Date:    03/21/2000  5:37 PM

Subject: Proposed Regulation FD

    the recent explosive growth of the financial industry and economy
has not been by restricting the flow of information, but has been by 
increasing the availability of information. the internet, with its' open 
architecture, allows the rapid dissemination and evaluation
of information,  allowing the financial world (large and small) to 
operate in ways that noone could have foreseen when it was created.
    this information based economy couldn't have arisen without freedom
of information.
    arguments that would decrease this flow of  information are
self-serving, short sighted, and function to concentrate information 
and thereby power in the hands of the self-appointed (anointed?) few . 
this will restrict innovation, and capital flow, but  certainly will 
temporarily
preserve the big financial  houses' power over the consumer.
    i encourage the sec to act to protect the rights of the people they
are supposed to be representing as well as to let the financial 
community
evolve further to the benefit of us all..
     
thank you
david taylor
a concerned individual investor