I urge the SEC to oppose NASD rule 2821. This is another layer of suitability regualtions being imposed to actually clutter the process. Individual companies along with SEC have already established compliance and suitability programs. The majority of advisors are doing the "right" thing already. Please don't punish the people with more requirements for a few bad apples. Please find the people who are not doing the "right" thing and proscute them.