From: Anonymous
Sent: Tuesday, August 15, 2006 3:51 PM
To: Rule-Comments
Subject: SR-NASD-2004-183

I am a "sophisticated investor" and am interested in variable products. I am concerned about the suitability standard and principal review requirements regarding the sale of variable annuities contained in NASD proposed Rule 2821. The proposed rule is redundant and will provide zero additional protection to investors. Just enforce the current rules on the books.

People who use deceptive sales techniques should be prosecuted to the extent of the law and subjected to appropriate sanctions.

Thank you for reading my comments.