From: Clifden1A@aol.com
Sent: Saturday, February 15, 2003 8:28 PM
To: rule-comments@sec.gov
Subject: (no subject) (s7-51-02)
Dear Sir:

I am concerned about the very high fees that I must pay on my Mutual Funds.  
Many of those fees and expenses are hidden from investors.

I want full expense disclosure.

Thank you.