Exhibit 99.3

TC BANCSHARES, INC. AND SUBSIDIARY

CONSOLIDATED BALANCE SHEETS

SEPTEMBER 30, 2025, DECEMBER 31, 2024, AND 2023

ASSETS
	(Unaudited)			(*)			(*)
	September 30, 2025			December 31, 2024			December 31, 2023
Cash and due from banks	$	32,554,141		$	14,232,080		$	25,039,214
Investment securities available-for-sale		93,874,246			71,990,817			42,964,495
Other investments		1,982,350			1,689,600			1,629,150
Mortgage loans held for sale		—			—			289,111
Loans		413,062,089			409,960,399			376,899,968
Allowance for credit losses		(5,013,629	)		(5,151,886	)		(4,836,878	)
Net loans		408,048,460			404,808,513			372,063,090
Premises and equipment, net		4,170,350			4,429,116			4,782,760
Right-of-use asset		1,800,920			1,743,278			1,944,885
Bank owned life insurance		12,337,330			12,056,359			11,729,019
Accrued interest receivable and other assets		4,841,690			5,097,304			6,141,545
Total Assets	$	559,609,487		$	516,047,067		$	466,583,269

LIABILITIES AND STOCKHOLDERS' EQUITY
Deposits:
Demand	$	57,065,174		$	50,831,921		$	41,571,035
Interest-bearing demand		54,380,481			51,281,802			52,721,981
Savings and money markets		189,620,057			190,271,627			164,622,926
Certificates of deposit		164,658,394			135,712,998			110,952,852
Total deposits		465,724,106			428,098,348			369,868,794
Federal Home Loan Bank advances		10,000,000			5,000,000			11,000,000
Lease liability		1,971,834			1,917,090			2,102,426
Accrued interest payable and other liabilities		4,194,341			3,705,789			3,977,628
Total liabilities		481,890,281			438,721,227			386,948,848
Stockholders' Equity:
Common stock, $.01 par value, 20,000,000 shares authorized as of September 30, 2025 and December 31, 2024 and 2023; 3,984,481 shares, 4,179,481 shares  and 4,461,667shares issued and outstanding as of September 30, 2025 and December 31, 2024 and 2023, respectively		39,845			41,795			44,617
Additional paid in capital		39,803,212			41,155,580			43,181,994
Retained earnings		41,804,678			41,840,660			42,863,945
Accumulated other comprehensive loss		(793,585	)		(2,577,251	)		(3,125,257	)
Unearned ESOP 313,494 shares, 313,494 shares and 333,088 shares unallocated at September 30, 2025 and December 31, 2024 and 2023, respectively		(3,134,944	)		(3,134,944	)		(3,330,878	)
Total stockholders' equity		77,719,206			77,325,840			79,634,421
Total Liabilities and Stockholders' Equity	$	559,609,487		$	516,047,067		$	466,583,269

(*) - Derived from audited financial statements.

TC BANCSHARES, INC. AND SUBSIDIARY

CONSOLIDATED STATEMENTS OF INCOME

FOR THE NINE MONTHS ENDED SEPTEMBER 30, 2025, AND 2024

FOR THE YEARS ENDED DECEMBER 31, 2024, AND 2023

	(Unaudited)					(*)
	Nine Months Ended September 30,					Year Ended December 31,
	2025			2024		2024			2023
Interest and Dividend Income:
Interest and fees on loans	$	18,463,944		$	16,583,157	$	22,578,279		$	18,129,865
Interest and dividends on taxable investment securities		3,122,188			1,726,295		2,470,600			1,585,248
Interest on deposits with other banks and federal funds sold		699,833			912,859		1,230,161			1,101,382
Total interest and dividend income		22,285,965			19,222,311		26,279,040			20,816,495
Interest Expense:
Interest on deposits		8,874,725			8,066,050		11,115,026			6,619,095
Interest on borrowings		406,752			481,041		592,216			272,769
Total interest expense		9,281,477			8,547,091		11,707,242			6,891,864
Net interest income		13,004,488			10,675,220		14,571,798			13,924,631
(Reduction of) Provision for Credit Losses		(195,000	)		144,000		(56,000	)		175,000
Net interest income after provision for credit losses		13,199,488			10,531,220		14,627,798			13,749,631
Non-Interest Income:
Service charges on deposits accounts		325,973			326,531		438,043			547,766
Gain on sale of loans		119,568			129,321		163,732			245,362
Gain on sale of fixed assets		—			34		34			12,086
Bank owned life insurance income		280,971			223,614		327,341			286,366
Other		25,523			24,358		32,759			64,163
Total non-interest income		752,035			703,858		961,909			1,155,743
Non-Interest Expense:
Salaries and employee benefits		6,858,333			6,330,373		8,521,202			8,526,759
Occupancy and equipment		1,047,736			1,047,434		1,426,360			1,294,952
Other real estate owned, net of operations, loss on sales and write-downs		—			—		—			37,844
Other		4,202,363			3,569,501		4,861,475			4,671,764
Total non-interest expense		12,108,432			10,947,308		14,809,037			14,531,319
Income Before Income Taxes		1,843,091			287,770		780,670			374,055
Income Tax Expense		429,831			66,153		185,919			108,230
Net Income	$	1,413,260		$	221,617	$	594,751		$	265,825
Earnings per share:
Basic	$	0.35		$	0.05	$	0.14		$	0.06
Diluted	$	0.35		$	0.05	$	0.14		$	0.06
Weighted Average Shares Outstanding:
Basic		4,017,595			4,251,266		4,234,675			4,783,618
Diluted		4,060,956			4,262,050		4,253,313			4,796,488

(*) - Derived from audited financial statements.

TC BANCSHARES, INC. AND SUBSIDIARY

CONSOLIDATED STATEMENTS OF COMPREHENSIVE INCOME

FOR THE NINE MONTHS ENDED SEPTEMBER 30, 2025, AND 2024

FOR THE YEARS ENDED DECEMBER 31, 2024, AND 2023

	(Unaudited)				(*)
	Nine Months Ended September 30,				Year Ended December 31,
	2025		2024		2024			2023
Net Income	$	1,413,260	$	221,617	$	594,751		$	265,825
Other Comprehensive Income,
Net of Income Taxes:
Unrealized (losses) gains on securities available-for-sale:
Holding (losses) gains arising during the period, net of taxes of ($607,948), ($395,716), ($27,538) and $214,747, respectively		1,783,666		1,160,996		(80,794	)		680,379
Change in post-retirement benefit obligations, net of taxes of $0, $0, $211,281, and $167,802, respectively		—		—		628,800			499,403
Total other comprehensive income		1,783,666		1,160,996		548,006			1,179,782
Comprehensive Income	$	3,196,926	$	1,382,613	$	1,142,757		$	1,445,607

(*) - Derived from audited financial statements.

TC BANCSHARES, INC. AND SUBSIDIARY

CONSOLIDATED STATEMENTS OF CHANGES IN STOCKHOLDERS' EQUITY

FOR THE NINE MONTHS ENDED SEPTEMBER 30, 2025

FOR THE YEARS ENDED DECEMBER 31, 2024, AND 2023

	Common Stock			Additional Paid in Capital			Retained Earnings			Accumulated Other Comprehensive Loss			Treasury Stock			Unearned ESOP Shares			Total
Balance, January 1, 2023	$	50,494		$	48,267,762		$	45,574,190		$	(4,305,039	)	$	(1,085,265	)	$	(3,526,812	)	$	84,975,330
Net income		—			—			265,825			—			—			—			265,825
Other comprehensive income, net of tax		—			—			—			1,179,782			—			—			1,179,782
Restricted stock award								—			—			—			—			—
Amortization of unearned compensation associated with restricted stock		—			484,944			—			—			—			—			484,944
Stock based compensation		—			225,810			—			—			—			—			225,810
Repurchase of stock for tax obligation on restricted shares		(62	)		(61,688	)		(24,643	)		—			—			—			(86,393	)
Release of ESOP shares		—			74,651			—			—			—			195,934			270,585
Dividends		—			—			(463,076	)		—			—			—			(463,076	)
Repurchase of common stock											—			(6,062,999	)					(6,062,999	)
Retirement of common stock		(5,815	)		(5,809,485	)		(2,488,351	)		—			7,148,264			—			(1,155,387	)
Balance, December 31, 2023	$	44,617		$	43,181,994		$	42,863,945		$	(3,125,257	)	$	—		$	(3,330,878	)	$	79,634,421
Net income		—			—			594,751			—			—			—			594,751
Other comprehensive income, net of tax		—			—			—			548,006			—			—			548,006
Restricted stock award		160			(160	)		—			—			—			—			—
Amortization of unearned compensation associated with restricted stock		—			497,270			—			—			—			—			497,270
Stock based compensation		—			319,376			—			—			—			—			319,376
Repurchase of stock for tax obligation on restricted shares		(65	)		(65,604	)		(44,992	)		—			—			—			(110,661	)
Release of ESOP shares		—			135,978			—			—			—			195,934			331,912
Dividends		—			—			(418,276	)		—			—			—			(418,276	)
Repurchase of common stock											—			(4,070,958	)					(4,070,958	)
Retirement of common stock		(2,917	)		(2,913,274	)		(1,154,768	)		—			4,070,958			—			(1	)
Balance, December 31, 2024	$	41,795		$	41,155,580		$	41,840,660		$	(2,577,251	)	$	—		$	(3,134,944	)	$	77,325,840
Net income		—			—			1,413,260			—			—			—			1,413,260
Other comprehensive income, net of tax		—			—			—			1,783,666			—			—			1,783,666
Restricted stock award		50			(50	)		—			—			—			—			—
Amortization of unearned compensation associated with restricted stock		—			—			—			—			—			—			—
Stock based compensation		—			645,682			—			—			—			—			645,682
Repurchase of stock for tax obligation on restricted shares		—			—			—			—			—			—			—
Release of ESOP shares		—			—			—			—			—			—			—
Dividends		—			—			(199,224	)		—			—			—			(199,224	)
Repurchase of common stock											—			(3,250,018	)					(3,250,018	)
Retirement of common stock		(2,000	)		(1,998,000	)		(1,250,018	)		—			3,250,018			—			—
Balance, September 30, 2025	$	39,845		$	39,803,212		$	41,804,678		$	(793,585	)	$	—		$	(3,134,944	)	$	77,719,206

TC BANCSHARES, INC. AND SUBSIDIARY

CONSOLIDATED STATEMENTS OF CASH FLOWS

FOR THE NINE MONTHS ENDED SEPTEMBER 30, 2025, AND 2024

FOR THE YEARS ENDED DECEMBER 31, 2024, AND 2023

	(Unaudited)						(*)
	Nine Months Ended September 30,						Year Ended December 31,
	2025			2024			2024			2023
Cash Flows from Operating Activities
Net income	$	1,413,260		$	221,617		$	594,751		$	265,825
Adjustments to reconcile net income to net cash provided by operating activities
Depreciation, amortization and accretion		98,780			391,520			504,169			686,348
Lease expense		(2,898	)		17,076			201,607			157,541
Deferred income tax expense		24,233			63,649			183,415			113,086
Provision for credit losses		(195,000	)		144,000			(56,000	)		175,000
Net loss on sale of other real estate owned		—			—			—			30,848
(Gain) on sale of premises and equipment		—			(34	)		(34	)		(12,086	)
Stock based compensation		645,682			604,252			816,646			710,754
ESOP expense		—			—			331,912			270,585
Increase in cash surrender value of bank owned life insurance		(280,971	)		(223,613	)		(327,341	)		(286,366	)
Write-down of other real estate owned		—			—			—			—
Gain on mortgage loans sold, net		(119,568	)		(129,321	)		(163,732	)		(245,362	)
Proceeds from the sale of mortgage loans held for sale		7,398,773			8,770,084			11,278,389			14,640,905
Originations of mortgage loans held for sale		(7,279,205	)		(8,655,515	)		(10,825,546	)		(12,599,555	)
Change in:
Accrued interest receivable and other assets		(376,564	)		1,343,715			913,556			(140,985	)
Accrued interest payable and other liabilities		498,300			(127,268	)		146,437			265,592
Net cash provided by operating activities		1,824,822			2,420,162			3,598,229			4,032,130
Cash Flows from Investing Activities
Net change in interest-bearing deposits in other banks		—			—			—			1,739,000
Purchase of investment securities available-for -sale		(22,458,217	)		(24,566,450	)		(35,429,038	)		(962,344	)
Proceeds from calls, paydowns and maturities of investment securities available-for-sale		3,243,839			5,939,336			6,324,622			1,771,566
Proceeds from sales of investment securities available-for-sale		—			—			—			—
Purchase of other investments		(3,831,550	)		(1,079,250	)		(1,319,250	)		(719,150	)
Proceeds from sales of other investment		3,538,800			736,300			1,258,800			467,500
Net change in loans		(3,044,948	)		(15,108,110	)		(32,689,425	)		(38,354,219	)
Proceeds from sales of other real estate owned		—			—			—			652,952
Proceeds from sales of premises and equipment		—			1,500			1,500			18,500
Purchase of premises and equipment		(117,451	)		(106,481	)		(182,230	)		(2,125,279	)
Net cash used in investing activities		(22,669,527	)		(34,183,155	)		(62,035,021	)		(37,511,474	)
Cash Flows from Financing Activities
Net change in deposits		37,625,758			53,504,450			58,229,554			40,740,541
Proceeds from Federal Home Loan Bank advances		115,500,000			29,000,000			34,000,000			14,500,000
Repayments of Federal Home Loan Bank advances		(110,500,000	)		(29,000,000	)		(40,000,000	)		(14,500,000	)
Dividends		(208,974	)		(223,083	)		(418,276	)		(463,076	)
Repurchase and retirement of common stock		(3,250,018	)		(4,070,959	)		(4,070,959	)		(7,218,386	)
Repurchase of stock for tax obligation on restricted shares		—			—			(110,661	)		(86,393	)
Net cash provided by financing activities		39,166,766			49,210,408			47,629,658			32,972,686
Net Change in Cash and Cash Equivalents		18,322,061			17,447,415			(10,807,134	)		(506,658	)
Cash and Cash Equivalents, Beginning of Period		14,232,080			25,039,214			25,039,214			25,545,872
Cash and Cash Equivalents, End of Period	$	32,554,141		$	42,486,629		$	14,232,080		$	25,039,214
Supplement Disclosures of Cash Flow Information:
Cash paid during the period for interest	$	9,385,385		$	11,760,155		$	11,760,155		$	6,454,199
Non-Cash Investing and Financing Activities:
Change in unrealized losses on securities-for-sale, net of tax	$	1,783,666		$	1,160,996		$	(80,794	)	$	680,379
Change in defined benefit pension obligations, net of tax	$	—		$	—		$	628,800		$	499,403
Dividend Declared	$	199,224		$	209,302		$	—		$	—
Right-of-use asset recorded in exchange for lease liabilities	$	249,087		$	—		$	—		$	—

(*) - Derived from audited financial statements.