From: George F. Harley, CLU, CFP
To: Rule Comments
Sent:July 12, 2006
Subject:File Number SR-NASD-2004-183

As a financial services professional I strongly urge the SEC to not approve Proposed NASD rule imposing specific suitability, Principal review requirements for deferred variable annuities. Present regulations are fully adequate to prevent or punish any abuses. This appears to be a solution in search of a problem.


George F. Harley, CLU, CFP