. BANKRUPTCY: There is no evidence of current or prior bankruptcy. MODIFICATION: The loan has been modified. The modification date is XX/XX/XXXX. The modified principal balance is unavailable. The modification interest rate is unavailable. The modification maturity date is unavailable. LITIGATION: There is no evidence of litigation on the file. TITLE ISSUES: There is no evidence of title issues. PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is UTD. EXIT STRATEGY: The recommended exit strategy is N/A. ADDITIONAL INFORMATION: N/A 03/31/2018 03/24/2018
95005191 1 [1] Current Status - Performing [1] Performing Loan and Weak Possibility of Going Delinquent LOAN STATUS: The current loan status is Performing. PAY HISTORY: BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was 01/26/2018. This loan was reviewed with data provided from 04/01/2017 through 03/31/2018. On 04/11/2017 the borrower promised to pay $2043.52 online on 4/30/2017 and noted the rfd as the tenant was not paying. On 05/01/207 the borrower promised to pay $2,043.52 online on 5/5/2017. Promised to pay $2,043.52 online on 5/31/2017. On 05/30/2017 the borrower promised to pay $2,043.52 online on 6/3/2017 and requested we cancel the online payment for today 5/30 because funds will not be there until 6/3. On 06/03/2017 the borrower promised to pay $2,043.52 online on 6/3/2017 and $2,237.62 online on 6/30/2017. On 06/10/2017 the borrower promised to pay $2,043.52 online on 6/10/2017 and $2,237.62 online on 06/30/2017. On 06/30/2017 the borrower confirmed the promise to pay online 6/30. On 01/26/2018 the borrower promised to pay $2,268.87 online on 1/30/2018 and will speak with daughter to help bring the account current with taxes. REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable. FORECLOSURE: No evidence of current foreclosure activity. BANKRUPTCY: There is no evidence of current or prior bankruptcy. MODIFICATION: The loan has been modified. The modification date is XX/XX/XXXX. The modified principal balance is unavailable. The modification interest rate is unavailable. The modification maturity date is unavailable. LITIGATION: There is no evidence of litigation on the file. TITLE ISSUES: There is no evidence of title issues. PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is UTD. EXIT STRATEGY: The recommended exit strategy is N/A. ADDITIONAL INFORMATION: N/A 03/31/2018 03/21/2018
95004490 1 [1] Current Status - Performing [1] Performing Loan and Weak Possibility of Going Delinquent LOAN STATUS: The current loan status is Performing. PAY HISTORY: BORROWER CONTACT: No evidence of recent contact with the borrower. REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable. FORECLOSURE: No evidence of current foreclosure activity. BANKRUPTCY: There is no evidence of current or prior bankruptcy. MODIFICATION: The loan has been modified. The modification date is XX/XX/XXXX. The modified principal balance is unavailable. The modification interest rate is unavailable. The modification maturity date is unavailable. LITIGATION: There is no evidence of litigation on the file. TITLE ISSUES: There is no evidence of title issues. PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is UTD. EXIT STRATEGY: The recommended exit strategy is N/A. ADDITIONAL INFORMATION: This loan was reviewed with data provided from 04/01/2017 through 03/31/2018. There has been no attempts or contact made with the borrower throughout the review period. Loan is actively performing each month. 03/31/2018 11/28/2017
95001845 1 [1] Current Status - Performing [1] Performing Loan and Weak Possibility of Going Delinquent LOAN STATUS: The current loan status is Performing. PAY HISTORY: BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was 03/15/2018. This loan was reviewed with data provided from 04/01/2017 through 03/31/2018. The borrower called in payments each month in the review period. There were no other discussions. The borrower then called on 3/15/2018. The borrower was unable to commit to a payment and is not interested in loss mitigation. There is no reason for delinquency cited. The borrower makes payments in the month prior to the due date and there have been no defaults in the past 12 months. REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable. FORECLOSURE: The file was referred to foreclosure and the referral date is not available in the information provided. Unable to determine the next projected foreclosure step. Foreclosure closed, not complete. BANKRUPTCY: There is no evidence of current or prior bankruptcy. MODIFICATION: The loan has been modified. The modification date is XX/XX/XXXX. The modified principal balance is unavailable. The modification interest rate is unavailable. The modification maturity date is unavailable. LITIGATION: There is no evidence of litigation on the file. TITLE ISSUES: There is no evidence of title issues. PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is owner occupied. EXIT STRATEGY: The recommended exit strategy is N/A. ADDITIONAL INFORMATION: N/A 03/31/2018 03/15/2018
95001341 1 [1] Current Status - Performing [1] Performing Loan and Weak Possibility of Going Delinquent LOAN STATUS: The current loan status is Performing. PAY HISTORY: BORROWER CONTACT: No evidence of recent contact with the borrower. REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable. FORECLOSURE: No evidence of current foreclosure activity. BANKRUPTCY: There is no evidence of current or prior bankruptcy. MODIFICATION: The loan has been modified. The modification date is XX/XX/XXXX. The modified principal balance is unavailable. The modification interest rate is unavailable. The modification maturity date is unavailable. LITIGATION: There is no evidence of litigation on the file. TITLE ISSUES: There is no evidence of title issues. PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is UTD. EXIT STRATEGY: The recommended exit strategy is N/A. ADDITIONAL INFORMATION: This loan was reviewed with data provided from 04/01/2017 through 03/31/2018. There has been no attempts or contact made with the borrower throughout the review period. Loan is actively performing each month. 03/31/2018 03/05/2018
95003021 1 [1] Current Status - Performing [1] Performing Loan and Weak Possibility of Going Delinquent LOAN STATUS: The current loan status is Performing. PAY HISTORY: BORROWER CONTACT: No evidence of recent contact with the borrower. REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable. FORECLOSURE: No evidence of current foreclosure activity. BANKRUPTCY: There is no evidence of current or prior bankruptcy. MODIFICATION: The loan has been modified. The modification date is XX/XX/XXXX. The modified principal balance is unavailable. The modification interest rate is unavailable. The modification maturity date is unavailable. LITIGATION: There is no evidence of litigation on the file. TITLE ISSUES: There is no evidence of title issues. PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is UTD. EXIT STRATEGY: The recommended exit strategy is N/A. ADDITIONAL INFORMATION: This loan was reviewed with data provided from 04/01/2017 through 03/31/2018. There was no contact with the borrower due to the loan performed the entire review period with no adverse activity. 03/31/2018 03/13/2018
95000606 1 [1] Current Status - Performing [1] Performing Loan and Weak Possibility of Going Delinquent LOAN STATUS: The current loan status is Performing. PAY HISTORY: BORROWER CONTACT: No evidence of recent contact with the borrower. REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable. FORECLOSURE: No evidence of current foreclosure activity. BANKRUPTCY: There is no evidence of current or prior bankruptcy. MODIFICATION: The loan has been modified. The modification date is XX/XX/XXXX. The modified principal balance is unavailable. The modification interest rate is unavailable. The modification maturity date is unavailable. LITIGATION: There is no evidence of litigation on the file. TITLE ISSUES: There is no evidence of title issues. PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is UTD. EXIT STRATEGY: The recommended exit strategy is N/A. ADDITIONAL INFORMATION: This loan was reviewed with data provided from 04/01/2017 through 03/31/2018. The borrower has not called in and there have been no attempts to contact the borrower due to the loan being current and all payments being made on time during the review period. 03/31/2018 03/05/2018
95002522 1 [1] Current Status - Performing [1] Performing Loan and Weak Possibility of Going Delinquent LOAN STATUS: The current loan status is Performing. PAY HISTORY: BORROWER CONTACT: No evidence of recent contact with the borrower. REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable. FORECLOSURE: No evidence of current foreclosure activity. BANKRUPTCY: There is no evidence of current or prior bankruptcy. MODIFICATION: The loan has been modified. The modification date is XX/XX/XXXX. The modified principal balance is unavailable. The modification interest rate is unavailable. The modification maturity date is unavailable. LITIGATION: There is no evidence of litigation on the file. TITLE ISSUES: There is no evidence of title issues. PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is owner occupied. EXIT STRATEGY: The recommended exit strategy is N/A. ADDITIONAL INFORMATION: This loan was reviewed with data provided from 04/01/2017 through 03/31/2018. No contact with borrowers during review period. No inbound calls received and no outbound calls attempted. Borrowers are current through review period with payments being received just after due date in most cases. One payment in March 2018 was received around the eleventh of month. 03/31/2018 03/13/2018
95001148 1 [1] Current Status - Performing [1] Performing Loan and Weak Possibility of Going Delinquent LOAN STATUS: The current loan status is Performing. PAY HISTORY: BORROWER CONTACT: No evidence of recent contact with the borrower. REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable. FORECLOSURE: No evidence of current foreclosure activity. BANKRUPTCY: There is no evidence of current or prior bankruptcy. MODIFICATION: The loan has been modified. The modification date is XX/XX/XXXX. The modified principal balance is unavailable. The modification interest rate is unavailable. The modification maturity date is unavailable. LITIGATION: There is no evidence of litigation on the file. TITLE ISSUES: There is no evidence of title issues. PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is UTD. EXIT STRATEGY: The recommended exit strategy is N/A. ADDITIONAL INFORMATION: This loan was reviewed with data provided from 04/01/2017 through 03/31/2018. The borrower called in each month to make a payment, there was on other contact between servicer and borrower. 03/31/2018 02/28/2018
95004932 1 [1] Current Status - Performing [1] Performing Loan and Weak Possibility of Going Delinquent LOAN STATUS: The current loan status is Performing. PAY HISTORY: BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was 01/18/2018. This loan was reviewed with data provided from 04/01/2017 through 03/31/2018. There was minimal contact with the borrower during the review period. On 12/29/2017 the borrower had questions about the recast, advised they had sent the agreement in. On 1/18/2018 the borrower called in to confirm her payment. HHF loan level review. On the loan was placed on hold for the XX wildfires on XX/XX/XXXX and released on XX/XX/XXXX. REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable. FORECLOSURE: No evidence of current foreclosure activity. BANKRUPTCY: There is no evidence of current or prior bankruptcy. MODIFICATION: The loan has been modified. The modification date is XX/XX/XXXX. The modified principal balance is unavailable. The modification interest rate is unavailable. The modification maturity date is unavailable. LITIGATION: There is no evidence of litigation on the file. TITLE ISSUES: There is no evidence of title issues. PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is UTD. EXIT STRATEGY: The recommended exit strategy is N/A. ADDITIONAL INFORMATION: N/A 03/31/2018 03/14/2018
95005086 1 [1] Current Status - Performing [1] Performing Loan and Weak Possibility of Going Delinquent LOAN STATUS: The current loan status is Performing. PAY HISTORY: BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was 03/05/2018. This loan was reviewed with data provided from 04/01/2017 through 03/31/2018. On 11/24/2017 the borrower mad a promise to pay. On 1/2/2018 the borrower would pay at branch, RFD is excessive obligations. On 1/3/2018 the borrower said they would pay at the branch, RFD is excessive obligations. The borrower was not aware that the branch payment didn't come in right away. Had medical issues and lost some hours at work. On 1/18/2018 the borrower couldn't commit to pay, RFD is excessive obligations. On 2/8/2018 the borrower said they would pay at the branch, customer was offered a recast but was unable to provide necessary information to make a decision. On 2/14/2018 the borrower discussed trying to get the account current, short term hardship is unresolved. On 2/19/2018 modification and repayment plans were discussed, couldn't commit to gathering financials. On 2/21/2018 the borrower wanted to set up recurring payments, would pay at branch. On 2/22/2018 the borrower scheduled a payment, RFD is illness. On 3/5/2018 escrow was discussed and the borrower requested a new escrow analysis be completed due to insurance change. REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable. FORECLOSURE: No evidence of current foreclosure activity. BANKRUPTCY: There is no evidence of current or prior bankruptcy. MODIFICATION: The loan has been modified. The modification date is XX/XX/XXXX. The modified principal balance is unavailable. The modification interest rate is unavailable. The modification maturity date is unavailable. LITIGATION: There is no evidence of litigation on the file. TITLE ISSUES: There is no evidence of title issues. PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is owner occupied. EXIT STRATEGY: The recommended exit strategy is N/A. ADDITIONAL INFORMATION: N/A 03/31/2018 03/05/2018
95004884 1 [1] Current Status - Performing [1] Performing Loan and Weak Possibility of Going Delinquent LOAN STATUS: The current loan status is Performing. PAY HISTORY: BORROWER CONTACT: No evidence of recent contact with the borrower. REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable. FORECLOSURE: No evidence of current foreclosure activity. BANKRUPTCY: There is no evidence of current or prior bankruptcy. MODIFICATION: The loan has been modified. The modification date is XX/XX/XXXX. The modified principal balance is unavailable. The modification interest rate is unavailable. The modification maturity date is unavailable. LITIGATION: There is no evidence of litigation on the file. TITLE ISSUES: There is no evidence of title issues. PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is UTD. EXIT STRATEGY: The recommended exit strategy is N/A. ADDITIONAL INFORMATION: This loan was reviewed with data provided from 04/01/2017 through 03/31/2018. The borrower has not called in and there have been no attempts to contact the borrower due to the loan being current and all payments being made on time during the review period. 03/31/2018 03/15/2018
95000208 2 [2] Bankruptcy - CH XX - Discharged w/o Reaffirmation [1] Current Status - Performing [1] Performing Loan and Weak Possibility of Going Delinquent LOAN STATUS: The current loan status is Performing. PAY HISTORY: BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was 01/03/2018. This loan was reviewed with data provided from 04/01/2017 through 03/31/2018. On 09/18/2017 the borrower called regarding mortgage assistance options. And discussed modification review and some of the details involved with how the decision is made. The borrower will consult a third party and follow up if they wants to pursue a modification review. On 11/10/2017 the borrower called to request assistance options and went over the necessary documents for the review. On 11/13/2017 the borrower e-mailed regarding income documentation and will get the paperwork submitted today or tomorrow. On 11/14/2017 the borrower asked about how to label all the documents that were being faxed in and was told to reference the loan number on the fax cover page and on documents that are being used one time for this review such as the modification application. On 11/15/2018 the borrower was informed of loose ends to clear up on the application and documents. On 11/17/2018 the borrower was called regarding additional clarifications and advised it would take 7-10 business days for a decision. On 11/20/2017 the borrower promised to submit an updated social security award letter. On 11/27/2018 the borrower confirmed the updated docs were received. On 12/05/2017 the borrower was informed of the denial decision and discussed liquidation options and the call disconnected. On 12/07/2017 the borrower received a job offer and believes it can influence the previous decision. On 01/03/2018 the borrower asked why the extra payment did not go toward principal and payment and was informed it was due to still being active in loss mitigation and when removed can apply those funds toward payment or extra payment towards principal and interest. REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable. FORECLOSURE: No evidence of current foreclosure activity. BANKRUPTCY: There is evidence of bankruptcy on the loan. Bankruptcy was filed on XX/XX/XXXX. The chapter is Chapter XX. The bankruptcy case number is not available. The most recent bankruptcy status is discharged. The bankruptcy was discharged on XX/XX/XXXX and there is no evidence of reaffirmation.. MODIFICATION: The loan has been modified. The modification date is XX/XX/XXXX. The modified principal balance is unavailable. The modification interest rate is unavailable. The modification maturity date is unavailable. LITIGATION: There is no evidence of litigation on the file. TITLE ISSUES: There is no evidence of title issues. PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is UTD. EXIT STRATEGY: The recommended exit strategy is N/A. ADDITIONAL INFORMATION: N/A 03/31/2018 01/12/2018
95001199 2 [2] Performing Loan But Moderate Possibility of Going Delinquent [1] Current Status - Performing LOAN STATUS: The current loan status is Performing. PAY HISTORY: BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was 03/05/2018. This loan was reviewed with data provided from 04/01/2017 through 03/31/2018. On 11/21/2017 borrower unable to make a payment consequently was reviewed for workout for modification. 12/14/17 noted the property in disaster area XXX wildfires however property not impacted. Slow pay, reason for delinquency is due to excessive obligation because of foundation problems causing and expense. 1/17/2018 IS REQUESTING FOR ADDITIONAL TIME STATES THEY HAVE BEEN STRUGGLING TO KEEP THE HOME FOR A WHILE. STATES SHE HAS HAD MANY DISASTERS IN THE HOME. WANTS TO KNOW IF SHE CAN STOP PAYMENT UNTIL SHE CAN REPAIR THE HOUSE. WOULD LIKE 5 MONTHS PUT TO THE END OF THE LOAN. USE MONEY TO PAY CONTRACTOR TO REPAIR THE HOUSE SO IT DOESNT FALL DOWN. 2/5/18 Denied for modification due to insufficient info received. Seems the borrower needs to complete a full application with all docs to see if they have any workout options available. Meantime borrower seems to struggle on keeping current. REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable. FORECLOSURE: No evidence of current foreclosure activity. BANKRUPTCY: There is no evidence of current or prior bankruptcy. MODIFICATION: The loan has been modified. The modification date is XX/XX/XXXX. The modified principal balance is unavailable. The modification interest rate is unavailable. The modification maturity date is unavailable. LITIGATION: There is no evidence of litigation on the file. TITLE ISSUES: There is no evidence of title issues. PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is owner occupied. EXIT STRATEGY: The recommended exit strategy is N/A. ADDITIONAL INFORMATION: N/A 03/31/2018 03/14/2018
95002555 1 [1] Current Status - Performing [1] Performing Loan and Weak Possibility of Going Delinquent LOAN STATUS: The current loan status is Performing. PAY HISTORY: BORROWER CONTACT: No evidence of recent contact with the borrower. REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable. FORECLOSURE: No evidence of current foreclosure activity. BANKRUPTCY: There is no evidence of current or prior bankruptcy. MODIFICATION: The loan has been modified. The modification date is XX/XX/XXXX. The modified principal balance is unavailable. The modification interest rate is unavailable. The modification maturity date is unavailable. LITIGATION: There is no evidence of litigation on the file. TITLE ISSUES: There is no evidence of title issues. PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is UTD. EXIT STRATEGY: The recommended exit strategy is N/A. ADDITIONAL INFORMATION: This loan was reviewed with data provided from 04/01/2017 through 03/31/2018. The borrower called in each month to make a payment. There was no additional contact between the borrower and servicer. The loan has performed the entire review. 03/31/2018 03/06/2018
95004562 1 [1] Current Status - Performing [1] Performing Loan and Weak Possibility of Going Delinquent LOAN STATUS: The current loan status is Performing. PAY HISTORY: BORROWER CONTACT: No evidence of recent contact with the borrower. REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable. FORECLOSURE: No evidence of current foreclosure activity. BANKRUPTCY: There is no evidence of current or prior bankruptcy. MODIFICATION: The loan has been modified. The modification date is XX/XX/XXXX. The modified principal balance is unavailable. The modification interest rate is unavailable. The modification maturity date is unavailable. LITIGATION: There is no evidence of litigation on the file. TITLE ISSUES: There is no evidence of title issues. PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is owner occupied. EXIT STRATEGY: The recommended exit strategy is N/A. ADDITIONAL INFORMATION: This loan was reviewed with data provided from 04/01/2017 through 03/31/2018. The borrower has not called in and there have been no attempts to contact the borrower due to the loan being current and all payments being made on time during the review period. The loan performed throughout the entire review period. 03/31/2018 02/20/2018
95002432 1 [1] Current Status - Performing [1] Performing Loan and Weak Possibility of Going Delinquent LOAN STATUS: The current loan status is Performing. PAY HISTORY: BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was 09/13/2017. This loan was reviewed with data provided from 04/01/2017 through 03/31/2018. The account was current for the past 12 months. Two attempts were made during the review period to contact the borrower regarding a recent FEMA disaster. The comments on 09/02/2017 indicated the property was located in the FEMA zone for hurricane XXX; there was no mention of damages caused by the storm. On 09/13/2017 comments referenced an insurance claim for unspecified damages caused on 12/03/2015. The borrower called on 09/13/2017 from a branch office to obtain approval for the office to endorse the claim check for $6,000. Approval was provided over the phone to endorse the check. A copy of the endorsed check and settlement agreement were received as of 09/15/2017. There was no further mention of a claim or damages. The hold on the account for hurricane XXX was lifted on XX/XX/XXXX. No further information was provided. REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable. FORECLOSURE: No evidence of current foreclosure activity. BANKRUPTCY: There is no evidence of current or prior bankruptcy. MODIFICATION: The loan has been modified. The modification date is XX/XX/XXXX. The modified principal balance is unavailable. The modification interest rate is unavailable. The modification maturity date is unavailable. LITIGATION: There is no evidence of litigation on the file. TITLE ISSUES: There is no evidence of title issues. PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is UTD. EXIT STRATEGY: The recommended exit strategy is N/A. ADDITIONAL INFORMATION: N/A 03/31/2018 03/31/2018
95001885 1 [1] Current Status - Performing [1] Performing Loan and Weak Possibility of Going Delinquent LOAN STATUS: The current loan status is Performing. PAY HISTORY: BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was 12/09/2017. This loan was reviewed with data provided from 04/01/2017 through 03/31/2018. There was no contact with the borrower prior to or since 12/09/2017. On 12/09/2017 the borrower wanted to know how to cash a check and was advised that the claim is non-monitored and the check can be taken to the branch for endorsement per request. There has not been any contact regarding any issues or problems with the loan. REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable. FORECLOSURE: No evidence of current foreclosure activity. BANKRUPTCY: There is no evidence of current or prior bankruptcy. MODIFICATION: The loan has been modified. The modification date is XX/XX/XXXX. The modified principal balance is unavailable. The modification interest rate is unavailable. The modification maturity date is unavailable. LITIGATION: There is no evidence of litigation on the file. TITLE ISSUES: There is no evidence of title issues. PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is UTD. EXIT STRATEGY: The recommended exit strategy is N/A. ADDITIONAL INFORMATION: N/A 03/31/2018 03/03/2018
95004333 1 [1] Current Status - Performing [1] Performing Loan and Weak Possibility of Going Delinquent LOAN STATUS: The current loan status is Performing. PAY HISTORY: BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was 09/05/2017. This loan was reviewed with data provided from 04/01/2017 through 03/31/2018. There were no attempts to contact the borrower and no calls from the borrower in 4/2017 and 5/2017. On 6/6/2017 a branch endorsement was authorized on a claim check for $2,250.00 for water loss on 2/9/2015. The borrower was contacted on 9/5/2017 to discuss ordering the 100% inspection and stated they are ready. The claim was reclassified as a non-monitored claim and the borrower was notified on 9/6/2017 that no inspection is required. There were no attempts to contact the borrower after this date and the borrower did not contact the servicer. REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable. FORECLOSURE: The file was referred to foreclosure and the referral date is not available in the information provided. Unable to determine the next projected foreclosure step. Foreclosure closed, not complete. BANKRUPTCY: There is no evidence of current or prior bankruptcy. MODIFICATION: The loan has been modified. The modification date is XX/XX/XXXX. The modified principal balance is unavailable. The modification interest rate is unavailable. The modification maturity date is unavailable. LITIGATION: There is no evidence of litigation on the file. TITLE ISSUES: There is no evidence of title issues. PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is UTD. EXIT STRATEGY: The recommended exit strategy is N/A. ADDITIONAL INFORMATION: N/A 03/31/2018 01/10/2018
95004502 1 [1] Current Status - Performing [1] Performing Loan and Weak Possibility of Going Delinquent LOAN STATUS: The current loan status is Performing. PAY HISTORY: BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was 01/09/2018. This loan was reviewed with data provided from 04/01/2017 through 03/31/2018. On 12/07/2017 the authorized third party was advised that the loan is under disaster protection until 12/09/2017. On 01/09/2018 the borrower was notified that the deferral was completed and the account is current. REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable. FORECLOSURE: No evidence of current foreclosure activity. BANKRUPTCY: There is no evidence of current or prior bankruptcy. MODIFICATION: The loan has been modified. The modification date is XX/XX/XXXX. The modified principal balance is unavailable. The modification interest rate is unavailable. The modification maturity date is unavailable. LITIGATION: There is no evidence of litigation on the file. TITLE ISSUES: There is no evidence of title issues. PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is UTD. EXIT STRATEGY: The recommended exit strategy is N/A. ADDITIONAL INFORMATION: N/A 03/31/2018 03/08/2018
95001420 1 [1] Current Status - Performing [1] Performing Loan and Weak Possibility of Going Delinquent LOAN STATUS: The current loan status is Performing. PAY HISTORY: BORROWER CONTACT: No evidence of recent contact with the borrower. REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable. FORECLOSURE: No evidence of current foreclosure activity. BANKRUPTCY: There is no evidence of current or prior bankruptcy. MODIFICATION: The loan has been modified. The modification date is XX/XX/XXXX. The modified principal balance is unavailable. The modification interest rate is unavailable. The modification maturity date is unavailable. LITIGATION: There is no evidence of litigation on the file. TITLE ISSUES: There is no evidence of title issues. PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is UTD. EXIT STRATEGY: The recommended exit strategy is N/A. ADDITIONAL INFORMATION: This loan was reviewed with data provided from 04/01/2017 through 03/31/2018. The borrower has not called in and there have been no attempts to contact the borrower due to the loan being current and all payments being made on time during the review period. 03/31/2018 03/31/2018
95003422 2 [2] Bankruptcy - CH XX - Discharged w/o Reaffirmation [1] Current Status - Performing [1] Performing Loan and Weak Possibility of Going Delinquent LOAN STATUS: The current loan status is Performing. PAY HISTORY: BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was 12/04/2017. This loan was reviewed with data provided from 04/01/2017 through 03/31/2018. There was no contact with the borrower prior to or since 12/04/2017. On 12/04/2017 the borrower called in regards to the loan deferment and was transferred to home preservation after processing a payment. There has not been any contact regarding any issues or problems with the loan and no outbound attempts have been made. Per notes dated 12/04/2017, the borrower had a stroke from the disaster and was hospitalized, had to replace refrigerator and water heater, no structural damages. Cost of repairs: FEMA check $1300.00. REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable. FORECLOSURE: No evidence of current foreclosure activity. BANKRUPTCY: There is evidence of bankruptcy on the loan. Bankruptcy was filed on XX/XX/XXXX. The chapter is Chapter XX. The bankruptcy was filed under case number XXX. The most recent bankruptcy status is discharged. The bankruptcy was discharged on XX/XX/XXXX and there is no evidence of reaffirmation.. MODIFICATION: The loan has been modified. The modification date is XX/XX/XXXX. The modified principal balance is unavailable. The modification interest rate is unavailable. The modification maturity date is unavailable. LITIGATION: There is no evidence of litigation on the file. TITLE ISSUES: There is no evidence of title issues. PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is UTD. EXIT STRATEGY: The recommended exit strategy is N/A. ADDITIONAL INFORMATION: N/A 03/31/2018 03/06/2018
95003579 2 [2] Performing Loan But Moderate Possibility of Going Delinquent [1] Current Status - Performing LOAN STATUS: The current loan status is Performing. PAY HISTORY: BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was 03/15/2018. This loan was reviewed with data provided from 04/01/2017 through 03/31/2018. There was no contact or attempt to contact in April 2017. A payment by phone was made on 5/15/2017. On 6/12/2017 a repayment plan was approved for 5 months. A phone payment was made on 7/15/2017. On 8/1/2017 the borrower called and was transferred to Home Preservation. The borrower expressed concern about the variable rate on the loan. The borrower was advised that the rate on the loan is from the modification done in 2009 which was a step rate. The borrower also expressed concern that the loan was part of a lawsuit in 2010 and had she known about that she may not have done the modification as no one explained it to them. The borrower said they are interested in refinancing but wants the lawsuit looked into as to whey they were never notified. The borrower was advised address the concern in writing and it will be researched once that is received. The borrower also stated that they will look into refinancing. A payment was phoned in on 8/15/2017 and 9/15/2017. There were efforts to contact the borrower and then a payment was phoned in on 1/23/2018. On 2/23/2018 the borrower made a payment by phone. The borrower cited excessive obligations due to medical. The borrower called in a payment on 3/15/2018. The borrower cited curtailment of income but is not interested in loss mitigation. There were efforts to contact the borrower prior to the 3/15/2018 payment and one attempt after. The pay history counter shows no default during the review period. REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable. FORECLOSURE: The file was referred to foreclosure and the referral date is not available in the information provided. Unable to determine the next projected foreclosure step. Foreclosure closed, not complete. BANKRUPTCY: There is no evidence of current or prior bankruptcy. MODIFICATION: The loan has been modified. The modification date is XX/XX/XXXX. The modified principal balance is unavailable. The modification interest rate is unavailable. The modification maturity date is unavailable. LITIGATION: There is no evidence of litigation on the file. TITLE ISSUES: There is no evidence of title issues. PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is owner occupied. EXIT STRATEGY: The recommended exit strategy is N/A. ADDITIONAL INFORMATION: N/A 03/31/2018 03/23/2018
95004052 1 [1] Current Status - Performing [1] Performing Loan and Weak Possibility of Going Delinquent LOAN STATUS: The current loan status is Performing. PAY HISTORY: BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was 01/08/2018. This loan was reviewed with data provided from 04/01/2017 through 03/31/2018. Loan was current at beginning of servicing review period. 05/09/2017 notes show borrower called in about an insurance claim. The claim was in the amount of $9367.95 for water damage with date of loss on 05/02/2017. The borrower stated that an adjuster's work sheet would be sent as soon as it was received. On 05/15/2017 the borrower called and stated needed the check endorsed so the contractor could be paid. The servicer agreed to endorse and release the check and status the claim as non-monitored based on the loan status since the loan was discharged from bankruptcy in 2013. The branch endorsed the check on 05/17/2017. The borrower called on 05/24/2017 stating difficulty with contractor keeping promises and appointments. Valuation of $X.XX completed with desktop appraisal on 06/06/2017; no inspection noted. Borrower called in on 06/13/2017 about an additional check received for $1231.39 for the same loss and was told it could be endorsed at branch. There was no additional direct contact; however, a name change request was received from branch on 07/06/2017 and a HAMP principal payment incentive was applied on 10/30/2017. On 11/02/2017 the borrower called in and was concerned about payment due, was told about payment returns and advised of grace period. The borrower next called in on 12/30/2017, had made 2 payments by mistake and would place stop on second payment. Borrower called back same day to advise payment had gone through before she could place a stop. Borrower called back on 01/02/2018 and servicer agreed to refund the second payment. Check was sent to customer for over payment on 01/03/2018 and borrower called in on 01/08/2018 asking for statement showing reversal; statement sent same day. Last note on 01/19/2018 shows borrower may have been impacted by disaster (XX wild fires). No indication of property damage or impact. REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable. FORECLOSURE: No evidence of current foreclosure activity. BANKRUPTCY: There is no evidence of current or prior bankruptcy. MODIFICATION: The loan has been modified. The modification date is XX/XX/XXXX. The modified principal balance is unavailable. The modification interest rate is unavailable. The modification maturity date is unavailable. LITIGATION: There is no evidence of litigation on the file. TITLE ISSUES: There is no evidence of title issues. PROPERTY CONDITION: There is evidence of property damage and the nature of the damage is water. A monitored insurance claim was opened for water on 05/09/2017. Claim checks were sent on 05/17/2017 and 06/14/2017. The claim was changed to non-monitored on 05/24/2017. Status of repairs or details of the damage not evident. Property repair is in process. The property condition is UTD. The current occupancy status is owner occupied. EXIT STRATEGY: The recommended exit strategy is N/A. ADDITIONAL INFORMATION: N/A 03/31/2018 01/19/2018
95001856 1 [1] Current Status - Performing [1] Performing Loan and Weak Possibility of Going Delinquent LOAN STATUS: The current loan status is Performing. PAY HISTORY: BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was 12/22/2017. This loan was reviewed with data provided from 04/01/2017 through 03/31/2018. On 11/27/2017 the borrower requested a letter to show the loan was current to get a government loan to repair the roof and was advised that letters will be sent out once the deferrals are completed which should be 12/12/2017. On 11/29/2017 the borrower said they talked to a rep who told him that they could get more than the 3 months payments deferred and requested assistance options. The borrower was advised that if that was true would have to sent to under writing. The borrower wanted to do a refinance because and thought they had a high interest and wanted to get extra money to fix the roof. The borrower was advised that three months will be deferred and can request an extension to give more time to get the repairs. The borrower wanted to talk to home equality first and start making the payments in January. On 12/05/2017 the borrower requested the modification review. On 12/22/2017 the borrower was advised the payment deferment has been completed and account has been brought current. The borrower was advised to for further hardships due to disaster to fill out documents and return so that we can submit to underwriting.on 02/09/2018 the file was removed from workout due to insufficient documentation. REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable. FORECLOSURE: No evidence of current foreclosure activity. BANKRUPTCY: There is evidence of bankruptcy on the loan. The bankruptcy filing date is unavailable. The chapter is Chapter XX. The bankruptcy case number is not available. The most recent bankruptcy status is release from stay granted. Relief granted 09/01/2010 MODIFICATION: The loan has been modified. The modification date is XX/XX/XXXX. The modified principal balance is unavailable. The modification interest rate is unavailable. The modification maturity date is unavailable. LITIGATION: There is no evidence of litigation on the file. TITLE ISSUES: There is no evidence of title issues. PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is owner occupied. EXIT STRATEGY: The recommended exit strategy is N/A. ADDITIONAL INFORMATION: N/A 03/31/2018 03/13/2018
95000782 3 [3] Property Damage - Other Natural Causes - No evidence of resolution [2] Performing Loan But Moderate Possibility of Going Delinquent [1] Current Status - Performing LOAN STATUS: The current loan status is Performing. PAY HISTORY: BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was 01/31/2018. This loan was reviewed with data provided from 04/01/2017 through 03/31/2018. The comments referenced minimal borrower contact due to the loan was current for the past 12 monts. There was no evidence of any attempts to contact the borrower. On 01/30/2018 the notes referenced an insurance claim for damages caused by hurricane XXX on 09/09/2017. The extent of the damages were not provided. The claim was classified as enhanced endorse and release. The comments on 01/31/2018 indicated documentation for the claim was received on 01/30/2018 including a copy of the claim check, and adjuster's worksheet. No further information was provided regarding the claim or damages. An authorized third party called on 01/31/2018 to discuss possible assistance options due to the borrower is on a fixed income and the property was damaged by hurricane XXX. The servicer advised the loan was current and setup on recurring payments. The servicer provided the current terms of the loan and the borrower could cancel the auto payments. The third party advised the borrower did not want to cancel their payments. The servier stated the loan was current and could not qualify for an extension at that time. REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable. FORECLOSURE: No evidence of current foreclosure activity. BANKRUPTCY: There is no evidence of current or prior bankruptcy. MODIFICATION: The loan has been modified. The modification date is XX/XX/XXXX. The modified principal balance is unavailable. The modification interest rate is unavailable. The modification maturity date is unavailable. LITIGATION: There is no evidence of litigation on the file. TITLE ISSUES: There is no evidence of title issues. PROPERTY CONDITION: There is evidence of property damage and the nature of the damage is other natural causes. On 01/30/2018 the notes referenced an insurance claim for damages caused by hurricane XXX on 09/09/2017. The extent of the damages were not provided. The claim was classified as enhanced endorse and release. The comments on 01/31/2018 indicated documentation for the claim was received on 01/30/2018 including a copy of the claim check, and adjuster's worksheet. No further information was provided. Property repairs have not started. The property condition is UTD. The current occupancy status is UTD. EXIT STRATEGY: The recommended exit strategy is N/A. ADDITIONAL INFORMATION: N/A 03/31/2018 01/31/2018
95002825 2 [2] Performing Loan But Moderate Possibility of Going Delinquent [1] Current Status - Performing LOAN STATUS: The current loan status is Performing. PAY HISTORY: BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was 11/09/2017. This loan was reviewed with data provided from 04/01/2017 through 03/31/2018. There was minimal borrower contact during the review period. The loan is performing.On 11/09/2017 the borrower requested assistance but was advised that the request was denied. REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable. FORECLOSURE: No evidence of current foreclosure activity. BANKRUPTCY: There is no evidence of current or prior bankruptcy. MODIFICATION: The loan has been modified. The modification date is XX/XX/XXXX. The modified principal balance is unavailable. The modification interest rate is unavailable. The modification maturity date is unavailable. LITIGATION: There is no evidence of litigation on the file. TITLE ISSUES: There is no evidence of title issues. PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is owner occupied. EXIT STRATEGY: The recommended exit strategy is N/A. ADDITIONAL INFORMATION: N/A 03/31/2018 03/24/2018
95004089 2 [2] Performing Loan But Moderate Possibility of Going Delinquent [1] Current Status - Performing LOAN STATUS: The current loan status is Performing. PAY HISTORY: BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was 03/01/2018. This loan was reviewed with data provided from 04/01/2017 through 03/31/2018. On 4/27/2017 the borrower was called and informed that there is still not a match for the 2MP. The borrower was told to continue to make trial payments until there is a match. The borrower stated they did not want to deal with the process anymore and ended the call. The borrower called on 5/12/2017 and requested to speak to a supervisor regarding the equity line program. The call was transferred. On 8/9/2017 the borrower was contacted and informed that the final modification documents were sent and the borrower confirmed they were received. The borrower couldn't talk at the time and the call was disconnected. The borrower called on 9/15/2017 regarding the final Modification documents and verified they have an appointment with the Notary for Saturday. The borrower questioned why the spouse was on the Home Equity account and why it didn't match the 1st. The borrower was advised that the spouse may be listed on the title and that is why they would need to sign the documents. On 10/16/2017 a phone payment was made. A phone payment was made on 1/15/2018 and 2/15/2018. On 2/23/2018 the borrower requested that their payment date be changed now that they are now on social security but the servicer stated that they can't accommodate that. A payment was made by phone on 2/26/2018. A payment was returned on 2/26/2018 for insufficient funds. The borrower called and stated that they made a payment online and accidentally scheduled a principal curtailment and a regular payment which caused NSF fees and late charges. The reimbursement funds were sent on 3/19/2018. The comments regarding the modification appear to be in regards to a Home Equity loan. REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable. FORECLOSURE: No evidence of current foreclosure activity. BANKRUPTCY: There is no evidence of current or prior bankruptcy. MODIFICATION: The loan has been modified. The modification date is XX/XX/XXXX. The modified principal balance is unavailable. The modification interest rate is unavailable. The modification maturity date is unavailable. LITIGATION: There is no evidence of litigation on the file. TITLE ISSUES: There is no evidence of title issues. PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is UTD. EXIT STRATEGY: The recommended exit strategy is N/A. ADDITIONAL INFORMATION: N/A 03/31/2018 03/20/2018
95005201 1 [1] Current Status - Performing [1] Performing Loan and Weak Possibility of Going Delinquent LOAN STATUS: The current loan status is Performing. PAY HISTORY: BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was 03/07/2018. This loan was reviewed with data provided from 04/01/2017 through 03/31/2018. On 10/27/2017 the borrower said there was property damage, was advised the relief period will run through 12/12/2017 and at that time payments will be deferred. On 2/7/2018 the borrower was not happy about being past due, was advised documents were due and the review process takes 7 to 10 days. On 2/21/2017 borrower called in about assistance after the storm, wanted to make a payment but didn't believe the late charge was proper. On 3/7/2018 the borrower wanted to know if they would waive a late fee, was advised to talk to customer service. Made a one time payment.A hold was placed on the loan for hurricane XXX disaster protection on XX/XX/XXXX and was released on XX/XX/XXXX. On 3/15/2018 a workout was denied due to the borrower not responding. REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable. FORECLOSURE: No evidence of current foreclosure activity. BANKRUPTCY: There is no evidence of current or prior bankruptcy. MODIFICATION: The loan has been modified. The modification date is XX/XX/XXXX. The modified principal balance is unavailable. The modification interest rate is unavailable. The modification maturity date is unavailable. LITIGATION: There is no evidence of litigation on the file. TITLE ISSUES: There is no evidence of title issues. PROPERTY CONDITION: There is no evidence of property damage. The property condition is good. The current occupancy status is UTD. EXIT STRATEGY: The recommended exit strategy is N/A. ADDITIONAL INFORMATION: N/A 03/31/2018 03/16/2018
95002201 1 [1] Current Status - Performing [1] Performing Loan and Weak Possibility of Going Delinquent LOAN STATUS: The current loan status is Performing. PAY HISTORY: BORROWER CONTACT: No evidence of recent contact with the borrower. REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable. FORECLOSURE: No evidence of current foreclosure activity. BANKRUPTCY: There is no evidence of current or prior bankruptcy. MODIFICATION: The loan has been modified. The modification date is XX/XX/XXXX. The modified principal balance is unavailable. The modification interest rate is unavailable. The modification maturity date is unavailable. LITIGATION: There is no evidence of litigation on the file. TITLE ISSUES: There is no evidence of title issues. PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is UTD. EXIT STRATEGY: The recommended exit strategy is N/A. ADDITIONAL INFORMATION: This loan was reviewed with data provided from 04/01/2017 through 03/31/2018. The borrower has not called in and there have been no attempts to contact the borrower due to the loan being current and all payments being made on time during the review period. The loan performed throughout the entire review period. 03/31/2018 01/31/2018
95005149 2 [2] Bankruptcy - CH XX - Discharged w/o Reaffirmation [1] Current Status - Performing [1] Performing Loan and Weak Possibility of Going Delinquent LOAN STATUS: The current loan status is Performing. PAY HISTORY: BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was 05/26/2017. This loan was reviewed with data provided from 04/01/2017 through 03/31/2018. On 04/19/2017 the borrower called in reference to the procedure/process review. On 05/26/2017 the borrower said inspector came out 2 weeks ago and wanted a copy of inspection results mailed. On 06/02/2017 the borrower called to verify status of inspection results and was advised the request approved and documents were mailed. On 06/09/2017 the borrower was advised the claim was closed. REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable. FORECLOSURE: No evidence of current foreclosure activity. BANKRUPTCY: There is evidence of bankruptcy on the loan. Bankruptcy was filed on XX/XX/XXXX. The chapter is Chapter XX. The bankruptcy case number is not available. The most recent bankruptcy status is discharged. The bankruptcy was discharged on XX/XX/XXXX and there is no evidence of reaffirmation.. MODIFICATION: The loan has been modified. The modification date is XX/XX/XXXX. The modified principal balance is unavailable. The modification interest rate is unavailable. The modification maturity date is unavailable. LITIGATION: There is no evidence of litigation on the file. TITLE ISSUES: There is no evidence of title issues. PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is UTD. EXIT STRATEGY: The recommended exit strategy is N/A. ADDITIONAL INFORMATION: N/A 03/31/2018 03/01/2018
95002947 1 [1] Current Status - Performing [1] Performing Loan and Weak Possibility of Going Delinquent LOAN STATUS: The current loan status is Performing. PAY HISTORY: BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was 03/02/2018. This loan was reviewed with data provided from 04/01/2017 through 03/31/2018. Loan was current when servicing review began and there was no attempt at contact until 05/25/2017. Several contact attempts were made in subsequent months but borrower appears to have paid before account went 30 days; no payment history to review payment dates. Borrower returned call on 08/24/2017, wanting to make a payment by a card; servicer advised borrower to go to branch to make payment and borrower stated he would. Borrower called in on 09/29/2017 and stated was unable to work due to hurricane XXX and gave promise to pay on 09/30/2017 but was not interested in loss mitigation. Borrower gave authorization for payment draft for 09/29/2017 and another for 10/14/2017. A disaster extension was approved on 11/19/2017 for October and November payments. Borrower called in on 12/07/2017 and updated phone number. Borrower stated RFD as illness, was unable to work and stated would need assistance with December payment.. No loss mitigation options were found and when borrower was contacted on 12/18/2017 gave promise to pay at branch on 12/31/2017. Borrower was next contacted on 01/17/2018; was not interested in loss mitigation and gave promise to pay in branch on 02/09/2018. The borrower stated had been out of work 5 months due to illness. Repeated attempts at contact for rest of the month were unsuccessful. Borrower called in on 03/02/2018, stated RFD as curtailment of income and stated would pay at branch on 03/23/2018. Borrower stated job should be steady until end of year when project is completed and was not interest in hardship assistance. Borrower provided new phone number. REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable. FORECLOSURE: No evidence of current foreclosure activity. BANKRUPTCY: There is no evidence of current or prior bankruptcy. MODIFICATION: The loan has been modified. The modification date is XX/XX/XXXX. The modified principal balance is unavailable. The modification interest rate is unavailable. The modification maturity date is unavailable. LITIGATION: There is no evidence of litigation on the file. TITLE ISSUES: There is no evidence of title issues. PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is owner occupied. EXIT STRATEGY: The recommended exit strategy is N/A. ADDITIONAL INFORMATION: N/A 03/31/2018 03/02/2018
95000893 1 [1] Current Status - Performing [1] Performing Loan and Weak Possibility of Going Delinquent LOAN STATUS: The current loan status is Performing. PAY HISTORY: BORROWER CONTACT: No evidence of recent contact with the borrower. REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable. FORECLOSURE: No evidence of current foreclosure activity. BANKRUPTCY: There is no evidence of current or prior bankruptcy. MODIFICATION: The loan has been modified. The modification date is XX/XX/XXXX. The modified principal balance is unavailable. The modification interest rate is unavailable. The modification maturity date is unavailable. LITIGATION: There is no evidence of litigation on the file. TITLE ISSUES: There is no evidence of title issues. PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is UTD. EXIT STRATEGY: The recommended exit strategy is N/A. ADDITIONAL INFORMATION: This loan was reviewed with data provided from 04/01/2017 through 03/31/2018. The collection comments were limited. There was no mention of any borrower contact. The loan was performing for the past 12 months. One attempt was made to contact the borrower during the review period. The comments on 12/22/2017 referenced a call from a branch office regarding an insurance claim for the borrower due to damages on 09/10/2017 from hurricane XXX. Approval was provided at that time to endorse two checks totaling $18,308.13. Later notes on 01/15/2018 stated the claim was classified as non-monitored. Per commentary dated 03/08/2018 a letter was issued to the borrower advising the claim was closed, and a property inspection was no longer requried. No further information was provided. 03/31/2018 03/08/2018
95002012 2 [2] Performing Loan But Moderate Possibility of Going Delinquent [1] Current Status - Performing LOAN STATUS: The current loan status is Performing. PAY HISTORY: BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was 03/12/2018. This loan was reviewed with data provided from 04/01/2017 through 03/31/2018. There was no contact prior to 3/16/2018. The borrower called to request assistance options and make a promise to pay on 03/16/2018. Property damage - claim was paid final draw on 03/19/2018 in the amount of $940.93. The loan has performed since the modification. REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable. FORECLOSURE: No evidence of current foreclosure activity. BANKRUPTCY: There is no evidence of current or prior bankruptcy. MODIFICATION: The loan has been modified. The modification date is XX/XX/XXXX. The modified principal balance is unavailable. The modification interest rate is unavailable. The modification maturity date is unavailable. LITIGATION: There is no evidence of litigation on the file. TITLE ISSUES: There is no evidence of title issues. PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is UTD. EXIT STRATEGY: The recommended exit strategy is N/A. ADDITIONAL INFORMATION: N/A 03/31/2018 03/21/2018
95000883 1 [1] Current Status - Performing [1] Performing Loan and Weak Possibility of Going Delinquent LOAN STATUS: The current loan status is Performing. PAY HISTORY: BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was 03/07/2018. This loan was reviewed with data provided from 04/01/2017 through 03/31/2018. HAPM Incentive principal payment was applied on 4/27/2017. The bankruptcy status was reviewed on 8/29/2017. A Motion For Relief was granted. The loan was placed on foreclosure referral hold on XX/XX/XXXX for hurricane XXX protection efforts. There were conversations with the borrower in November discussing the hazard claim and the process required. The hazard claim is shown as loss wind on 1/22/2017. On 12/5/2017 a hazard loss draft check was received. The hazard claim check for $16,500 was endorsed and released to the borrower on 12/13/2017. On XX/XX/XXXX the loan was released from hurricane XXX hold. A payment was made by phone on 2/13/2018A letter was sent to the borrower on 3/7/2018 advising the hazard claim is closed and no inspection is required. There were no attempts to contact the borrower and the loan was current the full 12 month review period. REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable. FORECLOSURE: No evidence of current foreclosure activity. BANKRUPTCY: There is evidence of bankruptcy on the loan. The bankruptcy filing date is unavailable. The chapter is Chapter XX. The bankruptcy was filed under case number XXX. The most recent bankruptcy status is release from stay granted. Relief granted XX/XX/XXXX. MODIFICATION: The loan has been modified. The modification date is XX/XX/XXXX. The modified principal balance is unavailable. The modification interest rate is unavailable. The modification maturity date is unavailable. LITIGATION: There is no evidence of litigation on the file. TITLE ISSUES: There is no evidence of title issues. PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is UTD. EXIT STRATEGY: The recommended exit strategy is N/A. ADDITIONAL INFORMATION: N/A 03/31/2018 03/07/2018
95004501 2 [2] Performing Loan But Moderate Possibility of Going Delinquent [1] Current Status - Performing LOAN STATUS: The current loan status is Performing. PAY HISTORY: BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was 02/20/2018. This loan was reviewed with data provided from 04/01/2017 through 03/31/2018. There was no contact prior to 2/20/2018. On 02/20/2018 the borrower called about a wire they sent on 02/14/2018; the borrower stated the funds had not drafted and the agent directed them to their financial institution. The wire to reinstate the loan was received on 02/21/2018. The loan has performed since 1/2018. REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable. FORECLOSURE: The file was referred to foreclosure and the referral date is not available in the information provided. Unable to determine the next projected foreclosure step. Closed - Not Complete BANKRUPTCY: There is no evidence of current or prior bankruptcy. MODIFICATION: The loan has been modified. The modification date is XX/XX/XXXX. The modified principal balance is unavailable. The modification interest rate is unavailable. The modification maturity date is unavailable. LITIGATION: There is no evidence of litigation on the file. TITLE ISSUES: There is no evidence of title issues. PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is UTD. EXIT STRATEGY: The recommended exit strategy is N/A. ADDITIONAL INFORMATION: N/A 03/31/2018 03/22/2018
95004281 1 [1] Current Status - Performing [1] Performing Loan and Weak Possibility of Going Delinquent LOAN STATUS: The current loan status is Performing. PAY HISTORY: BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was 08/03/2017. This loan was reviewed with data provided from 04/01/2017 through 03/31/2018. On 5/10/2017 the borrower had a question about home warranty insurance, gets fixed income with disability retirement. On 6/14/2017 borrower made a promise to pay, will pay at branch. Was advised about late fees and credit reports. On 7/7/2017 the borrower would pay at the branch, and RFD is curtailment of income. Advised the property is owner occupied. On 8/3/2017 borrower accepted promise to pay, RFD is curtailment of income. Will pay at branch. A hold was placed for hurricane XXX disaster protection on XX/XX/XXXX and released on XX/XX/XXXX. REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable. FORECLOSURE: No evidence of current foreclosure activity. BANKRUPTCY: There is no evidence of current or prior bankruptcy. MODIFICATION: There is no evidence of current or prior modification. LITIGATION: There is no evidence of litigation on the file. TITLE ISSUES: There is no evidence of title issues. PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is owner occupied. EXIT STRATEGY: The recommended exit strategy is N/A. ADDITIONAL INFORMATION: N/A 03/31/2018 02/27/2018
95000981 1 [1] Current Status - Performing [1] Performing Loan and Weak Possibility of Going Delinquent LOAN STATUS: The current loan status is Performing. PAY HISTORY: BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was 09/18/2017. This loan was reviewed with data provided from 04/01/2017 through 03/31/2018. The collection comments were limited due to minimal borrower contact. There were no attempts to contact the borrower due to the account is current and no signs of late payments. The borrower called on 09/18/2017 advising their work was affected by hurricane XXX. However, the borrower stated they did not want to pursue disaster relief assistance. The notes on 01/19/2018 stated the property may have been affected by a FEMA disaster (XXX). No further information was provided. REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable. FORECLOSURE: No evidence of current foreclosure activity. BANKRUPTCY: There is no evidence of current or prior bankruptcy. MODIFICATION: The loan has been modified. The modification date is XX/XX/XXXX. The modified principal balance is unavailable. The modification interest rate is unavailable. The modification maturity date is unavailable. LITIGATION: There is no evidence of litigation on the file. TITLE ISSUES: There is no evidence of title issues. PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is UTD. EXIT STRATEGY: The recommended exit strategy is N/A. ADDITIONAL INFORMATION: N/A 03/31/2018 01/19/2018
95002665 1 [1] Current Status - Performing [1] Deceased Borrower(s) - Trustee/Heir(s) identified and documented [1] Performing Loan and Weak Possibility of Going Delinquent LOAN STATUS: The current loan status is Performing. PAY HISTORY: BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was 01/16/2018. This loan was reviewed with data provided from 04/01/2017 through 03/31/2018. On 4/14/2017 a payment was made by phone. 5/16/2017 pay by phone. 5/18/2017 a unauthorized third party called in for a payment reversal. The customer tried to make a payment online and was having issues then went to the branch to make a payment and the payment came out twice. Customer was advised to go back to the branch since there is not an authorization on the account. 6/29/2017 a third party called in about assuming the loan. 6/30/2017 Authorized third party called in to inquire about assuming the loan, modification and their options. 1/16/2018 payment was made on the loan. Borrower is deceased and ---. The date of death is XX/XX/XXXX. REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable. FORECLOSURE: No evidence of current foreclosure activity. BANKRUPTCY: There is no evidence of current or prior bankruptcy. MODIFICATION: The loan has been modified. The modification date is XX/XX/XXXX. The modified principal balance is unavailable. The modification interest rate is unavailable. The modification maturity date is unavailable. LITIGATION: There is no evidence of litigation on the file. TITLE ISSUES: There is no evidence of title issues. PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is UTD. EXIT STRATEGY: The recommended exit strategy is N/A. ADDITIONAL INFORMATION: N/A 03/31/2018 02/23/2018
95004556 1 [1] Current Status - Performing [1] Performing Loan and Weak Possibility of Going Delinquent LOAN STATUS: The current loan status is Performing. PAY HISTORY: BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was 09/01/2017. This loan was reviewed with data provided from 04/01/2017 through 03/31/2018. There was minimal contact with the borrower during the review period. On 8/18/2017 the borrower said they would be making a payment on 8/31/2017. On 9/7/2017 the borrower indicated they would pay at the branch, RFD is excessive obligations. Did not want assistance at that time. The loan was in foreclosure which was removed. REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable. FORECLOSURE: The file was referred to foreclosure and the referral date is not available in the information provided. Unable to determine the next projected foreclosure step. BANKRUPTCY: There is no evidence of current or prior bankruptcy. MODIFICATION: The loan has been modified. The modification date is XX/XX/XXXX. The modified principal balance is unavailable. The modification interest rate is unavailable. The modification maturity date is unavailable. LITIGATION: There is no evidence of litigation on the file. TITLE ISSUES: There is no evidence of title issues. PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is UTD. EXIT STRATEGY: The recommended exit strategy is N/A. ADDITIONAL INFORMATION: N/A 03/31/2018 03/21/2018
95002167 1 [1] Current Status - Performing [1] Performing Loan and Weak Possibility of Going Delinquent LOAN STATUS: The current loan status is Performing. PAY HISTORY: BORROWER CONTACT: No evidence of recent contact with the borrower. REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable. FORECLOSURE: No evidence of current foreclosure activity. BANKRUPTCY: There is no evidence of current or prior bankruptcy. MODIFICATION: The loan has been modified. The modification date is XX/XX/XXXX. The modified principal balance is unavailable. The modification interest rate is unavailable. The modification maturity date is unavailable. LITIGATION: There is no evidence of litigation on the file. TITLE ISSUES: There is no evidence of title issues. PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is UTD. EXIT STRATEGY: The recommended exit strategy is N/A. ADDITIONAL INFORMATION: This loan was reviewed with data provided from 04/01/2017 through 03/31/2018. The borrower has not called in and there have been no attempts to contact the borrower due to the loan being current and all payments being made on time during the review period. The loan performed throughout the entire review period. 03/31/2018 01/19/2018
95004296 3 [3] Deceased Borrower(s) - No Death Certificate Received [3] Property Damage - Other Natural Causes - No evidence of resolution [2] Performing Loan But Moderate Possibility of Going Delinquent [1] Current Status - Performing [1] Deceased Borrower(s) - Trustee/Heir(s) identified and documented LOAN STATUS: The current loan status is Performing. PAY HISTORY: BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was 01/01/2018. This loan was reviewed with data provided from 04/01/2017 through 03/31/2018. Loan was current when servicing review began. Servicer made several collection calls in April and May that were not returned and payment was made before month end: payment history not available to review date of receipt. On June 21, the borrower was reached but stated was driving and could not take call; as there were no other attempts at calls in June it appears borrower made payment shortly thereafter. Servicer began to call borrower daily on 07/20/2017, there was no contact but servicer received a third party authorization on 07/26/2017 for Hardest Hit XXX. A reinstatement form was created for Keep Your Home/Hardest Hit on 07/27/2017. On 08/03/2017 the Borrower called in requesting information on insurance policy and servicer provided it. On 08/09/2017 the borrower called in and stated property was owner occupied, the RFD was death of spouse (no indication if spouse was co-borrower ) and stated that borrower was also ill and had car repairs creating excessive obligations. Borrower stated not interested in loss mitigation as was applying through Keep Your Home and would try to make payment in branch on 08/16/2017. Borrower also requested copy of modification. On 09/08/2017 servicer received notice from state that funds in the amount of $88,500 were allocated to account. On 10/03/2017 servicer completed a recast modification of account, allocating $6146.96 to past due payments and $82353.04 to principal reduction. Loan was then next due for 11/01/2017. Borrower was next contacted on 11/06/2017 and promised to pay in branch on 11/07/2017. December payment was received before the 7th. After several un-returned calls borrower called on 01/12/2018 and stated would pay in branch and stated had to make an insurance claim; borrower was transferred to correct department. Borrower called again on 01/15/2018 about claim and was told to call the insurance company and was provided information. On 02/07/2018 the borrower phone number was updated. Multiple collection calls were not answered and borrower called in payment on 02/23/2018. Servicer was calling a number that was temporarily disconnected from 03/08/2017 to 03/21/2017; no borrower contact. There is no indication if insurance claim was actually made or if property was damaged. Borrower is deceased and ---. The date of death is unknown. REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable. FORECLOSURE: No evidence of current foreclosure activity. BANKRUPTCY: There is no evidence of current or prior bankruptcy. MODIFICATION: The loan has been modified. The modification date is XX/XX/XXXX. The modified principal balance is unavailable. The modification interest rate is unavailable. The modification maturity date is unavailable. Recast modification completed XX/XX/XXXX applying $6146.96 to past due payments and $82,353.04 to principal balance; next due XX/XX/XXXX. Principal balance after application was $267,153.20 Prior modification completed XX/XX/XXXX. LITIGATION: There is no evidence of litigation on the file. TITLE ISSUES: There is no evidence of title issues. PROPERTY CONDITION: There is evidence of property damage and the nature of the damage is other natural causes. Commentary notes n 07/26/2017 that there was a recent hazard claim or property loss. The borrower called on 01/12/2018 to create a an insurance claim. The borrower called on 01/15/2015 to request a new claim. The borrower was instructed to contact the insurance processing center and the account was flagged with possible disaster impact. No details of the damages nor confirmation of a claim actually being filed is evident. Property repairs have not started. The property condition is UTD. The current occupancy status is owner occupied. EXIT STRATEGY: The recommended exit strategy is N/A. ADDITIONAL INFORMATION: N/A 03/31/2018 03/23/2018
95001461 1 [1] Current Status - Performing [1] Performing Loan and Weak Possibility of Going Delinquent LOAN STATUS: The current loan status is Performing. PAY HISTORY: BORROWER CONTACT: No evidence of recent contact with the borrower. REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable. FORECLOSURE: No evidence of current foreclosure activity. BANKRUPTCY: There is no evidence of current or prior bankruptcy. MODIFICATION: The loan has been modified. The modification date is XX/XX/XXXX. The modified principal balance is unavailable. The modification interest rate is unavailable. The modification maturity date is unavailable. LITIGATION: There is no evidence of litigation on the file. TITLE ISSUES: There is no evidence of title issues. PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is UTD. EXIT STRATEGY: The recommended exit strategy is N/A. ADDITIONAL INFORMATION: This loan was reviewed with data provided from 04/01/2017 through 03/31/2018. The borrower has not called in and there have been no attempts to contact the borrower due to the loan being current and all payments being made on time during the review period. The loan performed throughout the entire review period. A hold for hurricane XXX was placed on the loan on XX/XX/XXXX and released on XX/XX/XXXX. 03/31/2018 01/22/2018
95000650 1 [1] Current Status - Performing [1] Performing Loan and Weak Possibility of Going Delinquent LOAN STATUS: The current loan status is Performing. PAY HISTORY: BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was 03/20/2018. This loan was reviewed with data provided from 04/01/2017 through 03/31/2018. On 6/20/2017 the borrower made a promise to pay at the branch the following day, reason for default is excessive obligations. On 7/19/2017 the borrower made a promise to pay. On 3/20/2018 the borrower mad a promise to pay, reason for default is excessive obligations. Loan has been performing throughout the review period. REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable. FORECLOSURE: No evidence of current foreclosure activity. BANKRUPTCY: There is no evidence of current or prior bankruptcy. MODIFICATION: The loan has been modified. The modification date is XX/XX/XXXX. The modified principal balance is unavailable. The modification interest rate is unavailable. The modification maturity date is unavailable. LITIGATION: There is no evidence of litigation on the file. TITLE ISSUES: There is no evidence of title issues. PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is owner occupied. EXIT STRATEGY: The recommended exit strategy is N/A. ADDITIONAL INFORMATION: N/A 03/31/2018 03/20/2018
95002446 1 [1] Current Status - Performing [1] Performing Loan and Weak Possibility of Going Delinquent LOAN STATUS: The current loan status is Performing. PAY HISTORY: BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was 08/31/2017. This loan was reviewed with data provided from 04/01/2017 through 03/31/2018. There was minimal contact with the borrower during the review period. On 08/31/2017 the borrower cited reduction in work as their reason for delinquency. The loan performed and was reported as current from 06/2017-03/2018. REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable. FORECLOSURE: The file was referred to foreclosure and the referral date is not available in the information provided. Unable to determine the next projected foreclosure step. Closed - Not Complete BANKRUPTCY: There is no evidence of current or prior bankruptcy. MODIFICATION: The loan has been modified. The modification date is XX/XX/XXXX. The modified principal balance is unavailable. The modification interest rate is unavailable. The modification maturity date is unavailable. LITIGATION: There is no evidence of litigation on the file. TITLE ISSUES: There is no evidence of title issues. PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is UTD. EXIT STRATEGY: The recommended exit strategy is N/A. ADDITIONAL INFORMATION: N/A 03/31/2018 03/06/2018
95000525 1 [1] Current Status - Performing [1] Performing Loan and Weak Possibility of Going Delinquent LOAN STATUS: The current loan status is Performing. PAY HISTORY: BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was 11/01/2017. This loan was reviewed with data provided from 04/01/2017 through 03/31/2018. There was no contact with the borrower during the review period other than authorizing their spouse on the account for the day on 11/1/2017. A hold was placed on the loan for hurricane XXX disaster protection on XX/XX/XXXX and was released on XX/XX/XXXX. Loan has been performing throughout the review period. REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable. FORECLOSURE: No evidence of current foreclosure activity. BANKRUPTCY: There is no evidence of current or prior bankruptcy. MODIFICATION: The loan has been modified. The modification date is XX/XX/XXXX. The modified principal balance is unavailable. The modification interest rate is unavailable. The modification maturity date is unavailable. LITIGATION: There is no evidence of litigation on the file. TITLE ISSUES: There is no evidence of title issues. PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is UTD. EXIT STRATEGY: The recommended exit strategy is N/A. ADDITIONAL INFORMATION: N/A 03/31/2018 02/15/2018
95005154 1 [1] Current Status - Performing [1] Performing Loan and Weak Possibility of Going Delinquent LOAN STATUS: The current loan status is Performing. PAY HISTORY: BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was 01/29/2018. This loan was reviewed with data provided from 04/01/2017 through 03/31/2018. On 04/04/2017 the borrower promised to pay $1,115.61 at the bank branch on 04/20/2017. On 05/09/2017 the borrower stated they will pay at the branch. On 06/08/2017 the borrower stated they will pay at the branch. They stated their reason for default was job loss. On 07/20/2017 the borrower stated they will pay $1,115.61 at the branch on 08/18/2017.On 08/28/2017 the borrower promised to pay $1,115.61 at the branch that same day. On 09/05/2017 the borrower stated they will pay $1,115.61 on 09/12/2017. On 01/23/2018 the borrower promised to pay on 01/31/2018.On 01/29/2018 the borrower stated they had excessive obligations and stated they will pay $1,131.90 at the branch tomorrow. REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable. FORECLOSURE: No evidence of current foreclosure activity. BANKRUPTCY: There is no evidence of current or prior bankruptcy. MODIFICATION: The loan has been modified. The modification date is XX/XX/XXXX. The modified principal balance is unavailable. The modification interest rate is unavailable. The modification maturity date is unavailable. LITIGATION: There is no evidence of litigation on the file. TITLE ISSUES: There is no evidence of title issues. PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is owner occupied. EXIT STRATEGY: The recommended exit strategy is N/A. ADDITIONAL INFORMATION: N/A 03/31/2018 03/08/2018
95000864 1 [1] Current Status - Performing [1] Performing Loan and Weak Possibility of Going Delinquent LOAN STATUS: The current loan status is Performing. PAY HISTORY: BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was 07/05/2017. This loan was reviewed with data provided from 04/01/2017 through 03/31/2018. On 4/25/2017 the borrower couldn't offer a down payment, workout options were reviewed but there was no plan. On 5/1/207 the borrower couldn't commit to pay, RFD is excessive obligations. On 5/3/2017 the borrower wanted to start recurring payments, made a one time payment. On 7/5/2017 the borrower called with questions about the recast, the call was dropped before they could be transferred. A hold was placed on the loan on XX/XX/XXXX for hurricane XXX disaster protection which was released on XX/XX/XXXX. REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable. FORECLOSURE: No evidence of current foreclosure activity. BANKRUPTCY: There is no evidence of current or prior bankruptcy. MODIFICATION: The loan has been modified. The modification date is XX/XX/XXXX. The modified principal balance is unavailable. The modification interest rate is unavailable. The modification maturity date is unavailable. LITIGATION: There is no evidence of litigation on the file. TITLE ISSUES: There is no evidence of title issues. PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is UTD. EXIT STRATEGY: The recommended exit strategy is N/A. ADDITIONAL INFORMATION: N/A 03/31/2018 03/14/2018
95004310 1 [1] Current Status - Performing [1] Performing Loan and Weak Possibility of Going Delinquent LOAN STATUS: The current loan status is Performing. PAY HISTORY: BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was 12/19/2017. This loan was reviewed with data provided from 04/01/2017 through 03/31/2018. There was minimal contact with the borrower during the review period. On 12/19/2017 the authorized third party said they were not ready for an inspection, provided claims insurance check information with date received. The loan was placed on hold for hurricane XXX disaster protection efforts on XX/XX/XXXX which was released on XX/XX/XXXX. REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable. FORECLOSURE: No evidence of current foreclosure activity. BANKRUPTCY: There is no evidence of current or prior bankruptcy. MODIFICATION: The loan has been modified. The modification date is XX/XX/XXXX. The modified principal balance is unavailable. The modification interest rate is unavailable. The modification maturity date is unavailable. LITIGATION: There is no evidence of litigation on the file. TITLE ISSUES: There is no evidence of title issues. PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is UTD. EXIT STRATEGY: The recommended exit strategy is N/A. ADDITIONAL INFORMATION: N/A 03/31/2018 03/06/2018
95002174 1 [1] Current Status - Performing [1] Performing Loan and Weak Possibility of Going Delinquent LOAN STATUS: The current loan status is Performing. PAY HISTORY: BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was 03/19/2018. This loan was reviewed with data provided from 04/01/2017 through 03/31/2018. On 6/27/2017 workout options were reviewed, reason for default is a returned check. On 7/19/2017 workout options were reviewed and there were no plans, borrower promised to pay at the ranch, the reason for default was an illness in the family. On 8/16/2017 the borrower called upset about receiving an acceleration letter. On 8/21/2017 the borrower scheduled a payment. On 8/24/2017 the borrower called to provide additional claim information. On 9/18/2017 the borrower called about insurance claim that was made, was worried they might have mold. On 10/4/2017 the borrower indicated plans to make a payment on the 7th. On 10/11/2017 the deferral program was explained, the RFD was the disaster. On 11/222/2017 a one time payment was scheduled, RFD is disaster, the borrower did not know why a payment wasn't received in September. On 1/17/2018 the borrower scheduled a payment. On 2/7/2018 the borrower promised to pay at the branch. On 2/12/2018 the borrower scheduled a one time payment. On 3/19/2018 the borrower scheduled a one time payment. A hold was placed on the loan for hurricane XXX disaster protection efforts on XX/XX/XXXX and was released on XX/XX/XXXX. REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable. FORECLOSURE: No evidence of current foreclosure activity. BANKRUPTCY: There is no evidence of current or prior bankruptcy. MODIFICATION: The loan has been modified. The modification date is XX/XX/XXXX. The modified principal balance is unavailable. The modification interest rate is unavailable. The modification maturity date is unavailable. LITIGATION: There is no evidence of litigation on the file. TITLE ISSUES: There is no evidence of title issues. PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is owner occupied. EXIT STRATEGY: The recommended exit strategy is N/A. ADDITIONAL INFORMATION: N/A 03/31/2018 03/19/2018
95004698 3 [3] Property Damage - Other Natural Causes - No evidence of resolution [2] Bankruptcy - CH XX - Discharged w/o Reaffirmation [1] Current Status - Performing [1] Performing Loan and Weak Possibility of Going Delinquent LOAN STATUS: The current loan status is Performing. PAY HISTORY: BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was 04/28/2017. This loan was reviewed with data provided from 04/01/2017 through 03/31/2018. On 04/05/2017 the borrower called to get general information. On 4/28/2017 the borrower called with questions about payments and resolution. The borrower was informed that due to discharged bankruptcy they are not liable for the loan debt but the property lien is still valid and enforceable. The borrower expressed dissatisfaction and the call was ended. On 05/22/5017 the borrower promised to make a payment in the amount of $51.52 by 05/23/2017. From 6/2017 through 10/2017 there were no contact or attempts. Commentary dated 11/01/2017 and 11/08/2017 reflects that the borrower called with concerns regarding escrow. and the issue was resolved. On 12/26/2017 the borrower called to report a claim due to damages caused by the hurricane. The date of loss was cited as 09/09/2017.On 09/29/2017 the claim check in the amount of $23,442.18 was endorsed and released to the borrower at the branch bank. On 02/22/2018 the borrower requested a copy of the 017 and 2018 1098 form to be mailed to her. From 03/01/2018 through 03/31/2018 tere were no contact or attempts. The loan has remained current since 5/2017. REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable. FORECLOSURE: No evidence of current foreclosure activity. BANKRUPTCY: There is evidence of bankruptcy on the loan. Bankruptcy was filed on XX/XX/XXXX. The chapter is Chapter XX. The bankruptcy was filed under case number XXX. The most recent bankruptcy status is discharged. The bankruptcy was discharged on XX/XX/XXXX and there is no evidence of reaffirmation.. MODIFICATION: The loan has been modified. The modification date is XX/XX/XXXX. The modified principal balance is unavailable. The modification interest rate is unavailable. The modification maturity date is unavailable. LITIGATION: There is no evidence of litigation on the file. TITLE ISSUES: There is no evidence of title issues. PROPERTY CONDITION: There is evidence of property damage and the nature of the damage is other natural causes. The commentary reflects that the borrower received a claim check for damages caused by a hurricane. The check was endorsed and released to the borrower on 12/29/2018. There is no evidence that the damages were repaired. Property repairs have not started. The property condition is UTD. The current occupancy status is owner occupied. EXIT STRATEGY: The recommended exit strategy is N/A. ADDITIONAL INFORMATION: N/A 03/31/2018 02/26/2018
95002336 2 [2] Bankruptcy - CH XX - Discharged w/o Reaffirmation [1] Current Status - Performing [1] Performing Loan and Weak Possibility of Going Delinquent LOAN STATUS: The current loan status is Performing. PAY HISTORY: BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was 03/07/2018. This loan was reviewed with data provided from 04/01/2017 through 03/31/2018. On 11/9/2017 the borrower called about the claim, said they would call back once the adjusters worksheet and check arrives. On 3/7/2018 contact was made with the borrower payment/statement information was given. A hold was placed for hurricane XXX disaster protection efforts on XX/XX/XXXX which was released on XX/XX/XXXX. A previous bankruptcy was on the loan, which the hold ended on XX/XX/XXXX. REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable. FORECLOSURE: No evidence of current foreclosure activity. BANKRUPTCY: There is evidence of bankruptcy on the loan. The bankruptcy filing date is unavailable. The chapter is Chapter XX. The bankruptcy was filed under case number XXX. The most recent bankruptcy status is discharged. The bankruptcy was discharged on XX/XX/XXXX and there is no evidence of reaffirmation.. MODIFICATION: The loan has been modified. The modification date is XX/XX/XXXX. The modified principal balance is unavailable. The modification interest rate is unavailable. The modification maturity date is unavailable. LITIGATION: There is no evidence of litigation on the file. TITLE ISSUES: There is no evidence of title issues. PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is UTD. EXIT STRATEGY: The recommended exit strategy is N/A. ADDITIONAL INFORMATION: N/A 03/31/2018 03/07/2018
95003542 2 [2] Performing Loan But Moderate Possibility of Going Delinquent [1] Current Status - Performing LOAN STATUS: The current loan status is Performing. PAY HISTORY: BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was 03/20/2018. This loan was reviewed with data provided from 04/01/2017 through 03/31/2018. The borrower called on 04/05/2017 and 04/06/2017 regarding the past due status and advise of a hardship due to a curtailment of income. The borrower made a payment of $20,837.97 on 04/06/2017. The borrower called on 05/31/2017 advising they fell behind again due to excessive obligations. The borrower stated they were waiting on a large check to come in, and they would bring the loan current by the end of June. On 09/13/2017 the borrower called regarding the account status and requested assistance due to hurricane XXX. The borrower called on 10/30/2017 inquiring about the past due amount prior to being impacted by the hurricane. The borrower stated they would pay two months and defer the remaining delinquent amount through an extension. The extension through the disaster relief program was approved per notes dated 12/07/2017. The borrower called on 12/26/2017, 01/30/2018, and 03/06/2018 to make a payment. On 03/20/2018 the borrower advised the property was owner occupied and wanted the occupancy notated in the file. No further information was provided. REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable. FORECLOSURE: No evidence of current foreclosure activity. BANKRUPTCY: There is no evidence of current or prior bankruptcy. MODIFICATION: The loan has been modified. The modification date is XX/XX/XXXX. The modified principal balance is unavailable. The modification interest rate is unavailable. The modification maturity date is unavailable. LITIGATION: There is no evidence of litigation on the file. TITLE ISSUES: There is no evidence of title issues. PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is owner occupied. EXIT STRATEGY: The recommended exit strategy is N/A. ADDITIONAL INFORMATION: N/A 03/31/2018 03/20/2018
95003309 1 [1] Current Status - Performing [1] Performing Loan and Weak Possibility of Going Delinquent LOAN STATUS: The current loan status is Performing. PAY HISTORY: BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was 02/28/2017. This loan was reviewed with data provided from 04/01/2017 through 03/31/2018. On 4/30/2017 the borrower scheduled a payment. On 5/29/2017 the borrower made a promise to pay. On 5/30/2017 a payment was scheduled and options were discussed. On 6/10/2017 the borrower wanted to schedule a call for a more convenient time. On 6/12/2017 the borrower called with questions about the modification application. On 6/22/2017 the borrower was advised of the additional documents needed for the modification review. On 6/28/2017 the borrower indicated they had submitted additional documents, advised they were received. On 6/30/2017 the borrower set up payments for the trial period, was advised of terms and conditions. On 7/17/2017 the borrower had questions about correspondence that was received, was advised to disregard while on the trial plan. On 8/11/2017 the borrower was concerned about a letter received, was informed to disregard and the trial was still active. On 10/13/2017 the borrower was told that the first modification payment was due on 12/1/2017 and would need to sign the documents and send them back. On 10/23/2017 the borrower said the final modification documents had been sent in, was advised they would be contacted once received. On 11/2/2017 the borrower called about the general status of the loan, wasn't able to provide information needed to make a workout decision. On 12/8/2017 the borrower called with payment questions, was offered assistance. On 12/14/2017 the borrower scheduled a payment. On 1/30/2018 the borrower scheduled a payment. On 2/28/2017 the borrower scheduled a payment. REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable. FORECLOSURE: No evidence of current foreclosure activity. BANKRUPTCY: There is no evidence of current or prior bankruptcy. MODIFICATION: The loan has been modified. The modification date is XX/XX/XXXX. The modified principal balance is unavailable. The modification interest rate is unavailable. The modification maturity date is unavailable. LITIGATION: There is no evidence of litigation on the file. TITLE ISSUES: There is no evidence of title issues. PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is owner occupied. EXIT STRATEGY: The recommended exit strategy is N/A. ADDITIONAL INFORMATION: N/A 03/31/2018 03/23/2018
95000348 1 [1] Current Status - Performing [1] Performing Loan and Weak Possibility of Going Delinquent LOAN STATUS: The current loan status is Performing. PAY HISTORY: BORROWER CONTACT: No evidence of recent contact with the borrower. REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable. FORECLOSURE: No evidence of current foreclosure activity. BANKRUPTCY: There is no evidence of current or prior bankruptcy. MODIFICATION: The loan has been modified. The modification date is XX/XX/XXXX. The modified principal balance is unavailable. The modification interest rate is unavailable. The modification maturity date is unavailable. LITIGATION: There is no evidence of litigation on the file. TITLE ISSUES: There is no evidence of title issues. PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is UTD. EXIT STRATEGY: The recommended exit strategy is N/A. ADDITIONAL INFORMATION: This loan was reviewed with data provided from 04/01/2017 through 03/31/2018. The comments were limited for the past 12 months. There was no evidence of any borrower contact or attempts to contact the borrower within the review period due to the account is current and all payments were made on time. On 11/18/2017 the comments indicated an insurance claim was filed for fire damages caused on 10/26/2017. Approval was provided at that time to endorse and release the claim funds in the amount of $23,102.55. The claim was re-classified on 01/16/2018 as non-monitored and the claim was closed. A letter was issued to the borrower on 03/07/2018 advising a property inspection was no longer required, and the insurance claim was closed. 03/31/2018 03/07/2018
95001748 1 [1] Current Status - Performing [1] Performing Loan and Weak Possibility of Going Delinquent LOAN STATUS: The current loan status is Performing. PAY HISTORY: BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was 05/24/2017. This loan was reviewed with data provided from 04/01/2017 through 03/31/2018. The only contact with the borrower occurred on 5/24/2017. Explained that a first time vacancy posting was on the property to determine if it was occupied or being maintained once the loan fall more than 45 days delinquent, advised the borrower intends to bring the account current. The loan was placed on hold for hurricane XXX disaster protection efforts on XX/XX/XXXX which was released on XX/XX/XXXX. The loan has performed since 6/2017. REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable. FORECLOSURE: No evidence of current foreclosure activity. BANKRUPTCY: There is no evidence of current or prior bankruptcy. MODIFICATION: The loan has been modified. The modification date is XX/XX/XXXX. The modified principal balance is unavailable. The modification interest rate is unavailable. The modification maturity date is unavailable. LITIGATION: There is no evidence of litigation on the file. TITLE ISSUES: There is no evidence of title issues. PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is UTD. EXIT STRATEGY: The recommended exit strategy is N/A. ADDITIONAL INFORMATION: N/A 03/31/2018 03/24/2018
95002499 1 [1] Current Status - Performing [1] Performing Loan and Weak Possibility of Going Delinquent LOAN STATUS: The current loan status is Performing. PAY HISTORY: BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was 12/14/2017. This loan was reviewed with data provided from 04/01/2017 through 03/31/2018. On 04/24/2017 the borrower called to get information about refinancing. From 5/2017 through 08/2017 there was no contact or attempts due to the loan being current. On XX/XX/XXXX the loan was placed on a foreclosure hold for hurricane XXX Disaster Protection efforts. From 9/2017 through 10/2017 there were several attempts but no contact was made The hold was released on XX/XX/XXXX. No damages were reported. On 12/14/2017 the borrower called regarding the disaster relief program.The borrower stated that he was not able to make his December's payment but declined a repayment program and deferral; citing too much red tape. From 1/2018 through 3/2018 there was no contacts or attempts. The loan has remained current since 10/2017. REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable. FORECLOSURE: No evidence of current foreclosure activity. BANKRUPTCY: There is no evidence of current or prior bankruptcy. MODIFICATION: The loan has been modified. The modification date is XX/XX/XXXX. The modified principal balance is unavailable. The modification interest rate is unavailable. The modification maturity date is unavailable. LITIGATION: There is no evidence of litigation on the file. TITLE ISSUES: There is no evidence of title issues. PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is owner occupied. EXIT STRATEGY: The recommended exit strategy is N/A. ADDITIONAL INFORMATION: N/A 03/31/2018 03/06/2018
95005054 2 [2] Bankruptcy - CH XX - Discharged w/o Reaffirmation [1] Current Status - Performing [1] Performing Loan and Weak Possibility of Going Delinquent LOAN STATUS: The current loan status is Performing. PAY HISTORY: BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was 10/24/2017. This loan was reviewed with data provided from 04/01/2017 through 03/31/2018. There was no contact with the borrower prior to or since 10/24/2017. On 10/24/2017 the borrower called for general information regarding letter received about fire damages. The borrower stated was not impacted and would not need assistance. There has not been any contact regarding any issues or problems with the loan and no outbound attempts have been made. REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable. FORECLOSURE: No evidence of current foreclosure activity. BANKRUPTCY: There is evidence of bankruptcy on the loan. Bankruptcy was filed on XX/XX/XXXX. The chapter is Chapter XX. The bankruptcy case number is not available. The most recent bankruptcy status is discharged. The bankruptcy was discharged on XX/XX/XXXX and there is no evidence of reaffirmation.. MODIFICATION: The loan has been modified. The modification date is XX/XX/XXXX. The modified principal balance is unavailable. The modification interest rate is unavailable. The modification maturity date is unavailable. LITIGATION: There is no evidence of litigation on the file. TITLE ISSUES: There is no evidence of title issues. PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is UTD. EXIT STRATEGY: The recommended exit strategy is N/A. ADDITIONAL INFORMATION: N/A 03/31/2018 03/28/2018
95001940 1 [1] Current Status - Performing [1] Performing Loan and Weak Possibility of Going Delinquent LOAN STATUS: The current loan status is Performing. PAY HISTORY: BORROWER CONTACT: No evidence of recent contact with the borrower. REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable. FORECLOSURE: No evidence of current foreclosure activity. BANKRUPTCY: There is no evidence of current or prior bankruptcy. MODIFICATION: The loan has been modified. The modification date is XX/XX/XXXX. The modified principal balance is unavailable. The modification interest rate is unavailable. The modification maturity date is unavailable. LITIGATION: There is no evidence of litigation on the file. TITLE ISSUES: There is no evidence of title issues. PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is UTD. EXIT STRATEGY: The recommended exit strategy is N/A. ADDITIONAL INFORMATION: This loan was reviewed with data provided from 04/01/2017 through 03/31/2018. The borrower has not called in and there have been no attempts to contact the borrower due to the loan being current and all payments being made on time during the review period. 03/31/2018 03/03/2018
95002301 1 [1] Current Status - Performing [1] Performing Loan and Weak Possibility of Going Delinquent LOAN STATUS: The current loan status is Performing. PAY HISTORY: BORROWER CONTACT: No evidence of recent contact with the borrower. REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable. FORECLOSURE: No evidence of current foreclosure activity. BANKRUPTCY: There is no evidence of current or prior bankruptcy. MODIFICATION: The loan has been modified. The modification date is XX/XX/XXXX. The modified principal balance is unavailable. The modification interest rate is unavailable. The modification maturity date is unavailable. LITIGATION: There is no evidence of litigation on the file. TITLE ISSUES: There is no evidence of title issues. PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is owner occupied. EXIT STRATEGY: The recommended exit strategy is N/A. ADDITIONAL INFORMATION: This loan was reviewed with data provided from 04/01/2017 through 03/31/2018. The borrower has not called in and there have been no attempts to contact the borrower due to the loan being current and all payments being made on time during the review period. 03/31/2018 03/20/2018
95002050 1 [1] Current Status - Performing [1] Performing Loan and Weak Possibility of Going Delinquent LOAN STATUS: The current loan status is Performing. PAY HISTORY: BORROWER CONTACT: No evidence of recent contact with the borrower. REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable. FORECLOSURE: No evidence of current foreclosure activity. BANKRUPTCY: There is evidence of bankruptcy on the loan. Bankruptcy was filed on XX/XX/XXXX. The chapter is Chapter XX. The bankruptcy was filed under case number XXX. The most recent bankruptcy status is release from stay granted. MFR XX/XX/XXXX MODIFICATION: The loan has been modified. The modification date is XX/XX/XXXX. The modified principal balance is unavailable. The modification interest rate is unavailable. The modification maturity date is unavailable. LITIGATION: There is no evidence of litigation on the file. TITLE ISSUES: There is no evidence of title issues. PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is UTD. EXIT STRATEGY: The recommended exit strategy is N/A. ADDITIONAL INFORMATION: This loan was reviewed with data provided from 04/01/2017 through 03/31/2018. The borrower has not called in and there have been no attempts to contact the borrower due to the loan being current and all payments being made on time during the review period. 03/31/2018 02/27/2018
95003295 1 [1] Current Status - Performing [1] Performing Loan and Weak Possibility of Going Delinquent LOAN STATUS: The current loan status is Performing. PAY HISTORY: BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was 08/08/2017. This loan was reviewed with data provided from 04/01/2017 through 03/31/2018. On 04/04/2017 the borrower was advised that they were approved for a trial plan and were provided with the terms and condition of the trial plan. However the borrower requested additional time before deciding to accept or decline the workout option. On 04/05/2017 an insurance claim check in the amount of $13000.00 was received for water damages. The date of loss was cited as 12/16/2016. The claim was classified as monitored and funds were posted to a restricted escrow. On 04/17/2017 the borrower called and accepted the trial plan, then scheduled 3 payments in the amount of $1938.10 each; effective 05/01/2017, 06/01/2017 and 06/30/2017. On 05/12/2017 the authorized 3rd party called to confirm receipt/posting of the payment for May and was advised that the next payment is now due 06/01/2017. On 06/01/2017 the borrower called regarding an insurance claim and stated that the repairs were completed and the contractor has been paid in full. The borrower was advised that an inspection would be requested. Once receipts and inspection results are provided, a reimbursement would be submitted. On 06/12/2017 a 100% inspection was received and a check in the amount of $13,000 was sent to the borrower on 06/15/2017. Commentary and contact from 07/01/2017 through 07/31/2017 reflects the sending and receipt of the final modification documents. On 08/04/2017 the borrower called and confirmed that the documents were finally received and was given instructions to execute and return. On XX/XX/XXXX the final documents were received and the loan was modified; effective XX/XX/XXXX. On XX/XX/XXXX the loan was placed on a foreclosure hold for hurricane XXX The hold was released on XX/XX/XXXX. No damages were reported. From 9/2017 through 3/2018 there were no contact or attempts as the loan has remained current since the modification. REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable. FORECLOSURE: No evidence of current foreclosure activity. BANKRUPTCY: There is no evidence of current or prior bankruptcy. MODIFICATION: The loan has been modified. The modification date is XX/XX/XXXX. The modified principal balance is unavailable. The modification interest rate is unavailable. The modification maturity date is unavailable. LITIGATION: There is no evidence of litigation on the file. TITLE ISSUES: There is no evidence of title issues. PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is owner occupied. EXIT STRATEGY: The recommended exit strategy is N/A. ADDITIONAL INFORMATION: N/A 03/31/2018 03/31/2018
95003381 1 [1] Current Status - Performing [1] Performing Loan and Weak Possibility of Going Delinquent LOAN STATUS: The current loan status is Performing. PAY HISTORY: BORROWER CONTACT: No evidence of recent contact with the borrower. REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable. FORECLOSURE: No evidence of current foreclosure activity. BANKRUPTCY: There is evidence of bankruptcy on the loan. Bankruptcy was filed on XX/XX/XXXX. The chapter is Chapter XX. The bankruptcy was filed under case number XXX. The most recent bankruptcy status is discharged. The bankruptcy was discharged on XX/XX/XXXX and there is no evidence of reaffirmation.. MODIFICATION: The loan has been modified. The modification date is XX/XX/XXXX. The modified principal balance is unavailable. The modification interest rate is unavailable. The modification maturity date is unavailable. LITIGATION: There is no evidence of litigation on the file. TITLE ISSUES: There is no evidence of title issues. PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is UTD. EXIT STRATEGY: The recommended exit strategy is N/A. ADDITIONAL INFORMATION: This loan was reviewed with data provided from 04/01/2017 through 03/31/2018. The borrower has not called in and there have been no attempts to contact the borrower due to the loan being current and all payments being made on time during the review period. Per notes dated 03/16/2018, claim is closed and an inspection is no longer required. 03/31/2018 03/20/2018
95003412 1 [1] Current Status - Performing [1] Performing Loan and Weak Possibility of Going Delinquent LOAN STATUS: The current loan status is Performing. PAY HISTORY: BORROWER CONTACT: No evidence of recent contact with the borrower. REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable. FORECLOSURE: No evidence of current foreclosure activity. BANKRUPTCY: There is no evidence of current or prior bankruptcy. MODIFICATION: The loan has been modified. The modification date is XX/XX/XXXX. The modified principal balance is unavailable. The modification interest rate is unavailable. The modification maturity date is unavailable. LITIGATION: There is no evidence of litigation on the file. TITLE ISSUES: There is no evidence of title issues. PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is UTD. EXIT STRATEGY: The recommended exit strategy is N/A. ADDITIONAL INFORMATION: This loan was reviewed with data provided from 04/01/2017 through 03/31/2018. The borrower has not called in and there have been no attempts to contact the borrower due to the loan being current and all payments being made on time during the review period. 03/31/2018 03/13/2018
95001916 1 [1] Current Status - Performing [1] Performing Loan and Weak Possibility of Going Delinquent LOAN STATUS: The current loan status is Performing. PAY HISTORY: BORROWER CONTACT: No evidence of recent contact with the borrower. REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable. FORECLOSURE: No evidence of current foreclosure activity. BANKRUPTCY: There is no evidence of current or prior bankruptcy. MODIFICATION: The loan has been modified. The modification date is XX/XX/XXXX. The modified principal balance is unavailable. The modification interest rate is unavailable. The modification maturity date is unavailable. LITIGATION: There is no evidence of litigation on the file. TITLE ISSUES: There is no evidence of title issues. PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is UTD. EXIT STRATEGY: The recommended exit strategy is N/A. ADDITIONAL INFORMATION: This loan was reviewed with data provided from 04/01/2017 through 03/31/2018. There was no contact with the borrower due to the loan performed the entire review period. 03/31/2018 03/06/2018
95002599 1 [1] Current Status - Performing [1] Performing Loan and Weak Possibility of Going Delinquent LOAN STATUS: The current loan status is Performing. PAY HISTORY: BORROWER CONTACT: No evidence of recent contact with the borrower. REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable. FORECLOSURE: No evidence of current foreclosure activity. BANKRUPTCY: There is evidence of bankruptcy on the loan. Bankruptcy was filed on XX/XX/XXXX. The chapter is Chapter XX. The bankruptcy was filed under case number XXX. The most recent bankruptcy status is dismissed. The bankruptcy was dismissed on XX/XX/XXXX. MODIFICATION: The loan has been modified. The modification date is XX/XX/XXXX. The modified principal balance is unavailable. The modification interest rate is unavailable. The modification maturity date is unavailable. LITIGATION: There is no evidence of litigation on the file. TITLE ISSUES: There is no evidence of title issues. PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is UTD. EXIT STRATEGY: The recommended exit strategy is N/A. ADDITIONAL INFORMATION: This loan was reviewed with data provided from 04/01/2017 through 03/31/2018. The borrower has not called in and there have been no attempts to contact the borrower due to the loan being current and all payments being made on time during the review period. 03/31/2018 02/28/2018
95003403 2 [2] Performing Loan But Moderate Possibility of Going Delinquent [1] Current Status - Performing LOAN STATUS: The current loan status is Performing. PAY HISTORY: BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was 02/12/2018. This loan was reviewed with data provided from 04/01/2017 through 03/31/2018. On 04/26/2017 the borrower called and authorized a payment in the amount of $3168.91.On 05/25/2017 the borrower made a payment through the IVR system in the amount of $3156.91; effective 05/30/2017. On 06/27/2017 the borrower promised to make a payment in the amount of $3156.91 at the branch. However the payment was made via the website. On 07/27/2017 the borrower authorized a payment in the amount of $3168.91. The borrower stated that she had to wait on a reimbursement from her job in order to pay. On 08/25/2017 the borrower authorized a payment in the amount of $3156.91; effective 08/30/2017. The loan was placed on foreclosure referral hold for hurricane XXX. On 09/23/2017 the borrower authorized a payment in the amount of $3156.91; effective 09/30/2017. On 10/16/2017 the borrower authorized a payment in the amount of $3306.91; effective 10/30/2017. On 11/28/2017 the borrower authorized a payment in the amount of $3156.91; effective 11/30/2017. The foreclosure hold was released on XX/XX/XXXX. No damages were reported. On 12/28/2017 the borrower called and expressed interest in a deferral. The borrower was advised that once the deferral is completed she will receive a letter. On 01/11/2018 the borrower authorized a payment in the amount of $3156.91; effective 01/16/2018. On 01/12/2018 the borrower called because she was still showing delinquent for December. The borrower was advised that the deferral would be completed before the delinquency showed on the credit report for the next credit cycle. On 01/26/2018 the borrower called and was upset because her September's payment had not been deferred. She was advised that this would be researched and she would be contacted. The borrower also authorized a payment in the amount of $3156.91; effective 02/15/2018. On 02/12/2018 the borrower called and authorized a payment for $3156.91. The borrower was also advised that the deferment was finalized. From 03/01/2018 through 03/31/2018 there was no contact with the borrower, other than the borrower making a payment for $3216.86 via the website. REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable. FORECLOSURE: No evidence of current foreclosure activity. BANKRUPTCY: There is no evidence of current or prior bankruptcy. MODIFICATION: The loan has been modified. The modification date is XX/XX/XXXX. The modified principal balance is unavailable. The modification interest rate is unavailable. The modification maturity date is unavailable. LITIGATION: There is no evidence of litigation on the file. TITLE ISSUES: There is no evidence of title issues. PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is owner occupied. EXIT STRATEGY: The recommended exit strategy is N/A. ADDITIONAL INFORMATION: N/A 03/31/2018 03/09/2018
95005072 1 [1] Current Status - Performing [1] Performing Loan and Weak Possibility of Going Delinquent LOAN STATUS: The current loan status is Performing. PAY HISTORY: BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was 02/17/2018. This loan was reviewed with data provided from 04/01/2017 through 03/31/2018. There was only one instance of contact throughout the review period. On 02/17/2018 the borrower made a payment of $1,230.01 over the phone. The loan is current and has performed the entire review period. REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable. FORECLOSURE: No evidence of current foreclosure activity. BANKRUPTCY: There is no evidence of current or prior bankruptcy. MODIFICATION: The loan has been modified. The modification date is XX/XX/XXXX. The modified principal balance is unavailable. The modification interest rate is unavailable. The modification maturity date is unavailable. LITIGATION: There is no evidence of litigation on the file. TITLE ISSUES: There is no evidence of title issues. PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is UTD. EXIT STRATEGY: The recommended exit strategy is N/A. ADDITIONAL INFORMATION: N/A 03/31/2018 02/17/2018
95002991 2 [2] Occupancy - Non Owner Occupied [1] Current Status - Performing [1] Performing Loan and Weak Possibility of Going Delinquent LOAN STATUS: The current loan status is Performing. PAY HISTORY: BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was 04/07/2017. This loan was reviewed with data provided from 04/01/2017 through 03/31/2018. On 04/07/2017 the borrower inquired about the foreclosure status of the loan. On 04/11/2017 the borrower stated their income had changed since their last review but could not talk as they were at work. On 05/24/2017 the borrower inquired of the reinstatement quote and the call was transferred. On 06/09/2017 the borrower confirmed their last payment had reinstated the loan. On 11/06/2017 t he borrower made a payment of $2,227.86 over the phone. There was no contact with the borrower from 11/06/2017 to 03/31/2018 due to the loan performed with no adverse activity. REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable. FORECLOSURE: The file was referred to foreclosure and the referral date is not available in the information provided. Unable to determine the next projected foreclosure step. Closed- not complete BANKRUPTCY: There is no evidence of current or prior bankruptcy. MODIFICATION: The loan has been modified. The modification date is XX/XX/XXXX. The modified principal balance is unavailable. The modification interest rate is unavailable. The modification maturity date is unavailable. LITIGATION: There is no evidence of litigation on the file. TITLE ISSUES: There is no evidence of title issues. PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is non-owner occupied. EXIT STRATEGY: The recommended exit strategy is N/A. ADDITIONAL INFORMATION: N/A 03/31/2018 01/31/2018